feed little be independent fabulously lower our be safe

© 2005-20 Simple Savings International Pty Ltd. Created by Fiona Lippey and the Simple Savings team.

2021PLANNER

.com.au

FabulouslyBE

INDEPENDENT

LOWER OUR BILLS

BE CONSERVATIVE

BE SAFE

FEED OURSELVES

BUY VERY LITTLE

w w w.simplesavings.com.au S I M P L E S AV I N G S | C A L E N D A R 2020 2 © 2005-20 S imple Savings I nternat ional Pt y Ltd.

SimpleSavings.com.au

MERRY CHRISTMAS! 2020 IS ALMOST OVER AND 2021 IS JUST AROUND THE CORNER.

This year being FRUGAL was FABULOUS and there were many times where I was extremely grateful for my DIY, ‘mend it’, ‘cook it’, ‘grow it’ and ‘stash it’ frugal ways. Next year, we are going to help others learn how to be fabulously frugal too.Phew!

WE HAVE SET SOME THEMES FOR THE FOLLOWING MONTHS.

Budgeting saves cash and makes life easier.

Let’s reduce the amount of money we spend on packaging.

FEBRUARY MARCH

PACKAGING CHALLENGE

BUDGET TIME

Easter can be fun without costing a fortune.

APRIL

FRUGAL EASTER

It is time to give hardly used items a new life in a different house.

MAY

CHUCK OUT FRENZY

Ways to Keep you and your family well.

JUNE

WINTER WELLNESS

Save yourself a ton of cash by using up every single scrap of food.

JANUARY

USE IT UP


2021 | FABULOUSLY FRUGALSimpleSavings.com.au

WE HAVE SET SOME THEMES FOR THE FOLLOWING MONTHS.

Tax back, what will you do with it? Affordable ways to stay beautiful Make your yard a patch of heaven

JULY AUGUST SEPTEMBER

OUTDOOR OASIS

BEAUTY IDEAS

TAX CHEQUE TIME

Make sure you are prepared, just in case…

OCTOBER

EMERGENGY PREPAREDNESS

Work out your goals for next year.

NOVEMBER

SETTING GOALS

Make a plan and make life easy.

DECEMBER

CHRISTMAS READY



NotesMONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY SUNDAY

5

12

19

26

1

6

13

20

27

2

7

14

21

28

3

8

15

4 9

16

10

1711

18

25

New Year’s Day

Devonport Cup Day Tas

Australia Day Holiday

Term 1 begins NSW, Qld & SA

Term 1 begins Vic

Day after New Year’s Day NZ

22 23 24

29 30 31

January USE IT UP

ANY FOOD YOU THROW OUT IS MONEY IN THE BIN



MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY SUNDAY

8

15

22

16

23

17

24

18

25

5

12

19

26 27 28

6

13

20

7

14

21

9 10 11

21 3 4Term 1 begins NT, ACT, WA, Tas & NZ

Waitangi Day Holiday NZ, Royal Hobart Regatta Tas

Launceston Cup Tas

Valentine’s Day

Waitangi Day NZ

BUDGET TIMEFebruary

Notes

WORK OUT WHAT YOUR MONEY IS DOING BEFORE IT DISAPPEARS DOWN THE DRAIN



5 6

15

22

29

16

23

30

17

24

31

18

25

7

12

19

26

13

20

27

14

21

28

8 9 10 11

1 2 3 4Labour Day WA

Canberra Day ACT, Labour Day Vic, Eight Hours Day Tas, Public Holiday SA

St Patrick’s Day

King Island Show Tas

PACKAGING CHALLENGEMarch


REDUCE YOUR EXPENSES BY RE-USING YOUR PACKAGING



5

12

19

26

6

13

20

27

7

14

21

28

8

1

15

22

29 30

4

9

2

16

23

10

3

17

24

11

18

25

Term 1 ends NSW, ACT, QLD, WA, Vic

Good Friday Easter Saturday Easter Sunday

Easter Monday

Anzac Day Holiday NT, ACT, QLD, WA, SA, NZ, Term 2 Begins Tas

Term 2 begins SA, NT

Easter Tuesday Tas Term 1 ends Tas, SA

Term 1 ends NT, NZ

Term 2 begins NSW, ACT, QLD, WA, Vic

Anzac Day NSW, Tas, Vic

FRUGAL EASTERApril


HAPPY EASTER

HAVE A GREAT TIME WITHOUT STRESSING THE BUDGET



3

31

10

17

24

4

11

18

25

5

12

19

26

6

13

20

27 28

7

14

21

8

21

15

9

16

22 23

29 30

CHUCK OUT FRENZYMay


May Day NSW, May Day NT, Labour Day QLD

Mother’s Day

Reconciliation Day ACT

IF IN DOUBT THROW IT OUT



7

14

21

28

15

22

29 30

16

23

17

24

65

18

8 9 10 11

1 2 3 4

25

12

19

26

13

20

27

WINTER WELLNESSJune


WA Day WA, Queen’s Birthday

Queen’s Birthday NSW, NT, ACT, Tas, Vic, SA

Term 2 ends NSW, ACT, QLD, Vic, Borroloola Show Day NT

...FOR STAYING HEALTHY

STACK THE

ODDS...



5

12

19

26

6

13

20

27

7

14

21

28

8

15

4

9

21

16

10

3

17

11

18

22 23 24 25

29 30 31

TAX CHEQUE TIMEJuly


Term 2 ends NT, WA, Tas, SA, Alice Springs Show Day NT

Term 2 ends NZ, Tennant Creek Show Day NT

Term 3 starts NSW, ACT, QLD, Vic

Term 3 starts WA, SA

Term 3 starts NZ Term 3 starts NT

Term 3 starts Tas Darwin Show Day NT

Katherine Show Day NT

MAKE THE MOST OF YOUR TAX CHEQUE



2

9

23

3

10

24

4

11

16 17 18

30 31

25

5

12

1

6

13

19 20

26 27

7

14

21

28 29

8

15

22

BEAUTY IDEASAugust


Bank Holiday NSW, Picnic Day NT

LOOK GOOD WITHOUT GETTING RIPPED OFF



6

13 18

25

12

19

2620

27

7

14

21

28 3029

15

22

5

16

23

118 9 10

41 2 3

17

24

OUTDOOR OASISSeptember


Father’s Day

Term 3 ends NSW, ACT, QLD, Vic

Term 3 ends WA, Tas, SA

Queen’s Birthday WA

SMART WAYS...

...TO SPRUCE UP YOUR YARD



5

12

19

26

6

13

20

27 28

7

14

21

8

15

4

3

9

2

16

10

17

22 23 24

29 30 31

11

1

18

25

EMERGENCY PREPAREDNESSOctober


Term 3 ends NT, NZ, Burnie Show Tas

Labour Day NSW, ACT, SA, Queen’s Birthday QLD

Term 4 starts WA, Tas, SA

Simple Savings Birthday

Term 4 starts NT, NZ

Labour Day NZ

Royal Hobart Show Tas

Flinders Island Show Tas

Term 4 starts NSW, ACT, QLD, Vic

Royal Launceston Show Tas

BE ORGANISED. BE SAFE.



15

22

29

16

23

30

17

24

8 9 10 11

1 2 3 4

18

25

7

12

5

19

26

13

6

20

27

14

21

28

TICKING OFF GOALS FEELS GREAT!

SETTING GOALSNovember


Recreation Day Tas

Devonport Show Tas

Melbourne Cup Vic



5

12

19

26

6

13

20

27

7

14

21

28

15

22

29 3130

16

23

17

24

8 9 10 11

1 2 3 4

18

25

CHRISTMAS READYDecember


Term 4 ends QLD, SA

Term 4 ends NT, WA, Tas

Term 4 ends NZ Christmas Eve Christmas Day Christmas Day Holiday

Christmas Day Holiday

Boxing Day Holiday , Proclamation Day SA

Term 4 ends NSW, ACT, Vic

RELAX...

CELEBRATE AND ENJOY!

feed little be independent fabulously lower our be safe

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