in magazine december 2012
DESCRIPTION
Click to read iN Magazine's December's Issue 94. 105,000* people read iN Magazine on a monthly basis: this number is made up of a celebrity mailing list, subscribers to the hard copy, our e-zine, website and copies which are distributed in west Essex. We cover Buckhurst Hill, Loughton, Chigwell, Epping, Theydon Bois, Wanstead, Woodford, Chingford, Brentwood, Emerson Park, Hornchurch and Shenfield as well as being delivered to gated complexes such as Repton Park.iN can also be found in the bedrooms of all major hotels, lobbies of local restaurants, cafes such as a Belgique, spas, hairdressing salons, fashion boutiques and private health and golf clubs; plus we distribute exclusively to David Lloyd, Chigwell. iN is also hand distributed on the first Tuesday of the month at Loughton Central Line Station.TRANSCRIPT
What’s On • Property • Interiors • Beauty • Fashion • Events • Competitions
DECEMBER 2012 W
WW.IN-MAGAZINE.COM
ISSuE 94
iN ESSEXLocal Events
& NEWS
HOME FOR
Christmas
THE ESSEXELITE
HARDCASTLE
Fashion
Interiors
Max
PARTYSEASON Merry
CHRISTMAS
CHAMpNEY’SSPA BREAK
LAST NIGHTA DJ SAVEDMY LIFE
06 What’s On GuideDates For Your Christmas Diary
08 Max Hardcastle Life as a DJ & Songwriter
15 iN CompetitionA Champney’s Spa Experience
16 FashionGet The Festive Look
23 5 Minutes With...Oliver Hayden
24 Go, Go GadgetChristmas Gift Ideas
26 The Essex EliteThe Best On The High Street
29 Oliver ColeCelebrates 2012
32 Home For ChristmasDeck The Halls
38 Roast ScallopsRecipe By Andy McFadden
40 iN EssexLocal News & Gossip
43 Jack BoytonTribute
44 iN MotoringAstra VXR
When you have finished reading this magazine, help the environment and please recycle.
‘is the season to be jolly. And jolly I am.
For my tree has beendelivered and dressed (thankyou Lathams) and our homehas fairy lights twinkling fromevery mantle that will
harbor them. So what’s left to do?Christmas cards have been posted, thepresents are wrapped and the fire isablaze.
What a lovely way to start the Christmas season, organised.
So whats new? On page 8 we get up front and personal with Max Hardcastle to talk about her music and living the life of a ‘Super Star DJ’. Fashion this December has been brought to us by House of Fraser on page 16, and if a relaxing two nightspa break for two at Champneys grabs you, enter ourcompetition and your luck may be iN! Pardon the pun!
On page 24 we have a Go-Go gadget, for the techno geeksamong us, we interview the faces behind Oliver Hayden page23, the most innovative online interiors and giftware website inEssex, plus we have included plenty of pages brimming withshops and boutiques situated on your own doorstep, perfect forthe BIG Christmas shop.
So this Christmas, think carefully, buy smartly and for the goodof our high street please keep it iN Essex.
Until next year
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44www.facebook.com/inmagazine.essex
www.twitter.com/iNMagazineTweet
Front Cover: Courtesy of Max Hardcastle
Zoe Hopkins - Tweet: @zoehopkinsiNMag
Christmas is a time to think about others and a time ofgiving... generously! So please text a donation to helpothers with Breast Cancer. Our Breast Cancer Clinical Trials at The princess Alexandra Hospital in Epping
need your donation now.
Text EBuF00 plus your amount to 70070To donate £1, text EBuF00 £1 to 70070To donate £5, text EBuF00 £5 to 70070
To donate £10 text EBuF00 £10 to 70070
If you want a nifty littlebeauty set which has all theelements, to cleanse, tone,exfoliate, moisturise (for 10hours) and protect from thesun and free radicals, all dayand all night and enough fora month... here’s where tostart! Mary Kay Miracle Set£45 ordered from JuliaMason, independent beautyconsultant, 01277 201 626/07909 758 450.
inMAGAZINE 3
December 2012 - Issue 94iN Magazine
17A Raven Road, South Woodford, London E18 1HBT. 020 8504 7779
Publishing Director & Editor - Zoe [email protected]
Fashion Editor - Rose [email protected]
Beauty Editor - Bettina [email protected] / @BeautySwot
Art Director - Ashleigh [email protected]
Advertising Sales Executive - Emma MorrisT: 07834 472029
Advertising Sales Executive - Sally BartholomewT: 07585 661688
Advertising Sales Executive - Sarah HaltonT: 07553 202125
Senior Writer - Sue [email protected]
Motoring Correspondent - Russell [email protected]
Designer - Rob [email protected]
Accounts - paul [email protected]
SubscriptionsSubscribe and receive all iN Magazine news, the E-Zine and offers.
www.in-magazine.com/subscribe
WordsClare McDonald, Rhiannon Haydock,
Caroline Polledri, Zoe Hopkins, Sue Lovett & Andy McFadden
www.in-magazine.comAll rights reserved. The views expressed in this publication are not
necessarily those shared with the publisher. The publisher cannot accept any responsibility for any errors or omissions relating to advertising oreditorial and cannot accept responsibility for unsolicited submissions,
manuscripts and photographs. No part of this publication may be reproduced without prior written consent from the publisher.
CLARE MCDONALD - After completing adegree at Brunel University, Clare is soon to bestudying Magazine Journalism at HarlowCollege. Writing has always been Clare’spassion, and she aims to be a journalist andauthor in the future. In her spare time you’llfind her jotting ideas in a notepad, updatingher blog or enjoying a good book. You can findClare at www.boxofnotebooks.tumblr.com
Contributor
To advertise your business call: 020 8504 77794 inMAGAZINE
6 inMAGAZINE
Interview
as a
pping based MaxineHardcastle is ahard working
girl.
Much of thesuccessful singer,DJ and songwriter’stime is taken upwith music releasesfor the likes of PachaRecordings, Universal,Hed Kandi and Trippin’‘n’ Rhythm. If that isn’tenough, she has beenDJing around the globe,and has made her residentspot ‘The Zander Bar’ inWestminster and for her localEssex fan base, the club night‘Shake it Down’ at McQueen’s,Shoreditch, whilst also hosting aweekly radio show.
A professionally trained dancer andgraduate in Theatre Arts from the Italia ContiAcademy, Max is no stranger to performing –her vocals can be heard in the Spice GirlsMovie, she has sung live for 19 Management atthe Royal Albert Hall and numerous Hardcastlealbum’s.
Max Hardcastle
DJ & Songwriter
SUE LOVETT GETS UP FRONT AND PERSONAL WITH DJ MAX HARDCASTLE TO TALK ABOUT LIFE AS A DJ AND PRODUCER.
8 inMAGAZINE
Grandfather Lewis, a jazz/soul musician and performer, tap dancedhis way around the World into his 80th year and Dad Paul isfamous for revolutionising the sound of pop music in the ‘80s,following his 1985 smash hit ‘19’.
Max has been careful to learn her craft and was determinedfrom an early age to be musically self-sufficient, setting upa studio in her bedroom and teaching herself to mastera professional music program. Composing, performingand mixing tracks herself, it wasn’t long before hertalent was picked up. She has written, sung andremixed for dance labels including Hed Kandi,Ministry of Sound, Pacha Recordings, CNR andDiscopolis. She has also released Chill Out andSmooth Jazz records on Trippin’ ‘n’ Rhythm andHardcastle Music, collaborating with her Dad andhitting the number 1 spot on the American Billboardchart. Her very first remix ‘Into the Blue’ signed to PachaRecordings this year, was played on Kiss 100 by JustinWilkes and the Andi Durrant Show on Capital Radio.
Her track ‘Summer Love’ on which she sings has recentlyhit the Upfront Dance Charts and she also features on
her Dad’s latest Chill album ‘19 Below Zero’, onUniversal Records.
Over the past couple of years Max’s DJing careerhas been every bit as diverse as her song writing.Resident at the exclusive Light Bar in St. MartinsLane and the Zander Bar in Westminster, she hasentertained at a host of celebrity hang-outs notonly in London, but also around the globeincluding; Spain, Ibiza, Malaysia, the Maldives,Jordan and Lithuania amongst others.
What many may not realise is her love forUnderground Electronic Dance Music and you arejust as likely to catch her at a warehouse party in EastLondon playing to devout music lovers, or of courseon her weekly slot on Passion FM.
Music is Maxine’spassion - it’s inher genes. ‘
‘inMAGAZINE 9
Interview Cont.
iN: Max, you were DJing at KM5 Ibiza this summer, how did itgo?
Max: I was really excited to be heading back to play at KM5. It’s one of my favourite places on the Island, so a four hour set for‘Ladies Soul’ run by the beautiful Monica Mira was a real treat, especially getting to play in the Garden Lounge with beautiful dancers and a live vocalist. It was also streamed live on Ibiza Sonica Radio, which recently won ‘best international radio’. So many DJs I look up to play on that station. After my radio interview I headed into the club for my second set where we took things up a notch or two, getting the crowd updancing until the early hours.
iN: You’ve DJ’d in some pretty exotic places, have you got a favourite?
Max: I’ve had some amazing experiences so far. Playing on the beach to thousands in Malaysia was like a dream! I would have to say that the best so far is playing the Maldives alongside my brother, Paul Hardcastle Jnr on Sax. I’m hoping to play there again before the year is out.
iN: How did the DJing come about?Max: I was singing in Pacha for Hed Kandi and just thought I’d love
to be able to be behind the decks playing my music to people. It was a wacky idea, seeing as I’d never touched a pair of decks before, but I was determined to do it. I remember the first gig I played at and I was ridiculously nervous – it suddenly dawned on me what I had let myself in for. I didn’t enjoy that first time at all.
iN: Your brother Paul Jr is currently carving out quite a careerfor himself too. Do you ever get to perform together?
Max: We get to play together quite often on the club circuit and it was fun having him play with me on my radio show. We read each other well when performing – I’m looking forward to the events that we are booked together for next year already!
iN: A little bird tells us that you wrote your first song at the age of four. With life so busy how do you manage to carveout time for composing?
Max: Ha, yes that song! It’s worth keeping for comical value; it was hard for Mum and Dad to shut me up, even then! I must admitI don’t know whether I’m coming or going most of the time! A weekend after gigs and the studio does take its toll. But the truth is I love working, I’m up at seven every morning and am always busy. If I wasn’t running around like a headless chickenI would be bored!
iN: Does your Dad comment on your song writing or try to offer advice?
Max: He’s always honest, sometimes brutally honest! But that’s how I like it and that’s the way the industry works. He finally let me remix his track ‘19’ last month and he gave me loads ofhandy tips. He’s like my 24 hour on call technician and I can repay him with cups of tea – very handy!
iN: What’s in store for 2013?Max: Definitely getting back into the studio and producing more
tracks. I’ll be DJing abroad as much as I can; I think it’s one ofthe best perks of the job! As long as I have my health, am playing the music I love... I’m happy, I see everything else as abonus.
Listen to Max live on Passion FM –
The World’s on-line Dance Music Station 6pm-8pm
every Monday. Watch out for Max playing at The Nuts
Magazine Awards Party this Christmas.
GIVE AWAYTo win 4 tickets for Shake It Down’s Christmas party at
McQueen’s or a promo CD follow Max on
DJMaxhardcastle/@Maxhardcastle. Good Luck!
Essex? It’s like marmite - Love it.Reading? No time for reading, it’s all
about the music!iPod? Cadenza.Favourite tune? FleetwoodMac ‘Everywhere’. Restaurant? NandosShop? Puppy Kit in Buckhurst Hill.
Words by Sue Lovett10 inMAGAZINE
12 inMAGAZINE To advertise your business call: 020 8504 7779
Launches & Events
To celebrate their tenth anniversary, NJWHair in Waltham Abbey, have relocated to astunning new salon on Highbridge Street,doubling their size and joining forces with
Violet Flame Therapies who haveintroduced a wide range of beauty servicesand treatments, including Botox©, fillers
and micro-needling (aka the derma roller).
Having 30 years experience in the industry,owner Nick Wilding is well known in Londonfor his cat walk shows for Wella and L'Oreal,fashion magazine editorials and photographicwork. His team are proud to be part of theNJW phenomenon, some who have workedwith Nick since their opening in 2002. NJWis famous for their excellent customer service
reputation in Waltham Abbey, with someclients travelling from as far as Bedfordshire,
Hertfordshire, London aswell as across Essex.
Having attained a five star rating in theGood Salon Guide, all the team are Vidal
Sassoon trained in the latest cutting edge hairstyles and techniques, using industry leadingproducts and offer an extensive range of hairand beauty services including cutting, colour,
highlights, blow dry, straightening andperming, manicures, pedicures, gelish gel
polish, facials, waxing, reiki, spray tan, eyelashtreatments, inch loss body wraps, Indian head
massage, Thai foot massage, leg and footmassage, Hopi ear candles and facial
rejuvenation.
The interior achieves a retro post-modernScandinavian feel, using colours such as orange
and brown and mixing in chrome features.Owner Nick sourced quirky pieces of furniture
and paintings which sets a modern butcomfortable scene and enhances the salon’s
new technology and equipment.
NJW was officially unveiled by The Mayor ofWaltham Abbey Cllr Liz Webster, who wasaccompanied by Waltham Abbey Town Cllr
Anne Mitchell and Cllr Helen Kane.
If you are looking for a contemporaryexperience, and a salon that offers hair and
beauty why not contact NJW Hair & Beautynow and book in for the busy festive season.
NJW Hair & Beauty, 29 Highbridge Street,Waltham Abbey, Essex EN9 1BZ.
T. 01992 762262 Open Monday - Saturday.www.njwhairandbeauty.com
NJW HAIR & BEAuTY WALTHAM ABBEY
RELOCATIONLAuNCH
inMAGAZINE 13
Welcome to iN’s societycolumn, ‘Girl About Town’where socialite Carolinepolledri expresses herthoughts on Christmas andher love for Cliff Richard .
ohn Lewis have triumphed in theChristmas ad stakes. I love the way the
adverts intended sentiment is kept until thevery end. A snowman braving the elements,(including the M1), in order to purchase hissnow-wife a rather fetching hat and gloves set.Initially thinking he has abandoned his wife to seek out an adventure and new life, (I’m assuming they’re married, I’ve heard they do
things ‘proper’ these snow people), it’s only at thevery end that you realise why he didn’t look back, (which is quitedifficult for a snowman due to lack of neck movement ability). He had her in his mind the whole time.
So for me, Christmas startswith a John Lewis ad thatmakes me cry, for others itmight be something a bitmore definitive. The firstchocolate eaten for advent,the bringing down theChristmas decorations fromthe loft, the faint sound of Wizard’s ‘ChristmasClassic’ in Bluewater, theannual Cliff RichardCalendar in Clinton’s, yes,Cliff still has an annualChristmas calendar!
But whatever yourChristmas nostalgia, now isthe time to get moving.
Let us not create mad hysteria,but remember what Christmasactually means, which is -food, presents (that you canafford), The Queen’s Speech,Morecambe and Wise andtheir Christmas show, thefilm ‘It’s a Wonderful Life’,someone dropping a bomb shell in the Vic in‘Eastenders’, a Christmas
walk, Midnight Mass, wearing a mixturebetween pyjama’s and new Christmas clothes before showering,
eating chocolate for breakfast and mince pies at midnight. But above all that, it’s being with the people you love the most,forgiving the people you don’t and opening your arms to thosewho need the love you can offer. Let us not forget this!
Merry Christmas One and All!
“
To advertise your business call: 020 8504 7779
“
14 inMAGAZINE
inCompetition
TERMS AND CONDITIONSThe prize will be given in the form of a gift voucher and will consist of a two night midweek break for one lucky reader and a guest, to be taken at Champneys Spring, Henlow or Forest Mere. Only open to ages 16 and above and not open to employees of iN Magazine. No cash alternative is available. Prize is subject to availability, excludes Saturday night, and Champneys Tring. The competition closes on the 31 December 2012. The Gift Voucher is valid within one year of the closing day. Winners will be notified by email after the closing date. Travel is not included.
Entrants may be contacted by iN Magazine or selected partners.
To advertise your business call: 020 8504 7779
Champneys Health Resorts are offering one lucky iN reader and a friend the chance to win a luxury two-night break at either the glamorous Forest Mere in Hampshire, the modern Springs in Leicestershire
or the cosy Henlow in Bedfordshire.
They all offer elegant and luxurious accommodation, healthy cuisine, the latest fitness regimes, as well as the most indulgent and pampering beauty treatments around.
FOR MORE INFO VISIT: WWW.CHAMpNEYS.COM OR CALL 0843 316 2222
The winner will receive two nights luxuryaccommodation, an indulgent facial and
detoxing Thalassotherapy session each, plus unlimited use of all facilities and all meals.
If you want to escape for a peaceful couple of days away, a Champneys health resort spa offers an idylliccountry haven where you can relax and unwind. If in needof space and outdoor exercise you can enjoy the fresh air,
following the trails around the grounds, on foot or by bike,before relaxing in the spa. They can tailor the perfect
treatment package to suit your needs, too.
With the combination of a leisurely fitness routine, peacefulrelaxation and some pampering beauty treatments, it’s the
perfect way to rejuvenate mind, body and soul.
To enter log on to www.in-magazine.com/decembercompand answer the following question:
Which night is the prize not valid for?
If you are not lucky enough to win call 0843 316 2222 or visit www.champneys.com
for the latest special offers.
THE PLACE TO BE... REVITALISED
A TWO NIGHT MID-WEEKCHAMPNEYS SPA BREAK
inMAGAZINE 15
Dress: £169, Damsel in a DressSilver Evening Jacket: £165, Mary portas
Black Bow Clutch: £60, CoastCrystal ‘Starburst’ Earrings: £108, Martine Wester
Diamante ‘Deco Drop’ Brooch: £108, Martine Wester
FASHION
ecember is thesocial goliath of
the calendar. Anagenda of Christmas partiesand social gatherings requires adress for every occasion.
Let the elegance of velvet andpearls bring out your Christmaswhimsy, whilst the free flowingchampagne fills you withChristmas cheer.
Think demure 1920’s glamourand maybe you’ll meet yourvery own Mr Gatsby.
16 inMAGAZINE
inMAGAZINE 17
Black ‘Sabina’ Spot Dress: £160, CoastWhite Faux Fur Gillet: £60, VilaCrystal ‘Willow’ Earrings: £108, Martine WesterBlack ‘Cabochon’ Pendant: £125, LK BennettBangles: £27 each, Mikey
18 inMAGAZINE
Scarlet Asymmetric Dress: £150, untoldCrystal ‘Starburst’ Earrings: £108, Martine Wester
Black ‘Beatrice’ Dress: £130, FiretrapShoes: KG by Kurt Geiger
www.houseoffraser.co.uk
Words by Clare McDonald inMAGAZINE 19
20 inMAGAZINE To advertise your business call: 020 8504 7779
Brief
To advertise your business call: 020 8504 7779
With... Bernice Say - Founder of Oliver Hayden
When Bernice met her future husband in Essex,who would have thought 12 years on they
would have swapped their clubbing lifestyle to beone of the most innovative interior, furnishing and
giftware online shop in Essex.
Schooled in Loughton and no stranger to interior design, theirpenchant for quirky statement pieces, mixed with in-vogue modernfurnishings and giftware; web shop ‘Oliver Hayden’ has a lot to offerour leafy suburb of Essex and at a price which will sit comfortablywith the everyday consumer.
iN: First can we say, we are a BIG fan! We love the purple flock bulldog on your website! Where did you get your name from?
Bernice: We set the company up as a family business and our boys are called Oliver and Hayden. We are hoping they will take over the business in years to come.
iN: And we are loving the hot pink dressing table. Whose eye, would you say, for the quirky pieces is the strongest?
Bernice: Both Gavin and I have a good eye, but for the unusual pieces I would say Gavin.
inBrief
To advertise your business call: 020 8504 7779
With... Bernice Say - Founder of Oliver Hayden
When Bernice met her future husband in Essex,who would have thought 12 years on they
would have swapped their clubbing lifestyle to beone of the most innovative interior, furnishing and
giftware online shop in Essex.
Schooled in Loughton and no stranger to interior design, theirpenchant for quirky statement pieces, mixed with in-vogue modernfurnishings and giftware; web shop ‘Oliver Hayden’ has a lot to offerour leafy suburb of Essex and at a price which will sit comfortablywith the everyday consumer.
iN: First can we say, we are a BIG fan! We love the purple flock bulldog on your website! Where did you get your name from?
Bernice: We set the company up as a family business and our boys are called Oliver and Hayden. We are hoping they will take over the business in years to come.
iN: And we are loving the hot pink dressing table. Whose eye, would you say, for the quirky pieces is the strongest?
Bernice: Both Gavin and I have a good eye, but for the unusual pieces I would say Gavin.
in
iN: You’ve managed to keep your prices down, has thisbeen difficult?
Bernice: As times are hard at the moment being competitive is a priority to us, and as we are web based we have no overheads and want to pass this advantage onto the customer.
iN: A little bird has told me you are collaborating with Zowie McCarthy from Stardust with plans for a bespokerange of furnishings. Can you tell us more?
Bernice: We are working with Zowie to bring 4 exclusive crystalised prints. You’ll have to go to the website to find out more.
iN: What would you say is the most popular piece on your website?
Bernice: The Perspex chairs have shown a lot of interest, but the bestselling items have been the mirrored units especially the Diamond Side Table.
iN: What is it that you love about your brand Oliver Haydenand what’s in the pipe line?
Bernice: We love all the travelling and sourcing new things, we have some very exciting pieces coming from America and Danishinfluenced furniture and glassware.
If you want something for the home which isa little different this Christmas, log on to www.oliverhayden.co.uk to find out more.
inMAGAZINE 23
HAvE A
GADGETyHere at iN, we’re a stickler for cool gadgetsand nifty gifties. We know you don’t wantanother year filled with socks and genericglittery bubble bath. So here’s the iN Team’sguide to the top gadgets this festive season togive you a Go-Go Gadget Christmasand an ‘Appy New Year.
Great For Dad
CROSSKASE FUSION3-IN-1 LAPTOP BAGThe Crosskase Fusion bagfeatures three bag styleswithin one compact package –messenger, tote and rucksack,along with having a slickdesign so now Dad can befashionable and practical.
www.crosskase.com, Apple & Amazon. Priced at £79.99
Great For EveryoneAPPLE IPHONE 5Just when you thought it wasn’t possible for Appleto create a better phone, along came the iPhone 5.Boasting a leaner, longer frame and with access tothe lightening speed 4G to make life a little easier.
O2 currently have the cheapest rate for unlimitedcalls, texts and 1GB of internet data. £249.99 upfront then £26 per month
Great For Mum
GRIPPY PADYou’re looking up arecipe or making a liston your iPhone, but it’sconstantly getting in theway or being splashed.With grippy pad you canstick it on the fridge forreference withoutmisplacing it or risk ofdamage.
www.firebox.com £6.99
Great for Teens or DADUSB TOAST HANDWARMERSThere’s nothing worse than having to work late on yourcomputer in the winter, suffering from cold digits as youtype. With these, the USB power heats up these fluffypads to warm up your hands. Genius!
www.firebox.com £24.99
24 inMAGAZINE
Great for TeensTETRIS LIGHTSThere’s nothing better to make abedroom look cool than accessoriesthat reference retro gaming,guaranteed any teen will love thiscolourful mood lighting.
www.firebox.com £29.99
Great for GrandparentsROBERTS REVIVAL DAB RADIOAll of the signals are switching to digital, but the oldies don’tneed to feel like they’re left behind the times with this retroradio. They can enjoy the digital sound streams with a modelthey know and love.
www.leekes.co.uk £149
APP QUIZThis combines app andbuzzer technology to getthe family interactingwith each other with thisquiz game for up to fourplayers. Test yourknowledge with youriPhone or iPad, butmake sure it doesn’tbecome the centre of theChristmas bickering.
www.prezzybox.com£24.95
Great for the Family
Gre
at fo
r Sis
ter, o
r a m
ad
Au
nt
DIAMANTEHEADPHONESPerfect for your crazy auntto use when listening toher whale music, or youngones that want to expresstheir love for pink shinythings.
www.prezzybox.com£18.95
Great for the Kids
IPAD MINI This miniature sized tabletis a convenient sizemaking it very manageablefor the kids. From keepingchildren entertained withgaming apps and accessto their favourite websitesto using it to download themorning paper, this itemis sure to become the newfavourite member of thehousehold.
www.tesco.com/direct£269
Great for Little Brother
APP COPTERRemote control gadgets are always a fantastic presentfor adventurous young boys, but this one takes the(Christmas) cake! Controlled via an app, you won’t beable to tear them away from this gadget!
www.prezzybox.com £39.95
Words Rhiannon Haydock and Clare McDonald inMAGAZINE 25
inGreat Shape Holly House Hospital
A NEW ErA bEGINS...For HoLLY HouSEHoSPITAL
Holly House, on the High Road in Buckhurst Hill, was originally built in thelate 17th century as the home of a wealthy China merchant, beforebecoming a private hospital in 1978. The hospital might have started outwith just one consulting room, one ward and an x-ray machine but nowoffers everything patients’ would expect from a leading private hospitalincluding outpatient clinics and treatment in most medical specialties,diagnostic imaging, physiotherapy, fertility, private GP service, screening,cosmetic surgery and weight-loss surgery, whether insured or paying fortheir own treatment.
For over 30 years Holly House Hospital has been providing first-classprivate healthcare, establishing a reputation for outstanding nursing care,leading consultants and a friendly atmosphere. But, the evolution of HollyHouse continues in 2013 with the launch of a new £20 millionpurpose-built facility which includes new outpatient consulting rooms,minor treatment rooms, new dental suite, pharmacy andphysiotherapy centre alongside their fully-equipped diagnosticimaging centre. On the lower ground floor three state-of-the-art operatingtheatres, endoscopy unit and pathology lab have been relocated. Plusthere’ll be plenty more on-site car parking!
Ahead of the opening of the new facility the hospital has launched a newcorporate identity. Commenting on the new brand Phil Bates, HospitalDirector, said: ‘The creation of the new Holly brand signals a new erafor our hospital. Building on Holly’s traditional heritage, our newidentity reflects the hospital’s 30 years experience of providing first-class healthcare and friendly atmosphere, but also embodies the spiritof the new state-of-the-art premium hospital we are becoming. Acontemporary design ethos of simple, understated quality has drivenour £20 million expansion and redevelopment programme and, as thephysical structures are changing, so too is the way we think about theevolution of service.’
As Holly House Hospital enters this new and exciting era, the goal is tobuild on the past and exceed all expectations for the future by deliveringexcellent patient care and service in a superb new facility.
For more information on Holly House Hospital pleasesee the website at www.hollyhouse-hospital.co.uk ortelephone 020 8505 3311.
Tel: 020 8505 3311
28 inMAGAZINE To advertise your business call: 020 8504 7779
Launches & Events
Oliver Cole, Grange Hill Chigwell,welcomed customers old and new, withan evening of hair styling, beauty andentertainment celebrating a successful2012 and to showcase their latest hair
colours and styling.
In their fun and unique way, the Oliver Cole team dressed in bunny girland boy outfits as champagne flowed andcanapes were served, guests chatted and laughed together in what was a high
spirited evening.
Owner Brenden Smith takes pride in his stylists who provide the very latest increative hair. Oliver Cole specialise incolour correction, which soften uneventones or brightens faded colour. The teamalso offers the ever popular Balmain Hairextensions which add volume and createsa more glamourous look. Drinks on thenight were served from a cocktail bar
provided by Lets Get Twisted.
Brenden Cole said,
‘I would like to thank everyone who has celebrated
with us tonight, and especiallyour clients who have
travelled as far as Kent! We love you all!’
If you are looking for a modern but friendly salon, who are the top of theirgame when it comes to colour and cut,
look no further than Oliver Cole.
Oliver Cole, 155 Manor Road,
Chigwell, Essex, IG7 5QR. T. 020 8500 2722
FaceBook: OliverColeHair
OLIVER COLEDRINKS
RECEpTIONCELEBRATING
2012
inMAGAZINE 29
30 inMAGAZINE To advertise your business call: 020 8504 7779
t is nearly uponme, the day thatI have been undulyanticipating sinceJanuary. And like asentence it hascrept up on me,looming like ablack cloud on arainy day. So whatis it about the big40? I didn’tunderstand it orhim, as myhusband enteredthe same stage. I dismissed him as‘boring’, andneeding his ‘pipeand slippers’. Ittoo, like him, has
stolen eleven months of my life. I have not wanted to do anything or beanyone. Life stopped. The party was over. The ‘up for anything girl’ hadleft the building.
However, just maybe the anticipation is for the day after, the forty plusone. And maybe on this forty plus one day I will morph into a moremeaningful, wiser person. Full of confidence and charisma, no longerconsidering a double take as I pass my reflection in a shop window. Iwill feel like me again. The person pre four children, business, two dog’sand husband. Order unrelated. I no longer need to hide. I’m in. I’vejoined the club. Initiation is over. I passed!
So now I am here, I can reflect on my forty years and what I'velearnt along the way, and share with you what I shall call my‘Lessons in Life’.
• Never underestimate a friendship or take it for granted. Always be honest, upfront and measure friendship on how special that person makes you feel.
• Treat people how you would like to be treated, unless they are selling you something. Only then test their ability and measure theirtalent, strike a deal.
• Put your family before anything and anyone.
• Think before you say yes and ask yourself: ‘would they do it for you’? Let the answer guide your decision.
• Never trust any one in business.
• Never say never, just ‘not at the moment’.
• It is better not to act, but to anticipate your actions, then act.
• There are moments when saying less is more.
• And lastly life stops at thirty-nine plus one and re starts at one after forty!
A DIARY OF ANearly 40Something
inBeauty with Bettina Hunt
&Kisses
here is nodenying it,
when it comes to Christmas the
eyes and lips take centrestage. Whether you choosesmokey or metallic, glitteror fake lashes you are sureto dazzle this party season.A matte red or a glossyplum will ensure a lastingimpression underneath the mistletoe!
WinksTopshop Constellation Eye Palette
£12 www.topshop.com
Illamasqua Liquid Metal Palette £34
www.illamasqua.com
Colle
ction
Glam
Cry
stals
Daz
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Gel Li
ner i
n N
ight F
ever
£2.9
9
www.co
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etics
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k
Barry M Dazzle Dust in Emerald £4.59
www.barrym.com
Shu Uemura False Eyelashes in Dazzling Diamonte
£15 www.shuuemura.co.uk
Paperself Lashes Deer & Butterfly
£11.99 www.firebox.com
Nars Lip G
loss Turkish Delight
£17.50 w
ww
.narscosmetics.co.uk
MeM
eMe
Ligh
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Up
Lipg
loss
in S
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£6
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Rimmel Kate Matte Lipstick in 111 £5.49
www.rimmellondon.com
MAC
Pro Longwear Lipglass D
ark As Night
£17.00w
ww
.maccosm
etics.co.uk
Diego Dalla Palma Matte Lipstick in Carmine
£14 www.marksandspencer.com
inMAGAZINE 31
INTERIORS
www.marksandspencer.comPre-lit White Tree £125,
Baubles from £2.50, Maiko Chair £749,
Honeycomb Garland £3.50, Hessian Sack £12
32 inMAGAZINE
hether you opt for frosty festive elegance, the indulgence of jewel colouredopulence or the homely appeal of a country Christmas, let your home shine this
December with a glorious yuletide decorative theme.
www.houseoffraser.co.uk6ft Flocked Tree £150, Assorted Decorations from £3.50 ‘Modern Romance’ by Linea.
inMAGAZINE 33
34 inMAGAZINE
www.marksandspencer.comCostello Bed £399, Theatre Embroidery Cushion £29.50,Theatre Jaquard Bedding £69, 6ft Luxury Natural Effect Fir Tree £140
www.marksandspencer.comAbbey Sofa £1049, Cowhide Footstool £349, Paper Stag £19.50, Gold Paper Star £15,Large Paper Snowflake £15, Faux Fur Throw £89
hy not try:Drawing inspiration
from your jewellery box.Buck tradition and enjoy the opulence of anamethyst, gold and turquoise festive colourscheme.
www.marksandspencer.com3ft Highland Tree £15, Corner Tree £49.50, Greenwich Sideboard £799, Club Armchair £749, Honeycomb Orbs £8 for 2
www.coxandcox.co.ukOpulent Purple Feather Bird £5.50
inMAGAZINE 35
in
INGREDIENTS:SERVES: 4
• 4 large scallops• 500 ml vegetable nage• 70 grams lemon juice• 10 grams salt• 150 grams olive oil• 5 Jerusalem artichokes• Salt and Pepper to season
METHOD:1. Peel 4 of the artichokes and slice on a mandolin as thinly as
possible.
2. Place all ingredients in a sous vide bag (not the scallops). Then boil a large pan of water. If you do not have a sous vide bag, putall the ingredients into a pan and bring to the boil.
3. Put the sous vide bag into the water and boil for 6 mins. Remove the bag and leave to cool. Use after a minimum of 1 day marinating (so as a time buster... prep the day before).
4. Pat the scallops dry with kitchen paper, season lightly (salt and pepper) and sauté in a hot pan until beautifully caramelised on both sides.
5. Squeeze a little lemon juice over them.
6. Slice the remaining artichoke on the mandolin deep frying to make crispy artichoke.
7. Serve with the scallop, one per starter, with the marinated artichokes and also the crispy artichokes for decoration.
Roast Scallops
iN Magazine is honored tohave Chef Andy McFaddenof Michelin starred L'AutrePied, sharing his love of asimple and effective, stress-free starter for the Christmasseason.
Andy has worked at L'Autre
Pied's sister restaurant Charlotte Street's Michelin
starred favourite Pied à Terre and Holland's
famed Oud Sluis.
‘This dish combines the flavours of the scallops
and Jerusalem artichokes perfectly. This particular
dish is a favourite of mine as the combination of
these flavours is sheer perfection and it is in tune
with the season.' Andy McFadden
TOp TIpWhen buying your scallops always choose
a reputable fishmonger and ensure they are completely closed.
- With Marinated Jerusalem Artichokes -
L’Autre pied, 5-7 Blandford Street, London, W1u 3DB020 7486 9696www.lautrepied.co.uk
38 inMAGAZINE
inMAGAZINE 39To advertise your business call: 020 8504 7779
iN wants to hear from you: [email protected]
IN MAGAZINE... FIRST FORCELEBRITY GOSSIP, BUSINESSNEWS, LAUNCHES & EVENTSHAPPENING IN THE GOLDENTRIANGLE.
IT’S ALL HAPPENING AT REHAB!If you’re a gorgeousglamerzon in need ofsome pampering, Rehabis your destination to bepolished, primed andpreened. Situated in 30A Sun Street WalthamAbbey, Rehab offer a widevariety of treatments from Bio-Sculpture gels to tans
to Microdermabrasion. Their top of the range sun beds and fullyqualified beauty therapists will help you feel bold and beautiful! Now offering Bio-Sculpture gels £20, St Tropez spray tanand Party Lashes £30, File and Polish on hands and toes andStrip Lashes £22.
Bio-Sculpture gels on hands and toes, St Tropez Spray tan andParty Lashes £70.
Gift Vouchers are available. 01992 678 646www.rehabsalon.co.uk
HO HO HO.... CHRISTMAS ATREPTON PARK
I want to live on ReptonPark! Only for residents andtheir families (awww!) thefamous Celebrity IncognitoGospel Choir will be joiningthe residents for their‘Turning on the ChristmasLights’ event on 9 December.The ‘real’ Father Christmas willbe making a specialappearance in his sleigh pulledby a white pony, led by MrsClause and accompanied byreindeers, elves and theChristmas choir. Feed thereindeers, have a glass ofmulled wine and post yourWish List to Santa. From4pm - 7.30pm.
Don’t forget to bring a small wrapped present which will bedonated, in Repton Park’s name, to disadvantaged children inEssex. For more information email [email protected]
NEWS & GOSSIP
CELEBRATE NEW YEAR’S EVE INSTYLE WITH SINTILLATESINTILLATE host 2012 New Years Eve celebrations at one ofLondon's most iconic and newest venues, Madison; boasting oneof Europe's largest open-air roof terraces, overlooking the stunningdome of St Paul's Cathedral with incredible views of the City ofLondon and The Thames fireworks. There'll be no better place to be as the countdown begins towards midnight and we enter 2013. For tickets and table packages including dining experience visit www.sintillate.co.uk
A MINIBUS ISBORNWhenNewbridgeSchool, a schoolfor children withprofounddisabilities,
thought their dream of twenty years would never be achieved, TheMayor, Cllr Cummins, heard their plight. After many organisedevents culminating in the ‘Celebration Ball’ at the Prince Regent,the Mayor’s Committee raised a staggering £50,000 and £25,000of the total was donated to Newbridge School for their specialistminibus. A BIG congratulations to The Mayor’s Committee plusSeven Kings Lions who donated £6,750 and Fairview Lets whodonated £2,500.
EPPING TOWNCOUNCILCHRISTMASMARKET
To celebrate the festive season with style, Epping Town Councilwill launch their Christmas Market on 7 December. The market willdazzle visitors with entertainers, local school choirs and a town crierwhile they enjoy the variety of stalls that will be on offer. The Marketwill also feature a Santa’s Groto at the Fire Station, and a ChristmasTree Festival at St John’s Church with trees decorated by localgroups and businesses. The market will run from noon until 8pm.Admission £2.50, Children Free. Epping High Road, Essex.
40 inMAGAZINE
THE ULTIMATEGIFT AT A PRICETHAT’S NICE.Lamuete have a full range of partydresses and plenty of Christmasgifts. Their latest collection frombracelet designer, Alexandra
Margnat makes the ideal gift for your best friend, sister ormother. The bracelets are affordable, colorful, elegant and delicate.Their party range focuses on ‘French Glam’, with brands such as:Tara Jarmon, Toupy, Bel Air, Gat Rimon and ElisabettaFranchi. Their party range creates a flawless but bold and uniquestyle.
For a one off, dynamic, party dress which is sure to dazzle, visitLamuete this December. Call 020 7287 0221 for more details.Lamuete Boutique, 37, Marshall Street, London, W1F 7EZ.www.lamuete.com Twitter: @lamueteboutique. FaceBook: Lamuete Shop London
PREMIUM BAR DESTINATION INHIGHAMS PARK.
If you are looking for arelaxed environment whereyou can experience finerbeers from Belgium andGermany or an impromptuglass of wine, The Signal Boxin Highams Park is the bardestination for you.
Having undergone an extreme renovation by two new owners, The Signal Box is ready to entertain you in a nice, chilled, relaxing,environment this Christmas. Entrance is free on Christmas Eve andNew Years’ Eve, and happy hour is served all week from 4pm till7pm, with two for one on selected bottled lagers or buy twolarge glasses of wine and receive the rest of the bottle for free.
The Signal Box offer beer tasting on all draft beer (sample sizes) onTuesday evenings and Thursday evening is Ladies Night where youwill get two glasses of Prosecco for the price of one.
The Signal Box, 3 The Avenue, Highams Park, London, E4 9LB.Monday to Friday: 3pm till late. Saturday & Sunday: 12pm till late
LET’S DOLUNCH ATSEASONS!
Yep, Seasons - South Woodford are now serving lunch onFridays and Saturdays, after numerous requests from localresidents and business owners. As we go to press they’re notquite ready to release their lunch special, but we’ve been promised itwill be live on their website by the 1 December, so check it out. OnSunday’s they are now serving breakfast from 9.30-12pm, so noneed to cook at home. Pop down to read the papers and be cateredfor. 24 The Broadway, Woodford Green, Essex, IG8 0HQ.www.seasonswoodfordgreen.com
THE DREAMFACTORY NEEDSGOLFERSThe Dream Factory are urging people totake part in their Charity Golf Day takingplace on 15 March 2013. The charity wasfounded by Avril Mills, following the death of
her son Oliver who suffered from Lukemia. The golf day, organizedby Crystal Windows, will take place at Woolston Manor, and willinclude golf, food and prizes. £240 per team. For information e-mail: [email protected].
ATLANTISTRAVEL TOPTRAVELDESTINATIONSFOR 2013Atlantis Travel, based inChigwell Parade have
tweeted their top family destinations for 2013. If a holiday withall the frills is on your 2013 agenda, why not let the experts caterfor your family’s needs, whilst you relax with a mince pie andyour Christmas preparations.
Best for families with teenagers: Buccament Bay, St Vincent,Caribbean. Best for a family on a budget: Mazagan Beach & GolfResort, Morocco. Best for a family of 6 or more: Four Season,Sharm El Sheik Best for a family with young children: Almyra,Paphos, Cyprus. Best Cruising Value: 5 star Oceania Cruises 10night Mediterranean Cruises from £979ppAtlantis Travel, 16 Brook Parade, Chigwell, Essex, IG7 6PF. 020 8559 9007 (cruise) or 020 8501 0917 (land based holidays).www.atlantistravel.co.uk. For all your travel news follow:Facebook: Atlantis Travel Chigwell Twitter: @atlantislu
AVON HOUSECHARITY BAKESALEThe children of Avon HousePreparatory school raised over£380 for BBC's Children inNeed. Year 5 pupils designedposters, wore Pudsey masks andbaked over 250 cakes for theevent. Amanda Campbell, headteacher, said: ‘I was very proud ofthe way Year 5 organised thisevent and pleased to see weraised such a lot of money for aworthwhile cause.’
iN Magazine would like to say a BIG well done to the children for allyour efforts! Avon House Preparatory School, 490 High Road,Woodford Green, Essex, IG8 0PN.
inMAGAZINE 41
42 inMAGAZINE To advertise your business call: 020 8504 7779
iN Tribute ‘I’m Forever Blowing Bubbles’
iN Magazine and hundreds of friendsand well wishers paid homage to
Sarah Boyton and her family, as shesaid goodbye to her seventeen year old,
cheeky, red headed boy.
I am sure many of you who will bereading this will be stunned how
something so tragic can happen to one ofour own. Sarah Boyton, was the drivingforce behind the advertising revenue atiN Mag for many years, much loved by
all iN Magazine clients and her iN Magazine family.
West Ham devotee Jack Boyton had onlyjust passed his driving test a few weeks
previously and as he collected his new car,he made the journey to meet his Mum
from work. Jack never arrived.
Jack wasn’t a silly or a troublesome boy,Jack was one of the good kids of today.Hard working, polite, a real credit to
both Sarah and her ex-husband MichaelBoyton. Jack was one of those kids thatknew in life, you only get out what you
put in. He worked at Faces in Hoddesdon as their head Pot Boy, andhad just secured a full-time position in
an Estate Agents.
He always spoke with such love anddevotion about his Mum, Sarah, saying,
‘Don’t you worry about anything Mum, I’mgonna look after you.’ And if you knewJack, he never made half promises! He
was destined to do well in life, he couldsell anything! ‘A chip off the ole’ block’,
Sarah would say.
Our love, thoughts and heart felt wishesgo out to Sarah and her family at thissad, painful time. If you would like tosend Sarah a card, please send them to
the iN Magazine office and we willforward them on your behalf to Sarah.
Rest in peace Jack.
ENFIELDSTOpS FOR
JACK BOYTON5th December 1994
- 9th November 2012
inMAGAZINE 43
inMotoring RuSSELL CAMpBELL TESTSvAuxHALL'S nEw nuMBERCRunCHER - THE ASTRA vxRWith 276bhp and 295Ib ft, of torque, the new Astra VXR is one of the
most powerful front-wheel-drive cars ever to be sold in the UK. It gives, what is outwardly a standard ‘hatch, performance that ten years ago would have been verging on supercar territory.
There are supercars now that would be hard pushed to keep up with theVauxhall given real-world conditions - it can hit 0-60mph in 5.9 seconds, keepgoing until 155mph and it isn’t wide, hard to see out of or fragile.
From the outside, there’s plenty of hints to its performance aspirations. It’s based on the three-door GTC coupe, itself a pretty enough car, but in VXR guise - and with the £1000 Aero Pack - the VXR looks mean.
That’s thanks to bling-tastic 20-inch forged alloy wheels, a VXR bi-plane spoiler and side skirts.They add welcome visualwallop to the car’sclam-like stance,hungry-lookingfront air damand twinexhausts.
Inside, there’s much of the same appeal masquerading in a VXR-logoed sportysteering wheel and gearstick, alloy-finish pedals and VXR graphics on the sat-nav, but the most obvious change is the addition of body-hugging sports seats.
Aside from that, it is business as it is usually done in Vauxhall’s smallhatchback, so plenty of space for four a decent boot and room to squeeze afifth person in if needed.
There’re also plenty of toys including electric everything, the aforementionedsat-nav with a decent stereo, air-con and iPod connectivity.
44 inMAGAZINE
Words by Russell Campbell
RENAULT Twizy’S THE FuTuRE
With most car makers trying to make their electric vehicles appearexactly the same as their petrol equivalents it’s nice to see Renaulttry something different with the Twizy.
Whether you can call the Twizy a car is open to debate, yes it has fourwheels and yes you’ll need a driving licence to use it, but it doesn’t havecomplete protection from the elements or the ability to roam further thanthe city.
The beauty of the little EV is you don’t expect it to. Styling wise it lookslike nothing else on the road with hints of car, scooter and quadbike allthrown into one. It is space age and cool, perfect for the young citydwellers you’d expect to buy it.
As with outside, the interior is a mix of the conventional and the extremelyunconventional. While the steering wheel could have been prised from awritten-off Laguna, there are (depending on specification) no, or noproper doors. Seating is another oddity, with the passenger positionedbehind the driver.
With a range of 60 miles (claims Renault) leaving the city’s best avoided,but with 20bhp and a top speed of 50mph it’s perfectly happyscampering through the urban wilderness.
Being battery powered means the little Renault’s weight is kept lowbeneath the driver meaning it should corner with aplomb, while the opencockpit will no doubt add to any sense of speed.
And if you like the sound of that the Twizy is relatively cheap to own.Prices start at under £7000 with a £45p/m battery rental charge and one full charge should only cost a £1.
Has Renault found the future? We certainly think they’ve got close.
While the interior is well kitted out, it doesn’t have the same logicallayout and hewn-from-grantie feel as the class leader in thesedepartment's - VW’s Golf. But with a list price of just under £27,000the Astra will significantly undercut the VW’s GTI.
Power has never traditionally been a problem for the VXR, the old onehad plenty, its difficulty was putting that power on the road. This blunt-instrument status was something the firm was keen to shake offbecause the new car has many noteworthy additions such asHiPerStruts suspension that should limit torque steer (unwantedsteering tug under acceleration) a mechanical Limited Slip Differential(to help the front wheels find grip out of the corners), FlexiRideadjustable dampers, stiffer springs, Brembo brakes and feel-somehydraulic steering.
The result is one of the best drivers cars in its class. Corners areapproached at breakneck speed accompanied by a rushing inductionnoise, momentum is scrubbed off easily on the brakes and thesteering gives you the confidence to exploit the tyres’ considerablegrip on the way in. Coming out, the LSD bites into the road,catapulting you out of the corner and on to the next dose of hardacceleration.
The Astra a perfectly biddablemachine if you’re not in the mood,though. FlexiRide means it can bestiff when you want it or softwhen you don’t and it’s a goodsystem with three optionsComfort, Sport and VXR.
Selecting VXR - effectively all-out-attack mode - stiffens the suspension(but not too much), sharpens the thethrottle response and, just so know it
means business, changes the instrument’sglow from white to red.
What isn’t quite as much fun is the VXR’s economy. The firm quotes acombined figure of 34.9mpg, but on our test - admittedly a spiritedaffair - the tank was nearing empty at less than 300miles. Tax,meanwhile, is £250 for the Astra’s 189g/km CO2 rating.
So should you buy the Vauxhall over its rivals such as the RenaultsportMegane, the VW Golf and the Focus ST?
Yes, would be the simple answer. The Vauxhall undercuts similarlyspecced Golfs and the Meganes for price, and is more powerful thanall of them. What’s more impressive is that the Astra is about morethan just figures on paper, as a package it works; it’s genuinely fun todrive, looks good, is practical to live with and very fast. To dismiss itwould be mad.
inMAGAZINE 45
46 inMAGAZINE To advertise your business call: 020 8504 7779
in’s
Property Guide
WWW.SAVILLS.COM
SPONSORED BY
STONDON MASSEY GUIDE - £2,450,000
inMAGAZINE 47
48 inMAGAZINE To advertise your business call: 020 8504 7779
CHRISTMAS
TAURUS (20TH APRIL - 20TH MAY)You may want to dance the night away at the Christmasparty, but you should be focused on planning for the future.There’s a sign of success on the horizon for you, but youwon’t reach it without determination. Lucky Plant: Holly.
GEMINI (21ST MAY - 20TH JUNE)Time for taking a break is over, and you’ll find yourself busy.Whether for Christmas preparations or personal goals, youmay find yourself fighting your corner with passion, butdon’t let this ruin your holidays. Lucky Treat: Mince Pies.
CANCER (21ST JUNE - 22ND JULY)Gosh, we know it has been a hard year for you. You deservesome relaxation for getting through unscathed. Let some-one else deal with the organisation and don’t be scared totreat yourself to a bit of bubbly. Lucky Time: Early Morning.
LEO (23RD JULY - 22ND AUGUST)If there’s too much pressure to organise everything thisChristmas, don’t be afraid to say: ‘No’. You’re in danger oftaking on too much, so be sure to look after your ownwellbeing. Lucky Saying: ‘All’s well that ends well.’
VIRGO (23RD AUGUST - 22ND SEPTEMBER)Relationships have been trouble for you, but you have theopportunity to climb to success, so don’t waste it! Thingsare looking up, so stay out of the way of the arrangementsand put your feet up. Lucky Sandwich: Turkey & Stuffing.
LIBRA (23RD SEPTEMBER - 22ND OCTOBER)December looks stressful for you. Only good will come fromthese difficult times. Stay focussed on your Christmas plansand try and stay optimistic, there are many better gifts tocome in the future. Lucky Food: Yule Log.
SCORPIO (23RD OCTOBER - 21ST NOVEMBER)Don’t leave the spring cleaning until next year, thisChristmas is the time to get everything in order. You’ll beglad on New year’s Day you took the time to get your life ontrack. Lucky Day Out: Christmas Shopping.
SAGITTARIUS (22ND NOVEMBER - 21ST DECEMBER)This year has been a year full of inspiration for youSagittarius, and as December brings the end of 2012, newopportunities are on the horizon. Christmas could be thestart of a new era. Lucky Day: Boxing Day.
CAPRICORN (22ND DECEMBER - 19TH JANUARY)2012 has seen you having to tread carefully, but the rewardsfor your hardship are just around the corner. AlthoughChristmas will bring joy and presents, it’s 2013 that willreally hold gifts for you. Lucky Drink: Egg Nog.
AQUARIUS (20TH JANUARY - 18TH FEBRUARY)All year you have focused on future-planning, thisChristmas you’ll be able to see those changes enrich yourlife. Now would be a good time to focus on building yourconfidence. Lucky Number: 26.
inHoroscopes
PISCES (19TH FEBRUARY - 20TH MARCH)Stay calm and patient, Pisces, despite your frustrations takeheed and reflect. Although there’s threat of your plansbeing put on hold, Christmas time brings great tidings foryou in more ways than one. Lucky Clothing: Gloves.
ARIES (21ST MARCH - 19TH APRIL)Your luck is about to change, but not without hard work andperseverance. Your relationships will change thisChristmas, and realising the value of tradition will prove tobe beneficial. Lucky Colour: Gold.
Trevor lake, managing director ofLB Group, answers this month’squestion concerning ‘personalLife Assurance Cover’.
If you have an accountancy related question that youwould like LB Group to answer in a forthcoming issue,please email [email protected].
Trevor Lake, a Director, can be contacted by telephone on 020 8221 8282 or by email at [email protected]
This article is designed for the information of the reader and while every effort is made to ensure accuracy, informationcontained in this article may not be comprehensive and recipients should not act upon it without seeking professionaladvice. LB Group is registered to carry out Audit work by the Institute of Chartered Accountants in England and Wales.
www.lbgroupltd.com
A friend of mine, who runs his own limited company, told me that his business pays for hispersonal life assurance rather than having to add to it from money he has been taxed on. Can this really be true?John Snow, Loughton.
Yes, this may well be the case. It sounds like yourfriend is referring to a ‘Relevant Life Policy’ which is a policy that is taken out by a business to coverthe life of an employee of the firm.
There are several tax benefits with this type of policyarrangement. Rather than paying the premiums personally withmoney that you have taken out of the business, and thereforealready paid tax on, the business will be paying the cost from itsgross income. Although the business is paying and the sumassured would go to your family, there is also no liability as abenefit in kind. Not only will you save the tax by not having totake the money out of the business personally; but the premiumswill also be treated as a business expense and can be offsetagainst any profit. This double benefit can total a tax saving ofbetween 35% - 50% of the true cost of the premiums dependingon your own income tax band.
For those with a large level of pension savings, it’s also worthnoting that unlike a traditional ‘death in services’ or group lifeassurance scheme with a relevant life plan, the benefit does notcount towards your pension lifetime allowance. This in turn allows you to take full advantage of the tax relief available ofpension savings, up to the current lifetime allowance of £1.5M.
The type of cover available under the relevant life definition is simple life cover only, so may not be suitable for allcircumstances, but it is certainly a very tax efficient way toprovide a lump sum should the worst happen.
To advertise your business call: 020 8504 7779
TAXINGISSuES
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50 inMAGAZINE
