MABS APPROACH TO AGRICULTURAL MICROFINANCE

Module 6, Session 1

MAP Reporting

ObjectivesObjectivesBy the end of the training, the participants are expected to:By the end of the training, the participants are expected to:

• Add MAP in the bank’s MIS• Regularly use MAP reports during the pilot test and submit to

management key reports for their review of product pilot testing.

MIS reports are tools for monitoring product performance. These are intended for the use of top and

middle level management & supervisors

Key activities to enable MAP Key activities to enable MAP monitoringmonitoring

• Add MAP to the bank’s system as another microfinance product prior to pilot test– Required reports– Loan Amortization requirements

• Install and test product• Staff training on MIS

Management Information Management Information SystemSystem

MAP reports should show the performance of each account officer

At a minimum, MIS should give: Report to track missed payments, Account officers responsible for their collection, Portfolio at risk with aging

Frequency of ReportingFrequency of Reporting

• Weekly reports must be submitted to the supervisor/s

• Monthly reports must be submitted to bank management

Type of ReportsType of Reports

• Monthly Report - every 3rd of month Performance Report by AO- every 3rd of month

• Delinquency Report - As necessary• PAR Report - Weekly/Mo.

Performance Report by AO

ACCOUNT OFFICER NAME

NO. OF BORROWERS

LOAN ACCOUNT BALANCE

# LOANS DISBURSED

AMOUNT OF LOANS

DISBURSED

# NEW LOANS

DISBURSED

AMT. NEW LOANS

DISBURSED

# REPEAT LOAN

DISBURSED

AMT. REPEAT LOAN

DISBURSED

# OF LOANS WITH

OVERDUE AMOUNT

# OF LOANS WITH

OVERDUE AMOUNT

(%)PORTFOLIO

AT RISK

PORTFOLIO AT RISK

(%)TOTAL

REVENUE

Antonio Antonino 100 101,200 16 150,000 12 120,000 4 30,000 - - - - 41,367

Delinquency Report

Borrower's Name

Loan Account Number Disbursed Maturity

Amt. Of Loans

DisbursedPortfolio At Risk

Total Amount

Due

# of Loan Amort. Missed

Days Overdue

Juana dela CruzMaria San JuanSub-Total

Date

ACCOUNT OFFICER: Antonio Antonino

Portfolio At RiskMicro Agri Product

Days OverdueNo. of

Borrowers%

ClientsLoan

Amount % in

ArrearsOutstanding

BalanceOutstanding Balance %

Current1 - days8 - 14 days15 - 30 days31 - 60 days61 - 90 daysOver 90 daysSub-totalTotal

Thank you