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TRANSCRIPT
AN OVERVIEW OF THE REACH AND IMPACT OF NONPROFIT
& STATE-BASED STUDENT LOAN ORGANIZATIONS
TABLE OF CONTENTS Introduction........................................................................................................................................................1
AK: Alaska Commission on Postsecondary Education......................................................................2
AR: Arkansas Student Loan Authority......................................................................................................4
CA: ALL Student Loan.....................................................................................................................................6
CT: Connecticut Higher Education Supplemental Loan Authority……………………………………8
GA: Georgia Student Finance Commission………………………………………………………………………9
IA: Iowa Student Loan.................................................................................................................................10
IN: ISM Education Loans.............................................................................................................................11
KY: Kentucky Higher Education Assistance Authority.....................................................................13
LA: Louisiana Education Loan Authority...............................................................................................14
MA: Massachusetts Educational Financing Authority.....................................................................16
MN: Minnesota Office of Higher Education…………………………………………………………………...17
MT: Montana Higher Education Student Assistance Corporation………………………………….18
NH: New Hampshire Higher Education Assistance Foundation.................................................20
NJ: New Jersey Higher Education Student Assistance Authority...............................................21
NM: New Mexico Educational Assistance Foundation...................................................................24
PA: Pennsylvania Higher Education Assistance Agency.................................................................26
RI: Rhode Island Student Loan Authority............................................................................................28
SC: South Carolina Student Loan Corporation..................................................................................29
TN: EdSouth.....................................................................................................................................................30
TX: North Texas Higher Education Authority.....................................................................................31
UT: Utah Higher Education Assistance Authority.............................................................................33
VT: Vermont Student Assistance Corporation...................................................................................35
Education Finance Council (EFC) is the national trade association representing not-for-profit and state agency student loan organizations.
EFC MEMBERS EFC members are not-for-profit and state agency student finance organizations dedicated to the mission of increasing college access and affordability. All members, as public purpose organizations, strive to increase college access, success, and affordability in their states and nationwide, operating as loan servicers and supplemental loan originators while providing a wide array of college access and completion programs and resources. Some state agencies also have guarantor functions outlined in the Higher Education Act.
COLLEGE ACCESS & STUDENT SUCCESS OUTREACH programs EFC members excel at providing innovative college access, student success, and financial literacy programs. In 2015, EFC members provided over 1.5 million families the resources needed to successfully plan, save, and pay for college. EFC members’ public service programs include FAFSA completion events, scholarship programs, FAFSA help centers, college planning centers, financial aid workshops and information sessions for students and parents, financial literacy training workshops for elementary, middle, and high school students, and support services and programs for at-risk and low-income youth and adult learners.
LOCAL INSIGHT EFC members work closely with their respective state governments, communities, colleges, universities, local elementary, middle, and high schools, and youth organizations. The relationships EFC members maintain with education providers and policymakers in their states give them in-depth insight into the specific needs of students in their states.
DATA REPORT BOOK The following report includes information regarding the scope, reach, and efficacy of EFC members’ college access and success programs. The information presented is not meant for cross-organization or cross-state comparison, as several variables prevent accurate comparative assessment, including variances in members’ organizational structures and levels of funding received from respective state treasuries.
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The Alaska Commission on Postsecondary Education, funded by the Alaska Student Loan Corporation, promotes access to and success in education and career training beyond high school. In addition to state education loan programs, the Commission o�ers a suite of other �nancial aid, outreach, early awareness and �nancial literacy services, designed to promote and facilitate the education access and attainment Alaskans need to maximize their opportunities for success.
Grants & Scholarships
Alaska Education Grant (AEG)
Alaska Performance Scholarship (APS)
Need-based grants to eligible Alaska students at postsecondary institutions in Alaska.
A merit-based scholarship (based on high school curriculum, GPA, and test scores) for Alaska students attending participating postsecondary institutions in Alaska.58% more credits earned by top level recipients
3,901
Students
2,348
Students
One-on-One Services, Presentations, & Workshops
Networking Across Agencies
Alaska’s College & Career Advising Corps (ACAC)ACAC places recent college graduates in Alaska high schools to assist students with postsecondary planning.
Alaska Postsecondary Access and Completions NetworkAddresses Alaska's postsecondary crisis by bringing together individuals invested in postsecondary access & completion.
6,995
IndividualServices ACAC Guides12
increase in number of school districts50%Postsecondary Applications Completed2,304
The ACPE Success CenterACPE’s walk-in assistance center has two locations serving Alaska’s most-populated regions with postsecondary planningand has sta� visiting communities across Alaska.
873
On-siteVisitors
Communities Visited29Outreach Events161
FAFSA CompletionCollege Goal Alaska assists students, in particular low-income, �rst-generation, and minority students, with FAFSA completion.
781
Students& Parents
159
Members
Communities Visited36Rate the event as worth attending90%
Early Awareness Programs
I Know I Can (2nd Graders)
Kids2College (5th and 6th Graders)
Local alumni read an age-appropriate storybook introducing college.Students draw a picture of who they want to be when they grow up on a postcard, which is mailed back to them two years later.
Students learn about the bene�ts of college, college costs, and �nancial aid. The program includes a career panel of professionals sharing their own experiences with students and, where possible, culminates in a �eld trip to a local campus.
1,983
Students
1,531
Students
participants plan to take action 85%increase in students who plan to attend college13%
new communities participated33%new school districts participated35%
AY 2015 p.1
acpe.alaska.gov1-800-441-2962 2
Financial Literacy EducationACPE provides webinars, videos, workshops, social media advertising, and web content on relevant �nancial literacy topics.
Kids2College (5th and 6th Graders)
Web-Based
Alaska Career Information System (AKCIS)This online career and education exploration and planning program is o�ered free to Alaskans from middle school students to adults. AKCIS is the #1 online tool in the state for the development of personallearning and career plans, with all 54 districts currently using AKCIS with their students.
149,140
Logins
Active Sites307Total Active Portfolios86,070Financial Aid Bookmarked1,769
Far North
48 151,473
69 321,218
45 122,098
414 94 16,127
27 14779
Key
Events
Communities
Individuals
Interior
SouthcentralSouthwest
Southeast
2015 Outreach Activities
60 2,180
Statewide (multiple communites)
Total Outreach Activities
165 21 8,379
“We’ve been doing Kids2College. My teacher has been telling us about degrees and stu� we need to do in high school to go to college. I’ve been driven to go to college and my parents want me to go to college, and I’m doing good in school.”
– Lydiah A.
AY 2015 p.2
acpe.alaska.gov1-800-441-2962
Alaska’s College & Career Advising Corps (ACAC)
ACAC aided in 6% higher postsecondary enrollment rates (school-wide)5% higher postsecondary completion rates (school-wide)
With the help of ACAC guide Nathaniel Betz, Luan became the �rst in his family to graduate from college. Luan attended UAA and graduated in Spring 2014 with a degree in air tra�c control.
– Luan DemaBethel Regional High School
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Topics
3
Federal Student Loan Servicing ASLA participates in student loan servicing on behalf of the U.S. Department of Education; the agency operates within a consortium of ten state-based student loan organizations. The consortium was established for the sole purpose of creating an economies of scale necessary to support the costs and requirements of the federal contract.
Administration of Federal Student Loan PortfolioASLA owns and administers approximately $300 million in federal student loans. The loans were either originated by ASLA directly to Arkansas students or the loans were purchased from Arkansas lending institutions, which originated the loans directly to Arkansas students.
Default Management Services ASLA provides Default Management Services to higher education institutions in Arkansas. The program assists colleges & universities in lowering their student loan default rate. This program is having a serious impact on lowering Arkansas’ overall student loan default rate which dropped from 19.0% to 14.5% between 2013 -2015 with an even lower rate expected to be announced in 2016.
Student Loan Related ServicesStudent Loan Help for Arkansas
ASLA partners with the Arkansas Association of Student Financial Aid Administrators (AASFAA) to manage Student Loan Help for Arkansas. Utilizing social media, Student Loan Help was launched in April 2011 to help student loan borrowers successfully navigate their way through the federal student loan repayment system and to make a positive impact on the student loan default rate in Arkansas. The program is an excellent counseling resource for borrowers overburdened with student loan debt.
Assisted in decreasing
state’s default rate!
Successful Resolutions
The Arkansas Student Loan Authority (ASLA) is a state government agency established in 1977 to enhance access to higher education funding. The agency is funded with revenues generated from federal student loan servicing contracts, administration of the agency’s federal student loan portfolio and contracts to provide Default Management Services to Arkansas higher education institutions.
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College Planning ServicesHow to Pay for College Guides
ASLA publishes “How to Pay for College” booklets each year for high school students, with an emphasis on distribution to high school juniors & seniors and their parents. The “How to Pay For College” booklet includes information on how to apply for federal and state financial aid, college preparation checklists, tax benefits for parents, frequently asked questions, college savings programs, & financial aid terms & online resources.
Fund My Future Free Scholarship Search
ASLA’s college planning service, Fund My Future, provides students with comprehensive financial planning information. The Fund My Future website (www.fundmyfuture.info) houses a free scholarship search with more than 3,000 state and national scholarships.
Workshops & College Fairs
ASLA’s staff presents college planning information to students, counselors, and parents at financial aid workshops, college fairs, seminars, & conferences throughout the state of Arkansas. Advice and information on completing the Free Application for Federal Student Aid (FAFSA), scholarships, grants and Arkansas state aid are topics also discussed in the presentation.
R. Preston Woodruff, Jr. Scholarship ASLA awards a minimum of twenty $1,000 scholarships each year to high school seniors or college students that are residents of Arkansas.
Fund My Future is a state-wide college planning service created to assist Arkansas students in achieving their higher education goals. This service, sponsored by the Arkansas Student Loan Authority, is a valuable source of college access and financial aid information for students, parents, and counselors.
@FundMyFuture
FundMyFuture
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Empowering middle school students to take chargeof their success in high school, college, and life.
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - The IssueStudents enter 9th grade unprepared and off track for college and career readiness.
Our SolutionEngage middle school students in fun activities on the topics of career, college, and life skills and they will feel the intrinsic drive to take charge of their success in high school, college, and life.
1. Early EngagementMiddle school is a pivotal time for definingthe future of a student’s life
2.
Student DrivenPeer-to-peer learning provides the structurefor students to develop and practice criticalsocial-emotional skills.
3. Club SpaceStudents are engaged and excited to do funactivities in a supportive environment
Impact• Increased college enrollment
• Increased academic and STEM aspiration
• Reduced classroom disruption and bullying
• Informed, engaged, motivated students
• Schoolwide culture of success
Curriculum Topics• College admissions and planning
• Career awareness
• Leadership
• Personal financial literacy
• Community improvement
• Entrepreneurship
Program Model• 20+ units of content, customized
for 1, 2, or 3 year implementation
• Package includes curriculum,professional development, and ongoingimplementation support
• Pre and post assessment
• Flexible for any school or nonprofit setting
History• Started in California in 2008
• Expanded to CO, DC, MN, NY,OH, PA, TX, VA
• Over 50,000 middle school studentsimpacted
• Created by ALL Management Corporation,a nonprofit organization
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
CCC_Factsheet_Jan_2016 6
Financial1. The program is affordable for schools and districts working on tight budgets.
2. Return on investment: additional revenue from JUST ONE student staying in school more than covers theprogram cost.
3. Discounted pricing is available for districts that implement in multiple schools, as well as for partners that commit toimplementing the program for multiple years.
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
The PackageCurriculum
Curriculum containing 20+ units of content, covering topics such as leadership, life skills, financial literacy, college access, entrepreneurship, career assessment, traditional career paths, and non-traditional career paths.Designed and written for the student, the entire set of materials aims to encourage the student to takeresponsibility for their own future success, as well as support the staff in guiding that process for the students.
Custom Mapping Since every school setting is different, we customize the curriculum to suit each site's unique situation. For example, some sites may want to implement the program during instruction time, while others implement in an afterschool setting. As part of the onboarding process, we interview our partners to understand their goals, resources, and constraints, then provide a custom curriculum map to guide their activity throughout the year.
Training We offer personalized training that introduces staff to the program curriculum and curriculum map, kick-off strategies, implementation strategies, best practices and more to assist in developing a successful program.
Club SupportThe one day training is supplemented by our online support center that not only provides access to the materials, but also provides a learning community for interaction with other sites and Career & College Clubs staff. Sites also have ongoing access to Career & College Clubs staff for individualized support.
DataStudents and coaches are asked to complete pre- and post- surveys to evaluate the program. The results of which will be shared with the school at the end of the year.
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -Program Contact
www.careerandcollegeclubs.org 310-242-8860 [email protected]
CCC_Factsheet_Jan_2016 7
C H E S L A 10 Columbus Boulevard, 7th Floor, Hartford, CT 06106 860-520-4001 www.chesla.org
Values: Excellent Service, Respect, Can-Do Attitude, Transparency, Professionalism, Integrity
CHESLA was created by the State of Connecticut in 1982 to help students and families finance the cost of higher education. CHESLA is a supplemental loan source for students who need to finance a portion of their education after other financial aid (including Federal loans) is considered. CHESLA is dedicated to helping families finance the cost of higher education.
CHESLA’s Mission To expand higher educational opportunities for students in or from the State of Connecticut by offering a cost-effective alternative financing program.
CHESLA’s Vision To become a resource for students as they plan for their college education, not only by providing financing, but by providing information and tools for students to make informed decisions; to enhance the competitiveness of Connecticut institutions of higher education by providing additional financing options; to encourage interest in higher education to help the state meet its workforce needs.
Loans CHESLA has originated over 42,000 loans and disbursed almost $410 million to help students finance their higher education.
Financial Literacy -Over 60 Facebook posts since 2015 dedicated to Financial Literacy Fridays. Posts have included key terms and relevant news related to financial literacy. www.facebook.com/cheslaloans -Dedicated Financial Literacy tab on website that includes 15+ resources.
2015-2016 Academic Year Need-Based Scholarships CHESLA started the CHESLA Need-Based Scholarship Program which disbursed almost $2 million to Connecticut institutions, helping 1,025 students fund their higher education.
College Goal Sunday Since 2014, CHESLA has given $8,600 in scholarships to students at 43 Connecticut College Goal Sunday sites.
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* Millitary Programs include: Georgia Military College Scholarship, HERO Scholarship, University of North Georgia ROTC Grant and University of North Georgia Military Scholarship.** Other Programs include: Scholarship for Engineering Education, John R. Justice Student Loan Repayment Program and Georgia Public Safety Memorial Grant.
GSFC Use of Funds for Fiscal Year 2015: $648,920,356
HOPE Scholarships, Zell Miller Scholarships, HOPE GED and
HOPE Grants$573,361,515
Military Programs*$4,666,188
Other Programs**$1,337,193
Tuition Equalization Grants $17,877,608
Accel Program $18,502,577
Student Access Loans $33,175,275
Figures in chart represent disbursements during FY 2015 as of June 30, 2015. The information in this display is presented only to show the general nature of the Georgia Student Finance Commission’s business and does not represent its financial position nor conform to generally accepted accounting principles.
How GSFC Helps Students Pay for College
The Georgia Student Finance Commission (GSFC) celebrated its 50th anniversary in 2015. Over the years, GSFC has become the administrator of more than twenty state- and lottery-funded scholarships, grants and service cancelable loan programs that ensure Georgians have an opportunity to access education beyond high school. In addition, GSFC provides free financial aid consultation to K-12, postsecondary institutions and community organizations across the state to help students and their families plan, apply and pay for college.
GSFC provided more than $640 million in scholarships, grants and loans to 225,000 Georgians to help pay for their higher education.
More than 3,700 school and community financial aid events were conducted by GSFC’s outreach team with 125,000 attendees.
Georgia’s Path2College 529 Plan opened almost 14,000 accounts and saw assets grow to more than $1.8 billion. In addition, approximately $74 million in qualified withdrawals were used by 10,773 families for higher education purposes.
GAcollege411.org, the state resource for college and career exploration, continued to be a valuable resource for Georgia students and schools. More than 467,000 accounts were created, over 233,600 college applications were submitted through the website and 173,000 high school transcripts were requested for college admissions.
GSFC administers state financial aid programs including Georgia’s HOPE Scholarship and Grant Program. Over the past 22 years, HOPE has become a national model for merit-based student financial aid.
Since its inception in 1993, the HOPE Program has provided 1.8 million students more than $8.1 billion in scholarships and grants.
GSFC also provides Georgia students and their families, schools and community organizations with free educational services.
• FAFSA Completion• Financial Literacy• K-12 and Postsecondary Outreach• Loan Servicing• State and Federal Financial Aid
Information Services
2015 Accomplishments Fast Facts
For more information about GSFC and its financial aid programs and educational services, visit www.gsfc.org or call 800.505.4732.
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Helped
392,500students pay for
college
Established in 1979 as a private, nonprofit corporation, Iowa Student Loan helps Iowa students and families obtain the resources necessary to succeed in postsecondary education. Based in West Des Moines, Iowa, the organization provides an array of financial literacy and responsible borrowing tools, community reinvestment programs, including support for free college planning services for students and families, and borrower benefits. For more information about Iowa Student Loan, visit www.IowaStudentLoan.org.
Student Loan Game Plan
All applicants for supplemental private student loans, and their cosigners, experience the online financial counseling feature called Student Loan Game PlanSM.
18% reducedtheir planned
borrowing level
9,000 users/applicants
3 customversions of
the tool
$5 milliontotal loan reductions
data from 2012–2015
ROCI Reality Check
ROCI Reality Check provides information on the return on college investment, or ROCI, students can expect from degrees of specific majors. ROCI Reality Check and the standalone ROCI Tool both provide many essential facts in one location for the ease of students. Users see information on:• Jobs tied to specific majors.• Starting salaries for common jobs.• Potential for future job openings.• Required training and responsibilities for jobs.
7,800+students registered
3,900+completed both financial
literacy tools
70scholarships awarded
$120,000in scholarships awarded
$15,000awarded to Iowa
high schools
Senior Scholarship
In 2014, Iowa Student Loan launched the Iowa Financial Know-How Challenge: Senior Scholarship program. Each year, the top scoring students on an assessment, related to Student Loan Game Plan and ROCI Reality Check, receive a scholarship.
Save Now, Save Later
The Save Now, Save Later: College Savings Plan Parent Giveaway gives Iowa parents a chance to win a deposit into a College Savings Iowa® account for their student. Completion of the cosigner version of Student Loan Game Plan is a required contest element.
data from 2014–2016
3,100total parents
registered 50total deposits
awarded
$75,000total amount
awarded
©2016 Iowa Student Loan Liquidity Corporation®
data from 2014–2016
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Class of 2016
Provided by the Kentucky Higher Education Assistance Authority
KHEAA’S MISSION:Expanding educational opportunities by providing financial aid and informational resources that enable Kentuckians to attain their higher education goals.
OTHER INITIATIVES:kheaa.com: Interactive web portal to help students plan, prepare and pay for collegeCollege Application Month: Helps low-income, at-risk high school seniors in completing college applications Close the Deal: Schools, community leaders and college access professionals work with students to set goals for college and future careers Individual Learning Plan: Provides private and home school students a way to explore their college and career optionsPersonalized College Planning Report — Getting the Facts: Provides estimates of student’s financial aid package for up to six schools
Your Personalized College Guide
PREPARED FOR:
KENTUCKY
During Fiscal Year 2015, KHEAA Outreach staff:
Set up 702 exhibits
Conducted 5,696 college planning and financial aid presentations
Made 2,995 on-site school and community visits
Made 180,265 personal contacts at exhibits, presentations and school/community visits
Distributed 504,213college planning publications and brochures
All of Kentucky’s 120 counties are included in the 13 territories that are serviced by KHEAA’s regional outreach counselors.
KHEAA provides free age-specific college planning guides, brochures, financial literacy booklets, newsletters, flyers, posters
and other publications to promote college access and completion.
Financial aid programs for
Kentucky students
2015–2016
Affording
Higher
Education
1KHEAA
’
,
Kentucky Higher Education Assistance Authority
THE
Your complete guide to the Financial Aid Application Processpg. 14
Personalize your college plan!pg. 38
Check out your
KEES award
and more at
kheaa.compg. 28
CHECK IT OUT!ROAD TO COLLEGE CHECKLISTpg. 7
PLUS...
AN OWNER’S MANUAL TO HIGHER EDUCATION AND FINANCIAL AID
2016COLLEGE CIRCUIT
PUBLICATIONS
COLLEGE INFO ROAD SHOW
The College Info Road Show is a mobile classroom that travels the state to
provide college access and financial aid planning services directly to students
and families in their communities.
For more information, contact Susan Hopkins, Director of Outreach Services, at 502.696.7379 or [email protected].
Source: National Center for Education Statistics, IPEDS and KHEAA projections
KHEAA Partners with Kentucky Campus Compact to place recent college graduates in high schools throughout Kentucky as college coaches. KHEAA provides training and stipends to 30 AmeriCorps member coaches and provides a full-time advisor to oversee the program.
Kentucky College Coaches
Source: KHEAA data files
A guide to GET You through your freshman year
Source: National Center for Education Statistics, IPEDS
From FY2006–FY2015, thenumber of adults age 25 and over completing a FAFSA has risen
an average of
7,000students a year.
Were first-time college students
Were first-generationcollege students
Earned a GEDor were home-schooled
28%55%13%
Of
277,772Kentucky undergraduates
who filed a FAFSA during FY2014
Kentucky students with at least a 28 ACT score attending a Kentucky
institution has increased
16%between FY1999 and FY2015.
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Who is Lela? The Louisiana Education Loan Authority (Lela) is the education division of the Louisiana Public Facilities Authority (LPFA), a non‐profit public trust established to bring financing assistance and advantages to the people of Louisiana. Lela is Louisiana’s non‐profit resource for FAFSA completion and college planning. Lela’s mission is to develop and coordinate projects, programs and workshops which provide resources for college planning and statewide outreach initiatives to help assure students’ success on their path to and during college. Website: www.askLela.org Informational Data ‐ 2015: • Lela representatives disbursed over 25,000 College PlanningGuides and related college planning materials to Louisiana High Schools. • College planning resources were provided at over 100college fairs, workshops, events and presentations. • 158 families were provided assistance in planning forcollege through Lela’s free One‐on‐One Counseling services. • Lela awarded nearly $30,000 in scholarships to Louisianastudents in 2015.
Financial Aid Awareness Month (FAAM) In 2002, Lela launched what would become an annual statewide outreach campaign entitled "Financial Aid Awareness Month" (FAAM). The purpose of FAAM is to inform Louisiana high school seniors and their families that college is attainable and that there are numerous sources of financial aid options available, as well as to remind them that February is the key time to begin the application process by submitting their Free Application for Federal Student Aid (FAFSA) in order to be considered for all aid programs offered at state and federal levels. Annually, the governor of Louisiana officially proclaims February as Financial Aid Awareness Month. Website: www.GoFAAM.com Informational Data: • Lela's FAAM 2015 campaign provided over 25,000 studentsand 2,200 guidance counselors with financial aid awareness information. • Over 2,000 Louisiana high school seniors participated invarious Cash for College scholarship contests related to the campaign. • $5,000 in scholarships was awarded.
FAFSA Completion Lela conducts FAFSA Completion Workshops at high schools by request from Professional School Counselors and assists families one‐on‐one in submitting the FAFSA. Lela’s College Planning Center is open in Baton Rouge. By appointment, students are able to meet with a representative for one‐on‐one assistance. Informational Date ‐ 2015: • Lela representatives assisted over 2,000 students infiling their FAFSA • Lela representatives conducted over 60 FAFSACompletion workshops.
Financial Literacy Awareness Lela launched its Financial Literacy web page in 2010 to serve as a 24 hour resource center to provide high school seniors with useful tips on managing finances and information for accessing funds for college. The site features a Financial IQ Quiz to provide students with an avenue to test their knowledge and includes a $1,000 scholarship opportunity. Students can also follow the journey of virtual characters Pete and Nate for valuable lessons in spending. In connection with National Financial Literacy Month in April, Lela provides an added awareness push to high school and college students through its statewide electronic campaign. Website: www.lela.org/financialliteracy Informational Data ‐2015: • Lela's Financial Literacy 2015 campaign provided over25,000 students and 2,200 guidance counselors with financial literacy awareness resources through electronic messaging. • The Lela website incurred over 138,699 web requests duringthe month of April. • A $1,000 scholarship is awarded annually in connection withLela’s Financial Literacy Awareness Month campaign.
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Holiday Art Scholarship Contest Lela continues to fulfill its mission by strengthening its efforts to support organizations that promote education growth and direction such as the George Rodrigue Foundation of the Arts (GRFA). Lela shares GRFA’s passion to foster arts education in the schools and to encourage student creativity in an effort to support academic performance. Lela launched its first Holiday Art Scholarship Contest in 2007. Informational Data: • Since inception of the program, over 600 students haveparticipated in the Holiday Art Contest and $36,000 in scholarships has been awarded. • Winning “Christmas in My Hometown” 2015 art byMarie Laiche, Mount Carmel Academy, New Orleans, Louisiana.
Louisiana’s Non‐Profit Resource for FAFSA Completion & College Planning
Louisiana Education Loan Authority, a Division of LPFA 2237 South Acadian Thruway, Suite 650, Baton Rouge, LA 70808 College Planning Center, Suite 603 Tricia Dubroc, VP Student Loans and Administration ‐ [email protected] Joni M. Leggio, AVP Marketing ‐ [email protected]
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College Planning for Families
• Annuallyprovidingover500free,in-personcommunityevents.
• Distributingemailcurriculumtoover57,000subscribers,tailoredtotheageofthechild,frompre-ktocollege.
• WorkingwithfamiliesinlocalcommunitiesonFAFSAcompletion.
Professional Development and Training
• Providingnational,regional,andlocalleadershiptrainingonplanning,saving,andpayingforcollege.
• Hostingannualtrainingsforover600schoolcounselors,collegeaccessadvisors,andothereducationprofessionalsandvolunteersoncollegefinancing.
Forover30years,MEFAhashelpedhundredsofthousandsoffamiliesachievethedreamofacollegeeducationbyprovidingguidanceandproductsolutionsalignedwithbest-in-classpartners.MEFA’spositioninthecollegefinancingindustryisuniqueandindependent.
Resources for Families and Educators on mefa.org
• Providingonlinetoolsandresources(email,webinars,videos,factsheets,interactivetools,andcalculators)allowingaccesstocollegeplanninginformationwheneverfamiliesneedit.
Focused on serving Massachusetts students, families, colleges, and universities by promoting college access and affordability through awareness and education.
160 Federal Street, 4th Floor, Boston, MA 02110
(800) 449-MEFA (6332) | mefa.org
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Minnesota Office of Higher Education The Minnesota Office of Higher Education is a cabinet-level state agency providing students with financial aid programs and information to help them gain access to postsecondary education. The agency also serves as the state's clearinghouse for data, research and analysis on postsecondary enrollment, financial aid, finance and trends.
Minnesota State Grant Program The Minnesota State Grant Program is the state’s largest financial aid program. The State Grant Program awards up to $180 million in need-based grants to Minnesota residents attending eligible colleges and universities.
Minnesota SELF Loan Program The SELF Loan is a long-term, low-interest student loan. Because the SELF Loan is administered by a state agency, the interest rates may be lower than private loans and some federal loans.
Minnesota SELF Refi Program The SELF Refi is a new student loan refinancing program. The SELF Refi Program is available to Minnesota Residents who completed a postsecondary course of study and meet the credit criteria. SELF Refi could reduce the amount of interest paid and/or provide a more manageable monthly payment amount.
Minnesota’s Get Ready Program Get Ready is an early intervention and college awareness program that helps prepare 5th-12th grade students and their families with college planning information, academic tutoring, and information on career and higher education options.
Minnesota College Savings Plan The Minnesota College Savings Plan is a state-sponsored, tax-advantaged 529 college savings plan that helps families and individuals plan for the cost of higher education.
For more information about the Minnesota Office of Higher Education’s programs, visit: www.ohe.state.mn.us
twiter.com/MNOfficeHiEd | facebook.com/MNOfficeofHigherEd
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Based in Helena, Montana, Student Assistance Foundation (SAF) is a nonprofit, 501(c)(3) organization. Its mission is to
provide students and families with the knowledge and tools to pursue and fund their postsecondary education. SAF uses proceeds from its student loan servicing business and fundraising efforts to offer a range of programs that include grants, scholarships, community outreach, counseling and training on education finance planning.
Circle of Success ScholarshipsThese $1,000 scholarships are delivered annually to Montana postsecondary students with plans
to continue their education. In addition, 25 scholarships are provided to high school seniors attending Graduation MattersMontana (GMM) schools.
OutreachSAF’s seven outreach managers provide support to students and families, along with counselors and other education professionals, across Montana. They offer money management counseling, scholarship search and application assistance, Free Application for Federal Student Aid (FAFSA) completion help, resource referrals, and more.
College Goal MontanaThis annual campaign promotes FAFSA awareness and provides free help to Montana students and
families completing the form that provides access to federal, and some state and institutional, aid. SAF assists in the coordination of FAFSA events, offers one-on-one support, and provides online resources to help with filling out the application.
Foster Youth SupportEach year SAF partners with the Montana Department of Public Health and Human Services (DPHHS) to host “A Step Ahead – Building a Path to Success” Summit for youth in foster care. Participants in the free summit learn how to prepare for life after high school, whether that involves postsecondary education or joining the work force. SAF also administers Education and Training Vouchers (ETVs) on behalf of DPHHS to help foster youth attain higher education.
Montana Money MagicThrough a contract with the Montana Department of Public Health andHuman Services (DPHHS), SAF helps qualifying,low-income students
improve their financial literacy and save for educational costs. Students who earn the maximum match receive $1,350 to help them gain access to higher education.
To learn more about SAF and its programs, visit safmt.org or SmartAboutCollege.org.
(877) COLG4ME (265-4463)
Followus
Student Assistance Foundation
Since 2000, SAF has delivered
$31 million
in public benefits to students and families.
public benefits include:
Dollar amount distributed in Circle of Success Scholarships
$612,000
30% of Montana high school seniors completed the FAFSA by March 1
70%
13%
of youth in foster care want to attend postsecondary education,but less than achieve it.
79 students saved$35,550for postsecondary education
18
The Montana Higher Education Student Assistance Corporation (MHESAC)
The Montana Higher Education Student Assistance Corporation (MHESAC) is a nonprofit organization dedicated to helping Montana citizens with financing their postsecondary education. For almost three decades, MHESAC provided more than $2.5 billion in capital for Federal Family Education Loan (FFEL) Program student loans made to Montanans. These loans were provided through its FFEL student loan secondary market activity and Montana FFEL student loan origination activities. MHESAC also purchases federally guaranteed rehabilitated education loans.
MHESAC continues its work to lower the cost of financing postsecondary education through its numerous borrower benefits including interest rate reductions, principal reductions, and more. In all, MHESAC has delivered more than $53 million in borrower benefits to Montana students and families.
Montana’s Choice Borrower Benefit Programs
Borrowers (Stafford, PLUS and Graduate PLUS) continue to receive benefits they earned through these programs including principal and interest rate reductions.
$wiftstart Consolidation Borrowers who consolidated their loans through this program continue to receive benefits including principal and interest rate reductions.
Borrowers continue to receive rebates through this program which was MHESAC’s first borrower rebate program.
To learn more about MHESAC, visit us at: www.mhesac.org
2500 BroadwayHelena, MT 59601(406) 495-7800
19
COMMUNITY IMPACTCONTINUUM OF K-16 SERVICES & PROGRAMS 2014-2015 ACADEMIC YEAR DATA
COLLEGE & ADULT
COLLEGE PLANNING BEAR MASCOT
OVER 21,000 TOTAL ATTENDEESOUTREACH PRESENTATIONS
TOLL-FREE COLLEGE HOTLINE1.888.7.GRADUATE
FREE INDIVIDUAL COUNSELINGCOLLEGE PLANNING LIBRARY
The Center for College Planning promotes higher education as the means to achieving
personal, career and life goals.
KINDERGARTEN & ELEMENTARY
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Get on the Bus!Hitting the Open Road to College
888.7.GRADUATE • www.nhheaf.org
GET ON THE BUS A classroom and guide program designed to get 5th grade students on the road that leads to college.
for your Planning
EducationChild’s
Early College Planning Guide
ecpbcover_3.qxp 9/3/2008 11:30 AM Page 1
EARLY COLLEGE PLANNING
Designed especially to give NH parents
guidance on preparing for their children’s future
educational goals.
I CAN SAVE In partnership with the NH Jump$tart Coalition, college counselors deliver classroom programs for NH 2nd graders about spending, saving and sharing money. *Presented to 1452 students
HIGH SCHOOL
2/16
NEW HAMPSHIRE COLLEGE CLUB Educational, fun and interactive site that promotes early college
awareness to NH students.*17,000 Unique Page Views
DISCOVER U An interactive, campus-based early college awareness program for 8th graders. *600 Student Participants annually
MIDDLE SCHOOL
GRANITE STATE MANAGEMENT & RESOURCES
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PROFESSIONAL DEVELOPMENT &COORDINATION
COLLEGE EQUALS OPPORTUNITY (CEO) Annual scholarship opportunity for outstanding NH resident college student leaders.*$320,000 Awarded Since Inception
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Benefits of Graduate Education
Choosing a Program
Keys to the Admissions Process
Making it Affordable
4 Barrell Court
Concord, NH 03301
p 888.7.GRADUATE x119
603.224.2581
www.nhheaf.org
Connecting The Pieces...
College Planning Guide for Prospective Graduate Students
cover_2011_Layout 1 9/19/2011 3:54 PM Page 3
ReturningtoLearningGuide for Adult Students
Go confidently in the direction of your dreams! Live the life you’ve imagined. Henry David Thoreau
rtl_2009.qxp 2/25/2010 12:51 PM Page 22CONNECTING THE PIECES Presentation and guide to help students plan for graduate education.
RETURNING TO LEARNINGPresentation and guide to support adults looking to pursue their first degree beyond high school.
REPAYMENT ASSISTANCEIndividual counseling to borrowers in repayment.
I’M GOING TO COLLEGE MONTH Statewide college awareness campaign which includes educationalvisits to classrooms featuring our expert presenters and CollegePlanning Bear mascot for K-8 schools and celebration ideas for K-12schools.
SCHOOL COUNSELOR TRAININGSComprehensive trainings to support K-12 students in aspiring,planning and affording postsecondary education. *9 Trainings; 233 attendees
FREE COLLEGE PLANNING CURRICULUM“Train the Trainer” program with detailed lesson plans and materialsallows school counselors to deliver college access programmingthroughout the year. *10 programs offered, 167 programs downloaded.
NH RESIDENTS FIND US ON
FILE-A-FAFSA PROGRAMExpert NHHEAF college counselors provide free assistance filing the Free Application for Federal Student Aid (FAFSA) and other financial aid forms.*1400 FAFSAs Filed
VARSITY LETTER & SCHOOL COUNSELOR QUARTERLYEach e-newsletter provides timely tips, scholarship information, national news and details about free upcoming programs and events.*7566 Varsity Letter Subscribers,*1486 School Counselor Quarterly Subscribers
DESTINATION COLLEGESM The Organizations’ signature annual event for over 1,000 high school juniors and their parents.
Destination COLLEGESM
The NHHEAF Network Organizations
COLLEGE PREPARATION AND COLLEGE FINANCING PRESENTATIONSPresentations at every public high school in the state assisting families in navigating the college admissions and financial aid processes. *330 Presentations
I AM COLLEGE BOUND / I APPLIED!State Coordinator of state’s participation in the American College Application Campaign (ACAC), with a goal to encourage low-income, first-generation high school seniors to submit at least one college admission application during a particular school day.
I APPLIED!I APPLIED!N E W HAMPSH
IRE
COLLEGE PLANNING TOOLSFREE college and career planning online portfolio tools offered to New Hampshire high school students.
COLLEGE FINANCING/FUNDING OPTIONS APPOINTMENTSCollegebound NH students receive expert counseling from NHHEAF college counselors to understand financial aid award letters and financing options.*200 Families Served
20
NEW JERSEY
NJ FINANCIAL SCHOLARS PROGRAM Real Money 101 This �inancial literacy curriculum is designed to educate students on the principles of money management. Taught by HESAA and State-certi�ied credit counseling agencies, topics include credit card debt; budgeting; preventing identity theft; saving; and responsible borrowing. REAL Money 101 delivered over 210 �inancial literacy sessions reaching tens of thousands of college freshman, sophomores, juniors and seniors.
High School Financial Education Program (Powered by Everfi) HESAA, in partnership with a leading financial education provider, Everfi, delivered the New Jersey Scholars program in eleven counties to 36 high schools in the state. The Everfi 24x7 interactive software is a supplement to their required in-classroom economics curriculum. The application drives meaningful learning and measurable engagement by students. Through HESAA/Everfi outreach efforts, 5,900 students completed 35,100 modules over an estimated 25,500 hours. Knowledge gains surge an average of 81% (see chart below based on modules)
FINANCIAL AID AWARENESS PROGRAMS High School Counselor Workshop Annually, HESAA conducts a series of workshops around the state to train high school counselors on the financial aid process and any changes to state and federal program regulations. More than eight hundred counselors attend these workshops each year.
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HESAA University To provide New Jersey �inancial aid administrators with in-depth, comprehensive and up-to-date training that increases their knowledge of HESAA’s �inancial aid and scholarship programs and ultimately contributes to the responsible distribution of state funds. Our vision is to strengthen the partnership between HESAA and New Jersey’s institutions of higher education through continuous communication and to assist the students of the state of New Jersey in attaining the best �inancial aid packages for which they qualify.
Financial Aid Nights HESAA conducts “Financial Aid 101” presentations at high schools throughout the state. Information regarding �inancial aid is provided to hundreds of students, parents and counselors to encourage postsecondary enrollment. HESAA conducted nearly 460 combined events for the 2015 year, reaching 60,101 students with events in all the counties in the state.
EARLY AWARENESS PROGRAMS GEAR UP Workshops are focused on ensuring that elementary and middle grades students realize that college can be a part of their future.
Why Go To College? Workshops are focused on preparing elementary and middle school students to successfully pursue higher education by way of discussion and introducing appropriate websites for college and career exploration/planning.
NJBEST Presentations are given at elementary and middle schools to parents about the Authority’s 529 College Savings Program. This program promotes disciplined savings behaviors, regardless of family income.
GRANTS & SCHOLARSHIPS New Jersey Tuition Aid Grant (TAG) awards go to full-time undergraduate students enrolled in an approved degree or certificate program. TAG is one of the most generous need-based programs, and has been ranked number two in the nation by the National Association of State Student Grant and Aid Programs. The maximum TAG award (AY 2015-2016) for the neediest student is $12,196. Nearly 1 in 3 New Jersey students attending college in state receives a TAG award. In Academic Year 2014-2015, HESAA approved disbursements for 74,432 TAG awards.
Part-time TAG for County Colleges – provides grants to eligible students while enrolled for between 6-11 credits. The amount of an individual award varies based upon the student’s need, cost of attendance and available funding.
The Governor's Urban Scholarship Program A merit-based scholarship program that benefits students in New Jersey’s economically-challenged communities. Students must rank within the top five (5.0) percent of their class at
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the end of their junior year; have a cumulative grade point average of 3.0 or higher at the end of the junior year of high school and reside in one of the designated communities. NJ Governor’s Industry Vocations Scholarship for Women and Minorities This program pays up to $2,000 per year or up to the cost of tuition in an eligible certificate or degree program, less any federal, state or institutional financial aid. New Jersey Student Tuition Assistance Reward Scholarship (NJ STARS and NJ STARS II) Provides access to higher education for the State’s highest-achieving students. New Jersey residents who rank in the top 15.0% of their class at the end of either junior or senior year of high school may be eligible to receive an NJ STARS award for attendance at their home county college. The NJ STARS award covers the cost of tuition, less any State and/or Federal grants and scholarships, for up to 18 credit hours per semester. NJ STARS students must graduate with a cumulative GPA of 3.25 or higher to qualify academically for the NJ STARS II program.
NJBEST SCHOLARSHIP Assets saved in the New Jersey Better Education Savings Trust (NJ BEST) 529 college savings plan pay for qualified expenses at any accredited postsecondary school in the U.S., but students who pursue their higher education in New Jersey can receive an extra benefit for their freshman year: a tax-free scholarship. The longer you contribute at or above minimum contribution levels, the greater the scholarship amount. After you qualify for a $500 scholarship, further contributions increase the scholarship by $250 every 2 years, up to a maximum of $1,500.
INITIATIVES TARGETING FIRST GENERATION AND LOW-INCOME STUDENTS NJ FAFSA Days In partnership with the New Jersey Association of Student Financial Aid Administrators, HESAA brings this nationwide initiative to the Garden State. NJ FAFSA Days is a series of statewide events where low-income and �irst generation college-bound students can receive help to complete their FAFSA. NJ FAFSA Days held in the spring of 2015 helped 900 students complete the FAFSA at 34 events.
LOAN REPAYMENT COUNSELING PROGRAMS Student Loan Game Plan The Student Loan Game PlanSM is an interactive educational resource posted at www.hesaa.org. The game plan demonstrates how student loan debt may affect your financial future. It provides personalized real-time results and lets you develop an action plan to help reduce your need to borrow.
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NEW MEXICO
Our MissionPromote the public welfare and prosperity of the people of New Mexico by stimulating the availability of financial assistance for post-secondary education so as to give greater higher education opportunity.
Publications in English & Spanish
The New Mexico Student Loan (NMSL) programNMEAF’s long-standing NMSL program administers student loans and provides low-cost private education loans to undergraduate and graduate students attending school in New Mexico or residents attending school outside New Mexico.
GOVERNMENT-GUARANTEED STUDENT LOANS
In 2015, NMSL administered:
BORROWER BENEFIT PROGRAMS
• Instant Savings $814,589• Easy Pay $182,694• Pot of Gold $111,649
• Teachers for Tomorrow $320,577• Nurses for Tomorrow $173,311• MD’s for New Mexico $249,536
135,111 student loans $640 million41,111 borrowers+ =
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New Mexico Education Council (NMEC)• New Partnership with NMEAF
• Now coordinating all College Days/Nights for NMEC Statewide
• Monitor 58 High School/College Day Events
• Creation of NMEC home page
• Implementation of NMEC online Payment Process
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TOTAL AUDIENCE: 28,349 TOTAL EVENTS: 255
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NON-PROFIT COMMUNITY PARTNERS INVOLVED
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FAFSA College Application Completion Collaborative• Train the Trainer Model in place
• Technology Support—NMEAF hosting FCACC Events/FAFSA Workshops
• NMKnowledge4college.org
• Expansion of FCACC partners—initially 3 to 21
• NMEAF is serving on NCAN Policy and Regulatory Committee providing feedback to FSA officialson Financial Aid issues
• New Partnership with NCAN and UNM Unidos Project—College Goal Sunday
nmknowledge4college.org
866.761.9995
Publications in English & Spanish
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The Pennsylvania Higher Education
Assistance Agency (PHEAA) is one
of the nation’s leading student aid
organizations, providing student
financial aid services and servicing
millions of students and thousands of
schools through its loan guaranty, loan
servicing, financial aid processing,
outreach, and other student aid
programs. For more information about
PHEAA’s many programs and services,
visit PHEAA.org.
CREATING AFFORDABLE
ACCESS TO HIGHER
EDUCATION
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PI-EFCDB 022516
SERVING THE COMMUNITY PHEAA’s Pennsylvania School Services is made up of 14 Higher Education Access Partners, strategically located throughout the Commonwealth. They provide a variety of higher education-related services to students, families, educators, schools, community partners, and the general public.
Financial Aid & FAFSA PresentationsEach year, we offer FREE presentation to guide students and families through the financial aid and Free Application for Federal Student Aid (FAFSA®) processes. Participants receive information to help them better understand the requirements necessary to receive state and federal financial aid assistance.
Scope and ReachMore than 450 financial aid and 240 FAFSA presentations are held each year, assisting nearly 30,000 students and families.
Educator/Counselor WorkshopsEach Fall, PHEAA and PASFAA (The Pennsylvania Association of Student Financial Aid Administrators) cosponsor these workshops at locations across Pennsylvania. The workshops give a general understanding of the financial aid process and examine the available financial aid programs that make higher education more affordable for families. These FREE workshops provide high school counselors and teachers with the tools students need to reach their educational goals.
Scope and ReachPHEAA hosted 41 Counselor Workshops within the Commonwealth, providing training to more than 1050 Educators.
School SupportPHEAA works closely with secondary and postsecondary education partners by providing information on our products and services through site visits, staff training, workshops, and conferences. Our Higher Education Access Partners are available to support the training needs of higher education administrators, educators and counselors.
Scope and ReachEach year, we conduct workshops for counselors, present in-service teacher/counselor sessions, and visit over 1,500 secondary schools and approximately 400 postsecondary schools.
Education ConferencesPartnerships exist with many state and national education-based organizations who serve similar target populations in an effort to provide greater access to higher education opportunities.
Student ProgramsEducationplanner.org helps students prepare for higher education, beginning as early as fifth grade, by learning about themselves, exploring careers, and developing an appreciation for the importance of good character and strong study skill.
MySmartBorrowing.org is an interactive tool, focused on delivering compelling content and real life scenarios. Educators can use MySmartBorrowing to encourage students to use critical thinking skills in relation to making choices about their financial future.
Scope and ReachThe college-planning website, Educationplanner.org is accessed by approximately five million visitors per year. In addition, the Higher Education Access Partners have conducted over 180 EducationPlanner & MySmartBorrowing combined sessions to students and families.
Community & Government PartnersPHEAA partners with many community and government organizations, as well as local legislative offices across the state, to participate in informational events and training sessions. We also take part in community fairs and events to distribute information about career education, financial literacy, student financial aid programs, saving for college, and preparing for higher education. Higher Education Access Partners are available at these events to provide answers to questions about paying for college.
Scope and ReachOver 600 visits were conducted in our continuous efforts to readily respond to legislative, government and community inquiries.
State Grants and Special ProgramsThe Pennsylvania State Grant Program is a financial assistance program that provides funding to eligible Pennsylvanians and helps them afford the costs of higher education. PHEAA administers the Pennsylvania State Grant Program at no cost to taxpayers, ensuring that every dollar appropriated to the program goes directly to students. For a complete listing of the programs we administer, please visit PHEAA.org/StateGrant.
Scope and ReachToday, the State Grant Program comprises approximately 159,000 awards for the 2015-16 academic year and preceding summer for a total of nearly $410 million in projected expenditures. The maximum State Grant Award for 2015-16 was $4,340.
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More information at www.risla.com
y o u r g a t e w a y t o s u c c e s s
Rhode Island Student Loan Authority is a non-profit quasi-state authority established in 1981. RISLA offers low cost education loans, free admissions and financial aid assistance through the College Planning Center of RI, an internship finder through Bridge.jobs and financial literacy guidance at high schools, colleges, libraries and companies in RI.
RISLA’S IMPACT ON THE COMMUNITY
6,692 One-on-one college planning & financial aid counseling appointments completed during the 2014-15 academic year.
145 Free presentations on college planning, financial aid and financial literacy held during 2014-15, serving nearly 10,000 students and families. Served as a lead Rhode Island organizer for College Goal Rhode Island events.
5,500 Students and parents that attended the College Planning Center’s annual college fair in 2015.
95% Percent of surveyed students & parents that believe the College Planning Center’s services are important in helping with the process of going to college.
5,418 Students registered with Bridge.jobs, RISLA’s free internship matching site.
3,598 FAFSAs completed with the College Planning Center’s one-on-one assistanceduring the 2014-15 academic year.
0
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
One-on-One Appointments by Academic Year
2009/10 2010/11 2011/12 2012/13 2013/14 2014/15
The need for the College Planning Center’s one-on-one college planning & financial aid counseling grows every year.
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Making Higher Education Possible ®
Since 1973, South Carolina Student Loan (SCSL), a private non-profit organization, has assisted SC students and families obtain the resources they need to make a higher education possible. SCSL is committed to providing financial assistance through both college and career planning and financial literacy outreach efforts as well as through our private loan programs. With over 40 years of experience, SCSL has helped more than 473,000 students pay for college or career transition. To learn more about SCSL and its services, visit www.scstudentloan.org and www.edmanage.net.
School Partnerships Based in Columbia, SCSL is within a few hours of every college or university in the Palmetto State. Our local presence and availability for in-person meetings keeps the SCSL-school partnerships strong. Attendance at and sponsorship of the various South Carolina Association of Student Financial Aid Administrators (SCASFAA) events also offers additional face-to-face meetings that further cultivate the partnerships in place between SCSL and the schools throughout the state.
College & Career Planning College Goal Sunday: In partnership with
SCASFAA, SCSL highlights this nationwide initiativewithin the Palmetto State. College Goal Sunday isdesigned to assist low income and first-generationcollege bound students and families in completing theFAFSA. In 2015, SCSL presented several financial aidand literacy presentations to over 100 participants inSouth Carolina.
College-Planning Guides: Making Higher Education Possible and College is Affordable areresources available for download from SCSL’s website.SCSL’s work with the Center for Educator Recruitment,Retention, and Advancement (CERRA) also supportsthe focused efforts to attract and retain outstandingteachers to the Palmetto State. Informationalmaterials describing the various types of teachers andthe related post-secondary education requirementswere distributed to the financial aid and educationdepartments at each college and university in SC.
Student Loan Aid SCSL’s private loan programs offer additional financial assistance when grants, scholarships, and federal student loans just aren’t enough. The Palmetto Assistance Loan (PAL) and the SC Teachers Loan Program are two options that will often fill the tuition gap for students and their families. Palmetto Assistance Loan (PAL): Our PAL has
many benefits, including no origination fees and fixedinterest rates as low as 5.75%.
SC Teachers Loan Program: The SC TeachersLoan Program allows for full forgiveness of the loan ifthe student teaches in certain critical geographic andsubject areas in the SC public school system. Duringthe past year, SCSL has assisted over 1,400 studentstowards their goal of becoming a teacher.
Financial Literacy SCSL’s financial literacy website, www.edmanage.net, provides colleges and their students with quality information to aid in default prevention and financial literacy. Fundamental strategies that can be used to promote successful loan repayment as well as sound money management skills make this tool an essential part of every student’s learning experience. A completely interactive website for students, it is also customizable to adapt to each participating college’s needs.
Financial Workshops and Class Presentations SCSL’s client relations team offers presentations geared towards graduating high school students and their parents as well as college students throughout the state of SC. Financial basics including budgeting, savings, money management and help in financing higher education are available to promote early awareness and access.
Default Prevention School Support Working with the financial aid offices at colleges and universities, SCSL is dedicated to helping students answer questions surrounding student loan repayment. Representatives provide detailed loan repayment options with student borrowers in order to help make them successful with their student loan repayment, both during enrollment and after graduation.
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85 elementary programs
3,940 students
Financial literacy
42 presentations
1,103 students
Transition into HS
140 presentations
6,389 students/ 583 parents
Making the Most of HS
101 presentations
3,718 students/ 58 parents
Edadvisor email newsletter
62,488 monthly subscribers
Financial Aid
213 presentations
7227 students 2134 parents
Life After HS
95 presentations
2211 students
You’re Hired
100 presentations
2951 students
eCampusTours.com
589,606 unique visitors
1,461,225 page views
TN College & Career Planning
System from Kuder
67,675 assessments taken
249 programs conducted
5073 students; 477 educators
Edsouth Financial Scholars,
EverFi: 93 active schools
8,251 students
3,153 certified students
Edsouth
501 Corporate Centre Drive, #320
Franklin, TN 37067
615-771-8505
Tennessee
2014-2015
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inspirED |
inspirED
inspirED
inspirED
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inspirED |
inspirED
inspirED
2014-2015 Annual report: https://inspiredoutreach.org/wp-content/uploads/2016/02/2014-15AnnualReport.pdf
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Saving for collegeVSAC administers Vermont’s 529 college savings plan, the VermontHigher Education Investment Plan (VHEIP). In addition to state andfederal tax-deferred growth and tax-free withdrawals for qualifiedhigher education expenses, Vermont encourages families to save byoffering a tax credit on annual contributions to their VHEIP accounts.
• VHEIP’s Managed Allocation Option has one of the lowest feesamong nationwide 529 plans.
• Since 1999, more than $115 million has been used to fundeducation for more than 4,700 students.
• More than $270 million is invested in almost 17,000 accounts asof December 2015.
Grants & scholarshipsIn FY15, VSAC provided Vermont students with 13,450 need-basedstate grants worth $19.2 million, allowing 100 percent of state fundsto go directly to Vermont students:
for full-time study $14.8M 8,701 awards
for part-time study $1.4M 3,057 awards
for nondegree programs $2.9M 1,692 awards
VSAC administered more than 160 scholarships funded by public or private sources, disbursing 2,702 awards worth more than $5.7million during the 2014–15 academic year.
• Awards the Vermont Opportunity Scholarship for foster youth.
• Awards the Vermont Honor Scholarship for a high-achievinggraduate from each participating Vermont high school.
• Administers the federal Chafee Education and Training Programvoucher on behalf of the Vermont Department of Children andFamilies.
Education loans• VSAC serves 59,470 commercial portfolio borrowers, representing$1.13 billion in outstanding loans.
• Has saved borrowers more than $3.2 million through borrowerbenefit programs that have totaled $172 million since 1995.
• Serves 87,706 federal portfolio borrowers, representing $2.1 billionin outstanding loans.
• Originates and services the nonfederal Vermont Advantage loanfor Vermont students and parents.
Vermonters’ partner on the pathway to collegewww.vsac.org
Vermont Student Assistance CorporationVSAC is a public, nonprofit corporation created by the Vermont Legislature in 1965. VSAC’s mission is to ensure that allVermonters have the necessary financial and information resources to pursue their education goals beyond high school.
10 East Allen Street, PO Box 2000 • Winooski, VT 05404 • Toll-free 800-798-8722 (in the Burlington area 655-4050)Fax 802-654-3765 • Online at www.vsac.org • E-mail us at [email protected]
Publications & online resources• VSAC distributes 65,000 financial aid materials, adult student hand-books, and scholarships booklets to approximately 650 Vermontschools, libraries, and agencies. VSAC also offers online publicationsfor college planning and education debt management, in addition tonewsletters for high school families and adult learners with links,resources, tips, and timelines for education planning.
• Online roadmaps to college (vsacroadmaps.org) provide resourcesand information on college readiness, career exploration, collegeadmissions requirements, the application process, and college costsand financial aid.
Students and parents can sign up for timely e-mails about freecollege planning events, deadlines, financial applications, and more.
College planning assistance & financial aid outreach• Nearly 2,000 Vermonters attended VSAC’s Paying for Collegesessions — also available online — and workshops for the completionof financial aid forms, held at statewide high schools.
• Further online presentations on the FAFSA, college costs & financialaid, the scholarships process, net price calculators, and admissionsessays available at vsacroadmaps.org/online-presentations.
• Annual College Pathways events, on three different Vermontcollege campuses, draw 1,200 Vermont high school students andparents for workshops on topics on college planning and financing.
Outreach services for high schoolstudents & families• VSAC participates in federal TalentSearch, GEAR UP (grades 6–12),and Educational OpportunityCenter (adults) programs to motivateand assist low-income and first-gener-ation college-bound students witheducation and career exploration.
• VSAC’s GEAR UP resourcesprovide more than 50 schools and10 state partners with resources andsupport to enhance school effortsinvolving career and college readi-ness initiatives and professionaldevelopment, and to assist withstatewide systemic change.
VSAC provides workshops andindividual assistance to the general population.
At the middle school level:3,234 students received individual counselor contact orclassroom workshops in FY15.
At the secondary level:7,308 students received class-room workshop or individualcounselor contact in FY15.
At the adult level:VSAC counselors provided 1,746 counseling sessions andparticipant contacts in FY15.
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1850 M Street NW, Suite 920, Washington, DC 20036 (202) 955-5530 | www.efc.org | @EFCTweets
2016 EFC MEMBERS