ebclc proposed ftc modifications to used car buyers' guide

7/30/2019 EBCLC Proposed FTC Modifications to Used Car Buyers' Guide

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rffiffi#EAST BAYCOMMUNITYLAW CENTER

Fedelal Trade CommissionMr. Donald S. ClarkOffce of the SecretaryRoom II-113 (Annex T)600 Pennsylvania Avenue, N.WWashington, DC 20580Re: Proposed Modifications to Used Car Buyers GuideUsed Motor Vehicle Tlade Regulation Rule, 16 CIR 455

Dear Secretaly Clark:Th9 East Bay Community Law Center is one of the largest legal aid provider.s for low-icomeindividuals in the San Francisoo Bay Area. Our oflce on the border f Oakland and Berkeley(we are affiliated with the UC Berkeley Law Sohool) rnaintains a broad consumer protectionpractice aud regularly sees individuals who buy used cars from dealerships based on iraudulentmisrepresentations or misleading or false informatiot]. The ljsed Motor Vehicle l'radeRegulation Rule (the "Rule") is a crucial tool pl'otecting these individuals from fraudulent andwrongful busiuess practices. I-lowever, neither the Rule as it currently stancls noL the FTC,sproposed changes serve as well as they could the FTC's goal of providing accurate and reliableinformation to car buyets.When our clients purchase a car, it is oflen because public transpol.tation is isuf}cient orunreliable, and they need a vehicle to get to work or br.ing their. kids to school. A 2011 teportanalyzittg 371 tlansit ptovidels in,the nalion's 100 largest metropolitan areas confirmed thisexpetience throughout the country.r 'fhe lepof concluded tltaf 75%o of low- and middle-skilledjobs are latgely inaccessible via public transportation.2 For low-inoome workers in suburbanareas, even fewer jobs are accessible by public transit.3 Although low-income worker.s have littleif^any disposable income to spend on a car', they may need to make the purchase as a necessity oflife.Because these workers clo not have the funds to purchase a new car, tley must rely on used carI Adi" l'o,n ., et al., Misser.l oppolfuniry: Iyqn.tir (tncl Jobs in Metropolitan Anterico, Br.ookingslrrstitution, May 12,2011. Available at: http://www.br ookings.edu/rsear.ch.eports/201 li0511i-jobs-and-t'ansit.2Id.atl.3 Id. at 1 (only 22% ofjobs can be accessed in 90 minutes via public tr.ansit)3130 Shttuck Avenue, Berketey, CA 9470sf 510.548.4064 f 510.849.1536 www.ebclc.org


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#ffiffiffffiffi*1EAS BAYCOMMI,NIIYLW CENTERConclusionIn sum, we believe the FTC can offer stronger protections to consumers \rye serve by making fivecritical changes to the Used Car Buyers Guide.

1. Require dealers to make a diligent search for existing warranties and to prominentlydisclose known existing warranties in the Buyers' Guide,2. Require dealerships to provide consumers with vehicle history reports.3, Impose penalties on dealers using the internet to sell cars who violate the rule,4. Require dealers who advertise in Spanish to provide a SpanishJanguage buyer's guide.5. Make the second sentence below the as-is warranty box consistent with a consumer'sability to bring a claim for fraud,

We thank the Commission for its ongoing work in protecting consumers, and for providing usthe opportunity to participate in revising this vital Rule.

Director, Neighborhood Justice [email protected](5ro) 269-6614

3130 shaltuck Avenue, Berkoley, cA 94705f 510,548,4064 f 510.849.1536 $ivw.ebclc.org


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EXHIBIT A


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tat13eL > S-Lby-areaRcpy roiscc bclos'1985 Ford F'

1985 l-ord l- 5U Krng Cab automatlc> san francisco > all for sale / wanted > cars & trucks - bv owner

fhg ll n,i""ot"on'r"n p,ohibircd qae eilOf150 I(ing Cab autornatic - $1500 ( Bay Arca)

I985 lrord F I 50 I( ng Cab autoDtic looks okay xrs good ncw ti|cs blakes kcpt up with 1500 or bcst ollt 41557 29084. I-octioIi Bay 4rcfl. it\ NOT ok 1.) corlct Lhis l)ostcr with $c^,iccs ol otber connlrc i I intc:s Ls

I,osriglD: 161t302744 hrrdr 2013-03-01J, l0r2lAM ISI hiilt iichd

I No conl[(l irfir? - |J illrc fstcr diJn'l inrlu


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-L > Sf-ay-zrc > san francisco > all for sale / wanted > aIg-&Lck__bl_awte-rRcply toiscc bco\, llae l1 ' ,ni.""t"un' rr,t jx!j!]!ql !!! &!lI1995 Mcrcury Villager vn autornatic - $1500 ( Bay Arca)1995 Melcury Vjll^ger vn autom tic gl ee color looks iLr ruus good 1500 or bcst oftr 41 55 7 29084 no ics at this tinrc. Tcli0ni ly ^rc il's NO f ok to conl0r rhis Dosrcr wilb scrviccs olothcr comnrcrciilinrcrcsts

I'osrDglD; -r6l740l15l I\Nrcd 20ll-01-08. l0:2t^[4 tsl- cnif ro a1.hd

r' _No contct iu[o?fI ifrhc p,rsrcr rliLllt ir(ludu a plJrrt nunrlcr. cnuil. o' oll(r cinlircl jrtir. crrti&\li.t ciur r rolily thcrn vi r c'mil. fi-en [otellI

fbay.craigslist.org/sfc/cto/361 7401 352.hlmlCopyrjght @ 2013 craigslisl, ir1c. tems of rise DIiIey feedback

i/u/13 2U0U Salurn 4dr


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-L > SF bav_a[ea > san francisco > all for sale / wanted > cars & trucks - by ownerIcply Lorscc bclow tag l1l rt.c't"no' ,r,t p|()hibitcd ,!! lltl2000 Saturn 4dr - S1200 (san franisco )2000 Satuo 4 door automtic looks good rlx)s okay lleeds bltcries lrccl lo fix coluu 1200 cach or best oflcr 415 572 9084. lorion:san l1nisco. k's NOT ok Lo coo{act Lhis postor Nilir sc,viccs ololhcr co'rcrcirlitcrcs(s

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f"No coutct irfo?--"I illh, f,uslcr (li.lrtl irrL luclc a phuuc nuncr. crmil. or iI otlrcr, ontact irrlir. craigrlist cnn notily thcrn uir crruil lGe.no r.lorJl It-.--..,--....-..,.,.,...,,,._-....-..i

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2l.JUU l-ord l-ocus xs automactrc


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Q-L > S- 3y-4ra' san fra ncisco > all for sale / wanted- > cars & trucks - bv ownerRcply toircc bclo$' llgl]l: ]l.li$r1pgglZqrL ]l])U!!r! !E!r !.!.!l)-f lbrql. r{ r J.03.03, r020^r\.r Psr2000 Fortl locus xs automactic - $2400 (bay area);-j

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2000lror( focus ulolutic 4 door lool(s inr'rs good 2400 besl olltlr 41557 29084. bcatior:b y rc. itk NOT ok to cor)tact this poslcrwilh sctvcc$ or'orhcrcomrncniallnrcrcsts

l),r rlD:J4/2|)J801 l)urlJd:2Ull.Ol-U8. l0.20AM I'sl c tuiltodfiicl

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il\113 19V5 Mazda mvp van automactrc


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!)L > SF bayjrea > san francisco > all for sale / wanted > cars & trucks - by ownerllcply to:scc bclow thg l1l nl"cot"oo' ". DlQllllSd i])!ll lS!]lt r^rRI: l0rn0r.0$, r0 r2^1 rs l1995 Mazda rnvp vn utonrctic - $1300 (bay area )1995 mzl rlN,p vrD utorlLrctic look nur good 1.300.00 b.ob4l5 572 9084. tcdti0n:b y rc. i's NOT ok 1() couLact this poslcr will so1iccs or'olhcrco,nrrciiiiDtclsrs

Posrigll): -l47190980 I'ofcd: 2013-008, 10 22N4 lSl cprnil ro a licn

I No con(ct info?i ,t,i," r",ir.tt,r, ,,rr:luJr: r ph,rnc nunrhcr', cmrit, ,r' II orlrcl conurct ittl. crrig\list cn rulity thcrn viu crnril. [na ruetl ]i-i

fbay.craigslisl.org/sfc/cto/36471 90980.h1m|Copyright @ 2013 craigslist, inc. ICII_OLUE9 plijay feedback

itrJllS 19V5 Mazda mvp van automacttc


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e-L>S.I-ay--aIa>safrancsco>allforsale/wanted>cars&trucks-bvownerIcDly to:scc bclo$' tag lll ni"cat"nn' r"d Dl!l!Ig4 .er! !.!.lj-l1995 Mazda rnvp van autonrctic - $1300 (bay area )1995 mazla rrnp rau a!lourctic look lrur good 1.300.00 b.ob415 572 9084. lclio:by lrc. it's NOt ok lo c0rlacl lhis posror \\'ith scrl,iccs or'olhcr cornrcrcirl iDtc'csrs

roriglD: 1647190980 lorcd: 2013-0-l-08, l0r22AM lsl- cprrl to a lhpd

r No contcl iufo:'llI ifthc lrJsl..! (lidn't i)chrrlc a phurrc nurnhrr, L:mril. oI ollcr coDticl inli. cr'iail;sl cu nntil! llcrn vir ,nril. | -erd Noiell It*-._...

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ita/13 lv_92 I oyota I ercel aulomatlc


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et > SF -ay-arg? > san francsco > all for sale / wanled > cars & trucks - bv ownerllcply roiscc blow 1at 11 ,IIru*t- proibircd fl4!- ]2qr1!l:1992 ''oyofa 'ferccl automatic - t1400 ( San F rancisco)1993 'lbyola l'erccl aulorafic looks oky lrLs good nrust scll 1400 or best ollcr'41557 29084 l pics. lli,rhr Srr Fncsco. it's NO'ok ro conl ct lis postcr wilh scl1iccs ololhcrcoDcrcill iILcrcsls

Portr,f:16


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-L > S-y-A-a > san francisco > all for sale / wanted > cars & trucks - by ownerRct)lylorsccbcfow lg11: rscalco?d ptohil)itcd 4D !!!l_qI2001 Ford Taurus 4 tloor - $1200 ( Bav Arca)

2001 rorcl Taur.s ar.fonrlio 4 door runs good 1200 bcst ollr.hj rilcs 41557 29084. LocrlionrBry rca. it\ NOT ok to conlct lhis posic' wilh scflocs or.orhcrconncrcrlinrcrcs(s

t'os Lirg ID: 1656956560 )arcd:2011-03-08, l0122AM t St

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il113 't96E ptymouth caavan automattc


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l > SF bay ata > san francisco > all for sale / wanted > cars & trucks - by ownercDly ro:scc l)clow llne lll ,,,tt!O"n ^ p'.ohibtcd lu31] !!rI_q!l rod.r0-0r,0$, ro::r!A1rs1.l98fl Plynrouth carvan utonatic - f1350 ( San lrrancisco)1988 Pla'nouth calavan artollic looks okay tLxls goodl350 or trcsl oflr. 4155? 29084 l,S no pics. r)crlion:Sn loisco. il'sNOlokroc0tactlhispos(crwitlscryiccsolothclcorntcrciIi,rrunisrs

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19/9 ljodge Uobra motorhome utass u


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CL > SF bay arei > san francsco > all for sale / wanled > aEr! trucks - by ownerIct)ly riscc bclolv us Lll nriqcaLcpo|i^.d !l!!X4 S!3e lslf-aj1979 Dodgc Cobra rnotorhornc Class C - $2400 ( San lrrancisco)

. lrction: Sno l"ncisco. i('s NOT ok to co lacl lhis postcr wilh scrviccr or. orhcr comrercI intcrcstsl)osri'rglD Jo5('4u4,,2 n:rcd:2ull-01-U8, I0:22ANi t,sl .,nritrotcn(t

I No coxf{(l ill[0? -I ifrhc osrcl tli.ln'r irrchrtlc a plronc rurrrbcr'. crnail. olI othcl' iurrlrct iDtir, ertisslist c n0li[y lhcl]l viir eruilt_,.,.-t

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fbay.craigslist.org/sfc/cto/3656404924.htm1Copyriglt O 2013 craigslisl, irc. lemrs of us til@y feedback

ebclc proposed ftc modifications to used car buyers' guide

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