PROPERTY YIELDS HIGHER RETURNS IN LONG TERMMr G. Satish Babu , M.D of Aisshwarya Group http://aisshwaryasamskruthi.in/about_realestateinbangalore.htmlexplains how investing in a second residential Property yields high and secure returns.Investing in a property is always good with a long-term perspective. If it is done with proper due diligence, it is very safe as well. The returns on an investment in property come in terms of value appreciation of the property, regular income of rent, and the benefits in income tax when it is a house financed through a home loan.An investment in a property is always a large financial commitment. Therefore, purchasing a second house requires a good amount of financial planning.Long-term investment An investment in a property is recommended with a long-term perspective. The minimum investment horizon should be at least five years. At a macro level, there is a lot of growth potential in the housing market here due to the need and rising disposable income of the middle income segment. The rapid urbanization and the fact that the economy is expected to growth at a healthy pace in the coming years mean more demand and value apprecaitation in the property market.The past data suggest that investments in property have yielded high and consistent returns, and the potential of a downside risk is hardly there in a property investment. The actual returns will depend on various factors such as the type of property invested in, location, price etc. Therefore, an investment in a property makes good long-term sense provided due care is taken while buying it.Benefits of second propertyInvesting in a second property is good for those who already have a property, and have enough liquidity in hand to buy another one. Most look for a second property for a consistent rental income or long-term value appreciation. Banks also offer home loans for a second home easily if you are already repaying a loan for a home, and have a good repayment history.The rentals from the second property can be considered for payment of EMIs partly. However, you should ensure you have the capacity enough disposable income to pay the EMIs comfortably.Tax angle The income tax laws allow tax benefits on a second house as well if the property is purchased through a home loan. The principal repayment up to Rs 1 lakh per annum qualifies for tax rebate. The entire interest payment can be deducted from the taxable income.However, it is important to note that the investor will have to account for the rental income (actual or notional) in his earnings as addition al income after deducting maintenance charges and municipal tax.Some points to keep in mindThose looking at purchasing a property as an investment should keep in mind that the location of the property, size, and type of property are some of

the key factors that decide the actual appreciation over a long term. Hence, due important should be given to these factors.An investment in a property may not be very easy to liquidate like other investment instructions. Therefore, those looking at a long-term investment (five years or more) should invest in a property.Aisshwarya Group" is a our brand name, registered under trade marks in 1996. Our name has "SS" "AiSShwarya Group" and our log is aiss_log_0 . We are the only member of CREDAI . We are basically into construction of Apartments, Villas and Commercial space. We are in the industry from past 17 years and successfully completed and handed over many projects like Aisshwarya Excellency/ Aisshwarya Opluence. Aisshwarya Group is developing this project in 14.5 acres of land with total of 40 acres project , it is developing phase by phase the following type of Villas in Bangalore.

Residential Villas in Bangalore Luxury Villas in Bangalore Premium Villas in Bangalore

There are total 170 villasFor more details pls visit http://aisshwaryasamskruthi.in/about_realestateinbangalore.html