pinnacle team may newsletter

8/14/2019 Pinnacle Team May Newsletter

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information, please forwardthe newsletter or send ustheir email and we will behappy to send them acopy.

Thank you so much foryour business and interestin our newsletters.

Have a great May, and bewell!

Ryan, Sarah & Nadine

Hi Friends,

Its May, and we can all

feel the buzz in the city

the snow is behind us,

baseball season is in fullswing, weve started to get

over having to pay our

taxes last month, and were

embarking on the best 4

months in Chicago. The

real estate market is also in

full swing, and weve seen

significant movement over

the past month. If you have

any doubt as to what truly

IS going on in the market,

dont hesitate asking us.

Were grateful for all of the

great business thats come

our way, and were looking

forward to a productive

summer ahead.

Wed like to thank Todd

Johnson and Mike

Procaccio for contributing

to this months newsletter.

We think youll find their

incentives attractive and

worth checking out.

If you have any friends orfamily that wouldappreciate the following

95% Conventional

Financing is Back!

Great newsGuaranteed

Rate has been granted an

exception to provide up to

95% financing on condos,single family residences

and PUDs in the

Chicagoland area! Prior to

this change the maximum

financing on condos was

90% for conventional

loans. Borrowers must

have a minimum of a 700

FICO and maximum

debt-to-income ratio of

41%.

96.5% FHA Financing

Available

FHA financing provides a

great option for borrowers

with a limited down

payment. FHA currently

allows a little as a 3.5%

down payment. The rates

on FHA loans are similar to

conventional rates.

Please note that FHA loans

require a 1.75% UFMIP

(up front mortgage

insurance premium). FHA

financing is available for

borrowers with a minimum

FICO of 620.

Feel free to contact me forfurther details.

Welcome Summer

I ns ideth isissue :

FinancingOptions

1

Nothing Lastsfor Long

2

New CarIncentive

2

Spacca Napoli 2

Festival Time! 3

Pinnacle TeamListings

4-5

Financing Options

Pinnacle Team NewsletterM a y 2 0 0 9

Written by

Todd Johnson

Guaranteed Rate

[email protected]
mailto:[email protected]:[email protected]


2/5

Nothing Lasts for Long P a g e 2

Nothing lasts for long,

especially the cost of

postage stamps. Dont forget

that on May 11, 2009, the

cost of a postage stamp will

increase from 42 to 44.So, get to the nearest post

office and load up on Forever

Stamps, which will keep you

from having to pay the extra

2 from May 12 moving

forward. For more

information, visit http://www.usps.com/prices/

New Car Incentiveis available regardless of

whether a taxpayer

itemizes deductions on

their returns. So, even if

you rent, you can claim this

deduction and save more

money on your 2009 taxes.

The Internal Revenue

Service announced that

taxpayers who purchase a

new car after February 16,

2009 and before January

1, 2010 may be entitled to

deduct state and localsales and excise taxes

paid on the purchase of the

vehicle.

The deduction is limited

to the taxes paid on up to

$49,500 of the purchase

price of a qualified new car,

light truck, motor home or

motorcycle.

The deduction is phased

out for taxpayers whose

modified adjusted gross

income is between$125,000 and $135,000 for

individual filers and

between $250,000

and $260,000 for joint

filers.

The great thing about this

special deduction is that it

With about a dozen Antipastiand Pizza choices the menuis easy to follow and thefood is all delicious. All ofthe food items are veryaffordable ranging from $7 -$15 and wines in the $20 -$40 range, making this acomfortable and inexpensiveplace to dine. Spacca Napoli

is easily reached by takingthe Brown Line to theMontrose stop.

The neighborhood:Ravenswood. Its boundariesare officially, Foster to theNorth, Montrose to theSouth, Leavitt to the West,and Clark to the East. It is abeautiful community that isboth family friendly andgreat for singles as well.

Getting to work is easy byboth CTA and Metra.

Housing is comprised of ahealthy blend of singlefamily homes, condos,townhomes, andapartments. There arecurrently about 50 singlefamily homes on the market

priced from $300k to $3.3Mwith a median price of$870k. The condo market isoffering 150 active listingspriced from $135k to $615kwith the median condo beinga 2 bed, 2 bath home pricedat $299k.

1769 W Sunnyside Avewww.spaccanapolipizzeria.com

Dont miss this RavenswoodItalian Pizzeria offering asimple menu of light and airypizzas, tasty salads, andaffordable yet deliciousItalian wines. The diningroom easily accommodatesgroups of all sizes, but asusual, the larger the group,the longer the wait.

Situated in the Ravenswoodarea of Lincoln Square,Spacca Napoli has a verycalm and invitingneighborhood feel. Theinside of the restaurant istastefully designed with anopen air space leaving thekitchen exposed to thedining room, allowing thearoma from the oven totease your appetite.

Spacca NapoliRyan Gossett

Written by

Mike Procaccio

Pro Financial Services Group, Inc

www.pfsgi.com
http://www.usps.com/prices/http://www.usps.com/prices/http://www.spaccanapolipizzeria.com/http://www.pfsgi.com/http://www.pfsgi.com/http://www.spaccanapolipizzeria.com/http://www.usps.com/prices/http://www.usps.com/prices/http://www.usps.com/prices/http://www.usps.com/prices/


3/5

P a g e 3

Festival Time!

MAY

24: Bike the Drive

28-31: Mayfest in Lincoln Square

30-31: Belmont/Sheffield Music Fest

30-31: Do-Division Street Fest

JUNE

5-6: 57th Street Art Fair

5-7: The Raven

6-7: Chicago Gospel Music Festival

6-7: Tribune Printers Row Lit Fest

12-14: Chicago Blues Festival

13-14: Andersonville Midsummerfest

13-14: Old Town Art Fair

13-14: Wells Street Art Festival

19-21: Festa Pasta Vino

19-21: Taste of Randolph Street

20: Puerto Rican Day Parade

20-21: BAM! Belmont Arts & Music

20-21: Chicago Summerfest

26-28: Chicago Soul Music Festival

26-5: Taste of Chicago

JULY

9: Bastille Day 5K Run, Walk & Block

Party10-11: Old St. Pats Block Party

11-12: Rock Around the Block

18-19: Sheffield Garden Walk & Festival

19: Chinatown Summer Fair

25: Venetian Night Monroe

25-26: Wicker Park Fest

30: Fiesta del Sol - Pilsen

31: Gold Coast Art Fair

AUGUST

1-2: Northalsted Market Days

1-2: Retro on Roscoe

7-9: Lollapalooza

8: Bud Billiken Parade & Picnic

8-9: Korean Street Festival

8-9: Lincoln park Arts & Music Festival

8-9: Wrigleyville SummerFest

15-16: Chicago Air & Water Show

22-23: Lake View Music Fest

29-30: Bucktown Arts Fest29-30: Taste of Greece 2009

SEPTEMBER

4-6: Chicago Jazz Festival

4-7: African Festival of the Arts

5-6: Bash on Wabash

11-13: 89th German-American Festival

13: 26th Street Mexican Independence

Day Parade

12-14: Wells Street Crush, Music &

Comedy Fest

19: Guinness Oyster Fest

Summers in Chicago mean that street festivals are in full effect. For those of you who

have not experienced Chicago Street Festivals its a great way to explore the

various, unique neighborhoods of Chicago. Were listing the majority of the festivals

below, and we also have it in the form of a magnet. If you have not already receivedone and would like one, please respond to this email with your name and address,

and well make sure you get one. Its a great way to keep up on what the city has to

offer during the summer months.


4/5

P a g e 4

Pinnacle Team Listings

NEW! 1330 W. Hubbard, #2 - $509,9002 years old! Approximately 2400 sq ft duplexwith 3 bed/3 bath. First floor boasts living

room, kitchen, master bedroom, 2nd

bedroom,2nd bath. Lower level has family room, 3rdbedroom, 3rd bath and laundry. 3 outdoorspaces, hardwood floors throughout, fireplace,close to public transportation. Garage parkingincluded! http://www.atproperties.com/listing/7208341

NEW! 1245 W. George, #203 - $359,9002 bedroom/1 bath in prime Lakeview location.Recently renovated unit with an open floorplanthat boasts a separate dining area, exposedbrick, bay windows, fireplace, additional

storage in building, and garage parking. Astunning skyline can be seen from theexpansive common rooftop deck. Link not yetavailable.

4022 N. Monticello, Unit G - $174,900Beautiful 2 bedroom garden unit on a treelined street in popular Old Irving! Thisfabulous split floor plan condo gets great lightand features hardwoods throughout, w/d inunit, Jacuzzi tub w/ glass door, and plenty ofclosets w/ additional storage in building. Streetparking is a breeze, the trains are a shortwalk, and the expressway is just minutes

away. Great outdoor space out back door.Well managed bldg. http://www.atproperties.com/listing/7171825

Price Reduction! 720 Fairmont, Westmont -$445,000Like new construction, 4 bed/2.5 bathtownhome. Located on a quiet cul-de-sac, itboasts gorgeous high end finishes throughout.Huge, open, fully finished basement with recroom and bedroom. Main level master suitewith walk in closet. Family room with fireplace,eat-in kitchen w/ stainless steel appliances,

separate dining room. Second floor has 2bedrooms with a full bath and office area. Amust see! http://www.atproperties.com/listing/7182513

10832 S. 76th, #2J - $169,900Gorgeous, bright and exceptionallymaintained 8 yr young condo has it all! 2 bed

2 bath, huge family room with fireplace,spacious in-unit laundry room, large closets, car att. Garage with storage space, andadditional parking in back. All oak kitchen witisland. Open, airy floor plan w/ beautiful viewof trees. Enjoy the outdoors on extra largebalcony! Quiet area, newer building. http://www.atproperties.com/listing/7179806

Price Reduction! 2629 N. Dayton, #1N -$594,9002100 square foot 3 bedroom/3 bath duplexdown in a fantastic location. Living room with

fireplace opens to kitchen. Kitchen withgranite and stainless with eat-in area andbreakfast bar. Oak floors throughout mainlevel. Master with walk-in closet. Lower levelwith huge family room with fireplace, 3rdbedroom, bath, laundry room with side-by-sidW/D and tons of storage. Includes a privatedeck and garage. Convenient walk toeverything! Freshly painted and carpeted.http://www.atproperties.com/listing/7154914

SOLD in 60 DAYS! 3443 N. Lincoln, #4B -$419,900This is a 4-year-old condo that looks brand

new! With 2 bedrooms and 2 bathrooms, thisstunning condo has it all open floorplan wita huge kitchen that boasts granite andstainless steel. Other amenities include awood-burning fireplace, balcony, side-by-sidewasher dryer, rooftop deck, and heatedgarage parking. This particular niche ofLakeview has exploded in the last couple ofyears and is now surrounded by greatrestaurants, new condo buildings and a brannew Paulina El stop just a block away.http://www.atproperties.com/listing/7132766
http://www.atproperties.com/listing/7208341http://www.atproperties.com/listing/7208341http://www.atproperties.com/listing/7171825http://www.atproperties.com/listing/7171825http://www.atproperties.com/listing/7171825http://www.atproperties.com/listing/7182513http://www.atproperties.com/listing/7182513http://www.atproperties.com/listing/7179806http://www.atproperties.com/listing/7179806http://www.atproperties.com/listing/7179806http://www.atproperties.com/listing/7154914http://www.atproperties.com/listing/7132766http://www.atproperties.com/listing/7132766http://www.atproperties.com/listing/7154914http://www.atproperties.com/listing/7179806http://www.atproperties.com/listing/7179806http://www.atproperties.com/listing/7179806http://www.atproperties.com/listing/7179806http://www.atproperties.com/listing/7182513http://www.atproperties.com/listing/7182513http://www.atproperties.com/listing/7182513http://www.atproperties.com/listing/7182513http://www.atproperties.com/listing/7171825http://www.atproperties.com/listing/7171825http://www.atproperties.com/listing/7171825http://www.atproperties.com/listing/7171825http://www.atproperties.com/listing/7208341http://www.atproperties.com/listing/7208341http://www.atproperties.com/listing/7208341http://www.atproperties.com/listing/7208341


5/5

P a g e 5

Pinnacle Team Listings

SOLD in 13 DAYS! 1148 W. Roscoe, #3W

This extra wide, sunny 2 bedroom/2 bath unit

is in an unbeatable location and only steps to

the Southport corridor, Wrigley, and publictransportation. Built in 2005, this unit has it all

- a kitchen that boasts stainless steel, granite

and a large island, open living/kitchen combo,

large bedrooms, in-unit W/D, balcony, great

storage, and garage parking. http://

www.atproperties.com/listing/7154898

5140 N. Albany, #2 - $280,000Welcome home! This 1400+ sq ft 2 bed/2 bathcondo offers everything, including hardwoodfloors throughout, washer/dryer, garage

parking, etc. The separate dining rooms isperfect for entertaining and the living room isexpansive with loads of windows and naturallight. Deck access through kitchen. Located ina cul-de-sac, this location is close to LincolnSquare and steps from a great park. The largegated lot is a dog owners dream. Check outthe room sizes! http://www.atproperties.com/listing/7145078

Price Reduction! 4434 N Racine #1N$375,000This exquisite, 1700 sq. Ft. 2 bedroom, 2.1bath condo features a spacious layout,contemporary finishes & classic vintage charmthru-out. New gourmet kitchen opens to formaldining room w/ original built-in hutch & walk-inpantry. Back deck extends off kitchen/dining,great for entertaining. Bright sunroom leads tohuge living room w/ fireplace & attachedbookcases. Both bedrooms feature privatebaths. washer/dryer in unit, garage parking &private storage are included! FHA FinancingAvailable! http://www.atproperties.com/listing/7118582

PRICE REDUCTION! 6400 N Sacramento 5

Units $129,000 - $199,000These wonderfully finished 1 & 2 bedroom, 1& 2 bath condos offer luxury and affordability.The intimate 16 unit building offers parkingincluded in the price, storage, and an elevator.

Each condo is finished standard with doubleovens, marble baths, Kohler fixtures, granitecounters, central heat & air, oak floors, 42

cabinets, and Jacuzzi tub. Exceptional valueFHA Approved!http://www.atproperties.com/listing/7118931

http://www.atproperties.com/listing/7118958

http://www.atproperties.com/listing/7118942

For our commercial investors, we also have astorefront for sale:http://www.atproperties.com/listing/7118973

1528 W Jonquil D3 $289,000This amazing 2 bed/2 bath condo is just unde1500 Square feet. Built in 2005, this 6 unitbuilding is on a beautiful tree-lined street onChicago's northern edge. Just steps from thebeach, the red/purple line, Evanston, andJarvis Square, this Rogers Park find is one othe best deals in Chicago! Featuringhardwood floors throughout, cherry cabinets,and garage parking - this condo is ready for inew owner! FHA Financing Available! http://www.atproperties.com/listing/7098410

1060 W. North Shore, #1 - $219,900Rare opportunity to live lakeside! Vintagecharm with modern updates and only 60 stepto the beach. Large 1 bedroom with sunroomthat could double as an office/guest room.Separate dining room and large living roomthat is wired for surround sound. Hardwoodfloors throughout, updated kitchen with newecabinets, and ss appliances. Tons of build-inthroughout. Two custom closets in master.Parking included. FHA Financing Available!http://www.atproperties.com/listing/7096852
http://www.atproperties.com/listing/7154898http://www.atproperties.com/listing/7154898http://www.atproperties.com/listing/7154898http://www.atproperties.com/listing/7145078http://www.atproperties.com/listing/7145078http://www.atproperties.com/listing/7118582http://www.atproperties.com/listing/7118582http://www.atproperties.com/listing/7118931http://www.atproperties.com/listing/7118958http://www.atproperties.com/listing/7118942http://www.atproperties.com/listing/7118973http://www.atproperties.com/listing/7098410http://www.atproperties.com/listing/7098410http://www.atproperties.com/listing/7098410http://www.atproperties.com/listing/7096852http://www.atproperties.com/listing/7096852http://www.atproperties.com/listing/7098410http://www.atproperties.com/listing/7098410http://www.atproperties.com/listing/7098410http://www.atproperties.com/listing/7098410http://www.atproperties.com/listing/7118973http://www.atproperties.com/listing/7118942http://www.atproperties.com/listing/7118958http://www.atproperties.com/listing/7118931http://www.atproperties.com/listing/7118582http://www.atproperties.com/listing/7118582http://www.atproperties.com/listing/7118582http://www.atproperties.com/listing/7118582http://www.atproperties.com/listing/7145078http://www.atproperties.com/listing/7145078http://www.atproperties.com/listing/7145078http://www.atproperties.com/listing/7145078http://www.atproperties.com/listing/7154898http://www.atproperties.com/listing/7154898http://www.atproperties.com/listing/7154898http://www.atproperties.com/listing/7154898

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