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Si necesita ayuda en español, comuníquese con el servicio al cliente, al 1-800-755-5801. A new account has been established for you. You can access it by visiting jhm.trsretire.com on or after Dec. 1, 2015. You’ll need to choose investments for your new account. Here’s how to get started.

The Suburban Hospital, Inc. 403(b) Savings Plan is moving to a new account at Transamerica.

Preparing for the transition Before your account moves in January 2016, there are steps you will need to complete to ensure that your account is set up according to your wishes. Between Dec. 1 and Dec. 31, 2015, visit your new retirement plan website at jhm.trsretire.com or call 800-755-5801 and take the following actions.

1. Choose new investment options.

Your existing investment options will not transfer to your new account, so you will need to choose new ones at Transamerica. If you don’t, your account will be invested in the plan’s default investment option. Information about the investment options is available on page 2 of this newsletter and when you sign in at jhm.trsretire.com. Please read page 2 of this newsletter for information on how the Prudential Principal Preservation Separate Account will transfer.

2. Review your beneficiary designation. The beneficiary election you made for your current account will transfer to your new account. Because it’s important to ensure your account will be distributed according to your wishes in the event of your death, now is a good time to review your designation and make any updates you feel are necessary. You might need spousal consent if you have designated a primary beneficiary other than your spouse.

Retirement plan meetings Have questions about the plan or the move to the new account at Transamerica? Aren’t sure what you need to do next? Group meetings and one-on-ones will be held with Transamerica representatives beginning in December. Visit jhm.trsretire.com to view the group meeting times and schedule a one-on-one appointment.

Suburban Hospital, Inc. 403(b) Savings Plan

In this issue: • Preparing for the transition

• Retirement plan meetings

• Transition details

• Your existing assets

• Fund information

• Where to go for more information

But I don’t work there anymore! If you are retired or no longer employed by Suburban Hospital, Inc., some of this information may not apply to you. However, any assets you have in the Suburban Hospital, Inc. 403(b) Savings Plan will transfer to a new account at Transamerica on Jan. 8, 2016, and will be invested in the plan’s default investment option unless you choose new investments between Dec. 1 and Dec. 31, 2015 by visiting jhm.trsretire.com.

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Transition details How can I access my new account? You can access your new account by calling 800-755-5801 or by visiting jhm.trsretire.com, the new Johns Hopkins Medicine website at Transamerica. Your existing ID and password will carry over to the new website. Effective Dec. 1, 2015, suburban.trsretire.com will be automatically redirected to jhm.trsretire.com. When do my assets move to my new account? Plan assets will officially move on Jan. 8, 2016. Can I access my account during the transition? No. To ensure that plan assets and records transfer accurately and in a timely manner, there will be a “blackout period” during which you will not be able to access either of your accounts. You will also be unable to initiate any transactions such as investment transfers, withdrawals, or loans. For this reason, you should carefully review the appropriateness, balance, and diversification of your investments since you won’t be able to make changes to your account during the blackout period.

The blackout period will begin at 4:00 p.m. ET on Jan. 7, 2016. Between Dec. 1 and Dec. 31, 2015, you will have limited access to your new account at Transamerica to choose new investment options and review your beneficiary. Once the blackout period is over the week ending Jan. 22, 2016, full account access will resume at Transamerica.

What if I receive recurring payments from the plan? Your payment information will carry over to your new Transamerica account and your payments will continue without interruption.

Your existing assets The assets in your current account will be liquidated on Jan. 7, 2016, and transferred to your new account on Jan. 8, 2016. If you do not select investment options between Dec. 1 and Dec. 31, 2015, your assets (and new contributions) will be invested in an age-appropriate American Century target date fund. You can learn more about the American Century target date funds by visiting jhm.trsretire.com. Target date options generally invest in a mix of stocks, bonds, cash equivalents, and potentially other asset classes, either directly or via underlying investments, and may be subject to all of the risks of these asset classes. The allocations become more conservative over time: The percentage of assets allocated to stocks will decrease while the percentage allocated to bonds will increase as the target date approaches. The higher the allocation is to stocks, the greater the risk. The principal value of the investment option is never guaranteed, including at and after the target date. A note about the Prudential Principal Preservation Separate Account If you have assets in the Prudential Principal Preservation Separate Account, Prudential has advised us that one of two options will occur:

1. Assets will be transferred to Transamerica. Your assets will continue to be invested in the Prudential Principal Preservation Separate Account. Transfers out of the fund and eligible withdrawals from the fund will be permitted, however new contributions will not be permitted into the fund.

2. Assets will be liquidated and transferred to the MetLife Guaranteed Account at Transamerica.

You will be notified which option has been selected soon after Prudential notifies Transamerica in mid-December. Stable value investments seek capital preservation, but they do carry potential risks. Stable value investments may be comprised of or may invest in annuity or investment contracts issued by life insurance companies, banks, and other financial institutions. Stable value investments are subject to the risk that the insurance company or other financial institution will fail to meet its commitments, and are also subject to general bond market risks, including interest rate risk and credit risk.

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Do I need to choose a new payroll savings rate? No. Your current payroll savings rate will transfer to your new account, and you will continue saving without interruption. If you plan to increase your payroll savings rate before the end of 2015 to maximize your contributions for the year, you may need to adjust your payroll savings rate again once the blackout period is over by visiting jhm.trsretire.com.

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What if I am enrolled in PortfolioXpress®? If you are currently enrolled in PortfolioXpress, this service will not automatically carry over to your new account. To re-enroll in this service, visit jhm.trsretire.com and click on Manage>PortfolioXpress starting on Dec. 1, 2015, or any time after the blackout period is over. PortfolioXpress® is a registered service mark of Transamerica Retirement Solutions. PortfolioXpress® presents a series of asset allocation models up to and through a designated retirement year. You are solely responsible for choosing the retirement year and risk preference. By subscribing to the service, you agree to each of the asset allocation mixes and automated rebalancing transactions that will take place over time within your account as you approach the selected retirement year. If you sign up, you should carefully review the service agreement for additional information regarding other terms and conditions that may apply to this service. Although the PortfolioXpress® service is offered at no additional cost, you will continue to bear the fees of the underlying funds in which the account is invested. PortfolioXpress® is designed as investment education. Transamerica or its affiliates do not provide investment advice. Retirement date portfolios are subject to the same risks as the underlying asset classes in which they invest. The higher the portfolio’s allocation is to stocks, the greater the risk. The principal value of the portfolio is not guaranteed at any time, including at and after the target date. What if I am enrolled in the auto-rebalance service? If you are currently subscribed to the auto-rebalance service, this service will not carry over to your new account. To re-enroll in this service, visit jhm.trsretire.com and click on Manage>Transfers starting on Dec. 1, 2015, or any time after the blackout period is over.

Fund information Will my funds change? Yes. Your plan’s fund lineup will change. You need to choose from the new investment options when you sign in at jhm.trsretire.com between Dec. 1 and Dec. 31, 2015. If you do not choose new investment options either during the early access period or when the transition is over, your account will be invested in an age-appropriate American Century target date fund. Where to go for more information

Your current Transamerica account

No action is required. You can check your account balance and make any changes before the transition begins.

suburban.trsretire.com

Your new Transamerica account

Between Dec. 1 and Dec. 31, 2015, sign in to choose your investment options and review your beneficiary designation. Once the transition is over, sign in to check your balance, manage your account, initiate transactions, and more.

jhm.trsretire.com

Your retirement planning consultant

Yolanda DeGrange is available to meet with you to answer questions about the plan and the transition. To schedule a one-on-one appointment with Yolanda, visit jhm.trsretire.com.

yolanda.degrange@transamerica.com 301-896-3914 202-553-1643

The role of the retirement planning consultant is to assist you with your savings and investment plan. There are no fees or commissions for meeting with your retirement planning consultant, who is a registered representative with Transamerica Investors Securities Corporation (TISC), 440 Mamaroneck Avenue, Harrison, NY 10528.

Securities offered by TISC. Suburban Hospital, Inc. has selected Transamerica Retirement Solutions as your retirement plan provider, but there are no other affiliations between Suburban Hospital, Inc. and Transamerica or its affiliate, TISC.

jhm.trsretire.com 3

News about your retirement plan’s move to a new account at Transamerica Retirement Solutions

5542-PT_NL_LA_ACH (11/15) © 2015 Transamerica Retirement Solutions, LLC

Suburban Hospital, Inc. 403(b) Savings Plan