grocery class june 2011
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TRANSCRIPT
According to the USDA, the average US family of four spends $771/month on a modest month. This means choosing store brand products and sticking to a list. More liberal spending plan, they are spending $994/month. If the family includes teenagers, the price goes up to $1,100 +
How much do you spend? Do you even know?
Grocery Store is the one store we have to shop at.
There is no magic number. Whatever works for YOUR family!
For every hour clipping coupons, shopping, unpacking = $25/hour of savings.
Buy the best quality products at the lowest prices!
Save where you can, so you can spend where you want!
Too much time
Remembering to use coupons
Juggling coupons at grocery store
No coupons for products I use
Coupons aren’t worth the time
Embarrassed to use coupons
Private brands are less expensive without
the work
Set a Monthly Budget for grocery
Budget will be different for every family
Doesn’t work, try a different amount
The longer you coupon the less your
budget due to stockpiling
If you are saving money that you weren’t
before, it IS working for you.
Cash Envelope System
Don’t just use a coupon because you
have one.
Combine with a store sale, store coupon,
rebates, or other promotions to maximize
savings.
Stockpile your most used items at the
rock bottom price.
Shopper A: Buys a box of cereal at $4 a
box each week for $24 total.
Shopper B: Buys 6 boxes of cereal at the
rock bottom price of $1.25 and pays only
$7.50.
Shopper B saved $16.50 by stocking up!
Why Stockpile? Have needed items on
hand Will spend less buying it
when at lowest price Less trips to grocery
store
When to Stockpile? Sale cycles every 12
weeks Holiday/Seasonal Sales Spreadsheet/Grocery
Price book
Items you use on regular basis
Ingredients for recipes in your main rotation
Item you will need in future
Seasonal/Holiday Items
Convenience items to have on hand for easy meals
Cleaning Supplies/Toiletries/Paper Products
Items you can donate
FREE ITEMS
Band Aids
Cough Drops
Deodorant
Shampoo/Conditioner
Toothpaste
Toothbrush
Razors
Milk - $1.99
Eggs - $0.88
Shredded Cheese -$1.50
Sour Cream – <$0.50
Cereal - $1.25
Cereal Bars - $1
Oatmeal – <$0.50
Bread - <$0.99
Dish Liquid - $0.25
Pasta/Sauce - $1
Couponing Terms & Abbreviations
Where to Find Coupons
Coupon Fine Print
Types of Coupons
Store Policies
Organization
B1G1 = Buy 1, Get 1
ECB = Extra Care Bucks (CVS)
SS = Smart Source Insert
RP = Red Plum Insert
GM = General Mills
IP = Internet Printable
RR = Register Rewards
MIR = Mail in Rebate
FAR = FREE after Rebate
CAT = Catalina
OOP = Out of Pocket
WYB = When You Buy
YMMV = Your Mileage May Vary
Find a complete terms list: http://bargainbriana.com/15-
days-of-couponing-day-2-the-language-of-couponers-
translated/
Sunday Newspapers
› Kokomo Tribune (less coupons but includes Red Plum Inserts), Indianapolis Star (Larger selection – No Red Plum Inserts)
Internet Printables
› Coupons.com
› RedPlum.com
› SmartSource.com
Magazines
In/On Packages
In Free Samples
Blinkies/Tearpads
In Store Brochures
Doctor’s Offices
Recycle Bins
Fairs, Festivals, Conventions
Search for coupons in the Bargain Briana Coupon
Database: http://bargainbriana.com/coupon-database/
SS = Smart Source P&G = P&G Insert
One Coupon per Purchase/per Item Purchase› If you buy one bottle of shampoo, you can use one manufacturer’s
coupon for that bottle. If you have additional coupons, you have to buy another item to be able to use that coupon. You are not allowed to use two manufacturer’s coupon per item.
One Coupon per Customer/Family› This is rare but you will see this often on high value coupons.
One Coupon per Transaction› You are only allowed one coupon for this item for each transaction. This is
to try to limit how many you purchase in a transaction. So, just make a few transactions whether in one trip or multiple trips to get around this.
Do Not Double› Language on a coupon that does not allow doubling. However, if the
coupon starts with a 5 will double regardless (if the store allows doubles). If the coupon starts with a 9, it will not double.
Other Coupon Language/Exclusions› Valid only in certain states, stores, etc.
Ma
nu
fac
ture
r’s
Co
up
on
Sto
re C
ou
po
n
Cellfire
Kroger eCoupons
Meijer mPerks
Saving Star
Shortcuts
Upromise – Not take off your bill but
“deposited” into your Upromise account
Most cannot be
stacked with paper coupons
Limited to how many
coupons you can use
Convenience
eCoupons
› Activate each month
Link to Store Loyalty Cards
› Earn money on selected purchases
› More ways to save!
Not organized!
Filer Method
File each week’s insert in an
accordian file
Only clip coupons
when needed
http://bargainbriana.com/couponizer
I now use the filer method and supplement with the Couponizer.
Use in conjunction with the filing method
Great for “loose” coupons such as printables, home mailers, etc.
Easy to transport
Durable
Fits in medium size purse
Know the coupon and policies of the
stores you are shopping
Keep copy of the official coupon policy
with you while shopping
Coupon Policies can change often so
look for updates
Drug Stores such as CVS and Walgreens
offer rich customer loyalty programs.
Stack coupons with Register
Rewards/Extra Bucks to maximize your
coupon
“Roll” Register Rewards and Extra Bucks
to minimize your out of pocket costs
Stack with Store coupons
CVS (BB Preferred)Sunday – Saturday Ad Extra Care Bucks with
loyalty card
Limits on ECBs Rewards Clip Free Coupons Stacking Allowed
CRT = Customer Receipt Tape Coupons
Saving Star CVS Advisor/Surveys
for ECBs
WalgreensSunday – Saturday Ad Register Rewards
Register Rewards are limited per transaction
Stacking Allowed Weekly Ad Coupons
IVC = Instant Value Coupons
Rebate Program
Transaction #1› Buy (5) Honest Tea @ $1
› Use (5) $1/1 Printable Coupons from Recylebank
› http://bargainbriana.com/recyclebank
› Pay $0 out of pocket
› Earn $2 Extra Bucks to use on next purchase!
Transaction #2› Buy (1) Refresh Tampons @
$6.79
› Use $1/1 Printable Coupon
› Use $2 Extra Bucks from Transaction #1
› Spend $3.79 out of pocket
› Earn $6.79 Extra Bucks to use on next purchase!
Kroger
Thurs – Weds Ad
Loyalty Card
Doubles up to $0.50
Limits two identical coupons for doubling
Accepts Printable
› No Free Printable Product Coupons
eCoupons: Kroger, Cellfire, SavingStar
Fuel Rewards
Meijer
Sunday – Saturday Ad (Kokomo area)
Thurs – Weds Ad (Indy)
No loyalty card required
Doubles up to $0.50
Limits two identical coupons for doubling
Accepts Printables
Stacking Allowed
Meijer Mealbox Coupons
mPerks
Walmart
Ads are sporadic
Price Matching (limits)
No Doubling
Accepts Printables
Accepts Competitor Coupons
Accepts Catalinas
Target
Sunday – Saturday Ad
No doubling
Stacking Allowed
Accepts Printables
Target Printable Coupons
Target Mobile Coupons
Buy X, Get GC promotions
Do unto others
Do no clear shelves
Coupon Ethically
Use coupons as intended
Keep calm
HAVE FUN!
Save Inserts on Sunday
Go to BargainBriana.com
› Grocery lists for Aldi, CVS, Kmart, Kroger, Marsh, Meijer, Target, Walgreens, Walmart,
and more!
Print List
Clip & Print Coupons
Go Shopping
Save $$$$$
5dollardinners.com
Onceamonthmom.com
All You Magazine – 30 Issues for $25
› http://bargainbriana.com/all-you-magazine-
deal/
Couponizer - $19.95
› http://bargainbriana.com/couponizer
Grocery Class
› http://bargainbriana.com/grocery-class/Password: Cicero