Live for the Moment knowing you’re prepared for tomorrow.

Talk to us today about retirement income strategies, estate planning and portfolio design products to keep you and your family protected, no matter what tomorrow brings.

Providing Financial Planning Services to Campbell River Seniors Since 1997.Providing Financial Planning Services to Campbell River Seniors Since 1997.Peter Garat CFP, CLU

Certi� ed Financial Planner

Garat FinancialSuite F-850 12th Ave

Campbell River250-287-2310

info@garat� nancial.com

BOOMERS& Beyond

C A M P B E L L R I V E R

Campbell River residents,Monique & Harry Games and Patricia Orr & Ray Allan

CAMPBELL RIVER MIRRORCAMPBELL RIVER MIRROR

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RECREATION 2BOOMERS& Beyond

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#101, 160-10th Avenue250-287-3445

www.gurdeep-sidhu.ca

Gurdeep Sidhu, CGAN o t a r y P u b l i c

Gurdeep SidhuGurdeep Sidhu,

Protect yourself & your loved ones.

We can help you with Wills and Power of Att orney.

Power of att orney designates someone else to manage your aff airs in the event of incapacity.

A Will determines how your assets are distributed

aft er your death.

Carpet & Upholstery CareUltrasonic Blind Cleaning

at Home Support Services

Michael AirtonOwner/Operator

Ph: 250.923.1222Cell: 250.830.7233

236 Fawn Road, Campbell River“Cleaning for your Health”

• Commercial & Residential Cleaning• Carpet & Upholstery Cleaning• Campbell River’s ONLY Ultrasonic Blind Cleaning Venetian and Vertical, Metal or Fabric• Specializing in Area Rugs (Wool & Synthetics)• Spot Cleaning• Environmentally Safe Products• Van Mounted - Hot Water Extraction Cleaning• IICRC Trained for 27 Years• No Charge Estimates• Friendly Positive Attitude

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We go the extra mile to ensureyou receive the friendly service,low prices and pharmacy expertise you deserve.

Come see why more customersare making the switch.

Campbell River Seniors Centre

What is a Seniors’ Centre? Aseniors’centreisamulticultural,proactiveresourcecentrethatcanaddressseniors’issuesandconcernsinordertomeetthesocial,recreational,nutritional,andinformationalneedsofitsmembers.Itprovidesalocationwhereseniorscangatheratatimeandplaceoftheirchoosing.

Our Goals:• Tooperateandmaintaina

safe,welcoming,andattractivemultipurposefacility

• TobuildasenseofownershipwherebymembersandvolunteersshareresponsibilityforthelifeoftheCentreandforeachother’swelfare

• Toenablepersonalfulfillmentthroughmeaningfulvolunteeropportunities

• Toprovidehighqualitynutritiousfoodatthelowestpossiblecost

• Toprovideprogramswhichaddresswellness,recreational,educationalandsocialneeds

• Toplayaleadingroleinprovidinginformationandreferralservices

• Toexplorenewinitiativestoserveourmembers

• Tonetworkanddeveloppartnershippossibilitieswithotherseniors’organizations

Checkoutwww.crseniors.comforacompletelistofcurrentandfutureeventsorcall250-914-4401formoreinformation.

Making a positive difference in the livesof the senior citizensof Campbell River and area by providing a facility in which theycan socialize daily on a self-governing basis.

• Do you want to be the healthiest that you have ever been in your life?• Do you want to keep traveling and yet keep your travel insurance low?• Do you want to get off some of your prescription medication?• Do you want to prevent osteoporosis, cancer, heart disease and strokes,

diabetes and dementia?

At our clinic we offer specialized naturopathic assessments and testing to assess your body’s healing ability and then provide you with a care plan to help keep you vital and strong for as long as possible.

We are committed to providing Outstanding Naturopathic medical care - No Exceptions!

Suite 300 Chateau Building1170 Shoppers Row, Campbell River250-286-3655 | 1-800-898-6699www.drpincott.com

Dr. Pincott, ND

INC.

The optimal Physical Check-up for seniors

BOOMERS& Beyond

C A M P B E L L R I V E R

HEALTH 3

Areyougettingthecompleteyearlycheckupthatyouneedto

obtainoptimalhealth?Areyoudoingenoughtostayoutofthehospital?Doyouwanttoreducethenumberofmedicationsyouaretaking? Ayearlycheckupforthose55andoldershouldincludebloodworksuchas25(OH)vitaminD,CRP(C–reactiveprotein)aninflammatorymarkerandferritin(ironstores).IfvitaminDlevelsarenotoptimalat150nmol/lthenthereisapossibleincreaseriskofmanycancers,highbloodpressure,osteoporosis,depressionandpoorenergy.Thelistgoeson!CRPisameasureofinflammationandifyourbodyisinflamedthenthesourceneedstobeidentified.LoweringCRPlowerstheriskofallthediseasesofagingincludingcancer,heartdiseaseanddementia.Ferritinoftenincreaseswithageanditisalsoaninflammatorymarkerandkeepingitbetween50-120isbest. Acomprehensivecardiovascularbloodwork-updonewithAtherotechgivespeopletheirriskfactorsforinsulinresistanceleadingto

diabetesandheartdiseaseaswellascardiovascularriskforheartattacksandstrokes.ThistestingmeasuresactuallevelsandsizesofHDLandLDLcholesterollipoproteins.TypicallipidpanelsarecalculationsofcholesterolsratherthanactualnumberscountedandsizesofthecholesterolsarenotmeasuredinCanada.Onceyourriskhasbeenidentifiedthenatreatmentprogramisinstitutedandmonitoreduntiltheriskisloweredandmaintained. Nutritionaldeficienciesarecommonasthedigestiveabilitytoabsorbnutrientsdeclineswithage.B12,vitaminDandmineralsarethemostcommon.ForexamplealcoholdepletesBvitaminsespeciallyB12.Ifindthatmanyneurologicalsymptomsincludingdizzinessandcognitivedecline,aswellasfatigueandbursitisofthehipsandshoulders,respondwelltoB12injections.ManyphysicianswillnotgiveB12injectionsunlessthebloodworkshowsadeficiency.InmypracticeIbaseB12injectionstherapyonsymptomsandresponseandthiswatersolubleBvitaminis

welltoleratedathighdosesandlongtermtherapy. MostseniorsarelowinVitaminDandmineralsandwhenthesearerestoredmanysymptomsimprove:insomnia,energy,jointpain,depressionandbloodpressure.Magnesiumisamustinanymineralsupplementandisthemostimportantmineralforthetreatmentofheartarrthymias.Identifyingfoodsensitivitiescanhelpmanywiththeirachesandpainsaswellashelpwithweightlossandcontrollingbloodsugars.Ifyouaretakinganon-steroidalanti-inflammatoryforpain,allyouaredoingiscuttingthewirestothefirealarm,youarenotgettingtothecauseofthepain.Naturalanti-inflammatoriesandjointhealthremediesworkverywellatloweringCRP,reducingtheneedforyetanothermedication.Osteopeniaandosteoporosisoftenrespondwelltonaturopathictreatmentwithouttheuseofprescriptionmedication. Hormonebalancingforbothmenandwomenisimportantatanyageandcanbedonewithneutraceuticalsaswellasbioidentical

hormones.Specializedtestinghelpsprovidethehelpthatisneeded.Thereishelpforrecurrenturinarytractinfectionsandenlargedprostates! Mentalhealthissuesmayoftenberelatedtodeficienciesandwhencorrected,andcombinedwiththeuseofotherremediesthatbalanceneurotransmittersinthebrain,anotherprescriptionforanti-depressantsmaybeavoided. Thegoalofthecomprehensivenaturopathiccheckupistokeepyououtofthehospitalasmuchasispossible.Havingastrongfoundationforhealthistruehealthinsurance!Checkoutwww.projectbiglife.caforexpectednumberofdaysyoumightspendinthehospitalbasedonyourlifestyle.Seewww.DrPincott.comfor15yearsofpastpublishedarticlesonmanydifferenthealthconditions.Areyoureadyforachange?TryNaturopathicMedicine. Dr.IngridPincottN.D.Contactforfurtherinformation250-286-3655or1-800-898-6699

Whether your setting up your first RSP or at the age of 71 you are converting your RSP to a RIF, It is never too late to think about your retirement.

We have the expertise to help you choose the right investment options.

For additional information please contact:

Brian ShawT: 250.287.8807

TF: 800.347.0270 Txt: 2502044064@msg.telus.com bshaw@mackieresearch.com

www.mackieresearch.com

Retirement Planning

Member-Canadian Investor Protection Fund / member-fonds canadien de protection des épargnants

• Estate Planning • Insurance* • Stocks • Bonds • Mutual Funds • RRSPs • RRIFs • TFSAs • Segregated Funds*

Andy LeitchPh: 250.287.8807 TF: 1-800-347-0270aleitch@mackieresearch.comMember - Canadian Investor Protection Fund

SPECIALIZING INRETIREMENT INCOME

*Life Insurance products are sold through Mackie Research Financial Services Inc

250-287-71471270 Dogwood Street

Serving Campbell River and Area Since 1937

www.homehardware.ca

Everything you needfor those special moments.

by Dr. Ingrid Pincott, N.D.

EDUCATION 4BOOMERS& Beyond

C A M P B E L L R I V E R

Areyoulookingtolearnsomethingnew?

Challengeyourself!JoinElderCollegeandexerciseyourbrain. ElderCollege(oftencalledThirdAgeLearning)isanorganizationfoundacrossCanada,andisdesignedformaturestudentswho

arelookingforauniquecommunityofadultlearners.Therearenoexams,nogrades,andnopressure,andisforadults55andolder. CampbellRiver’sElderCollegerunsitsclassesatNorthIslandCollegeandoffersmanychoicesinlearningwithoutthepressureof

homeworkortests. StartinginSeptemberElderCollegeisofferingavarietyofcoursestosuitalmosteveryone.Mostcoursesareheldonceaweekforanhourandahalfforfourtosixweekswithsomeoptionsonshorterworkshopsandtheability

toattendsomefreeeventsaswell.

COMING THIS FALL:Arts, Crafts, and Culture1. Beyond WatercolourBasics2. FourJointsYou Can’tLiveWithout

(woodjoinery)3. Introductionto

Calligraphy4. Introduction

toSpanishLanguageandCulture

5. LifeinPoetry (Studyingstylesand

writingyourown)6. RandomWeave

SeaweedAngels andBaskets7. WhenI’m64

(OpportunitiesforOlderPersonsinTheatre)

8. Zentangle(MeditationthroughDoodleArt)

Computer Classes 1. ComputerBasics2. ConsideringtheiPad3. Introductiontothe

iPad4. MicrosoftExcel forBeginnersWorld Knowledge 1. 1066and SomeofThat2. Canadian PrimeMinisters3. CurrentEvents

DiscussionGroup4. Fundamentalsof AirPollution5. Introductionto

CanadianLaw

6. IntroductiontoWeatherandWeatherForecasting

7. TraveloguesandArmchairAdventures

8. ThirdAnnual CampbellRiver

ElderCollege SpellingBee

Take Better Careof Yourself1. AdvancedCare

Planning(Health CareDecisions)2. Age-ingtoSage-ing –Continued

(Bookstudy)3. BasicFireSafety4. EstatePlanning5. FiveMinute MindBodyFitness6. FixingWhat’s AilingYou7. Insurance1018. Introductionto ChanMeditation9. MatureDrivers

Workshop10.UserFriendly

Meditation:ATool forLivingFully

11.WhatDoesAnti-AgingMeantoSeniors?

Fun Classes1. DooWopMusic–The

LifeandTimes2. Socialdance RegistrationbeginsonMonday,September15withcoursesbeginninginthefollowingweek.Toenrollinclasses

orworkshopsyoumustfirstbecomeamemberofElderCollege.Themembershipfeeof$10(+GST)ispaidonceperacademicyear(fromSeptembertoAugust)andisopentoanypersonoverfiftyyearsofage.Feesforcoursesvaryfrom$6to$50. ThisyearCampbellRiverElderCollegeiscelebratingits10thanniversary.JointhemincelebratingatNorthIslandCollegeonFriday,September12th.Meettheinstructorsandcomewithquestionsaboutthecourses.IsobelMacKenzie,SeniorsAdvocateforBritishColumbia,willbeguestspeakerfortheevent.Visitwww.nic.bc.ca/eldercollegeinSeptemberformoreinformationandwatchforournewsletter.

Exercise your brain at the

ElderCollege

CJ Sandy Paul

Your Health is our Passion!

1324 Island Hwy., Campbell River • 778-336-9401

Pharmacy HoursMonday thru Friday 8:00 am - 8:30 pmSaturday & Sunday 9:00 am - 6:00 pm

Re� ll your prescriptions by phone, smartphoneor online.

FREE Local Prescription Delivery

FREE Unique Blister Packaging

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Accessibility for Reduced Mobilityand Power Shopping Carts

Visit us on Facebook.com/TargetPharmacyCR

1353 16th AveCampbell River

EXERCISE 5BOOMERS& Beyond

C A M P B E L L R I V E R

Thereareafewthingsthatseemtobecomereallyimportantaswebecome

olderadults-wantingtokeepactivewithoutstrainingandinjuringourselves,keepingflexible,maintaininggoodbonedensity&havinganalertmindthatisnotbuzzinginastressfulway. “ChittaVrittiNirodhh”isaYogasayingwhichcanbetranslatedas“thecessationofthefluctuationsofthemind.”Wheretherestlessmindiscalmedandthefeelingofdistractingenergyisdirectedintoconstructivethoughtormovement.ThisisoneofthegreatestbenefitsthataregularYogapracticegivesyou…butcanyoubeginYogawhenyouareover50?ThegreatnewsisYES!Youhaveprobablyreadthestatistics-Yoganotonlycreatesastronger,moreflexiblebody;italsosharpensthesenses,themindandvastlyincreasesyouraerobiccapacity. First,visityourdoctorandinformthemthatyouaregoingtobeginattendingYoga.AskthemtorecommendwhatinformationyourYogateachershouldknowaboutyou.FindyourselfeitheraBeginnerorGentleYogaclassandlettheteacherknowthatyouareattendingforthefirsttime,aswellasanyhealthconcerns.IfyouhavekeptaphysicallyactivelifestyleYogamaycomeeasilytoyouand

theteachermaydirectyoutootherstylesofclassesthatmayinterestandchallengeyou. Thereare5benefitsofaregularYogapractice:

Low-impact Exercise and Awareness InaYogaclass,youusetheweightofyourownbodytocreatethedynamicposes(asanas).Bybearingweightandconsciouslydistributingitcreatesstrength.Bypayingattentiontoyourposture,youwillbegintocorrectanybadhabitsyoumayhave.Yogaincludesmanybalancingposeswhichnotonlystrengthenyourbody,sharpenyourconcentration,butalsostimulateyourneuronsthatsendinformationtoyourankles,feetandtoes,whichthereforebecomemorehealthy,makingyoulesssusceptibletofalls.Asyoubegintotrulyfeelthevibrancyofyourownbody,yourlifestylewillnaturallybecomehealthier.

Flexibility and Bone Density “Yourbodyisasyoungasyourspine”saysIyengar.Whenflexibilityisencouragedgentlyinthebody,itisamazinghowquicklythebodyresponds.RegularYogaincreasescirculationtoallsofttissueinthebody,resultinginanimprovedrangeofmotion.Youwillsoonchoosetodocertainposesathometoenjoythesensationofyourbodyunwindingitself.DoctorLorenFishman,authorof“YogaforOsteoporosis”says“Yogapitsonemusclegroupagainstanothertogenerateforcesfargreaterthangravity.Yogaisisometricexercise.

Itisalsoweightbearing.Bothofthesetypesofactivity

havebeenproventoimprovebonestrength.Unlikemostformsof“weight-bearing”activity,Yogadoesnotdamagecartilageorleadto

osteoarthritis,anotherperil

ofaging.Yogastretchesthemuscles,

increasingtherangeofmotionthatosteoarthritis

otherwiseinexorablynarrows.Byimprovingrangeofmotion,Yogacountersthechiefandsometimesterribleimpairmentthatcomeswithosteoarthritis.”

Breathing and Blood Pressure Yogameans“Unionofbreath,body&mind”soallYogaposesaredonewithafocusonhowyoubreathaswellashowyoumaintainacorrectphysicalpose.Thispracticeofbreathwork(Pranayama)hasfarreachingbenefitsfromcalmingthemindtoenhancingyourrespiratoryfunction.Therearebreathexercisestoheatyouupandcool

youdown.Someworkondigestion,improvingbowelfunction.Breathtechniquesarewonderfultoolstoimproveyourqualityofsleepaswellasloweryourbloodpressure.

Improved Memory and MoodThecombinationofphysicalposes(asana)withbreathwork(pranayama)stimulatethenervoussystemandthebrain,improvingmemoryaswellasrelievinganxiety.Simplyattendingaclass,canchangehowyoufeel.Everyposehasit’sbenefits,backwardbendingposesareknowntohelp“liftone’sspirits”.Forwardbendsarecalming.Youmightbesurprisedthatafterafewweekssomeofyourachesandpainsdisappear,thatyounolongerneedsomeofyourpainmedicationsandthatlifeseemstohavetakenonarosyhue.

Sense of Humour ThebestpartaboutgoingtoaYogaclassisthatyougettohavefun.OneofthefirststepsofYogaistoletgoofyourego.Havenoexpectationsofwhatyourbodywillbeabletodoonanyday.Thiswayyouwillbesurprised,andwillenjoythechallengeswithhumour.KnowthatyourYogapracticeisadeeplypersonaljourneyandbegratefulforyourhealth,asitis,everyday.Namaste.

by Lorna Seldon Burd, Ocean Mountain YogaKeeping active as we age

FINANCE 6BOOMERS& Beyond

C A M P B E L L R I V E R

Learning to Live on a Fixed Income

The gentle art of relocation...

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Call us today to take advantage of this great promotion.

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Campbell RiverDIANE ROGERS 250.204.0066

CourtenayANNE DELANEY 250.339.1188

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Now Proudly Serving Campbell River

Formanyseniorsfearfuloffinancialstruggles,livingonafixedincomecanbeahelpfulwayofensuringtheir

futuredoesnotinvolvefilingforbankruptcy.Thoughlivingonafixedincomeisadefinitechallengeandcertainlyoffersnoguaranteethatbankruptcycanbeavoided,itdoesprovideaframeworkseniorscanrelyontokeeptheirheadsabovewaterduringdifficulteconomictimes.

Make an honest assessment.Livingonafixedincomeinvolvesbeinghonestwithyourselfandadmittingwhatyourresourcestrulyare.Writedownanysourcesofincome,includingSocialSecuritypayments,pensionpayouts,investments,etc.Thenwritedownhowmuchmoneyyouhaveinsavingsorprintoutastatementofallsavingsaccounts.Onceyouhaveanaccuratefigureofbothincomeandsavings,writedownallyourmonthlyexpenses,includingallexpenses,nomatterhowminutetheymayseem.Fromhereyoucandetermine

justhowmuchyoucanspendeachmonth.

Prioritize spending habits.Someexpenses,includingmedicationsandmonthlyutilitybills,willalwaysremainatoppriority.However,menandwomenwhomustbeginlivingonafixedincomeneedtoprioritizehowtheyspendtheirdiscretionaryfunds.Forinstance,amembershipatthelocalcountryclubcancostseveralthousandsofdollarsperyear,whereasthelocalpublicgolfcourseonlychargesplayerseachtimetheyplay.Whilethecountryclubmighthaveabettercourse,itcouldbe

moreprudenttochoosethepubliccourseandsavethecostofaprivatemembershipinstead.

Find it for free.Menandwomenpayformanyserviceseachmonththattheycouldverywellfindforfree.Forexample,inadditiontobooks,manylocallibrariesnowallowmemberstocheckoutCDsandDVDsatnocost.Thesamealsogoesformagazines.Insteadofpayingamonthlysubscriptioncost,visitthelocallibraryandreadthemagazinesthereforfree.

Ifthelocallibrarydoesnothaveyourfavoriteperiodical,thecontentcouldverywellbeavailableforfreeonline.

Expect the unexpected.Oneoftheworstthingsthatcanhappentoapersononafixedincomeistoencounteranunexpectedcost.Thiscanincludeanunforeseenhospitalvisit,acostlyautorepairoreveninflationthatwasn’tfactoredintoyourinitialfixedincomebudget.Menandwomenonfixedincomesshouldexpectsuchemergenciesandsaveaccordinglyeachmonth.Savingmoneyshouldnevergooutofstyle,andthoseonfixedincomesshouldstillattempttosavemoneyeachmonth.Cominginunderbudgetandmakingthemostofitcanmakethedifferencebetweencapablyhandlinganemergencyorbeingforcedtoconsiderunattractivealternativessuchasfilingforbankruptcy.

“Dif� cult � nancial times have forced

many people young and old to alter their lifestyles in order to

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economy has struggled the last several years, it’s not just men and

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ASSISTANCE 7BOOMERS& Beyond

C A M P B E L L R I V E R

Downsizingandleavingalongtimefamilyhomeisaspecialpassageinlifeanddeserves

timetolookback,caringattention,andpracticalsupport.Itisestimatedthatittakesaminimumof80combinedhourstocompletelysortandpackanaveragehome.Thisisaenormoustask.

Sorting through a lifetime of accumulation can be done! DelaneyRelocationServiceshashelpedmanyfamiliesandguidedthemthroughtheprocessandhelpthemgainmeaningandcomfortfromsortingthroughfamilytreasures. Imaginethearrayofaccumulatedthings,furniture,silverware,china,linens,glassware,pottery,artwork,

oldphotos,children’stoys,postcards,stampcollections,books,sewingitems,craftitems,toolsandmuchmore. Lettinggoofthingsthathavebeenlivedwithforalongtimeishard,butjoycanbefoundingivingtofamilyandfriendswhowillcherishthem. Movingisagreattimeforpersonalgrowthandhealing,whenapersonsettlesintotheirnewhome,theycanhaveasenseofsatisfactionaboutthepastandhopeforthefuture. Reminiscingisacombinationofalittlegriefandalotofcelebration. Rememberyoudonothavetogoitalone,helpisathandbycallingDelaneyRelocationServicesat250-334-9922.

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Brian Stamp Lawyer

101 - 990 Cedar Street, Campbell River, BC V9W 7Z8

250-286-1511 Fax 250-286-9700

John’s

RicePudding3/4cItalianArboriorice1/2csugar61/2cmilk1egg1/2tspvanilla(opt)Raisins(opt)

Mixallingredients,exceptegg,intoalargepotthatcanbeputintotheoven.Addeggaftersugarhasdissolved.Placeinpreheatedovenat325˚for2.5-3hoursstirringoccasionally.Removefromovenwhencreamy.Removemilkskinandstirinraisins.Letpuddingstanduntilset.Servewarmorcold,withwhippingcreamoricecream.

SAFETY 8BOOMERS& Beyond

C A M P B E L L R I V E R

Hours: Monday-Friday 9:30-5:30pm(closed for lunch 12:20-1:30pm)

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With you for life.

277 Evergreen Road, Campbell River(Located in the Alder Medical Centre)

250-287-3222

Evergreen

As we move through lifeour needs change.

Pharmasave has been a part ofCanadian communities since 1981,and Pharmasave pharmacists have been there every step of the way.

Charitiesoftentargetcertaingroupsofpeoplewhensoliciting

donations.Thosegroupsmayincludepastdonorsandpeoplewhohaverecentlyattendedcharitablefundraisers.Itshouldcomeasnosurprisethatcriminalsposingaslegitimateorganizationstendtotargetspecificgroupsofpeopleaswell. Anyonecanbefooled

byafraudulentcharity,butsuchcriminalstendtotargetseniorsmorethanothers.Seniorsoftenmakeattractivetargetstoconartistsbecauseseniorsaremostlikelytohavesubstantialsavings,owntheirhomesand/orhaveexcellentcredit.Inaddition,elderlyvictimsoffraudandothercrimesarelesslikelytoreportthosecrimesoutoffearthattheirfamiliesmayfeeltheyarenolongerable

totakecareofthemselvesormanagetheirownfinances. Thesefactorsmakeseniorsespeciallyattractiveandvulnerabletoconartists,particularlythosewhopreyonwell-intentionedmenandwomenbyposingasfakecharities.Buttherearestepsseniorscantaketoprotectthemselvesfromfraud. Be skeptical of solicitors.Manyconartistswillindicatethatpersonshavegiventothecharityinthepast,hopingthatprospectivevictimssimplywon’trememberifthatclaimisvalidornot.Ifasolicitororappealletterclaimsthatyoudonatedinthepast,don’tsimplytakeitatfacevalue,especially

ifyoudon’trecallmakingsuchadonation.Getspecificinformationaboutallegedpastdonations,checkingthatinformationagainstyourownbankrecordsandreceipts.Manydonorsclaimdonationsasdeductionsontheirtaxreturns,whichalsocanbeusedtoverifyordebunksolicitors’claims.Thoughnotallsolicitorsclaimingapasthistoryofdonationsaredishonest,thisisonewaythatcriminalsattempttocreatearapportwithpotentialvictims,sosuchclaimsshouldbeverifiedbeforemakinganydonations.

Don’t feel obligated to reciprocate a gift with a donation.Manycharitiessendgifts,beitmailinglabelsorholidaycards,toprospectivedonorsasatokenofappreciationforpastdonationsandasawayofencouragingfuturedonations.Conartistsarefullyawareofthistacticandmaytrytoimitateitinanattempttodefraudpotentialvictims.Nomatterifthepeoplebehindthosemailinglabelsorholidayornamentsarelegitimatecharitiesorconartists,youshouldnotfeelcompelledtoreciprocateafreegiftwithafinancialdonation.

Beware of solicitors pressuring you to donate. Reputablecharitiesshould

notbeonthevergeofshutdownifyoufailtomakeadonation,sosuchorganizationsneverpressureprospectivedonorsintomakingdonations.Ifasolicitorispressuringyouintomakingadonationoverthephoneorinperson,chancesarestrongthatthispersonisnotrepresentingareputablecharity.Insuchinstances,hangupthephoneor,ifthesolicitorisonyourproperty,politelyclosethedoor,askthesolicitortoleaveyourpropertyandcontactthelocalauthorities.

Send donations directly to the charity after independently confi rming their address.Whenmakingcharitabledonations,thosedonationsshouldneverbegivendirectlytosolicitors.Donationsshouldonlybemadeafteryouhaveindependentlyconfirmedthecharity’saddressandmailedstraighttotheorganization.Nevermakeacashdonation,ascashprovidesnopapertrailshouldyouwanttodeductyourdonationorshouldyoulearnthatyouwerevictimizedbyaconartistposingasarepresentativeof

areputablecharity.Request personal

information not be shared. Uponreceivingacharitabledonation,manycharitiessharetheirdonors’contactinformationwithothercharities.Suchactionsarelegalaslongasnosensitiveinformationisshared.Butmanydonorswouldprefertheircontactinformationnotbesharedsotheydon’tfindthemselvesbeinginundatedwithsolicitationsfromothercharities.Donorscanasktooptoutofhavingtheirpersonalinformationshareduponmakingadonation.Thisisespeciallyimportantforseniorslivingonfixedincomeswhosimplycannotaffordtosupportmanycausesnomatterhowcompellingthosecausesare.

Precautions seniors can take whensolicited for donations

11 weeks . 13 classes per week

J U N E 1 6 - A U G 3 1 2 0 1 4

call: 250 203 9642

Ocean Mounta in YOGA . #208-437, 10th Ave Campbel l R iver

u n l i m i t e d y o g a

M ON T UE S W ED S THUR FRI SAT SUN

B = suitable for beginners

6.30 - 7.30 am

YIN YOGA B

6.30 - 7.30 am

HATHA all-Levels B

9 - 10amYoga

FLOW into10 - 11.15

amRESTORATIVE

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9 - 10.30 am

HATHA 1 B

9 - 10.30GENTLE YOGA B

9 - 10.30 am

HATHA 2

12.05 - 12.55HATHA FLOW

12.05 - 12.55HATHA 1-2

12.05 - 12.55HATHA 1 B

6 - 7.30 pmHATHA 1 -

2

5.30 - 7pmGENTLE YOGA B

5.30 - 7pmPrenatal

6 - 7.30pmHATHA

FLOW 1-2

oceanmountainyoga.com

$$120+gst

WOOD & Pellet PrODucts

Spring Sale Event

1721–14th Ave.,Campbell River250-287-3108

Mon - Fri 9:00am - 4:30pm

UP TO ANADDITIONAL

$300 OFFExpires June 30, 2014

“Your Indoor Comfort Specialist since 1961”

NATURAL GAS • FIREPLACES • FURNACES • PATIO HEATERS

Value. E� ciency. Promise.Entrust your home to Hearthstone.

We use soapstone so you enjoy so� , stable,and e� cient heat - long a� er the � re is out.

Campbell River Better at Home provides some basic non-medical home support services, currently friendly visiting and transportation assistance, to help eligible seniors/elders ages 65 and older be able to continue living in their own homes longer and stay connected in the community. The program is funded by the Government of BC, administered across the province by United Way of Lower Mainland, and provided locally as a partnership between Campbell River Family Services Society and Volunteer Campbell River. For more information about the program, visit www.betterathome.ca.

Wednesday, June 25th3:00 pm – 5:00 pm

Light refreshments will be served.Campbell River Family Services Society

487–10th Avenue (at Cedar Street)250-287-2421

Please join us for our

OPEN HOUSE to celebrate the launch ofCampbell River Better at Home

HEALTH 9BOOMERS& Beyond

C A M P B E L L R I V E R

#100-940 Island Highway • 778-346-3366Monday - Saturday 10-5, Sunday 11-3

The lamp emits negative ionsthat cleanse and purify the air.Best know to treat a variety ofillnesses such as:

Asthma, high blood pressure,insomnia and depression,plus the beautiful glow creates a calm and relaxing atmosphere.

HIMALAYAN SALT LAMPS

Exercise and agingCommon concerns about exercise after 50

Exerciseisanessentialelementofahealthylifestyle.Including

exerciseinyourdailyroutinecanloweryourriskfordiabetes,heartdiseaseandstroke,andexercisecanevensharpenmentalacuity,reduceanxietyandimprovemood.Butasbeneficialasexercisecanbe,manymenandwomen,particularlymenandwomenovertheageof50,whohavenotlaceduptheirsneakersinyearsarehesitanttobeginanexerciseregimenforavarietyofreasons,potentiallyputtingtheirlong-termhealthatrisk.Regardlessofaperson’sage,beginninganewexerciseregimencanbeintimidating.Butit’sespeciallysoformenandwomenovertheageof50,whomightnotknowwheretobeginorhowtoapproachadoptingahealthierlifestyle.AccordingtotheNationalInstituteonAging,thefollowingareafewpointsmenandwomenshouldknowastheyattempttoimprovetheirphysicalfitnesswithamoreactivelifestyle.• Exercise is safe even

if you have not been physically active in a long time.Manyoldermenandwomenworrythatsuddenlyembracingphysicalfitnessafteryearsofinactivitymaybedetrimentaltotheirhealth.Butthat’sonlytrueifmenandwomendon’texercisecautionattheoutsetoftheirroutines.Whenbeginningtheroutine,takethingsveryslowlyatfirst,choosingtowalkorbikeeverydayratherthanhittingthetreadmillandadjustingittomaximumresistance.Whenstrengthtraining,startoffwithverylittleweightsoyourmusclescangrowacclimatedtothemotionsandyoucangettheexercisesdownpat.Asyougrowmorecomfortableandyourbodystartstofeelmoreuptothechallengesofdailyexercise,youcanbegintograduallyalteryourcardiovascularandstrengthtrainingworkoutstomakethemmorechallenging.

• Exercise can make existing medical conditions more manageable.Menandwomenovertheageof50whohavepreexisting

medicalconditionsarelikelytofindthatexercisealleviatesratherthanexacerbatestheirphysicalproblems.Studieshaveshownthatregularexerciseandphysicalactivitycanbenefitpeoplewitharthritis,highbloodpressureandheartdisease.Butit’sstillrecommendedthatmenandwomenwithpreexistingmedicalconditionsconsultwiththeirphysiciansbeforemakinganylifestylechanges.Someconditionsmayaffectaperson’sabilitytobeactive,andit’sbesttogetthego-aheadfromaphysicianbeforebeginninganexerciseregimen.Doctorsmayevensuggestcertainactivitiesthathavebeenknowntoalleviateparticularconditions.

• Exercise reduces fatigue, so sitting around to preserve strength is not effective. Exerciseimprovesstrengthandenergylevels,sosittingonthesidelinetopreserveyourstrengthiscounterproductiveandcouldleadtoseriousmedicalproblems.Menandwomenwhoareinactivearealmosttwiceaslikelytodevelopheartdiseaseasthosewhoaremoreactive.Whilegettingadequaterestandgivingyourbodyampletimerecoverfromphysicalactivityisessential,yourbodywon’tbenefitbyavoidingexercisetopreserveyourstrength.However,evenmoderatephysicalactivityperformedonaregularbasiscanreducefatigue.

• No one is too old to exercise. It’snot

uncommonformenandwomenintheirgoldenyearstothinktheyaretoooldtoexercise.Somemayfeelthattheirtoneddownworkoutscannotpossiblybemakingmuchofanimpactthankstothephysicallimitationsoldagehasputontheirbodies,whileothersmaythinkit’sunwiseforsomeoneintheir70sor80stobephysicallyactive.Butnooneistoooldtoexercise,asexercisehelpsthebodystaystrongandfitevenwhenyoucannolongermaxoutonthebenchpressorsquathundredsofpounds.Scalingbackyourexerciseroutinewillbe

necessaryasyougetolder,butthatdoesnotmeanyoucannot

stillenjoyandbenefitfromphysicalactivity.Continuingtoexerciseasyouageisagreatwaytoimproveyourqualityoflifeandstayasactiveaspossiblewellintoyourgoldenyears.

250-286-1187Check Realty950 Island Hwy.

Let me help youfind everything YOU WANT

in a home…For proven marketing knowledge

& results and 1st class servicecall

BRUCECARRUTHERS

250-287-0151Senior Real Estate Specialist®

~ Proudly serving Campbell River Since 1984 ~

brucec@remax-campbellriver.bc.ca

FINANCE 10BOOMERS& Beyond

C A M P B E L L R I V E R

Managing money after 50

▲ Complete Tree Care ▲ Stump Grinding▲ Mini Excavator ▲ 2 60’ Bucket Trucks

▲ 2 Chip Trucks & 2 Diesel Chippers

▲ Insured & Licensed ▲ Free Quotes

▲ I.S.A. Certi� ed Arborists ▲ Locally Owned & Operated

Chad 250-703-0371or 250-897-5254

www.aboveandbeyondtreeservice.ca

TREESERVICE

ABOVE & BEYOND

Investorsknowthatmoneymanagementcanbedifficult.The

ebbandflowoftheeconomycanbesimilartoarollercoaster,withsoaringhighsfollowedbysteepdrops,andthosechangesallaffectinvestors’bottomlines.It’snowonderthenthatmanyinvestorsover50envisionthedaywhentheycangetoffthat

rollercoasterandsimplyenjoytheirmoneywithouthavingtoworryabouttheeverydayupsanddownsofthemarket.Butmanagingmoneyafter50isaboutmorethanjustreducingrisk. Reducingriskasretirementdrawsnearisasoundfinancialstrategythatcansafeguardmenandwomenover50fromthefluctuationsof

themarketThat’struewhetherinvestorsputtheirmoneyinstocks,realestateorotherareasthatwerenotimmunetotheupsanddownsoftheeconomy.Butthereareadditionalstepsmenandwomencantakeaftertheyturn50toensuretheirgoldenyearsareasenjoyableandfinanciallysoundaspossible.• Prioritize saving for

retirement. Menandwomenover50knowthatretirementisrightaroundthecorner.Despitethat,manypeopleover50stillhavenotprioritizedsavingforretirement.It’sunderstandablethatotherobligations,beitpayingkids’collegetuitionorofferingfinancialassistancetoagingparents,mayseemmoreimmediate,butmenandwomenover50shouldrecognizethattheirtimetosaveforretirementisrapidlydwindling.Justbecauseyouareretireddoesnotmeanyourbillswillmagicallydisappear.Infact,someofthosebills,suchasthecostof

medicalcare,arelikelytoincrease.Sonowisthetimetomakeretirementapriorityifyouhavenotalreadydoneso.Itmightbenicetofinanceachild’scollegeeducation,butthatshouldnotbedoneattheexpenseofyourretirementnestegg.Kidshavealifetimeaheadofthemtorepaycollegeloans,whileadultsover50donothavethatmuchtimetosaveforretirement.

• Start making decisions.Peopleretireatdifferenttimesintheirlives.Somepeoplewanttokeepworkingaslongastheyarephysicallyand

mentallycapableofdoingso,whileotherswanttoreapwhattheirlifetimeofhardworkhassewnandretireearly.Financeswilllikelyplayastrongroleinwhenyoucancomfortablyretire,sostartmakingdecisionsaboutyourlong-termfuture.Doyouintendtostayinyourcurrenthomeordownsizetoasmallerhome?Willyoustayinyourcurrentareaormoveelsewhere?Thesedecisionsrequireacarefulexaminationofyourfinances,andmanywillhingeonhowwellyouhavemanagedyourmoneyinthepastandhowwellyoumanageitintheyearsahead.

Let us help you MAKE LIFE EASIER!

Located in theCampbell River Common Mall

1454 Ironwood St.

778-346-1073Open Monday – Friday 9:30-5pm

Sales and service for allyour mobility needs.

Rivercity Mobility has a full range of mobility devices, electric scooters, power chairs, lift s, ramps and accessories. At Rivercity Mobilitywe focus on helping our customers experience freedom and

adventure, safely and in comfort.

110-1260 Shoppers Row 250-286-1233

Photofi nishing | Cameras & Accessories | Photo Gift s

Photography makes a great hobby!

Ask us about Tutoring for your camera.

Campbell River’s Imaging Adventure Store...Since 1984.

BOOMERS& Beyond

C A M P B E L L R I V E R

Cruise the inland waterways of coastal British

Columbia and experience the magic of the MV Aurora Explorer, a 135 foot landing craft that transports a wide variety of heavy equipment and general freight throughout the Gulf of Georgia and the remote inlets of Johnstone and Queen Charlotte Straits. You will enjoy rugged coastal scenery, observe many species of whales and other sea life, and experience the history and infl uence of the early explorers, settlers, cannery workers and native populations on the coast. You’ll listen as the crew works the radio telephones or navigates the ship by radar and watch as freight is loaded and discharged along the way. The Aurora Explorer operates from a base

at Menzies Bay (15 km north of Campbell River, BC, Canada), and offers a dining lounge, lower deck lounge and bridge deck lounge for passenger comfort and viewing. There is a nautical and history library of coastal BC on board. The vessel has outside observation decks where passengers can observe activity on the freight deck, enjoy the passing scenery or simply lie back and soak up the sunshine and salt air. The Aurora Explorer is Transport Canada Ship Safety approved

and carries the full range of safety equipment as directed by the Canadian Coast Guard. Passenger accommodations received an upgrade during the winter 2012/13 and now offers one bunk-bed style stateroom and fi ve twin bed style staterooms. There are six shared washrooms, three shower rooms. Passenger accommodation is offered on regular freight voyages to a variety of coastal locations. Trip packages are fi ve days in duration. Passengers enjoy observing the ship at work, but there’s also time

for play. Going ashore for a picnic or exploring tide pools in a hidden bay, throwing in a line when the vessel is waiting on the tide and barbeques on the deck are all part of the pleasures of freight-boat cruising on the Aurora Explorer. The Georgia Straits of coastal British Columbia, Canada are dotted with hundreds of islands. This is lumber and fi shing country, nearly free of roads. One cargo ship delivers heavy equipment and supplies to remote camps, and takes on passengers to view the wild beauty of the straits

and inlets, with towering peaks and glaciers overlooking the sea.www.marinelinktours.com 250-286-3347

Explore your own backyard!Marine Link Tours Freight Boat Cruise Vacations on the “MV Aurora Explorer”

“A One of a Kind Journey

into thePaci� c

Northwest’s Inside Passage”

TRAVEL 11

We Have The Power to Make Things Better!Residential & Commercial 24 hour Emergency Service

YOUR EXPECTATION• Immediate Response• Install, Service & Repair• Exact Price Upon Arrival• Scheduled Appointment Times• Clean, Courteous Service Professionals

OUR EXPERTISE• High Tech Troubleshooting• Lighting - Fixtures - Fans - Ballasts• New Outlets - Circuits - Data Lines• Panel Upgrades - Code Corrections• Security - Landscape Lighting• Surge Protection - Generators• Hot Tubs - Spas

Serving Courtenay& Surrounding Areas

250.338.8002Email: info@mrelectricvi.ca

www.mrelectric.com

Mr.Electric™

SafetyHero

Independently Owned & Operated/Licensed & Insuredwww.electrical-safey.org

We Have The Power to Make Things Better!Residential & Commercial 24 hour Emergency Service

Mr. ElectricSafety Hero

OUR EXPERTISE• High Tech Troubleshooting• Lighting | Fixtures | Fans | Ballasts• New Outlets | Circuits | Data Lines• Panel Upgrades | Code Corrections• Security | Landscape Lighting• Surge protection | Generators• Hot Tubs | Spas

www.electrical-safety.org

Serving Campbell River & Surrounding Areas

250.830.1003email: info@mrelectricvi.ca

www.mrelectric.com

50+ActiveLiving

Programs

Healthy activities for daily life.

Community Centre 250-286-1161Sportsplex 250-923-7911

Check out the50+ Active Living Bulletin

available on the lastTuesday of each month.Parks & Recreation

Dr. Janis GuthyFamily Chiropractor

• Herniated, Protruded or Degenerative Disc?• Bursitis, Tendonitis, Arthritis, Plantar Fasciitis?• Acute or Chronic Back and Neck Pain?• Sciatica, Nerve Pain, Headaches?

Chiropractic Care• Sports Injuries• Automobile Accidents ICBC• Workers’ Compensation WCB• Veterans Affairs – Blue Cross

Custom Foot Orthotics• Exer-Rest Therapy• Laser & Ultra Sound Therapy• Thermal Shiatsu Massage Bed

Decompression& Laser TherapyCenter

Results may vary.

Strength Based Coaching/Development

• Relationship Coaching• Workshops - Anxiety, Depression, Anger

JonathanBuchananMA Counselling Psychology

jonathan.buchanan@mail.com250-465-8028

www.DecompressionLaserCenter.com250-287-3113

decompression.laser@gmail.com103-250 Dogwood Street, Campbell River, BC V9W 2X9

We can help.

HEALTH 12BOOMERS& Beyond

C A M P B E L L R I V E R