Chamber Chatter September 2012

a publication of the Shelby County Chamber of Commerce

501 North Harrison Street | Shelbyville, IN 46176 | (317)398-6647 | www.shelbychamber.net

SHELBY COUNTY CHAMBER OF COMMERCE 21st ANNUAL GOLF OUTING WAS A SUCCESS!

Congratulations to CS Capital Management for winning with a score of 48.

Pictured left to right: Michael Pyle, David Cotton,

Ryan Goodwin, and Roel Carandang

Photos Courtesy of Dayla �urston

On August 9, the Shelby County Chamber of Commerce held its 21st Annual Golf Outing. This year’s outing was a sell-out! Thirty nine teams participated. Thank you to everyone who came out and supported the Chamber. Thank you to all the players, sponsors, donors, volunteers and all others that were involved with this year’s Golf Outing

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Board of Directors Scott Asher, President....................................................Boys Club-ShelbyvilleAaron Wine, President Elect...................................................Knauf InsulationTarah Kirschbaum, Treasurer..........................Builders Lumber and HardwareDoug Cassidy, Past President.............................................Bishopp AppliancesDirectors: Ryan Claxton..................................................................Major Health PartnersTreva Cunningham.............................................................................Walmart* Scott Gabbard...........Shelby Co. Ag Promotion Committee/Purdue ExtensionGreg Gerline..................................Sandman Bros./Shelby County Pantry Pals Ron Harrison.................................................................................O’Neal SteelAmy Larrison.................................................................First Bank Shelbyville Chris King.................................................................Runnebohm ConstructionGena Linville.............................................................................Major HospitalTony Long.............................................................................MainSource BankCathy Wenning..............................................................................Duke Energy

Staff: Julie Metz, Executive Directorjuliemetz@shelbychamber.net Courtney St. John, Executive Assistant courtneystjohn@shelbychamber.net

Newsletter Sponsors: SEASON TICKETS AVA I L A B L EWWW.COLTS.COM

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Don’t forget that the Chamber has a mobile app!

From your cell phone: 1. Go to www.shelbychamber.net 2. Create a bookmark/shortcut on your home screen for the Shelby County Chamber of Commerce

Page.

This app has links to the lists of M-2-M discounts, Chamber

Check participants, Calendar of Events, Coupons and Member

News as well as our Membership Directory. Do you know a woman in our community that

would be a perfect recipient for the ATHENA Award? We would love to hear about them!Please fill out a nomination form. A Selection Committee consisting of a diverse group of leaders from our community will review all nomination forms and select this year’s ATHENA Award Recipient.

ATHENA Award Recipients are individuals who: -Demonstrate excellence, creativity, and initiative in their business or profession. -Provide valuable service by contributing time and energy to improve the quality of life for other in the community. -Actively assist women in realizing their full leadership potential.Visit our website at www.shelbychamber.net or stop by the Chamber office to pick up your nomination form!

Return the completed form to:Shelby County Chamber of Commerce501 North Harrison StreetShelbyville, IN 46176Deadline for submission:Friday, September 28th 2012

Founder’s Club: Colour Palette RushShelby Energy, Inc. Shelbyville Paint and Wallpaper

Want to be a part of Chamber Chatter? Call Courtney at the Chamber at (317)398-6647 or email her at courtneystjohn@shelbychamber.net to find out

about FREE articles and sponsorship rates!

As entrepreneurs, we are naturally confident and aggressive. Often times, it is not simply a good business model or strong leadership that causes a company to succeed, but rather is the positive outlook that allows us to see and take advantage of opportunities others miss that makes the difference between success and failure. The successful business makes its own luck by being prepared to seize the opportunities that present themselves.

Despite this, it is difficult to escape what seems like more and more bad news about the national and world economies. It is apparent that after finally reaching bottom and slowly growing again, the rate of growth in the U.S. economy is slowing again. Job growth continues to be bleak. As of May, the number of unemployed persons grew by another 350,000 to 100.9 million and the number of employed persons shrunk again from 58.5% to 58.4%. In July 2012, the unemployment rate rose to 8.3% while the underemployment rate continued to hold at approximately 17%. Durable goods orders dropped in May 2012 by 4% with inventories rising. The trend continued in June with new orders, excluding transportation, falling another 1.1% and inventories increasing 0.3%. Home prices continue to stagnate and consumer confidence dropped four consecutive months until rising in July.

What does this mean? Continue moving forward and take advantage of your opportunities and contacts, such as through the Shelby County Chamber of Commerce. But at the same time, business owners should play defense. The following are a few low-cost, high-reward strategies and techniques that are often times overlooked but should form the foundation of your defensive business strategy to protect your personal assets:

[Ray Basile owns the Basile Law Office, LLC and provides legal services in business, construction and real estate matters. His office is located at 11 Public Square in Shelbyville where he is a member of both the Shelby County Chamber of Commerce and Shelby County Builders Association. He can be reached at 317-825-0531 or rbasile@basilelawoffice.com]

1. Incorporate your business. It is relatively simple and inexpensive to incorporate your company with the Secretary of State. If you do not and your company fails, your personal assets are subject to collection for the company’s debts. 2.Get your business records in order. Even if you have incorporated, if you do not maintain the business properly, creditors can attempt to “pierce the corporate veil” and collect from your personal assets. Do you have written bylaws or an operating agreement? If required, do you have annual minutes? Do you have all of your records in a readily-accessible corporate binder?3.File your biannual reports. Even if you properly incorporate, you must file a biannual report every 2 years with the Secretary of State or risk having your company administratively dissolved and placing your personal assets again at risk.4.Market under the business name. If you have a properly-formed company but market (especially in writing) under your individual name, creditors can

attempt to argue that they did business with you and not your company, placing your personal assets in jeopardy.5.Sign contracts for the company. Be sure all contracts are written in the name of your company and that you sign them with the word “President, Shareholder or Member,” as applicable, after your name to avoid any confusion of who is entering the contract.6.Pay attention to taxes. Unlike most other debts that, in a worst case scenario, are dischargeable in bankruptcy, taxes are not and business owners can be held liable for them. They rarely go away and the interest and penalties that accrue on top of the principal can be breathtaking. If you are forced to decide between paying taxes or other bills, think long and hard before placing other debts ahead of taxes.7.Monitor your employees. Many of us are graced with having extraordinary employees that truly keep us up and running. Unfortunately, in difficult times, the incentive for employee theft is greater. Be vigilant, especially with employees having access to bank accounts and

company credit cards.

8.Check your insurance coverage. If you are operating on a tight margin, one uninsured claim can take down even a long-standing business. Find an agent you can trust to not give you a hard sell but that will objectively tell you whether you have enough coverage.9.Get audited. I know to most of us, that is a terrible thought. However, this is not an IRS audit. There are companies, such as Sherpa Performance Improvements in Indianapolis, that perform audits on things such as credit card processing charges, shipping fees, energy use, property taxes and other matters at no cost to you unless they save you money. Because companies such as Sherpa Performance only get paid a portion of any money they save you, it is a no risk, all reward proposition that can save your business substantial money every month and free up more cash for future investment or to pay down debts.

PROTECTING YOUR HARD-EARNED ASSETS: How to Confidently Run a Business in a Difficult Economy

 

By: Raymond A. Basile, Esq.

Major Internal Medicine welcomes Holly Furdge-White, M.D., Internal Medicine, to its growing practice and to Shelby County.

Dr. Furdge-White joined Major Health Partners in early July and is seeing new patients at the Major Internal Medicine office located inside the Intelliplex. Dr. Furdge-White is Board Certified by the American Board of Internal Medicine. She earned her Medical Degree from the University of Arkansas for Medical Sciences, and completed her internal medicine residency there as well.

Jack Horner, CEO of Major Health Partners, noted that the addition of Dr. Furdge-White continues an expansion of primary care services at Major Health Partners. “We are very pleased to have Dr. Furdge-White on board. She is a key addition to the team of providers at our Internal Medicine office”, said Horner. “Dr. Furdge-White has strong clinical skills, believes strongly in our mission to deliver high quality, compassionate health services, and will rapidly become part of our community.” She joins Dr. Lamberto Abeleda, Dr. Nancy Miles and Dr. Stina Wedlock.

In addition to Dr. Fudge-White, the Major Health Partners also welcomed Dr. Mary Beth Hensley to Bala and Associates in October 2011 and general surgeon, Dr. George Wairiuko in June of 2011. The addition of these physicians represents a great opportunity for the hospital and the community. “We are very pleased to make additional services available to our community,” Horner said. “Bringing this number of new providers to the county provides the hospital with some great opportunities for service expansion and, more importantly, improves access to medical care for patients who otherwise wouldn’t be able to see a physician.”

Dr. Holly Furdge-White sees patients at Major Internal Medicine located at 2158 Intelliplex Dr., Shelbyville, IN . Appointments can be made by calling (317)392-3651.

Cost Stewardship brings new program to non-profitsThe Cost Stewardship Initiative spawned from necessity at a faith based entity in February of 2010. Difficult economic times caused program and ministries budget cuts. Does it sound common? As Finance Chair at this church, I chose to draw the line on program cuts and find a more positive path.

As an alternative, we combined not for profits to enhance agreements with suppliers. Our primary leverage tool was a block of 1200 churches buying $30,000,000 a year of STUFF one location at a time. The results for both suppliers and not for profits were very positive and a unique group was born.

Fast forward ... our not for profits now share ideas and resources to help our entire group. We have transcended from traditional agreements on office supplies and food to areas like energy, copy and imaging, telecom/data, tax refunds/exemptions and more. We believe as a combined group we gain strength, momentum and leverage. Standing alone we diminish our opportunities.

We offer no fee programs from companies that have earned the right to be introduced to you. We recognize offerings that fit our mission and are of good will and value. Many looking for the catch are afraid to ask “Monte, do you do this out of the goodness or your heart?” No, I have a family to support too.

We are funded almost exclusively by finding tax refunds for our clients. We ask for sharing of little known federal and state tax refunds derived from expenditures on health care premiums, utilities, petroleum, etc. Refunds are in the thousands and ongoing costs improve. It’s like finding free money.

What next ???

We are introducing Cost Stewardship to a charter group of not for profits in Shelby County. We ask you for 90 minutes of your time and for you to also be a candid voice of opinion on programs tried. You have my personal commitment this is a positive investment in time. Visit www.coststewardship.org to learn more.

Major Internal Medicine welcomes Holly Furdge-White, M.D.

Walker House.....The Best Kept Secret of Shelbyville

All the way down Highway 9, over Interstate 74, and past the brick buildings on the right, you will find The Best Kept Secret of Shelbyville.

You will see a small sign out front by the tree, a full-size grey house-like building, and a white-fenced porch. What you don’t see from the outside is the family-like, home environment and wonderful care inside.

Here, at Walker House, we provide more than just an apartment. We provide a home. With many private studio and one-bedroom apartments, we want you to be yourself. Decorate your apartment with all the memories of your family and loved ones, just as you would in an independent living setting.

This is your home with individualized care fully staffed to meet any of your continuing needs. We provide six various levels of continuum care, ranging from administering medications to furnished apartment respite stays. When you stay with us, each resident is given an emergency pendent to wear, and each apartment is equipped with a emergency response alarm. A nurse is always on staff to assist in any way.

In addition to quality care and a variety of apartment options, residents of Walker House receive three nutritious meals daily. Breakfast, lunch, and dinner are each dietitian-planned meals with snacks available if needed.

The most important part about our best kept secret is peace of mind for you and your family knowing that someone is always here for you in case of any emergency. In addition to peace of mind, you are never alone with our quality staff, and welcoming residents.

Ohh…and don’t forget we love our pets! Walker House pets are as much a part of our family as our residents so bring them along to join our pet club.

A resident’s sister said it best: “I want to especially brag to you about your staff. I couldn’t have found any better & caring group of people for my brother if I looked all over Indy!!! I have no doubt that this was the right and the best move I could

have ever made for him and yes, should have done it sooner. You have such friendly, caring people and it just warms my heart.I can’t say thank you enough and from the bottom of my heart I truly appreciate what each and everyone of you have done for my brother!!! Thank you all!!!!”

Walker House also wants to introduce the newest member to their House family, Megan Derry. As of July, she fills the position of Resident Sales Manger. She comes to us from a background in marketing and sales in the health care industry. As an Indiana University Kelley School of Business Graduate, she brings care and compassion for the residents of Walker House. Stop in Walker House to meet Megan and their wonderful staff.

We are Walker House, Shelbyville’s best-kept secret!To contact Walker House, call (317)392-3370. Walker House is located at 2216 North Riley Highway, Shelbyville.

Date:Time:Place:

Emory Austin

"My Map Must Be Upside Down”

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International Speaker’s Hall of Fame. Her unforgetable presentations and extraordinary gifts as a storyteller/strategis

creatively connect life lessions to practical insights.

in the Shelbyville High School2003 S. Miller St. ~ Shelbyville, IN

International Speaker Hall of Fame recipient,motivational speaker and humorist

Presented by the NATIONAL ENDOWMENT FOR THE HUMANITIES and the AMERICAN LIBRARY ASSOCIATION

LET’S TALK ABOUT IT :

Essex Cleaning and Restoration Essex Cleaning & Restoration Services, LLC was known as Carpet Clinic or Essex Carpet Clinic for almost 30 years. Jack and Diane Essex bought the business in 1983. It was a one man operation for about 20 years until Jack’s son, Ernie came into the business about 10 years ago, and decided to expand on the carpet cleaning aspects. He took classes to learn how to properly clean up mold and handle water damages. Now the backbone of our business is in restoration work. In 2011, Ernie decided to buy the business from Jack and Diane and build on it even more!

Accidents happen, fittings break, pipes burst and that’s why Essex has the powerful extraction equipment to remove all classes of water damage from your home or office. Our trained technicians can extract the water, germs and dirt and set up the needed air movers and dehumidifiers to get you back into your normal routine. In addition, Essex Cleaning and Restoration Service is committed to helping people when tragedy strikes. Our focus is in providing fast and thorough Crime Scene Cleanup services for families or companies facing the aftermath of a homicide, suicide, accidental or unattended death.

Victim of a recent flood? We have flood tools that pull water from the carpet and padding. Can’t get that stench out of your carpets? Too many spills and stains over the years leave your carpets and floors a place where even YOU won’t walk barefoot? Whatever your need for clean, Essex Cleaning and Restoration Services can get it done. Essex Cleaning and Restoration Services has over 25 years of carpet cleaning experience and 10 years of mold remediation (removal) and water damage restoration and are a Member of IICRC (Institute of Inspection, Cleaning and Restoration Certification). We’re certified, trustworthy and passionate about providing the quickest and most professional service possible. Let us show you the clean you’ve been missing.

Essex Cleaning and Restoration Services aren’t just for your every day dingy carpets. We are also there for families and businesses that have a need for biohazard contaminates to be removed from a living and/or work environment or an automobile.

We deal with Biohazard Incidents resulting from Homicide, Suicide, Unattended Deaths, Assault, Distressed Properties, Pepper Spray Cleanup, Cell Cleaning, Blood Removal & Cleanup, other body fluids and clandestine drug labs. Most work is caused by a death incident where blood and tissue deposits, large and small need to be removed and we’re the ones you call to do it!

In extreme situations like these, fluid soaked carpet, padding, lightweight concrete, plywood and sheetrock must be removed. Theses body fluids do not evaporate and can take months or years to dry up. Essex CRS pride themselves in their ability to make any stain, and the bad memories that goes with it, disappear. When dealing with suicide, homicide, decomposition, complete restoration, complete removal of affected areas, and medical waste disposed , we wear complete OSHA recommended face masks and shields and suits and gloves. We are always professional when dealing with media and very private about the scene of trauma.

There aren’t a lot of companies out there with the restoration background that we have obtained to handle this type of clean up. We are happy to help people move on after something traumatic happens. Whether it’s a flood or a death, we can help ease some of that pain and that makes it all worth it. We are looking forward to the new direction we are taking and welcome the challenges ahead, but as it always has been and always will be, no job is ever too small. Please don’t hesitate to call us to simply clean your carpets! We take just as much care and consideration into cleaning for the freshness as we do our trauma cleaning. To contact Essex Cleaning and Restoration Services, call (317)392-2026.

641 Main St 8 Unit brick apartment complex with off street parking. GOI $41,160

171 W Broadway St 3 Units. 1 Car garage. Furnished apartments.

GOI $16,680

218 W Taylor St 2 Apartments. Updated.

Large parking lot. GOI $12,000

28 W Franklin St 4 Apartments. 6 Car

detached garage. GOI $26,400

Dick Kitchin Cell: 317.902.1550

Email: dkitchin@callcarpenter.com Web: www.callcarpenter.com/dkitchin

Lisa Hubbard Cell: 317.626.5019 Email: soldwithlisa@yahoo.com Web: www.LisaHubbard.net

Thank you Renewing Investors!

Welcome New Investors

*Denotes Presidential Member

*Denotes Presidential Member

A & B Overhead DoorBlue River Dental*

Bunge North America* CVS*

Delta Theta Tau Dick Kitchin-Associate Broker with Carpenter Realtors*

First Merchants Insurance GroupHubler Ford*

Indiana Business Solutions* Indiana Downs*

Indiana Grand Casino* KLN

Konica Minolta Business Solutions* Mach 1 PC*

Mathies Landscaping* MBCI*

Met-LifeMilestone Contractors*

Ratio Architects* Shelby Art Guild Association*

Shelby Bottled Gas* Shelby County Art Institute

Shelby County Co-op* Shelby County Community Corrections*

The Fiddler’s Three/Maxim EventsThermo Transfer*

Membership Showcase Networking LuncheonWednesday, September 12th 11:00am-1:00pm

Occasions Banquet Hall & Catering 415 East Hendricks Street This luncheon will be our Membership Showcase! Call today to reserve your FREE table to show off your business to Chamber members. There are only a limited number of tables available so please call early to reserve your spot. Please note that this luncheon will be starting early at 11:00 a.m..

If you do not wish to set up a table, please join us for the luncheon portion of the program. Cost of the lunch is $10.

We look forward to seeing you there!

Please call the Chamber (317) 398-6647 to RSVP.

Cost Stewardship’s* mission is to provide easily accessible and sustainable cost improvements to faith based organizations and not for profits. Cost Stewardship believes the savings of both time and money can translate to additional resources available for ministries and outreach. To contact Cost Stewardship, call (317)409-2984.

North Vernon Beverage Company is a beverage distributor based out of North Vernon. To contact North Vernon Beverage Company, call (812)346-5576.

Pine Ridge Pet Resort*, located at 3942 North State Road 9, provides dog and cat boarding as well as grooming and daycare. To contact Pine Ridge Pet Resort, call (317)398-1558.

Sharon Miller, Associate Broker with FC Tucker, provides selling of residential, commercial, agricultural, and industrial properties. To contact Sharon, call (317)398-8709.

Shelby Air* is a full service residential and commercial heating and cooling contractor. To contact Shelby Air, call (317) 392-2013.

Shelby County Farm Bureau* is an agricultural non-profit organization. To contact Shelby County Farm Bureau, call (317)392-2501.

Upcoming Chamber Events

Make plans now to visit Highpoint Orchard in Greensburg, Indiana to see a car show like none you’ve seen. Full Classic cars were built during the period of 1925 to 1948 and were the most advanced, expensive, and classy vehicles of their era. For one day only, the public is invited by the Indiana Region of the Classic Car Club of America to attend our Grand Classic and see these rare cars. This is one event you will never forget.

Open to the public from 11am to 3 pm Adult admission $5.00

Children under 11 are free with paid adult Proceeds go to “Bread of Life” ministries

For more information contact Larry Pumphrey at 812-593-2701 or Carol Pumphrey at 812-593-1325

I ND IANA REG ION CCCA PRESEN TS

2012 Indiana Grand Classic High Atop Pleak’s Hill in Greensburg, Indiana

September 22, 2012

Thrive

Succeed

Build

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Pfenninger, Claxton, & Estelle Insurance GroupBrady Claxton220 S. Harrison St. Shelbyville, IN 46176 Phone: 317-398-9797 Fax: 317-392-1915 www.pceinsure.comEmail: bclaxton@pceinsure.com

First Merchants Insurance GroupChris Nolley1943 North Riverwood DriveShelbyville, IN 46176Phone: 317-512-7712Fax: 317-883-8812www.firstmerchants.com/insuranceEmail: cnolley@firstmerchants.com

Shelby County Chamber Workers Compensation Group Benefit

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Chamber News Where You Belong

In this issue: Cost Stewardship Essex Cleaning and Restoration Major Health Partners Walker House Basile Law Office

September 2012

501 North Harrison Street Shelbyville, IN 46176