Wednesday, July 28, 2021

Renters and Rental Market Crisis

Working Group

Emergency Rental Assistance 1Program Data

3

Percent of Allocation

Source: US Department of Treasury Emergency

Rental Assistance 1 Data (as of July 20th, 2021)

4

Percent of ERA Allocation Expended by State

Source: US Department of Treasury Emergency

Rental Assistance 1 Data (as of July 20th, 2021)

Source: US Department of Treasury Emergency

Rental Assistance 1 Data (as of July 20th, 2021)

6

Percent of ERA Allocation Spent in Last Month

Source: US Department of Treasury Emergency

Rental Assistance 1 Data (as of July 20th, 2021)

Source: US Department of Treasury Emergency

Rental Assistance 1 Data (as of July 20th, 2021)

8

National Trends

633,453 households served

$4,756 spent per household

7,443,880 households are not caught up on rentOf these, 6,237,399 households make less than $75,000 a year

3,435,995 households are likely to be evictedOf these, 2,960,763 households make less than $75,000 a year

Source: US Department of Treasury Emergency Rental

Assistance 1 Data (as of July 20th, 2021); June Census

Pulse Survey

9

How long to reach households in need?

▪ We calculate how many days it would take to reach those in need based off the

number served per day in June (9,684 households)

▪ All households in need:

▪ 769 days for those not caught up on rent

▪ 355 days for those likely to be evicted

▪ Households with incomes below $75,000

▪ 644 days for those not caught up on rent

▪ 306 days for those likely to be evicted

Source: US Department of Treasury Emergency

Rental Assistance 1 Data (as of July 20th, 2021);

June Census Pulse Survey

10

Today, the Consumer Financial Protection Bureau (CFPB) debuted a new

tool that allows renters and landlords to find rental assistance programs

in their area.

Go to:

www.consumerfinance.gov/renthelp

The White House is putting out a call to action to spread the word

about this new tool and make sure that renters and landlords are able to

access the available rental assistance.

Copyright © 2021 State of California

California COVID- 19 Rent Relief Program

Dashboard

The CA COVID-19 Rent Relief program provides greatly needed rent relief to California landlords and renters who have faced financial hardships due to the

COVID-19 pandemic. The program dashboard below gives a snapshot view of the program’s progress to date. The dashboard shows the total number of

applications received; number of complete household applications and corresponding funds requested; number of households served; average assistance

paid to each household served; and total funds paid. It also breaks down the applications by race, ethnicity, age group, gender and Area Median Income (AMI)

level.

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Qua lifying renters a nd la ndlords a re now eligible for 100% of rent a nd utilit ies owed.Qua lifying renters a nd la ndlords a re now eligible for 100% of rent a nd utilit ies owed.

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CA COVID- 19 RENT RELIEFCA COVID- 19 RENT RELIEF Apply Now Program Overview Get Help Resources Local Governm ents/ Tribes Dashboard

Other work• State of CA report: https://www.housinginitiative.org/uploads/1/3/2/9/132946414/hip_carr_7.9_final.pdf

• LA owner brief: https://www.housinginitiative.org/uploads/1/3/2/9/132946414/hip_la_owner_brief_final.pdf

• LA Tenant brief: https://www.housinginitiative.org/uploads/1/3/2/9/132946414/hip_la_tenant_brief_final.pdf

• Philadelphia owner brief with the Reinvestment Fund: https://www.housinginitiative.org/uploads/1/3/2/9/132946414/hip_rf_brief_final.pdf

• Philadelphia owner brief: https://www.housinginitiative.org/uploads/1/3/2/9/132946414/phl_ownerbrief_final.pdf

• 2021 Emergency Rental Assistance Report with the National Low Income Housing Coalition and the Furman Center: https://www.housinginitiative.org/uploads/1/3/2/9/132946414/final_spring_2021_era_survey.pdf

• National analysis of 2020 programs with the National Low Income Housing Coalition and the Furman Center: https://www.housinginitiative.org/uploads/1/3/2/9/132946414/hip_nlihc_furman_brief_final.pdf

• Case studies of national programs with the National Low Income Housing Coalition and the Furman Center: https://nlihc.org/sites/default/files/ERA-Programs-Case-Study.pdf

• Report on advancing racial equity in rent relief (with the National Low Income Housing Coalition and the Furman Center: https://furmancenter.org/files/Advancing_Racial_Equity_in_Emergency_Rental_Assistance_Programs_-_Final.pdf

Renters and Rental Market Crisis Working Group

Cindy Chetti, Senior Vice President, Government Affairs

Caitlin Sugrue Walter, Vice President, Research

July 28, 2021

NMHC Committed to Supporting Residents Impacted by COVID-19

At the onset of COVID-19, NMHC recommended apartment firms consider adopting the following principles to help America’s renters stay stably housed:

• Halt evictions for 90 days for those impacted by COVID-19• Avoid rent increases for 90 days• Create payment plans and waive late fees • Identify governmental and community resources for residents• Communicate to residents that helping them retain their housing is an

industry priority• Develop a response plan for potential COVID-19 exposure

NMHC Issued Principles to Assist COVID-19 Recovery Efforts duringEviction Moratorium Transition

As the eviction moratorium expires, NMHC has issued a new set of principles:

• Encourage residents to seek rental assistance• Offer solutions to help residents avoid eviction• Provide notice of at least 30 days to residents before filing an eviction for

non-payment• Work with jurisdictions to break down artificial barriers• Identify governmental and community resources to broadly help residents• Communicate with residents

Emergency Rental Assistance Programs

From the beginning we have worked with the Administration to identify ways to improve the execution and timeliness of the Rental Assistance Program.

Real Estate Industry Recommendations:

• Provide flexibility

• Allow for safe harbors

• Ensure broad distribution of funds

• Widely communicate availability of assistance

• Enable funds to be utilized without extraneous requirements

Industry Recommendations Going Forward

• Initiate targeted outreach similar to stimulus check outreach and/or develop a targeted campaign to reach those in need.

• Allow landlords to communicate sensitive information directly to an administering agency.

• Provide a process whereby owner documentation can be used to obtain rent payments for non-responsive residents.

• Establish recertification criteria allowing those who have received assistance to recertify continuing need.

• Remind administering entities that ERAP statute allows participation up to 80 percent of AMI.

• Upgrade/Streamline Technology

Emergency Rental Assistance NMHC Member Outreach to Residents

COVID Related Outreach

• Payment plans• Deferments and extended or

flexible lease periods• Forgiving rent• Rental assistance funds

ERAP Outreach

• Assist residents to secure rental assistance

• Outreach to every resident• Letters, emails and door to

door interaction• Added dedicated staff

NMHC Pulse Survey on Rental Assistance and Eviction Mitigation

• Conducted July 19-26, 2021

• 74 Respondents

• Sent to NMHC owners and managers

• Owners and managers of professionally managed apartment units

• One response per company

What type of rental payment options/assistance did you provide your residents during COVID?

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Payment Plans Deferred Payments Fee-free Credit CardPayments

Waived Late Fees Waived Rent Lease Term Flexibility

Source: NMHC Pulse Survey on Rental Assistance and Eviction Mitigation

Most respondents notifying their residents of rental assistance available, many through personalized contact

Yes97.3%

No1.4%

Don't Know/ Not

Applicable1.4%

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Email Phone Call Text Message SocialMedia/ResidentPortal or Letter

CommunitySignage

PersonalOutreach (Door-

to-Door)

Community Eventto Promote

Rental Assistance

Source: NMHC Pulse Survey on Rental Assistance and Eviction Mitigation

Getting Small Landlords Assistance While Protecting

Tenants from Eviction

Maya Brennan

Twitter: @mayabrennan

mbrennan@dccouncil.us

What types of buildings do DC renters live in?

60%21%

13%

6%

Source: DC Policy Center report, 2020

Apartment Buildings

Condo/Co-op Building

Single-Family Home

Part of Rowhouse

DC’s New Past Due Rent NoticeEase for Small Landlords:

• Apply for emergency rent assistance

• Fill in the blanks

• Attach rent ledger

• No additional notice required before filing

Clear for Tenants:

• Never says to move out

• Specifies what they can do to avoid a filing – APPLY!

• Provides an accounting of the rent due and phone numbers for assistance

Addressing Small Landlord Concerns re: Emergency Rent Assistance

• Cost and time of complying with rental license requirement✓Waived if extenuating circumstances

✓Fees dropped effective Oct 2021

• Application asks for information on tenant they may not have❑Future application change?

✓Can use paper form to bypass

• Confusion re if they are waiving any legal rights re: eviction or collection✓DC law already allows tenants to pay & stay even after an eviction judgment

✓Already banned late fees and other collection costs during pandemic

Questions?Maya Brennan

mbrennan@dccouncil.us

DC Eviction Moratorium Phaseout Channels Property Owners to Emergency Rent AssistanceAllowed Eviction Causes During COVID Emergency Phase-Out

Nonpayment of Rent x New process through March 2022:• Owner apply for emergency rent $• Send “Notice of Past Due Rent”• Filing OK 10/12 if:o tenant was denied $, o tenant did not apply for $ within

60 days of notice, OR o tenant defaults on payment plan

Breach of Lease; Known Illegal Act on Premises

Can give 30 day notice, file, and evict for public safety reasons only (e.g. firearms, violence)

Adds severe property damage to current moratorium exceptionAll 30 Day Notices OK on 9/26/21All Filings Allowed 1/1/22

All Other Eviction Reasons x 90-180 Day Notices Allowed 9/26/21Filing Allowed 1/1/22

NOW When

signedAug 4 Aug 26 Sept 26 Nov 12 Jan 1 Feb 1

2022

D.C. Eviction Moratorium Phase-Out Timeline

Blue:

Phase-out bill.

1. Notices of past due rent.

2. Notice, Filing, Writs for:

--public safety (+immed.

neighbors)

--wanton significant damage

Notice,

Filing,

Writs:

public

safety

reasons

Green:

Prior law.

Notices

resume1

Old

evictions

resume

All rules

return to

normal

unless

other

action.

All filings

allowed.

All

evictions

back

Non-

payment

filings

resume2

1. The notice moratorium will expire 8/4 unless extended.

2. Nonpayment filing prohibited and cases must be dismissed if rental assistance application is submitted within 60 days of past due rent notice

and is still pending, approved but awaiting payment, or under appeal.

All

eviction

types

allowedNon-

payment

evictions

resume2

Non-

payment

hearings

resume2

Dec 3

All filing

types

allowed

Old

evictions

resume

Oct 12

All

hearing

types

allowed

Feb 22

All rules

return to

normal

unless

other

action.

Mar 4

(or 225 days

after signed)

5 phases of ending the eviction

moratorium:

1. Carve-out plus rent notices

2. All notices resume.

3. Non-payment w/protection

4. Filings other than non-payment

5. Non-payment w/o protection

Evictions

on cases

w/o

emergency

protection.

Apr 1July 26

Notices

to

vacate

resume.

All

hearings

back

Nov 2

Hearings on

cases w/o

emergency

protection.

Mar 11