dspml systematic investment plan (sip)

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S imple Min Investment of only Rs.2000 I ntelligent Benefit from the Power of Compounding P ractical With Auto Debit Facility. DSPML Systematic Investment Plan (SIP). - PowerPoint PPT Presentation

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  • SimpleMin Investment of only Rs.2000

    IntelligentBenefit from the Power of Compounding

    PracticalWith Auto Debit FacilityDSPML Systematic Investment Plan (SIP)

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  • Did you know ?If your current monthly expenses are Rs. 30,000/- p.m, after 20 years you will require Rs. 80,000/- p.m to maintain the same lifestyleAssuming inflation rate of 5%

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  • Did you know ?An education degree for your child which currently costs Rs. 10 lakh will cost Rs. 21 lakh after 15 years.Assuming inflation rate of 5%

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  • Individual Investor Needs: Investment GoalsAll individuals need to save for RetirementChilds education / marriageMedical emergencyOther family obligations

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  • Individual Investor: Life Stages

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  • Value of Money over timeImpact of inflation on monthly expenses of Rs. 30,000 todayValue of Rs. 100,000 over timeAt inflation of 5%

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  • Performance of Various Asset ClassesSource: InternalCumulative annualised returns 1980-2004

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  • Individual investors are scared of ..The Downside in EquitiesThe of Market TimingThe of Market VolatilityRiskRiskRisk

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  • What else makes a material impact on investments in equity ?

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  • Investing in the BSE Sensex 25 yearsData source: ICRA MFIEReturns are from 1981- Dec 2005

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  • The Power of CompoundingFrom Jan 1, 1984 to Dec 31, 2004 a 21 year period

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  • Summary

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  • How Do You Achieve Your Financial GoalsRetirementChilds education - internationalFamily commitments - medical emergency, etc

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  • 30,00083,579Monthly Household ExpensesRetirement Planning

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  • Childs EducationEducational Degree20,00,00034,20,000

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  • Childs Marriage20,00,00043,70,000

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  • So What Are The Benefits Of Investing Through A Systematic Investment Plan !

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  • Benefit : 1The Benefit of Long Term Equity InvestmentEquities give superior returns among all asset classes over the long termDSP Merrill Lynch Mutual Fund has a track record of consistent good performance relative to its peers

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  • Benefit : 2The Benefits of Systematic Monthly Investment Takes out the risk of market timingAdds the benefits of the power of compounding and rupee cost averaging

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  • Benefit : 3FlexibilityYou can choose from a wide array of schemesYou can decide to keep invested amounts in an earlier scheme & invest future SIP instalments into a new scheme

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  • Benefit : 4Added ConvenienceAuto debit facility across over 25 locations in IndiaRegular account statementsRedemption request directly credited into your bank account

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  • Make your investment goals a realityStart a S.I.P. today !

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  • Track RecordSource: ICRA MFIE, Internal, Bm Benchmark. All returns shown above are for the growth option and do not take into account Entry Load, hence the actual returns will be lower . In case of DSPML Equity Fund returns assume the reinvestment of dividend at net asset value of the ex-dividend date. As per SEBI standards of performance reporting, the "since inception" returns are calculated on Rs. 10/- invested at inception date. The inception dates are as follows:- DSPML Balanced Fund - 27-May-99, DSPML Equity Fund - 29-Apr-97,DSPML Top 100 Equity Fund - 10-Mar-03, DSPML Opportunities Fund - 16-May-00, DSPML India TIGER Fund - 11-Jun-04. As on May 31, 2007 the NAVs of the schemes were as follows:- DSPML Balanced Fund - Rs 42.506, DSPML Equity Fund - Rs 44.229, DSPML Top 100 Equity Fund Rs 63.884, DSPML Opportunities Fund - Rs 59.28, DSPML India TIGER Fund Rs 36.684. Past performance may or may not be sustained in the future and should not be used as a basis for comparison with other investmentsReturns are as on May 31, 2007

    Scheme Name1-year3-years5-yearsSince InceptionF %Bm %F %Bm %F %Bm %F %Bm %DSPML Equity Fund42.8639.8858.1942.5352.1133.0728.9314.90DSPML Opportunities Fund34.3639.8849.8442.5350.6133.0728.7418.41DSPML Top 100 Equity Fund45.3638.6950.1343.54----------55.0745.13DSPML India TIGER Fund45.0038.69--------------------54.9143.13DSPML Balanced Fund 33.0425.2935.5725.3335.3521.8319.78NA

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  • SIP PerformanceSource: Internal, BloombergAssuming monthly investments of Rs. 2,000. While comparing performance of investments made through SIPs with the respective benchmarks of the scheme, the value of the index on the days when the investment is made is assumed to be the price of one unit. As on May 31, 2007 the NAVs of the schemes were as follows:- DSPML Equity Fund - Rs 44.229 , DSPML Opportunities Fund - Rs 59.28. The compounded annualized returns calculated above do not take into account entry load if applicable, hence the actual returns will be lower than those shown above. DSPML Equity Fund: returns assume reinvestment of dividend at net asset value of the ex-dividend date. S&P CNX Nifty Index as on May 31, 2007 was 4295.80. Past performance may or may not be sustained in the future and should not be used as a basis for comparison with other investmentsPeriodInvestment(Rs)Value (Rs)CAGR (%)Value (Rs)CAGR (%)1 year24,00028,43536.18%28,60337.62%3 year72,000132,00143.71%124,18438.90%5 year120,000404,60450.93%295,60937.06%Inception168,000774,60743.41%471,90229.08%1 year24,00030.39653.18%28,60337.62%3 year72,000145,51951.61%124,18438.90%5 year120,000442,69155.02%295,60937.06%Inception242,0001,433,24333.58%759,91321.48%S&P CNX Nifty IndexS&P CNX Nifty IndexOpportunities FundEquity Fund

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  • SIP PerformanceSource: Internal, BloombergAssuming monthly investments of Rs. 2,000. While comparing performance of investments made through SIP's with the respective benchmarks of the scheme, the value of the index on the days when the investment is made is assumed to be the price of one unit. As on May 31, 2007 the NAVs of the schemes were as follows:- DSPML Top 100 Equity Fund - Rs 63.884, DSPML India TIGER Fund - Rs 36.684. The compounded annualized returns calculated above do not take into account entry load if applicable, hence the actual returns will be lower than those shown above. BSE 100 Index as on May 31, 2007 was 7468.70. Past performance may or may not be sustained in the future and should not be used as a basis for comparison with other investments

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  • SIP PerformanceSource: InternalAssuming monthly investments of Rs. 2,000. All returns shown above are for the growth option and do not take into account Entry Load, hence the actual returns will be lower. While comparing performance of investments made through SIP's with the respective benchmarks of the scheme, the value of the index on the days when the investment is made is assumed to be the price of one unit. As on May 31, 2007 the NAV of the DSPML Balanced Fund was Rs 42.506, CRISIL Balanced Fund Index 2577.86. Past performance may or may not be sustained in the future and should not be used as a basis for comparison with other investments

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  • Thank YouA Rupee Saved Is A Rupee Earned- A Long Journey Begins With A Small Step

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  • DSPML Balanced Fund (DSPMLBalF) is an open-ended balanced scheme seeking to generate long-term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as debt & money market securities. Asset Allocation: Equity & equity related securities: approx. 60% (min 30%). Debt & money market securities: approx. 40% (min 30%). DSPML Equity Fund (DSPMLEF) is an open-ended growth scheme seeking to generate long-term capital appreciation, from a portfolio, which is substantially constituted of equity and equity related securities of issuers domiciled in India. The scheme may also invest a certain portion of its corpus in debt and money market securities, in order to meet liquidity requirements from time to time. Asset Allocation: Equity & equity related securities: approx. up to 90%. Debt & money market securities: approx. up to 10%. DSPML Opportunities Fund (DSPMLOF) is an open-ended growth scheme with a primary objective to generate long-term capital appreciation, and a secondary objective of income generation and distribution of dividend, from a portfolio constituted of equity and equity-related securities, concentrating on the investment focus of the scheme. Asset Allocation: Equity and equity related securities: 80-100%. Debt, securitised debt & money market securities: 0-20%. DSPML Top 100 Equity Fund is an open ended growth scheme seeking to generate capital appreciation, from a portfolio that is substantially constituted of equity and equity related securities of the 100 largest corporations by market capitalisation, listed in India. The scheme may also invest a certain portion of its corpus in debt and money market securities in order to meet liquidity requirements from time to time. Asset Allocation: Equity & equity related se

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