SIP Systematic Investment Plan ( Simplest Solution to Wealth Creation ) RR Investor Capital Services.

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  • SIPSystematic Investment Plan (Simplest Solution to Wealth Creation)

    RR Investor Capital Services

  • RR Investor Capital Services

    FINANCIAL PLANNING FOR THE FUTURE

    Do You Want To Compromise On Your Living Standard After Your Retirement ?

  • Savings of Rs 100000 will minify year after year,due to . RR Investor Capital Services

  • A SIMPLE SOLUTION TO WEALTH CREATIONSUCCESS COMES SIMPLY BY DOING SIMPLE THINGSMEANS TO ACHIEVE GOALSINVEST EARLY + INVEST REGULARLY (DISCIPLINED SAVINGS)+INVEST CORRECTLY (RIGHT ASSET CLASS )=WEALTH CREATION

    RR Investor Capital Services

  • COMMON FEARS

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  • EXCUSES AND JUSTIFICATIONS

    I do not have enough money to invest.Ans : Minimum Amount require for SIP is as low as Rs 500

    I am too busy making money to worry about managing it.Ans : Fund Manager of any respective SIP mutual fund scheme will manage your money .

    I do not have the time Ans :Auto Debit System for paying the installments will save your money and energy.

    I dont have expertise to follow market movements and make investments at the right time.Ans: There is no need to time the market.

    RR Investor Capital Services

  • SIP SYNOPSIS

    SIP is an investment program that allows you to contribute a fixed amount in mutual funds at regular intervals . Invest a fixed sum every month. (6 months to perpetual - through post-dated cheques or Direct Debit facilities) .Fewer units when the share prices are high, and more units when the share prices are low. Average cost price tends to fall below the --average NAV .

    Merits of SIP Discipline Investor (Think of each SIP payment as laying a brick. One by one, youll see them transform into a building. Youll see your investments accrue month after month)Power of Compounding Rupee Cost AveragingHassle FreeRR Investor Capital Services

  • BENEFITS OF EARLY INVESTINGRR Investor Capital Services

    JAMESBONDStarting Age25 years40 years Monthly SIP Rs.5,000/Rs.15,000/Saving Years till Age 6035 years20 yearsTotal Amount Invested Rs.22 lacsRs.36 lacsWealth at Age 60 yearsRs.26 croresRs4.80crores

  • RR Investor Capital ServicesWHY ASSET ALLOCATION IS IMPORTANT20000000015000000010000000050000000

  • Systematic Investment plan (S.I.P) of Rs 3000 per month invested for 30 years and compounding at 24% annually will grow to Rs 18.69crores

    The same amount invested at 20% annually will grow to Rs 6.89 crores.

    Now if the return is changed to a conservative 15% the amount would be Rs 2.07 crores.

    The same amount invested in a Bank at 6 % per annum will grow to a paltry Rs 30.13 lacs. You actually destroy wealth by putting money into Bank and post office deposits. RR Investor Capital Services

  • Preeti started investing at the age of 25. She invested Rs.10,000 each year for 35 years and then she stopped contributing. Rohit started investing at the of age 35 and then invested Rs.10,000 each year for 25 years.

    If they have invested Rs 10,000 annually till 35 years then they could have fetched Rs 1.013 croreRR Investor Capital Services POWER OF COMPOUNDING

  • 24.6lacs76.9 lacs1.01croreRR Investor Capital Services

  • Thank YouBy investing through SIP, you end up buying more units when the price is low and fewer units when the price is high. However, over a period of time these market fluctuations are generally averaged. And the average cost of your investment is often reduced.RR Investor Capital ServicesGraphical Presentation RUPEE COST AVERAGING

  • It is a hassle-free mode of investment since you can issue standing instructions for the regular transfers of money into your SIPs.

    SIPs inculcate the savings habit in investors.

    On a regular basis you put aside affordable sums of money and without realising it, over the long run you could amass great wealth RR Investor Capital Services HASSLE FREE

  • RR Investor Capital ServicesPerformance of lump sum investment depends on the price at which they are boughtEXAMPLE OF LUMPSUM vs. SIP

  • Those who invested in mutual funds through the systematic investment plan (SIP) route benefited the most from fluctuating share prices over the past 2-3 years.

    Top equity diversified funds have returned 16-18% in three years, SIP investors have earned returns in the range of 25-28% (investing into the same funds) during the same period.

    Supposing an investor has invested Rs 1,000 every month (between November 23, 2006 and November 23, 2009), he would have pocketed a 31% return on his Sundaram BNP SMILE Fund, 29% on ICICI Prudential Discovery Fund and 28% on his HDFC Equity Fund. Sensex three-year return being 25% on a compounded basis

    Source : Economic Times RR Investor Capital Services SIP Investors beat equity MF peers in returns race

  • Thank you Happy Investing

    RR Investor Capital Services

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