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Value Home Inspections, Inc.

Sherman McLeod

2228 Georges LanePhiladelphia PA 19131

HUD 203(k)

119 S. Easton RoadSuite 205

Glenside, PA 19038

[email protected]

Consultant's Report

Loan Work Write-Up

Borrower

Property Location

Prepared By

Inspection Date

3/11/2009

Property Information & Inspection

Value Home Inspections, Inc.(215) 886-0010115 E. Glenside Ave.

Suite 14Glenside, PA 19038 Fax: (215) 886-0011 Email: [email protected]

Phone:

Inspection Date: 3/11/2009

Inspector: Catherine Hall

Property Address


Consultant's File Number: 290069Georges

Sherman McLeod

Address: 2754 N. 45th StreetPhiladelphia PA 19131

Home Phone:

Other Contact Name:

Origination Date:

Months To Completion: 5

HUD Date Assigned:

Lender Loan #:

FHA Case No.:

Lender Information

HUD Information

Applicant's Information

Details

Lending Institution: Skyline Funding Group

Phone: (215) 632-5363

Loan Originator: Andy Leer

Owner Occupied Investor/Builder

Contingency Reserve %: 10%

Ext:

Contractors On Project

Inhabited: Not Occupied

Office Phone:

Cellular: (215) 840-6919

Other Phone:

Number of Draws: 6

At Start: 1 At Completion: 1Number of Units

Email: [email protected]

Picture

Loan Type: HUD 203(k)

#Name?

Copyright 2003 - Corporate Niche (406) 522-8856 Page 1 of 2


Inspector: Catherine Hall

Property Address


Consultant's File Number: 290069Georges

Lot Size Number of Dwellings 0

Number of Stories 0

Number of Commercial Units 0

Commercial Units Ratio

Building Size

Type of Construction

Estimated Age

Smoke Detectors at Inspection

Type Required

# Electric Services 0 On

# of Gas Services 0 On

Water On

Type Of Sewer

Utilities At Inspection

Smoke Detectors

Commercial Units

Building Physical Information

Inspection Weather Conditions

Initial Inspection Information

Underground Oil Tank Certification Needed:

Utilities On At Time Of Inspection:

Lead Paint Certification Needed:

Water Certification Needed:

Septic Certification Needed:

Septic Municipal Availability Present:

Smoke Detectors Needed:

Termite - Woodboring Treatment Needed:

Radon Gas Test Preformed:

Seperate Plumbing Certification Recommened:

Seperate Electrical Certification Recommened:

Seperate Heating Certification Recommened:

Seperate Structural Engineers Report Recommened:

Recommendations"Check Mark Indicates Yes"

Asbestos Report Neeed:

Inspector's Signature: Catherine Hall

Note: The Home Inspection is performed to identify those items that are obviously required for a property to comply with HUD's Minimum Property Standards as defined in HUD Handbook 4905.1. This Inspection is NOT INSPECTION OR CERTIFICATIONS BY LICENSED PROFESSIONALS WHICH MAY BE BENEFICIAL FOR THE BORROWER. The Borrower may wish to consider the above recommended inspections to further protect their interests beyond scope of the inspection.

Copyright 2003 - Corporate Niche (406) 522-8856 Page 2 of 2

Catherine Hall

Feasibility Analysis

Consultant's ID No: P0437Consultant:

Value Home Inspections, Inc.(215) 886-0010115 E. Glenside Ave.

Suite 14Glenside, PA 19038 Fax: (215) 886-0011

Email: [email protected]

Phone:Loan Type: HUD 203(k)

Consultant's File No.: 290069Georges

Phone:

Sherman McLeodBorrower:

Address: 2228 Georges LanePhiladelphia PA 19131


Skyline Funding GroupLender:

Address:Loan Originator Phone: (215) 632-5363


1. Masonry 2,000.00

Repair/replace concrete around pool

2. Siding 0.00

3. Gutters/Downspouts 300.00

Reconnect downspouts at front wall , properly angle gutters into downspouts

4. Roof 0.00

Replace damaged shingles at rear roof (left rear side)Replace missing/damaged flashing around rear of chimneySeal chimney flue- add snow cap

5. Shutters 0.00

6. Exteriors 750.00

Repair damaged columns (2) at front wall left sideAdd handrail at one side of side steps

7. Walks 750.00

Replace damaged concrete walks and curbing at front

8. Driveways 0.00

9. Painting (Ext.) 750.00

Scrape and paint all defective chipping window frames and exterior doors

10. Caulking 850.00

Caulk around exterior window and door frames

11. Fencing 1,850.00

Provide and install vinyl fencing around rear (35 ft) to enclose pool area at rear of home (including gate with lock)

12. Grading/Landscaping 0.00

13. Windows 1,200.00

Replace windows as needed at baths and pantry

14. Weatherstrip 0.00

15. Doors (Ext.) 1,000.00

Install new bilco (metal) basement doorReplace rotted door frame at basement door

16. Doors (Int.) 2,100.00

Provide and install new 6 - panel interior doors at all rooms throughout home (including knobs)

17. Partition Wall 3,100.00

Create walls at atticRepair / provide proper structural support at first floor ceilings at living room and pantry as directed by structural engineering report

Page 1 of 3Copyright 2003 - Corporate Niche (406) 522-8856


Phone:







18. Plaster/Drywall 12,000.00

Intall new sheetrockat all areas throughout home (ceiling and wall) as per plans (including attic area)

19. Decorating 5,100.00

Prime (2-coats) and paint 1 finish coat at all walls/ceiling surfaces color of borrower choice

20. Wood Trim 6,500.00

Install paint grade wood trim at all doors, windows, and baseboards at all rooms

21. Stairs 500.00

Repair/replace damaged stair treads as needed prior to carpet installation

22. Closets 1,400.00

Complete the installation of closets at 2nd and 3rd floor bdrms, including shelving and clothes racks

23. Wood Floors 5,500.00

Install hardwood flooring at living room, dining room and sun room areas (cost includes repairs to exisiting flooring and prep for new flooring), Install new sub-flooring at 2nd floor bath

24. Finished Floors 7,000.00

Install carpeting at all bedrooms, hallways and stairs at 2nd and 3rd floors

25. Ceramic Tile 2,850.00

Install ceramic tile at bath floor and walls at all baths, kitchen and pantry area,

26. Bath Accessories 1,200.00

Provide and install all accessories at all baths (toilet rolls, towel racks, medicine cabinets-flush mounted)

27. Plumbing 12,000.00

Provide and install complete new supply and DWV systems to home, utilizing exising components where possible(Cost includes all faucets, fittings, and elements throughout home)Install new three piece baths at 2nd floor hall, 3rd floor (toilet, sink, tub w/shower over tub)Install new 3 piece bath at master bedroom - (stall shower, toilet,sink)Provide and install tankless water heating system with possible multiple zone application as needed

28. Electrical 8,000.00

Install gfi-protection at exterior outletsComplete re-wiring of all rooms and areas to code- existing panel not needing replacementInstall ceiling light fixtures, switches at all rooms and areas as directed by borrower and plans

29. Heating 14,000.00

Provide and install HVAC system to provide even heat distribution to all areas - with separate zoning for master bdrm, 3rd floor (suggestion of heat pump for 3rd floor, gas-fired forced air furnace with split A/C for 1st, 2nd floors)

30. Insulation 5,000.00

Install insulation at all walls, floors areas throughout house for R-values equal to or greater than those suggested by Dept of Energy regional guide (client prefers spray foam insulation between exterior stone walls and interior drywall areas)

31. Cabinetry 7,000.00

Kitchen /pantry cabinetry as per plan (actual cost to be determined by size and configuration of kitchen when plans provded) Cost does not include knob/handles for drawers or doors)

Countertop material- granite/marble as directed by borrower

32. Appliances 5,800.00

Provide and install all kitchen appliances (dishwasher, gas range, over-range microwave oven, disposal, refrigerator)Provide and install washing machine and gas dryer at pantry on 2nd floor as per plans

33. Basements 1,400.00

Replace 4 basement windows with glass block windows with vinyl jalousie for ventilation

34. Cleanup 4,000.00

Complete debris removal from all areas throughout home



Phone:







35. Miscellaneous 4,500.00

All permits, certifications and plan costs for project

Consultant/Plan Reveiwer: ___________________________P0437

Allowable Fees & RecapTotals

3/18/2009 Catherine Hall Date: ______________

Totals: $118,400.00

Construction Costs Subtotal : $118,400.00

Fee NoteALLOWABLE FEES

Work write-up $850.00based on $100K repairs

Draw Fee + Mileage $510.006 @ $85

Feasibility Study Inspection $450.00paid 3/10/09

$1,810.00

10% $11,840.00Contingency Reserve:

Allowable Fees Total :

Grand Total: $132,050.00


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