CODFABELCODFABEL

CREDIT CREDIT COOPERATIVECOOPERATIVE

MISSION MISSION

We, the management of Codfabel Credit Cooperative We, the management of Codfabel Credit Cooperative Incorporation believed that we Incorporation believed that we

are task to give the best. And we guarantee you, our valued are task to give the best. And we guarantee you, our valued clients that we will:clients that we will:

Provide you with the best cheaper interest loan that we can give Provide you with the best cheaper interest loan that we can give you.you.

Present a positive image so that you are rest assured that you are Present a positive image so that you are rest assured that you are in a good hand.in a good hand.

Take care of client’s financial situation as well as their need for Take care of client’s financial situation as well as their need for financial stability.financial stability.

Satisfaction to clients at all time.Satisfaction to clients at all time.Be responsive to your comments and suggestion.Be responsive to your comments and suggestion.

VISIONVISION CODFABEL envisioned itself to be one of the most CODFABEL envisioned itself to be one of the most

famous credit famous credit cooperative in the country. But in order to attain that, cooperative in the country. But in order to attain that,

we first want to gain trust and loyalty we first want to gain trust and loyalty from our clients. Overall, we envisioned to establish a from our clients. Overall, we envisioned to establish a

good relationship among the good relationship among the management, employees and clients. We envision management, employees and clients. We envision

ourselves still existing decades from the time ourselves still existing decades from the time CODFABEL Credit Cooperative opened its doors to CODFABEL Credit Cooperative opened its doors to

the clients.the clients.

GOALGOAL

Our goal is to give a high quality to serve Our goal is to give a high quality to serve people the best we can do butpeople the best we can do but

affordable interest to better living in the affordable interest to better living in the community.community.

PRODUCT PRODUCT PRICEPRICE PLACEPLACE PROMOTIONPROMOTIONOffered by the Barangka Credit Cooperative:Offered by the Barangka Credit Cooperative:

    Types of Loans    Equal LoanCheck Types of Loans    Equal LoanCheck Accommodation Double Your Share Accommodation Double Your Share loanEmergency Loan Pensioners LoanHousing loanEmergency Loan Pensioners LoanHousing Loan Salary LoanRefinancing ATM / Land Loan Salary LoanRefinancing ATM / Land Title Special LoanEducational / Appliance Title Special LoanEducational / Appliance Loan Capacity to pay loanMotorcycle Loan Capacity to pay loanMotorcycle Loan PSKM/MICRO LoanGrocery Loan / One Loan PSKM/MICRO LoanGrocery Loan / One Stop Shop Loan Pautang Sa Negosyo (PSN)Rice Stop Shop Loan Pautang Sa Negosyo (PSN)Rice Loan 30 days/60 days/90days-Petty Cash Loan 30 days/60 days/90days-Petty Cash Loan/Drivers/OperatorsCar Loan Discounting Loan/Drivers/OperatorsCar Loan Discounting Personal CheckCell Phone LoanPersonal CheckCell Phone LoanInterest Rates:    Kinds of Loan Interest Interest Rates:    Kinds of Loan Interest AnnuallyService FeeCBUTotal Deduction  1. AnnuallyService FeeCBUTotal Deduction  1. Below / Equal Share Loan (no other Below / Equal Share Loan (no other     loan). 6%3%1%10%  2. CBL - if share capital     loan). 6%3%1%10%  2. CBL - if share capital is 75% of the     amount to be is 75% of the     amount to be borrowed. 13%3%1%17%  3. if share capital is borrowed. 13%3%1%17%  3. if share capital is 50% of the amount     to be 50% of the amount     to be borrowed. 15%3%1%19%  4. if share capital is borrowed. 15%3%1%19%  4. if share capital is less than 50% but     more than 30% of the less than 50% but     more than 30% of the amount to be     borrowed. 17%3%1%21%  5. if amount to be     borrowed. 17%3%1%21%  5. if share capital is less than 30% but     more than share capital is less than 30% but     more than 10% of the amount to be 10% of the amount to be     borrowed. 18%3%1%22%  6. All loans     borrowed. 18%3%1%22%  6. All loans including ATM - if share     capital is less than including ATM - if share     capital is less than 10% to be     borrowed. 20%3%1%24%  7. All 10% to be     borrowed. 20%3%1%24%  7. All productive loans - if share     capital is 5% of the productive loans - if share     capital is 5% of the amount to be     borrowed. 24%3%1%28%  8. amount to be     borrowed. 24%3%1%28%  8. All productive loans - if share capital is     0% All productive loans - if share capital is     0% and less than 5% 30%3%1%34%  9. Petty Cash and less than 5% 30%3%1%34%  9. Petty Cash loan  4%2%6%   15% - grocery  85% - loan  4%2%6%   15% - grocery  85% - cash        10. Accommodation cash        10. Accommodation loan  4%2%6%  11. Discounting Personal loan  4%2%6%  11. Discounting Personal Check  3%2%6%  12. DepositCheck  3%2%6%  12. Deposit

SAVINGS OR ASSOCIATE MEMBER - Co-SAVINGS OR ASSOCIATE MEMBER - Co-owner na hindi na kailangan magsanay o owner na hindi na kailangan magsanay o dumalo sa PMES Seminar. Magsumite lang ng dumalo sa PMES Seminar. Magsumite lang ng aplikasyon at magdala ng mga sumusunod:aplikasyon at magdala ng mga sumusunod:

a. 1 pc 2x2 pictureb. Proof of Billingc. Ps. a. 1 pc 2x2 pictureb. Proof of Billingc. Ps. 180.00180.00

Breakdown:ID & Membership FeePs. Breakdown:ID & Membership FeePs. 100.00Passbook30.00Initial 100.00Passbook30.00Initial Deposit50.00 ==========TOTALPs. 180.00Deposit50.00 ==========TOTALPs. 180.00REGULAR MEMBER REGULAR MEMBER Requirements for Regular Co-OwnersRequirements for Regular Co-Owners

••Residing or working within Marikina City / Residing or working within Marikina City / nearby cities•Proof as permanent or regular nearby cities•Proof as permanent or regular employee / may negosyo / hanapbuhay•Consent employee / may negosyo / hanapbuhay•Consent of wife / husband or any member of the of wife / husband or any member of the family•Ang pagsasanay (seminar) ay isasagawa family•Ang pagsasanay (seminar) ay isasagawa bago makahiram•Proof of no previous or bago makahiram•Proof of no previous or pending barangay / court cases involving pending barangay / court cases involving money / credit discipline, kung kailangan•2 pcs. money / credit discipline, kung kailangan•2 pcs. na 2x2 picturena 2x2 picture

Membership:Initial Share DepositPs. Membership:Initial Share DepositPs. 100.00 Initial Savings Deposit100.00 Initial 100.00 Initial Savings Deposit100.00 Initial Damayan Deposit100.00 Membership Damayan Deposit100.00 Membership Fee100.00 Federation Due40.00 Others- Fee100.00 Federation Due40.00 Others- Passbook, ATM, etc160.00 ATINGKOOP Passbook, ATM, etc160.00 ATINGKOOP Membership100.00  ========== TOTALPs. Membership100.00  ========== TOTALPs. 700.00700.00

96 Julian Cruz Street Barangka Marikina 96 Julian Cruz Street Barangka Marikina Metro ManilaMetro Manila

Phone: +63(2)9412217  Phone: +63(2)9412217 

Primary Category: CooperativesPrimary Category: Cooperatives

Barangka Credit Cooperative offers various Barangka Credit Cooperative offers various products and services to its members. products and services to its members. Application for Membership is open to all Application for Membership is open to all Filipinos who lives and works within the area of Filipinos who lives and works within the area of Marikina City and Antipolo City with the Marikina City and Antipolo City with the recommendation of a Member In Good recommendation of a Member In Good Standing (MIGS).Standing (MIGS).

To be an official member of the Barangka To be an official member of the Barangka Credit Cooperative, interested individuals must Credit Cooperative, interested individuals must attend PMES Seminar conducted every attend PMES Seminar conducted every Saturday and every last Sunday of the month at Saturday and every last Sunday of the month at 1:00 PM at the Barangka Creit Cooperative 1:00 PM at the Barangka Creit Cooperative office.office.

The coop surpassed the ordeal. Patience, strong The coop surpassed the ordeal. Patience, strong determination, resourcefulness and prayer determination, resourcefulness and prayer helped the coop surmount the problems. helped the coop surmount the problems. Moreover, the members utilized their collective Moreover, the members utilized their collective ability to make their organization more ability to make their organization more community-oriented.community-oriented.

BARANGKA CREDIT COOPERATIVE

PRODUCT PRODUCT PRICEPRICE PLACEPLACE PROMOTIONPROMOTION

Savings Deposits, Time Deposits, and Savings Deposits, Time Deposits, and AlkansyaAlkansya koko sasa COOP COOP

Loan ServicesLoan Services

Mutual Aid Plan (Planong Damayan)Mutual Aid Plan (Planong Damayan)

Social Fund Loan Protection (Planong Abuluyan)Social Fund Loan Protection (Planong Abuluyan)

Pre-School/ Elementary/ High SchoolPre-School/ Elementary/ High School

Coop Healthcare ProgramCoop Healthcare Program

Venues for RentVenues for Rent

Manpower Directoy ServicesManpower Directoy Services

Housing Project 1,2 & 3Housing Project 1,2 & 3

Appliance/ Product FinancingAppliance/ Product Financing

Enterpreneurship ServicesEnterpreneurship Services

LibraryLibrary

Mailing & Bayad Center ServicesMailing & Bayad Center Services

Medical, Dental & Other Health ServicesMedical, Dental & Other Health Services

Cooperative Education for members, officers and Cooperative Education for members, officers and leadersleaders

Cooperative Promotion & Assistance to other Cooperative Promotion & Assistance to other Cooperatives & OrganizationsCooperatives & Organizations

Continuous Personnel Development ProgramContinuous Personnel Development Program

DrugstoreDrugstore

Door-to-Door Service (Tie-Up)Door-to-Door Service (Tie-Up)

Western Union Money Transfer (Tie-Up)Western Union Money Transfer (Tie-Up)

Member-Dentists AccreditationMember-Dentists Accreditation

Medical / Laboratory Examination (Tie-Up)Medical / Laboratory Examination (Tie-Up)

Funeral Service (Tie-Up)Funeral Service (Tie-Up)

Share Capital (Fixed Deposit)Share Capital (Fixed Deposit)

Para sa mga bagong kasapi (New Para sa mga bagong kasapi (New Members) na kabubukas Members) na kabubukas pa lamang ng account at pa lamang ng account at nakapaglagak ng nakapaglagak ng halagang isang daang piso halagang isang daang piso (P 100.00) sa kanilang (P 100.00) sa kanilang share capital.share capital.

Para sa mga kasaping wala pang Para sa mga kasaping wala pang dalawang libo at limang dalawang libo at limang daang piso (P 2,500.00) daang piso (P 2,500.00) ang share capital subalit ang share capital subalit updated sa paghuhulog ng updated sa paghuhulog ng limampung piso (P 50.00) limampung piso (P 50.00) kada buwan.kada buwan.

Para sa mga kasaping mayroon ng Para sa mga kasaping mayroon ng dalawang libo at limang dalawang libo at limang daang piso (P 2,500.00) o daang piso (P 2,500.00) o higit pa sa kanilang share higit pa sa kanilang share capital.capital.

Nakapagbayad ng buong enrollment fee na Nakapagbayad ng buong enrollment fee na limang daang piso ( P 500.00 ).limang daang piso ( P 500.00 ).

554 Quirino Avenue San Dionisio Paranaque 554 Quirino Avenue San Dionisio Paranaque Metro ManilaMetro Manila

Phone: +63(2)8261055Phone: +63(2)8261055

Primary Category: Cooperative Buying ServPrimary Category: Cooperative Buying Serv

The san dionisio credit cooperative pursue and The san dionisio credit cooperative pursue and lead a sustainable total cooperative system lead a sustainable total cooperative system towards the dignity of human life. We have towards the dignity of human life. We have factors behind our cooperative, Enlightened factors behind our cooperative, Enlightened Leadership and Good Management.Leadership and Good Management.

SAN DIONISIO CREDIT COOPERATIVE

PRODUCT PRODUCT PRICEPRICE PLACEPLACE PROMOTIONPROMOTIONLoan Types:Loan Types:Back to Back LoanBack to Back LoanA loan that is tied up with members’ ACDI A loan that is tied up with members’ ACDI Investments and can be paid through personal Investments and can be paid through personal payment.payment.

Business LoanBusiness LoanA type of loan granted to members for putting up A type of loan granted to members for putting up new businesses or as additional capital for existing new businesses or as additional capital for existing one.one.

Calamity LoanCalamity LoanA loan granted to members who are residing in A loan granted to members who are residing in areas that are affected by calamity or declared as areas that are affected by calamity or declared as under state of calamity.under state of calamity.

Salary LoanSalary LoanA ACDI offers the most affordable loan packages A ACDI offers the most affordable loan packages in the market in order to provide financial in the market in order to provide financial assistance to its members not only for their assistance to its members not only for their everyday needs but also to support their children’s everyday needs but also to support their children’s education. ACDI also empowers its members to education. ACDI also empowers its members to build home for their family, to purchase build home for their family, to purchase appliances, and to own their dream car. All of appliances, and to own their dream car. All of these can be achieved through ACDI Salary Loan.these can be achieved through ACDI Salary Loan.

Maintaining balance of 200.00Maintaining balance of 200.00

-Competitive interest rate as high as 6% per -Competitive interest rate as high as 6% per annum,tax freeannum,tax free

-minimum deposit of 10,000.00-minimum deposit of 10,000.00

-minimum placement of 5,000.00 -minimum placement of 5,000.00

ACDI Bldg. Diego Silang St. AFPOVAL Phase 1 ACDI Bldg. Diego Silang St. AFPOVAL Phase 1 Western Bicutan,Western Bicutan,

taguig city taguig city

ACDI Savings and Credit Cooperative is a ACDI Savings and Credit Cooperative is a cooperative that promotes thrift and providing cooperative that promotes thrift and providing financial assistance to its valued members for financial assistance to its valued members for

productive purposesproductive purposes

Through the years, ACDI has become vital part of Through the years, ACDI has become vital part of the lives of its members by offering superior the lives of its members by offering superior

product portfolio and value added services to its product portfolio and value added services to its members.members.

ACDI Credit cooperative