a sip that can give you the added benefit of life ... · pdf filelife insurance cover. birla...

• Call toll-free 1-800-270-7000 (BSNL/MTNL)

• Visit www.birlasunlife.com

• SMS ‘CSIP’ to 56161 Premium SMS charges apply.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Birla Sun LifeCentury SIP

Monthly Factsheet | June 2013

A SIP that can giveyou the added benefit ofLife Insurance cover.

Birla Sun Life Century SIP is a facility, in addition to the conventional SIP facility, offered under designated schemes which gives the benefit ofLife Insurance cover to the eligible investors. For more details, please turn overleaf.

sms CSIP to 56161call 1-800-270-7000 (toll-free) | Visit www.birlasunlife.com


Premium SMS charges apply.

Mutual Fund: Birla Sun Life Mutual Fund. Asset Management Company/Investment Manager: Birla Sun Life Asset Management Company Ltd. Registered Office: One India Bulls Centre, Tower - 1, 17th Floor Jupiter Mill Compound, 841, S. B. Marg, Elphinstone Road, Mumbai - 400013.

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Investing for a long-term goal usually requires accumulating a large amount, which needs considerable planning and dedication. It may not always be easy to have access to large amounts of money when you need it. Hence, a Systematic Investment Plan (SIP) can help you achieve your long-term financial goals systematically and with ease:

• Set aside small amounts regularly to help you reach your financial goals in a disciplined way

• Invest conveniently, because your monthly SIP installment automatically gets transferred from your bank account

• There is potential to gain from the long-term growth that equity (shares) may have to offer

For example, if you had invested ` 1000 each month in BSE Sensex for the last 10 years, i.e. from June 2, 2003 till May 31, 2013, your investments would have given you a growth of 19.94% p.a.

Past performance is no indication of future performance. The data assumes the investment is made on the 1st day of every month, or the subsequent working day. Data source: www.bsedia.com, Computation: Internal

The Life Insurance cover stops after you reach the age of 55. In case of an unfortunate event, the beneficiary will get the insurance amount plus the fund value.

Large Cover: Your total Life Insurance cover can be up to a maximum of ` 20 Lakhs across all schemes / plans / folios.

Hassle-free: There are no medical tests required, making it a hassle-free insurance. Only a genuine ‘Good Health Declaration’ is to be signed by the investor as given in the application form.

Continuity: Your Life Insurance cover continues even if you stop your Century SIP installments after 3 years. In this case, the Life Insurance cover will be the same as your fund value. The cover ceases to exist on full / partial redemption or switching prior to completion of SIP tenure.

Life Insurance at no extra cost: The cost of Life Insurance will be entirely borne by Birla Sun Life Asset Management Company Limited.

100x: You can get Life Insurance cover up to 100 times your monthly installment. Here’s how the Life Insurance cover works for you:

Small systematic steps can bring you closer to your financial goals.

Extra benefit of Life Insurance cover

Century SIP gives you the extra benefit of Life Insurance cover at no extra cost. It also helps build wealth through systematic investments.

Life Insurance cover is subject to limits and other terms and conditions as specified for availing Century SIP, an optional, add-on, facility made available under designated schemes of Birla Sun Life Mutual Fund. This communication contains only few features of Century SIP. For further details and terms and conditions, investors are requested to refer to the Scheme Information Document of designated schemes or visit our website before availing Century SIP. Further, the Group Life Insurance cover will be governed by the terms, conditions & exclusions of the insurance policy with the relevant Insurance Company as determined by the Birla Sun Life Asset Management Co. Ltd. (AMC). The AMC reserves a right to modify/annul the said Group Insurance Cover on a prospective basis. Insurance is a subject matter of solicitation.

01

All About Mutual Funds

What is the way then to help you achieve your financial needs and goals? The answer can be mutual funds. Here are a few things about mutual funds that you must know in order to benefit from them:

What are mutual funds?A mutual fund is a professionally managed collective investment scheme that pools money from many investors. This money is then invested in stocks, bonds, short-term money market instruments, and/or other securities.

Types of mutual fundsMutual funds can broadly be classified as open ended or close ended. While open ended funds are available for subscription and repurchase on a continuous basis and do not have a fixed maturity period, close ended funds are open for subscription only during a specified period at the time of launch of the scheme and have a stipulated maturity period. The funds can further be classified according to the investment objective as:

• Growth or equity funds: The aim of growth funds is to provide capital appreciation over medium to long term. Such schemes normally invest a major part of their corpus in equities and have comparatively high risks.• Debt funds: The objective of debt funds is to generate steady returns while aiming to preserve your capital. They invest only in fixed income instruments like company bonds, debentures, government securities etc.• Balanced funds: These funds invest in both equity and debt in varying proportions. So, their average returns and risk profile also fall some where in between growth and debt funds.

How do mutual funds score over equities? Unlike equity Investments, mutual fund investments do not

require you to analyze and track companies and the ways of the market. Also they can help them stay less affected by the fall in the prices of one particular stock as their returns are derived by overall performance of various stocks that the Mutual Fund invests in.

What’s the right time to buy and sell mutual funds?The right time to buy mutual funds is when the prices of the funds are low or falling. However, the holding period should be determined by the market conditions ideally. For eg. in growth funds a greater holding period can offer greater chance to benefit.

What are SIPs?A systematic investment plan allows you to invest in a fund at regular intervals rather than a lump sum one time amount. SIPs are based on the principle of rupee cost averaging which can help make a fall in scheme’s NAV work to the investor’s advantage. When the NAV falls because of a fall in the market, SIP can help accumulate more units at lower rates while restraining them from going overboard in a rising market by giving fewer units at those higher levels. Further, by staying invested for a long period of time, they may also profit from the appreciation in equities tend to show over the long term.

How do I select the right mutual funds?While choosing a mutual fund, it’s important to keep your objectives, risk appetite and investment budget in mind. You should also keep in mind the performance of the fund over the last couple of years and check the exit load charged by a particular scheme which is charged as a percentage of NAV and has the effect of reducing returns by that amount.

By keeping these simple things in mind, you can make mutual fund investments that can work to your advantage and help in realizing your financial goals.

Rising expenses, children’s education, unexpected emergencies and finally retirement – the demands on people’s money seem to be ever-rising. And savings alone may not prove to be enough to meet them all. Making judicious investments though can make their money work harder. However, most people are reluctant to invest as they find it very puzzling. More so, they don’t have the time to monitor the stock markets.

02

Investment OutlookEquity Investment Outlook

After 3.5% rise in Apr’2013, markets consolidated over last month with the Sensex and the Nifty returning 1.3% and 0.9% respectively. However, consumer staples, health care and IT sectors outperformed the markets by 1-2% while Utilities, Metals and Telecom were key losers during May ’13. FII flows continued at Rs. 22,168 Crs as against Rs. 5414 Crs in April’2013.CSO announced that GDP growth for the March’2013 quarter was 4.8% This compares with 5.1% growth during March’2012 quarter and 4.7% (revised up from 4.5%) over Dec’2012 quarter. Industry segment growth improved to 3.2% in QE March 2013 compared with 2.8% in the previous quarter while services sector remained steady at 6.6%YoY in March’2013 vs. 6.7% in the previous quarter. Agricultural growth decelerated to 1.4%YoY in March’2013 vs. 1.8% in the previous quarter. For FY13, agricultural growth decelerated to 1.9% vs. 3.6% in FY12.On the Monsoon expectations, Indian Meteorological Department has come out with initial estimates forecasts the South West monsoon around 98% of long period average (LPA) with a model error of (+/-) 5%. This qualifies as a ‘normal’ south-west monsoon which should augur well for the agricultural growth component of the GDP, and should lead to a bounce in agricultural production, ease the food inflation through FY14 and more importantly support rural income and demand. Looking forward, we expect FY14 GDP to post moderate improvement in growth rate to

~5.5%-6% as all macro variables like interest rates, inflation, fiscal deficit, current account deficit etc are turning favorable during current year, albeit very slowly.March quarter revenue growth stood at 6.6% for Sensex companies while Net Profit grew by 1% YoY. Key sectors that grew better than market were Financial Services, Private Banks, Media, IT and Consumers. While, on the other hand Telecom, PSU Banks, Cement and Capital Goods disappointed with earnings de-growth. Over last 5 years, Sensex earnings have grown by 45% (absolute) while markets have been virtually flat. As a result, at the current juncture, Indian equity market is trading closer to long term average one year forward Price to Earnings valuation. Having gone through the worst of economic conditions in the FY13, we believe the gradual improvement in economy henceforth will support both the corporate earnings recovery and market valuations. With relatively better economic conditions in FY14, we expect corporate earnings growth to improve aided by softening cost pressures. In the near-term there could be volatility in markets induced by tapering foreign flows and currency moves due to global markets uncertainty. We believe that equities will provide good returns over the next 3-5 years and advice investors should stay invested in equities and look to benefit from market volatilities by systematically adding equity exposure.

Domestic Growth Outlook Last month, we got further evidence of the growth slowdown India has experienced for the last 2 years with the release of the Q4 FY13 growth data. With India’s Q4FY13 GDP growth at 4.8%, FY13 growth at 5% marked the lowest growth India has experienced over the last decade. To put the current growth slowdown in perspective, FY13 growth is full 400bps lower than the ~9% growth India underwent in FY10-FY11. Moreover, this growth is lower than the 6.7% experience in FY09 during the 2008 financial crisis.Overall, the slowdown from FY11 to FY13 has been quite broad-based across the major segments. Agriculture, which constitutes ~15% of GDP, has slowed from 7.9% growth in FY11 to 1.9% growth in FY13. Industry, which constitutes ~25% of GDP, has slowed from 9.2% growth in FY11 to 2.1% growth in FY13. Finally, the largest component of our GDP, Services has slowed from 9.8% growth in FY11 to 7.1% growth in FY13.Going forward, our expectation is that growth will remain subdued at ~5.5% for FY14, mainly because the recovery in our capital expenditure is expected to be very gradual. There are potentially 2 positive catalysts for growth in FY14. Firstly, a normal monsoon can lead to pick-up in agricultural growth and secondly aggregate government expenditure is budgeted to grow at 18.2% in FY14 as compared to 8.1% in FY13. While we believe that these 2 factors will be positive for growth in FY14, but because of the continued slowdown in other sub-sectors, primarily services and construction, the overall GDP growth would only improve to ~5.5%Inflation OutlookThe best part of the Indian macro story over the last 6 months has been the steady moderation in our Inflation picture. In fact, high and stubborn inflation was one of the key economic puzzles for the country in 2012. Despite growth slowing down from 9.3% in FY11 to 6.2% in FY12, WPI inflation remained sticky at 9.0% in FY12 as compared to 9.6% in FY11. Similarly, while growth slowed down to a decade low ~5% in FY13, WPI inflation at ~7.4% still remained considerably above RBI’s comfort zone of 4-5%.The good news is that we expect inflation to moderate significantly over

Debt Investment Outlook

the next 12 months to 4.5-5% largely on the basis of a significant fall in manufactured products inflation. Over the last 6 months, there has been a significant drop in the sequential momentum of manufacturing inflation and we believe manufacturing inflation will average close to 2% in FY14. We also think food inflation will moderate from current levels of ~10% (FY13) to ~8.5% in FY14.Thus, we expect WPI inflation to moderate to 4.5-5% in FY14 from ~7.4% in FY13 on the back of moderation in manufactured products and food inflation.Debt Market Outlook Month of May ‘13 witnessed another 35 bps rally in the bond market taking total rally to around 70bps over March. Our strategy of staying long across our portfolios, of course within portfolio duration caps, continued to pay us rich dividends.The question that is now being raised is that, `Is this rally sustainable’? Our short answer to this question is `Yes’!Those who have read our note `Bond 007’ will be quite convinced that this rally is not only sustainable but will also durable. Those who have not read this note will be advised to go through the note to find detailed answer to the above question. We have a mid-quarter monetary policy in the month of June ‘13. RBI Governor sounded a bit hawkish again when he re-emphasized RBI’s focus on CPI (consumer Price Inflation) and CAD (Current Account Deficit). The comments from RBI have created an uncertainty about rate cut in the upcoming policy and witnessed some sell off in bonds. Nevertheless, significant fall in WPI (wholesale Price Inflation), expected improvement in CPI and CAD should ultimately lead to large rate cuts going forward, timing of which will nevertheless continue to remain uncertain.Our advice to the investors thus would be to stay invested in duration funds, depending upon one’s risk appetite, to benefit from further rate cuts and not to get perturbed by short term volatility in the markets; however we would continue to caution our investors that the past performance, especially the recent one may not be repeated as we pass through a tumultuous period going ahead, especially as we approach major State and General Elections.

03

Savings SolutionsWhat are Saving Solutions?

Our Savings Solutions are aimed at preserving your money, providing you with liquidity and giving you tax-efficient returns.

Who can benefit from Saving Solutions?

This is an ideal solution for investors who have low - medium propensity for risk and high liquidity. These can be ideal for first time investors in mutual funds.

Regular Income SolutionsWhat are Regular Income Solutions?

Our Regular Income Solutions aim to preserve your money and provide regular income.

Who can benefit from Regular Income Solutions?

This is an ideal solutions for investors who are interested in alternative modes of regular income, either in present of after retirement stage, and have low propensity for risk. (Regular income is not assured & is subject to availability of distributable surplus.)

Wealth Creation SolutionsWhat are Wealth Creation Solutions?

Our Wealth Creation Solutions aim to grow your money through equity/gold investments and are available in a range of conservative to aggressive options.

Who can benefit from Wealth Creation Solutions?

These solutions can be ideal for investors who are planning for future expenses, like higher education of children, marriage, buying a home etc.These solutions are available in the range of aggressive to conservative options to suit the needs of the investor.

Tax Savings SolutionsWhat are Tax Savings Solutions?

Our Tax Savings Solutions help to reduce your tax burden and at the same time, aim to grow your money through equity investments.

Who can benefit from Tax SavingsSolutions?

Tax saving is important, especially when investors can save up to ` 30,900 in taxes! Section 80C of the Income Tax Act, 1961 provides options to save tax by reducing the taxable income by up to ` 1 lakh.But, wealth creation is also important. Isn’t it? That’s why this solution is ideal for investors who would like to create wealth along with tax saving.Tax savings of ` 30,900 is calculated assuming qualifying amount of deduction is ` 1 lakh & investor falls in the top income tax slab of 30% & includes applicable cess. Investors are advised to consult their tax advisor in view of individual nature of tax benefits.Further, Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein. Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.

The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

04

Savings Solutions

What are Saving Solutions?

Our Savings Solutions are aimed at preserving your money, providing you with liquidity and giving you tax-efficient returns.

Who can benefit from SavingSolutions?

This is an ideal solution for investors who have low - medium propensity for risk and high liquidity. These can be ideal for first time investors in mutual funds.

Benefits of Savings Solutions:

Make Inflation work in your favour: Inflation affects your returns from any investment including mutual funds. But, in case of savings solutions, you can use it to your advantage - through indexation - which can help you reduce the amount on which you have to pay tax. You can benefit from indexation, if investing for more than 1 year. Please consult your tax advisor on how to take advantage of indexation.

Aim to preserve your money: These schemes generally invest in instruments like bonds of reputed Indian companies and securities (bonds) issued by the Government of India which are considered relatively safe.

Aim to provide Liquidity: If you need to withdraw your money, all you have to do is submit a redemption slip and your money is normally credited to your bank account within one working day. You may also opt for an online redemption facility offered by many fund houses for added convenience.

Tax-efficient returns: You can earn returns in the form of monthly / quarterly dividends etc. which are completely tax-free in your hands. A dividend distribution tax of 28.325% is applicable and is deducted by the fund house.

There are various savings solutions available depending on the time period that you would like to invest for: a. 1 day to 3 months b. 3 to 6 months c. 6 months to 1 year d. 1 year +

The DDT rate of 28.325% is effective June 01, 2013 and further, upto May 31, 2013 DDT rate applicable shall be 14.1625% as amended by Finance Bill/Act 2013.

Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.

Investors are advised to consult their tax advisor in view of individual nature of tax benefits The Financial Solution (Savings Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

Birla Sun Life Cash Plus

What is it?A fund that aims to provide the convenience of a savings account with the opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view of individual nature of tax benefits.)

Fund Details

As on May 31, 2013

Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 5 years & 7 yearsDate of inception: June 16, 1997Nature of the scheme: An Open-ended Liquid Scheme

NAV of Plans / Options (`)^ Retail PlanGrowth: 310.7545 Dividend: 163.6940 Institutional PlanGrowth: 318.3949 Dividend: 108.0230 Weekly Dividend: 108.0680 Regular Plan$

Growth: 190.6583 Daily Dividend: 100.1950 Weekly Dividend: 100.2250 Direct Plan$ Growth: 190.6965 Daily Dividend: 100.1950 Weekly Dividend: 100.2250Dividend: 101.7733

Benchmark: CRISIL Liquid Fund Index

Load Structure (as % of NAV)Entry Load: NilExit Load: Nil

Other Parameter Modified Duration : 0.09 yearsYield to Maturity: 8.59%Standard DeviationRetail Plan: 0.41%Institutional Plan: 0.41%Regular Plan: 0.38%

05

SAVINGS SOLUTIONS

Conservative Returns Low Risk 1 day + High Liquidity

^The Face Value per unit of all the plans/ options under Birla Sun Life Cash Plus has been changed from `.10/- to `.100/- effective from October 07, 2011

Date of Inception: June 16, 1997 NAV Per Unit. *

(`)

Birla Sun Life Cash Plus (%)

CRISIL Liquid

Fund Index # (%)

CRISIL 1Year T-BillIndex ##

(%)

Value of Standard Investment of ` 10000 in

Birla Sun Life Cash Plus (`)

CRISIL Liquid

Fund Index # (`)

CRISIL 1Year T-Bill

Index ## (`)

Since inception till March 31, 2013 (CAGR) 100.0000 7.35 N/A N/A 30647 N/A N/A

March 30, 2012 to March 31, 2013 (Absolute) 281.8475 8.73 8.17 8.33 10873 10817 10833



# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 77. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Managers.

Rating Profile of Portfolio

Issuer % to net Assets Rating Issuer % to net Assets Rating

Allahabad Bank 11.05% ICRA A1+ Citibank N.A. 2.53% IND A1+

Axis Bank Ltd 10.14% CRISIL A1+ State Bank of Patiala 2.15% ICRA A1+

Indusind Bank Ltd 8.98% CRISIL A1+ United Bank of India 2.08% CARE A1+

Kotak Mahindra Bank Ltd 4.28% CRISIL A1+ ICICI Bank Ltd 2.08% ICRA A1+

Tata Capital Financial Services Ltd 2.54% ICRA A1+ Sundaram Finance Ltd 1.93% ICRA A1+

Top Ten Portfolio Holdings

Note:Standard Deviation is calculated on annualised basis using 1 year history of monthly returns, source: MFI Explorer.

Investment Performance - Retail Plan - Growth NAV as on March 31, 2013: ` 306.4663

$These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com

69.76%

17.71%

11.86% 0.68%

AAA Cash & Current Assets Unrated AA

06

Birla Sun Life Cash Manager


Fund Details

As on May 31, 2013

Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 5 years & 7 yearsDate of inception:Retail Plan: May 14, 1998Institutional Plan: September 27, 2004Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)^Regular Plan$

Growth: 287.2430 Daily Dividend: 100.2933 Weekly Dividend: 100.1991 Institutional PlanGrowth: 200.2541 Daily Dividend: 100.2105 Weekly Dividend: 100.2056 Direct Plan$

Growth: 288.2562 Daily Dividend: 100.3629 Weekly Dividend: 100.2056

Benchmark: CRISIL Short Term Bond Fund Index

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load: Nil

Other ParameterModified Duration: 0.41 yearsYield to Maturity: 8.77%Standard Deviation:Regular Plan: 0.43%Institutional Plan: 0.43%

SAVINGS SOLUTIONS


^The Face Value per unit of all the plans/ options under Birla Sun Life Cash Manager has been changed from `.10/- to `.100/- effective from October 07, 2011



Housing Development Finance Corporation Ltd 10.82% CRISIL AAA,ICRA A1+ Tata Capital Financial Services Ltd 4.56%

CARE AA+,CRISIL AA+,

ICRA AA+Oriental Bank of Commerce 8.42% CRISIL A1+ Standard Chartered Invest & Loans Ltd. 4.50% CRISIL A1+

Indiabulls Housing Finance Ltd 6.26% CRISIL A1+ State Bank of Patiala 4.40% ICRA A1+

Shapoorji Pallonji & Co Ltd 6.24% ICRA A1+ Indian Overseas Bank 3.68% ICRA A1+

Kotak Mahindra Prime Ltd 4.82% CRISIL A1+,CRISIL AA+ Corporation Bank 3.24% CRISIL A1+



Date of Inception: May 14, 1998 NAV Per Unit. *

(`)

Birla Sun Life Cash

Manager (%)

CRISIL Short Term Bond Fund

Index # (%)


(%)


Birla Sun Life Cash Manager

(`)

CRISIL Short Term Bond Fund Index # (`)

CRISIL 1 Year

T-Bill Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 77. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Managers.

Investment Performance - Regular Plan - Growth NAV as on March 28, 2013: ` 282.4841


73.98%

15.96% 8.40% 1.65%

AAA Cash & Current Assets AA Below AA

07

Birla Sun Life Savings Fund


Fund Details

Fund Manager: Mr. Kaustubh GuptaManaging Fund Since: July 15, 2011Total Experience: 5 yearsDate of inceptionRetail Plan: November 27, 2001Institutional Plan: April 16, 2003Nature of the scheme: An Open-ended Short Term Income Scheme

NAV of Plans / Options (`)^Retail PlanGrowth: 220.5845 Daily Dividend: 100.2963 Weekly Dividend: 100.3349 Regular Plan$

Growth: 227.4755 Daily Dividend: 100.2970 Weekly Dividend: 100.3414 Direct Plan$




Other ParameterModified Duration: 0.53 yearsYield to Maturity: 8.82%Standard DeviationRetail Plan: 0.46%Regular Plan: 0.43%

SAVINGS SOLUTIONS


As on May 31, 2013

^The Face Value per unit of all the plans/ options under Birla Sun Life Savings Fund has been changed from `.10/- to `.100/- effective from October 07, 2011

Date of Inception: Nov 27, 2001 NAV Per Unit. *

(`)

Birla Sun Life Savings

Fund (%)


Index # (%)


(%)


Birla Sun Life Savings Fund (`)


CRISIL 1Year T-Bill

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes managed by Mr. Kaustubh Gupta is 77. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.



Housing Development Finance Corporation Ltd 9.82% CRISIL AAA,ICRA A1+ Punjab & Sind Bank 4.13% ICRA A1+

IDBI Bank Ltd 9.29% CRISIL A1+,CRISIL AA+ Small Industries Dev Bank of India 3.31% CARE AAA

Corporation Bank 7.50% CRISIL A1+ Piramal Enterprises Ltd 3.24% ICRA A1+

Shriram Transport Finance Company Ltd 6.57% CRISIL AA Dena Bank 3.11% CRISIL A1+

Canara Bank 6.08% CRISIL A1+ Tata Capital Financial Services Ltd 2.23% CRISIL AA+,ICRA A1+,ICRA AA+





71.95%

13.08% 12.87% 2.11%

AAA AA Cash & Current Assets Below AA

08

Birla Sun Life Ultra Short Term Fund

What is it?A fund that aims to provide the convenience of parking your savings with an opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view of individual nature of tax benefits)

Fund Details

As on May 31, 2013

Fund Manager: Mr. Kaustubh Gupta & Mr. Lokesh MallyaManaging Fund Since: September 29, 2009Total Experience: 5 years & 5 yearsDate of inception: April 19, 2002Nature of the scheme: An Open-ended Short Term Income Scheme

NAV of Plans / Options (`)^Retail PlanGrowth: 214.9572 Daily Dividend: 100.2470 Fortnightly Dividend: 103.9777 Regular Plan$

Growth: 142.7969 Daily Dividend: 100.2478 Weekly Dividend: 101.7619 Fortnightly Dividend: 103.1266 Direct Plan$

Growth: 142.8423 Daily Dividend: 100.2481 Weekly Dividend: 101.7628 Fortnightly Dividend: 103.1296


Load Structure (as % of NAV) (Incl. for SIP)Entry Load : NilExit Load : Nil

Other ParameterModified Duration: 0.45 yearsYield to Maturity: 8.44%Standard Deviation: 0.45%

SAVINGS SOLUTIONS

Conservative Returns Low-Medium Risk 1 month + High Liquidity

Date of Inception: April 19, 2002 NAV Per Unit. *

(`)

Birla Sun Life Ultra

Short Term Fund (%)


Index # (%)


(%)


Birla Sun Life Ultra

Short Term Fund (`)


CRISIL 1 Year

T-Bill Index ## (`)

Since inception till March 28, 2013 (CAGR) 100.0000 7.07 6.61 5.48 21116 20147 17943




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 77. Total Schemes managed by Mr. Lokesh Mallya is 2. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Managers.

^The Face Value per unit of all the plans/ options under Birla Sun Life Ultra Short Term Fund has been changed from `.10/- to `.100/- effective from October 07, 2011



IDBI Bank Ltd 10.64% CRISIL A1+,CRISIL AA+ ICICI Bank Ltd 5.13% ICRA A1+

Infrastructure Development Finance Company Ltd 7.82% ICRA AAA Oriental Bank of Commerce 4.91% CRISIL A1+

Housing Development Finance Corporation Ltd 7.61% CRISIL AAA,ICRA A1+ Indian Bank 4.90% FITCH A1+

Punjab National Bank 5.86% CARE A1+ Axis Bank Ltd 4.90% CRISIL A1+

LIC Housing Finance Ltd 5.21% CRISIL AAA State Bank of Patiala 4.88% ICRA A1+

Top Portfolio Holdings




71.35%

22.92% 5.73%

AAA Cash & Current Assets AA

09

Birla Sun Life Dynamic Bond Fund

What is it?An income solution that aims to generate optimal returns through active management by capturing positive price and credit spread movements.

Fund Details

Fund Manager: Mr. Maneesh DangiManaging Fund Since: September 12, 2007Total Experience: 11 yearsDate of inception: September 27, 2004Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Regular Plan Growth: 20.5251 Monthly Dividend: 10.7535 Quarterly Dividend: 11.5849Direct Plan$

Growth: 20.5651Monthly Dividend: 10.7783 Quarterly Dividend: 11.6215

Benchmark: CRISIL Short Term Bond Fund Index (w.e.f 27 May, 2013)

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption / switch-out of units within 180 days from the date of allotment: 0.50% of applicable NAV. For redemption / switch-out of units after 180 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.


SAVINGS SOLUTIONS

Conservative Returns Low-Medium Risk 9 month + High Liquidity

As on May 31, 2013

Date of Inception: Sept 27, 2004 NAV Per Unit. *

(`)

Birla Sun Life Dynamic Bond Fund

(%)


Index # (%)

CRISIL 10Year Gilt

Index ## (%)


Birla Sun Life Dynamic

Bond Fund (`)


CRISIL 10Year Gilt

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Maneesh Dangi is 1. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.



State Government Securities 22.03% SOV,SOVEREIGN Housing Development Finance Corporation Ltd 4.57% CRISIL AAA

Power Finance Corporation Ltd 8.47% CRISIL A1+,CRISIL AAA,ICRA AAA IDBI Bank Ltd 4.31% CRISIL A1+,

CRISIL AA+National Bank For Agriculture and Rural Development 7.50% CRISIL AAA Cholamandalam Investment and Finance

Company Ltd 3.03% ICRA AA

ICICI Bank Ltd 5.69% CARE AAA,ICRA A1+ Tata Motors Finance Ltd 2.72% CRISIL AA-

LIC Housing Finance Ltd 5.27% CRISIL AAA Shriram Transport Finance Company Ltd 2.66% CARE AA+,CRISIL AA




$‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com

45.96%

18.73% 16.79%

9.56% 5.46% 3.50%

AAA SOV

AA Below AA

Cash & Current Assets Sovereign


DLF Ltd 11.91% ICRA A Prime Publishing Private Ltd 8.85% BWR A-(SO)

Indiabulls Housing Finance Ltd 10.92% CARE AA+ TRIL Infopark Ltd (TATA Realty SPV) 6.09% BWR A(SO)

RHC Holding Pvt Ltd 9.37% BWR A1(SO),CARE A1(SO) Mandava Holdings Private Limited 5.59% BWR AA+ (SO)

IL&FS Transportation Networks Ltd 9.34% ICRA A Jay Properties Ltd 5.29% BWR A-(SO)

RKN RETAIL PVT. LTD 9.03% BWR A-(SO) Floreat Investments Ltd 4.51% ICRA AA+(SO)

10

Birla Sun Life Medium Term Plan

What is it?An income scheme that aims to optimize returns by identifying mispriced credit opportunities in medium term securities in the market and then selectively investing in them.

Fund Details

As on May 31, 2013

Fund Manager: Rohit Murarka Managing Fund Since: January 02, 2013Total Experience: 7 yearsDate of inception: March 25, 2009Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Regular Plan$

Growth: 14.1694 Quarterly Dividend: 10.3270 Half Yearly Dividend: 10.5253 Dividend: 10.5027 Institutional PlanGrowth: 13.7560 Quarterly Dividend: 10.3010 Half Yearly Dividend: 10.5212 Direct Plan$

Growth: 14.1929 Quarterly Dividend: 10.3905 Half Yearly Dividend: 10.7932 Dividend: 10.5163

Benchmark: CRISIL AA Short Term Bond Index (w.e.f May 27, 2013)

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption / switch-out of units within 365 days from the date of allotment: 2.00% of applicable NAV. For redemption / switch- out of units after 365 days but before 730 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 730 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterModified Duration: 1.67 yearsYield to Maturity: 10.50%Standard Deviation:Institutional Plan: 1.22%

SAVINGS SOLUTIONS

Date of Inception: Mar 25, 2009 NAV Per Unit. *

(`)

Birla Sun Life Medium

Term Plan (%)

CRISIL AA Short

Term Bond Index #

(%)

CRISIL 10Year GiltIndex ##

(%)


Birla Sun Life Medium

Term Plan (`)

CRISIL AA Short

Term Bond Index # (`)

CRISIL 10Year Gilt

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Rohit Murarka is 1. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.


Top Portfolio Holdings


Conservative Returns Low-Medium Risk 2 yrs+ High Liquidity



61.30% 21.01%

11.99% 5.70%

Below AA AA AAA Cash & Current Assets

11

Birla Sun Life Income Plus

What is it?A fund that invests in a combination of bonds and Government securities of varying maturities from time to time with an aim to optimize returns.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Prasad DhondeManaging Fund Since: January 11, 2010Total Experience: 11 yearsDate of inception: October 21, 1995Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Regular Plan Growth: 56.3095 Quarterly Dividend: 12.9174 Direct Plan$

Growth: 56.5005 Quarterly Dividend: 13.0316

Benchmark: CRISIL Composite Bond Fund Index

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load: For redemption / switch-out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 365 days from the date of allotment: Nil.


SAVINGS SOLUTIONS

Moderate Returns Medium Risk 1 yr + High Liquidity

Date of Inception: Oct 21, 1995 NAV Per Unit. *

(`)

Birla Sun Life Income

Plus (%)

CRISIL Composite Bond Fund

Index # (%)

CRISIL 10Year Gilt

Index ## (%)


Birla Sun Life Income Plus (`)

CRISIL Composite Bond Fund Index # (`)

CRISIL 10Year Gilt

Index## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When additional benchmark returns are not available, they have not been shown.Total Schemes managed by Mr. Prasad Dhonde is 13. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.



Government of India 40.37% SOV,SOVEREIGN Hindalco Industries Ltd 6.65% CRISIL AA+

State Government Securities 10.65% SOV Power Grid Corporation of India Ltd 4.02% CRISIL AAA

Power Finance Corporation Ltd 10.50% CRISIL AAA Damodar Valley Cor Ltd 4.00% CARE AAA(SO)

Rural Electrification Corporation Ltd 9.16% CRISIL AAA Aditya Birla Nuvo Ltd 1.79% ICRA AA+

Food Corporation Of India 6.72% CRISIL AAA(SO) Tata Sons Ltd 0.94% CRISIL AAA



Investment Performance - Growth NAV as on March 28, 2013: ` 53.1973


46.84% 37.09%

9.49% 4.18% 2.40%

SOV AAAAA SovereignCash & Current Assets

12

Birla Sun Life Short Term Fund(erstwhile Birla Sun Life Income Fund. Name changed w.e.f February 01, 2012)

What is it?A moderate income scheme that invests in diversified portfolio of debt and money market instruments of short to medium term maturity which can offer superior levels of yields at relatively lower levels of risk.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Prasad DhondeManaging Fund Since: July 01, 2011Total Experience: 11 yearsDate of inception: March 3, 1997Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Regular Plan Growth: 44.3617 Monthly Dividend: 11.6970 Direct Plan$

Growth: 44.3808 Monthly Dividend: 11.6982

Benchmark: CRISIL Short Term Bond Fund Index (w.e.f May 27, 2013)

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For Redemption / Switch- out of units within 30 days from the date of allotment: 0.50% of applicable NAV. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.


SAVINGS SOLUTIONS

Moderate Returns Medium Risk 6 month + High Liquidity

Date of Inception: March 3, 1997 NAV Per Unit. *

(`)

Birla Sun Life Short Term Fund

(%)


Index # (%)

CRISIL 10Year Gilt

Index ## (%)


Birla Sun Life Short Term Fund

(`)


CRISIL 10Year Gilt

Index ## (`)



March 31, 2011 toMarch 30, 2012 (Absolute) 35.8062 9.66 8.28 2.43 10966 10828 10243


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes managed by Mr. Prasad Dhonde is 13. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.



Power Finance Corporation Ltd 13.41% CRISIL A1+,CRISIL AAA,ICRA AAA National Housing Bank 4.61% CRISIL AAA,FITCH AAA

Housing Development Finance Corporation Ltd 12.70% CRISIL AAA,ICRA AAA

National Bank For Agriculture and Rural Development 4.53% CRISIL AAA

LIC Housing Finance Ltd 11.06% CARE AAA,CRISIL AAA ICICI Bank Ltd 3.24% ICRA A1+

Infrastructure Development Finance Company Ltd 10.89% ICRA AAA Axis Bank Ltd 3.23% CRISIL A1+

State Government Securities 6.57% SOV Sesa Goa Ltd 2.90% CRISIL A1+


Note:Standard Deviation is calculated on Annualised basis using 3 year history of monthly returns, source: MFI Explorer.



84.89%

6.57% 4.43% 4.12%

AAA SOV AA Cash & Current Assets

13

Birla Sun Life Floating Rate Fund - Long Term Plan

What is it?A fund that aims to generate income by investing substantially into floating rate debt/money market instruments.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 5 years & 7 yearsDate of inception: June 05, 2003Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)^Retail PlanGrowth: 205.6026 Weekly Dividend: 100.2603 Regular Plan$

Growth: 141.8666 Daily Dividend: 100.3952 Weekly Dividend: 100.2603 Direct Plan$ Growth: 141.9352 Daily Dividend: 100.3918 Weekly Dividend: 100.2624


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For Redemption / Switch- out of units within 30 days from the date of allotment: 0.25% of applicable NAV. For Redemption / Switch- out of units after 30 days from the date of allotment : Nil **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.


SAVINGS SOLUTIONS

Conservative Returns Low Risk 1 month + High Liquidity

^The Face Value per unit of all the plans/ options under Birla Sun Life Floating Rate Fund – Long Term Plan has been changed from ` 10/- to ` 100/- effective from October 07, 2011


(`)

Birla Sun Life Floating Rate Fund - Long Term Plan (%)

CRISIL Liquid

Fund Index # (%)

CRISIL 1Year T - Bill

Index ## (%)


Birla Sun Life Floating

Rate Fund - Long

Term Plan (`)

CRISIL Liquid

Fund Index # (`)


Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 77. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Managers.



Andhra Bank 15.94% CARE A1+ State Bank of Travancore 6.06% CRISIL A1+

Power Finance Corporation Ltd 12.78% CRISIL A1+,CRISIL AAA State Bank of Mysore 6.02% ICRA A1+

LIC Housing Finance Ltd 7.64% CARE AAA,CRISIL AAA Corporation Bank 5.87% CRISIL A1+

Infrastructure Development Finance Company Ltd 6.23% ICRA AAA Yes Bank Ltd 5.81% ICRA A1+

Housing Development Finance Corporation Ltd 6.07% CRISIL AAA,ICRA A1+ Oriental Bank of Commerce 2.98% CRISIL A1+





85.08%

14.92%

AAA Cash & Current Assets

14

Birla Sun Life Floating Rate Fund - Short Term Plan

What is it?A fund that provides the convenience of parking your savings with an opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view of individual nature of tax benefits.)

Fund Details

As on May 31, 2013

Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 5 years & 7 yearsDate of inception: June 05, 2003Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)^Retail PlanGrowth: 195.3286 Daily Dividend: 100.0150 Weekly Dividend: 103.9021 Regular Plan$

Growth: 158.1318 Daily Dividend: 100.0200 Weekly Dividend: 100.2334 Direct Plan$



Load Structure (as % of NAV)Entry Load: NilExit Load**: Nil ** Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.


SAVINGS SOLUTIONS

Conservative Returns Low-Medium Risk 1 day + High Liquidity

^The Face Value per unit of all the plans/ options under Birla Sun Life Floating Rate Fund – Short Term Plan has been changed from `.10/- to `.100/- effective from October 07, 2011


(`)

Birla Sun Life Floating Rate Fund - Short Term

Plan (%)

CRISIL Liquid

Fund Index # (%)


Index ## (%)


Birla Sun Life Floating

Rate Fund - Short

Term Plan (`)

CRISIL Liquid

Fund Index # (`)

CRISIL 1Year T - BillIndex ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 77. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Managers.



Axis Bank Ltd 16.60% CRISIL A1+ Shapoorji Pallonji & Co Ltd 3.98% ICRA A1+

Yes Bank Ltd 10.71% ICRA A1+ Kotak Mahindra Bank Ltd 3.80% CRISIL A1+

Deutsche Investments India Pvt Ltd 7.14% CRISIL A1+ Indiabulls Housing Finance Ltd 3.62% CRISIL A1+

Indusind Bank Ltd 5.42% CRISIL A1+ Reliance Capital Ltd 3.61% CRISIL A1+

JM Financial Products Ltd 5.33% CRISIL A1+ State Bank of Mysore 3.57% ICRA A1+





62.23% 22.97%

14.80%

AAA Cash & Current Assets Unrated

15

Birla Sun Life Gilt Plus*

What is it?A fund that aims to generate income and capital appreciation by investing exclusively in Government Securities.

As on May 31, 2013

Fund Manager: Mr. Prasad DhondeManaging Fund Since: July 01, 2011Total Experience: 11 yearsDate of inception: October 12, 1999Nature of the scheme: An Open-ended Government Securities SchemeNAV of Plans / Options (`) Liquid Plan:Regular Plan Growth: 26.2681 Quarterly Dividend: 10.6926 Annual Dividend Option: 10.3416 Direct Plan$ Growth: 26.2874 Annual Dividend: 10.4535 Quarterly Dividend: 10.7460 PF Plan:Regular Plan Growth: 32.9533 Quarterly Dividend: 11.7963 Direct Plan$ Growth: 32.9433 Quarterly Dividend: 11.8599 Regular Plan:Regular Plan Growth: 38.6190 Quarterly Dividend: 12.6604 Direct Plan$ Growth: 38.6588 Quarterly Dividend: 12.7080 Benchmark: Liquid Plan: I-Sec SI-BEXPF Plan: I-Sec LI-BEXRegular Plan: I-Sec LI-BEX

Load Structure (as % of NAV) (Incl .for SIP)Liquid Plan, Regular Plan & PF Plan - Quarterly / Annual DividendEntry Load: NilExit Load: NilPF Plan - GrowthEntry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.Other Parameter Modified Duration: Liquid Plan: 0.01 yearsPF Plan: 6.88 years Regular Plan: 12.15 years Yield to Maturity: Liquid Plan: 7.25%PF Plan: 7.40%Regular Plan: 7.40% Standard Deviation: Liquid Plan: 0.32%PF Plan: 3.14%Regular Plan: 2.95%


Top Portfolio Holdings - Liquid PlanIssuer % to net Assets Rating Issuer % to net Assets Rating91 Days Tbill (MD 20/06/2013) 64.83% SOVEREIGN 8.33% GOI 2026 (M/D 09/07/2026) 34.44% SOVCash & Current Assets 35.17% 8.20% GOI (MD 24/09/2025) 30.95% SOV

8.62% Tamil Nadu SDL (MD 20/02/2023) 22.04% SOVCash & Current Assets 12.57%

Top Portfolio Holdings - PF Plan

SAVINGS SOLUTIONS


Liquid Plan PF Plan Regular PlanRating Profile of Portfolio

Issuer % to net Assets Rating8.15% GOI (MD 11/06/2022) 95.95% SOVCash & Current Assets 4.05%

Top Portfolio Holdings - Regular Plan

Fund Details


(`)

Birla Sun Life Gilt Plus- Liquid Plan

(%)

I-Sec SI-BEX # (%)

CRISIL 1 Year

T-Bill Index ## (%)


Birla Sun Life Gilt

Plus - Liquid Plan (`)

I-Sec SI-BEX # (`)

CRISIL 1 YearT-Bill Index

## (`)





Investment Performance - Liquid Plan - Growth NAV as on March 28, 2013: ` 25.9535


(`)

Birla Sun Life Gilt Plus- PF

Plan (%)

I-Sec LI-BEX # (%)

CRISIL 10 Year

Gilt Index ## (%)


Birla Sun Life Gilt Plus- PF Plan (`)

I-Sec LI-BEX # (`)

CRISIL 10 Year

Gilt Index ## (`)





Investment Performance - PF Plan - Growth NAV as on March 28, 2013: ` 30.9467


(`)

Birla Sun Life Gilt Plus -

Regular Plan (%)

I-Sec LI-BEX # (%)

CRISIL 10 Year

Gilt Index ## (%)


Birla Sun Life Gilt

Plus- Regular Plan (`)

I-Sec LI-BEX # (`)

CRISIL 10 Year

Gilt Index ## (`)








*Please note that the Trustees to Birla Sun Life Mutual Fund, in terms of the enabling provisions of the Scheme Information Document of Birla Sun Life Gilt Plus-Regular Plan (‘BSLGP-RP’), have decided to change the fundamental attributes of the scheme with effect from April 08, 2013 by modifying certain provisions of the Investment objective, Asset allocation and Investment pattern and Investment Strategy of the Scheme. Investors can refer to addendum no. 08/2013 dated March 01, 2013 for further details on the same, available on our website www.birlasunlife.com.

64.83%

35.17%

Sovereign Cash & Current Assets

87.43%

12.57%

SOV Cash & Current Assets

95.95%

4.05%

SOV Cash & Current Assets

Birla Sun Life Government Securities Fund

What is it?A fund that aims to generate current income consistent with the portfolio invested exclusively in Government Securities.

As on May 31, 2013

Fund Details

Fund Manager: Mr. Prasad DhondeManaging Fund Since: October 03, 2012Total Experience: 11 yearsDate of inception: October 28, 1999Nature of the scheme: An Open-ended Gilt Scheme

NAV of Plans / Options (`)Long Term Plan:Regular PlanGrowth: 36.6752 Half Yearly Dividend: 11.9544 Direct Plan$ Growth: 36.7211 Dividend: 12.3431 Short Term Plan:Regular PlanGrowth: 22.3344 Daily Dividend: 10.0031 Direct Plan$ Growth: 10.1063 Benchmark:Long Term Plan: I-Sec LI-BEXShort Term Plan: I-Sec SI-BEX

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**:Long Term Plan: 1% if redeemed / switched out within 365 days from the date of allotment.Short Term Plan: Nil **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterModified Duration:Long Term Plan: 8.37 yearsShort Term Plan: 0.00 yearsYield to Maturity:Long Term Plan: 7.45%Short Term Plan: 7.25%Standard Deviation:Long Term Plan: 3.31%Short Term Plan: 0.49%


Issuer % to net Assets Rating Issuer % to net Assets Rating8.32% GOI (MD 02/08/2032) 38.44% SOV Cash & Current Assets 97.62%8.20% GOI (MD 24/09/2025) 31.09% SOV 91 Days Tbill (MD 20/06/2013) 2.38% SOVEREIGN8.62% Maharashtra SDL (MD 20/02/2023) 24.16% SOVCash & Current Assets 3.04%7.16% GOI (MD 20/05/2023) 1.76% SOVEREIGN8.92% Tamilnadu SDL (MD 08/08/2022) 0.96% SOV8.15% GOI (MD 11/06/2022) 0.56% SOV

Top Portfolio Holdings - Long Term Plan Top Portfolio Holdings - Short Term Plan

SAVINGS SOLUTIONS



(`)

Birla Sun Life

Government Securities

Fund - Long Term Plan

(%)

I-Sec LI-BEX # (%)

CRISIL 10Year Gilt

Index ## (%)


Birla Sun Life


Fund - Long Term Plan

(`)

I-Sec LI-BEX # (`)


(`)





16


Investment Performance - Long Term Plan - Growth NAV as on March 28, 2013: ` 34.4577


(`)

Birla Sun Life


Fund - Short Term Plan

(%)

I-Sec SI-BEX # (%)


Index ## (%)


Birla Sun Life


Fund - Short Term Plan (`)

I-Sec SI-BEX

# (`)

CRISIL 1Year T - BillIndex ## (`)






Investment Performance - Short Term Plan - Regular Plan - Growth NAV as on March 28, 2013: ` 21.9572

Long Term Plan Short Term Plan


95.20%

3.04% 1.76%

SOV Cash & Current Assets Sovereign

97.62%

2.38%

Cash & Current Assets Sovereign

17

Birla Sun Life Short Term Opportunities Fund

Fund Details

As on May 31, 2013

Fund Manager: Mr. Lokesh Mallya & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 5 years & 7 yearsDate of inception: May 09, 2003Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)*Regular Plan$

Growth: 19.0754 Dividend: 12.1995 Quarterly Dividend: 10.3498 Institutional PlanGrowth: 13.9781 Dividend: 12.6395 Direct Plan$ Growth: 19.1171 Dividend: 12.2203 Quarterly Dividend: 10.4109 *the dividend options under the scheme have been renamed w.e.f July 02, 2012. Please refer addendum no. 28/2012 dated June 29, 2012 for further details.

Benchmark: CRISIL AA Short Term Bond Index (w.e.f May 27, 2013)

Load Structure (as % of NAV) (Incl .for SIP)Entry Load: NilExit Load**: For redemption / switch-out of units within 365 days from the date of allotment: 0.50% of applicable NAV. ** Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.


Note:Standard Deviation Is calculated on Annualised basis using 3 year history of monthly returns, source: MFIExplorer.

SAVINGS SOLUTIONS

Conservative Returns Low-Medium Risk 1 yr + High Liquidity

What is it?A scheme that focuses on enhancing the portfolio returns by identifying and selectively investing in mispriced credit opportunities in the market.



DLF Ltd 13.53% ICRA A Canara Bank 5.84% CRISIL A1+

Indiabulls Housing Finance Ltd 10.62% CARE AA+ Floreat Investments Ltd 5.69% ICRA AA+(SO)

Prime Publishing Private Ltd 8.43% BWR A-(SO) Jay Properties Ltd 4.41% BWR A-(SO)

Mandava Holdings Private Limited 6.98% BWR AA+ (SO) Punjab National Bank 4.28% CARE A1+

RHC Holding Pvt Ltd 6.33% BWR A1(SO),CARE A1(SO) TRIL Infopark Ltd (TATA Realty SPV) 4.17% BWR A(SO)



(`)

Birla Sun LifeShort Term

OpportunitiesFund (%)

CRISIL AA Short

Term Bond Index #

(%)


Index ## (%)


Birla Sun LifeShort Term

OpportunitiesFund (`)

CRISIL AA Short

Term Bond Index # (`)


Index## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Lokesh Mallya is 2. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Managers.



48.35% 26.28%

20.86% 4.51%

Below AA AA AAA Cash & Current Assets

18

Birla Sun Life Enhanced Arbitrage Fund

What is it?A fund that aims to generate income by investing in equity and equity related instruments and take advantage of the price differentials or mis-pricing prevailing in a stock or index.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Ajay GargManaging Fund Since: Dec 05, 2011Total Experience: 15 yearsDate of inception: July 24, 2009Nature of the scheme: An Open-ended Equity Scheme

NAV of Plans / Options (`)Regular Plan Growth: 12.7837Dividend: 12.4841 Direct Plan$

Growth: 12.8001 Benchmark: CRISIL Liquid Fund Index

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For Redemption / Switch-out of units before 90 days from the date of allotment: 0.75%. For Redemption / Switch-out of units on or after 90 days but before 180 days from the date of allotment: 0.50%. For Redemption/ Switch-out of units on or after 180 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

SAVINGS SOLUTIONS

Conservative Returns Low-Medium Risk 1 yr + High Liquidity

Date of Inception: July 24, 2009 NAV Per Unit. *

(`)

Birla Sun Life

Enhanced Arbitrage Fund (%)

CRISIL Liquid

Fund Index # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life

Enhanced Arbitrage Fund (`)

CRISIL Liquid

Fund Index # (`)

S&P BSE SENSEX

## (`)



March 31, 2011 to March 30, 2012 (Absolute) 10.8303 7.49 8.44 -10.50 10749 10844 8950


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Ajay Garg is 13. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.

Issuer % to net Assets Issuer % to net Assets

Peter England Fashions & Retail India Ltd 1.40% Reliance Capital Ltd -0.02%

The Karnataka Bank Ltd 0.26% Cairn India Ltd -0.02%

Oriental Bank of Commerce 0.21% Reliance Infrastructure Ltd -0.02%

Punjab National Bank 0.17% Tata Steel Ltd -0.02%

Housing Development Finance Corporation Ltd 0.04% Hexaware Technologies Ltd -0.03%




19

Regular Income Solutions

What are Regular IncomeSolutions?

Our Regular Income Solutions aim to preserve your money and provide regular income.

Who can benefit from Regular Income Solutions?

This is an ideal solutions for investors who are interested in alternative modes of regular income, either in present of after retirement stage, and have low propensity for risk.(Regular income is not assured & is subject to availability of distributable surplus.)

Benefits of Regular Income Solutions:

They aim to preserve your money & provide regular income: These schemes generally invest in instruments like bonds of reputed Indian companies and securities (bonds) issued by the Government of India which are considered relatively safe in order to generate regular income for you.

They aim to fight Inflation: A small part is invested in equity i.e. stocks of Indian companies to help you stay ahead of inflation.

Tax-efficient Returns: You may opt for a monthly dividend option where, in addition to the growth of your invested amount, a portion of the same comes to you as monthly income which is given in the form of dividends. These dividends are completely tax-free in your hands!

A dividend distribution tax of 28.325% is applicable and is deducted by the fund house.

The DDT rate of 28.325% is effective June 01, 2013 and further, upto May 31, 2013 DDT rate applicable shall be 14.1625% as amended by Finance Bill/Act 2013.

Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.

Investors are advised to consult their tax advisor in view of individual nature of tax benefits

Wherever mentioned, Regular Income / Second Income / Monthly Dividend is not assured and is subject to availability of distributable surplus. The Financial Solution (Regular Income Solution) stated

above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or

guarantee any specific performance/returns.

20

Birla Sun Life Monthly Income (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)

What is it?A fund that seeks to provide you regular income with an opportunity to grow your money through fixed income investments and a limited exposure to the equity markets.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Satyabrata Mohanty & Mr. Kaustubh GuptaManaging Fund Since: June 18, 2009Total Experience: 12 years & 5 yearsDate of inception: July 14, 1999Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Regular Plan Growth: 43.3786 Dividend: 11.6172 Quarterly Dividend: 12.1238 Direct Plan$

Growth: 43.5365 Dividend: 11.6224 Quarterly Dividend: 12.1513

Benchmark: CRISIL MIP Blended Index

Load Structure (as % of NAV) (Incl .for SIP)Entry Load: NilExit Load**: 1.00% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterModified Duration: 3.75 yearsYield to Maturity: 7.89%(for Debt Component)Standard Deviation: 2.91%Sharpe Ratio##: 0.22 Beta: 0.75

REGULAR INCOME SOLUTIONS


Date of Inception: July 14, 1999 NAV Per Unit. *

(`)

Birla Sun Life Monthly Income (%)

CRISIL MIP Blended Index #

(%)


(%)


Birla Sun Life Monthly

Income (`)

CRISIL MIP Blended

Index # (`)

CRISIL 10Year Gilt

Index## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 16. Total Schemes managed by Mr. Kaustubh Gupta is 77. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Managers.



IDBI Bank Ltd 22.41% CRISIL AA+ Government of India 7.20% SOV

Power Finance Corporation Ltd 16.15% CRISIL AAA Power Grid Corporation of India Ltd 5.50% CRISIL AAA

Reliance Utilities & Power Pvt Ltd 9.13% CARE AAA(SO) Infrastructure Development Finance Company Ltd 3.56% ICRA AAA

ICICI Bank Ltd 7.83% CARE AAA Housing Development Finance Corporation Ltd 1.09% CRISIL AAA

State Government Securities 7.40% SOV Repco Home Finance Ltd 0.98%


Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 year history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 7.31% (91 day T-bill yield as on May 31, 2013).



44.08% 22.42%

14.79%

14.60% 4.11%

AAA AAUnrated SOVCash & Current Assets

21

Birla Sun Life MIP (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)


Fund Details

As on May 31, 2013

Fund Manager: Mr. Satyabrata Mohanty & Mr. Kaustubh GuptaManaging Fund Since: June 18, 2009Total Experience: 12 years & 5 yearsDate of inception: November 20, 2000Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Regular Plan Growth: 31.4504 Monthly Dividend: 11.6494 Direct Plan$ Growth: 31.5014 Monthly Dividend: 11.9747 Benchmark: CRISIL MIP Blended IndexLoad Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 2.00% if redeemed / switched out within 365 days from the date of allotment.1.00%if redeemed/switched out after 365 days but before 730 days from the date of allotment. Nil if redeemed / switched out after 730 days from the date of allotment. (w.e.f June 06, 2013) **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.





(`)

Birla Sun Life MIP (%)


(%)


(%)


Birla Sun Life MIP

(`)

CRISIL MIP Blended

Index # (`)

CRISIL 10Year Gilt

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 16. Total Schemes managed by Mr. Kaustubh Gupta is 77. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Managers.



DLF Ltd 14.60% ICRA A State Government Securities 7.88% SOV

ICICI Bank Ltd 14.04% CARE AAA Reliance Utilities & Power Pvt Ltd 7.48% CARE AAA(SO)

Power Finance Corporation Ltd 11.98% CRISIL AAA Government of India 2.21% SOV

Indiabulls Housing Finance Ltd 11.62% CARE AA+ ITC Ltd 0.79%

IDBI Bank Ltd 8.44% CRISIL AA+ Small Industries Dev Bank of India 0.76% CARE AAA





33.97%

20.05% 14.60%

14.18%

10.08% 7.11%

AAA AABelow AA UnratedSOV Cash & Current Assets


IDBI Bank Ltd 13.41% CRISIL AA+ LIC Housing Finance Ltd 6.15% CRISIL AAA

Power Finance Corporation Ltd 10.30% CRISIL AAA Power Grid Corporation of India Ltd 5.17% CRISIL AAA

Government of India 8.57% SOV Tata Capital Ltd 3.23% CARE AA+

ICICI Bank Ltd 8.24% CARE AAA Export Import Bank of India 2.59% CRISIL AAA

Yes Bank Ltd 6.62% ICRA AA Repco Home Finance Ltd 1.75%


22

Birla Sun Life MIP II - Wealth 25 Plan (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)


Fund Details

As on May 31, 2013

Fund Manager: Mr. Satyabrata Mohanty & Mr. Kaustubh GuptaManaging Fund Since: June 18, 2009Total Experience: 12 years & 5 yearsDate of inception: May 22, 2004Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Regular Plan Growth : 21.2840 Monthly Dividend: 11.6679 Direct Plan$

Growth : 21.3198 Monthly Dividend: 11.9955

Benchmark: CRISIL MIP Blended Index

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed/switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterModified Duration: 2.84 yearsYield to Maturity: 7.74%Standard Deviation: 5.10%Sharpe Ratio##: 0.14 Beta: 1.28




(`)

Birla Sun Life MIP II - Wealth 25 Plan (%)


(%)


(%)


Birla Sun Life MIP

II - Wealth 25 Plan

(`)

CRISIL MIP Blended

Index # (`)

CRISIL 10Year Gilt

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 16. Total Schemes managed by Mr. Kaustubh Gupta is 77. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Managers.





32.98%

22.53% 29.73%

8.57% 6.19%

AAA AA

Unrated SOV

Cash & Current Assets

23

Birla Sun Life MIP II - Savings 5 Plan (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)


Fund Details

As on May 31, 2013

Fund Manager: Mr. Satyabrata Mohanty & Mr. Kaustubh GuptaManaging Fund Since: June 18, 2009Total Experience: 12 years & 5 yearsDate of inception: May 22, 2004Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Regular Plan Growth : 21.7645 Monthly Dividend: 12.0621 Direct Plan$

Growth : 21.7993 Monthly Dividend: 12.1675 Benchmark: CRISIL MIP Blended Index

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load** : 1% if redeemed/switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.




IDBI Bank Ltd 18.36% CRISIL AA+ Food Corporation Of India 5.38% CRISIL AAA(SO)

Power Finance Corporation Ltd 18.07% CRISIL AAA ICICI Bank Ltd 5.03% CARE AAA

Reliance Utilities & Power Pvt Ltd 14.04% CARE AAA(SO) Sundaram Finance Ltd 2.27% ICRA AA+

Government of India 13.68% SOV Power Grid Corporation of India Ltd 1.82% CRISIL AAA

State Government Securities 5.65% SOVEREIGN Small Industries Dev Bank of India 1.39% CRISIL AAA





(`)

Birla Sun Life MIP

II - Savings 5 Plan (%)

CRISIL MIP Blended

Index # (%)


(%)


Birla Sun Life MIP II

- Savings 5 Plan (`)


(`)

CRISIL 10Year Gilt

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme. Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 16. Total Schemes managed by Mr. Kaustubh Gupta is 77. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Managers.




46.22%

20.64%

13.68%

9.69% 5.65% 4.12%

AAA AA

SOV Unrated

Sovereign Cash & Current Assets

24

Wealth Creation Solutions

What are Wealth CreationSolutions?

Our Wealth Creation Solutions aim to grow your money through equity/gold investments and are available in a range of conservative to aggressive options.

Who can benefit from Wealth Creation Solutions?

Equity may be considered as an ideal option to give attractive long term returns and hence may be used for funding long-term needs (like child’s education, buying a home etc.)

Benefits of Wealth Creation Solutions:

Tax Free Returns: No capital gains tax (on withdrawal) if you stay invested for over a year as per current tax laws.

Invest in the long-term to overcome short-term ups and downs.

Risk is lowered: Mutual funds invest in many companies and funds are managed by experts; which can be considered as an alternative to direct investment in shares.

Investors are requested to consult their tax advisor before investing for individual nature of tax benefit. The Financial Solution (Wealth Creation Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

25

Birla Sun Life Frontline Equity Fund

What is it?A diversified equity fund that invests across sectors in line with S&P BSE 200 Index, with a bias for large caps but not exclusively focused on them.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Mahesh PatilManaging Fund Since: November 17, 2005Total Experience: 20 yearsDate of inception: August 30, 2002Nature of the scheme: An Open-ended Growth Scheme

NAV of Plans / Options (`)Regular Plan Growth: 99.46 Dividend: 21.11 Direct Plan$ Growth: 99.73 Dividend: 22.25 Benchmark: S&P BSE 200

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.Other ParameterStandard Deviation: 17.19%Sharpe Ratio##: 0.03 Beta: 0.88

WEALTH CREATIONSOLUTIONS

High Returns High Risk 3 yrs+ High Liquidity

Date of Inception: Aug 30, 2002

NAV Per Unit. *

(`)


(%)

S&P BSE 200 # (%)

CNX Nifty ## (%)


Birla Sun Life Frontline

Equity Fund (`)

S&P BSE 200 # (`)

CNX Nifty## (`)



March 31, 2011 to March 30, 2012 (Absolute) 89.90 -7.60 -9.28 -9.23 9240 9072 9077


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Mahesh Patil is 4. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.


ICICI Bank Ltd 6.66% HDFC Bank Ltd 2.92%

ITC Ltd 4.87% NTPC Ltd 2.74%

Reliance Industries Ltd 3.96% Housing Development Finance Corporation Ltd 2.62%

Infosys Ltd 3.47% Hindustan Unilever Ltd 2.49%

Larsen & Toubro Ltd 3.16% Dr. Reddy's Laboratories Ltd 2.40%


Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns, source: MFI Explorer## Risk-free rate assumed to be 7.31% (91 day T-bill yield as on May 31, 2013).



Fund Manager: Mr. Mahesh PatilManaging Fund Since: July 29, 2010Total Experience: 20 yearsDate of inception: October 24, 2005Nature of the scheme: An Open-ended Growth Scheme


Growth: 25.4155Dividend: 14.4784

Benchmark: CNX Nifty

Load Structure (as % of NAV) (Incl .for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterStandard Deviation: 17.43%Sharpe Ratio##: 0.04Beta: 0.87

26

Birla Sun Life Top 100 Fund

What is it?A large cap focused fund that invests in equity and equity related securities of top 100 companies in India as measured by market capitalization.

Fund Details

As on May 31, 2013




ICICI Bank Ltd 7.06% ITC Ltd 3.06%


Infosys Ltd 3.85% Maruti Suzuki India Ltd 2.40%

HDFC Bank Ltd 3.81% NTPC Ltd 2.35%

Larsen & Toubro Ltd 3.29% Dr. Reddy's Laboratories Ltd 2.35%


Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns,source: MFI Explorer ## Risk-free rate assumed to be 7.31% (91 day T-bill yield as on May 31, 2013).


(`)

Birla Sun Life Top 100

Fund (%)

CNX Nifty # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life Top

100 Fund (`)

CNX Nifty # (`)

S&P BSE SENSEX

## (`)








27

Birla Sun Life Index Fund

What is it?A fund that is designed to mirror the market performance of the 50 companies in the Nifty Index.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Ajay GargManaging Fund Since: October 01, 2006Total Experience: 15 yearsDate of inception: September 18, 2002Nature of the scheme: An Open-ended Index Linked Growth Scheme

NAV of Plans / Options (`)Regular Plan Growth: 58.4101 Dividend: 20.5837 Direct Plan$ Growth: 58.4525 Dividend: 20.6002


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 0.50% if redeemed / switched out within 7 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterStandard Deviation: 19.15%




Nifty Index 20.94% HDFC Bank Ltd 5.24%

ITC Ltd 7.59% Infosys Ltd 4.75%

Housing Development Finance Corporation Ltd 5.62% Tata Consultancy Services Ltd 3.12%

ICICI Bank Ltd 5.43% Larsen & Toubro Ltd 3.09%

Reliance Industries Ltd 5.40% Hindustan Unilever Ltd 2.48%


Note:Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns, source: MFI Explorer.

Date of Inception: Sept 18, 2002 NAV Per Unit. *

(`)

Birla Sun Life Index Fund (%)

CNX Nifty # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life Index Fund (`)

CNX Nifty # (`)

S&P BSE SENSEX

## (`)








28

Birla Sun Life Equity Fund

What is it?A Diversified Equity Fund that looks for opportunities without any sectoral or market cap bias with the aim to give you long term growth of capital.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Anil ShahManaging Fund Since: October 03, 2012Total Experience: 24 yearsDate of inception: August 27, 1998Nature of the scheme: An Open-ended Growth Scheme


Benchmark: S&P BSE 200

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterStandard Deviation: 18.48%Sharpe Ratio##: -0.29Beta: 0.93



Date of Inception: Aug 27,1998 NAV Per Unit. *

(`)

Birla Sun Life Equity Fund (%)

S&P BSE 200 # (%)

CNX Nifty ## (%)


Birla Sun Life Equity

Fund (`)

S&P BSE 200 # (`)

CNX Nifty ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Anil Shah is 2. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.


ICICI Bank Ltd 6.91% Hindustan Zinc Ltd 2.76%

Cairn India Ltd 3.95% Sun Pharmaceuticals Industries Ltd 2.69%

ITC Ltd 3.39% LIC Housing Finance Ltd 2.56%

HCL Technologies Ltd 3.05% Bajaj Auto Ltd 2.52%

Aurobindo Pharma Ltd 2.88% Dr. Reddy's Laboratories Ltd 2.44%


Note:Standard Deviation & Sharpe Ratio are calculated on Annualised basis using 3 year history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 7.31% (91 day T-bill yield as on May 31, 2013).



29

Birla Sun Life Advantage Fund

What is it?A Diversified Equity Fund that aims to achieve long-term growth of capital, at relatively moderate levels of risk through a research-based investment approach.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Satyabrata MohantyManaging Fund Since: October 17, 2011Total Experience: 12 yearsDate of inception: February 24, 1995Nature of the scheme: An Open-ended Growth Scheme

NAV of Plans / Options (`)Regular Plan Growth: 152.83 Dividend: 69.70Direct Plan$ Growth: 153.00 Dividend: 69.81






Date of Inception: Feb 24, 1995 NAV Per Unit. *

(`)

Birla Sun Life

Advantage Fund (%)

S&P BSE 200 # (%)

CNX Nifty ## (%)


Birla Sun Life

Advantage Fund (`)

S&P BSE 200 # (`)

CNX Nifty ## (`)



March 31, 2011 to March 30, 2012 (Absolute)

157.71 -10.35 -9.28 -9.23 8965 9072 9077


150.86 4.54 8.15 11.14 10454 10815 11114

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Satyabrata Mohanty is 16. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.


ICICI Bank Ltd 4.15% Tata Motors Ltd 3.30%

Larsen & Toubro Ltd 4.13% Reliance Industries Ltd 3.19%

ITC Ltd 4.13% Sun Pharmaceuticals Industries Ltd 3.18%

HDFC Bank Ltd 3.79% Housing Development Finance Corporation Ltd 2.83%

Yes Bank Ltd 3.38% Infosys Ltd 2.72%





30

Birla Sun Life Pure Value Fund

What is it?An Open ended Diversified Equity fund that follows value investing strategy to generate consistent long-term capital appreciation.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Nishit DholakiaManaging Fund Since: January 24, 2011Total Experience: 11 yearsDate of inception: March 27, 2008Nature of the scheme: An Open-ended Diversified Equity Scheme




Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.





ING Vysya Bank Ltd 5.29% Hindustan Zinc Ltd 3.92%

Torrent Pharmaceuticals Ltd 5.16% Infosys Ltd 3.81%

Birla Corporation Ltd 4.24% Wabco India Ltd 3.71%

Akzo Nobel India Ltd 4.11% Sterlite Industries ( India ) Ltd 3.70%

City Union Bank Ltd 4.03% FAG Bearings India Ltd 3.58%




(`)

Birla Sun Life Pure

Value Fund (%)

S&P BSE 200 # (%)

CNX Nifty ## (%)


Birla Sun Life Pure

Value Fund (`)

S&P BSE 200 # (`)

CNX Nifty ## (`)

Since inception till March 28, 2013 (CAGR)

10.00 11.13 3.16 3.30 16971 11684 11765




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Nishit Dholakia is 3. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.



31

Birla Sun Life Long Term Advantage Fund

What is it?An Open ended Equity fund that invests in a Diversified portfolio of equity and equity related securities

Fund Details

As on May 31, 2013

Fund Manager: Mr. Mahesh PatilManaging Fund Since: October 03, 2012Total Experience: 20 yearsDate of inception: October 10, 2006Nature of the scheme: An Open Ended Diversified Equity Scheme



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.





ITC Ltd 6.25% Infosys Ltd 2.83%

ICICI Bank Ltd 5.74% HCL Technologies Ltd 2.58%

Reliance Industries Ltd 5.62% Indraprastha Gas Ltd 2.38%

Indusind Bank Ltd 3.32% HDFC Bank Ltd 2.37%

Larsen & Toubro Ltd 3.12% Sun Pharmaceuticals Industries Ltd 2.30%


Note:Standard Deviation & Sharpe Ratio are calculated son Annualised basis using 3 years history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 7.31% (91 day T-bill yield as on May 31, 2013).


(`)

Birla Sun Life Long

Term Advantage Fund (%)

S&P BSE 200 # (%)

CNX Nifty ## (%)


Birla Sun Life Long

Term Advantage

Fund (`)

S&P BSE 200 # (`)

CNX Nifty## (`)


10.00 5.73 6.76 7.45 14353 15270 15913



14.11 -5.32 -9.28 -9.23 9468 9072 9077


13.04 8.21 8.15 11.14 10821 10815 11114




32

Birla Sun Life ‘95 Fund

What is it?A fund that seeks to achieve long-term growth of your investment at moderate levels of risk by striking a balance betweenpotential growth of equity and relative safety of debt.

As on May 31, 2013

Fund Details

Fund Manager: Mr. Nishit Dholakia & Mr. Prasad DhondeManaging Fund Since: June 18, 2009Total Experience: 11 years & 11 yearsDate of inception: February 10, 1995Nature of the scheme: An Open-ended Balanced Scheme


Benchmark: CRISIL Balanced Fund Index

Load Structure (as % of NAV) (Incl. for SIP) Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other Parameter Standard Deviation: 11.95%Sharpe Ratio##: 0.03Beta: 0.89




(`)


(%)

CRISIL Balanced

Fund Index # (%)

CNX Nifty ## (%)


Birla Sun Life ‘95 Fund (`)

CRISIL Balanced

Fund Index # (`)

CNX Nifty## (`)

Since inception till March 28, 2013 (CAGR) 10.00 21.57 N/A 10.15 346489 N/A 57773




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Prasad Dhonde is 13. Total Schemes managed by Mr. Nishit Dholakia is 3. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Managers.

Rating Profile of portfolio


IDBI Bank Ltd 9.78% CRISIL AA+ ICICI Bank Ltd 3.01%

Power Finance Corporation Ltd 7.79% CRISIL AAA NTPC Ltd 2.85%

LIC Housing Finance Ltd 4.29% CRISIL AAA Housing Development Finance Corporation Ltd 2.58%

Yes Bank Ltd 3.48% HCL Technologies Ltd 2.51%

Reliance Industries Ltd 3.05% HDFC Bank Ltd 2.44%





68.93%

14.61% 10.13%

5.82% 0.51%

Unrated AAA

AA Cash & Current Assets

SOV

33

Birla Sun Life Asset Allocation Fund

What is it?An open ended Fund-of-Funds scheme with 3 plans to help you plan your investments to suit your risk profile.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Satyabrata Mohanty & Mr. Vineet MalooManaging Fund Since: June 18, 2009Total Experience: 12 years & 7 yearsDate of inception: February 24, 2004Nature of the scheme: An Open-ended Fund of Funds Scheme

NAV of Plans / Options (`)Aggressive Plan:Regular PlanGrowth: 34.9135Dividend: 34.9134 Direct Plan$ Growth: 34.9133Dividend: 34.9051 Conservative Plan:Regular PlanGrowth: 24.4127Dividend: 24.4126 Direct Plan$ Growth: 24.4127Dividend: 24.4127 Moderate Plan:Regular PlanGrowth: 31.3369Dividend: 31.3370 Direct Plan$ Growth: 31.3369Dividend: 31.3370

Benchmark:Aggressive Plan: CNX NiftyConservative Plan: CRISIL MIP Blended IndexModerate Plan: CRISIL Balanced Fund Index

Load Structure (as % of NAV)Entry Load: NilExit Load: Nil

Other ParameterStandard DeviationAggressive Plan: 11.83%Conservative Plan: 3.61%Moderate Plan: 8.01%

Note:Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns, source: MFI Explorer.


Moderate Returns Medium-High Risk 3 yrs+ High Liquidity

Issuer % to net AssetsBirla Sun Life Income Plus - Growth - Direct Plan 28.71%Birla Sun Life Top 100 Fund - Growth - Direct Plan 12.76%Birla Sun Life Midcap Fund - Growth - Direct Plan 11.96%Birla Sun Life Advantage Fund - Gr - Dir Pl 11.87%Birla Sun Life Govt Sec. Long Term Grwth Direct 10.33%Birla Sun Life Small & Midcap Fund Grth. Direct 9.28%Birla Sun Life Infra. Fund - Grth - Direct Plan 6.56%Cash & Current Assets 4.94%Birla SL Comd. Equities Glob. Multi Grth Direct 2.11%Birla SL Comd. Equ. Glob. Prec. Metals Grth Direct 1.29%Net receivables / payables 0.19%

Top Portfolio Holdings - Moderate Plan


(`)

Birla Sun Life AAF -

Aggressive Plan (%)

CNX Nifty # (%)

S&P BSE SENSEX ##

(%)



Aggressive Plan (`)

CNX Nifty # (`)

S&P BSE SENSEX

## (`)






(`)


Conservative Plan (%)

CRISIL MIP Blended

Index # (%)

CNX Nifty ## (%)



Conservative Plan (`)

CRISIL MIP Blended

Index # (`)

CNX Nifty## (`)





Top Portfolio Holdings - Aggressive Plan Top Portfolio Holdings - Conservative Plan


Birla Sun Life Income Plus - Growth - Direct Plan 18.21% Birla Sun Life Income Plus - Growth - Direct Plan 70.46%Birla Sun Life Top 100 Fund - Growth - Direct Plan 18.09% Birla Sun Life Top 100 Fund - Growth - Direct Plan 5.34%Birla Sun Life Advantage Fund - Gr - Dir Pl 16.11% Cash & Current Assets 5.17%Birla Sun Life Small & Midcap Fund Grth. Direct 13.19% Birla Sun Life Advantage Fund - Gr - Dir Pl 4.74%Birla Sun Life Midcap Fund - Growth - Direct Plan 12.65% Birla Sun Life Small & Midcap Fund Grth. Direct 4.67%Birla Sun Life Infra. Fund - Grth - Direct Plan 9.61% Birla Sun Life Midcap Fund - Growth - Direct Plan 2.96%Cash & Current Assets 5.71% Birla Sun Life Infra. Fund - Grth - Direct Plan 2.49%Birla SL Comd. Equities Glob. Multi Grth Direct 3.41% Birla Sun Life Govt Sec. Long Term Grwth Direct 1.35%Birla SL Comd. Equ. Glob. Prec. Metals Grth Direct 3.13% Net receivables / payables 1.30%Net receivables / payables -0.13% Birla SL Comd. Equities Glob. Multi Grth Direct 1.18%

Birla SL Comd. Equ. Glob. Prec. Metals Grth Direct 0.33%


(`)


Moderate Plan (%)

CRISIL Balanced

Fund Index # (%)

CNX Nifty ## (%)


Birla Sun Life AAF - Moderate Plan (`)

CRISIL Balanced

Fund Index # (`)

CNX Nifty## (`)



March 31, 2011 to March 30, 2012 (Absolute) 28.38 0.06 -3.17 -9.23 10006 9683 9077


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Satyabrata Mohanty is 16. Total Schemes managed by Mr. Vineet Maloo is 8. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.

Investment Performance - Aggressive Plan - Regular Plan - Growth NAV as on March 28, 2013: ` 33.7913

Investment Performance - Conservative Plan - Regular Plan - Growth NAV as on March 28, 2013: ` 23.4652

Investment Performance - Moderate Plan - Regular Plan - Growth NAV as on March 28, 2013: ` 30.0879


34

Birla Sun Life Midcap Fund

What is it?A fund that provides an opportunity to invest in midsized companies which can be potential leaders of tomorrow.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Sanjay ChawlaManaging Fund Since: September 12, 2007Total Experience: 22 yearsDate of inception: October 03, 2002Nature of the scheme: An Open-ended Growth Scheme


Benchmark: CNX Midcap

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment





(`)

Birla Sun Life Midcap

Fund (%)

CNX Midcap #

(%)

CNX Nifty ## (%)


Birla Sun Life Midcap Fund (`)

CNX Midcap

# (`)

CNX Nifty ## (`)


March 30, 2012 to March 28, 2013 (Absolute) 104.40 3.18 -4.02 7.31 10318 9598 10731


March 31, 2010 to March 31, 2011 (Absolute) 106.58 -1.05 4.35 11.14 9895 10435 11114

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Sanjay Chawla is 3. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.


Motherson Sumi Systems Ltd 4.31% Cummins India Ltd 2.92%

Solar Industries India Ltd 3.59% Karur Vysya Bank Ltd 2.85%

Shree Cements Ltd 3.24% The Phoenix Mills Ltd 2.71%

IPCA Laboratories Ltd 3.14% The Federal Bank Ltd 2.67%

Yes Bank Ltd 3.05% Shriram City Union Finance Ltd 2.58%





35

Birla Sun Life Small & Midcap Fund

What is it?An Equity fund that aims to generate growth and capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and mid cap.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Sanjay ChawlaManaging Fund Since: July 29, 2010Total Experience: 22 yearsDate of inception: May 31, 2007Nature of the scheme: An Open-ended Small & Mid Cap Equity Scheme

NAV of Plans / Options (`)Regular Plan Growth: 12.4723Dividend: 12.0889 Direct Plan$ Growth: 12.5046Dividend: 12.1238

Benchmark: CNX Midcap






Solar Industries India Ltd 4.34% Dishman Pharmaceuticals and Chemicals Ltd 3.17%

City Union Bank Ltd 4.16% IPCA Laboratories Ltd 3.16%

AIA Engineering Ltd 3.38% Jain Irrigation Systems Ltd 2.94%

Cholamandalam Investment and Finance Company Ltd 3.25% Karur Vysya Bank Ltd 2.90%

Zydus Wellness Ltd 3.18% Repco Home Finance Ltd 2.86%


Note:Standard Deviation & Sharpe Ratio are calculated on Annualised basis using 3 years history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 7.31% (91 day T-bill yield as on May 31, 2013).


(`)


(%)

CNX Midcap #

(%)

CNX Nifty ## (%)


Birla Sun Life Small & Midcap Fund (`)

CNX Midcap

# (`)

CNX Nifty## (`)








36

Birla Sun Life Dividend Yield Plus

What is it?A fund that invests in high dividend paying companies across market cap which typically have steady cash flow generation.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Nishit DholakiaManaging Fund Since: January 24, 2011Total Experience: 11 yearsDate of inception: February 26, 2003Nature of the scheme: An Open-ended Growth Scheme

NAV of Plans / Options (`)Regular Plan Growth: 87.90 Dividend: 12.17 Direct Plan$

Growth: 88.13 Dividend: 12.68 Benchmark: CNX 500






ICICI Bank Ltd 5.84% Akzo Nobel India Ltd 3.11%

ITC Ltd 5.16% Bajaj Auto Ltd 3.07%

Infosys Ltd 3.52% Tata Motors Ltd 3.06%

Oil & Natural Gas Corporation Ltd 3.45% Tata Consultancy Services Ltd 2.53%

NTPC Ltd 3.25% Hindustan Unilever Ltd 2.50%




(`)

Birla Sun Life Dividend

Yield Plus (%)

CNX 500 # (%)

CNX Nifty ## (%)



(`)

CNX 500 # (`)

CNX Nifty ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Nishit Dholakia is 3. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.



37

Birla Sun Life MNC Fund

What is it?The fund that invests in securities of multinational companies in order to achieve long-term growth of capital with relatively moderate levels of risk.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Ajay GargManaging Fund Since: June 18, 2009Total Experience: 15 yearsDate of inception: December 27, 1999Nature of the scheme: An Open-ended Growth Scheme


Benchmark: CNX MNC

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.





ING Vysya Bank Ltd 8.51% Honeywell Automation India Ltd 5.13%

Bayer CropScience Ltd 8.26% Bosch Ltd 4.54%

Hindustan Unilever Ltd 7.02% CRISIL Ltd 4.14%

ICRA Ltd 5.82% ITC Ltd 3.62%

Maruti Suzuki India Ltd 5.55% Colgate Palmolive (India) Ltd 3.31%



Date of Inception: Dec 27, 1999 NAV Per Unit. *

(`)

Birla Sun Life MNC Fund (%)

CNX MNC # (%)

CNX Nifty ## (%)


Birla Sun Life MNC Fund (`)

CNX MNC # (`)

CNX Nifty## (`)








38

Birla Sun Life Infrastructure Fund

What is it?A fund that seeks to participate in growth and development of infrastructure in India by investing in equity and equity related securities of companies in the infra sector.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Mahesh Patil & Mr. Naysar ShahManaging Fund Since: Since inception & Dec 05, 2011Total Experience: 20 years & 12 yearsDate of inception: March 17, 2006Nature of the scheme: An Open-ended Growth Scheme

NAV of Plans / Options (`)Regular Plan Growth: 14.44 Dividend: 9.95Direct Plan$

Growth: 14.47 Dividend: 9.97



Other ParameterStandard Deviation: 21.11%Sharpe Ratio##: -0.55 Beta: 1.00




(`)

Birla Sun Life Infrastructure

Fund (%)

CNX Nifty #

(%)

S&P BSE SENSEX ##

(%)


Birla Sun Life Infrastructure

Fund (`)

CNX Nifty # (`)

S&P BSE SENSEX

## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Mahesh Patil is 4. Total Schemes managed by Mr. Naysar Shah is 4. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Managers.


ICICI Bank Ltd 9.82% Oil & Natural Gas Corporation Ltd 3.22%

Larsen & Toubro Ltd 5.50% Indusind Bank Ltd 3.05%

Cummins India Ltd 5.19% The Federal Bank Ltd 2.95%

Reliance Industries Ltd 4.75% FAG Bearings India Ltd 2.86%

Wabco India Ltd 4.20% Tata Motors Ltd 2.77%





39

Birla Sun Life India GenNext Fund

What is it?A Fund that strives to benefit from the rising consumption pattern in India, fuelled by high disposable incomes of the young generation (Generation Next).

Fund Details

As on May 31, 2013

Fund Manager: Mr. Sanjay ChawlaManaging Fund Since: September 12, 2007Total Experience: 22 yearsDate of inception: August 05, 2005Nature of the scheme: An Open-ended Growth Scheme








ICICI Bank Ltd 4.57% Sun Pharmaceuticals Industries Ltd 2.67%

HDFC Bank Ltd 3.58% IPCA Laboratories Ltd 2.66%

Colgate Palmolive (India) Ltd 3.57% Zydus Wellness Ltd 2.65%

Dabur India Ltd 3.26% Jyothy Laboratories Ltd 2.61%

Karur Vysya Bank Ltd 2.71% Maruti Suzuki India Ltd 2.56%



Date of Inception: Aug 05, 2005

NAV Per Unit. *

(`)

Birla Sun Life India GenNext Fund (%)

CNX Nifty # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life India GenNext Fund (`)

CNX Nifty # (`)

S&P BSE SENSEX

## (`)








40

Birla Sun Life New Millennium Fund

What is it?A thematic fund that invests in companies related to the IT sector like hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Naysar ShahManaging Fund Since: October 03, 2012Total Experience: 12 yearsDate of inception: January 15, 2000Nature of the scheme: An Open-ended Growth Scheme

NAV of Plans / Options (`)Regular PlanGrowth: 18.87 Dividend: 12.32 Direct Plan$ Growth: 18.90 Dividend: 9.73 Benchmark: S&P BSE Teck

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.Other ParameterStandard Deviation: 18.05%Sharpe Ratio##: -0.37Beta: 0.89




Infosys Ltd 29.32% Idea Cellular Ltd 3.54%

Tata Consultancy Services Ltd 21.25% Dish TV India Ltd 2.92%

Bharti Airtel Ltd 10.88% NIIT Technologies Ltd 2.77%

HCL Technologies Ltd 8.89% Zee Entertainment Enterprises Ltd 2.55%

Satyam Computer Services Ltd 4.23% Financial Technologies (India) Ltd 2.23%



Date of Inception: Jan 15, 2000 NAV Per Unit. *

(`)

Birla Sun Life New

Millennium Fund (%)

S&P BSE Teck # (%)

CNX Nifty ## (%)


Birla Sun Life New

Millennium Fund (`)

S&P BSE Teck # (`)

CNX Nifty ## (`)

Since inception till March 28, 2013 (CAGR) 10.00 5.46 N/A 9.95 20187 N/A 35009




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme benchmark returns are not available, they have not been shown.Total Schemes managed by Mr. Naysar Shah is 4. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.



41

What is it?An equity fund aiming to capitalize on the growth opportunities provided by companies that are driven by India’s large population and consumption patterns.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Ajay GargManaging Fund Since: September 12, 2007Total Experience: 15 yearsDate of inception: January 15, 2000Nature of the scheme: An Open-ended Growth Scheme






Birla Sun Life Buy India Fund




Housing Development Finance Corporation Ltd 6.69% Glaxosmithkline Pharmaceuticals Ltd 4.54%

ING Vysya Bank Ltd 6.44% Jet Airways (India) Ltd 4.46%

Bayer CropScience Ltd 6.33% Biocon Ltd 3.99%

Hindustan Unilever Ltd 5.92% Sundaram Clayton Ltd 3.83%

ICRA Ltd 4.63% Shopper's Stop Ltd 3.57%




(`)

Birla Sun Life Buy

India Fund (%)

S&P BSE 200 # (%)

CNX Nifty ## (%)


Birla Sun Life Buy

India Fund (`)

S&P BSE 200 # (`)

CNX Nifty ## (`)








42

Birla Sun Life India Opportunities Fund

What is it?A fund that allows investors to participate in India’s global outsourcing theme by identifying companies that seek to utilize India’s low cost and high quality resources to service the needs of global customers.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Naysar ShahManaging Fund Since: October 03, 2012Total Experience: 12 yearsDate of inception: December 27, 1999Nature of the scheme: An Open-ended Growth Scheme



Benchmark: CNX 500





Date of Inception: Dec 27, 1999 NAV Per Unit. *

(`)

Birla Sun Life India

Opportunities Fund (%)

CNX 500 # (%)

CNX Nifty ## (%)


Birla Sun Life India

Opportunities Fund (`)

CNX 500 #(`)

CNX Nifty ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Naysar Shah is 4. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.


HCL Technologies Ltd 7.79% Satyam Computer Services Ltd 5.46%

CRISIL Ltd 7.53% Honeywell Automation India Ltd 5.41%

Cummins India Ltd 7.37% Dr. Reddy's Laboratories Ltd 4.86%

Infosys Ltd 6.72% AIA Engineering Ltd 4.52%

Tata Consultancy Services Ltd 5.66% Lupin Ltd 4.28%





43

Birla Sun Life Special Situations Fund

What is it?A Fund that endeavors to generate long-term growth by identifying stocks that may have the potential for special situation like buy backs, open offers, demerger, etc. and a contrarian investment style.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Anil ShahManaging Fund Since: January 04, 2013Total Experience: 24 yearsDate of inception: January 31, 2008Nature of the scheme: An Open-ended Diversified Equity Scheme

NAV of Plans / Options (`)Regular Plan Growth: 9.5295Dividend: 9.5295 Direct Plan$ Growth: 9.5526Dividend: 9.5495


Load Structure (as % of NAV) (Incl .for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.





ICICI Bank Ltd 8.49% Solar Industries India Ltd 3.33%

Sun Pharmaceuticals Industries Ltd 5.38% Aurobindo Pharma Ltd 3.13%

Larsen & Toubro Ltd 3.50% HCL Technologies Ltd 3.01%

Sterlite Industries ( India ) Ltd 3.44% United Spirits Ltd 2.66%

Adani Enterprises Ltd 3.43% Indusind Bank Ltd 2.66%




(`)

Birla Sun Life Special Situations Fund (%)

S&P BSE 200 # (%)

CNX Nifty ## (%)


Birla Sun Life Special

Situations Fund (`)

S&P BSE 200 # (`)

CNX Nifty ## (`)

Since inception till March 28, 2013 (CAGR) 10.00 -1.61 0.50 1.97 9195 10258 11061




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Anil Shah is 2. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.



44

Birla Sun Life Commodity Equities Fund

What is it?A Fund that provides exposure to commodities, by investing in handpicked commodity companies worldwide, that have business exposure to various commodities like Energy, Precious metals, Industrial metals, Water and Agricultural commodities.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Vineet MalooManaging Fund Since: Since InceptionTotal Experience: 7 yearsDate of inception: November 07, 2008Nature of the scheme: An Open-ended Growth SchemeNAV of Plans / Options (`)Global Agri Plan:Regular PlanGrowth: 18.0513 Dividend: 16.9026 Direct Plan$

Growth: 18.0672 Dividend: 16.9214 Global Multi Commodity Plan:Regular PlanGrowth: 13.8458Dividend: 13.0172 Direct Plan$

Growth: 13.8922Dividend: 13.0395 Global Precious Metals Plan:Regular PlanGrowth: 8.2682Dividend: 8.2679 Direct Plan$


Benchmark:Global Agri Plan: S&P Global Agribusiness Index Global Multi CommoditiesPlan: MSCI World Index Global Precious Metals Plan: Dow Jones Precious Metals Index

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 3% if redeemed / switched out within 30 days from the date of allotment. For redemption/switchout of units after 30 days but before 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch-out of units after 365 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.Other ParametersGlobal Agri PlanStandard Deviation: 9.94%Sharpe Ratio##: 0.64 Beta: 0.12

Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 1 years history of monthly returns, source: MFI Explorer ## Risk-free rate assumed to be 7.31% (91 day T-bill yield as on May 31, 2013).

Global Multi Commodity PlanStandard Deviation: 12.51%Sharpe Ratio##: 0.22 Beta: 0.65Global Precious Metals PlanStandard Deviation: 26.43%Sharpe Ratio##: -1.41Beta: 0.80



Issuer % to net AssetsAlamos Gold Inc 6.14%Argonaut Gold Inc 5.59%GOLDCORP INC (USD) 5.27%Newmont Mining Corporation 5.09%Barrick Gold Corporation 4.61%

Top Ten Portfolio Holdings - Global Precious Metals PlanIssuer % to net AssetsAurico Gold Inc 4.27%B2Gold Corp 4.08%Zijin Mining Group-H 3.95%RANDGOLD RESOURCES L 3.70%YAMANA GOLD INC 3.67%


(`)

Birla Sun Life Commodity

Equities Fund - Global Agri Plan - Retail Growth (%)

S&P Global Agribusiness Index # (%)

CNX Nifty ## (%)


Birla Sun Life

Commodity Equities Fund -

Global Agri Plan - Retail Growth (`)

S&P Global Agribusiness

Index # (`)

CNX Nifty## (`)



March 31, 2011 to March 30, 2012 (Absolute) 17.65 -6.06 6.06 -9.23 9394 10606 9077


Investment Performance - Global Agri Plan - Regular Plan - Growth NAV as on March 28, 2013: ` 17.6798


(`)


Equities Fund - Global Multi Commodities Plan - Retail Growth (%)

MSCI World Index # (%)

CNX Nifty ## (%)



Equities Fund - Global Multi Commodities Plan - Retail Growth (`)

MSCI World Index # (`)

CNX Nifty## (`)



March 31, 2011 to March 30, 2012 (Absolute) 15.06 -12.98 10.82 -9.23 8702 11082 9077


Investment Performance - Global Multi Commodities Plan - Regular Plan - Growth NAV as on March 28, 2013: ` 13.4825


(`)


Equities Fund - Global

Precious Metals Plan-

Retail Growth (%)

Dow Jones Precious

Metals Index # (%)

CNX Nifty ## (%)



Equities Fund - Global

Precious Metals Plan-

Retail Growth (`)

Dow Jones Precious

Metals Index # (`)

CNX Nifty## (`)


March 30, 2012 to March 28, 2013 (Absolute) 12.40 -20.03 -17.22 7.31 7997 8278 10731



# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Vineet Maloo is 8. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.

Investment Performance - Global Precious Metals Plan - Regular Plan - Growth NAV as on March 28, 2013: ` 9.9173

Issuer % to net Assets Issuer % to net AssetsPotash Corp Of Saskatchewan Inc 5.84% Exxon Mobil Corporation Ltd 6.15%CF Industries Holdings Inc Ord Shs 5.72% Occidental Petroleum Corporation 4.93%Deere And Co Ltd 5.48% Basf Ag 4.31%Yara International Asa 5.16% Schlumberger Ltd 4.15%The Mosaic Company Ltd 4.87% CF Industries Holdings Inc Ord Shs 3.88%Monsanto Co 4.48% Potash Corp Of Saskatchewan Inc 3.61%Agco Corporation 4.47% The Mosaic Company Ltd 3.59%AGRIUM ORD 4.30% Anadarko Petroleum Corp 3.51%Israel Chemicals Ltd 4.13% Voestalpine AG NPV 3.45%INTREPID POTASH INC 3.88% Deere And Co Ltd 3.18%

Top Ten Portfolio Holdings - Global Agri Plan Top Ten Portfolio Holdings - Global Multi Commodity Plan


45

Birla Sun Life International Equity Fund - Plan A

What is it?A fund that provides an opportunity to grow your money by investing in world-class companies across the globe.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Vineet MalooManaging Fund Since: Since InceptionTotal Experience: 7 yearsDate of inception: October 31, 2007Nature of the scheme: An Open-ended Diversified Equity Scheme


Benchmark: S&P Global 1200






AFLAC INC 5.50% Roche Holdings Ag Genus Bearer Shs 3.57%

Chubb Corp 5.16% PPG Industries 3.57%

Northrop Grumman Co 4.33% McKesson Corp. 3.33%

Aetna Inc New 4.11% International Business Machines Corp. IBM 3.31%

COACH INC 3.90% Visa Inc 3.18%




(`)

Birla Sun Life

International Equity Fund -

Plan A (%)

S&P Global 1200 #

(%)

CNX Nifty ## (%)


Birla Sun Life International Equity Fund -

Plan A (`)

S&P Global 1200 # (`)

CNX Nifty## (`)

Since inception till March 28, 2013 (CAGR) 10.00 3.81 3.11 -0.69 12248 11800 9630




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Vineet Maloo is 8. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager..



46

Birla Sun Life International Equity Fund - Plan B

What is it?A fund that provides an opportunity to grow your money by investing in world-class companies across the globe, with at least 65% exposure to domestic markets.

Fund Details

Fund Manager: Mr. Vineet MalooManaging Fund Since: Since InceptionTotal Experience: 7 yearsDate of inception: October 31, 2007Nature of the scheme: An Open-ended Diversified Equity Scheme


Growth: 9.9511 Dividend: 9.9511 Benchmark: Customised Index †† A customized benchmark created using S&P BSE 200 to the extent of 65% of portfolio and S&P Global 1200 to the extent of 35% of portfolio.





As on May 31, 2013


ICICI Bank Ltd 3.37% Tata Consultancy Services Ltd 2.53%

ITC Ltd 3.31% Housing Development Finance Corporation Ltd 2.47%

Infosys Ltd 3.13% Reliance Industries Ltd 2.33%

Larsen & Toubro Ltd 2.79% VST Industries Ltd 2.01%

HDFC Bank Ltd 2.64% Financial Technologies (India) Ltd 2.00%




(`)

Birla Sun Life

International Equity Fund -

Plan B (%)

Customised Index † #

(%)

CNX Nifty ##

(%)


Birla Sun Life International Equity Fund -

Plan B (`)

Customised Index †

# (`)

CNX Nifty ## (`)

Since inception till March 28, 2013 (CAGR) 10.00 -1.02 1.24 -0.69 9458 10692 9630




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Vineet Maloo is 8. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Managers.† A customized benchmark created using S&P BSE 200 to the extent of 65% of portfolio and S&P Global 1200 to the extent of 35% of portfolio.



47

Birla Sun Life Gold ETF

What is it?An ETF that invests in physical gold of 99.5% purity to generate returns in line with performance of gold, subject to tracking errors.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Prasad DhondeManaging Fund Since: October 03, 2012Total Experience: 11 Years Date of inception: May 13, 2011 Nature of the scheme: An Open ended Gold Exchange Traded Fund

NAV (`): 2696.8937

Benchmark: Domestic price of physical gold Load Structure (as % of NAV)Entry Load: NilExit Load (Including fractional units, if any): Nil; ++The units of the scheme are compulsorily traded in dematerialized form, and hence, there shall be no entry/exit load for the units purchased or sold through stock exchanges. However, the investor shall have to bear costs in form of bid/ask spread and brokerage or such other cost as charged by his bro ker for transacting in units of the scheme through secondary market.Other ParameterStandard Deviation: 11.06%Sharpe Ratio##: -1.45Beta: 0.93

Date of Inception: May 13, 2011 NAV Per Unit. *(`)

Birla Sun Life Gold ETF (%)

Domestic price of physical gold # (%)


Birla Sun Life Gold ETF (`)

Domestic price of physical gold # (`)


2227.8530 16.26 17.65 13267 13566


2844.9008 3.90 4.92 10390 10492

# Scheme Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Prasad Dhonde is 13. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.

Issuer % to net Assets

Gold 99.81%

Cash & Current Assets 0.16%

Net receivables / payables 0.03%

Portfolio Holdings

Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 1 years history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 7.31% (91 day T-bill yield as on May 31, 2013).

Investment Performance NAV as on March 31, 2013: ` 2955.7600


High Returns High Risk 3 yrs+ High Liquidity++

48

Birla Sun Life Gold Fund

What is it?An open ended fund of fund scheme that predominantly invests in units of Birla Sun Life Gold ETF (underlying scheme) and one doesn’t require a Demat Account to invest in it.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Satyabrata MohantyManaging Fund Since: Mar 20, 2012Total Experience: 12 Years Date of inception: Mar 20, 2012 Nature of the scheme: An Open ended Fund of Fund Scheme


Growth: 9.4086 Dividend: 9.4034 Benchmark: Domestic price of physical gold

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 2% if redeemed / switched out within 365 days from the date of allotment **Exit Load is NIL for units issued in Bonus & Dividend ReinvestmentOther ParameterStandard Deviation: 9.81%Sharpe Ratio##: -1.56Beta: 0.83

Date of Inception: Mar 20, 2012 NAV Per Unit. *(`)

Birla Sun Life Gold Fund (%)

Domestic price of physical gold # (%)


Birla Sun Life Gold Fund (`)

Domestic price of physical gold # (`)


10.0000 0.98 7.36 10100 10753

March 30, 2012 to March 28, 2013 (Absolute) 10.0836 0.17 4.92 10017 10492

# Scheme Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Satyabrata Mohanty is 16. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.

Issuer % to net Assets

Birla Sun Life Gold ETF 99.09%



Portfolio Holdings






Investors should note that, Birla Sun Life Gold Fund being an open ended fund of fund scheme invests in Birla Sun Life Gold ETF which invests in physical gold of 99.5% purity and they shall bear the recurring expenses of the underlying scheme (i.e. Birla Sun Life Gold ETF) in addition to the recurring expenses of the Scheme.

49

Birla Sun Life India Reforms Fund

What is it?An Equity fund that aims to generate growth and capital appreciation by building a portfolio of companies that are expected to benefit from the economic reforms, PSU divestment and increased government spending.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Naysar ShahManaging Fund Since: January 24, 2011Total Experience: 12 yearsDate of inception: June 25, 2010Nature of the scheme: An Open-ended Equity Scheme


Growth: 8.67 Dividend: 8.67 Benchmark: CNX 500

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 1 year from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment





ICICI Bank Ltd 9.98% PTC India Ltd 3.43%

Larsen & Toubro Ltd 7.50% Indusind Bank Ltd 3.19%

Oil & Natural Gas Corporation Ltd 4.72% Oil India Ltd 3.06%

VA Tech Wabag Ltd 4.36% Gujarat State Fertilizers & Chemicals Ltd 2.92%

The Federal Bank Ltd 3.71% Kalpataru Power Transmission Ltd 2.66%


Note:Standard Deviation & Sharpe Ratio are calculated on Annualised basis using 1 years history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 7.31% (91 day T-bill yield as on May 31, 2013).


(`)

Birla Sun Life India Reforms Fund (%)

CNX 500 # (%)

CNX Nifty ## (%)


Birla Sun Life India Reforms Fund (`)

CNX 500 # (`)

CNX Nifty ## (`)




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Naysar Shah is 4. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.



50

Tax Savings Solutions

What are Tax Savings Solutions?

Our Tax Savings Solutions help to reduce your tax burden and at the same time, aim to grow your money through equity investments.

Who can benefit from Tax Savings Solutions?

Tax saving is important, especially when investors can save up to ̀ 30,900 in taxes! Section 80C of the Income Tax Act, 1961 provides options to save tax by reducing the taxable income by up to ` 1 lakh.

But, wealth creation is also important. Isn’t it? That’s why this solution is ideal for investors who would like to create wealth along with tax saving.Tax savings of ` 30,900 is calculated assuming qualifying amount of deduction is ` 1 lakh & investor falls in the top income tax slab of 30% & includes applicable cess. Investors are advised to consult their tax advisor in view of individual nature of tax benefits.

Benefits of Tax Savings Solutions:

Low lock-in period: Your money is locked-in for just 3 years, as against the much longer lock-in periods in other options.

Potential to earn dividends: While your money is locked-in for 3 years, you may opt for the dividend option and can receive returns in the form of tax-free dividends during this time. This feature is unique only to tax saving solutions from mutual funds.

Earn market linked returns: Since investments are made in stocks of Indian companies, the value of your investment moves with the stock market. Although it comes with market related risks, your money is diversified i.e. spread out across stocks of multiple companies and is being monitored by an investment expert with an aim to minimize such risks.

Tax-free returns: When you withdraw your investment after 3 years, the returns are totally tax free. Yes, you save taxes on both, your initial investment and also on the returns.

Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.Investors are advised to consult their tax advisor in view of individual nature of tax benefits.The Financial Solution (Savings Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

51

Birla Sun Life Tax Relief ‘96

What is it?A fund that provides an opportunity to save tax while growing your money through Equity investments.

Fund Details

Fund Manager: Mr. Ajay GargManaging Fund Since: October 01, 2006Total Experience: 15 yearsDate of inception: March 29, 1996Nature of the scheme: An Open-ended ELSS Scheme with a lock - in of 3 years from the date of allotment.

NAV of Plans / Options (`)Regular Plan Growth (w.e.f. 06/03/08): 11.53 Dividend: 76.55 Direct Plan$





As on May 31, 2013

TAX SAVINGSSOLUTIONS

High Returns High Risk 3 yrs+ Low Liquidity


(`)

Birla Sun Life Tax

Relief ‘96 (%)

S&P BSE 200 # (%)

CNX Nifty ## (%)


Birla Sun Life Tax

Relief ‘96 (`)

S&P BSE 200# (`)

CNX Nifty ## (`)


10.00 26.24 11.76 10.85 526376 66241 57673



82.85 -10.01 -9.28 -9.23 8999 9072 9077


80.89 2.42 8.15 11.14 10242 10815 11114

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Ajay Garg is 13. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.

Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.Investors are advised to consult their tax advisor in view of individual nature of tax benefits.




Bayer CropScience Ltd 4.06% MRF Ltd 3.07%

ING Vysya Bank Ltd 4.06% HDFC Bank Ltd 2.94%

Tata Consultancy Services Ltd 3.70% Honeywell Automation India Ltd 2.87%



Investment Performance - Regular Plan - Dividend NAV as on March 28, 2013: ` 73.01


52

Birla Sun Life Tax Plan

What is it?A fund that provides an opportunity to save tax while growing your money through Equity investments.

Fund Details

As on May 31, 2013

Fund Manager: Mr. Ajay GargManaging Fund Since: October 17, 2011Total Experience: 15 yearsDate of inception: February 16, 1999Nature of the scheme: An Open-ended ELSS Scheme with a lock - in of 3 years from the date of allotment.


Growth: 14.95 Dividend: 49.24 Benchmark: S&P BSE SENSEX



TAX SAVINGSSOLUTIONS

High Returns High Risk 3 yrs+ Low Liquidity


(`)


(%)

S&P BSE SENSEX

# (%)

CNX Nifty ## (%)


Birla Sun Life Tax Plan (`)

S&P BSE SENSEX

# (`)

CNX Nifty## (`)


10.00 19.89 13.02 13.46 129729 56316 59511



47.17 -6.84 -10.50 -9.23 9316 8950 9077


45.07 8.79 10.94 11.14 10879 11094 11114

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Ajay Garg is 13. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Manager.

Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.Investors are advised to consult their tax advisor in view of individual nature of tax benefits.




ING Vysya Bank Ltd 4.05% MRF Ltd 3.06%

Bayer CropScience Ltd 4.05% HDFC Bank Ltd 2.93%

Tata Consultancy Services Ltd 3.71% Honeywell Automation India Ltd 2.86%



Investment Performance - Regular Plan - Dividend NAV as on March 28, 2013: ` 45.34


53

Close Ended Scheme Performance

Performance details for close ended Capital Protection Oriented Schemes with less than 1 year of existence have not been disclosed.

Birla Sun Life Capital Protection Oriented Fund - Series 4

Date of Inception: Jan 29, 2011 Fund Manager: Mr. Satyabrata Mohanty

NAV (as on 28th March 2013): 11.5209

NAV Per Unit. *

(`)

Birla Sunlife CapitalProtectionOrientedSeries - 4

(%)

CRISILBalanced

FundIndex # (%)

CRISIL 1Year T-Bill

Index ##(%)


Birla Sunlife CapitalProtectionOrientedSeries - 4

(`)

CRISILBalanced

FundIndex # (`)

CRISIL 1Year T-BillIndex ## (`)



March 31, 2011 toMarch 30, 2012 (Absolute) 10.4806 3.60 -3.17 6.59 10360 9683 10659

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Satyabrata Mohanty is 16. Refer annexure on page no. 54 for performance of schemes managed by Fund Manager. The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee, insurance cover, etc.


Date of Inception: Jun 10, 2010 Fund Manager: Mr. Satyabrata Mohanty

NAV (as on 28th March 2013): 11.3245

NAV Per Unit. *

(`)

Birla Sun life Capital Protection Oriented Series - 2

(%)

CRISIL MIP

Blended Index #

(%)

CRISIL 1 Year T-Bill

Index ## (%)


Birla Sun life Capital Protection Oriented Series - 2

(`)

CRISIL MIP

Blended Index # (`)

CRISIL 1 Year T-Bill

Index ## (`)






Date of Inception: Jan 29, 2011 Fund Manager: Mr. Satyabrata Mohanty

NAV (as on 28th March 2013): 10.6454

NAV Per Unit. *

(`)

Birla Sunlife CapitalProtectionOriented -Series 3

(%)

CRISIL Balanced

Fund Index # (%)

CRISIL 1Year T-Bill

Index ##(%)



(`)

CRISILBalanced

Fund Index# (`)




March 31, 2011 toMarch 30, 2012 (Absolute) 11.3853 -5.85 -3.17 6.59 9415 9683 10659



Date of Inception: Jun 03, 2011 Fund Manager: Mr. Satyabrata Mohanty & Ajay Garg

NAV (as on 28th March 2013): 11.2268

NAV Per Unit. *

(`)

Birla Sunlife CapitalProtectionOriented- Series

6 (%)

CRISILBalanced

FundIndex # (%)

CRISIL 1Year T-Bill

Index ##(%)



6 (`)

CRISILBalanced

FundIndex # (`)




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 16. Total Schemes managed by Mr. Ajay Garg is 13. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Managers.The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee, insurance cover, etc.


Date of Inception: Oct 04, 2011 Fund Manager: Mr. Satyabrata Mohanty & Ajay Garg

NAV (as on 28th March 2013): 11.3793

NAV Per Unit. *

(`)


7 (%)

CRISILBalanced

FundIndex # (%)

CRISIL 1Year T-Bill

Index ##(%)


Birla Sunlife CapitalProtectionOriented

- Series 7 (`)

CRISILBalanced

FundIndex # (`)






Date of Inception: Dec 15, 2011 Fund Manager: Mr. Satyabrata Mohanty & Ajay Garg

NAV (as on 28th March 2013): 11.4655

NAV Per Unit. *

(`)


8 (%)

CRISILBalanced

FundIndex # (%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 8 (`)

CRISILBalanced

FundIndex # (`)






Date of Inception: Mar 30, 2011 Fund Manager: Mr. Satyabrata Mohanty & Ajay Garg

NAV (as on 28th March 2013): 10.0171

NAV Per Unit. *

(`)


(%)

CRISILBalanced

FundIndex # (%)

CRISIL 1Year T-Bill

Index ##(%)



5 (`)

CRISILBalanced

FundIndex # (`)




March 31, 2011 toMarch 30, 2012 (Absolute) 10.0073 -2.39 -3.17 6.59 9761 9683 10659



Date of Inception: Mar 28, 2012 Fund Manager: Mr. Satyabrata Mohanty

NAV (as on 28th March 2013): 10.7006

NAV Per Unit. *

(`)


9 (%)


(%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 9 (`)

CRISIL MIP Blended

Index # (`)




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 16. Refer annexure on page no. 54 to know more on performance of schemes managed by Fund Managers.The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee, insurance cover, etc.

54

Fund Manager-wise Scheme Details

Schemes mentioned in order of performance for the period March 30 2012 - March 28 2013. Due to inherent difference in nature of schemes above (i.e. equity, hybrid, debt schemes) as may be managed by Fund Manager, performance of such schemes may not be strictly comparable. Further, for the schemes in existence for less than a year, the past performance details have not been provided. Further, performance of Fixed Term Plans (FTPs) / Fixed Maturity Plans (FMP) / Interval Income Schemes are not considered above, as FMPs / FTPs / Interval Income Schemes are close ended / interval schemes of varying maturities and performance of such schemes may not be strictly comparable with open ended schemes managed by Fund Managers.

Sr.no Funds Managed By Mr. Maneesh Dangi Refer page No

1 Birla Sun Life Dynamic Bond Fund 9

Sr.no Funds Managed By Mr. Mahesh Patil Refer page No

1 Birla Sun Life Frontline Equity Fund 252 Birla Sun Life Top 100 Fund 263 Birla Sun Life Long Term Advantage Fund 314 Birla Sun Life Infrastructure Fund* 38

* Funds co-managed by Mr. Naysar ShahSr.no Funds Managed By Mr. Kaustubh Gupta Refer

page No1 Birla Sun Life Floating Rate Fund - Long Term Plan# 132 Birla Sun Life Ultra Short Term Fund$ 83 Birla Sun Life Savings Fund 74 Birla Sun Life Floating Rate Fund - Short Term Plan# 145 Birla Sun Life MIP II - Savings 5 Plan* 236 Birla Sun Life Cash Manager# 67 Birla Sun Life Cash Plus# 58 Birla Sun Life MIP* 219 Birla Sun Life MIP II - Wealth 25 Plan* 22

10 Birla Sun Life Monthly Income* 20

* Funds co-managed by Mr. Satyabrata Mohanty# Funds co-managed by Ms. Sunaina Da Cunha$ Funds co-managed by Mr. Lokesh Mallya

Sr.no Funds Managed By Ms. Sunaina Da Cunha Refer page No

1 Birla Sun Life Short Term Opportunities Fund# 172 Birla Sun Life Floating Rate Fund - Long Term Plan* 133 Birla Sun Life Floating Rate Fund - Short Term Plan* 144 Birla Sun Life Cash Manager* 65 Birla Sun Life Cash Plus* 5

* Funds co-managed by Mr. Kaustubh Gupta# Funds co-managed by Mr. Lokesh Mallya

Sr.no Funds Managed By Mr. Lokesh Mallya Refer page No

1 Birla Sun Life Short Term Opportunities Fund# 172 Birla Sun Life Ultra Short Term Fund* 8

* Funds co-managed by Mr. Kaustubh Gupta# Funds co-managed by Ms. Sunaina Da Cunha

Sr.noFunds Managed By Mr. Satyabrata Mohanty

Refer page No

1 Birla Sun Life MIP II - Savings 5 Plan* 232 Birla Sun Life Asset Allocation Fund Conservative Plan# 333 Birla Sun Life MIP* 214 Birla Sun Life MIP II - Wealth 25 Plan* 225 Birla Sun Life Monthly Income* 206 Birla Sun Life Capital Protection Oriented Fund - Series 2 537 Birla Sun Life Capital Protection Oriented Fund - Series 9 538 Birla Sun Life Capital Protection Oriented Fund - Series 6$ 539 Birla Sun Life Capital Protection Oriented Fund - Series 4 53

10 Birla Sun Life Asset Allocation Fund Moderate Plan# 3311 Birla Sun Life Capital Protection Oriented Fund - Series 8$ 5312 Birla Sun Life Advantage Fund 2913 Birla Sun Life Capital Protection Oriented Fund - Series 7$ 5314 Birla Sun Life Asset Allocation Fund Aggressive Plan# 3315 Birla Sun Life Capital Protection Oriented Fund - Series 5$ 5316 Birla Sun Life Gold Fund 4817 Birla Sun Life Capital Protection Oriented Fund - Series 3 53

* Funds co-managed by Mr. Kaustubh Gupta# Funds co-managed by Mr. Vineet Maloo$ Funds co-managed by Mr. Ajay Garg

Sr.no Funds Managed By Mr. Nishit Dholakia Refer page No

1 Birla Sun Life ‘95 Fund* 322 Birla Sun Life Pure Value Fund 303 Birla Sun Life Dividend Yield Plus 36

* Funds co-managed by Mr. Prasad Dhonde

Sr.no Funds Managed By Mr. Sanjay Chawla Refer page No

1 Birla Sun Life India GenNext Fund 392 Birla Sun Life Midcap Fund 343 Birla Sun Life Small & Midcap Fund 35

Sr.no Funds Managed By Mr. Ajay Garg Refer page No

1 Birla Sun Life Buy India Fund 412 Birla Sun Life Tax Relief ‘96 513 Birla Sun Life Tax Plan 524 Birla Sun Life Enhanced Arbitrage Fund 185 Birla Sun Life Index Fund 276 Birla Sun Life Capital Protection Oriented Fund - Series 6* 537 Birla Sun Life MNC Fund 378 Birla Sun Life Capital Protection Oriented Fund - Series 8* 539 Birla Sun Life Capital Protection Oriented Fund - Series 7* 53

10 Birla Sun Life Capital Protection Oriented Fund - Series 5* 53* Funds co-managed by Mr. Satyabrata Mohanty

Sr.no Funds Managed By Mr. Prasad Dhonde Refer page No

1 Birla Sun Life Gilt Plus PF Plan 152 Birla Sun Life Government Securities Fund Long Term Plan 163 Birla Sun Life Income Plus 114 Birla Sun Life Short Term Fund 125 Birla Sun Life Gilt Plus Regular Plan 156 Birla Sun Life ‘95 Fund* 327 Birla Sun Life Gilt Plus Liquid Plan 158 Birla Sun Life Government Securities Fund Short Term Plan 169 Birla Sun Life Gold ETF 47

* Funds co-managed by Mr. Nishit Dholakia

Sr.no Funds Managed By Mr. Vineet Maloo Refer page No

1 Birla Sun Life International Equity Fund - Plan A 452 Birla Sun Life Asset Allocation Fund Conservative Plan* 333 Birla Sun Life Commodity Equities Fund Global Agri Plan 444 Birla Sun Life Asset Allocation Fund Moderate Plan* 335 Birla Sun Life International Equity Fund - Plan B 466 Birla Sun Life Asset Allocation Fund Aggressive Plan* 33

7 Birla Sun Life Commodity Equities Fund Global Multi Commodities Plan` 44

8 Birla Sun Life Commodity Equities Fund Global Precious Metals Plan 44

* Funds co-managed by Mr. Satyabrata Mohanty

Sr.no Funds Managed By Mr. Naysar Shah Refer page No

1 Birla Sun Life New Millennium Fund 402 Birla Sun Life India Opportunities Fund 423 Birla Sun Life Infrastructure Fund* 384 Birla Sun Life India Reforms Fund 49

* Funds co-managed by Mr. Mahesh Patil

Sr.no Funds Managed By Mr. Anil Shah Refer page No

1 Birla Sun Life Equity Fund 282 Birla Sun Life Special Situations Fund 43

Sr.no Funds Managed By Mr. Rohit Murarka Refer page No

1 Birla Sun Life Medium Term Plan 10

55

Funds at a GlanceSAVINGS SOLUTIONS

SCHEME PLAN/OPTION(which continue for fresh subscription)

DEFAULT OPTION** MINIMUMINVESTMENTAMOUNT

EXIT LOADFor redemption-switch out consider from the date of allot-ment.

PLAN^ OPTION

Birla Sun Life Cash PlusRegular Plan

Daily Dividend (Payout / Reinvestment) Daily Dividend Reinvestment

NilWeekly Dividend (Payout / Reinvestment) FP: ` 5,000/-

Direct PlanDividend (Payout / Reinvestment) AP: ` 1,000/-

Growth

Birla Sun Life Cash Manager Regular Plan Daily Dividend (Reinvestment) Daily Dividend Reinvestment FP: ` 5,000/-

NilDirect Plan

Weekly Dividend (Reinvestment) AP: ` 1,000/-

Growth

Birla Sun Life Savings Fund Regular Plan Daily Dividend (Reinvestment)Weekly Dividend (Payout / Reinvestment)

Growth

Daily Dividend ReinvestmentFP: ` 5,000/-AP: ` 1,000/- Nil

Direct Plan

Birla Sun Life Ultra Short Term Fund Regular Plan Daily Dividend (Reinvestment)Weekly Dividend (Payout / Reinvestment)

Fortnightly Dividend (Payout / Reinvestment)Growth

Daily Dividend ReinvestmentFP: ` 5,000/-AP: ` 1,000/-

NilDirect Plan

Birla Sun Life Dynamic Bond FundRegular Plan

Monthly Dividend Sweep

• Choice of Option : Quarterly Dividend• Choice of Sub-Option : Dividend Reinvestment

FP: ` 5,00,000/- AP: ` 1,000/-

Within 180 days: 0.50% of applicable NAV. After 180 days: Nil. Monthly Dividend (Payout / Reinvestment /Sweep) FP: ` 5,000/- AP: ` 1,000/-

Direct PlanQuarterly Dividend (Payout / Reinvestment /Sweep) FP: ` 5,000/- AP: ` 1,000/-

Growth FP: ` 5,000/- AP: ` 1,000/-

Birla Sun Life Medium Term Plan Regular PlanQuarterly Dividend (Payout / Reinvestment)

Half Yearly Dividend (Payout / Reinvestment)Dividend (Payout / Reinvestment /Sweep)

Growth

GrowthFP: ` 5,000/-AP: ` 1,000/-(Max. Sub. Amt (incl. switch-in): ` 10 crores per investor per day.)

For redemption / switch-out of units within 365 days from the date of allotment: 2.00% of applicable NAV. For redemption / switch-out of units after 365 days but before 730 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 730 days from the date of allotment: Nil.Direct Plan

Birla Sun Life Floating Rate Fund - Long Term Plan

Regular Plan Daily Dividend (Reinvestment)Weekly Dividend (Reinvestment)

Growth


For Redemption / Switch-out of units within 30 days from the date of allotment: 0.25% of applicable NAV.For Redemption / Switch-out of units after 30 days from the date of allotment : NilDirect Plan

Birla Sun Life Floating Rate Fund - Short Term Plan

Regular Plan Daily Dividend (Reinvestment)Weekly Dividend (Reinvestment)

Growth


NilDirect Plan

Birla Sun Life Income Plus Regular Plan Dividend (Payout / Reinvestment)Growth

Dividend ReinvestmentFP: ` 5,000/-AP: ` 1,000/-

For redemption / switch-out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 365 days from the date of allotment: Nil.Direct Plan

Birla Sun Life Short Term Fund(Erstwhile Birla Sun Life Income Fund)

Regular Plan Monthly Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 30 days/0.50% of applicable NAVDirect Plan Growth

Birla Sun Life Gilt Plus - Regular Plan Regular Plan Quarterly Dividend (Payout / Reinvestment /Sweep)Growth

GrowthFP: ` 5,000/-AP: ` 1,000/-

For Liquid Plan, Regular Plan & PF Plan (Quarterly/Annual Div) Nil For PF Plan (Growth) within 365 days/1% of applicable NAV.

Direct Plan

Birla Sun Life Gilt Plus - Liquid Plan Regular Plan Quarterly Dividend (Payout / Reinvestment /Sweep)Annual Dividend (Payout / Reinvestment /Sweep)

GrowthDirect Plan

Birla Sun Life Gilt Plus - PF Plan Regular Plan Quarterly Dividend (Payout / Reinvestment /Sweep)Growth (Quarterly Gain / Annual Gain)Direct Plan

Birla Sun Life Government Securities Fund- Long Term Plan

Regular Plan Dividend (Payout / Reinvestment)Growth

Growth FP: ` 5,000/-AP: ` 1,000/-

within 365 days/1.00% of applicable NAV.Direct Plan

Birla Sun Life Government Securities Fund- Short Term Plan

Regular Plan Daily Dividend (Reinvestment)Growth

GrowthFP: ` 5,000/-AP: ` 1,000/-

NilDirect Plan


Regular Plan Dividend (Payout / Reinvestment /Sweep)Growth

Dividend Reinvestment FP: ` 5,000/-AP: ` 1,000/-

before 90 days/0.75% of applicable NAV.after 90 days to 180days/0.50% of applicable NAV.after 180 days/Nil of applicable NAV.Direct Plan

Birla Sun Life Short Term Opportunities Fund

Regular PlanQuarterly Dividend (Payout / Reinvestment)

Dividend (Payout / Reinvestment)Growth

GrowthFP: ` 5,000/-AP: ` 1000/-Max. Sub. Amt (incl. switch-in): ` 10 crores per investor per day.

For redemption / switch-out of units within 365 days from the date of allotment: 0.50% of applicable NAV.

Direct Plan


^Direct Plan under the Schemes is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor.

**Default Plan: In case Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will be ignored and the application will be processed under Direct Plan. Further, where application is received for Regular Plan without Distributor code or “Direct” mentioned in the ARN Column, the application will be processed under Direct Plan.The default option under the Regular or Direct Plan of the Scheme, as the case maybe, shall be applied accordingly.

56

Funds at a GlanceLIST OF PLANS/OPTIONS DISCONTINUED FOR FURTHER SUBSCRIPTIONS W.E.F OCTOBER 01, 2012

SCHEME PLAN OPTION

Birla Sun Life Cash Plus Retail Plan Daily Dividend

Growth

Daily Dividend

Institutional Plan Weekly Dividend

Growth

Birla Sun Life Cash ManagerInstitutional Plan

Daily DividendWeekly Dividend

Growth

Birla Sun Life Savings FundRetail Plan


Growth

Birla Sun Life Ultra Short Term FundRetail Plan

Daily DividendFortnightly Dividend

Growth

Birla Sun Life Medium Term Plan

Institutional Plan

Quarterly DividendHalf Yearly Dividend

DividendGrowth

Birla Sun Life Floating Rate Fund - Short Term Plan Retail Plan

Daily Dividend Weekly Dividend

Growth

Birla Sun Life Floating Rate Fund - Long Term Plan Retail Plan

Weekly DividendGrowth

Birla Sun Life Government Securities Fund - Short Term Plan

Institutional Plan


DividendGrowth

Birla Sun Life Enhanced Arbitrage FundInstitutional Plan*

DividendGrowth

Birla Sun Life Short Term Opportunities FundInstitutional Plan

Quarterly DividendDividendGrowth

*Pursuant to SEBI Circular No. CIR/IMD/DF/21/2012 dated September 13, 2012 the aforesaid plans/options under respective scheme(s) stand discontinued for further subscriptions w.e.f October 01, 2012. The existing investments, if any, under above plan/option shall continue till such investors remain invested in the said plan/option.*Said Plans/Options stand discontinued and closed as there are no Unitholders thereunder.


57

Funds at a GlanceREGULAR INCOME SOLUTIONS

SCHEME PLAN/ OPTION DEFAULT OPTION** MINIMUMINVESTMENTAMOUNT

EXIT LOADFor redemption-switch out consider from the date of allotment.PLAN^ OPTION

Birla Sun Life Monthly IncomeRegular Plan

Monthly Dividend (Payout/Reinvestment/Sweep)Quarterly Dividend (Payout/Reinvestment/Sweep)

• Choice of Plan : Growth• Choice of Option within Monthly Dividend : Dividend Reinvestment• Choice of Plan within Quarterly Dividend : Dividend Reinvestment

FP: ` 25,000/-AP: ` 5,000/-

within 365 days/1% of applicable NAV.

Direct Plan GrowthFP: ` 5,000/-AP: ` 1,000/-

Birla Sun Life MIP Regular Plan Monthly Dividend (Payout/Reinvestment/Sweep)Monthly Payment (Instant / Deferred)

Growth

• Choice of Option within Monthly Dividend : Dividend Reinvestment• Choice of Option within Monthly Payment Plan : Instant

FP: Dividend & Payment Option ` 25,000/- Growth: ` 5,000/-AP: ` 1,000/-

within 365 days/2% of applicable NAV. after 365 days but before 730 days/1% of applicable NAV. after 730 days/Nil (w.e.f June 06, 2013)Direct Plan

Birla Sun Life MIP II - Savings 5 Plan Regular Plan Monthly Dividend (Payout / Reinvestment /Sweep)Monthly Payment

Growth • Choice of Option : Growth• Choice of Sub-Option within Monthly DividendOption : Dividend Reinvestment

FP: Dividend & Payment Option ` 25,000/-Growth ` 5,000/-AP: ` 1,000/-

within 365 days/1% of applicable NAV.Direct Plan

Birla Sun Life MIP II - Wealth 25 Plan Regular Plan Monthly Dividend (Payout / Reinvestment /Sweep)Monthly Payment

Growthwithin 365 days/1% of applicable NAV.

Direct Plan

WEALTH CREATION SOLUTIONS

SCHEME PLAN OPTION EXIT LOADFor redemption-switch out consider from the date of allotment.

Birla Sun Life Dividend Yield Plus*PF Plan*

DividendGrowth


Birla Sun Life Commodity Equities Fund (Global Agri Plan, Global Precious Metals Plan, Global Multi Commodity Plan)

Institutional Plan*DividendGrowth

within 30 days/3% of applicable NAV.after 30 days but before 365 days/1% of applicable NAV.

LIST OF PLANS/OPTIONS DISCONTINUED FOR FURTHER SUBSCRIPTIONS W.E.F OCTOBER 01, 2012

*Pursuant to SEBI Circular No. CIR/IMD/DF/21/2012 dated September 13, 2012 the aforesaid plans/options under respective scheme(s) stand discontinued for further subscriptions w.e.f October 01, 2012. The existing investments, if any, under above plan/option shall continue till such investors remain invested in the said plan/option.*Said Plans/Options stand discontinued and closed as there are no Unitholders thereunder.




TAX SAVINGS SOLUTIONS



Birla Sun Life Tax Relief ‘96 Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Payout

FP: ` 500/-A : ` 500/-

NilDirect Plan Growth

Birla Sun Life Tax Plan Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Payout

FP: ` 500/-AP: ` 500/-




58

Funds at a Glance



Birla Sun Life Equity Fund Regular Plan Dividend (Payout/Reinvestment/Sweep) Dividend Reinvestment FP: ` 5,000/-AP: ` 1,000/- within 365 days/1% of applicable NAV.

Direct Plan Growth

Birla Sun Life Advantage Fund Regular Plan Dividend (Payout/Reinvestment/Sweep) Dividend Reinvestment FP: ` 5,000/-AP: ` 1,000/- within 7 days/0.50% of applicable NAV.

Direct Plan Growth

Birla Sun Life Midcap Fund Regular Plan Dividend (Dividend / Reinvestment / Sweep)

Growth (Growth with Triggered Facility)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Frontline Equity Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Growth



Birla Sun Life Infrastructure Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Growth



Birla Sun Life India GenNext Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 365 days/1% of applicable NAV.Direct Plan Growth

Birla Sun Life New Millennium Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Top 100 Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 365 Days/1% of applicable NAV. Direct Plan Growth

Birla Sun Life Buy India Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 7 days/0.50% of applicable NAV.Direct Plan Growth

Birla Sun Life MNC Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)

Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-(Max. Sub. Amt (incl. switch-in): ` 1 crore per investor per day.)


Direct Plan Growth

Birla Sun Life Index Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-



Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Small & Midcap Fund Regular Plan Dividend (Payout / Reinvestment)Dividend Payout

FP: ` 5,000/-AP : ` 1,000/-


Birla Sun Life India Reforms Fund Regular Plan Dividend (Payout / Reinvestment)Dividend Reinvestment

FP: ` 5,000/-AP : ` 1,000/-

within 1 year/1% of applicable NAV.Direct Plan Growth

Birla Sun Life Dividend Yield Plus Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life ‘95 Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Asset Allocation Fund - Aggressive Plan Regular Plan

Dividend (Payout / Reinvestment)Growth


NilBirla Sun Life Asset Allocation Fund - Moderate Plan

Direct PlanBirla Sun Life Asset Allocation Fund - Conservative Plan

Birla Sun Life Special Situations Fund Regular Plan Dividend (Payout/Reinvestment/Sweep) • Choice of Plan : Growth• Choice of Option : Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Commodity Equities Fund (Global Agri Plan, Global Precious Metals Plan, Global Multi Commodity Plan)

Regular Plan Dividend (Payout / Reinvestment /Sweep)

GrowthGrowth / Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 30 days/3% of applicable NAV.after 30 days but before 365 days/1% of ap-plicable NAV.Direct Plan

Birla Sun Life International Equity Fund (Plan A) Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life International Equity Fund (Plan B) Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Pure Value Fund Regular Plan Dividend (Payout/Reinvestment) • Choice of Plan : Growth• Choice of Option : Reinvestment

FP : ` 5,000/-AP : ` 1,000/-



Regular Plan Dividend (Payout/Reinvestment)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-






59

Investment ObjectiveSAVINGS SOLUTIONS

Birla Sun Life Cash Plus An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Birla Sun Life Cash Manager An Open ended Income scheme with the objective to provide income which is consistent with a portfolio through investments in a basket of debt and money market instruments of very short maturities with a view to provide reasonable returns.

Birla Sun Life Savings Fund The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Birla Sun Life Ultra Short Term Fund An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities with relatively low levels of interest rate risk.

Birla Sun Life Dynamic Bond Fund An Open-ended income scheme with the objective to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market instruments.

Birla Sun Life Medium Term Plan The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Birla Sun Life Income Plus An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Birla Sun Life Short Term Fund(Erstwhile Birla Sun Life Income Fund) Name change (w.e.f. 01 Feb, 2012)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Birla Sun Life Floating Rate Fund Short Term Plan

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Birla Sun Life Gilt Plus - Liquid Plan & PF Plan

An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in Government Securities.

Birla Sun Life Gilt Plus - Regular Plan

The investment objective of the scheme is to enable investors to invest in Central Government Securities, based on their own view on the interest rate scenario & generate credit risk-free returns.

Birla Sun Life Government Securities Fund

An Open-ended Gilt scheme with the objective to provide investors current income consistent with a portfolio invested 100% in securities issued by the Government of India or the State Governments, and the secondary objective is capital appreciation.

Birla Sun Life Short Term Opportunties Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.


An Open ended Equity Scheme with an investment objective to generate income by investing predominantly in equity and equity related instruments. Scheme intends to take advantage from the price differentials / mis-pricing prevailing for stock / index in various market segments (Cash & Futures).


Birla Sun Life Monthly Income An Open-ended income scheme with the primary investment objective to generate regular income so as to make monthly and quarterly distributions to Unit holders and the secondary objective as growth of capital. Monthly income is not assured and is subject to availability of distributable surplus

Birla Sun Life MIP The primary objective of the scheme is to generate regular income so as to make monthly distributions to unit holders with the secondary objective being growth of capital. Income may be generated through the receipt of coupon payments, the amortization of the discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets primarily in fixed income securities, money market instruments, cash and cash equivalents while at the same time maintaining a small exposure to equity markets. (Monthly income is not assured and is subject to availability of distributable surplus.)

Birla Sun Life MIP II - Wealth 25 Plan An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Birla Sun Life MIP II - Savings 5 Plan An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.


Birla Sun Life Tax Relief ‘96 An Open-ended equity linked savings scheme (ELSS) with the objective of long term growth of capital through a portfolio with a target allocation of 80% equity, 20% debt and money market securities

Birla Sun Life Tax Plan An Open-ended Equity Linked Savings Scheme (ELSS) with the objective to achieve long-term growth of capital along with income tax relief for investment.


60

Investment Objective

Large Cap FundsBirla Sun Life Frontline Equity Fund An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity by aiming at

being as diversified across various industries and or sectors as its chosen benchmark index, S&P BSE 200.

Birla Sun Life Top 100 Fund An Open-ended growth scheme with the objective to provide medium to long term capital appreciation, by investing predominantly in a diversified portfolio of equity and equity related securities of top 100 companies as measured by market capitalization.

Birla Sun Life Index Fund An Open-ended index-linked growth scheme with the objective to generate returns commensurate with the performance of Nifty subject to tracking errors.

Diversified FundsBirla Sun Life Equity Fund An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 90% equity and 10% debt

and money market securities.

Birla Sun Life Advantage Fund An Open-ended growth scheme with the objective to achieve long-term growth of capital at relatively moderate levels of risk through a diversified research based investment approach.

Birla Sun Life Pure Value Fund An Open ended Diversified Equity Scheme with the objective to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities by following value investing strategy.


An Open ended Diversified Equity Scheme with an to provide long-term capital appreciation, by investing predominantly in a diversified portfolio of equity and equity related securities.

Hybrid FundsBirla Sun Life ‘95 Fund An Open ended Balanced Scheme with the objective to generate long term growth of capital and current income, through a portfolio with a target

allocation of 60% equity and 40% debt and money market securities. The secondary objective is income generation and distribution of dividend.

Birla Sun Life Asset Allocation Fund An Open-ended Fund of Funds scheme with the objective to provide income and capital appreciation along with diversification by investing in a basket of debt and equity Mutual Fund schemes in line with the risk profile of the investors.

Midcap FundsBirla Sun Life Midcap Fund An Open ended Growth Scheme with the objective to achieve long term growth of capital at controlled level of risk by investing primarily in ‘Mid-Cap’

Stocks. The level of risk is somewhat higher than a fund focused on large and liquid stocks. Concomitantly, the aim is to generate higher returns than a fund focused on large and liquid stocks.

Birla Sun Life Small & Midcap Fund An Open ended Small and Mid Cap Equity Scheme with an objective to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and midcap. The Scheme may also invest a certain portion of its corpus in fixed income securities including money market instruments, in order to meet liquidity requirements from time to time.

Thematic FundsBirla Sun Life Dividend Yield Plus An Open-ended growth scheme with the objective to provide capital growth and income by investing primarily in a well-diversified portfolio of dividend

paying companies that have a relatively high dividend yield.

Birla Sun Life MNC Fund An Open-ended growth scheme with the objective to achieve long-term growth of capital at relatively moderate levels of risk by making investments in securities of multi-national companies through a research based investment approach.

Birla Sun Life Infrastructure Fund An Open-ended growth scheme with the objective to providing for medium to long-term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of companies that are participating in the growth and development of Infrastructure in India.

Birla Sun Life India GenNext Fund An Open-ended growth scheme with the objective to target growth of capital by investing in equity/equity related instruments of companies that are expected to benefit from the rising consumption patterns in India, which in turn is getting fuelled by high disposable incomes of the young generation (Generation Next). The scheme will invest in companies that have the following characteristics: 1. Companies that seek growth in revenues arising out of demand from the younger generation (GenNext) for their products or services. 2. They should be engaged in manufacturing of products or rendering of services that go directly to the consumer. 3. The products and services should have distinct brand identity, thereby enabling choice.

Birla Sun Life New Millennium Fund A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Birla Sun Life Buy India Fund A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in businesses that are driven by India’s large population and inherent consumption patterns. The focus of the scheme will be in the consumer and healthcare sectors. The secondary objective is income generation and distribution of dividend.

Birla Sun Life India Opportunities Fund An Open ended Growth Scheme with the objective to achieve superior long-term growth of capital by investing in shares of companies that do one or more of the following: 1. Leverage India’s intellectual capital for providing services, research and creative inputs. 2. Seek to use current and impending changes in patent laws / import tariffs / quotas to supply goods and services. 3. Leverage India’s lower labour costs for providing services and manufactured goods. 4. Leverage India’s large population of English speaking people for providing services.

Birla Sun Life Special Situations Fund An Open-ended diversified equity scheme with an objective of the scheme is to generate long-term growth of capital by investing in a portfolio of equity and equity related securities. The Scheme would follow an investment strategy that would take advantage of Special Situations & Contrarian investment style.

Birla Sun Life Commodity Equities Fund

An Open ended Growth Scheme with the objective to offer long term growth of capital, by investing in (1) stocks of commodity companies, i.e., companies engaged in or focusing on the specified commodity business and/or (2) overseas mutual fund scheme(s), that have similar investment objectives. These securities could be issued in India or overseas.


An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio of equity and equity related securities in the international markets.


An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio of equity and equity related securities in the domestic and international markets.

Birla Sun Life India Reforms Fund An Open ended Equity Scheme with an investment objective is to generate growth and capital appreciation by building a portfolio of companies that are expected to benefit from the economic reforms, PSU divestment and increased government spending.

Gold FundsBirla Sun Life Gold ETF An Open ended Gold Exchange Traded Fund with the investment objective to generate returns that are in line with the performance of gold, subject to

tracking errors.

Birla Sun Life Gold Fund An Open ended Fund of Fund Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF).



61

Dividend History (For select Schemes)

SAVINGS SOLUTIONS

DEBT Schemes Declared on date Face ValueNon Corporate Corporate

Cum Dividend NAV# (` per unit)Dividend#

(` per unit)Dividend#

(` per unit)Birla Sun Life Savings Fund – Institutional Monthly Dividend

11-Feb-1128-Jan-1131-Dec-10

10.0010.0010.00

0.03500.04970.0587

0.02870.06070.0547

10.309910.338410.3413

Birla Sun Life Savings Fund – Retail Monthly Dividend

11-Feb-1128-Jan-1131-Dec-10

10.0010.0010.00

0.03500.04690.0529

0.02870.05730.0493

10.284810.310810.3105

Birla Sun Life Ultra Short Term Fund - Monthly Dividend

11-Feb-1131-Jan-1131-Dec-10

10.0010.0010.00

0.02500.06600.0532

0.02050.05400.0496

10.806810.847410.8361

Birla Sun Life Dynamic Bond Fund – Retail Monthly Dividend - Regular Plan

31-May-1326-Apr-1322-Mar-13

10.0010.0010.00

0.23530.16750.0868

0.17560.12500.0655

10.753510.718510.6219

Birla Sun Life Dynamic Bond Fund – Retail Monthly Dividend - Direct Plan

31-May-1326-Apr-1322-Mar-13

10.0010.0010.00

0.23980.17240.0770

0.17900.12870.0581

10.778310.743510.6301

Birla Sun Life Dynamic Bond Fund – Retail Quarterly Dividend - Regular Plan

24-May-1326-Mar-1331-Dec-12

10.0010.0010.00

0.22110.24770.2275

0.16500.18700.1718

11.817811.647211.6264

Birla Sun Life Dynamic Bond Fund - Quarterly Dividend - Direct Plan

24-May-1326-Mar-13

10.0010.00

0.22170.2342

0.16550.1768

11.854211.6611

Birla Sun Life Income Plus - Quarterly Dividend - Regular Plan

17-May-1315-Mar-1317-Dec-12

10.0010.0010.00

0.39080.26820.2770

0.29170.20250.2091

13.333612.848512.6401

Birla Sun Life Income Plus - Quarterly Dividend - Direct Plan

17-May-1315-Mar-13

10.00 10.00

0.37100.2225

0.27690.1680

13.423212.8651

Birla Sun Life Short Term Fund - Monthly Dividend - Regular Plan

15-May-1315-Apr-1315-Mar-13

10.0010.0010.00

0.14070.11220.0738

0.10500.08370.0557

11.823611.775011.7292

Birla Sun Life Short Term Fund - Monthly Dividend - Direct Plan

15-May-13 15-Apr-13 15-Mar-13

10.0010.00 10.00

0.14160.11350.0746

0.10570.08470.0563

11.825211.776911.7307

Birla Sun Life Short Term Fund- Half Yearly Dividend

15-Mar-1016-Mar-0917-Mar-08

10.0010.0010.00

0.24530.44670.4752

0.22830.41580.4423

11.555711.949611.6359

Birla Sun Life Short Term Fund - Quarterly Dividend

15-Dec-1115-Sep-1115-Jun-11

10.0010.0010.00

0.11310.08560.1443

0.08540.06460.1090

11.660611.620111.4526

Birla Sun Life Medium Term Plan - Dividend -Regular Plan 25-Mar-13 10.00 0.8000 0.6040 10.9834

Birla Sun Life Medium Term Plan - Dividend -Direct Plan 25-Mar-13 10.00 0.8000 0.6040 10.9909

Birla Sun Life Medium Term Plan - Half Yearly Dividend - Regular Plan

17-May-1315-Mar-13

10.0010.00

0.21510.4055

0.16050.3062

10.674610.7922

Birla Sun Life Medium Term Plan - Half Yearly Dividend - Direct Plan

17-May-1315-Mar-13

10.0010.00

0.22050.1537

0.16460.1160

10.945010.7981

Birla Sun Life Medium Term Plan - Quarterly Dividend - Regular Plan

17-May-13 15-Mar-13

10.00 10.00

0.21110.1925

0.15750.1453

10.473610.3838

Birla Sun Life Medium Term Plan - Quarterly Dividend - Direct Plan

17-May-13 15-Mar-13

10.00 10.00

0.21190.1588

0.15810.1199

10.535110.3899

Birla Sun Life Medium Term Plan -Institutional - Half Yearly Dividend 17-May-13 10.00 0.2151 0.1605 10.6706

Birla Sun Life Medium Term Plan -Institutional - Quarterly Dividend 17-May-13 10.00 0.2106 0.1572 10.4473

Birla Sun Life Gilt Plus - Liquid Plan – Quarterly Dividend - Regular Plan

17-May-13 15-Mar-1317-Dec-12

10.0010.0010.00

0.11020.19800.4325

0.08220.14950.3265

10.776110.845711.0832

Birla Sun Life Gilt Plus - Liquid Plan – Quarterly Dividend - Direct Plan

17-May-13 15-Mar-13

10.0010.00

0.11070.1560

0.08260.1178

10.828810.8510

Birla Sun Life Gilt Plus - Liquid - Annual Dividend-Regular Plan 15-Mar-13 10.00 0.7620 0.5753 10.9546

Birla Sun Life Gilt Plus - Liquid - Annual Dividend - Direct Plan 15-Mar-13 10.00 0.6625 0.5002 10.9601

Birla Sun Life Gilt Plus - PF Plan Quarterly Dividend - Regular Plan

17-May-1315-Mar-1317-Dec-12

10.0010.0010.00

0.29500.26950.2787

0.22020.20350.2104

12.044311.663711.4542

Birla Sun Life Gilt Plus - PF Plan Quarterly Dividend - Direct Plan

17-May-1315-Mar-13

10.0010.00

0.29650.2215

0.22130.1672

12.108011.6729

Birla Sun Life Gilt Plus - Regular Plan Quarterly Dividend - Regular Plan

17-May-1315-Mar-1317-Dec-12

10.0010.0010.00

0.25700.23540.2431

0.19180.17770.1835

12.916212.642812.4456

Birla Sun Life Gilt Plus - Regular Plan Quarterly Dividend - Direct Plan

17-May-1315-Mar-13

10.0010.00

0.25800.1925

0.19260.1453

12.963612.6491

Birla Sun Life Government Securities Fund - Long Term Dividend - Regular Plan

17-May-13 15-Mar-1317-Sep-12

10.0010.0010.00

0.23770.61060.6397

0.17740.46100.4830

12.161312.087311.9539

Birla Sun Life Government Securities Fund - Long Term Dividend - Direct Plan

17-May-13 15-Mar-13

10.0010.00

0.24520.2518

0.18300.1901

12.555112.0945

Birla Sun Life Government Securities Fund - Short Term Dividend

29-Feb-1215-Dec-1015-Sep-10

10.0010.0010.00

0.00160.11080.1120

0.00220.10320.1044

10.003110.240710.2297

Birla Sun Life Short Term Opportunities Fund - Quarterly Dividend - Regular Plan

17-May-1315-Mar-13

10.0010.00

0.17670.1967

0.13190.1485

10.484410.4339

Birla Sun Life Short Term Opportunities Fund - Quarterly Dividend - Direct Plan

17-May-13 15-Mar-13

10.0010.00

0.17750.1617

0.13250.1221

10.543910.4423

Note: The NAV of the scheme, pursuant to pay out of dividend would fall to the extent of the payout and statutory levy (if applicable). Past performance may or may not be sustained in future.


DEBT Schemes Declared on date Face ValueNon Corporate Corporate

Cum Dividend NAV# (` per unit)Dividend#

(` per unit)Dividend#

(` per unit)

Birla Sun Life Monthly Income - Monthly Dividend - Regular Plan

31-May-1330-Apr-1328-Mar-13

10.0010.0010.00

0.07750.06920.0689

0.05780.05160.0520

11.617211.490411.3476


62

Dividend History (For select Schemes)

EQUITY SCHEMES Declared on date Dividend# (` per unit) Face value (`) Cum Dividend NAV (` per unit)

Birla Sun Life Equity Fund - Regular Plan15-Mar-1324-Aug-1220-May-11

3.003.003.00

10.0010.0010.00

63.2760.8965.69

Birla Sun Life Advantage Fund - Regular Plan17-May-1325-May-1204-Feb-11

4.00 4.004.50

10.0010.0010.00

75.7066.9881.17

Birla Sun Life Advantage Fund - Direct Plan 17-May-13 4.00 10.00 75.79

Birla Sun Life Midcap Fund22-Jun-1214-Jan-1116-Jul-10

1.502.001.50

10.0010.0010.00

19.9724.2926.01

Birla Sun Life Frontline Equity Fund - Regular Plan12-Apr-1309-Nov-1227-Apr-12

1.000.501.00

10.0010.0010.00

20.7121.2919.71

Birla Sun Life India GenNext Fund22-Jun-1214-Jan-1116-Jul-10

1.001.001.00

10.0010.0010.00

14.0114.3914.97

Birla Sun Life New Millennium Fund09-Sep-1026-Feb-1023-Sep-09

0.850.751.00

10.0010.0010.00

14.1613.4914.02

Birla Sun Life Top 100 Fund - Regular Plan31-Jan-1322-Jun-1220-May-11

1.001.000.80

10.0010.0010.00

14.9513.3714.53

Birla Sun Life Buy India Fund21-Sep-1229-Apr-1109-Sep-10

1.001.751.75

10.0010.0010.00

22.8123.7527.83

Birla Sun Life MNC Fund - Regular Plan12-Apr-1309-Nov-1227-Apr-12

5.004.005.00

10.0010.0010.00

80.2089.2186.83

Birla Sun Life Index Fund - Regular Plan 31-Jan-1323-Mar-073-Feb-04

2.006.501.65

10.0010.0010.00

22.7621.8311.99

Birla Sun Life Index Fund - Direct Plan 31-Jan-13 2.00 10.00 22.77

Birla Sun Life India Opportunities Fund09-Nov-1225-Feb-1127-Aug-10

0.751.251.25

10.0010.0010.00

16.2917.3819.28

Birla Sun Life Dividend Yield Plus - Regular Plan18-Feb-1320-Jul-1213-Feb-12

0.500.500.50

10.0010.0010.00

13.1012.4913.20

Birla Sun Life ‘95 Fund - Regular Plan18-Feb-1313-Feb-1229-Apr-11

5.005.006.50

10.0010.0010.00

112.18105.20114.40




EQUITY SCHEMES Declared on date Dividend# (` per unit) Face value (`) Cum Dividend NAV (` per unit)

Birla Sun Life Tax Relief ‘9608-Mar-1331-Mar-1112-Mar-10

3.004.007.00

10.0010.0010.00

78.6682.8585.21

Birla Sun Life Tax Plan15-Mar-1320-May-1117-Sep-10

1.501.002.00

10.0010.0010.00

48.0045.1350.69



Birla Sun Life Monthly Income - Monthly Dividend - Direct Plan

31-May-1330-Apr-1328-Mar-13

10.0010.0010.00

0.07760.06920.0689

0.05790.05160.0520

11.622411.504711.3589

Birla Sun Life Monthly Income - Quarterly Dividend - Regular Plan

24-May-1326-Mar-1331-Dec-12

10.0010.0010.00

0.17200.19630.2160

0.12840.14820.1631

12.334812.016612.2637

Birla Sun Life Monthly Income - Quarterly Dividend - Direct Plan

24-May-13 26-Mar-13

10.0010.00

0.17230.1887

0.12860.1425

12.362012.0302

Birla Sun Life MIP - Monthly Dividend Plan - Regular Plan

31-May-1326-Apr-1322-Mar-13

10.0010.0010.00

0.08770.08690.0698

0.06550.06490.0527

11.649411.534911.4008

Birla Sun Life MIP II - Wealth 25 Plan Monthly Dividend Plan - Regular Plan

31-May-13 26-Apr-13 22-Mar-13

10.0010.0010.00

0.08700.08620.0699

0.06490.06430.0528

11.667911.443011.3228

Birla Sun Life MIP II - Savings 5 Plan Monthly Dividend Plan - Regular Plan

31-May-13 26-Apr-1322-Mar-13

10.0010.00 10.00

0.09010.08920.0714

0.06720.06660.0539

12.062111.842411.7026

Birla Sun Life MIP II - Savings 5 Plan Monthly Dividend Plan - Direct Plan

31-May-13 26-Apr-1322-Mar-13

10.0010.0010.00

0.09080.03840.0409

0.06780.02870.0309

12.167511.890311.7154


63

Industry AllocationSAVINGS SOLUTIONS



Allocation as a % of Net Assets %

Banks 20.45%

Software 9.69%

Pharmaceuticals 9.15%

Finance 8.45%

Auto Ancillaries 6.62%

Consumer Non Durables 5.15%

Cement 4.84%

Auto 4.75%

Petroleum Products 4.64%

Pesticides 4.05%

Construction Project 3.45%

Industrial Capital Goods 3.00%

Transportation 2.75%

Power 2.75%

Industrial Products 2.42%

Media & Entertainment 2.16%

Retailing 2.00%

Ferrous Metals 1.28%

Consumer Durables 1.09%

Non - Ferrous Metals 0.83%

Miscellaneous 0.00%


Net receivables / payables -0.29%

Total Net Assets 100.00%

Note: The above Allocation is as on May 31, 2013 as per Industry classification as recommended by AMFI.

Birla Sun Life Tax Relief ‘96


Banks 20.50%

Software 9.69%

Pharmaceuticals 9.14%

Finance 8.48%

Auto Ancillaries 6.64%

Consumer Non Durables 5.16%

Cement 4.85%

Auto 4.77%

Petroleum Products 4.65%

Pesticides 4.06%

Construction Project 3.46%


Power 2.75%

Transportation 2.73%

Industrial Products 2.42%

Media & Entertainment 2.17%

Retailing 2.00%


Consumer Durables 1.09%

Non - Ferrous Metals 0.83%

Miscellaneous 0.00%


Net receivables / payables -0.16%



Birla Sun Life EnhancedArbitrage Fund


Banks 30.71%

Finance 10.89%


Power 5.10%

Software 4.54%


Oil 4.03%

Miscellaneous 1.40%

Futures and Options -64.20%




64

Industry Allocation

Birla Sun Life Equity Fund


Banks 19.62%Pharmaceuticals 10.78%Software 10.49%Consumer Non Durables 7.55%Finance 7.09%Power 6.60%Non - Ferrous Metals 4.91%Auto 4.00%Oil 3.95%Construction Project 2.72%Telecom - Services 2.36%Petroleum Products 2.35%Auto Ancillaries 2.28%Transportation 2.08%Construction 1.84%Consumer Durables 1.79%Cement 1.59%Industrial Products 1.22%Trading 1.17%Textile Products 1.10%Gas 0.89%Industrial Capital Goods 0.62%Retailing 0.46%Media & Entertainment 0.15%Miscellaneous 0.12%Cash & Current Assets 1.26%Net receivables / payables 1.00%Total Net Assets 100.00%




Birla Sun Life Advantage Fund


Banks 18.65%Consumer Non Durables 12.03%Software 10.06%Finance 10.02%Auto 9.78%Pharmaceuticals 5.68%Construction Project 4.13%Media & Entertainment 3.56%Petroleum Products 3.19%Construction 3.10%Non - Ferrous Metals 2.65%Futures and Options 2.01%Power 1.92%Auto Ancillaries 1.79%Pesticides 1.68%Cement 1.57%Transportation 1.42%Industrial Products 1.07%Minerals/Mining 1.05%Chemicals 0.98%Engineering Services 0.89%Retailing 0.71%Telecom - Services 0.71%Industrial Capital Goods 0.53%Miscellaneous 0.34%Cash & Current Assets 1.31%Net receivables / payables -0.83%Total Net Assets 100.00%

Birla Sun Life Midcap Fund


Banks 17.13%Pharmaceuticals 10.30%Consumer Non Durables 7.19%Finance 6.13%Cement 5.81%Industrial Products 5.48%Software 5.21%Construction 4.73%Media & Entertainment 4.60%Auto Ancillaries 4.52%Industrial Capital Goods 4.49%Power 3.80%Chemicals 3.59%Consumer Durables 3.43%Transportation 2.40%Construction Project 2.06%Gas 1.80%Fertilisers 1.77%Retailing 1.64%Petroleum Products 1.21%Auto 0.97%Miscellaneous 0.20%Cash & Current Assets 0.58%Net receivables / payables 0.96%Total Net Assets 100.00%



Banks 19.18%Software 10.30%Consumer Non Durables 9.48%Pharmaceuticals 6.76%Finance 6.24%Petroleum Products 4.89%Auto 4.64%Power 3.89%Construction Project 3.16%Media & Entertainment 2.99%Oil 2.93%Auto Ancillaries 2.87%Cement 2.61%Telecom - Services 2.23%Industrial Products 2.23%Industrial Capital Goods 2.20%Transportation 2.05%Ferrous Metals 1.71%Minerals/Mining 1.34%Non - Ferrous Metals 1.18%Construction 1.09%Retailing 0.89%Miscellaneous 0.16%Futures and Options -0.72%Cash & Current Assets 4.65%Net receivables / payables 1.04%Total Net Assets 100.00%

Birla Sun Life New Millennium Fund


Software 74.29%Telecom - Services 14.42%Media & Entertainment 10.27%Miscellaneous 0.00%Cash & Current Assets 1.26%Net receivables / payables -0.23%Total Net Assets 100.00%

Birla Sun Life Infrastructure Fund


Banks 22.00%Power 9.18%Industrial Products 8.05%Finance 7.09%Construction Project 7.07%Oil 5.63%Cement 5.58%Industrial Capital Goods 5.53%Petroleum Products 4.75%Auto Ancillaries 4.20%Gas 4.12%Auto 2.77%Engineering Services 2.76%Ferrous Metals 2.34%Transportation 2.29%Construction 2.14%Non - Ferrous Metals 2.02%Telecom - Services 1.98%Cash & Current Assets 0.94%Net receivables / payables -0.44%Total Net Assets 100.00%

Birla Sun Life India GenNext Fund


Consumer Non Durables 20.45%Banks 20.17%Media & Entertainment 13.26%Pharmaceuticals 9.93%Construction 5.23%Auto 4.85%Retailing 4.47%Finance 3.68%Telecom - Services 3.06%Textile Products 1.89%Consumer Durables 1.87%Chemicals 1.78%Software 1.37%Cement 1.30%Diversified Consumer Services 1.26%

Petroleum Products 0.71%Miscellaneous 0.21%Auto Ancillaries 0.03%Cash & Current Assets 1.73%Net receivables / payables 2.76%Total Net Assets 100.00%

Birla Sun Life Top 100 Fund


Banks 19.52%Software 10.66%Consumer Non Durables 8.75%Finance 7.17%Auto 5.84%Petroleum Products 5.15%Power 4.66%Pharmaceuticals 4.23%Construction Project 3.29%Cement 2.63%Industrial Products 2.31%Auto Ancillaries 2.25%Non - Ferrous Metals 2.17%Industrial Capital Goods 2.12%Minerals/Mining 2.07%Transportation 2.05%Telecom - Services 1.98%Consumer Durables 1.46%Oil 1.35%Ferrous Metals 1.29%Construction 1.12%Media & Entertainment 1.02%Retailing 0.80%Gas 0.69%Miscellaneous 0.15%Futures and Options -2.17%Cash & Current Assets 1.98%Net receivables / payables 5.45%Total Net Assets 100.00%

65

Industry Allocation



Birla Sun Life Buy India Fund


Banks 21.01%Consumer Non Durables 14.77%Pharmaceuticals 13.93%Finance 12.17%Auto 6.66%Pesticides 6.33%Retailing 6.29%Auto Ancillaries 6.19%Transportation 6.04%Media & Entertainment 2.57%Consumer Durables 2.37%Gas 1.25%Miscellaneous 0.00%Cash & Current Assets 0.71%Net receivables / payables -0.29%Total Net Assets 100.00%

Birla Sun Life MNC Fund


Consumer Non Durables 22.57%Pharmaceuticals 10.55%Finance 9.96%Industrial Capital Goods 9.84%Banks 8.51%Pesticides 8.26%Auto Ancillaries 7.93%Auto 5.55%Industrial Products 4.31%Software 3.30%Cement 2.67%Consumer Durables 2.59%Petroleum Products 1.08%Transportation 0.89%Miscellaneous 0.82%Construction 0.42%Cash & Current Assets 0.78%Net receivables / payables -0.04%Total Net Assets 100.00%

Birla Sun Life Index Fund


Futures and Options 20.94%Banks 17.63%Consumer Non Durables 10.97%Software 8.66%Auto 6.61%Finance 6.36%Petroleum Products 5.81%Pharmaceuticals 4.42%Construction Project 3.09%Oil 3.06%Power 2.75%Cement 2.56%Minerals/Mining 1.48%Telecom - Services 1.47%Ferrous Metals 1.24%Industrial Capital Goods 0.65%Construction 0.61%Gas 0.56%Non - Ferrous Metals 0.55%Cash & Current Assets 18.03%Net receivables / payables -17.46%Total Net Assets 100.00%



Software 29.82%Pharmaceuticals 16.47%Industrial Capital Goods 9.93%Finance 7.53%Industrial Products 7.37%Non - Ferrous Metals 4.85%Auto 4.23%Power 3.64%Petroleum Products 3.51%Construction Project 3.40%Auto Ancillaries 3.09%Media & Entertainment 0.29%Miscellaneous 0.00%Cash & Current Assets 0.00%Net receivables / payables 5.87%Total Net Assets 100.00%



Banks 20.64%Consumer Non Durables 14.03%Software 8.87%Auto 7.15%Petroleum Products 6.08%Power 4.86%Oil 4.71%Finance 4.00%Media & Entertainment 3.43%Pharmaceuticals 3.19%Minerals/Mining 3.18%Industrial Products 3.15%Cement 2.76%Transportation 2.33%Non - Ferrous Metals 2.08%Textile Products 1.39%Chemicals 1.00%Industrial Capital Goods 0.99%Ferrous Metals 0.98%Fertilisers 0.89%Construction Project 0.68%Consumer Durables 0.53%Paper 0.04%Cash & Current Assets 2.12%Net receivables / payables 0.93%Total Net Assets 100.00%



Corporate Debt 24.74%Banks 15.25%Software 7.62%Pharmaceuticals 5.22%Auto 4.56%Consumer Non Durables 4.22%Finance 4.20%Power 3.93%Non - Ferrous Metals 3.08%Petroleum Products 3.05%Oil 2.28%Cement 1.91%Construction Project 1.86%Industrial Products 1.53%Auto Ancillaries 1.49%Retailing 1.37%Media & Entertainment 1.19%Consumer Durables 1.15%Construction 1.12%Telecom - Services 0.77%Ferrous Metals 0.72%Industrial Capital Goods 0.71%Transportation 0.62%Government Bond 0.51%Pesticides 0.49%Gas 0.46%Miscellaneous 0.11%Cash & Current Assets 5.82%Total Net Assets 100.00%



Banks 15.44%Consumer Non Durables 10.40%Finance 9.36%Pharmaceuticals 8.01%Chemicals 6.82%Media & Entertainment 6.54%Software 4.88%Cement 4.71%Industrial Capital Goods 4.51%Power 4.09%Textile Products 3.92%Retailing 3.84%Industrial Products 2.94%Auto Ancillaries 2.82%Construction 2.40%Engineering Services 2.21%Consumer Durables 1.77%Diversified Consumer Services 1.75%

Auto 1.18%Pesticides 0.85%Cash & Current Assets 1.71%Net receivables / payables -0.17%Total Net Assets 100.00%

Birla Sun Life India Reforms Fund


Banks 26.14%Power 13.84%Construction Project 10.60%Oil 7.78%Finance 7.11%Media & Entertainment 5.52%Retailing 4.58%Industrial Capital Goods 4.49%Engineering Services 4.36%Petroleum Products 3.80%Transportation 3.51%Fertilisers 3.13%Gas 2.27%Consumer Non Durables 1.58%Miscellaneous 0.23%Corporate Debt 0.19%Cash & Current Assets 0.00%Net receivables / payables 0.87%Total Net Assets 100.00%

Birla Sun Life Pure Value Fund


Banks 22.17%Consumer Non Durables 10.42%Pharmaceuticals 8.72%Software 7.70%Non - Ferrous Metals 7.62%Power 6.31%Industrial Products 6.14%Cement 5.58%Auto Ancillaries 4.12%Finance 3.86%Oil 3.18%Media & Entertainment 3.01%Fertilisers 2.87%Petroleum Products 1.85%Gas 1.81%Transportation 0.22%Corporate Debt 0.17%Cash & Current Assets 8.69%Net receivables / payables -4.44%Total Net Assets 100.00%

66

Industry Allocation



Birla Sun Life Long TermAdvantage Fund


Banks 19.82%Consumer Non Durables 12.34%Software 9.58%Finance 6.87%Petroleum Products 6.09%Pharmaceuticals 5.64%Auto 4.97%Power 4.19%Construction Project 3.12%Auto Ancillaries 3.01%Cement 2.89%Gas 2.38%Ferrous Metals 2.28%Construction 2.21%



United States 21.14%Banks 12.85%Software 9.10%Consumer Non Durables 7.99%Finance 5.29%Construction Project 3.37%Oil 3.37%Pharmaceuticals 3.29%Cement 3.14%Auto 3.12%Petroleum Products 2.33%Hong Kong 2.16%Media & Entertainment 1.97%Non - Ferrous Metals 1.87%Ferrous Metals 1.70%Power 1.66%Germany 1.53%Transportation 1.43%Norway 1.39%Textile Products 1.37%Industrial Products 1.29%Construction 1.15%Switzerland 0.96%United Kingdom 0.85%Korea, Republic Of 0.75%Telecom - Services 0.65%France 0.57%Denmark 0.53%Australia 0.33%Minerals/Mining 0.27%Cash & Current Assets 2.76%Net receivables / payables -0.19%Total Net Assets 100.00%

Birla Sun Life CommodityEquities Fund - Global Agri Plan


United States 49.35%Brazil 12.65%Norway 5.16%Canada 4.30%Switzerland 3.73%Netherlands 3.65%United Kingdom 2.81%Chile 2.58%Hong Kong 2.34%Germany 2.15%Russian Federation 1.87%Australia 1.26%Mauritius 1.25%Malaysia 0.89%Cash & Current Assets 6.61%Net receivables / payables -0.60%Total Net Assets 100.00%

Birla Sun Life CommodityEquities Fund - Global Multi

Commodity PlanAllocation as a % of Net Assets %

United States 49.16%Canada 16.31%Germany 4.31%Netherlands Antilles 4.15%Austria 3.45%Switzerland 3.36%United Kingdom 2.74%Australia 2.62%Cayman Islands 2.29%France 1.85%Hong Kong 1.74%Russian Federation 1.71%Norway 1.59%Italy 1.55%Brazil 1.46%Cash & Current Assets 3.53%Net receivables / payables -1.82%Total Net Assets 100.00%



United States 70.31%Hong Kong 6.45%Germany 4.64%Norway 4.29%Switzerland 3.57%Korea, Republic Of 2.40%United Kingdom 2.40%France 1.61%Denmark 1.61%Australia 0.84%Cash & Current Assets 2.08%Net receivables / payables -0.19%Total Net Assets 100.00%

Birla Sun Life CommodityEquities Fund - Global Precious

Metals PlanAllocation as a % of Net Assets %

Canada 59.82%United States 22.97%South Africa 7.45%China 3.95%Australia 2.16%United Kingdom 1.37%Cash & Current Assets 2.36%Net receivables / payables -0.08%Total Net Assets 100.00%

Country/Industry Allocation

Telecom - Services 2.08%Non - Ferrous Metals 1.88%Industrial Products 1.44%Pesticides 1.04%Transportation 0.93%Media & Entertainment 0.78%Industrial Capital Goods 0.73%Textile Products 0.71%Retailing 0.62%Trading 0.49%Consumer Durables 0.36%Oil 0.33%Minerals/Mining 0.21%Miscellaneous 0.11%Cash & Current Assets 2.37%Net receivables / payables 0.54%Total Net Assets 100.00%

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BIRLA SUN LIFE ASSET MANAGEMENT COMPANY LTD. (Investment Manager for Birla Sun Life Mutual Fund)One IndiaBulls Centre Tower 1, 17th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai-400 013

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AGRA JAIPUR PANJIM ALLAHABAD 0532 - 2427015 / 3201661 HUBLI 0836 - 4259989 / 4266283AHMEDABAD JALANDHAR PATIALA AMBALA 0171 - 2601345 JAMMU 0191 - 2432601AJMER JAMSHEDPUR PONDICHERY AMRAVATI 0721 - 6451692 JAMNAGAR 0288 - 3200064ALWAR JODHPUR PUNE ANAND 02692 - 247260 KOLKATA 033 - 22882592 / 4 / 5AMRITSAR KANPUR RAIPUR BANGALORE (Jayanagar) 080 - 41555000 MADURAI 0452 - 4231493 / 83BARODA KOTA RANCHI BANGALORE(Manipal Centre) 080 - 42443636BHILLAI LUDHIANA SHIMLA BHAVNAGAR 0278 - 6452524 MEHASANA 02762 - 658323 / 16BHOPAL MADURAI SILIGURI BHUBANESHWAR 0674 - 2535521 / 3413 MUMBAI (Head Office) 022 - 66928000CALICUT MANDIGOBINDGARH SURAT CHANDIGARH 0172 - 2783556 MYSORE 0821 - 4244400 / 1 / 2CHENNAI (Adiyar) MANGALORE TRICHY CHENNAI (Anna Nagar) 044 - 43016950 / 1 / 2 / 4 / 6 NOIDA 0120 - 4203629COIMBATORE MEERUT UDAIPUR CHENNAI (Egmore) 044 - 28191681 / 708 / 715 / 699 PATNA 0612 - 2323265 / 66DEHRADUN MORADABAD VALSAD COCHIN 0484 - 2366817 / 2383969 / 4021722 THANE 022 - 67930660 / 1DHANBAD MUMBAI (Borivali) VARANASI DELHI 011-40744500 TRIVANDRUM 0471 - 4017007ERODE MUMBAI (Ghatkopar) VASHI DURGAPUR 0343 - 6454621 / 19 / 3201241 VAPI 0260 - 6454735 / 6GURGAON MUMBAI (Churchgate) VIJAYWADA GUWAHATI 0361 - 2595020 / 2599273 VISHAKAPATNAM 0891 - 6631337 / 8HYDERABAD (Abids) NAGPUR VISAG GWALIOR 0751 - 6499442 / 378INDORE NASIKJABALPUR PANIPAT

Disclaimer: Any information contained in this publication does not constitute and shall be deemed not to constitute an advice, an offer to sell/ purchase or as an invitation or solicitation to do so for any securities of any entity and further, Birla Sun Life Asset Management Company Ltd.(BSLAMC)/ its subsidiaries / affiliates / sponsors / trustee or their officers, employees, personnel, directors shall not be liable for any loss, damage, liability whatsoever for any direct or indirect loss arising from the use or access of any information that may be displayed in this publication from time to time. Recipients of the information contained herein should exercise due care and caution and read the all the scheme related documents (including if necessary, obtaining the advice of tax / legal / accounting / financial / other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained herein.Editorial opinions expressed in the ‘Empower’ are not necessarily those of BSLAMC or any of their officers, employees, personnel, directors and BSLAMC and its officers, employees, personnel, directors do not accept responsibility for the editorial content. BSLAMC or any of its officers, employees, personnel, directors make no representation as to the accuracy, completeness or reliability of the editorial content and hereby disclaim any liability with regard to the same.

The Material provided in the Empower cannot be reproduced or quoted anywhere without express permission from Birla Sun Life Asset Management Company Ltd.


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