real estate buyer's guide

64
Real Estate Greater Sacramento Edition Presenting Homes in Sacramento, Placer, El Dorado, and Yolo Counties December 2008 Inside: • FREE 24 Hour Pre-Approval Page 60 • Home Inspection Coupon Page 48 • Servicio en Español Page 44 • Manufactured Home Communities Page 57 • The Hot List Page 17 The Original R.E. Magazine with Same-Issue San Francisco Bay Area Distribution RANCHO MURIETA PROPERTIES Pages 56, 62 EL DORADO COUNTY PROPERTIES: Pages 2, 64 • Directory of Advertisers Page 48 See more listings, photos and virtual tours online at www.reBuyersGuide.com BUYER’S GUIDE Hy Hidas! SEE Pages 29-39 For the Latest Bank-Owned Properties!

Upload: real-estate-buyers-guide

Post on 24-Mar-2016

229 views

Category:

Documents


1 download

DESCRIPTION

Presenting real estate in Sacramento, El Dorado, Placer and Yolo Counties.

TRANSCRIPT

Page 1: Real Estate Buyer's Guide

Real EstateGreater Sacramento EditionPresenting Homes in Sacramento, Placer, El Dorado, and Yolo Counties

Dec

emb

er 2

008

Insi

de: • FREE 24 Hour Pre-Approval Page 60

• Home Inspection Coupon Page 48

• Servicio en Español Page 44

• Manufactured Home Communities Page 57

• The Hot List Page 17The Original R.E. Magazine

with Same-Issue San Francisco Bay Area Distribution

RANCHO MURIETA PROPERTIES • Pages 56, 62

EL DORADO COUNTY PROPERTIES: • Pages 2, 64

• Directory of Advertisers Page 48

See more listings, photos and virtual tours online at www.reBuyersGuide.com

B U Y E R ’ S G U I D E

Ha"y Holidays!

SEE

Pages 29-39

For the Latest

Bank-Owned Properties!

Page 2: Real Estate Buyer's Guide

(916) 939-5350www.CapitalValleyRealty.com

Doug Hus916-939-5353

Rob Day916-932-1298

Bob Grant916-715-4277

Anthony Savas916-607-6338

Marie Brooks530-409-5748

Mike Reynolds916-230-0278

Lisa Smith916-801-4387

Cathy Risk530-363-7231

Tony Metz916-412-0746

Gary Jenkins530-409-7801

We Simply Do More!1020 SUNCAST LANE, SUITE 105 • EL DORADO HILLS, CA 95762

Preferred Lender(916) 357-6500

6388 Kristin Lee Wayrepeat

FIXER IN PLACERVILLE! Larger than taxrecord indicates, partial remodel at some pointadded additional SF. Permit status unknown.Needs to have some projects completed. Closeto Sly Park Lake. (6388KL) $251,798

PLACERVILLE

2709 Romer Blvd.repeat

OUTSTANDING Sierra Mountain Views! Beau-tiful 4 bedroom mountain home with views fromall rooms. Main level living area with expansivedecks, rustic interior, kitchen skylight, 3 sidedgas fireplace, inside laundry room & more. Don’tmiss out! (2709R) $329,000

POLLOCK PINES

2836 King Edwards Dr.repeat

EXQUISITE CUSTOM HOME! Fabulous 4027SF custom home Thermador/GE Monogram ap-pliances including 2 dishwashers, granitecounters, hrdwd flrs, central vac, crown molding,multi-pure water systems, cast iron plumbing fordrain system, travertine flrs. (2836KE) $899,500

EL DORADO HILLS

3589 Castlebrook RoadNew (provided)

LARGE COMFORTABLE HOME withdesireable upgrades. Wood floors, granitecountertops, two fireplaces with inserts. Largelot in great Cameron Park neighborhood.(3589C) $500,000

CAMERON PARK

6701 Bee Hive CourtNew (provided)

PRICED TO SELL! Nice clean newer manu-factured home w/some upgrades. No kitchenstove or microwave/hood. Laminate flooring inkitchen, tile flrs in baths. Interior has decoratorcolors; very nicely done! Acreage w/lovely locallong range views. (6701BH) $269,900

GARDEN VALLEY

1390 Crocker Dr.repeat

STUNNING CUSTOM HOME! Custom entrygives access to explore home theater level ormain living area. Casual yet formal floor plan.Easy access to elegant pool/patio. Visit the mas-ter retreat with wine bar, fireplace, balcony &sitting area. (1390C) $1,250,000

EL DORADO HILLS

3454 Northam Wayrepeat

NICE HOME in Established Neighborhood!Newer roof, fresh paint, newer water heater,newer wood floors, easy care yard, great patio.(3454N) $339,000

EL DORADO HILLS

2078 Bates Circlerepeat

GREAT NEIGHBORHOOD! Beautiful EDHhome, could be 5 bedrooms. Tile entry, curvedstaircase, vaulted ceiling, roman tub, mastersuite, great location, near schools andshopping. (2078B) $414,900

EL DORADO HILLS

1836 Coyote Creek Ct.repeat

RIDING STABLES CLOSE BY! Unique andunusual Octagon shaped home. Lots of win-dows, sliding glass doors and decks overlook-ing nature. Needs TLC, but great community withgolf, pool, riding trails, lakes, clubhouse andboarding stables. (1836CC) $199,900

COOL

6140 Shad WayNew (provided)

A LITTLE TLC AND THIS HOME SHINES!Great floor plan, large yard, high ceilings, curveddriveway, possible RV/boat storage and moremake for a wonderful mountain home or vacationretreat. Don’t miss out on this wonderfulopportunity! (6140S) $224,900

POLLOCK PINES

60 Lots Business Driverepeat

ZONED MULTI-FAMILY NEAR NEW CASINO!Zoned for apartments, condos & single family.Located only minutes from the new Red Hawkcasino that intends to employ 1700. Studies/plans completed for 160 lot subdivision. Greatopportunity! $3,700,000

SHINGLE SPRINGS

2007 Norwich Placerepeat

WATERFORD CUSTOM! Lots of space, bonusroom, formal living room & dining room. Granitekitchen counters, newer appliances, wood floorsand more. On cul-de-sac lot in a well establishedneighborhood. (2007N) $599,900

EL DORADO HILLS

CUSTOM H

OME

MULT

I-FAM

ILY

1091 Driftstone Circlerepeat

NEWER SINGLE STORY W/LARGE YARD!Birch raised cabinets, tile counters, black onblack appliances in kitchen. Cul-de-sac lot,new stamped concrete patio, tile roof and muchmore. Room for pool. Great opportunity!(1091D) $389,000

FOLSOM

15023 Reynosa Driverepeat

VALUE-PRICED STARTER HOME! Thishome is located in sought after Rancho Murietaand backs up to pond with golf course beyond.Large yard and appealing floor plan with fire-place. Great opportunity for a newer home.(15023R) $299,900

RANCHO MURIETA

GREAT V

ALUE!

PAGE 2 Now On-Line at www.rebuyersguide.com DECEMBER 2008

Page 3: Real Estate Buyer's Guide

Find out whatYour home is worth!Simply log on to:

SacramentoHomeValues.comBRENT GOVE REALTOR® (916) 613-6907

1197 Hillwood LoopNew (provided)

LINCOLN 6 Bedrooms, 4 Baths,

3,374 sq. ft. Built 2006 • $315,125

1241 Earlton LaneNew (provided)

LINCOLN4 Bedrooms, 3 Baths,

2,401 sq.ft., Built 2006 • $255,000

1235 Earlton LaneNew (provided)

LINCOLN5 Bedrooms, 3 Baths,

3,070 sq.ft., Built 2006 • $299,900

373 Ashwood WayNew (provided)

LINCOLN1579 sq.ft., Built 2003 • $239,000

1932 Casterbridge DriveNew (provided)

ROSEVILLE6 Bedrooms, 3 Baths,

3,037 sq.ft., Built 2002 • $349,900

208 Silverstone CourtNew (provided)

ROSEVILLE4 Bedrooms, 3 Baths,

3,974 sq.ft., Built 2001 • $499,900

1240 Emerald Oak RoadNew (provided)

ROSEVILLE1,744 sq.ft., Built 2004 • $255,750

8624 Tapaderas LoopNew (provided)

ROSEVILLE2,486 sq.ft., Built 2005 • $389,900

1396 Seymour CircleNew (provided)

LINCOLN5 Bedrooms, 4 Baths,

3,291 sq.ft., Built 2006 • $334,900

1813 Talon RoadNew (provided)

ROCKLIN4 Bedrooms, 3 Baths,

2,607 sq.ft., Built 1999 • $308,900

1859 Flint StreetNew (provided)

ROSEVILLE1,832 sq.ft., Built 2002 • $285,000

634 Bridgeford DriveNew (provided)

ROSEVILLE5 Bedrooms, 3 Baths,

2,246 sq.ft., Built 1998 • $299,900

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 3

Page 4: Real Estate Buyer's Guide

PERSONALSERVICE

Reach us directly most of the time8:30am-8:30pm, 7 days a week

Top 1% Producer30 Years Full-Time Local

Realtor in Same Area!

916721-8334MargoMcBride

P R O F E S S I O N A L S

Visit my multi-picture Web Site at:

www.MargoMcBride.com

MargoMcBridewww.MargoMcBride.com

2432 Covered Wagon Cirrepeat

6708 Mannerly WayNew (provided)

CITRUS HEIGHTS $190,000UPDATED HOME WITH LARGE PRIVATE YARD ON QUIET STREET! 3BR/1.5BAhome on large private lot. Almost new paint, floors & carpet. Newer HVAC, vinyl siding & roof.Possible RV access. Near I-80 & Antelope Rd. (6708M)

3105 Miramar RdNew (provided)

501 Dudley DrNew (provided)

ROSEVILLE $190,000UPDATED HOME WITH FABULOUS GREENBELT VIEW! 3BR/2BA. Light openfloorplan. Newer roof & paint. Spacious covered patio. Beautiful tree-lined neighborhood. NearRiverside Ave & Douglas Blvd. (501D)

3000 Lemos Ranch Drrepeat

LOOMIS $500,000NEWER HOME ON GREENBELT! 5BR/4BA. Courtyard entry. Cherrywood cabinets,stainless appliances, 2 masters & 2 balconies. Professionally landscaped w/patio & stampedconcrete. Near Horseshoe Bar Rd & Taylor Rd. (3000LR)

ELVERTA$100,000

FIXER ON QUIETSTREET NEAR

GIBSON RANCH3BR/2BA home with 1144sq ft. Large lot, great neigh-borhood & serene area.Near Elverta Rd & DutchHaven Blvd. (2432CW)

7300 Blue Springs Wayrepeat

CITRUSHEIGHTS$195,000PRIVACY PLUS!

3BR/2BA home in quietstreet near Roseville. Hard-wood flrs in Kitchen & Din-ing Rm. Floor to ceiling FP.Spacious Master w/2 clos-ets. Private bkyd w/maturegreenery. Near Vernon St &Whyte Ave. (7300 BS)

1320 Laysan Teal Drrepeat

ROSEVILLE$345,000

ALMOST NEW TWOSTORY IN GATED

COMMUNITY WITHLAKE & PARK!

Light , open 5BR/3BAhome in gated community.1BR/1BA downstairs. Up-stairs loft. Pool sized back-yard. Near Hwy 65 & BlueOaks Blvd. (1302LT)

SACTO$220,000DELIGHTFULLY

PLEASANT HOMEIN PRIME PEACEFUL

NEIGHBORHOODLovely 2BR home. Remod-eled kitchen w/granitecounters, newer carpet, AC& whole house fan. Refin-ished hrwd floors. Spaciouscvrd patio. Near MarconiAve & Morse Ave. (3105M)

PAGE 4 Now On-Line at www.rebuyersguide.com DECEMBER 2008

112 Pinedale AveNew (provided)

SACRAMENTO $175,000CONTEMPORARY HOME ON CORNER LOT! 3BR/2BA. Kitchen w/tile floors & dining bar.LR has fireplace & wet bar. Newer paint. Newer carpet in LR & hall. Easy care backyard. Tileroof. Near I-80 & Norwood Ave. (112P)

Page 5: Real Estate Buyer's Guide

TheSherrets

TeamCALL TOLL FREE

1-888-988-2033

3361 Pony Express Driverepeat

SACRAMENTO $139,900BANK OWNED! Natomas 4 bedroom with stucco exte-rior, dual pane windows, updated kitchen and bathroomswith custom tiled shower enclosures. Talk about value!!Separate living & family rooms, cozy fireplace. (3361PE)

8158 Scottsdale Driverepeat

SACRAMENTO $179,900BANK OWNED W/POOL! 5 bed / 3 bath, built-in pool.Large corner lot. Popular 2 story floor plan with over 2100square feet. Downstairs bed & bath. Formal dining room.Separate living/family rooms. Laminate flooring. (8158S)

3300 Harmony LaneNew (provided)

SACRAMENTO $169,900OVER 1⁄3 ACRE IN COUNTRY CLUB ESTATES!Spacious 3 bedroom with detached workshop includingfull bath & possible 4th bedroom. Central heat & A/C,dual pane windows, hardwood floors, updated kitchen.A tremendous value! (3300H)

7647 Laurie Wayrepeat

SACRAMENTO $84,900BANK OWNED! 4 bedroom on almost a quarter acre!Central heat & A/C, R/V access. Kitchen has doubleovens. Convenient access to Light Rail. (7647L)

7241 Gilmour Courtrepeat

SACRAMENTO $105,900BANK OWNED! 4 bedroom, 2 bath on nice sized cul-de- sac lot. Brilliant opportunity for the savvy investor orthe affordability conscious buyer looking for a greathome with lots of potential! (7241G)

7054 Peevey Courtrepeat

SACRAMENTO $84,950BANK OWNED! Great value!! 3 bedroom, 2 full bathwith central heat & A/C + dual pane windows, cul-de-sac lot. Nicely set back from street on large lot with bigbackyard. Ready for you! (7054P)

4608 Elwell WayNew (provided)

ELK GROVE $129,000CHECK OUT THE PRICE! Great location in the heartof laguna! Tile roof, stucco exterior, central heat & A/C,dual pane windows, corner lot, nearly 1300 square feet.Call NOW! (4608E)

131 Butterworth Avenuerepeat

SACRAMENTO $70,250BANK OWNED! 3 bedroom home with tile floors,stucco exterior, dual pane windows, updated bathroom,central heat and A/C. (131B)

7564 South ParkwayRepeat

SACRAMENTO $129,000UPDATED & READY FOR YOU! 3 bedroom, 2 bath,updated kitchen with gorgeous granite counters. CH&A,dual pane windows, newer roof, updated bathrooms withtile and glass block, cozy brick fireplace. (7564SP

4900 Tiverton CourtNew (provided)

ROCKLIN $552,0006 BEDROOM, 4 BATH IN EAST ROCKLIN! Nearlyone-third acre corner lot, built 1998, oversized 3 cargarage, $100,000 backyard oasis, hilltop neighborhood...views abound! An entertainer’s dream! (4900T)

Justin &Geneen

7336 Franklin Blvd. #1Repeat

SACRAMENTO $45,000CHECK OUT THIS PRICE! Gated community! 2bedroom condo remodeled in 2005. Ground floor unit.(7336F)

51 Anjou Circlerepeat

SACRAMENTO $258,900BANK OWNED! Built in 2003. 2187 square feet, 3bedrooms, 2.5 baths with separate family/living room.Tile floors throughout the 1st floor. (51A)

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 5

Page 6: Real Estate Buyer's Guide

Experience theDifference TODAY!

916 726-7600For additional information on any of

our properties or the entire MLS go towww.RunyanRE.com

Exceptional Service……Extraordinary Results

PAULANDERSONSenior Loan Consultant

[email protected]

JENNIFERGONZALES

Senior Loan Consultant

[email protected]

Real Estate Broker, CA Dept. of Real Estate License # 01390474

515 Borders Courtrepeat

EL DORADO HILLS $390,000KNOCK YOUR SOCKS OFF BEAUTY at a give awayprice in Serrano! Turn-key ready on a quiet cul-de-sac.Come experience the Serrano lifestyle today! (515B)

CALL RICK AT 916-532-02095

1501 Secret Ravine Parkwayrepeat

ROSEVILLE $306,000MODEL PERFECT CONDO! Gated development, tilefloors, designer paint, upgraded carpet, oversized garageand spacious balcony w/great views. Surrounded by milliondollar homes, close to schools, shopping & freeway. (1501SR)

CALL STEPHANI AT 916-300-3501

4854 Wind Creek DriveNew (provided)

SACRAMENTO $259,000OPPORTUNITY KNOCKS with this spacious three bed-room two bath home. Whether you are a first time homebuyeror investor, this could be just what you’ve been lookingfor! (4854WC)

CALL 916-726-7600 FOR MORE INFO

1780 High Street - Lot 22repeat

AUBURN $125,500KILLER DEVELOPMENT! Executive homes fill this neigh-borhood! Close to Old Auburn & easy commute to Sacra-mento. .40 acre w/valley views ready for dream home youdesign & build. Great price, great area, great opportunity! (1780H)

CALL RICK AT 916-532-0209

1612 Vista Creek Dr.repeat

ROSEVILLE $359,900NO SS OR REO HERE! This 4bd/2bth/3car garage homesits on a huge corner lot located in a well established EastRoseville neighborhood near top rated schools. Make thisyour new “turn-key” home. (1612VC)

CALL 916-726-7600 FOR MORE INFO

7828 Skander Wayrepeat

SACRAMENTO $140,000A LOT OF HOUSE FOR THE $$! Generous rooms fromthe master suite to the living rm. Wrap-around kitchen opensto the step down family rm. Good size backyard & patio. (7828S)

CALL RICK AT 916-532-0209

3525 Alder Canyon WayNew (provided)

ANTELOPE $194,900WONDERFULLY SPACIOUS 3bed/2bath home. Almost1600 sqft on just under 1⁄2 acre. Corner lot. Many interiorupgrades. Immaculately kept home in move-in condition.Come see—you won’t be disappointed! (3525AC)

CALL STEPHANI AT 916-300-3501

9613 Coney Island Cirrepeat

ELK GROVE $164,900US HOMES BUILT CONDO with 2 bdrms, 2 full baths,attatched 2-car garage & 1400+ sf. Granite kitchen counters,tile flrs & stainless steel appliances, close to restaurants,shopping, freeway & minutes from Sacramento. (9613CI)

CALL 916-726-7600 FOR MORE INFO

8783 Springhills Wayrepeat

ORANGEVALE $399,000DROP DEAD GORGEOUS! 4 bedroom, 21⁄2 bath semi-custom home with all the bells & whistles. Marble entry,curved stairway, formal living/dining rooms. A cook’s kitchenand so much more. A must see! (8783S)

CALL RICK AT 916-532-0209

PAGE 6 Now On-Line at www.rebuyersguide.com DECEMBER 2008

Page 7: Real Estate Buyer's Guide

Maggie Moore916-201-3949916-202-7554

[email protected]

9401 EAST STOCKTON BLVD • ELK GROVE CA 95624

www.GreatWestGMAC.com

BarbLoftis916-202-755430+ Years of Doing What I Love!

Moving Up? Scaling Down?1st-Time Buyer? Want a Ranch?

Selling your Current Home?

Call me, even if you justneed a question answered!

10869 Chambeau Wayrepeat

10875 Grenache WayNew (MLS)

ELK GROVE$4,999,000

THIS MANSION HAS IT ALL!Remodeled in 2003 by renowned de-signer Suzie Stewart. From the top ofthe line kitchen w/granite slabs, sub-zero refrigerator & Thermador Range.Gorgeous bdrms each w/its own bal-cony. Stunning sunroom, wine area &lg library loft. Invite your guests to stayin a 1100 sf guesthouse. The groundsspeak for themselves from the gor-geous lawn & pond in front to thedivine pool & entertainment area inback. You don't want to miss this one!

HALEY & ASSOCIATES, INC.

ELK GROVE • SAC COUNTYPROFESSIONAL — EXPERIENCED

10357 Hite CircleNew

ELK GROVE $325,0005 BD, 3BA OUTSTANDING FLOOR PLAN! Ap-proved Short Sale! 1 bedroom downstairs, granite countertops, Beautiful staircase. Great neighborhood. Largerbackyard This is a must see on your list! (10357H)

ELK GROVE$1,150,000

5 ACRES IN SHELDON!Sacramento Magazine calls this“one of Sacramento’s most “sought-after” areas to live in”— Homesrange up to 4.6 million. Wonderfulfloor plan, shop/garage with finishedroom upstairs. Horses stalls &pastures. (10869C)

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 7

7662 Malt CTNew (provided)

SACRAMENTO $117,000CUL-DE-SAC LOT! Cute 2 bedroom, 2 bath withgreat room, fireplace, kitchen nook, beautiful yard.Painted 2 years ago plus newer roof. Great retirementhome or just starting out. New paint inside. (7662M)

REO

9076 Summit StNew (provided)

ELK GROVE $327,500OLD TOWN ELK GROVE! Wonderful, private street,3 bedroom, 3 bath , updated, kitchen & bath. Great roomwith fireplace, formal dining room, bonus room upstairs.4 car garage, 1⁄4 ac lot & pool. (9076S)

8520 Jasmine CrestNew (provided)

ELK GROVE $230,0004 BEDROOM, 3 BATH in Elk Grove! Over 2000 sq ft,beautiful lot with built-in pool. Short sale—don’t missthis opportunity to save BIG $$$$ FHA O.K. (8520JC)

$7500 CREDITIN YOUR POCKET FOR

1ST TIME BUYERS!Call for more information on the

1ST TIME HOME BUYER PROGRAM……$$$$$ IN YOUR POCKET!

201-3949 or 202-7554

8055 ROSEBERY COURTNew (provided)

ELK GROVE $215,000NEW CARPET AND PAINT! Great cul-de-sac lot, 4bedrooms, 1600 sq ft, spacous kitchen and family roomfireplace. New stove being installed. This is a must seeon your list. (8055R)

Page 8: Real Estate Buyer's Guide

PAGE 8 Now On-Line at www.rebuyersguide.com DECEMBER 2008

Page 9: Real Estate Buyer's Guide

SERVING YOU AT THE SAME LOCATION SINCE 1975!

Property Management Specialist! Dick Howell (916) 217-0551

REAL ESTATE

1900 Danbrook #628New (MLS)

SACRAMENTO $131,012IMMACULATE CONDO! One bedroom, one bath condowith a loft for the computer, etc., balcony. Overlooks wet-lands. One car garage. (1900D)MLS# 80077436 BONNIE 704-5132 OR KRISTEN 628-7235

4733 Medina WayNew (MLS)

NORTH HIGHLANDS $127,900LOTS OF POTENTIAL! Nice size 3 br home on a largelot. Needs kitchen stove, microwave. Heating unit missingsome copper. Needs carpet & paint. Bank Owned. (4733M)MLS# 80101464 BONNIE 704-5132 OR KRISTEN 628-7235

279 Belfont CircleNew (MLS)

SACRAMENTO $294,900LARGE & SPACIOUS! Over 2600 square feet, 4 bed-rooms, 2 1/2 baths and 3 car garage. Corner lot, stainlesssteel appliances, cozy fireplace and more!MLS# 80109275 KRISTEN 628-7235 OR BONNIE 704-5132

7000 Franklin Blvd. Ste. 1255Sacramento, CA 95823381-0712

40 MOUNTAINWOOD COURTSacramento

5343 KEVINBERSacramento

2245 SANDCASTLE WAYSacramento

7847 WHITE TAILSacramento

722 NORTHFIELD DRIVE #BSacramento

4401 55TH STREETSacramento

411 11TH STREETSacramento

3352 VIRGO STREETSacramento

5290 SHORTWAYSacramento

4137 APOSTOLO CIRCLE$249,900 • Sacramento • 80075117

2106 VERANO STREET$169,000 • Sacramento • 80095725

7923 DEER WATER DRIVE$107,900 • Sacramento • 80103317

1273 WOODSIDE GLEN WAY$142,500 • Sacramento • 80105369

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 9

10322 Gilliam WayNew (MLS)

ELK GROVE $299,900LARGE ELK GROVE HOME! Beautiful home. Mastersuite with tub & separate shower & double sinks. Kitchenwith island & corian counters. 3 car garage. (10322G)MLS# 80058509 BONNIE 704-5132OR KRISTEN 628-7235

1. In-Demand Property Inspections assist lending agencies and real estate agents by releasing their liability.

2. Pre-Sales inspections speed up the sale for the seller. They sell faster than homes without inspections…first offers are usually taken.

3. We invite calls and interviews with our professional inspectors. You are paying for both quality inspectionsand for communication.

4. Qualified inspectors know what they are worth and so should you. This is probably the most important purchaseof your life.

5. Even brand new homes aren’t always problem-free. We can assist you in a worry-free purchase.

Call for a Price Quote or to Schedule your Inspection. (Price varies by area served)

3 PACKAGES TOSERVE YOUR NEEDS…• Silver Package (Home Inspection)

• Gold Package (Home & Termite Inspection)

• Platinum Package (Home, Termite & Roof)

IN-DEMANDPROPERTY INSPECTIONS

is a PremierGreen Residential

and Green CommercialInspection Company

Sacramento 916-870-4588San Francisco 415-760-6040

E-mail: [email protected]: www.indemandinspects.com

Page 10: Real Estate Buyer's Guide

2328 Kestrel Cove Courtrepeat

Stonelake – Elk Grove5 bedrooms, 3 baths, family room plus bonus room,granite countertops, deluxe upgrades, 3-car ga-rage. Built by JMC—like new!2328 Kestrel Cove Court $404,000

4601 V Streetrepeat

East Sacramento – Medical CenterRemodeled charmer near UCD Medical Center. 3bedrooms, 2 baths, hardwood floors, fireplace, newwindows, berber carpets, central heat & air.4601 V Street $349,000

3324 Shearwater Driverepeat

Natomas – 4 or 5 BedroomsGorgeous—like a model home—deluxe upgrades.4 bedrooms, 2 baths, plus den/office, plus 2 familyrooms.3324 Shearwater Drive $359,000

3529 Treleaven CourtNew (MLS)

Antelope – Starter HomeBrand new roof on this 2 bedroom, 2 bath halfplex.2-car garage quiet cul-de-sac. Large lot.3529 Treleaven Court $125,000

For a FREE market evaluation of your home, call George Mijares at 422-9999

GM REALTYServing the Greater

Sacramento Valley Area

George MijaresBroker/Realtor

(916) 422-9999Res. 422-7220

Top ProducerYear 2007

Member:• Sacramento Association

of Realtors, Masters Club• National Association

of Realtors• Multiple Listing Service

BEST BUYS BY GM REALTY

FOR A FREE MARKET EVALUATIONOF YOUR HOME, CALL GEORGE

My Listings get SOLD!Interest Rates are LOW!

YES! I will call George at 422-9999for a FREE Evaluation! Cell 764-3333

My Credentials:• Graduate of McClatchy High School• Sacramento State University (CSUS) B.A.• Humphreys College of Law, J.D.• 10 Years Army National Guard184th Infantry-Master Sergeant

• 32 Years Sacramento Police Department-Police Lieutenant (retired)

• 22 Years Buying & SellingSacramento Real Estate

• Reputation for Honesty & Integrity

OutstandingLife

Member

SOLDSOLD

8660 Opp CourtNew (MLS)

Elk Grove – 4 Bedrooms4 bedrooms, 2 baths, family room, built in 1996,vaulted ceilings, 3-car garage, possible RV space.8660 Opp Court $235,000

9537 Helio DriveNew (MLS)

Rosemont / BradshawRemodeled 3 bedrooms, 2 baths, new granitekitchen, family room, new windows, quiet street.9537 Helio Drive $190,000

SOLD

PAGE 10 Now On-Line at www.rebuyersguide.com DECEMBER 2008

Page 11: Real Estate Buyer's Guide

ZoeTreaster

916-682-1809

6615 Rio Tejo Wayrepeat

ELK GROVE $385,000BANK REPO! Great value. Large well maintained 2story with 4 bedrooms, 31⁄2 baths. Many quality up-grades. Over 3000 square feet. (6615RT)

9485 Dunkerrin Wayrepeat

ELK GROVE $320,000LAGUNA… JUMP IN! Cool pool plus two-story, 3 or4 bedroom home. Decorator’s dream. (9485D)

6734 Ashington Wayrepeat

ELK GROVE $354,900BANK REPO! Clean, well maintained home 4 bdrm,21⁄2 bath home. Shows well, open floor plan. (6734A)

7700 McClintock Wayrepeat

SACRAMENTO $184,000BANK REPO! 4 bedrooms,2 baths home. It is beingrefurbished with tile counters,etc. Needs some love,but a lot is being done. (7700M)

7218 Winterwillow Courtrepeat

SACRAMENTO $185,000BANK OWNED! Needs tender loving care. 3 bed-room, 2 bath halfplex. Convenient location. (7218W)

8617 New Island Wayrepeat

SACRAMENTO $209,900BANK REPO! Excellent value. Priced right. Clean,open floor plan. This is a lot of home for the $$$. 3bedroom, 2 bath close to Calvine Road. (8617NI)

8693 Tiogawoods Drrepeat

SACRAMENTO $184,900BANK REPO! Excellent value. 3 bedroom, 2 bathhome. Looks great! Open floor plan. Ready for you!(8693T)

2612 Kokanee Wayrepeat

SACRAMENTO $199,900BANK REPO! Excellent value. Priced right. Updatedkitchen & many other quality upgrades. Great conve-nient location close to Light Rail. 3 bedroom, 2 bath.Selling in its present condition. (2612K)

8308 Auberry Drrepeat

SACRAMENTO $198,900BANK REPO! Excellent value. 3bd, 2ba. Good curbappeal. Home needs paint & carpet but is pricedaccordingly. Selling in its present condition. (8308A)

8904 Napa Valley Wayrepeat

SACRAMENTO $239,900BANK REPO! Excellent value. Clean 3bd, 2ba home.One of the lowest priced homes in the area. Good curbappeal. Clean. Open floor plan. Selling in its presentcondition. (8904NV)

8720 Milo CourtNew (provided)

ELK GROVE $240,000CONVENIENT! Spacious, clean, contemporary 3bedroom, 2 bath home. Inviting backyard withpond,deck, and extra storage. Walk to stores. (8720M)

TREASTERREAL ESTATE

4285 Aubergine Wayrepeat

MATHER $244,900BANK REPO! Excellent value. Priced right. Clean,well maintained single level home. Mather 3 bedroom,2 bath. (4285A)

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 11

Page 12: Real Estate Buyer's Guide

With over 30 years of experience, I have the knowledge to get you financing for the home of your dreams.

PAGE 12 Now On-Line at www.rebuyersguide.com DECEMBER 2008

Page 13: Real Estate Buyer's Guide

8487 Wheatland DriveNew (MLS)

SACRAMENTO $168,900Owners have put a lot into this 4 bed/2 ba home! New paint,berber carpets, wood laminate floors. Home has separateliving & family rms with eating area in kichen! (8487W)

CALL KATHY GRIFFIN AT (916) 213-5879

Large Corner Lot!

6591 Creed Roadrepeat

SUISUN CITY $895,000Opportunity awaits! Large parcel for cattle, farming or try pos-sible rezone. 40 acre parcel nearby. New pump, well & fencing.Many trees on property, fenced w/lg barn & shed. (6591C)

CALL DIANE JOHNSON AT (916) 217-7409

www.6591CreedRoad.com

9972 Justamere Lanerepeat

ELK GROVE $599,000Custom 3 bedroom, 2.5 bath, kitchen has new granitecounters. Large master with soaking tub, built-in swim-ming pool, fenced yard, & 4 stalls all on 2.17 acres. (9972J)

CALL KATHY GRIFFIN AT (916) 213-5879

Exclusive Sheldon Area

12500 Blake Rd.New (provided)

WILTON $719,900This 4762 sq ft home has 6-7 bedrooms and 5 baths. Homesits on 20 acres with granite countertops, custom cabi-nets, upgraded tile and carpet. A Must See! (12500B)

CALL DIANE JOHNSON AT (916) 217-7409

Custom on Acreage

9360 Crossrail DriveNew (clip-art)

WILTON $575,000Located in The Ranch, this 3,788 square foot home has 5bedrooms and 3 bathrooms. Situated on 2.72 acres, it isthe perfect playground! (9360C)CALL DEBBIE PETTENGER AT (916) 812-8226

Great Wilton Property! GREATOPPORTUNITY!

1st TimeBuyers,Investors,or Moving Up…

…ManyBank Owned,Short Sales

& More!FOR MORE

INFORMATION CALL

916-686-5300

12940 Rimfire Drrepeat

WILTON $499,900Great price for this 2900 square foot home on 2.68 acres.This 5 bedroom, 3 bath home is perfect for a family orentertainer’s delight! (12940R)

CALL CHRISTIE FEE AT (916) 712-7742

Huge Price Reduction!

8645 Macedonian CourtNew (provided)

ELK GROVE $305,000Homeowner pride shows in this 1975 sq ft home on over-sized cul-de-sac lot in great neighborhood! Upgraded lightfixtures, paint, appliances & cabinets are just the start!Rear yard stucco wkshop for projects & more! (8645M)CALL DEBBIE PETTENGER AT (916) 812-8226

Upgrades Galore!

8526 Vintage Park DriveNew (provided)

SACRAMENTO $199,000Price reduced for quick sale! Popular Tri-Level floor planwith one bedroom and full bath downstairs. Updated dualpane windows. A Must See! (8526VP)

CALL KATHY GRIFFIN AT (916) 213-5879

Walking Distance to Park & School!

121 Olive CourtNew (provided)

LODI $106,900Home was remodeled by previous owner! 2 bedroom, 2bath home with plenty of room at 2,031 square feet! Largelot with huge workshop/garage. (121O)

CALL KATHY GRIFFIN AT (916) 213-5879

Large Lot and Home!

5534 Foxview WayNew (provided)

ELK GROVE $201,900This 3 bedroom 2 bath home needs just a little elbowgrease to make it shine. Hurry! This one won’t last! (5534F)CALL DEBBIE PETTENGER AT (916) 812-8226

Great Starter Home!

TOO NEW FOR PHOTO

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 13

Page 14: Real Estate Buyer's Guide

Dick Armstrong Real Estate

916-944-0571www.DareInvest.com

DICK ARMSTRONG916-715-1262

TEX ARUPO916-216-4842

TOM ARMSTRONG916-769-4178

DONELA LANDEEN916-215-0029

TZER LEE916-952-0961

TIMOTHY HINKLE916-320-0249

I never met a home that I didn’t like… Over 750 Properties Personally Bought & Sold!

D

5035 Rio LindaNew (provided)

SACRAMENTO $141,500COUNTRY CHARMER! Being competely redone. 3 bed-room, 1 bath with 1081 sq ft. Large 2 car garage, RV gate &pad. Central heat/air. A must see home. (5035RL)

2631MysinNew (provided)

SACRAMENTO $217,900SOUTH NATOMAS AREA! Built 2007 w/1741 sf ofgoodies. 4 bdrm, 2 baths, granite counter tops in kitchen &baths, Master bath w/steamed shower with multiple showerheads. Bright open floor plan. (2631M)

5155 Rio Lindarepeat

SACRAMENTO $265,000EUROPEAN CRAFTSMANSHIP! REDUCED OVER 100K FROM ORIGINAL PRICE!2005 sq ft, 4 bedrooms, 2 baths, 2 car garage with separate large laundry area, Master bathwith jetted tub. Crown molding, granite counters. Gracious & Spacious. (5155RL)

2720 Santa Cruz Wayrepeat

SACRAMENTO $209,900WALK TO UCD MED CENTER! New home with 4 bedrooms, 2 baths, granite counters,raised ceilings in living room & master bedroom with crown molding. All the best! (2720SC)

50 CathcartNew (provided)

SACRAMENTO $104,900COMPLETE REDO! 2 bedroom charmer with all thegoodies. New kitchen, Central heat & air, Granite counters,dual pane windows, oversized 2 car garage, big backyard.Seller will pay allowable buyers closing cost. (50C)

306 Bell AveNew (provided)

SACRAMENTO $139,000SLEEPER! Apple pie condition. 3 bedroom home withover 1000 sq ft. Up and coming area between Robla andNatomas. (306B)

3936 Templerepeat

SACRAMENTO $189,000 EACHOAK PARK AREA! New Home! 4 bdrms, 21⁄2 bathsupstairs. Living rm w/laminite flooring, kitchen with granitecounters, tile flooring in kitchen/family/dining room, Laun-dry area with lots of storage & half bath downstairs. Crownmoldings. First time buyers assistance programs available.Seller will help with buyer’s closing cost. Top Quality! (3936T)

730 Clairerepeat

SACRAMENTO $265,000FANTASTIC HOMES FOR THE MONEY! Quality Con-struction! 4 bedrooms, 2 baths, over 1900 sq ft. Fireplace,10' ceilings, granite counters, custom kitchen, inside laun-dry, master suite with jacuzzi tub, large walk-in closet, 2 cargarage, large lots. (730C)

3110 HoweNew (provided)

SACRAMENTO $89,900TOWN & COUNTRY AREA! Remodeled 3 bedroomcottage with 942 sq ft. Laminate flooring in living room,carpeting in bedrooms, (3110H)

5691 79th StreetNew (provided)

SACRAMENTO $142,900GREAT VALUE! 3 bedroom, 2 bath home with 1225 sq ft.Open floor plan, ceiling fans, central heat & air, 2 cargarage. (5691/79)

6049 N. Havenrepeat

NORTH HIGHLANDS $129,900NORTH HIGHLANDS PIZZAZ! Completely Redone!3 bedrooms, 1 bath. Remodeled kitchen & bath with gran-ite counter/tile floors, new appliances, Tile surround inbath, cent heat/air, newer roof, laminate in living room &carpeted bdrms. Great terms. Seller will help with buyersclosing costs. (6049NH)

PAGE 14 Now On-Line at www.rebuyersguide.com DECEMBER 2008

PENDING

PENDING

Page 15: Real Estate Buyer's Guide

Call Tom Armstrong 916-769-4178DICK ARMSTRONG REAL ESTATE

Unbelievable Home OwnershipOpportunity! • $125,000

• North Sacramento

• New Remodel

• 3 Bedrooms, 2 Baths

• Great Value For1st-Time Homebuyers

• Large Lot withSpacious Backyard

Down paymentand closing

cost programsavailableWhy rent

when you canown for less?

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 15

Page 16: Real Estate Buyer's Guide

22 Caprice CtNew (provided)

SACRAMENTO $200,000FAMILY HOME! New Home located in cul de sac. Sepa-rate Family and Living Room. Eat-in Kitchen. Tiles in Kitchen.5 Bed 3 Bath; 2003 built. Good size backyard.

24 HR FREE INFO: 1-888-450-6603, ID # 6027

2051 Danvers WayNew (provided)

SACRAMENTO $183,900FAMILY HOME! Bank Owned. Lovely & Comfortable house.Newly Built. 4 Bed. Excellent school district. Close to High-way 5. Big yard.

24 HR FREE INFO: 1-888-450-6603, ID # 6025

4605 Tegan RdNew (provided)

ELK GROVE $190,000STARTER HOME! Lovely family home. Bright rooms. OpenFloor Plan. Separate Family and Living Room. Elk GroveSchools. Close to Freeways and Shopping Plaza.

24 HR FREE INFO:1-888-450-6603, ID # 6020

FREE RECORDED INFORMATION 1-888-450-6603 • ENTER HOME ID# • 24 HOUR 7 DAYS A WEEK

7668 Orpheum WayNew (provided)

ANTELOPE $189,900HOME SWEET HOME! Antelope home in great location.Safe Neighborhood. Clean and ready to move-in. PrivateYard. Close to shopping, EZ freeway and transportation.

24 HR FREE INFO: 1-888-450-6603, ID # 6023

9401 Roan Ranch CirNew (provided)

ELK GROVE $209,000PRICED TO SELL! Great Price. Wonderful area. Elk Groveschool district. 4 Bed, 3 Bath. Over 2100 sq ft. 2004 Built.Upgraded Kitchen. 3 Car garage.

24 HR FREE INFO: 1-888-450-6603, ID # 6019

7552 Addison WayNew (provided)

SACRAMENTO $216,900WHAT A DEAL! Nice Home with 5 bedrooms. 2,000 sqft.Excellent condition. 2006 Built. Great home. Easy access toschools, shopping and public

24 HR FREE INFO: 1-888-450-6603, ID # 6021

8201 Summer Falls CirNew (provided)

SACRAMENTO $132,500CUTE HOUSE! Beautiful Corner lot. Open floor plan. RVAccess. Well maintained front and back yard. Great area.Dream home for a first time home buyer.

24 HR FREE INFO: 1-888-450-6603, ID # 6024

3804 Cypress StNew (provided)

SACRAMENTO $149,900LOOK OUT INVESTORS! Great Buy! REO. Motivate seller.2007 Built. Granite Counters. 4 Bed. Close to shopping andlocal parks. quite street.

24 HR FREE INFO: 1-888-450-6603, ID # 6022

8873 Chadbury PlNew (provided)

ELK GROVE $179,900BEAUTIFUL ELK GROVE! Great for first time buyer!Large eat in kitchen. Great room has cozy fireplace. SafeNeighborhood. Quiet Street. Private yard.

24 HR FREE INFO: 1-888-450-6603, ID # 6026

STATEWIDE REALTY

& MORTGAGE

AmardeepSingh, MBA

Realtor/Broker

916-712-2735

PAGE 16 Now On-Line at www.rebuyersguide.com DECEMBER 2008

SAVE $5,000On Your Home Purchase

GUARANTEED!TALK TO NO AGENT

CALL 1-888-450-6603 ID# 2008Offer subject to and not intended to solicit purchasers currently under buyer agency agreement.

SAVE THOUSANDS!Buy a Home with “ABSOLUTELY FREE LOAN”

No Points! No Origination Junk Fees!We beat Wells Fargo, Credit Unions & Bank of America Loan Rates GUARANTEED !

For More information Call 1-888-450-6603, ID # 2010

Page 17: Real Estate Buyer's Guide

2950-72 Routier RoadNew (provided)

SACRAMENTO $95,000SPACIOUS HOME AWAITS YOU! Spacious home built in2005 & features 3 bedrooms & 2 baths. Neutral colors & veryclean. Indoor washer & dryer. Family park with pool &clubhouse. Minutes to freeway & close to all services.

KELLER WILLIAMS REALTYLaura Mikulecky 916-362-5050

8720 Milo CourtNew (provided)

ELK GROVE $240,000CONVENIENT! Spacious, clean, contemporary 3 bedroom,2 bath home. Inviting backyard with pond,deck, and extrastorage. Walk to stores. (8720M)

TREASTER REAL ESTATEZoe Treaster 916-682-1809

6825 Mellodora DrNew (provided)

ORANGEVALE $269,962TIME’S A-WASTING! This 4 bedroom, 2.5 bath spaciousfloor plan features inside laundry area w/laundry chute, tileentry, formal dining area, cathedral ceilings, attached 2-cargarage, a good size back yard & much more! (6825M)

COLDWELL BANKERTom DiGiacomo 916-536-5236

7104 Sunpace Lanerepeat

SACRAMENTO $249,000ENJOY YOUR RETIREMENT! Immaculate 3 bedroom withfireplace in Sun Country Senior Citizen Development. Club-house with pool & amenities plus planned activities.1434± sqft, original owner, well maintained, very quiet & serene. (7104S)

KELLER WILLIAMS REALTYLaura Mikulecky 916-362-5050

Miriam BalliREALTOR

FREE HOME BUYERS CLASSREOs, Short Sales, FHAs,

Down Payment AssistanceCALL 916-226-7726

Each office independentlyowned and operated

HABLO

ESPAÑOL

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 17

3403 Kensington CourtNew (provided)

ROCKLIN $319,900BANK-OWNED OPPORTUNITY! A lot of room here.Very spacious bedrooms and comfortable living. Homedoes need some TLC but will be well worth it. GoodLocation!

RE/MAX GOLDRon Benning 916-247-9200

Page 18: Real Estate Buyer's Guide

PAGE 18 Now On-Line at www.rebuyersguide.com DECEMBER 2008

Page 19: Real Estate Buyer's Guide

Tony & Lynda Kirk believe stronglyin finding common ground witheach and every one of their real es-

tate clients. After all, it’s their own com-mon ground that sparks this dynamiccouple’s inspiration to be their best. Witha shared commitment to making a differ-ence in their community and core valuesthat drive them every day, Tony & Lyndaare achieving exceptional results as a pre-mier real estate team.

When you work with the Kirks, you cancount on caring, focused service from dayone and well beyond closing. They take thetime to understand your important needs,then put their combined energy, expertiseand dedication to work for you, helping youreach your home buying or selling dreams.

If you are planning to make a move, call Tony& Lynda Kirk today and make the most ofyour real estate opportunities.

TONY & LYNDA KIRK

ON SOLID

G R O U N D916.960.1858 ✦ www.team-kirk.com

Independent Member Broker

3001 Lava Ridge Court, Suite 100Roseville, CA 95661

AUGUST 2007 Now On-Line at www.rebuyersguide.com COVER 000

For current list pricesand to view additional

listings, please visitour web site at

www.team-kirk.comor call us at

916-960-1858

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 19

5675 Schatz LaneNew (provided)

A Little Bit of Country in a Whole Lot of Rocklin!1.63 acre incl 2 parcels, 1500 sq ft per owner, 2 bed, 1 bth, spacious country style kit, sun room, inside lndry, recent int/extpaint, dual pane wndws, HVAC, year-round stream, natural landscape, wildlife, park like setting, RV storage/hookups,workshop, storage sheds. Rare multi-unit land w/existing PD-14 zoning in place. Development potential for condos/apartments or use as your country home close to all area amenities.

804 Reilly CourtNew (provided)

RosevilleWarm decorator paint tones thruout. Soaring ceilings in open living & dining rm; brick fireplace & hearth; efficiently designedkitchen w/dining bar & nook; laminate flooring dwnstrs, neutral tone carpeting upstairs. Storage space under staircase, dwnstrsbed & bath, energy efficient solar screens, inside laundry rm. Park-like bkyrd w/deck, mature landscaping & shade. Convenientlylocated close to area walking & biking trails, Roseville wetland preserve, schools, parks, golf courses, shopping & dining.

5500 Freeman CircleNew (provided)

Rare Find in RocklinCasual & Contemporary with many recent updates. Featuring formal living/dining room, great room concept, updated kitchenand master bath, oversized garage, built-in pool, spacious yard, assorted fruit trees. Popular Rocklin Neighborhood.

6575 Horseshoe Bar Roadrepeat

Craftsman Style Ranchette in Loomis—Bring Your HorsesCraftsman style home remodeled/updated with completion in 2006. Attention to detail throughout the architectural and designelements. Beautiful horse property with amenities. Looking in Loomis? Look no further. (6575HB)

Page 20: Real Estate Buyer's Guide

111 Park DrNew (provided)

WONDERFUL LOCATION $219,900across from Royer Park. Lots of character, hrdwd flooring,coffered ceilings & plastered walls. Bath updated w/Jetted tub& more. Garage w/finished basement. Newer pool/spa. (111P)80107804 916-782-1500

7536 Stoneridge WayNew (provided)

CHECK THIS OUT! $129,9003 bedroom, 2 bath home with 2 car garage. Dining/familycombo. Newer windows. Fireplace in living room. (7536S)

80100289 916-782-1500

6154 Walnut St. #35New (provided)

BEAUTIFUL $85,000modular home. 3bdrm, 2ba, wd laminate flrs thruout, dualpane wndws, vinyl siding,custom shutters, & storage shed.Nice & clean. Lovely small park in prestigious Loomis. (6145W)80100881 916-782-1500

3013 Stanton CircleNew (provided)

TERRIFIC $240,0003bd, 2ba in Carmichael. Updated features inc: newer roof,dual pane wndws, wd flrs, skylites & whole house fan. Cozyfrplc in living rm. Spacious home & lot! Call today! (3013S)80101991 916-782-1500

117 Estrella CtNew (provided)

EXCLUSIVE $449,900Catta Verdera golf community in Lincoln Hills. 4 bedrooms,3 baths, 3 car garage, fireplace in living rm. Landscapingwell kept. (117E)80105336 916-782-1500

4797 Windsong StNew (provided)

PRIVATE LAKE $289,900right in your backyard. 4bdrm, 2.5ba home in nice Natomasneighborhood. Fireplace in family rm. Terrific veiw of lakefrom your backyard. Only electric motors on lake. (4797W)80106156 916-782-1500

4343 Old Auburn Rdrepeat

CUSTOM ESTATE $4,000,000Outstanding home on 13.4 beautiful tree studded, very pri-vate acres. 5 bdrms, 5 full baths & 2 half baths. Property isfenced & has gate house at entrance. MUST SEE! (4343OA)80044714 916-782-15009446

3681 McClellan DrNew (provided)

A MUST SEE! $79,900LR w/frplc & inlaid tile flr, KT w/newer appl, gas range, built-in micro, dishwasher.Newer comp roof, Central HV/AC. Baw/granite counter top, tile surround tub. Lrg bkyrd. (3681M)80108670 916-782-1500

3720 Milton Wayrepeat

THE PRICE IS RIGHT! $89,900Don’t miss this 4 bedroom, 2 bath, 1286 sq ft home with asunroom. Dual pane window, CH&A. Lots of parking indriveway. Call today! (3720M)80097102 916-782-1500

3352 Saxonville WayNew (provided)

SPACIOUS YARD $149,500with trees & RV access. 3 bdrm, 2.5 ba, 2 car garage.Laminate flrs in breakfast nook & family rm. Granitecountertops in kitchen. Frplc in fam rm. Call today! (3352S)80101007 916-782-1500

JimHaleyBroker, CRB, CRS

Haley & Associates, Inc.

1364 Auburn Rdrepeat

ALMOST 10 ACRES $599,9002 houses on 1 lot. Main home 3816 sf, 3bd,3.5ba w/2 mastersuites, & 2 laundry rms, up & dwnstrs. 2nd house is 2bd/1ba. Each have separate wells & electrical meters. (1364A)80066761 916-782-1500

1086 Windermere Averepeat

EXCEPTIONAL HOME $299,0003bd, 2ba, KT w/garden wndw, brkfst nook, formal dining/living + comfortable FR w/wood burning stove. Beautifulbkyd w/2 patios, 2 orange trees, nicely lndscpd. (1086W)80087476 916-782-1500

PAGE 20 Now On-Line at www.rebuyersguide.com DECEMBER 2008

Page 21: Real Estate Buyer's Guide

Roseville: 916-782-1500 • Elk Grove: 916-685-2100

www.c21haley.com1-800-521-2126

8345 Sutter Buttes WayNew (provided)

4 BED 4 BATH $139,000Nice 4 bedroom 2 bath home with dining/family room combo.Call today for more info! (8345SB)

80110959 916-685-2100

9362 Terra Linda Dr.New (provided)

CUTE & CLEAN! $139,9003 bedroom, 2 bath, CH&A, dual pane, some remodelingdone in kitchen and bathrooms. If you’re a first time buyer,this is your chance! (9362TL)80104826 916-685-2100

513 N. Sunset Dr.New (MLS)

3 BED 1 BATH $149,900Nice 3 bedroom, 1 bath home in Lodi. Home qualifies forCAL FHA financing ask agent for details! Call today for moredetails! (513NS)80101598 916-685-2100

8125 Villa Oak Dr.New (MLS)

CUTE CORNER LOT $153,0003 bedroom, 2 bath home located on a corner lot. Fireplacein family room, tile flooring in family room, kitchen, eatingarea and hallway. (8125VO)80108115 916-685-2100

7019 Clearbrook WayNew (provided)

3 BED 2 BATH $155,900Cute 3 bedroom, 2 bath, granite counters and tile floors inthe kitchen, wood floors through out, including family room,bathrooms and bedrooms. (7019C)80106012 916-685-2100

8250 Redford WayNew (MLS)

NICE VALUE! $171,6003 bedroom 2 bath home, call today for more info! (8250R)

80103553 916-685-2100

176 Pheasant Dr.New (MLS)

NICE CURB APPEAL $189,900Cute 3 bedroom, 2 bath in fabulous neighborhood in Galt.Nice curb appeal, 2 fireplaces, 1 in the family room and adouble sided fireplace in master. (176P)80103071 916-685-2100

7912 Quaker Ridge WayNew (MLS)

VERY CHARMING $247,9003 bdrm, 2 bath 1650± sq ft, corner lot w/upgraded tileflooring wide entryway to large great room concept. Minorcosmetic fixer-ready for your elbow grease! (7912QR)80109557 916-685-2100

8805 Minnie Cirrepeat text - new photo

FANTASTIC CUSTOM HOME $350,0003bd, 2ba, beautiful backyard w/built in pool & luxurious hottub. Spacious entry,kitchen,dining area w/18" tiles. Masterbd w/ 2 mirrored closets tub & separate stall shower. (8805M)80096720 916-685-2100

8246 Lauffer Wayrepeat

PRIVATE CUL-DE-SAC $279,900Gorgeous 4 bdrm, 3 bath 2 story. Beautiful curb appeal.Nice open floor plan, inside laundry rm, fireplace in familyrm, formal dining/living area, & jacuzzi tub in master. (8246L)80043120 916-685-2100

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 21

10869 Chambeau Wayrepeat

YOU CAN HAVE IT ALL! $1,150,000Large open great room, large open kitchen w/Island, largemaster suite w/private patio & large master bath. 4 cargarage w/drive-thru. Horse facility, pasture & more! (10869C)80037630 916-685-2100

2001 Club CenterDr. #1104

New (MLS)

CUTECONDO

$149,900Nice 2 bedroom,2 bath condo witha two-car tandemgarage. Call todayfor more info!(2001CC)

80109006916-685-2100

Page 22: Real Estate Buyer's Guide

916.480.8658 Direct • BruceSlaton.com

CRS ABR SRES QSC EProMember of Allen Hainges Cyberstars

Extend Your Purchasing Dollars… Buy Bank Owned! Quick Responsesto Offers, 1st-Time HomeBuyer Programs — Visit www.SacREOBroker.com

Each office independentlyowned and operated

NorthernCalifornia

Keller Williamsis Over 3500

Agents Strong!

• Bank Owned Homes• Short Sales• 1st Time Homebuyer

Programs Available• FREE Weekly

E-mailed Lists

PAGE 22 Now On-Line at www.rebuyersguide.com DECEMBER 2008

9605 Golf Course LaneNew (provided)

www.ElkGroveHomeSource.com3 BD 3 BA 2503 SF, Gas Fireplace

Tile & Hardwood Floors, On Golf Course24 Hr Info: 800-462-3942 Ext.2905

6902 Pescado CircleNew (provided)

www.BruceSlaton.com5 BD 2 BA 2403 SF, 2 Fireplaces

Gated Comm, Updated Kitchen, Loft24 Hr Info: 800-462-3942 Ext. 2925

Know Your Value?WhatsMyHomeWorth.com

THE R

ETRE

AT @

VALLE

Y HI

RANCHO MURIET

A

8658 Falmouth WayNew (provided)

www.BruceSlaton.com4 BD 3 BA 2544 SF, Open Floor Plan

2 Frplcs, Bonus Rm, Downstairs Bdrm & Bath24 Hr Info: 800-462-3942 Ext. 2405

421 Alpen Rose WayNew (provided)

www.GaltHomeSource.com4 BD 3 BA 2231 SF, 2 Car Garage

Living Room Fireplace, Formal Dining Area24 Hr Info: 800-462-3942 Ext. 4145

BankOwnedHomesGreat Values,

Great ProgramsFixers, Short

Sales, and More!

Online 24 Hr Accesswww.SacREOBroker.com

SCHMIDT R

ANCH

UNDER 27

5K

1326 Oak Terrace Court #13New (provided)

www.SacramentoCondos.com3 BD 2 BA 1066 SF Condo w/Carport

Great Rental Property24 Hr Info: 800-462-3942 Ext. 2735

9633 Richlyn WayNew (provided)

www.ElkGroveHomeSource.com4 BD 3 BA 2548 SF, Fireplace

3 Car Garage, Formal Dining Area24 Hr Info: 800-462-3942 Ext. 2505

5710 Jacinto AveNew (provided)

www.BruceSlaton.com5 BD 3 BA 2380 SF, Tile Floors

Family Room Fireplace, Elk Grove School District24 Hr Info: 800-462-3942 Ext. 2565

12399 Rising RdNew (provided)

www.BruceSlaton.com3 Home Ranchette, 4.77 Acres, 6 Pastures,Barn, Newer Horse Shelter w/ Tack Room24 Hr Info: 800-462-3942 Ext. 2115

9794 Harvey Rd - NewNew (provided)

www.GaltHomeSource.com5 BD 2 BA 2646 SF, 2.5 AcresFireplace, Pool, Covered Patio

24 Hr Info: 800-462-3942 Ext. 2105

Condosrepeat

www.SacramentoCondos.comNew Construction, Short Sales

Builder Incentives & More24 Hr Info: 800-462-3942 Ext. 2175

BACKER RANCH

UNDER 24

0K

CONDOS

UNDER 60

K

UNDER 44

5K

COMING SOON

Page 23: Real Estate Buyer's Guide

NOVEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 23

8626 Aspen Ridge CtNew (MLS)

BANK REPO! Newly renovated including new carpet andflooring, new paint inside & out. This property is cleaned andshines like a new home. Ready to move right in. Don’t wait Showtoday!! Includes a low maintanence backyard with a sparklingpool for summer fun. $229,900

6110 San Bristol CtNew (MLS)

NICE LIGHT FIXER! Large cul-de-sac lot, plenty of room foraddition. Close to frwy, shopping, schools & downtown. Open flrplan w/patio. Needs some TLC to make this your dream home.Priced to sell. Bank Repo! Don’t wait ’til it’s too late. Homes aremoving fast in this price range. Call today! $89,900

7443 Schreiner StNew (MLS)

BANK REPO! Great cosmetic fixer property. Needs thebasics. Clean neighborhood. 3 bedrooms, 1.5 baths with ahuge backyard and RV access. Selling as-is. $94,900

3238 Laurelhurst DrNew (MLS)

CUTE 3/2 HOME! Remodel nearly done. Granite counters,tile floors, sunken living room, dual pane windows, new texturethroughout. Bring your paint, carpet & appliances. Finish thebathrooms and some cosmetics and you’re good to go! Lots ofpotential. Lots of opportunity. $109,900

3092 Carmel Bay RdNew (MLS)

BANK REPO! Bridgeway Island executive style home, 5 bd,3ba, 3 car grge. KT w/granite countrtps & island. Lg din areaopens up to FR, sep LR. Lg MBR w/spacious bath, sunken tub& sep shower stall. Lg walk-in closet. Backyard landscaped w/lawn & patio for afternoon summer BBQs. Close to shopping &schools. Easy commute to dwntwn. $279,900

RobertDillonRealtor

Save $10,000 onyour home purchaseGUARANTEED or I willpay you $1000 & myservices are FREE!*

*Offer subject to restrictions and not intended to solicitpurchases currently under buyer agent agreement.

CALL TODAY!

916-716-9480SEARCH FOR HOMES AT:www.DillonRealty.net

email: [email protected]

9797 Waterfowl DrNew (MLS)

BEAUTIFUL STONELAKE! Bank repo, many upgrades. Soar-ing ceilings & sweeping staircase, landing overlooks formal DR.Huge MBR w/cozy retreat & frplc. Laundry rm w/sink & storage.Frml LR w/picture wndws. Granite KT overlooks FR. Good size bktrdw/outdoor kitchen. Excellent condition! Submit offer w/Countrywide retail branch prequal. Call Agent for PH#. $339,900

SACRAMEN

TO

SACRAMEN

TO

ELK GROVE

RANCHO CORDOVA

FOLS

OM

WEST S

AC

ANTELO

PE

Call Francine or Tracey at 1-866-772-6135 or 916-772-6135

SENIORLIVING ATITS BEST!

3 bedroom, 2 bath.One story, 1500 sq ft.

$198,000Call Francinefor more info

on this property

Ameri-Cal Real Estate & Finance

100% FinancingStill Available!

Can you answer “YES” to any of these questions?(if not, do you know somebody who can?)

• Are you having a hard time making payments?• Has your rate adjusted or will your rate adjust

thereby causing you a financial burden?• Have you been offered a short term or

“temporary” fix to your current hardship?

• Are you facing a possible foreclosureif you can’t get payment relief?

• Do you think short sale is your only option?

FINALLY…There IS help!• No credit qualification!• Owner occupied and

investment properties!

Call Francine DiGiorgio916-772-6135

E-mail: [email protected]

FEATURED LISTING

Page 24: Real Estate Buyer's Guide

PAGE 24 Now On-Line at www.rebuyersguide.com DECEMBER 2008

Page 25: Real Estate Buyer's Guide

FREE FORECLOSURE SEMINARHURRY… Take advantage of the FREE

Foreclosure Seminar by the FHA Affiliate, LANDMARK

SATURDAY & SUNDAY DECEMBER 27TH & 28TH

First TimeBuyers

Need Poolfor Kids

Need aBigger House

Retirement/Investment

FREE No Obligation Pre-ApprovalConsumers Only — NO REALTORS PLEASE — Consumers Only

916.920.5626 EXT 14 • 1-800-803-9335

FREE Repo ListZero Down FinancingWealth Management

As Low As 5.000% FinancingFREE Step-by-Step Instructions

FIXED

LearnSecrets that

your Realtorswon’t tell

you!

Get yourGovernment

GrantTODAY!

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 25

Page 26: Real Estate Buyer's Guide

Free Recorded Information — 24 Hours a Day!Call Toll-Free 1-888-856-5078then enter the recording number to hear a property description

“We Will Sell Your House, Or ERA Will Buy It!”

CherylMarrBroker

(800) 280-3680 • (916) 435-2229E-mail: [email protected]

www.RocklinRealEstateInfo.comROCKLIN

REAL ESTATE

Call the “Condo Queen” of Placer County!

3725 Abby Courtrepeat

Rocklin, Exclusive Whitney Oaks, 3 Bedrooms & LoftRecorded Info—24 Hours a Day!

1-888-856-5078 EXT# 90461

Park Placerepeat

Rocklin, Luxury Condos, 2-3 BedroomsRecorded Info—24 Hours a Day!

1-888-856-5078 EXT# 90021

3641 Black Oak Driverepeat

Rocklin, 5 Bedrooms, 4 Baths, Spectacular ViewRecorded Info—24 Hours a Day!

1-888-856-5078 EXT# 90431

2305 Spanish Trail - NewNew (MLS)

Rocklin, Room for a pool, 6BD 5BARecorded Info—24 Hours a Day!

1-888-856-5078 EXT# 90491

4972 Gablesrepeat

Rocklin, Springfield in Whitney Oaks, Active Adult 55+Recorded Info—24 Hours a Day!

1-888-856-5078 EXT# 90361

1084 Huntly DriveNew (MLS)

Folsom, Award Winning Schools, 4BD 3BARecorded Info—24 Hours a Day!

1-888-856-5078 EXT# 90481

PAGE 26 Now On-Line at www.rebuyersguide.com DECEMBER 2008

Page 27: Real Estate Buyer's Guide

2930 & 2932 Del Paso Blvdrepeat

SACRAMENTO $149,900TWO HOMES FOR ONE PRICE! Live in one and rent theother, 2 bedroom, one bath with family room and kitchen,covered back porch and a one bedroom, one bath homeabove the extra deep two car detached garage.

308 Bosbury Ctrepeat

ROSEVILLE $439,900COMING SOON! Desirable area, close to Galleria, only 4years new, 4 bedroom, 2 bath, cul-de-sac lot. Won’t last, bethe first!

3312 Lynne Wayrepeat

SACRAMENTO $299,900GREAT AREA! Updated with 4 bed, 2 baths on .2 lot.Custom kitchen cabinets, separate living & family room,fireplace, newer addition master bedroom, travertine masterbath, dual vanity, jetted tub.

3041 Merrywood CircleNew (provided)

CAMERON PARK $379,900SHOWS LIKE NEW! 3 bedroom, 2 bath home on .328 acre.The tile kitchen many cabinets/pantry, breakfast nook withviews, great room with a cozy fireplace, single level, stuccoexterior, 3 car garage.

4309 32 Streetrepeat

SACRAMENTO $49,900FIRST TIME HOME BUYER! Fix up this darling 2 bed, 1bath home and call it home. This home offers a spaciousfamily room and detached one car garage.

3330 Point WestNew (provided)

CAMERON PARK $474,900GORGEOUS VIEWS & POOL! Completely updated 3 bedroom w/granite slab kitchen counters, custom stained cabinets,new appliances, family room w/brick wood stove, newer flrs & carpet, new tile master bath, decking w/foothill views, wonderfulbuilt in pool overlooking incredible views, better than new, must see!

SELECT GROUP

DebbieSimonin916-837-6001DebbieSellsElDorado.comdeborahs@directcon.net

For More Information on Over 100 Foreclosure Properties, CALL NOW!

BarbaraComstock

530-306-0554RealEstate-Barbara.com

[email protected]

FORECLOSURE SPECIALISTS!

BANK OW

NED

BANK OW

NED

BANK OW

NED

BANK OW

NED

101 Quail CtNew (MLS)

WINTERS $200,900DARLING HOME! Single story, corner lot, 3 bed, 1.5 bath,1064 sq ft on .154 of an acre, tile floors, ceiling fans, privatebackyard, garage converted into 4th bedroom.

8801 Piedra WayNew (provided)

FAIR OAKS $375,900LARGE HOME ON CORNER LOT! This home offers 4bed, 3, bath, great room with wood stove, tile kitchen, remotemaster retreat with a huge master bath, 2527 sq ft, built inpool, many possiblities.

3765 Del Mar AveNew (provided)

LOOMIS $319,999ALMOST HALF AN ACRE! Charming 3 bedroom, 2 bath,with remote master suite, tile kitchen, high ceilings, living andfamily room, fireplace, plus small detached studio, veryprivate, loaded with personality?

BANK OW

NED

BANK OW

NED

BANK OW

NED

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 27

6614 Autumn WayNew (MLS)

SOMERSET $89,900GREAT VACATION OR FIRST TIME home buyer nearthe river! Charming 2 bdrm, 2 bath w/cozy country kitchen,some unfinished construction, added on laundry room, extraspacious master suite, huge deck, nice lot, close to the river,won’t take much to get it just the way you like it! (6614A)

4124 Stephen DriveNew (MLS)

NORTH HIGHLANDS $74,900Affordable! 3 bedroom, 1 bath, fenced-in yard with a largebackyard, storage shed, close to schools and manypossiblities! (4124S)

BANK OW

NED

BANK OW

NED

Page 28: Real Estate Buyer's Guide

5333 Primrose Drive #22ANew (provided)

NORTHRIDGE EXECUTIVE2 BD 2 BA 994 SF Fireplace

Tile Floors & Counters, Lower Story Unit24 Hr Info: 800-462-3942 Ext. 2995

955 Fulton Ave #547New (provided)

TIMBERLAKE1 BD 1 BA 484 SF, Fireplace

Tile Floors, Mature Trees, Built In Comm. Pool24 Hr Info: 800-462-3942 Ext. 4435

8426 Crystal Walk CircleNew (provided)

LAGUNA BIG HORN3 BD 2.5 BA 1495 SF

2 Car Garage, Granite Countertops24 Hr Info: 800-462-3942 Ext. 3025

Jasmine CondosNew (provided)

JASMINE2 BD 2 BA 1314 SF, Gas Fireplace

2 Car Garage, Granite Counters, Gated24 Hr Info: 800-462-3942 Ext. 2335

1621 10th StreetNew (provided)

FORECLOSURE / BANK OWNEDMany Areas to Choose From

Great for Stretching Your Budget24 Hr Info: 800-462-3942 Ext. 2385

Natomas Park - SyrahNew (provided)

SYRAH AT NATOMAS PARK2 BD 2 BA 1651 SF, Fireplace

Granite Countertops, Attached Garage24 Hr Info: 800-462-3942 Ext. 2275

8100 Crystal Walk CircleNew (provided)

LAGUNA BIG HORN4 BD 2.5 BA 1727 SF, 2 Story

Fireplace, Formal Dining Area, Tile Floors24 Hr Info: 800-462-3942 Ext. 2915

Vessona condosNew (provided)

VESSONAAttached Garages, Granite Countertops

Built In Comm. Pool, Horse Property24 Hr Info: 800-462-3942 Ext. 2355

Know Your Value?WhatsMyCondoWorth.com

Powered By Bruce Slaton & Co.At Keller Williams Realty

4800 Westlake Parkway #1608New (provided)

WESTLAKE VILLAS2 BD 2 BA 1304 SF Inside Laundry

Fitness Center, Pool, Spa & Clubhouse24 Hr Info: 800-462-3942 Ext. 3005

8020 Walerga Rd #1237New (provided)

WESTWOOD VILLAGE2 BD 2 BA 836 SF, Inside Laundry

Carpet & Linoleum Floors, Built-In Comm. Pool24 Hr Info: 800-462-3942 Ext. 2985

2149 Cottage WayNew (provided)

COTTAGE CASTLE3 BD 1.5 BA 1285 SF

2 Car Carport, Carpet & Tile Floors24 Hr Info: 800-462-3942 Ext. 3015

ELK G

ROVE

ANTELOPE

ARDEN AREA

ELK G

ROVE

NATOM

AS

ELK G

ROVE

FOLS

OM

NATOM

AS

ARDEN AREA

FOREC

LOSU

RES

1326 Oak Terrace Court #13New (provided)

OAK TERRACE3 BD 2 BA 1066 SF

Carpet & Linoleum Floors, Fireplace24 Hr Info: 800-462-3942 Ext. 2735

FAIR

OAKS

SACRAMENTO

PAGE 28 Now On-Line at www.rebuyersguide.com DECEMBER 2008

Page 29: Real Estate Buyer's Guide

BA

NK

OW

NED

PR

OP

ERTIES

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 29

Page 30: Real Estate Buyer's Guide

BA

NK

OW

NED

PR

OP

ERTI

ES

PAGE 30 Now On-Line at www.rebuyersguide.com DECEMBER 2008

INVESTORS:NO OFFERTOO LOW!

The Department of Real Estate Lawrequires us to “Submit All Offers”WE ARE:• Not insulted by your offers• Experienced in multiple offer scenarios

WE HAVE:• 1st hand access to all Online Bank Owned Auctions• Access to ALL Bank Owned listings in the Greater

Sacramento, Yolo, Placer, El Dorado & Solano Counties• A team of Agents experienced in Bank Owned,

Foreclosed, & Repo properties ready to help you.

916-988-REPO (7376)Se Habla Espanol 944-3894

www.RepoHomes4You.comRE/MAX Gold, REO Deal Makers, 916-988-7376

Gold

Page 31: Real Estate Buyer's Guide

BA

NK

OW

NED

PR

OP

ERTIES

Make an Offer — All Offers will be Presented!Exclusive Buyers Agents Available

916-988-REPO (7376)The information below, while deemed accurate, was provided by the Seller and other sources and has not been verified by the agent or RE/MAX Gold.

Se HablaEspañol

944-3894

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 31

RepoHomes4You.comBANK OWNED

listed by an exclusive Sellers Agent

Buyers Agent ready to help you

916-988-REPO (7376)Or have your Agent call 916-276-4477

Search ALL MLS listedBank Owned Homesand Property in the

Greater Sacramento Area& Central Valley go to:

RepoHomes4You.com

6825 Mount Vernon Way

80069233

FAIR OAKS • $303,500Bank owned, sold as is! Open flr plan, largefamily/media rm. 4 Bed, 2 Bath, 1479 Sq Ft

6113 Bamford Dr

80074448

SACRAMENTO • $49,700Bank Owned, Sold As Is. Ready to move this

property! 2 Bed, 11⁄2 Bath, 876 Sq Ft

109 Downing Dr

80078379

GALT • $109,250Bank Owned, Sold As Is! Needs some TLC &cosmetic touches. 3 Bed, 2 Bath, 1008 Sq Ft

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

6717 Eureka Rd

80047559

GRANITE BAY • $749,900Granite Bay Rancher, 2.6 acres, updated w/granite counters in bathrooms,hardwood floors, new paint, carpets, light fixtures, new master bath to becompleted by 12/21/08. Kid’s play structure stays. Weathertrak IrrigationSystem great for a possible vineyard.

6205 O’Sullivan

70085774

SACRAMENTO • $104,900Wow! Large spacious condo, priced

to sell quickly. 4 Bed, 21⁄2 Bath, 1518 Sq Ft

5420 President Ave

80052877

NORTH HIGHLANDS • $180,000Short Sale terms, one of the biggest lot

properties ever! 3 Bed, 2 Bath, 1152 Sq Ft

1729 Diamond Woods Cir

80052989

ROSEVILLE • $530,000Short Sale terms. Close to parks,

close to malls. 6 Bed, 3 Bath, 3591 Sq Ft

SHORT SALE

5955 Brittany Way

80069202

CITRUS HEIGHTS • $235,000Short Sale terms. Location,

location, location! 4 Bed, 3 Bath, 1736 Sq Ft

SHORT SALE

PRIVATE P

ARTY

Special REPO Loans Designed for these Houses!DIRECT LENDER: METRO GOLD FINANCIAL

Ask for Amber Brunton (916) 213-8036

Page 32: Real Estate Buyer's Guide

BA

NK

OW

NED

PR

OP

ERTI

ES

Special REPO Loans Designed for these Houses!DIRECT LENDER: METRO GOLD FINANCIAL

Ask for Amber Brunton (916) 213-8036

BANK OWNED HOMESRepoHomes4You.com

REODealMakers.com

PAGE 32 Now On-Line at www.rebuyersguide.com DECEMBER 2008

RepoHomes4You.comBANK OWNED

listed by an exclusive Sellers Agent

Gold

Buyers Agent ready to help you

916-988-REPO (7376)Or have your Agent call 916-276-4477

Search ALL MLS listedBank Owned Homesand Property in the

Greater Sacramento Area& Central Valley go to:

RepoHomes4You.com

1973 Benita Dr Unit 4

80087170

RANCHO CORDOVA • $82,500Bank Owned Sold As Is! Great starter.

2 Bed, 11⁄2 Bath, 1134 Sq Ft

235 Quail Hollow Dr

80088074 (clip-art)

GALT • $219,900Bank Owned Sold As Is! Great family home,

3-car garage. 4 Bed, 2 Bath, 2000 Sq Ft

7226 Andressen Rd

80079275

SHERIDAN • $270,000Nice level property.

Not a REO or Short Sale.

4631 79th St

80093997

SACRAMENTO • $101,600Bank Owned Sold As Is!

3 Bed, 2 Bath, 1166 Sq Ft

9891 Golden Dr

80089420

ORANGEVALE • $430,000Immaculate, ready to move in. Not a ShortSale and/or REO. 4 Bed 2 Bath, 2083 Sq Ft

4633 Don Julio Blvd

80104840

SACRAMENTO • $130,000Not a REO or Short Sale! All the

work is done! 2 Bed, 1 Bath, 816 Sq Ft

2621 Meadowvale Ave

80092592

SACRAMENTO • $59,900Bank Owned Sold As Is! Needs work

but price is right. 3 Bed, 1 Bath, 888 Sq Ft

6125 Georgia Dr

80104641

NORTH HIGHLANDS • $84,500Short Sale terms! Pride of ownership,must see. 3 Bed, 1 Bath, 1001 Sq Ft

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

SHORT SALE

Page 33: Real Estate Buyer's Guide

BA

NK

OW

NED

PR

OP

ERTIES

Make an Offer — All Offers will be Presented!Exclusive Buyers Agents Available

916-988-REPO (7376)The information below, while deemed accurate, was provided by the Seller and other sources and has not been verified by the agent or RE/MAX Gold.

Se HablaEspañol

944-3894

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 33

RepoHomes4You.comBANK OWNED

listed by an exclusive Sellers Agent

Buyers Agent ready to help you

916-988-REPO (7376)Or have your Agent call 916-276-4477

Search ALL MLS listedBank Owned Homesand Property in the

Greater Sacramento Area& Central Valley go to:

RepoHomes4You.com

4065 Deerbrook Dr

80109970

SACRAMENTO • $90,250Bank Owned! Great Starter home,

wonderful price. 3 Bed, 2 Bath 1355 Sq Ft

6301 Valley Hi Dr

80110215

SACRAMENTO • $135,000Sold As Is! Great school district, lovely

family community. 3 Bed, 2 Bath,1549 Sq Ft

10 Benedict Ct

80109211

SACRAMENTO • $230,000Beautiful home, great neighborhood,

built-in pool. 5 Bed, 3 Bath, 2072 Sq Ft

260 Cicero Cir

80093153

ELK GROVE $224,900Bank Owned Sold As Is! Needs some minor TLC.Great schools in area. 3 Bed, 2 Bath, 1573 Sq Ft

4354 Turnsworth Ct

80108139

SACRAMENTO • $130,000Bank Owned Handymans delight Bringyour tools. 3 Bed, 2 Bath, 1663 Sq Ft

3255 San Vincente Rd

80091640

WEST SACRAMENTO • $310,000Short Sale terms, subject to lender’sapproval. 3 Bed, 21⁄2 Bath, 1565 Sq Ft

6450 Innsbrook Way

80108443

ORANGEVALE • $228,500Bank owned! Nice family size floor plan.

5 Bed, 2 Bath, 1939 Sq Ft

2959 Letitia Ave

80108559

PLACERVILLE • $189,900Bank Owned home! Has some updating, stillneeds some work. 3 Bed, 1 Bath,1080 Sq Ft

Special REPO Loans Designed for these Houses!DIRECT LENDER: METRO GOLD FINANCIAL

Ask for Amber Brunton (916) 213-8036

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

SHORT SALE

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

Page 34: Real Estate Buyer's Guide

BA

NK

OW

NED

PR

OP

ERTI

ES

PAGE 34 Now On-Line at www.rebuyersguide.com DECEMBER 2008

BANK OWNED HOMESRepoHomes4You.com

REODealMakers.com

RepoHomes4You.comBANK OWNED

listed by an exclusive Sellers Agent

Gold

Buyers Agent ready to help you

916-988-REPO (7376)Or have your Agent call 916-276-4477

Search ALL MLS listedBank Owned Homesand Property in the

Greater Sacramento Area& Central Valley go to:

RepoHomes4You.com

Search ALL MLS listedBank Owned Homesand Property in the

Greater Sacramento Area& Central Valley go to:

RepoHomes4You.com

8015 Tierra Glen Way

80113105

SACRAMENTO • $85,500Bank owned! Good family community, greatschool district. 3 Bed, 2 Bath, 1379 Sq Ft

6961 Newport Cove Way

80101203

SACRAMENTO • $240,000Short Sale terms. Location, location,location! 3 Bed, 21⁄2 Bath, 1432 Sq Ft

169 Aeolia Dr

80111064 (clip-art)

AUBURN • $620,000Bank Owned Beautiful home! Fixer, walk to

trails & downtown. 5 Bed, 2 Bath, 4993 Sq Ft

3778 Shining Star Dr

80099440

SACRAMENTO • $130,000Light fixer, potential to be a warm

& cozy home! 3 Bed, 2 Bath, 1599 Sq Ft

3310 Kensington Dr

80110563

EL DORADO HILLS • $499,900Bank owned sold as is! Exquisitely designedw/oasis backyard. 4 Bed, 3 Bath, 2806 Sq Ft

6921 Hazel Ave

80104337

ORANGEVALE • $169,900Bank Owned! Charming home in the heartof Orangevale 3 Bed, 2 Bath, 1349 Sq Ft

6155 N Haven Dr

80113150

NORTH HIGHLANDS • $99,000Bank Owned! Needs Work,

Sold As Is. 3 Bed, 2 Bath,1400 Sq Ft

BANKOWNED!

MAKEOFFER!

SHORT SALE

Special REPO Loans Designed for these Houses!DIRECT LENDER: METRO GOLD FINANCIAL

Ask for Amber Brunton (916) 213-8036

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

Page 35: Real Estate Buyer's Guide

BA

NK

OW

NED

PR

OP

ERTIES

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 35

Brand new, never been lived in homesdirect from the Builders. Have us negotiatea better price than the builders are asking!*

Buy aHome for

LESS THAN RENT!12 Reasons to Call us Now!

1. Payment less than rent2. Security… own your own home3. Privacy of your own yard4. TAX Breaks… get Homeowner tax breaks5. Know what your payments are for the next 30 years6. NO more rent increases7. NO Landlords8. NOBODY will EVER make you move again9. Buy while prices are low10. Buy while interest rates are good11. 1st time home owner’s special loans12. NO more noisy upstairs neighbors

916-988-REPO (7376)Se Habla Español 944-3894

We have a team of agents experienced in Bank Owned, Foreclosed, andRepo properties ready to help you negotiate your best deal. We haveaccess to ALL Bank Owned listings in the greater Sacramento, Yolo,Placer, and Eldorado & Solano Counties.

www.RepoHomes4You.comRE/MAX Gold, REO Deal Makers, 916-988-7376

Gold

Page 36: Real Estate Buyer's Guide

BA

NK

OW

NED

PR

OP

ERTI

ES

885 Halidon Way Unit 1421repeat

18753 Hummingbird DriveNew (provided)

PENNVALLEY$259,000

This is not your normal bankowned property, priced forquick closing, ready to moveinto! Home is located in lakewildwood & has great viewfrom the deck with .8 acre ofproperty. New carpet, solidwood construction inside &out, new interior paint on non-wood walls in soft decoratorcolors, new dishwasher, pro-fessionally cleaned, new lightfixtures, new sealer on theexterior.

MaryStacy916-759-4288

ReeveStacy

916-580-7229

FOLSOM$165,000

Condo in gated community ofAltura Villas close to theBroadstone Shopping area,Intel, Broadstone RacquetClub Folsom High School. 2ndfloor corner unit w/view fromevery window. Granitecounter tops, traventine tilefloors & maple cabinetsthroughout, stainless steel ap-pliances, upgraded carpet,interior painted in soft deco-rator colors. Relax on balconywith a Delta Breeze!

[email protected]

GoldE L D O R A D O H I L L S

613 Ore Cart CourtNew (provided)

EL DORADOHILLS

$569,000Home is 2 years old with$186,000 worth of upgrades.Located in a cul-de-sac, walk-ing distance from the neigh-borhood park. Looks like amodel home inside.

2071 Sheffield DrNew (provided)

QUICK CLOSE!EL DORADO

HILLS$434,900

THIS IS NOT YOURNORMAL BANK

OWNED PROPERTY!Priced for quick close—readyto move into! Located in thebeautiful Waterford area of ElDorado Hills. Home includesnew interior paint in soft earthtones, new carpet, new sod inthe front yard, proffessionallycleaned. Close to schools andshopping.

LOWERED PRICE — BANK OWNED!885 Halidon Way, Unit 1421, Folsom, CA

300 Lehi LaneNew (provided)

NEWCASTLE$519,900

Large country custom homewith a great view! This homeis ready to move into and fea-tures the following; new car-pet in the bedrooms and theliving room, new interior paintin soft decorator colors, woodfloors in the large countrykitchen, landscaped front andbackyards, large rear deckwith a view of the surroundinghills and valley, large pond,property is fenced, gradedarea for horses—well and irri-gation district water avaiable

5730 FernwoodNew (provided)

SHINGLESPRINGS

BANKOWNED!

CALLFOR PRICE

BANK OWNED!2071 Sheffield Drive, El Dorado Hills, CA

JUST LOWERED $30K — BANK OWNED!18753 Hummingbird Dr, Penn Vally, CA

6.9 ACRES & HOME — BANK OWNED!300 Lehi Lane, Newcastle, CA

5 ACRES & HOME — BANK OWNED!5730 Fernwood, Shingle Springs, CA

SHORT SALE613 Ore Cart Court, El Dorado Hills, CA

PAGE 36 Now On-Line at www.rebuyersguide.com DECEMBER 2008

FOLSOMBANK

OWNED!CALL

FOR PRICE1863 BonhillFolsom, CA

COLFAXBANK

OWNED!CALL

FOR PRICE21 WalnutColfax, CA

AUBURNBANK

OWNED!CALL

FOR PRICE11512 Quartz Drive #3

Auburn, CA

CAMERON PARKBANK

OWNED!CALL

FOR PRICE3388 Turner

Cameron Park, CA

Page 37: Real Estate Buyer's Guide

BA

NK

OW

NED

PR

OP

ERTIES

3820 Huron St

70079229

SACRAMENTORecorded Info – 24 Hours1-888-200-4344 ID# 1002

Gold

7512 Delta Pointe Way

80060525

SACRAMENTORecorded Info – 24 Hours1-888-200-4344 ID# 1042

9522 E Park Dr

80064888

ELK GROVERecorded Info – 24 Hours1-888-200-4344 ID# 1082

2628 Dorine Way

80066849

SACRAMENTORecorded Info – 24 Hours1-888-200-4344 ID# 1122

6993 Maynard Way

80052673

SACRAMENTORecorded Info – 24 Hours1-888-200-4344 ID# 1012

7638 Skiros Way

80060882

SACRAMENTORecorded Info – 24 Hours1-888-200-4344 ID# 1052

8832 Fair Oaks Blvd

80066840

CARMICHAELRecorded Info – 24 Hours1-888-200-4344 ID# 1092

2919 Davenport Way

80068449

SACRAMENTORecorded Info – 24 Hours1-888-200-4344 ID# 1132

4113 Daystar Ct

80053382

SACRAMENTORecorded Info – 24 Hours1-888-200-4344 ID# 1022

10347 Birmingham Way

80063726

RANCHO CORDOVARecorded Info – 24 Hours1-888-200-4344 ID# 1062

8383 Wheatland Dr

80066843

SACRAMENTORecorded Info – 24 Hours1-888-200-4344 ID# 1102

8587 New Island Way

80069422

SACRAMENTORecorded Info – 24 Hours1-888-200-4344 ID# 1142

5413 Sky Pkwy

80059458

SACRAMENTORecorded Info – 24 Hours1-888-200-4344 ID# 1032

7458 Winkley Way

80064693

SACRAMENTORecorded Info – 24 Hours1-888-200-4344 ID# 1072

4818 Brittney Lee Ct

80066845

SACRAMENTORecorded Info – 24 Hours1-888-200-4344 ID# 1112

9481 Stablegate Rd

80071591

WILTONRecorded Info – 24 Hours1-888-200-4344 ID# 1152

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

BANKOWNED!

MAKEOFFER!

Thomas March: More than a Real Estate Agent……A Real Estate Counselor & Marketing Expert.

916.529.5342www.ThomasMarch.com

CALLTHOMASTODAY!

BANK OWNED HOMES

Your home sold in 90 days GUARANTEED (at a price acceptable to you) or we will sell it for FREE!

Call now for FAST Pre-ApprovalWe will beat any rate out there or pay you $1,000.00 Guaranteed

Josh Harmatz, Broker 916-504-4500www.VoyageMTG.com

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 37

Page 38: Real Estate Buyer's Guide

BA

NK

OW

NED

PR

OP

ERTI

ES

FREE! FREE!First Time Home Buyer Seminar

1-888-705-0938www.SacramentoREOs.com

COME LEARN AND INQURE ABOUT:

• Process of Buying a Bank Owned Property

• Title and Escrow Process

• Loan Program for First Time Home Buyer

• VA, FHA, CalHFA Loan Qualifications

• Renovation Program for Distressed Property

• Past, Present & Future Market Analysis

Call 1-888-705-0938 for Time & Date of Seminar

Bank Owned Properties1-888-705-0938

www.SacramentoREOs.com

251 Barnhart Cirrepeat

Sacramento • $256,405Bank Owned with 4 bedroom,

3 bath, 2209 square feet.

9116 Richborough WayNew (provided)

Elk Grove • $225,700 Bank Owned with 4 bedroom,

2 bath, 1774 square feet.

11736 Arista Wayrepeat

Rancho Cordova • $299,900Bank Owned with 5 Bedroom,

3 Bath, 2759 Square feet.

4745 Courtland LnNew (provided)

Carmichael • $194,800Bank Owned with 2 bedroom,

2 bath, 1174 square feet.

108 Kerswell CtNew (provided)

Folsom • $406,600Bank Owned with 4 bedroom,21⁄2 bath, 2129 square feet.

7405 Walnut Rdrepeat

Fair Oaks • $324,900Bank Owned with 4 bedroom,2.5 bath, 2288 square feet.

12010 Erato CirNew (provided)

Rancho Cordova • $294,900Bank Owned with 4 bedroom,

3 bath, 2811 square feet.

8520 Deodar Crest CtNew (provided)

Elk Grove • $170,000Bank Owned with 4 bedroom,

2 bath, 1900+ square feet.

Se HablaEspañol600-7159509-1100

PAGE 38 Now On-Line at www.rebuyersguide.com DECEMBER 2008

Page 39: Real Estate Buyer's Guide

BA

NK

OW

NED

PR

OP

ERTIES

1-888-REPO-888CHECK www.RonBenning.com FOR CURRENT PRICING

Ron BenningABR,GRIBroker/[email protected]

916-247-9200

EXCEPTIONAL OPPORTUNITIES

3585 LewistonNew (provided)

WEST SACRAMENTO $302,900WEST SAC OPPORTUNITY! Separate living areas in terrificfloorplan. Great Kitchen upgrades Lovely pool/ spa/ waterfall.Fireplace in Master and much more. CALL 916-247-9200

442 S. Lexington DriveNew (provided)

FOLSOM $359,900OUTSTANDING FOLSOM NEIGHBORHOOD! Large fam-ily room open to kitchen-yard and pool! Formal living rm. HugeMaster! Great one of a kind yard! Pool is wonderful. CALL916-247-9200

5387 Hartona WayNew (provided)

SACRAMENTO $259,900 ROOM TO ROAM AROUND! Spacious 4 bedroom 2.5 bath,separate living room & family room. Upstairs laundry room. Lowmaintenance backyard. Seller/bank is offering up to 2% towardclosing costs. CALL 916-247-9200

6044 Little Rock RoadNew (provided)

ROCKLIN $389,900SQUEAKY CLEAN AND WITH A POOL! Lovely 5 bedroomwith all the bells and whistles! Beautifully landscaped back yard,with gorgeous pool, covered patio, and fire pit. Backs up to park.CALL 916-247-9200

6916 Lumry StreetNew (provided)

NORTH HIGHLANDS $124,900UPDATED AND LIVABLE IN NORTH HIGHLANDS! Dualpane windows, central heat & air & fireplace. Covered patio,newer dishwasher & stove make this one desirable. Bargainpriced. CALL 916-247-9200

2833 Muskrat WayNew (provided)

SACRAMENTO $239,900GREAT HOUSE IN NORTH NATOMAS! New paint andcarpet in this great newer home! Recessed lights,8.5 ft. ceilings,large family room, sep. living room, inside laundry room. CALL916-247-9200

295 Duncan Hill RoadNew (provided)

AUBURN $248,900VIEWS, ACREAGE & PRICE… YOU CAN’T BEAT THIS!Very private 1.8 acres at end of long driveway. Views! Trees!House needs update but is clean. Some fenced pasture. CALL916-247-9200

3143 Academy WayNew (provided)

SACRAMENTO $79,900FIXER, FIXER, FIXER! This is a contractor project. OlderStone built Triplex or home with a ton of character and potential!This goes beyond cosmetics, but priced accordingly. CALL916-247-9200

7781 Glenn AveNew (provided)

CITRUS HEIGHTS $314,000TWO LIVING UNITS FOR PRICE OF ONE ! Just remod-eled. 2 bedroom, 1 bath unit downstairs, 1 bedroom, 1 bath unitupstairs. Large lot with shed/workshop in backyard. CALL916-247-9200

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 39

EXCEPTIONAL OPPORTUNITIES EXCEPTIONAL OPPORTUNITIES

BANK REPOSSESSIONS! BANK REPOSSESSIONS! BANK REPOSSESSIONS!

6801 Branca WayNew (provided)

ELK GROVE $369,900BANK-OWNED IN ELK GROVE! 2 story, 5-6 bd, 3ba, bed-room downstairs, spacious kitchen, patio uncovered, balconybeside the loft area, huge rooms, sink in the laundry area, tandemgarage, 2 fireplaces. CALL 916-247-9200

403 Platt CircleNew (provided)

EL DORADO HILLSBANK REPO COMING TO MARKET SOON! 4 bedroomsand 3 baths in the older part of El Dorado Hills. Almost 2400 sqft of living space. CALL 916-247-9200

3403 Kensington CourtNew (provided)

ROCKLIN $319,900BANK-OWNED OPPORTUNITY! A lot of room here. Veryspacious bedrooms and comfortable living. Home does needsome TLC but will be well worth it. Good Location! CALL916-247-9200

Page 40: Real Estate Buyer's Guide

9960 Village Center Dr.New (provided)

GRANITE BAY $699,900SPECTACULAR LAKE FRONT PROPERTY in TreelakeVillage! 5bd, 3ba, 2797sf, blt ’97, .216ac. Built-in pool & spaw/views of lake. Lrg opn flr pln w/hi clngs,tile entry & crwnmldg. Frml lvg & dng rm, ktchn/fmly room w/new ktchn flrs &tons of cabs.Tiled ktchn cntrs, grnt islnd, & dbl ovns.Lvly mstrste w/blcny & more.

RicChengGRI, CRS

5421 E Levee Rd.repeat

SACRAMENTO $1,225,000TRULY CUSTOM HOME ON OVER 4 ACRES! 4+bdrms, 3 baths, 4376± sf, built in 2007, 4.16 ac, salt waterpool, sports court. Gourmet kitchen w/granite cntrs, pro stnlsstl appliances, island, pantry, wine bar. Barrel ceiling, traver-tine & wood flrs, exposed beam ceiling, imperf smooth walls.

9022 Cedar Ridge Dr.repeat

GRANITE BAY $1,170,000EXCLUSIVE SILVERWOOD WEST custom home! 1⁄2 acre,5bd, 4ba, 4128 sf, blt ’01, 4-car, solar heated blt-in pool,cornerlot. Dream KT w/granite cntrs, pro stnls stl aplncs, maplecabs/flrs, island, pantry. Dwnstrs bd/office, cath ceil, exten-sive crown/custom blt-ins, steam shwrs, balcony & more!

1635 Weinreich Ct.repeat

FOLSOM $555,000BEAUTIFUL PARKWAY HOME! 5bd, 3.5ba, 2962± sf,built in 2003, 3-car. Large kitchen w/tile cntrs, island, walk-inpantry, open to family rm. Dwnstrs junior master, additionalloft/tech center, lovely backyard w/built-in BBQ & patio.Access to trails, pond, parks. Walk to shopping,schools.

SOLD Over 1,400 Homes with 18 Years Experience!

CELL 916-502-0444 • 916-218-7500SPECIALIZING IN SHORT SALES & BANK OWNED PROPERTIES

www.RicCheng.com • [email protected]

Far Hills MortgageAlan Kolar OWNER

CELL 916-761-1483OFFICE [email protected]

“Over 25 Years Experience.”License #00819111

7545 Penryn Estates Dr.New (provided)

PENRYN $999,000BEAUTIFUL 5 ACRE PARCEL w/amazing house & guestquarters! 5bd, 4ba, 4100sf, blt ’78, remodeled ’04, 4-car.Huge kitchen w/granite counters, stainless appliances, chef’sisland & hrdwd flrs, lg living areas w/vaulted ceilings, sky-lights, slate & wd flrs, lovely master suite, pool w/waterfall &more! Guest house has kitchen, bath, & 2 rms!

AnitaAndersonCertified Residential Specialist (CRS)Senior Residential Specialist (SRES)Accredited Staging Professional (ASP)

Bank-OwnedProperties

Galore!Looking for a well-priced

property to repair/remodel/update & rent or occupy?

Just e-mail me at

[email protected] our repo list.

CALL 916-726-8306

7140 GrenolaNew (provided)

CITRUS HEIGHTS $170,900SWEET LITTLE HOUSE! Quiet neighborhood with easycommute to shopping, school public transportation, and I-80.Has private back yard, nice kitchen, 2-car garage.

CALL 916-726-8306

6848 Donerail Dr.New (provided)

SACRAMENTOGREAT REPO—COMING SOON! 4bdr, 2ba, a very largelot ,upgraded kitchen w/newer appliances,remodelled baths,all overlooking a very large backyard. Central location.

CALL 916-726-8306

7709 MuirwoodNew (provided)

CITRUSHEIGHTS$185,900

4br, 2ba,1580 sq ft, cul-de-sac location in ma-ture central CitrusHeights neighborhood.Garage w/workbench,washer, dryer. Formallivg rm w/frplc. w/cozybrkfst nook,pantrycloset & fridge. Privatebackyard.

CALL916-726-8306

916-726-8306 e-mail: [email protected]

AnitaSellsSacramentoHomes.comSERVICE AREAS: PLACER, EL DORADO & SACRAMENTO COUNTIESRESIDENTIAL SALES, RESALES • SINGLE & MULTIPLE UNITS

PAGE 40 Now On-Line at www.rebuyersguide.com DECEMBER 2008

Page 41: Real Estate Buyer's Guide

DAVID BOLIARDM O R T G A G E B A N K E R

844-1292COASTAL PACIFIC MORTGAGE

Licensed by the Department of Corporations under the California Residential Mortgage Lending Act • A Branch of Sierra Pacific Mortgage

FHA, VA, andConventional Loan Specialist

5530 Birdcage Street, Suite 110 • Citrus Heights, CA 95610

Visit my web page at www.TomDiGiacomo.comI can show you any home in this magazine…

…The right agent can make the difference!

4000 Lowdan Wayrepeat

Roseville ◆ $270,000A TRIUMPH IN BEAUTY! This 4 bedroom, 3bath home features good size backyard, CH/A, tileentry, high ceilings, new laminate flooring, insidelaundry rm, possible RV Access. Just fell our ofescrow! Bank has approved this price—bring offerfor quick close! (4000L)

8117 Chipwood WayNew (provided)

Orangevale ◆ $229,922SPLASH YOUR WAY INTO THIS DEAL! 4bd,2ba, built-in pool w/solar heating, remodeled kitchenw/granite counter tops, dual convection oven, tileentry, CH&A, recessed lighting, liv rm fireplace,ceiling fans, possible RV parking, partial dual panewndws, covered patio & much more! (8117C)

6104 Carl Sandburg CirNew (provided)

Sacramento ◆ $119,911PRICED TO SELL! This 3 bedroom, 1 bath-room home is well cared for. Approximately 1009square feet and close to park. Motivated sellers!(6104CS)

CALL TOM AT 916-536-5236

TomDiGiacomo

(De-Jock-o-mo)

536-5236Wanted for listing &selling TOO MUCH

REAL ESTATE!Last seen prowling around

Sacramento & vicinity in searchof listings & qualified buyers!

Don’t be fooled by his pleasantpersonality; he is considered

armed with Real EstateKNOWLEDGE & EXPERIENCE!

Approach him with cautionbecause he’s a Real Estate Junkie!

Homes-by-MailADVANTAGE

By selecting the requirements for your newhome, I can deliver a list of homes to youre-mail, usually within the hour. Then, eachmorning, all new listings that match yoursearch are delivered to your e-mail. Justenter my address www.TomDiGiacomo.comand click on Homes-By-Mail Advantage.

“Honest,Old Fashioned Service

with Today’s Technology”

Wanted

6713 Santa Juanita Averepeat

Sacramento ◆ $114,000DESIREABLE RESIDENTIAL LOT! This lot isapproximately .44 acre and nestled between up-per range homes near Folsom Line! This is a shortsale, subject to lender’s approval! Electricity andwater at site! (6713SJ)

CALL TOM AT 916-536-5236

6902 Escallonia DrNew (provided)

Orangevale ◆ $209,902WITHIN YOUR MEANS! This 4 bedroom, 2.5bath home features CH/A, partial dual pane win-dows, 1 bedroom downstairs, newer roof, livingroom fireplace, tile entry, tile kitchen island, goodsize backyard & much more! (6902E)

CALL TOM AT 916-536-5236

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 41

6825 Mellodora DrNew (provided)

Orangevale ◆ $269,962TIME’S A-WASTING! This 4 bedroom, 2.5 bathspacious floor plan features inside laundry area w/laundry chute, tile entry, formal dining area, cathe-dral ceilings, attached 2-car garage, a good sizeback yard & much more! (6825M)

CALL TOM AT 916-536-5236

Page 42: Real Estate Buyer's Guide

PAGE 42 Now On-Line at www.rebuyersguide.com DECEMBER 2008

7615 River Ranch WayNew (provided)

FORECLOSURES AVAILABLE!Call Sandi Burden Bradley

916-207-6736 • www.sburdenbradley.com

2615 R StreetNew (provided)

SACRAMENTO $299,900NEW MID-TOWN HOME! Alchemy @ R Street, a hip newurban infill neighborhood development. Located on R St between26th & 27th Sts in thriving Mid-Town Sacramento. 2-3bed/2.5bath w/garage. No Home Owner Association Dues! (2615R)

6300 Surfbird LaneNew (provided)

ROCKLIN $409,000BEAUTIFUL REMODELED HOME! Located in a desirableRocklin area & walking distance to a nearby park, this 3-4bedroom home offers a large master w/walk-in closet, spaciouskitchen & upstairs laundry, all on a beautiful corner lot. (6300S)

1724 27th StreetNew (provided)

SACRAMENTO $348,900NEW MID-TOWN HOME! Alchemy @ R Street, a hip newurban infill neighborhood development. Located on R St between26th & 27th Sts in thriving Mid-Town Sacramento. 3bed/2.5 bathw/garage. No Home Owner Association Dues! (1724-27)

2605 R StreetNew (provided)

SACRAMENTO $299,900NEW MID-TOWN HOME! Alchemy @ R Street, a hip newurban infill neighborhood development. Located on R St between26th & 27th Sts in thriving Mid-Town Sacramento. 2-3bed/2.5bath w/garage. No Home Owner Association Dues! (2605R)

SACRAMENTO$799,000ONE OF A KIND

ENGLISH TUDOR HOME!Desirable River Oaks sits on .23acre. This home is practically new& offers over 3800 sq ft of stylisharchitectural design & features 4bedrooms, 5 baths, a tranquil mas-ter suite with jetted tub, media rm,intercom/music. (7615RR)

PARADISE FINANCIAL GROUP, INC.

…CALL FOR DETAILS!If your bankruptcy is 2 years old, call me to discuss

your options of obtaining your home ownership dream!

FREE PRE-QUALIFICATIONS!Paula Smart • 916-240-0154

[email protected] Department of Real Estate 916-227-0931 • Real Estate Broker #01183933 • *Restrictions apply

ATTENTION RENTERS: Why are you still Renting? Many first time buyer programs are still available!

FHA • CalHFa • National Dream • My Community • Home PossiblePLUS Local Down Payment Assistance, Grants, Low-income Loans & Assistance!

www.SmarterChoice HomeLoans.com…I would love to be your Mortgage Specialist!

Now withPARADISE FINANCIAL!

…Same Great Programs& Personal Service!

Evening & WeekendAppointments Available!

NO DOWNPAYMENT*

Refinances & Reverse MortgagesAvailable! Call for a Quote!

Page 43: Real Estate Buyer's Guide

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 43

Page 44: Real Estate Buyer's Guide

ManuelEscobarBroker/Owner

[email protected]

MarthaGuzman

Realtor/ Sr. Loan Officer

[email protected]

www.agaverealestate.comSomos sus especialistas en compra y venta de Bienes Raices

9093 Elk Grove Bl, Ste. 208 Elk Grove, CA 95624

GREAT NEIGHBORHOOD!

4118 Glasscow DrNew (provided)

NORTH HIGHLANDS $159,900Large home in a great neighborhood.

CALL MARTHA AT 916-508-0911

DUPLEX -BRAND NEW ROOF

6337 Bonham Cirrepeat

CITRUS HEIGHTS $390,000Investors dream, best location, motivated seller!

CALL MARTHA AT 916-508-0911

GREAT STARTER HOME!

2 Monaghan Circlerepeat

SACRAMENTO $149,500Great starter home in great neighborhood!

CALL MANUEL AT 916-519-5413

UPDATED!

6644 Carnation AveNew (provided)

SACRAMENTO $149,000Updated home on large corner lot with RV

CALL MARTHA AT 916-508-0911

CORNER LOT, BUILT-IN POOL!

8061 Heather Hollowrepeat

SACRAMENTO $209,9004 bedrooms, 2 baths, & a built in pool!

CALL MARTHA AT 916-508-0911

REO!

10101 Brenna WayNew (provided)

ELK GROVE5 bedrooms, 3.5 baths, 3 car garage

CALL MARTHA AT 916-508-0911

REO!

5205 Jilson WayNew (provided)

ELK GROVE6 bedrooms, 4 baths, 3 car garage

CALL MARTHA AT 916-508-0911

GORGEOUS!

3804 Didcotrepeat

SACRAMENTO $159,000This turn key home is priced to sell!

CALL MARTHA AT 916-508-0911

REO!

10195 Patti WayNew (provided)

ELK GROVE4 bedrooms, 3 baths, 3 car garage

CALL MARTHA AT 916-508-0911

GORGEOUS 2-STORY!

2516 Renwick Avenew photo

ELK GROVE $540,000Beautiful home w/built-in pool on corner lot!

CALL MARTHA AT 916-508-0911

REO!

10198 Clairina WayNew (provided)

ELK GROVE5 bedrooms, 3 baths, 3 car garage

CALL MARTHA AT 916-508-0911

GREAT HOME!

7438 Cosgrove wayrepeat

SACRAMENTO $260,000New roof, H & A, hrdwd flrs, fresh paint .

CALL MANUEL AT 916-519-5413

PAGE 44 Now On-Line at www.rebuyersguide.com DECEMBER 2008

Page 45: Real Estate Buyer's Guide

For more information & photos log ontowww.imrehomes.com

(916) 834-6873 Email: [email protected](916) 834-6873

CASTLES TO LANDSACRAMENTO, PLACER & EL DORADO COUNTIES

CASTLES TO LAND

22540 Wildflower Driverepeat

BANK REPO IN PIONEER! This 3 bedroom, 2bathroom, 1150 square foot home is located on 2.4beautiful acres in Pioneer. The interior and exteriorare in good shape. This one has TONS of potential!(22540W) $197,900

PIONEER

6290 Outingdale Rdrepeat

BEAUTIFUL HOME IN WINE COUNTRY! This3-4 bedroom, 2 bath, 2336 square foot home has itall! Located on 4.24 acres in the heart of Fairplaywine country. Home has wine closet, waterfall/pond,and open floor plan! ABSOLUTELY BEAUTIFUL!(6290O) $375,000

SOMERSET

6843 Log Cabin Lanerepeat

BANK REPO IN PLACERVILLE! This 3bd,2ba,1667 sq ft newly constructed home is located on2.55 usable acres. Interior offers great rm concept,tile counters, stainless steel appliances. Locatedclose to El Dorado National Forest, equestrian trails &Swansboro Airport! (6843LC) $284,900

PLACERVILLE

1323 Angora Lakerepeat

INCREDIBLE 2400 sq ft, 3-4 bedrooms, 2.5 baths,knotty cabinets/doors/trim, wood blinds, gaslog fire-place in family room with fabulous mantle, double-sided fireplace overlooks master bedroom, jettedtub, huge bonus room, deck, cedar exterior,spa. (1323AL) $675,000

SOUTH LAKE TAHOE

Streambed Lanerepeat

BEAUTIFUL LOT with Weber Creek access!Frontage & views, almost an acre of usable land,public water at site (need meter), great view over-looks Weber Creek. 5 minutes to downtown Placerville& Hwy 50, yet has nice woodsy, secluded feeling.Build your dream home! (SB) $169,000

PLACERVILLE

9444 Harbour Pt #273repeat

BANK REPO IN ELK GROVE! This beautiful 2bedroom, 2 bathroom,1067 sqft condo has it all!Granite counter tops, tile floors, and stainless steelappliances. Make this beautiful home yours! A mustsee! (9444HP) $139,900

ELK GROVE

Iona & Rich MeridethIona & Rich Merideth

4241 Pine Forestrepeat

BANK REPO IN POLLOCK PINES! This 3bedroom, 2 bath,1496 sq ft home is nestled in thePines of the Sierra Foothills. Located 5 Minutes fromJenkins Recreational Lake and 1 hour from SouthLake Tahoe. Interior offers Knotty Pine paneling, anda loft! (4241PF) $189,900

POLLOCK PINES

3000 Pleasant Oak Rdrepeat

BEAUTIFULLY REMODELED HOME in the mountains! This beautiful 3-4bd, 2.5ba, 2155 sf home on 1.24acres has it all! Recent remodel boasts hrdwd flrs, granite counters, hickory cabinets, SS appliances, & muchmore! Enjoy beautiful setting from the spacious decks! (3000PO) $425,000

PLACERVILLE

1923 DesperationNew (provided)

TWO HOMES ON 11 ACRES! Beautifully up-graded 1980 square foot, 4 bedroom, 3 bath mainhouse offers granite counters, hardwood floors, andjetted tub. The 3 bedroom, 2 bath granny flat is ingreat condition. What a great deal! Check it out!(1923D) $549,000

SHINGLE SPRINGS

554 Porter ctNew (provided)

GREENBELT LOCATION with beautful pool! This3-4bd, 2.5ba, 2668 sf single story offers over $100kin upgrades including a beautiful pool, professionallandscape, slab counters, maple cabinets, tile mas-ter bath, video surveillance sys, RV parking, fabulousgreenbelt/cul-de-sac location. (554P) $650,000

FOLSOM

9583 Dunkerrin Wayrepeat

BANK REPO IN ELK GROVE! This 2 bedroom,2.5 bath,1145 sq ft two-story home is in good, cleancondition. The backyard has a gazebo and deck.There is a one-car attached garage. Come take alook! (9583D) $169,900

ELK GROVE

1169 Kingfisher circleNew (provided)

BEST IN FOLSOM! This 4/5 bedroom, 3 bath, 3134 sq ft home is in turnkey condition! Interior featuresgranite counters, maple cabinets,tile,designer colors & more. Custom garage with cabinets, workbench, &epoxy floor. Exterior offers stamped concrete patio & privacy! (1169K) $539,000

FOLSOM

1110 Trails EndNew (provided)

GREAT HOME WITH LAKE VIEWS! This 5-6bedroom, 3 full and 2 half bathroom, 3839 squarefoot home on 5 acres has it all. Granite counter,stainless appliances, 2 master suites, huge bonusroom, beautiful landscape and views of LakeArrowbee! (1110TE) $599,000

PLACERVILLE

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 45

Page 46: Real Estate Buyer's Guide

PAGE 46 Now On-Line at www.rebuyersguide.com DECEMBER 2008

(Sacramento County) - The Home Buyer Classaddresses how to take advantage of Sacramento’srapidly changing real estate market. This special classwill only be held twice. You will receive clear, practi-cal information you can use now in today’s market.

This class is an information-packed 2 hour formatand will be held at the South Natomas CommunityCenter in Sacramento. Whether you presently owna home or this is your first time, you will gain musthave information BEFORE you make your nextreal estate investment.

FREE Home Buyer Class

What SacramentoHome Buyers are Saying:

“Cherie was the best teacher ever. We didn’tthink we could afford our own home. Shecoached us through the buying process andwas a great mentor. The home we found inHollywood Park was perfect. It was a bankforeclosure and we saved $71,000 under theappraised value. We Love It !!”

—M. Perkins, Sacramento

Special Foreclosure SectionYou Will Learn:

• The truth about short sales.• The SECRETS of buying Foreclosures.• 10 costly mistakes to avoid.• Is now the right time to buy?• Do I qualify for a zero down loan?• How to get the seller to pay your

closing costs?• Top 10 ways to improve my credit.• How much home can I afford?• What is the best way to find the

“hot deals” ?Class Location:

South Natomas Community Center2921 Truxel Road

Sacramento, CA 95833

Wednesday, January 21, 20096:30 P.M.–8:30 P.M.

Classroom Opens at 6:00 P.M.

This class is a FREE community service,nothing is sold and there is no obligation.

You may also bring a guest.

Class size is limited so register early.

RSVP:Call Free Recorded Message

888-217-8811 Ext. 45Check out our website:

www.sacramentobuyerclass.comSponsored by: Marshall & Associates Real Estate Inc.

HUD HOMES10830 Tims Lane

REPEAT

ELVERTA $399,000COMFORTABLE COUNTRY CHARMER! Fantastic RV garage & work-shop that is 1800 sq ft +2 horse stalls & tack room. Home is 1500 sq ft with 3bedrooms, 2 baths. Very Serene Setting. (10830T)Call Lori 916-761-6264 • Marshall & Associates Real Estate, Inc.

REDUCED!

Special Government Program3-4 Bedrooms

For Only $100 DOWNVisit:

www.Only100Down.comDRE#01525239

Page 47: Real Estate Buyer's Guide

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 47

Page 48: Real Estate Buyer's Guide

DIRECTORY OF ADVERTISERS

© Real Estate Buyer’s Guide, Inc.

VOLUME 19 • NUMBER 1 • DECEMBER 2008

Agave Real Estate, Inc. ............................................................................................ 44Ameri-Cal Real Estate/Francine DiGiorgio .............................................................. 23Dick Armstrong Real Estate ............................................................................ 14, 15Capital Valley Real Estate .......................................................................................... 2Century 21 - Haley & Associates ................................................................... 20, 21Century 21 - Haley & Associates/Barb Loftis .......................................................... 7Coldwell Banker/Sandi Burden-Bradley .................................................................... 42Coldwell Banker/Tom DiGiacomo ............................................................................... 41Coldwell Banker/Adam Okonski ................................................................................. 47Eagle Realty ................................................................................................... 25, 60, 61ERA - Rocklin Real Estate/Cheryl Marr ................................................................... 26ERA - Select Group/Debbie Simonin ......................................................................... 27GM Realty ...................................................................................................................... 10Gold Valley Real Estate ............................................................................................... 9Great West GMAC Realty/Ted Golshanara ................................................................. 8Great West GMAC Realty/Maggie Moore ................................................................... 7Hanson’s Mobile Homes ........................................................................................... 57The Hot List .................................................................................................................. 17In Demand Home Inspections ................................................................................... 9Keller Williams/Brent Gove ............................................................................................ 3Keller-Williams/Lynda & Tony Kirk .............................................................................. 19Keller-Williams/Iona Merideth ..................................................................................... 45Keller-Williams/The Sherrets Team ................................................................................ 5Keller-Williams/Bruce Slaton ................................................................ 22, 28, 58, 59Lending Solutions ....................................................................................................... 17Marshall & Associates .............................................................................................. 46NuVision Realty .................................................................................................... 24, 43Paradise Financial Group, Inc./Brian Barnes ........................................................... 18

MARK CRAIG President /Publisher

TOM CRAIG Vice President of Marketing

CATHY ARNOLD Production Manager

©2008 Real Estate Buyer’s Guide, Inc.OFFICE: 1035 Suncast Lane, Ste. 123, El Dorado Hills, CA 95762

WEBSITE: www.rebuyersguide.com

Sales: (916)941-2329Fax: (916)941-3614

S T A F F

Real EstateOnline, In Print, On Target!

B U Y E R ’ S G U I D E

All Real Estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, familialstatus or national origin, or intention to make any such preference or limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All personsare hereby informed that all dwellings are available on an equal opportunity basis. For further information call HUD Toll Free at 1-800-669-9777

All houses subject to prior change without notice. Real Estate Buyer’s Guide, Inc., reserves the right to refuse any advertising which we deem unsuitable for any publication. No liability assumed forerrors or omissions of advertisers from the directory of advertisers. Unless otherwise noted, all photographs artwork and ad designs printed in the Real Estate Buyer’s Guide are the sole property of RealEstate Buyer’s Guide, Inc., and may not be duplicated or reprinted without Real Estate Buyer’s Guide, Inc. express written permission. Real Estate Buyer’s Guide, Inc., and advertisers are notresponsible for any typographical, production or ad copy errors, including inaccurate information provided by advertisers.

Paradise Financial Group, Inc./Paula Smart ............................................................. 42Paragon Real Estate/Anthony Rueda ....................................................................... 63Platinum Financial Corp. .......................................................................................... 12RE/Max Gold/Anita Anderson ....................................................................................... 40RE/Max Gold/Bank Owned Properties ......................................................................... 29RE/Max Gold/Ron Benning ........................................................................................... 39RE/Max Gold/Ric Cheng ............................................................................................... 40RE/Max Gold/Andrew Lee ............................................................................................ 38RE/Max Gold/Thomas March ........................................................................................ 37RE/Max Gold/REO Deal Makers .............................................................................30–35RE/Max Gold/Mary Stacy .............................................................................................. 36RE/Max Gold/Stuart Warner .......................................................................................... 64RE/Max Professionals/Margo McBride ....................................................................... 4Real Estate Masters .................................................................................................. 13Realty World - A+ Real Estate/Shirley Kistler ........................................................ 53Realty World - Complete Real Estate/Garth Evans ............................................ 55Realty World - Del Rio/Charli Hand .......................................................................... 52Realty World - Franklin Properties/Ed Favinger .................................................. 51Realty World - Greater Sacramento Properties ............................................... 56Realty World - Justice Team/Steve & Scarlett Justice .......................................... 54Realty World - Superior Realty/Chris Mesunas ..................................................... 50Realty World - Westcamp Realty/Carlotta Diaz ....................................................... 51Runyan Real Estate ...................................................................................................... 6Security Pacific Real Estate/Robert Dillon ............................................................ 23ShortRefiNow! .............................................................................................................. 49Statewide Realty & Mortgage/Amardeep Singh ................................................... 16Town & Country Real Estate .................................................................................... 62Treaster Real Estate .................................................................................................. 11

Five StarrHome InspectionsBuying a home may be the biggest investment you’ll ever make. Although theprocess is very exciting it quickly becomes overwhelming. Five StarrInspections would welcome the opportunity to discuses withyou how the Five Starr System will benefit you and more importantly how it willdiminish or completely eliminate the guesswork in buying a new home.

COMPETENCE • INTEGRITY • KNOWLEDGE • EXPERIENCEState of the Art Computerized Inspections and Reports

Comprehensive-easy to decipher (no jargon) • Expedite Sale

ONLINEOrder Forms • Scheduling • Payment Options and Acceptance

WhyInspect.com 916-837-6464

Five Starr Home Inspections Introductory Offer

YOUR NAME

YOUR PHONE#

COMPANY NAME

INSPECTION ADDRESS

MAIL REBATE TO

REBATE OFFER: At the conclusion of the inspection and after payment is received.FAX TO 720-834-7165 OR E-MAIL TO [email protected]

One rebate per inspection. Offer ends December 31, 2008.

PAGE 48 Now On-Line at www.rebuyersguide.com DECEMBER 2008

$50.00 REBATE

Page 49: Real Estate Buyer's Guide

Attention Real Estate Agents: Your sellers canavoid foreclosure. Available loan modification programscan position their properties in a price range in order tosell in today’s real estate market.The recent Governmental Economic Stimulus Act of 2008 provides for special

conversion programs. Find out about the one best suited for your seller.

Contact: ShortRefiNow at 866-920-2500The lenders do not want your seller’s house back. It coststhe lender a great deal of money and time to foreclose.We can help in these ways:

1. Reduction of Principal Loan Balance – lower monthly payments2. Reduction of Interest Rate on the Loan – lower monthly payments3. Conversion of the Term of the Loan to a Longer Fixed Term –

reduces the monthly payments4. Adjustment, Elimination or Repayment of Past Due Balances and/or

Mounting Interest Fees – allows the seller to get back on track with payments

5. ShortRefiNow can stop foreclosure IMMEDIATELY6. Satisfaction is backed by a 100% MONEY BACK GUARANTEE

“The bank istrying to take

my home” Real Estate Agentsare hearing that a lot

in today’s market.

Help is available.Call 866-920-2500Over 30 years of mortgage

and lending experienceMember: BBB and Roseville Chamber of Commerce

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 49

Page 50: Real Estate Buyer's Guide

CHRIS MESUNASThe Road to Success Starts Here

Office: (916) 535-0530 • Web Site: www.ChrisMesunas.com

2591 Parkcrest Wayrepeat

ROSEVILLE $450,000GORGEOUS HOME IN ROSEVILLE! This home has 5bed, 4 bath with 3800 square feet of beautiful space. Formaldining, living room, and family room with loft. (2591P)

CALL 916-535-0530 FOR MORE INFO!

S U P E R I O R R E A LT YTM

Each office is independentlyowned and operated.

734 Davenport Wayrepeat

LINCOLN $225,000BEAUTIFUL LINCOLN HOME! This beautiful 3 bed, 2 bathsits in a newer development in Lincoln. 1599 square feet witha fireplace in the family room. (734D)

CALL 916-535-0530 FOR MORE INFO!

805 Spotted Pony Lanerepeat

ROCKLIN $399,000BEAUTIFUL ROCKLIN HOME! This beautiful home has 4bedrooms, 31⁄2 baths & 3469 sq ft. Kitchen with granite countertops, tile flooring and island. Formal dining room, formal livingroom, and much much more… (805SP)

7613 Tamarindo Bay Driverepeat

SACRAMENTO $350,000BEAUTIFUL SACRAMENTO HOME! This home is 3753sq ft, 5 bedrooms & 3 baths, located in a beautiful neighbor-hood near shopping, schools, & much more. (7613TB)

CALL 916-535-0530 FOR MORE INFO!

2824 Turnbuckle Circlerepeat

ELK GROVE $230,000BEAUTIFUL HOME IN ELK GROVE! This home has 3bedrooms, 2 baths. Square footage is 1220. Dining in kitchen,fireplace in family room. (2824T)

CALL 916-535-0530 FOR MORE INFO!

119 Guaymas Placerepeat

DAVIS $315,000GREAT STARTER HOME! This cute 2 bedroom, 1 bathroomin a great location Davis! The home has beautiful landscapedbackyard. (119G)

CALL 916-535-0530 FOR MORE INFO!

1761 Skinner Averepeat

OLIVEHURST $225,000BEAUTIFUL HOME IN OLIVEHURST! This beautifulhome is 2283 square feet with 3 bed, 2.5 bath. It’s located in anewly developed neighborhood. (1761S)

CALL 916-535-0530 FOR MORE INFO!

1633Teralba WayNew (MLS)

SACRAMENTO $145,000DUPLEX! This wonderful home has 2 bedrooms, 2 bath-rooms and 1133 square feet. The home is located in Natomas.(1633T)

CALL 916-535-0530 FOR MORE INFO!

223 West El Camino Averepeat

SACRAMENTO $320,000GREAT HOME WITH A GREAT PRICE! This beautiful 4bedroom, 2 bath home is located near downtown Sacramento.(223WEC)

CALL 916-535-0530 FOR MORE INFO!

7569 18th Streetrepeat

SACRAMENTO $159,000GREAT FOR FIRST TIME BUYER! This nice 4 bedroom,2 bath home has 1640 square feet of space to live in. It has aformal living and separate family room with fireplace. (7569/18)

CALL 916-535-0530 FOR MORE INFO!

PAGE 50 Now On-Line at www.rebuyersguide.com DECEMBER 2008

NEED A LOAN?FHA Financing

1st TimeBuyers Programs

AvailablePlease contact Phil at

916-535-0575Extension 206

Page 51: Real Estate Buyer's Guide

140 North Grant Lanerepeat

FOLSOM $265,000BUY THIS TOWNHOME WITH LESS CASH

UP FRONT THAN IT COSTS TO RENT! Seller will pay 3% Down Payment Assistance & 3% forBuyer’s Closing Costs. www.140NorthGrant.com

770 Glen-Mady Wayrepeat

FOLSOM $209,000ALMOST 1⁄2 ACRE IN HILLCREST… Perfect for a largesingle story! The lowest priced lot in Hillcrest. Owner willassist in financing until you get your construction loan.

Residential Investment Real Estate Is Back!Go to www.theduplexguy.net and get your FREE

list of bank owned duplexes & fourplexes!

Sign up to receive my daily list of INVESTMENTPROPERTIES with Their Projected “Ca$h Flow”

WE DO PROPERTY MANAGEMENT!www.haven-properties.com

Buy an investment property through us and we’ll dothe management FREE for the first 6 months!

Contact us for more details on this great offer.

Call Ed @ 916-203-1260 today orEmail: [email protected]

EdFavingerBroker, CRS, GRI

www.theduplexguy.netwww.sacto-cashflow.com

916-203-1260 Mobile

916-990-0770 Office F R A N K L I N R E A L E S TAT E

7846 Grandstaff Dr.New (MLS)

SACRAMENTO $99,900JUST A LITTLE TLC and this fixer could be home sweethome! This small but comfy 3 bedroom 1 bath house iswaiting for the right owner. (7846G)

2415 Meadowland WayNew (MLS)

LINCOLN $279,900ASK THE NEIGHBORS… what they think about the neigh-borhood. You’ll find friendly people who think they live in thenicest block on the nicest street! (2415M)

9058 Chantal WayNew (MLS)

SACRAMENTO $195,000WOW, WHAT A DEAL! Located in a very pleasant Sacra-mento neighborhood this home features oak cabinets, neutralcolors, tile counter tops and much more. (9058C)

8273 Tanoak WayNew (MLS)

CITRUS HEIGHTS $149,000IT’S PANIC TIME! Owner can’t hold out, so this 3 bedroom,1 bath home with a 2 car garage, located in a nice and quiteCitrus Heights area is a steal! (8273T)

210 Del LuzNew (MLS)

FAIRFIELD $175,000WHY PAY RENT? When you can purchase this 2 bedroom1 bath condo. With the low maintenance yard you can spendyour Sundays resting instead of doing yard work. (210DL)

8549 Armada Ct.New (MLS)

ELK GROVE $285,000REASONS TO MOVE to Elk Grove and location is just oneof them. Others include beautiful landscaping, spacious andwarm floorplan, formal dining area just to name a few. (8549A)

CarlottaDiazBroker

W E S T C A M P R E A L T Y

[email protected]

www.SoldByCarlotta.com5777 Madison Avenue, Suite 720 • Sacramento CA 95841

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 51

Page 52: Real Estate Buyer's Guide

DEL RIO

916-777-5091Fax 916-777-6123

207 2nd StreetIsleton, CA 95641

CharliHandBROKER

The Right Agent makesAll the Difference in the World

176 Oxbow Marina Drive

Ball Road

6700 Hwy 36 West

$2,500Limited Number at this Price!

…The vacation getaway you have always dreamedof, but never dreamed you could own! 14,080acres, 22 sq. miles of recreational resort. Fabluloushunting, fishing, hiking, ATV, and horseback riding.

PLATINA$397,000

HUNTER’SDREAM!

400 acres, cabin, deerstands, year-roundspring, deeded ease-ments, grader andgenerator included.

ISLETON$510,000

RESORT LIVINGON THE WATER!

R-Wild Horse Ranch…

3470 Snug Harbor Drive

WALNUT GROVE $849,999Gorgeous Home on the Water with a Dock.

166 Oxbow Marina DriveNew (provided)

ISLETON $514,000RESORT LIVING EVERY DAY OF THE YEAR!Waterfront on main waterway with dock.

58 Main StreetNew text

ISLETON $399,000I WOULD MAKE A GREAT PIZZA PARLOR!This property was formerly a very successful barand restaurant. All inside renovations have beendone to code. $20,000 credit for fixtures available.

PAGE 52 Now On-Line at www.rebuyersguide.com DECEMBER 2008

Page 53: Real Estate Buyer's Guide

A + R E A L E S T A T E

OFFICE

916-962-2054CELL PHONE

916-296-1295

ShirleyA. KistlerBROKEROver 31 Years Experiencein Sacramento, Placerand El Dorado Counties

[email protected]

Expect a Difference withRealty World A+ Real Estate

JeanWright

916-390-3933

Check Out our Virtual Tour Listings at

www.ShirleyKistler.comVickiDaniels916-412-9888

2841 Santa Paula Courtrepeat

SACRAMENTO $189,950REMODELED CONDO! 2 bedroom, 952 sf single storyremodeled downstairs condo (no upstairs units), remodeledkitchen w/white cabinets, new ceiling & wall texturing, dualpane windows, wood laminate floors. (2841SP)

15399 Washington Roadrepeat

NEVADA CITY $649,000VICTORIAN SALOON, RESTAURANT & HOTEL! Sixfurnished Victorian bdrms, full service bar/restaurant, sepa-rate living quarters w/kitchen for owner. A rare find! (15399W)

3014 Tri Lanerepeat

CAMERON PARK $309,000LOTS OF ROOM AND LOW MAINTENANCE! 3 bed-room, 21⁄2 bath, 1814 sq ft two-story. Living room with fire-place & 20 ft ceilings, family room, pergo flooring, kitchenwith custom tile floor & island, two-car garage. (3014T)

1876 Tuscan Grove Circlerepeat

ROSEVILLE $576,000CROCKER RANCH MODEL HOME! 5 bedroom, 41⁄2bath, 3615 sq ft JMC model home—fabulous upgradesthroughout! Separate family room, large game room, 3 cargarage. (1876TG)

11330 Fair Oaks Blvd #210repeat

FAIR OAKS $115,000SENIOR ADULT COMMUNITY! Great unit in back ofcomplex. Great room with fireplace, dining room with bal-cony, master bedroom with large closet & balcony, largewheelchair accessible bathroom & shower. (11330FO)

1130 White Rock Road #13repeat

EL DORADO HILLS $15,000AFFORDABLE HOME IN FAMILY PARK! One bedroomplus den, updated kitchen & bathroom, new laminate floors,close to shopping & easy freeway access. (1130WR13)

978 Herr Wayrepeat - new photo

AUBURN $299,000QUIET & SERENE LOCATION ON NEARLY 1⁄3 ACRE!3 bedroom, 2 bath, 1610 sq ft custom home on .31 acres.Great room with fireplace, newly painted, new driveway, newkitchen appliances, 2 car garage. (978H)

968 Glennfinnan Wayrepeat

FOLSOM $455,000MERITAGE HOME IN EMPIRE RANCH! 4 bedroom, 3bath, 2337 sf home built in 2000, living room, separate familyroom, guest quarters and three-car garage. (968G)

6210 Manitoba Avenuerepeat

SACRAMENTO $59,000COUNTRY SQUIRE SENIOR PARK! Beautifully ap-pointed 2002 doublewide modular home, fully sheetrocked,2 bedroom, 2 bath, nearly new! (6210M)

3821-3829 43rd Avenuerepeat

SACRAMENTO $39,950ZONED MULTI-RESIDENTIAL $39,950 TO $59,950!Great Opportunity to purchase lots zoned RD 20. Call listingagent for package price on all 5 units, great for condos,duplex or apartments. (3821/43)

1130 White Rock Road #93repeat

EL DORADO HILLS $99,950GREAT FAMILY PARK! Two bedroom, two bath, 1456 sqft doublewide with den. Living room, dining room, largekitchen & breakfast nook, covered porch. (1130WR)

3008 Albatross WayNew (provided)

SACRAMENTO $129,900EARN YOUR SWEAT EQUITY! Two bedroom, one bath,969 sw ft fixer with detached two-car tandem garage. Homesold in present condition. (3008A)

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 53

Page 54: Real Estate Buyer's Guide

T H E J U S T I C E T E A M

8692 Daimler WayNew (provided)

SACRAMENTO $199,655BANK OWNED! Very nice home in goodneighborhood, open floor plan. (8692D)

“Frankly, my dear, WE DO give a damn!”

916-804-3500Scarlett & Steve Justice • www.ScarlettJustice.com • e-mail: [email protected]

Call The Justice Team for More Info on These Homes!

17 Frisinger Ctrepeat

SACRAMENTO $199,000HUGE YARD! Beautiful 3 bdrm, 2 bathhome convenient to everything. Seller hasremodeled the living rm w/designer tile floor-ing, textured walls enhance the frplc. (17F)

661 Dover Lnrepeat

LINCOLN $269,900BANK OWNED! Large kitchen/family roomarea, pool size yard. Loft can be extra bed-room or office or ? Spacious master bdrm withoval tub, separate shower & dual sinks. (661D)

1543 Glen Wayrepeat

YUBA CITY $155,000AFFORDABLE IN YUBA CITY! Located ona cul-de-sac this home has a large backyard,hrdwd flrs in living rm, garage is game rm w/wood stove. Dog run & 2 storage sheds. (1543G)

1168 Whyler Rdrepeat

YUBA CITY $175,000LARGE HOME WITH LARGE LOT! Familyrm is very large w/3-sided frplc between living,family, & dining rms, great for entertaining, largepicture wndws of front & back yards. (1168W)

6049 Grant Averepeat

CARMICHAEL $489,000BEAUTIFUL CUSTOM HOME! Granitecountertops, Brazilian hardwood floors, trav-ertine floors & shower, huge master bedroomwith jacuzzi in the bath. (6049G)

1356 Hobart Drrepeat

MARYSVILLE $325,000GREAT INVESTMENT OPPORTUNITY!Fantastic owner financing on 4-plex, all units are2bd, 1ba w/new paint, gutters, & new CH&Aunit installed, separate laundry rm. (1356H)

8227 Garry Oaks DrNew (provided)

CITRUS HEIGHTS $299,000TOTALLY REMODELED with no expensesspared! (8227GO)

9555 S. Coast Lnrepeat

ELK GROVE $210,000SHORT SALE! Beautiful light & bright 3 bed-room, 21⁄2 bath with newer laminate & granitefloor in kitchen, designer shutters, exquisitefrench doors to patio with built in BBQ. (9555SC)

6035 Shawanda CtNew (provided)

CITRUS HEIGHTS $164,900FIXER! Some updating, newer roof. (6032S)

Call Toll Free 888-541-5818for FREE Recorded Information 24/7

4976 Valley Hi DrNew (provided)

SACRAMENTO $117,800GREAT STARTER HOME with wood floors,whole house fan, fireplace on good size lot.Needs a little TLC. (4976VH

8008 Loucreta DrNew (provided)

SACRAMENTO $138,000BANK OWNED! Selling AS IS, Great invest-ment property, live on one side and rent outthe other. Seperate backyards. Each unit is 2bd, 1 ba, 850 sq ft. (8008L)

8567 Phoenix AveNew (provided)

FAIR OAKS $459,900UNIQUE PROPERTY with guest quartersdownstairs with one bedroom, bath andkitchen. Beautiful landscaping, updatedkitchen, formal dining room, saltwater pooland over-sized 2 car garage. (8567P)

619 Robin DrNew (provided)

VACAVILLE $359,9502381 SQFT OF LIVING SPACE! 3 cargarage, family room w/ fireplace, formal din-ing rm w/seperate living rm. Kitchen is openw/island and built-in refrigerator. Master suitehas sunken tub. By appointment only. (619R)

EXT 110

EXT 115

EXT 120

EXT 125

EXT 130

EXT 135

EXT 145

EXT 165

EXT 170

PAGE 54 Now On-Line at www.rebuyersguide.com DECEMBER 2008

The most important 4 things everyrenter should know before buying any home

CALL 888-541-5818 EXT 193How to find the right house for you & your family

CALL 888-541-5818 EXT 192How to buy your first home… the easy way!

Avoid the 10 most common, painful, frustratingmistakes first time home buyers make

CALL 888-541-5818 EXT 191

EXT 105

EXT 140

EXT 160

EXT 175

EXT 180

Page 55: Real Estate Buyer's Guide

Garth Evans, MBABROKER/OWNER

150 G Street #109Lincoln, CA 95648

OFFICE: 916-408-2222TOLL FREE: 866-414-9414

C O M P L E T E R E A L E S TAT E

www.LincolnLiving.com

1399 REGENT CIRCLENew (provided)

LINCOLN $269,000NO MELLO ROOS! Well-built 5bed/4bth Centex home indesirable Lincoln Crossing. Tremendous upgrades and en-joy Club Lincoln pools and fitness center. (1399R)GARTH EVANS 916-408-2222

1750 CLIFF SWALLOW LANENew (provided)

LINCOLN $350,000TURN-KEY IN SUN CITY! Great Tehama model in thehills of Sun City Lincoln. 55+ active adult community. Enjoythe lifestyle that Sun City has to offer. (1750CS)GARTH EVANS 916-408-2222

1147 BROOKSIDE LANENew (MLS)

LINCOLN $175,0004 BEDROOM PRICED TO SELL! Great opportunity toown a home in Lincoln. This 4 bedroom home has a largeyard and is in a good location within walking distance to theelementary school. (1147B)

6950 ANDRESSEN ROADNew (provided)

SHERIDAN $475,000COUNTRY GET-AWAY! A spacious home & room to moveon 9 acres. Completely paved driveway & lots of pavedparking, detached 3 car garage w/shop area, RV port & tonsof storage. Bright kitchen w/island, skylight, laminate flooring& more! (6950A)

2419 SAINT ANDREWS DRIVENew (MLS)

ROCKLIN $659,999MANSION OAKS CUSTOM HOME! Amazing upgradesincl. stainless appliances, granite, crown, hardwood, pre-mium carpet, travertine, central vac, jetted tub, 6-headshower & so much more! Home Theater Room and privateyard with pool+spa and tons of other upgrades. (2419SA)

TM

250 SERENE ESTATES LANErepeat

LINCOLN $1,175,000TOP OF THE WORLD! 360 degree views on this amazing19.9 acres! Custom home with paved drive, 2600 sq ftdetached garage with RV door. Year round pond, pool andspa. Simply amazing! (250SE)GARTH EVANS 916-408-2222

2153 Donovan Driverepeat

LINCOLN $419,999BIG & BEAUTIFUL! Over 4000 SF of living space & highlyupgraded—you’ll fall in love with this home! Granitecountertops, stainless appliances, 18 inch tile flooring, up-graded cabinets & too much more to list! (2153D)GARTH EVANS 916-408-2222

357 DAYLILYNew (provided)

LINCOLN $539,000SUN CITY! Rare Ventura model with curb appeal… greatlocation close to Kilaga Springs Clubhouse and OrchardcrestLodge. Over 2200 sq ft and a beautiful yard. (357D)GARTH EVANS 916-408-2222

2990 IRONWOOD LANENew (provided)

LINCOLN $1,150,000LUXURIOUS LINCOLN ESTATE! Private location &exceptional craftsmanship! Richly appointed w/marblecounters, prof. appliances,6 burner range & huge pantry.2x6 const., upgrd insulation, dual A/C & ceiling fans. Imper-fect smooth walls, surround sound, premium carpet, traver-tine, hardwood & central vac and much more! (2992I)

000 FRUITVALE ROADrepeat

LINCOLN $359,9995 ACRES CLOSE TO TOWN! Don’t miss out on thisbeautiful oak-studded 5 acres close to town! Great locationon a quiet street, perfect home site, well and stream runningthrough property. Build your dream home! (000F)GARTH EVANS 916-408-2222

2193 MOUNT ERRIGALrepeat

LINCOLN $349,99912 BRIDGES BEAUTY! Spacious single story home withdesirable location.Tons of upgrades:Granite counters,cherrywood cabinets, double oven, tile flrs, upgraded carpet,crown molding & paint. close to new park & trails. (2193ME)GARTH EVANS 916-408-2222

330 Grapevine Ravine LaneNew (provided)

NEWCASTLE CALL FOR PRICESPECTACULAR COUNTRY ESTATE! Highly upgradedcustom estate on 10 beautiful acres-panoramic views ofgorgeous pond and golden hills. You'll be impressed withthe exceptional craftsmanship and meticulous detail-richlyappointed and fabulous open floorplan! (330GR)

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 55

Page 56: Real Estate Buyer's Guide

Greater Sacramento Properties“The right agent makes

all the difference in the world.”

916-354-2800DawnyCorsautOwner/Realtor916-769-7462

MattCorsaut

Broker/Attorney916-337-3949

View all listings at:www.RWSacProperties.com ~ www.RMHomesForSale.com

We show all available properties!

Sue ClarkRealtor

916-425-8036

Denise ShanahanRealtor

916-708-2017

Terry ConwayRealtor

916-204-6301

Rick RandallRealtor

916-599-4941

Liz FitzsimmonsRealtor

916-834-1130

6268 Puerto Driverepeat

SINGLE STORY LIVING! Located amongst million dollar homesthis custom 4 bedroom, 2.5 bath home opens up to beautiful greenbelt.Great floor plan with remote 4 bedrooms, hardwood floors, cofferedcathedral ceilings and more. Cozy fireplace in the master bedroom.Priced to sell! (6268P) $459,000

RANCHO MURIETA

11878 Rubilite Wayrepeat

ANATOLIA CHARMER! Open floor plan, downstairs 5th bdrm,upgraded kitchen with center island opens to family rm. Outside patioperfect for Summer. This home is waiting for your personal touches!Walk to the Anatolia Clubhouse! 3 pools, tennis courts, basketball, fullexericse room, snack bar & more. (11878R) $290,000

ANATOLIA - RANCHO CORDOVA

6139 Puerto DrNew (provided)

RELOCATION/BRING OFFER! Free golf cart! Fantastic 2592 sf homeprivately located at end of park 15 in Rancho Murieta’s Northside gatedcountry club! Built in 2000, this turnkey 4bd, 2.5ba beauty has picturesquegardens, formal din & liv rms, grand rotunda entry, big open “eat-in” KToverlooks fam rm, dining bar, & frplc. (6139P) $527,000

RANCHO MURIETA

15252 Medella CircleNew (MLS)

GOLF COURSE VIEWS! Great buy for this darling 3 bedroom. 2 bathhome. Located on Rancho Murieta South Golf Course. Country kitchenwith fireplace, breakfast nook and Breakfast bar. Don’t miss out on thiswonderful opportunity! (15252M) $209,000

RANCHO MURIETA

7346 Sonora Driverepeat

COME EXPERIENCE RESORT LIVING in Rancho Murieta Vil-lage. This 55+ older community is beautifully maintained with clubhouse, pool and spa. Great buy for this 2 bedroom, 2 bath home. Coverparking and large storage unit included. Don’t miss out on this wonderfulopportunity! (7346S) $153,000

RANCHO MURIETA

6400 Puerto DriveNew (provided)

CUSTOM ELEGANT European Masterpiece! Nearly 5000 sq ft, plusan additional 600 sq ft finished storage room. 5 bedrooms, 4 baths plustheater/bonus room. First floor master suite with fireplace. GorgeousEstate lot in Private Country Club Community. Exceptional detailingthroughout. (6400P) VALUE RANGE $999,000 - $1,195,000

RANCHO MURIETA

PAGE 56 Now On-Line at www.rebuyersguide.com DECEMBER 2008

Page 57: Real Estate Buyer's Guide

The Sacramento Area’sMost Affordable Housing

(916) 429-1877Hanson’s Mobile Home Sales

7000 Franklin Blvd., #1201 • Sacramento, CA 95823

GREAT COMMUNITIES • QUALITY LIFESTYLESMost of the manufactured home communities offer Clubhouses, Billiard Tables,

Swimming Pools, Spas, RV areas, Greenbelts, Gated Entries, EtcCall about our many properties…including these below:

Many Resale Homes Available!Ask about 5% Down Payment!

*Financing terms subject to lender’s terms and approval. Rates may change. Site fees may change.

www.HansonsHomes.com

This home is in greatcondition! 2 bedroom,1 bath with enclosedporch and upgradesthroughout. Locatedin a desired community.(73SR8005)

Resident Owned Park • $18,500

SITE FEE

$505.00/MONTH

1248 square foot doublewide! Great 2bedroom/2bath in gatedcommunity, close toshopping, light rail andfreeway. (72SR0974)

Affordable Living! • $14,900

$1013.62/MONTHINCLUDES SITE FEE

2 bdrm w/a 4 bdrm option.This home has it all. Largeliving rm, dinning rm,kitchen, laundry andmaster bdrm w/bath. Movein ready! (79SR1494)

TERMS: $4,990 down,9.5% fixed, 240 mo. term,$44,910 loan, $418.62P&I, $595 site fee.

Huge Triple Wide • $49,900

1

2

$666.73/MONTHINCLUDES SITE FEE

Very karge 2brm/2bathwith 1728 sq ft, largefamily room, living roomand kitchen. Vaultedceilings and texturedwalls. (90SR0443)

TERMS: $2,590 down,9.0% fixed, 240 mo. term,$23,310 loan, $209.73P&I, $457 site.

Tons of Square Footage! • $25,900$744.90/MONTHINCLUDES SITE FEE

Easy Financing! Excellent3bd/2ba double wide w/large rooms, walk-inclosets, huge kitchen w/island, & plenty of storagespace. (77SR0172)

TERMS: $3,050 down,10% fixed, 240 mo. term,$27,450 loan, $264.90P&I, $480 site fee.

Great 3 Bdrm Home • $30,500

63

$838.90/MONTHINCLUDES SITE FEE

Large 2bdrm/2bath with aspacious floor plan. Veryclean & tidy. Huge deckfor outside enjoyment(73SR7515)

TERMS: $6,900 down,8.75% fixed, 240 mo.term, $27,600 loan,$243.90 P&I, $595 site.

Move-In Ready! • $34,500

4

5

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 57

Page 58: Real Estate Buyer's Guide

9605 Golf Course LaneNew (provided)

THE RETREAT @ VALLEY HI3 BD 3 BA 2503 SF. Gas Fireplace

Tile & Hardwood Floors, On Golf Course24 Hr Info: 800-462-3942 Ext. 2905

6902 Pescado CircleNew (provided)

RANCHO MURIETA5 BD 2 BA 2403 SF. 2 Fireplaces

Gated Comm, Updated Kitchen, Loft24 Hr Info: 800-462-3942 Ext. 2925

6769 Koster WayNew (provided)

LAGUNA CREEK WEST2 BD 2 BA 1044 SF. Fireplace, Private

Backyard w/Covered Patio, Formal Dining24 Hr Info: 800-462-3942 Ext. 2545

9602 Big Timber DriveNew (provided)

WOODSIDE CREEK3 BD 2 BA 1127 sf. Fireplace

Carpet & Tile Floors, Vaulted Ceilings24 Hr Info: 800-462-3942 Ext. 2475

Know Your Value?WhatsMyHomeWorth.com

Powered By Bruce Slaton & Co.At Keller Williams Realty

9633 Richlyn WayNew (provided)

BACKER RANCH4 BD 3 BA 2548 SF. Fireplace

3 Car Garage, Formal Dining Area24 Hr Info: 800-462-3942 Ext. 2505

8837 Tritonia CourtNew (provided)

RACQUET CLUB ESTATES4 BD 2.5 BA 2847 SF. 2 Story

2 Fireplaces, Formal Dining Area, Bonus Room24 Hr Info: 800-462-3942 Ext. 2835

8758 Mesa Brook WayNew (provided)

SHELDON NORTH4 BD 2.5 BA 2163 SF. Formal Dining

Family Room Fireplace, Upgraded Int. Paint24 Hr Info: 800-462-3942 Ext. 2895

9728 Ruddy Duck WayNew (provided)

STONELAKE4 BD 3 BA 2914 SF. Fireplace

Large Patio, Upgraded Tile Kitchen Counters24 Hr Info: 800-462-3942 Ext. 2935

Condosrepeat

ELKGROVECONDOS.COMNew Construction, Short Sales

Builder Incentives & More24 Hr Info: 800-462-3942 Ext. 2325

3120 E. Pintail WayNew (provided)

STONELAKE4 BD 2 BA 2346 SF. Fireplace

Built In Spa, Master Suite, Private Backyard24 Hr Info: 800-462-3942 Ext. 2945

3808 Renwick AveNew (provided)

LAGUNA WEST3 BD 2.5 BA 1629 SF. Fireplace

Tile Countertops, Private Backyard24 Hr Info: 800-462-3942 Ext. 2955

10227 Pedra Do SolNew (provided)

BELAVIDA5-6 BD 3 BA 2982 SF. Formal Dining RoomCirculating Fireplace, Upstairs Bonus Room24 Hr Info: 800-462-3942 Ext. 2885

PAGE 58 Now On-Line at www.rebuyersguide.com DECEMBER 2008

UNDER 160

K

UNDER 390

K

UNDER 315

K

UNDER 270

K

UNDER 330

K

CONDOS

UNDER 150

K

UNDER 475

K

UNDER 285

K

UNDER 350

K

UNDER 335

K

COMIN

G SOON

Page 59: Real Estate Buyer's Guide

11815 Kirkwood Strepeat

5 ACRES3 BD 2 BA 1948 SF. Fireplace

20 Stall Barn, Fenced Pastures24 Hr Info: 800-462-3942 Ext. 4115

149 E StreetNew (provided)

HEAVY FIXER2 BD 1 BA 889 SF. 2+ Carport

Laminate & Tile Floors, Breakfast Nook24 Hr Info: 800-462-3942 Ext. 2855

9794 Harvey Rdrepeat

RANCHETTE5 BD 2 BA 2646 SF. 2.5 AcresFireplace, Pool, Covered Patio

24 Hr Info: 800-462-3942 Ext. 2105

12399 Rising Rdrepeat

3 HOME RANCHETTE4.77 Acres, 6 Pasture Areas, Barn

Newer Horse Shelter w/ Tack Room24 Hr Info: 800-462-3942 Ext. 2115

842 Lyonia DriveNew (provided)

QUIET STREET3 BD 2.5 BA 1399 SF, 2 Story

Laminate Countertops, Breakfast Nook24 Hr Info: 800-462-3942 Ext. 2795

421 Alpen Rose Wayrepeat

BUILT IN 20064 BD 3 BA 2231 SF. Large Lot

Separate Family Room, Great Value24 Hr Info: 800-462-3942 Ext. 4145

13987 Beskeen RdNew (provided)

RANCHETTE3 BD 2 BA 1196 SF. 2 AcresLaminate Floors, Dining Bar

24 Hr Info: 800-462-3942 Ext. 2675

13470 Alabama Streetrepeat

COUNTRY LIVING3 BD 2 BA 1778 SF, Gas Fireplace

2 Detached Garages, 3 Large Greenhouses24Hr Info: 800-462-3942 Ext. 2575

917 Casado Driverepeat

GREAT VALUE4 BD 2 BA 1196 SF. Tile Floors

New Carpet & Paint, Stucco Exterior24 Hr Info: 800-462-3942 Ext. 3905

622 Myrtle AveNew (provided)

GREAT VALUE2 BD 2 BA 800 SF. Large Yard

Updated Bathrooms, Carpet & Tile Floors24 Hr Info: 800-462-3942 Ext. 2725

124 Spruce AveNew (provided)

FIXER3 BD 2 BA 1112 SF. Fireplace

Hardwood Floors. Covered Patio24 Hr Info: 800-462-3942 Ext. 2215

158 Wagon WayNew (provided)

GOOD CONDITION4 BD 2 BA 1581 SF. Fireplace

Carpet & Tile Floors, Granite Countertops24 Hr Info: 800-462-3942 Ext. 2765

Know Your Value?GaltHomeValues.com

Powered By Bruce Slaton & Co.At Keller Williams Realty

UNDER 310

K

COMIN

G SOON

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 59

UNDER 85K

UNDER 195

K

UNDER 280

K

UNDER 165

K

UNDER 14

0K, F

IXER

UNDER 442

K

UNDER 220

K

19.5

3 ACRES

UNDER 260

K

UNDER 90K

Page 60: Real Estate Buyer's Guide

FREEPRE-QUALIFICATION

To see if you QUALIFY for a

ZERO DOWNREAL ESTATE LOAN

please call BRETT HAMILTONwith LANDMARK MORTGAGE

at 916-920-LOAN (5626) EXT 14

FREEPRE-QUALIFICATION

To see if you QUALIFY for a

ZERO DOWNREAL ESTATE LOAN

please call BRETT HAMILTONwith LANDMARK MORTGAGE

at 916-920-LOAN (5626) EXT 14

FINALLY!Why RentWhen YouCan Own?

It’s aBUYER’S MARKET!

REALTY

HOT-LINEwww.EagleRealty.org

VIEW MORE PROPERTIES ON OUR WEBSITE

STOP

MONTHLY P&I $1,788

7411 Wells Ave.repeat

CITRUS HEIGHTSNestled on a secluded 1⁄4+ acre lot, this home has manyupgrades and is a must see. There are 4 bedrooms, 2bathrooms & 1540 square feet.

1-800-803-9335 EXT 326

MONTHLY P&I $1573

10912 Alandale WayNew (provided)

RANCHO CORDOVAStunning California Spanish Ranch, distinctive tile roofing,white washed stucco, arches & Monterey hacienda style. Whatwould a hacienda be with out a pool? 5bd, 3ba, 2029 sf.

1-800-803-9335 EXT 322

RV ACCESS

4518 Waitsfield Cir.repeat

RANCHO CORDOVAShows like a model! Lg corner lot, upgrades galore, lowestprice in area. Live in luxury with all the modern conveniencespossible. Schedule your confidential appointment today!

1-800-803-9335 EXT 323

HOT-LINEwww.EagleRealty.org

VIEW MORE PROPERTIES ON OUR WEBSITE

PAGE 60 Now On-Line at www.rebuyersguide.com DECEMBER 2008

MONTHLY P&I $1,709

9136 Giant Panda Driverepeat - new photo

CHURCHILL DOWNS4 bedrooms, 2 baths, 2-car garage. Peaceful koi pond,landscaped, mini play house with power, RV & boat storage,large yard, lights & ceiling fans have remote controls.

1-800-803-9335 EXT 310

POOL

5 BEDROOMS

11863 Larisa WayNew (provided)

ANATOLIAThis beautiful home is elegant & stately & boasts the bestof the best: Open floor plan, gourmet granite slab kitchen,designer appliances, 3 car garage & more.

1-800-803-9335 EXT 309

$179,900

2635 Ellenbrook Dr.New (provided)

RANCHO CORDOVALovely 3 bdrm, 2 bath is perfect for 1st time home buyersor renters. Many upgraded features: Fresh interior & exteriorpaint, new dual pane windows, plumbing fixtures & more!

1-800-803-9335 EXT 314

$155,000

2475 McGregor DrNew (provided)

RANCHO CORDOVALocated in a quiet friendly neighborhood, this home isPERFECT for the 1st time home buyer. 3 bdrm, 2 bath, largefront yard. This home is a must see, priced to move quickly.

1-800-803-9335 EXT 313

POOL

11087 Buffalo River Ct.New (provided)

SUN RIVER3 car garage, gorgeous pool and built in spa. Popular tri-level,separate family room, downstairs bdrm & bath. Oversizedrear yard with large grassy area. 4bd, 3ba, 2006 sf.

1-800-803-9335 EXT 315

MONTHLY P&I $1,631

4359 Aubergine WayNew (provided)

MATHERImmaculate 3bd, 2ba in turn-key condition. Great room,open floor plan, convenient location. 1337± sq ft, located ona quiet sleepy street. Call for the Zero Down programs.

1-800-803-9335 EXT 316

MONTHLY P&I $1,675

8508 Giverny Cir.New (provided)

ANTELOPEIn the heart of Antelope this 4bd, 2.5ba 1991 Morrisonhome is on a quiet circle with spacious rear yard. Loadedwith tons of upgrades & amenities & much, much more!

1-800-803-9335 EXT 307

Page 61: Real Estate Buyer's Guide

FOR HOMESwww.EagleRealty.org

VIEW MORE PROPERTIES ON OUR WEBSITE

INCREDIBLEDEALS

You Can Afford!916-920-5626 ext. 14

FREECOPY

OF MOST RECENTFORECLOSURE,

REPO & HUD LISTCALL 1-800-803-9335 X346

FREECOPY

OF MOST RECENTFORECLOSURE,

REPO & HUD LISTCALL 1-800-803-9335 X346

License No. 01191824, License No. 01037048All offers, rates and terms are subject to change with-out notice. Information is accurate as of date of sub-mission. “Zero Down” financing is a 80% LTV, 3 yr Fixed,10 yr Int . Only 1st ARM w/6mo adjustments, & a20%LTV HELOC. “Pic-A-Pay” financing is a 80% LTV1st ARM w/1mo adjustments, a 15% LTV HELOC, &5% down. 1st Mtg. index is 6mo LIBOR w/1/1/6caps(7.696%APR). The HELOC is 5yr Int . Only ARMw/1mo adjustments , index is Prime w/cap of18(9.661%APR). The “Pic-A-Pay” payments show thelowest payment option. Choosing a less than full inter-est option could result in negative amortization. Pay-ments quoted do not include taxes or insurance.E

HALF-ACRE LOT

2640 Azalea Roadrepeat

SACRAMENTOVilla de Este, inspired by the famed estates in Northern Italy.Unique 3 arched entry & classic design—unforgettable! Stateof the art kitchen w/oversized island. 5bd, 4.5ba, 4151 sf.

1-800-803-9335 EXT 334

MONTHLY P&I $1316

2006 Esplanade Cirrepeat text - new photo

FOLSOMPOOL & SPA! 2005 2 story, 2bd, 2. ba home w/2 car attachedgarage. Golf course on one side & a sanctuary on the other. 1⁄4mile from Folsom Lake. Rare end unit = More windows!

1-800-803-9335 EXT 343

MONTHLY P&I $1327

1121 Congress Ave.repeat

SACRAMENTORanchette, completely remodeled. Dual pane windows, newpaint in & out, new laminate hrdwd flrs, new kitchen, newbaths… you name it, it’s been replaced w/sparkling new!

1-800-803-9335 EXT 319

FOR HOMESwww.EagleRealty.org

VIEW MORE PROPERTIES ON OUR WEBSITEE

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 61

MONTHLY P&I $712

3939 Madison Ave. #217repeat text - new photo

NORTH HIGHLANDSThis condo is PERFECT for your 1st time home buyer. It has2 bedrooms and 2 bathrooms, it has a firplace for those coldwinters and a pool for those hot summers.

1-800-803-9335 EXT 312

PRICE REDUCED!

1061 Houston Cirrepeat text - new photo

GRANITE BAYWOW! This Folsom Parkway beauty parkside hideawayboasts the Best of the Best. Corner lot directly across frompark & nature habitat. 4BD, 2.5BA, 2630 sq ft & a POOL!

1-800-803-9335 EXT 324

MONTHLY P&I $1,623

10989 Wethersfield DrNew (provided)

MATHERExperience exclusive community at Eastridge. Lovely 4bd, 2ba,1569 sf home shows like a model. Many upgrades & designerpaint colors, beautifully landscaped rear & side yards.

1-800-803-9335 EXT 308

OVER HALF-ACRE LOT

2600 Azalea Roadrepeat

SACRAMENTOFrench Mediterranean architecture; beauty & a lifestyle of grace& quiet elegance. Stone encrusted turret becons you into nearly4000 sf of luxury & state of the art conveniences. 5BD, 4.5BA.

1-800-803-9335 EXT 321

HALF-ACRE LOT

4490 Melissamou Lanerepeat text - new photo

SACRAMENTONestled on a private drive near the American River CollegeHills, this home is a European masterpiece. Comes with 4BD, 4.5 BA and 3841 sq ft. A must see!!

1-800-803-9335 EXT 311

REMODELED

8009 Talbot WayNew (provided)

CITRUS HEIGHTSThis 3 bedroom 2 bath home is a RARE BEAUTY! 2 cargarage, 1322 sq ft, gleaming hardwood floors, wood blinds,fresh paint. Very strong floor plan, extremely light & bright.

1-800-803-9335 EXT 317

ACRE

985 Yucatan St.New (provided)

SOUTH LAKE TAHOEThis spectacular English Tudor is five-diamond quality.Stucco & rock exterior supports the steep gabled copperspired roof. 3 master bedrooms, soaring ceilings, OldeEnglish craftsmanship showcase this elegant Estate.

1-800-803-9335 EXT 318

POOL

Page 62: Real Estate Buyer's Guide

916-354-3372“Your Premier Real Estate Connection”

To view our Virtual Tours and All Listings,visit our website at www.searchtc.com

CALLTOWN

ANDCOUNTRYREAL ESTATE

Bob NelsonBroker

916-718-7902

Patty JencoRealtor

916-952-1005

Terri DeSallesDirector of Sales

916-207-1687

Sheryl WolhartRealtor

916-768-2950

Abby Sue GoldenRealtor

916-804-8485

Jane RosettaRealtor

916-996-4438

Ina SemrauOwner/Broker916-214-1515

RANCHO MURIETA

15140 Brillar Courtrepeat

Super 1-Story on Cul-de-SacFormal & informal living area, tile entry &

rich hardwood floors. Family room w/fireplace.Landscaped backyard w covered patio &

ceiling fans. (15140B) • $299,900

Kerry SemrauRealtor

916-747-2355

Josephine GillinRealtor

916-425-1382

Carol ThamesRealtor

916-769-4109

Robert HendersonRealtor

916-397-8251

Brian MasseyRealtor

916-402-1505

Brigitte WomackRealtor

916-337-8450

Stan HollandRealtor

916-955-7301

6025 Dahboy Wayrepeat

Fabulous Yard with Pool!Updated, spacious master suite, pool w/views. 4 BR, laundry rm & large kitchen

nook, tile. (6025D) • $365,000

ORANGEVALE RANCHO MURIETA

6930 Pera Driverepeat

1-Story on Park-Like EstateAmazing sunsets & wonderful outdoor living just

shy of 1⁄2 acre! Formal & informal living & newfeatures throughout.tile floors in entry, living,

dining, family room & kitchen. (6930P) • $379,000

CAMINO

2960 Escondito CircleNew (provided)

Gated Country Communityof Rancho Del Sol!

Spacious home surrounded by nature & customhomes. 3.689 acres - Minutes from Hwy 50 &Apple Hill. Close to skiing, boating, fishing,

hiking, wine tasting. (2960E) • $385,000

RANCHO MURIETA

15425 Bent GrassNew (provided)

Picture perfect on FairwayGreat room w/ media niche, F/P, opened to kitchen

& bar,dining area, upgraded cabs, glass cooktop,glass pantry door. Crown molding throughout.

(15425BG) • $309,000

RANCHO MURIETA

7016 Pescado Circlerepeat

Old World Charm2BR, 2BA, great room & wood floors.New granite counters/appliances/

cabinets. (7016P) • $399,000

RANCHO MURIETA

14902 Lago Dr.repeat

Sierra Views!3640± SF, 3 bedrooms + office, Formal& informal living. Rich oak & marble

see-thru fireplace. (14902L) • $679,000

SOMERSET

8415 Blue Bonnet Lanerepeat

2 Homes on 10 Acres!3 acre pond. Water rights w/property. 5000 gal water

storage tank. Remodeled & updated KT in both homes.36’x36' horse barn built in 2007. Greenhouse

for garden & barn. (8415BB) • $789,000

RANCHO MURIETA

6438 Camino Del Lagorepeat

Great Location!Ranch style home with pool, 4 BR,

3.5 BA & oversized 4-car garage, .287 acre,2548± sf. (6438CDL) • $470,000

RANCHO MURIETA RANCHO MURIETA

15055 Fuente De PazNew (provided)

Tudor w/Pool & Lakeviews!3000± SF w/tile entry, LR w/marble F/P, office

& family rm w/hrdwd flrs & oak built-ins, kitchen

w/Corian counters. (15055FDP) • $689,000

RANCHO MURIETA

6551 Rio OsoNew (provided)

Oak Studded Lot!2053± SF, great room w/ gorgeous F/P,

skylights, Master w/ F/P - steelroof. (6551RO) ! $275,000

6249 Camino Del Lagorepeat

Stunning Contemporary!Dramatic architecture, 3370± SF,

3 Br + loft, 3 Ba. Remodeled kitchen/baths. (6249CDL) • $765,000

PAGE 62 Now On-Line at www.rebuyersguide.com DECEMBER 2008

RANCHO MURIETA

6515 Via Sereno, Park 5New (provided)

Pool, Spa & Waterfall!Oak studded cul-de-sac lot. Formal LR and

spacious formal dining room w/hardwood flrs& brick F/P. Kitchen w/island, pantry, dining

area & dining bar. (6515VS) • $598,000

Page 63: Real Estate Buyer's Guide

ELK GROVE

8675 Jenrose WayNew (provided)

THE PERFECT FAMILY HOME!4bd, 3ba, 3 car garage on large corner lot. Beautiful 14ftvaulted ceilings! Many upgrades incl. custom cherrywdblinds, Roman Cherry cabinets, dbl oven, laminate flooring.916-870-9821 $269,500

View all properties at: awruedarealestate.com

LINCOLN

1237 Seymour CirNew (provided)

BEAUTIFUL FAMILY HOME!Beautiful 4 bedroom, 21⁄2 bath, 2472 sq ft home located in awonderful Lincoln neighborhood.916-870-9821 $270,000

The Service You DeserveFrom The Professional You Can Trust

AnthonyRuedaBroker

E-MAIL:[email protected]

916-870-9821

FAIR OAKS

4824 Massey LnNew (provided)

WONDERFUL FAIR OAKS HOME!1928 house w/2280 sq ft on almost .5 acres, located in samegated community with new million dollar homes. Almosteverything is original in Farmer Bob’s house.916-870-9821 $289,900

FOLSOM

277 Oak Briar CtNew (provided)

AWESOME FOLSOM HOME!Awesome Mediterranean home in Oak Villas, located onone of the largest and most private lots in subdivision.916-870-9821 $310,000

ELK GROVE

10004 Mosiac WayNew (provided)

GORGEOUS JTS HOME!Beautiful JTS Home! 5 bedroom, 4 full bath, 3281 sq ft, 3 cargarage with a large backyard. This wonderful home has lotsof upgrades.916-870-9821 $349,000

ORANGEVALE

6508 Chentez CtNew (provided)

INCREDIBLE ORANGEVALE VALUE!Not your average bank owned property. Downstairs office/4th bd. Master bath features walk-in closet, double sinks,shower & tub. Pretty laminate flrs in entry & family room.Sparkling blue built-in pool. One of Orangevale’s best buy!916-870-9821 $349,900

GRANITE BAY

4674 Rolling Oaks DrNew (provided)

GRANITE BAY BEAUTY WITH POOL!Granite Bay Beauty! 3 bedrooms, 21⁄2 baths, 2288 sq ft.Built-in pool! Great location, great schools. Master suite hasa large private deck that overlooks the pool.916-870-9821 $425,000

SACRAMENTO

8138 Auberry Drrepeat

GREAT HOME WITH POOL!Beautiful 2/3 bedroom, 2 bath, 1702 square foot home thatis in terrific condition.916-870-9821 $175,000

SACRAMENTO

1797 Grand AveNew (provided)

INCREDIBLE VALUE!Check out the value here! 5 bedrooms, 3 baths, 2296 sq ft.Check out this HUGE house!! Located on a huge lot.916-870-9821 $169,900

SACRAMENTO

7411 Whisperwillow DrNew (provided)

GREAT BUY!Beautiful 2-story home—fully landscaped, kitchen granitecounter tops with 2243 sq ft, 3 bedrooms, 2 and half baths,built in 2006. Great Buy!916-870-9821 $208,000

RANCHO CORDOVA

12063 Erato CirNew (provided)

PERFECT FOR A LARGE FAMILY!Beautiful 2811 sq ft, 4 bedroom, 21⁄2 bath home featuringgourmet kitchen, master suite with tub, and fine detailsthroughout.916-870-9821 $314,900

SACRAMENTO

8281 Cabochon WayNew (provided)

BEAUTIFUL SINGLE STORY HOME!Home is spacious with high ceilings, over 2800 sq ft.Courtyard at entrance, granite kitchen counter, & muchmore at a great price!916-870-9821 $299,000

DECEMBER 2008 Now On-Line at www.rebuyersguide.com PAGE 63

Page 64: Real Estate Buyer's Guide