EASY PAISAMobile Banking

MOBILE BANKING Telenor Pakistan partnered with Tameer Micro

Finance Bank to introduce branchless banking in Pakistan.

Access to the easiest way to conduct financial transactions, whether they are related to paying bills, sending/receiving money within Pakistan, receiving money from abroad.

Fulfills Our need to Receive Money from anywhere across Pakistan.

EASYPAISA MOBILE ACCOUNT

Easypaisa Mobile Accounts are

Actual bank accounts and work just like a normal bank account.

Available only for existing and new Telenor subscribers. Easypaisa Mobile Account can be opened from any Telenor Sales and Service Centers, Telenor Franchise or Tameer Bank branch.

No Charges Involved for cash deposit for account holder

APPLICABILITY FOR HERBION PAKISTAN OPERATIONS

Easy.Pay solutions cater specifically to Corporate Organizations that want a mode of payment collection from customers that is both convenient and reliable.

Herbion will be provided with a Corporate Easypaisa Mobile Account number, which they can communicate to their customers.

Customers in turn can then make payments to the Herbion from thousands of Easypaisa shops all over Pakistan or from their own Easypaisa Mobile Account.

USING EP FOR HERBION PAK OPERATIONS Open a mobile account, Easy Pay. Using Easypaisa, money can be Received or

Transfered Its easy to send money or receive money

from Easypaisa shop in the most efficient, secure and convenient way.

Any person in Pakistan can use this product and that no registration is required for transfer.

Transactions will be identified via NIC numbers

USING EP FOR HERBION PAK OPERATIONS

An instant SMS message will be sent to both the Sender and the Receiver on sending/receiving money

Sending/Receiving can be done from thousands of easypaisa shops all over Pakistan

No more waiting in long lines - Money Transfer can be done even at late hours

STEPS INVOLVED

Herbion Pakistan

EP account

Monet

Transfe

r

Customers Visit EP outletEP

outlet

1

3

2

TRANSACTION RECORD

Consumer Transactions could be identified through

Transaction ID CNIC Date / Time Amount Invoice No

CHARGES INVOLVED

Two kinds of charges involved: Charges for End-customer: Standard

Easypaisa shop / or Mobile Account charges to the end-customer who visits the Easypaisa shop or sends money through his own mobile account.

Charges for Corporate Client: A minimal charge is also charged to the Corporate client for providing an Easypaisa solution. These charges are made clear to the organization when a formal proposal is sent to them. 

LIMITATIONS

Different account limitations exists that vary accordingly

Level 1 Account:Daily limit: Rs 25,000, Monthly Limit Rs 60,000Yearly Limit Rs. 500,000No Capping on the Maximum Balance

LIMITATIONS

Level 2 Account:Daily limit: Rs 500000, Monthly Limit Rs 1,000,000Yearly Limit Rs. 6, 000,000Maximum Balance of Rs 3,000,000

HOW CONSUMERS CAN SEND MONEY TO US?

By using two modes1. Through CNIC2. Through Mobile account

Transaction Cost is cost is involved for money transfer

Consumers have to bear the transaction costs

Money Transfer (easypaisa shop to Mobile Account)

Slab Start Slab End Charges*F.E.D*

(16% as per Govt. Regulations)

Total Charges(inclusive of FED)

1 200 12.93 2.07 15

201 500 21.55 3.45 25

501 1,000 30.17 4.83 35

1001 2500 60.34 9.66 70

2,501 4,000 90.52 14.48 105

4,001 6,000 120.69 19.31 140

6,001 8,000 150.86 24.14 175

8,001 10,000 181.03 28.97 210

10,001 13,000 211.21 33.79 245

13,001 15,000 241.38 38.62 280

Money Transfer (From CNIC to Mobile Account) All Amounts in RS. 

ADDITIONAL CHARGES All fees will be charged in addition to the

transaction amount. 16 % tax will be applicable of transaction

fees

Sending & Receiving Transactional Limits: Rs.15,000 per month on a CNIC There is no limit on number of transactions

per CNIC in a month

PAYMENT CHANNELS INVOLVED

Any person can use Easypaisa services by visiting their nearest

1. Easypaisa shop,2. Telenor Franchise, 3. Telenor Sales & Service Center4. Tameer Microfinance Bank branch.

AUTHENTICITY/SECURITY

Approved by the State Bank of Pakistan

Everyone can enjoy secure branchless banking service with instant transactions.

Easy and quick transfer.

HOW TO GET MOBILE ACCOUNT

Visit: http://www.easypaisa.com.pk Submit request Easy paisa CR will contact within 24 hrs

Links: Terms and conditions: http://www.easypaisa.com.pk/index.php/en/easy-pay-terms-and-conditionsOnline form: http://www.easypaisa.com.pk/index.php/index.php/en/corporatesolutionsform