LVEY

AUGUST 2016

FINTECH OVERVIEW AND BUSINESS CASE

FINTECH

What is FINTECH?

FIN: Financial Services

TECH: Technology

“Use of innovation to enable, enhance and disrupt financial services”

FINTECH

ECOSYSTEM

INDUSTRY SIZE

Investment2014 – 6,7 B2015 – 13,8B

Number of Deals2014 – 5702015 – 633

# Mega Deals - >50M2011 - 2013 – 152015 – 60

CHALLENGES

THAI FINTECH ECOSYSTEM

Bank Accelerators Telco Accelerators

Regulators

FinTech Association

THAI FINTECH ECOSYSTEM

BUSINESS CASE

LVEY

EXECUTIVE SUMMARY

What we Do: Currency Exchange Lvey is an ewallet. It allows you to carry,

convert and spend your money abroad in a convenient and cheap way.

“Using Lvey you can stay focus on your travel experience.”

Our first market is: Eurozone travellers in Thailand.

(for leisure or business purpose)Current Status: Early-Stage MVP available on the Google PlayStore

Founded: 2016 Founded early 2016

Who we Are

On Demand foreign currency mobile App

A Counter exchange Available 24/7 in your pocket

PROBLEM

To get foreign currency :

Bring home currency and exchange it in a counter

Withdraw cash with its bank card

Unsafe

BUT IT’S:

Costly

YOU CAN:

SOLUTION

LVEY is a mobile solution to store, exchange and use your money everywhere in the world

SAFE: Don’t have to

carry huge amount of cash

App secure Access

COST SAVING: Avoid bank fees Transparency

on Rate exchange

Decide at what Fx you want to Convert your money

CONVENIENT: Withdraw 24/7

in our parnters ATMs

Convert your money 24/7

Track your transactions

SOLUTION

SAFE: Don’t have to

carry huge amount of cash

App secure Access

Access: Every access to the app requires to enter your PIN

Know your customer:Verification of Phone + Email + ID

2FA:Transaction codes are sent in two part (email + phone)

Account limits

EncryptionCard transaction managed by PCI Level 1 third partyAES 256 encryption / SSL

COST SAVING: Avoid bank fees Transparency

on Rate exchange

Decide at what Fx you want to Convert your money

SOLUTION

Average Cost for a transaction of 20’000THB as of 02/08/16

Fees

Exchange Rate

You paid

Exchange Bureau

0€ 38,40 521€

Western Union 35€ 37,11 574€ATM Withdrawal

19€ 37,88 547€

COST SAVING: Avoid bank fees Transparency

on Rate exchange

Decide at what Fx you want to Convert your money

SOLUTION

Fees

Exchange Rate

You paid

LVEY 2,5€ 38,75 519€Exchange Bureau

0€ 38,40 521€

Western Union 35€ 37,11 574€ATM Withdrawal

19€ 37,88 547€

Average Cost for a transaction of 20’000THB as of 02/08/16

CONVENIENT: Withdraw 24/7

in our parnters ATMs

Convert your money 24/7

Track your transactions

SOLUTION

Available 24/7

Transparency on cost and FX

Same price at each POS

Exchange before your travel

Track your transactions

Send to Third Party

LVEY X X X X X

Exchange Bureau

X

Western Union X X X

ATM Withdrawal X X X

HOW IT WORKS

Top up

1 – TOP UP :LOAD YOUR EWALLET WITH YOUR BANK CARD OR BY BANK TRANSFER

HOW IT WORKS

Top up Exchange

2 – EXCHANGE:EXCHANGE YOUR MONEY AT BEST RATE WHENEVER YOU WANT

HOW IT WORKS

Top up Exchange Request

3 – REQUEST:WHENEVER YOU NEED MONEY JUST REQUEST IT THROUGH YOUR APP

HOW IT WORKS

Top up Exchange Request Collect

4 – COLLECT:COLLECT YOUR MONEY IN CARDLESS ATMs

HOW IT WORKS

Top up Exchange Request Collect

Enjoy your day

PRODUCT SCREENS