Eric Resume and Bio 2015

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  • Eric Lawrence Frazier, MBAPresident and CEO

    The Power Is Now, Inc.Corporate Headquarters3739 6th StreetRiverside, CA 9501Office: 800-401-8994 x 703

    Direct: 714-361-2105

    Skype: frazier.eric

    Email:

    eric.frazier@thepowerisnow.com Website:

    www.thepowerisnow.com

    To schedule an interview contact:

    Kendra Gedeon, Executive Assistant

    to Eric L. Frazier MBA, President & CEOOffice: 800-401-8994 ext. 715

    Skype ID: kj4everblessed2

    Email:

    kendra.gedeon@thepowerisnow.com

    Eric Lawrence Frazier, MBA

    Mr. Eric Lawrence Frazier MBA (NMLS 461807) is the President and CEO of the Power Is Now Inc. (CAlBRE 1980407 |NMLS 1435243) The Power Is Now is a multimedia company and real estate sales and lending firm that specializes in real estate education for consumers and real estate professionals in the acquisition, sales, rehabilitation and development of real estate nationwide. The education is disseminated through Online Radio and live online video conferences nationwide on (www.thepowerisnow.com) and www.blogtalkradio.com/thepowerisnow) every day. He is also the Publisher and Editor in Chief of The PIN Magazine which is a real estate Magazine and online magazine which debuted Sept. 1, 2013. Mr. Frazier has over 25 years of experience in real estate as a licensed California Real Estate Broker (#01143484). He is currently the President of the Orange County Realtist (www.ocrealtist.org) which is a chapter of the National Association of Real Estate Brokers also known as NAREB (www.nareb.com), and a director of the California Association of Real Estate Brokers (www.careb.org). Mr. Frazier is also a nationally known mortgage lending professional with 33 years of sales management, underwriting, operations, and marketing.

    Mr. Frazier is a graduate of Redlands University in Redlands California. He has a MBA with an emphasis in Finance and a BS in Business Administration and Management. He is a teacher at University of California Riverside and teaches E-commerce, and lectures on the US Mortgage Crises to international business and political leaders from abroad. He and his wife are founders of Frazier Group Reality in Riverside, CA a full service Real Estate Company (www.fraziergrouprealty.com) a family owned and operated real estate firm. He is on the board of directors of Riverside Fair Housing Council. He is a former Vice President of Orange County National Association of Hispanic Real Estate Professionals, former Advisory Board member of the Orange County Asian Real Estate Association of America Orange, Advisory board member of the Black Chamber of Commerce in Orange County, director of Project Tomorrow (www.tomorrow.org) a national education nonprofit, Member of the 100 Black Men of Orange County and the NAACP in Orange County.

    We are at our best and we maximize our potential for success in business and life when we act on information and

    opportunities now. The present is our future because the future is only a reflection of past decisions to act now.

    Eric Lawrence Frazier, MBA

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    He is the past President of the African American Association of REO Brokers and a current member. He is also a member of REOMAC (www.reomac.com), the Pacific West Realtors Association of Realtors, Orange County Association of Realtors, the California Association of Realtors (CAR), the National Association of Realtors (NAR), the Women Council of Realtors, a member of the National Association of Mortgage Brokers, the Past President and current directors of the State of California African American Museum(www.caamuseum.org) and former Pastor of the North Fontana Church.

    Mr. Frazier is also an author, singer, poet, and songwriter. He is a blogger, motivational speaker, business consultant and coach for profit and non-profit companies and Community Leader. He enjoys golf, running and jazz music. Mr. Frazier strives to be a role model for others African American young men and enjoys mentoring and coaching adults. His greatest accomplishment is being married to the love of his life for 33 years and being the father of 4 daughters. His three oldest daughters have master degrees in management and business and the youngest daughter who is in her sophomore year at Cal Poly. All of Mr. Fraziers accomplishments and associations can be found on LinkedIn.

  • Eric Lawrence Frazier, MBA

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    Resume

    Business Objective

    To utilize my education, skills, training, and real world experience to help companies, teams and individuals grow and achieve their full potential in Real Estate and Mortgage Banking.

    Professional Experience

    Aug. 20 2009 to Present

    The Power Is Now, Inc. Riverside, CAPresident/CEO

    The PIN Radio & TVThe Power Is Now Radio & TV is an Online Radio & TV network from which a series of teleconferences and videos are created to empower, inspire and educate consumers and real estate professional about changes in the world of real estate, banking, finance, marketing, economics, government and anything else that can give real estate professionals and consumers the tools they need to be successful. Currently averages over 40k listeners a month.

    The PIN MagazineThe Power Is Now e-Magazine is a national real estate and lifestyle magazine, bringing together each states communities of consumers and the real estate, banking, insurance and investment professionals who serve them, through smart, fun, and timely editorial content, compelling photographs and quality advertising. The magazine prototype was launch 9/29 at the AREAA National Convention

    The PIN Real Estate ServicesThe Power Is Now real estate services is a full service real estate firm specializing in all aspects of residential and commercial real estate sales and. asset management. The firms mission is to provide individuals, companies, private equity placements, hedge funds and banks with comprehensive strategic investing in residential, commercial, RMBS, CMBS and multi-family residents. The asset management division is led by Vice president and Director, Timothy Turner. Mr. Turner has over 25 years of background in financial consulting and private asset management

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    The PIN Mortgage ServicesThe Power Is Mortgage Services is a full service mortgage brokerage with many funding relationships with mortgage banks and commercial banks in the US. The PIN mortgage services is able to assistant first time home buyers, move up buyers, investors and non-profit and for-profit businesses in obtaining the financing they need to acquire land, residential or commercial real estate. The division is led by Eric L. Frazier founder of the Power Is Now and corporate broker.

    The PIN Technology ServicesThe Power Is Now Technology services is a technology company specializing in website development and maintenance, social media customization and management, online radio and e-magazine development, mobile applications, database development and management and CRMS for real estate professionals and business in general. This division is led by Nicholas Clarkson who brings 10 years of technology management and development.

    The PIN Business Consulting ServicesThe Power Is Now Business Consulting specializes in non-profit and for profit companies who provide services of any kind and/or sale products and programs. We create business and marketing plans, SWOT analysis, market studies, sale training, brand and marketing strategies, recruiting and Human resource management, operation management and development of systems and processes to succeed in business. The division is led by Eric L. Frazier MBA and Founder and a team of MBA consultants who work on the projects.

    January 2, 2014 to December 2, 2014

    INTERCAP LENDING, ALISO VIEJO, CANational Sales Manager

    Responsible for national mortgage production from various sources including realtors, builders, and financial professionals through the real estate network of the Power Is Now Inc. To establish MSAs with key real estate brokers that are part of the Power Is Now network in each of the states that Intercap Lending is licensed to do business.

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    Oct. 27 2012 to Aug. 1, 2013

    PRIMELENDING, CORONA, CAProduction Manager Responsible for personal mortgage production; solicitation of residential mortgages from various sources including realtors, builders, financial professionals, past customers and other nontraditional sources. My priority is building my personal production for next 12 to 24 months before I start building a team of HMCs to manage. As a manager I am responsible for managing, coaching, and motivating a staff of Home Mortgage Consultants (HMC) to meet sales production goals; ensure that HMC staff is compliant with Prime Lending Home Mortgage standards, regulations, and policies related to loan production.

    June 16, 2008 to March 30, 2012

    WELLS FARGO BANK, LA HABRA, CAAssistant Vice President and Branch Manager

    Responsible for loan production and operational compliance for the North Orange County Markets La Habra Home Mortgage Center. Manage and approve all underwriting and appraisal arbitrations. Develop and maintain a thorough understanding of the lending territory and market. Conduct weekly sales training and accountability meeting for sales staff. Responsible for directing and managing the sales activities of the branch so that efficient customer service is provided and quality loans are generated. Responsible for managing, coaching, and motivating a staff of Home Mortgage Consultants (HMC) to meet sales production goals; ensure that HMC staff is compliant with Wells Fargo Home Mortgage standards, regulations, and policies related to loan production; Responsible for personal mortgage production; solicitation of residential mortgages from various sources including realtors, builders, financial professionals, past customers and other nontraditional sources.

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    Jan 97-June 15, 2008

    WASHINGTON MUTUAL, BUENA PARK, CAVice President and Senior Loan Center Manager

    Responsible for loan production and operational compliance for the Brea, Buena Park, La Habra and formally two Santa Ana satellite Home Loan Centers. Consistently exceed annual production goals in all categories. Average funded volume over 1 billion dollars per year from 2003 to 2007. Develop marketing strategies, presentations and business development for the entire sales team. Assure compliance with prescribed operational procedures and standards. I was an instrumental member in the development of lending practices, procedures, operational goals for the Loan Centers. Assure optimum application of loan standard and utilization of all resources. Manage and approve all underwriting and appraisal arbitrations. Develop and maintain a thorough understanding of the lending territory and market. Conduct training meetings and certification for Fair Lending, ECOA and HMDA regulations. Conduct weekly sales training and accountability meeting for sales staff. Participate in quarterly home improvement shows and business expositions. Conduct monthly Realtor seminars for 80 to 100 Realtors. Established Santa Ana Caravan and Marketing Session for Realtors called Rally and Ride Inc.

    May 95-Nov 97

    HOME SAVINGS OF AMERICA, IRWINDALE, CAConsumer Lending Regional Manager

    Took the leadership role in the start-up operation of the Consumer Lending Sales Division for Home Savings; Accountable for overseeing the Consumer Lending activities of 30-35 Financial Centers. Accountable for training, and cross-training of existing Financial Center managers and CLOs. Acting liaison between Group Sales Directors and the Consumer Lending Division Manager. Hired and trained Community Lending Officers in each Financial Service Center. Set goals and completed evaluations on FC lending activity and Consumer Loan Officers productivity. Funded 10-15 million per month in consumer loans in territories ranging from South Orange County to San Bernardino County.

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    Aug 94-May 95

    HOME SAVINGS OF AMERICA, PASADENA, CAAssistant Vice President and Assistant Loan Manager

    Loan Authority for 1st trust deeds and open end loans. Managed Home Loan Centers all over Los Angeles County. Managed all phases of operations, underwriting, and originations. Managed sale of R.E.O.s from start to final disposition of the properties. Reviewed and assured accuracy of appraisals, and the adherence to compliance rules and Bank policies. Participated in community and charitable events and to foster sales and promote the Home Loan Center. Effective and efficient in underwriting and reducing turn around time of all loans. Provided support, guidance, counseling, and training for the Loan Consultant in marketing, territory management, and underwriting techniques; provide support for Realtor and Broker office presentations. Prepared monthly management sales report for senior management.

    Mar 92- Aug 94

    FIRST FIDELITY FINANCIAL, MONTCLAIR, CAMortgage Banker and Broker, President/CEO

    Hired and developed 40 Loan Officers who funded an average of 10 million a month. Interfaced with various investors and lending institutions. Negotiated special pricing, volume incentive, and lines of credit with various investors. Developed a variety of lending programs, pricing, loan production, and statistical data reports. Managed all Human Resources matters including employee evaluations. Prepared budgets and monitored budget variances. Assisted Agents in developing business plans and strategies for success. Established lending territories for branches and Loan Agents. Developed training programs for Loan Officers and Sales Management. Successfully developed various company policies regarding personal and production goals for all staff. Responsible for HUD and D.R.E. audits, trust accounts, and federal regulatory issues. Coordinated efforts of Marketing and Advertising Departments for sales support and marketing collateral.

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    Aug 90-Mar 92

    GREAT AMERICAN MORTGAGE, RANCHO CUCAMONGA, CAMortgage Banker and Broker, VP Manager

    Hired and developed 30 Loan Officers who funded an average of 15 million a month. Established various funding sources and warehouse lines for FHA & VA loans, as well as a wholesale department and funding sources for 4-party originations. Oversaw administrative and production activities of Loan Agents, and the recruitment and training of underwriters, processors, and funders. Coordinated marketing and advertising departments efforts for sales support and marketing collateral. Implemented marketing and advertising strategies. Developed training and motivation programs for Loan Agents. Oversaw Human Resources matters including employee evaluations. Directed budget preparation; monitored budget variances, loan production and statistical data reports. Directed th...