how dreams are created
DESCRIPTION
Inspiration comes from the strangest places. Author, Jo Ann Brown, shares some of her most inspiring moments. She defines how her dreams were created and how she successfully accomplished her goals. She shares her newest inspiration to help people overcome financial literacy.TRANSCRIPT
"What the mind can conceive and believe, it can achieve." — Napoleon Hill
About Me - Jo Ann Brown
This is me.
Jo Ann Brownhttp://money-tutor.webs.com
I wasn't born with a "Silverspoon"
In my mouth
I was once very, very poor.
A cotton field
Is where I spent my early childhood - every summer.
At age 5, I picked 50 lbs of cotton a day.
At age 10, I picked 300 lbs of cotton a day.
We carried the cotton on our backs from the field to be weighed.
Everybody said - "You are a hard worker."
Earnings Went To My Mother - $3 Per Hundred Pounds
We had nothing.
No Indoor Plumbing
We pumped water from a well and brought it into the house.
No Indoor Bathroom
Slop Jar
This was our toilet. We urinated and had stools in a slop jar at night.
Outhouse
Daytime toilet
No Indoor Bathroom
Bathtub
Every child took a bath in the same water. Girls were first.
I didn't know that I was poor. Because everybody in my neighborhood lived like this.
My mother preached everyday.
Go To College
LincolnUniversity
All 5 college graduates attended this University.
So you don't have to live like me.
In 1969, the families believed in helping each other.
My brother-in-law said to me -Gal, you're gonna mess up
your life - "Come and live with us."
Eye Opener
At age 15, year 1969, my sister let me move from Wardell and live with her.
I Moved To Florissant, MO
Excellent Schools & Beautiful Homes
But,I Had No Social Life
Hazelwood Central H. S.
1969 -1971
19 blacks5,000 whites
Church - Two Times a Week
Wagner Ave -Church of Christ
Thursday night bible class
Two services on Sunday
Babysitting - My First Business(50 cents an hour)
I Learned How To Save and InvestMy Babysitting Income
College Education FundI saved a $1,000
and
I bought a stereo and a television.
I Also Started A Hope Chest With Money From Babysitting.
And, filled it with every thing I'd need for a house.
One day, at age 16, my oldest brother - "June Bug"
Came to Florissant and visited us with a friend.
The friend told us, his wife's parents gave them $10,000
as a wedding gift.
That's when it happened
I started dreaming about what I could do to help my children
get started.
College Bound!
My brother-in-law said(more words of wisdom)
You can graduate from college in 2 1/2 years.
So, That's What I Did.
I enrolled into college January 1971 and graduated May 1974.
I completed a one year intership with McDonnell Douglas during that time.
I Learned How To Set Goals
Colleges use to charge a flat fee per semester.
The fee was based on taking 12 hours.
Anything over 12 hours, you didn't have to pay for.
So, I would enroll for 12 hours at the beginning of the semester and summer school.
Then, I would add additional hours.
I took as many as 23 hours during the semester and 15 hours during summer school.
I received 13 job offers!when I graduated from Lincoln University - Jefferson City, MO
My Reward!
I chose to work for -
The General Accounting Office
Reason #1
Opportunity to Travel
Reason #2
Job Security - No Layoffs!
Got Married
Bought A House
Started A Family
Next Business - Rehab Property
Ah Hah Moment #1
Create Passive Income
Ah Hah Moment #2
Give my children a
house.
My Success
I have given both children a house and a car.
Goals help you achieve anything.
My New Inspiration - Barack Obama
Giving Back
ToThe
Community
Personal FinanceWhat They Don't Teach In School
Changing An Old Belief:
"I Don't Understand Finance"
To A New Belief:
"Yes I Can"
Classes, Seminars, Workshops...
http://money-tutor.webs.com
http://money-tutor.webs.com