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FactsApril 2013


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Tax Savings

Growth

(An Open ended Equity linked Savings Scheme)

` 1 Lakh.Dividends are Tax free in the hands of the investor.


Systematic Investment Plan (SIP) - AUTO DEBIT/ECS FACILITY AVAILABLE

Monthly 6 post-dated cheques for minimum of ` 500 each and in multiples of ` 500

Quartery 4 post-dated cheques for minimum of ` 500 each and in multiples of ` 500

Load Structure (SIP)

Entry Load NA

Exit Load NIL If redeemed after 36 months.

PORTFOLIO AS ON 28.03.2013Name Of The Instrument Industry % of AUM

EQUITY SHARESInfosys Limited Software 5.09Reliance Industries Ltd Petroleum Products 3.79Pidilite Industries Ltd. Chemicals 3.36HDFC Bank Ltd. Banks 3.25WIPRO Ltd Software 3.21Maruti Suzuki India Ltd. Auto 3.14State Bank of India Banks 3.05Bharat Petroleum Corporation Ltd. Petroleum Products 2.96Oriental Bank of Commerce Banks 2.96Lupin Ltd. Pharmaceuticals 2.96Asian Paints Ltd. Consumer Non Durables 2.89Aditya Birla Nuvo (Indian Rayon) Services 2.87Tata Global Beverages Ltd. Consumer Non Durables 2.76Adani Ports & Sez Ltd Transportation 2.72Bajaj Auto Ltd. Auto 2.64Tamil Nadu Newsprint & Papers Ltd. Paper 2.61Tech Mahindra Ltd Software 2.59Gruh Finance Limited Finance 2.58Eros International Media Limited Media & Entertainment 2.46Den Networks Ltd. Media & Entertainment 2.42Tata Chemicals Ltd. Chemicals 2.36Wockhardt Ltd. Pharmaceuticals 2.36Ultratech Cement Ltd. Cement 2.34Crompton Greaves Ltd Industrial Capital Goods 2.30Coal India Ltd. Minerals/Mining 2.27Bata India Ltd. Consumer Durables 2.25Axis Bank Limited Banks 2.17Oil & Natural Gas Corp Ltd Oil 2.14Glenmark Pharmaceuticals Ltd Pharmaceuticals 2.04Larsen and Toubro Limited. Construction Project 1.94Divis Laboratories Ltd. Pharmaceuticals 1.93Jyothy Laboratories Ltd. Consumer Non Durables 1.87Mahindra Lifespace Developers Ltd Construction 1.86Nestle India Limited. Consumer Non Durables 1.80Cairn India Ltd. Oil 1.41Equity Total 91.32Other- Current Assets 8.68Grand Total 100.00

Returns as on 28.03.2013CAGR

RETURNS (%) ` 10,000 CAGR

RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme/ Duration

SinceInception

SinceInception

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011Tax Gain Fund 23.41 290022.40 (0.57) (1.04) 12.70 9943.44 9895.64 11270.19

S & P BSE 200 12.80 68738.47 6.03 (9.28) 8.15 10602.76 9071.76 10814.69

Sensex 11.23 54962.69 8.23 (10.50) 10.94 10822.54 8950.37 11093.95

SMS TAX TO 59090

Sahara TAX GAIN FUNDAn Open-Ended Equity Linked Saving Scheme (ELSS)

The objective of the scheme is to provide immediate tax relief and long-term growth of capital by investing in equity and equity related instruments.

FUND MANAGERName Designation Experience (Years)

Naresh Kumar Garg Chief Investment 23 yrs (8 yrs in Sahara Tax Gain Fund)

A N Sridhar Fund Manager 23 yrs (6 yrs in Sahara Tax Gain Fund)

Date Of Inception 01/04/1997 Total Expense Ratio (%)Portfolio Turnover Ratio (%) 222.45 Direct Options 2.39%Holdings in Top 10 Scrips (%) 33.76 Options Other than Direct Options 2.70%AUM (In ` Lakhs) 1020.83

NAV AS ON 28.03.2013Growth Option ` 36.2528 Dividend Option ` 11.6875Growth Option - Direct ` 36.3149 Dividend Option- Direct ` 11.6956

DIVIDENDRecord Date Rate Face Value Cum Dividend NAV (`)

Dividend Option Dividend Option - Direct

07.03.2013 ` 2.00 per unit ` 10.00 14.0575 14.053701.03.2011 ` 2.50 per unit ` 10.00 15.8112.03.2010 ` 4.00 per unit ` 10.00 18.3829.03.2008 ` 7.50 per unit ` 10.00 20.7524.03.2006 ` 2.50 per unit ` 10.00 19.4023.03.2005 ` 20.00 per unit ` 10.00 66.7519.01.2005 ` 10.00 per unit ` 10.00 70.61

Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.

Bonus History (Record Date - Aug 29, 2005) Growth Option: 7:1 Dividend Option: 3:1

Statistical Measures (For trailing 3 years Period) (as on 31.03.2013)Sharpe Ratio1 (44.5993) Beta 0.8518STDEV (%) 17.40% Rsquare 0.87511 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount ` 500 and additional amount in multiples of ` 500.

OPTIONS Growth Option Dividend OptionGrowth Option - Direct Dividend Option - Direct

Load StructureEntry Load NAExit Load NIL If redeemed after 36 months.

INDUSTRYWISE ASSET DISTRIBUTION (%)



Naresh Kumar Garg 23 yrs (4 yrs in Sahara B & FS Fund)A N Sridhar Fund Manager 23 yrs (4 yrs in Sahara B & FS Fund)

DATE OF INCEPTION 16/09/2008AUM (` in Lakhs) 1725.80PORTFOLIO TURNOVER RATIO (%) 271.60

Total Expense Ratio (%)For Direct Options 2.30%Options other than Direct options 2.70%

NAV AS ON 28.03.2013Growth Option ` 29.8715 Dividend Option ` 10.5822Growth Option - Direct ` 29.8917 Dividend Option - Direct ` 10.5891

DIVIDENDRecord Date Rate Face Value Cum Dividend NAV (`)

DividendOption

Dividend Option - Direct

18.01.2013 ` 2.50 Per Unit ` 10.00 14.8698 14.872029.04.2011 ` 2.50 Per Unit ` 10.00 15.570203.09.2010 ` 4.00 Per Unit ` 10.00 19.736519.01.2010 ` 4.00 Per Unit ` 10.00 19.486431.07.2009 ` 4.00 Per Unit ` 10.00 19.7059


Statistical Measures (For trailing 3 years Period) (as on 31.03.2013)Sharpe Ratio1 (29.5931) Beta 0.9031Standard Deviation (%) 26.14% R Squared 0.94821 Risk Free rate is based on 1 year T-Bill rate.

Minimum Application Amount` 5000 and in multiples of ` 1 thereafter.

OPTIONS : Growth Option Dividend OptionGrowth Option - Direct Dividend Option - Direct

Load StructureEntry Load NA

Exit Load 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months. NIL - For Direct Option

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLE

Monthly Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 each

Quartery Initial cheque of ` 2000 and 3 post dated cheques for minimum of ` 2000 each

Load Structure (SIP)Entry Load NAExit Load 1%- If redeemed on or before 1 year from the date of allotment.Exit Load NIL (for Direct Option)




Scheme/ Duration

SinceInception

SinceInception

31.03.2012to

31.03.2013

31.03.2011to

31.03.2012

31.03.2010 to

31.03.2011

31.03.2012 to

31.03.2013

31.03.2011to

31.03.2012

31.03.2010 to

31.03.2011B & FS Fund 27.26 29871.50 7.32 (11.32) 25.13 10731.86 8868.07 12512.99Bank Nifty 14.55 18525.91 11.25 (12.75) 23.74 11125.16 8724.78 12374.15Sensex 7.58 13933.02 8.23 (10.50) 10.94 10822.54 8950.37 11093.95

SMS BANKING TO 59090

SaharaAn Open-Ended Sectoral Growth Fund

BANKING AND FINANCIALSERVICES FUND

The objective of the scheme The investment objective would be to provide long term capital appreciation through investment in equities and equities related securities of companies whose business comprise of Banking / Financial services, either whole or in part.

PORTFOLIO AS ON 28.03.2013

Name of the Instrument Industry % ofAUM

EQUITY SHARESHDFC Bank Ltd Banks 14.49ICICI Bank Ltd. Banks 13.51State Bank of India Banks 11.89Bajaj Finance Limited Finance 6.16Oriental Bank of Commerce Banks 4.96Canara Bank Banks 3.56ING Vysya Bank Ltd. Banks 3.55City Union Bank Limited Banks 3.50The Federal Bank Limited Banks 3.34IndusInd Bank LImited. Banks 3.28Karur Vysya Bank Ltd. Banks 3.26Mahindra & Mahindra Financial Services Ltd. Finance 3.11Axis Bank Limited Banks 2.64Bank Of India Banks 2.63Punjab National Bank Banks 2.50L & T Finance Holdings Ltd Finance 2.37Yes Bank Ltd. Banks 2.36Lakshmi Vilas Bank Ltd. Banks 2.35IDBI Bank Ltd Banks 0.93Equity Total 90.40Other- Current Assets 9.60Grand Total 100.00



Systematic Investment Plan (SIP) - AUTO DEBIT/ECS FACILITY AVAILABLEMonthly Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 eachQuartery Initial cheque of ` 2000 and 3 post dated cheques for minimum of ` 2000 eachLoad Structure (SIP)Entry Load NAExit Load 1%- If redeemed on or before 1 year from the date of allotment.Exit Load NIL - for Direct Option

PORTFOLIO AS ON 28.03.2013Name of the Instrument Industry % of AUM

EQUITY SHARESInfosys Limited Software 5.16Reliance Industries Ltd Petroleum Products 4.14Tata Power Company Ltd. Power 3.45Maruti Suzuki India Ltd. Auto 3.36Bajaj Finance Limited Finance 3.17Bharat Petroleum Corporation Ltd. Petroleum Products 3.15WIPRO Ltd Software 3.12Cairn India Ltd. Oil 2.99State Bank of India Banks 2.96Oil & Natural Gas Corp Ltd Oil 2.78CMC Limited Software 2.74Cipla Ltd. Pharmaceuticals 2.71ICICI Bank Ltd Banks 2.61Coal India Ltd. Minerals/Mining 2.58Tech Mahindra Ltd Software 2.52Jai Prakash Associates Ltd Cement 2.49HDFC Ltd Finance 2.46Sterlite Industries Limited. Non - Ferrous Metals 2.46NMDC Ltd Minerals/Mining 2.45Larsen and Toubro Limited. Construction Project 2.44Adani Ports & Sez Ltd Transportation 2.40Asian Paints Ltd. Consumer Non Durables 2.34Canara Bank Banks 2.29Nagarjuna Fertilizers and Chemicals Ltd. Fertilizers 2.24HDFC Bank Ltd. Banks 2.23Bajaj Auto Ltd. Auto 2.14Ultratech Cement Ltd. Cement 2.00Power Grid Corporation of India Ltd. Power 1.89Hindalco Industries Ltd. Non - Ferrous Metals 1.85Mahindra Ugine Steel Co Ltd Ferrous Metals 1.77Idea Cellular Ltd. Telecom - Services 1.76Bank Of Baroda Banks 1.69ADF Foods Limited Consumer Non Durables 1.65Equity Total 86.01Other- Current Assets 13.99Grand Total 100.00




Scheme/ Duration

SinceInception

SinceInception

31.03.2012to

31.03.2013

31.03.2011to

31.03.2012

31.03.2010 to

31.03.2011

31.03.2012 to

31.03.2013

31.03.2011to

31.03.2012

31.03.2010 to

31.03.2011Growth Fund 21.34 77595.30 0.75 (5.02) 5.40 10074.56 9498.33 10539.61CNX Nifty 17.71 56229.47 7.31 (9.23) 11.14 10730.80 9077.44 11113.81Sensex 18.28 59209.08 8.23 (10.50) 10.94 10822.54 8950.37 11093.95

Minimum Application Amount` 3000 and additional amount of ` 500 and multiples of ` 1 thereafter.


Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL If redeemed after 12 months.Exit Load NIL - For Direct Option

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg 23 yrs (8.5 yrs in Sahara Growth Fund)

A N Sridhar Fund Manager 23 yrs (6 yrs in Sahara Growth Fund)

Date of Inception 30/08/2002 AUM (` in Lakhs) 839.64Portfolio Turnover Ratio (%) 181.09 Holdings in Top 10 Scrips (%) 34.28

Total Expense Ratio (%)For Direct Option 2.03%Options other than Direct Option 2.70%

NAV AS ON 28.03.2013Growth Option ` 77.5953 Dividend Option ` 22.5193Growth Option-

Direct ` 77.6918 Dividend Option- Direct ` 22.5415

DIVIDENDRecord Date Rate Face Value Cum Div NAV (`)29.10.2010 ` 7.50 per unit ` 10.00 33.154907.09.2007 ` 7.50 per unit ` 10.00 28.588813.03.2006 ` 7.50 per unit ` 10.00 28.2228.01.2005 ` 3.00 per unit ` 10.00 19.5725.09.2003 ` 3.00 per unit ` 10.00 14.95


Statistical Measures (For trailing 3 years Period) (as on 31.03.2013)Sharpe Ratio1 (44.0332) Beta 0.8759STDEV (%) 17.69% Rsquare 0.9137

1 Risk Free rate is based on 1 year T-Bill rate.


Sahara GROWTH FUNDAn Open-Ended Growth Fund

SMS GROWTH TO 59090

The objective of the scheme is to achieve capital appreciation by investing in equity and equity related instruments.


FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg 23 yrs (7.5 yrs in Sahara Wealth Plus Fund)A N Sridhar Fund Manager 23 yrs (6.5 yrs in Sahara Wealth Plus Fund)

Date of Inception 01/09/2005 AUM (` in Lakhs) 891.66Portfolio Turnover Ratio (%) 191.24 Holding In Top 10 scrips (%) 34.29Total Expense Ratio (%) For Direct Option 2.45%

Options other than Direct options 2.70%

NAV AS ON 28.03.2013Fixed Pricing Variable Pricing

Growth Option ` 20.8387 Growth Option ` 22.0776Dividend Option ` 14.8445 Dividend Option ` 16.0080Growth Option - Direct ` 20.8519 Growth Option - Direct ` 22.0898Dividend Option - Direct ` 14.8550 Dividend Option - Direct ` 16.0220

DIVIDENDRecord Date Rate Face

Value Cum Div NAV (`)Fixed Pricing Option Variable Pricing OptionDividendOption

DividendOption - Direct

DividendOption

DividendOption - Direct

07.03.2013 ` 2.50 Per Unit ` 10.00 17.7335 17.7435 18.9205 18.928105.10.2010 ` 4.00 Per Unit ` 10.00 23.2186 24.0699


Statistical Measures (For trailing 3 years Period) (as on 31.03.2013)Variable Pricing Option Fixed Pricing Option

Sharpe Ratio1 (49.6360) Beta 0.7454 Sharpe Ratio1 (49.7301) Beta 0.7447STDEV 15.59% Rsquare 0.8371 STDEV 15.58% Rsquare 0.83671 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount` 1000 and additional amount of ` 500 & multiples of ` 1 thereafter.OPTIONS : Growth Option Dividend Option

Growth Option - Direct Dividend Option - Direct

Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL If redeemed after 12 months.Exit Load NIL - for Direct option

INDUSTRYWISE ASSET DISTRIBUTION

Return on Equity: The Equity selected is based on Return on Equity. A higher RoE may mean higher creation of Wealth.

Portfolio RoE : 29.15%

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly SIP Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 eachQuartery SIP Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000 eachLoad Structure (SIP)Entry Load NAExit Load 1%- If redeemed on or before 1 year from the date of allotment.Exit Load NIl - for Direct option


Name of the Instrument Industry % of AUM

EQUITY SHARESPidilite Industries Ltd. Chemicals 3.99Asian Paints Ltd. Consumer Non Durables 3.86Infosys Limited Software 3.56HDFC Bank Ltd. Banks 3.51Oil & Natural Gas Corp Ltd Oil 3.49Wipro Ltd Software 3.36Nestle India Ltd Consumer Non Durables 3.34Maruti Suzuki India Ltd. Auto 3.16Agro Tech Foods Ltd Consumer Non Durables 3.04HDFC Ltd Finance 2.97Oriental Bank of Commerce Banks 2.82Lupin Ltd. Pharmaceuticals 2.82Coal India Ltd. Minerals/Mining 2.77Jyothy Laboratories Ltd. Consumer Non Durables 2.61Reliance Industries Ltd Petroleum Products 2.60Bajaj Finance Limited Finance 2.58Indian Bank Banks 2.57Karur Vysya Bank Ltd. Banks 2.53Adani Ports & Sez Ltd Transportation 2.49Siemens Ltd. Industrial Capital Goods 2.46Bata India Ltd. Consumer Durables 2.42Aditya Birla Nuvo (Indian Rayon) Services 2.41Natco Pharma Ltd. Pharmaceuticals 2.41Tech Mahindra Ltd Software 2.38Gruh Finance Limited Finance 2.36Eros International Media Limited Media & Entertainment 2.33Nmdc Limited Minerals/Mining 2.31Mahindra & Mahindra Financial Services Ltd. Finance 2.19Glenmark Pharmaceuticals Ltd Pharmaceuticals 2.18Cipla Ltd. Pharmaceuticals 2.13Bharat Petroleum Corporation Ltd. Petroleum Products 2.12Colgate-Palmolive (India) Ltd. Consumer Non Durables 2.09Larsen And Toubro Limited. Construction Project 1.99Sun TV Network Limited Media & Entertainment 1.31Equity Total 91.14Other- Current Assets 8.86Grand Total 100.00




Scheme/ Duration

SinceInception

SinceInception

31.03.2012to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011W Plus-V Fund 11.01 22077.60 6.88 (3.67) 14.02 10687.61 9633.32 11401.93W Plus-F Fund 10.17 20838.70 5.89 (4.47) 13.05 10588.56 9552.66 11305.43CNX 500 10.07 20705.12 5.13 (8.75) 7.26 10512.93 9125.36 10726.13Sensex 12.18 23914.95 8.23 (10.50) 10.94 10822.54 8950.37 11093.95

SMS WEALTH TO 59090

Sahara WEALTH PLUS FUNDAn Open-Ended Growth Fund

The objective of the scheme is to invest in equity and equity related instruments of companies that would be wealth builders in the long term.


FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg 23 yrs (7 yrs in Sahara Infrastructure Fund)A N Sridhar Fund Manager 23 yrs (6 yrs in Sahara Infrastructure Fund)

Date of Inception 03/04/2006 AUM (` in Lakhs) 535.87Portfolio Turnover Ratio (%) 108.45 Holding In Top 10 scrips (%) 31.64

Total Expense Ratio (%)For Direct Option 2.45%other than Direct option 2.70%

NAV AS ON 28.03.2013Fixed Pricing Variable Pricing

Growth Option ` 12.3020 Growth Option ` 12.9892Dividend Option ` 8.9951 Dividend Option ` 9.5443Growth Option - Direct ` 12.3092 Growth Option - Direct ` 12.9976Dividend Option - Direct ` 8.9960 Dividend Option - Direct ` 9.5499

DIVIDENDRecord Date Rate Face Value Cum Div NAV (`)

FIXED VARIABLE30.11.2007 ` 5.00 per unit ` 10.00 18.6112 18.8216


Statistical Measures (For trailing 3 years Period) (as on 31.03.2013)Variable Pricing Fixed Pricing

Sharpe Ratio1 (38.7552) Beta 0.9240 Sharpe Ratio1 (38.8157) Beta 0.9233STDEV (%) 20.33% Rsquare 0.7705 STDEV (%) 20.32% Rsquare 0.7702

1 Risk Free rate is based on 1 year T-Bill rate.

Minimum Application Amount` 1000 under Growth Option and ` 5000 under Dividend Option and additional amount in multiples of ` 1.

OPTIONS Fixed Pricing Growth Option

Growth Option- Direct

Dividend Option

Dividend Option - DirectVariable pricing




Monthly SIP Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000each

Quartery SIP Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000each

Load Structure (SIP)Entry Load : NA

Exit Load 1%- If redeemed on or before 1 year from the date of allotment.NIL - for Direct option


EQUITY SHARESHindustan Petroleum Corp Ltd. Petroleum Products 3.73Larsen and Toubro Limited. Construction Project 3.31Tata Power Company Ltd. Power 3.24Power Finance Corporation Ltd. Finance 3.20Oil & Natural Gas Corp Ltd Oil 3.20Indian Oil Corporation Ltd Petroleum Products 3.15Jai Prakash Associate Ltd Cement 3.05Power Grid Corporation Of India Ltd. Power 2.96ING Vysya Bank Ltd. Banks 2.91Reliance Industries Ltd Petroleum Products 2.88Coal India Ltd. Minerals/Mining 2.88Adani Ports & Sez Ltd Transportation 2.85

Finance 2.72L & T Finance Holdings Ltd Finance 2.48Ultratech Cement Ltd. Cement 2.44Phoenix Mills Ltd. Construction 2.44Axis Bank Limited Banks 2.43IDFC Ltd Finance 2.41Asian Paints Ltd. Consumer Non Durables 2.29Lakshmi Vilas Bank Ltd. Banks 2.27NTPC Ltd Power 2.23Pratibha Industries Ltd. Construction Project 2.21DLF Ltd Construction 2.19GIC Housing Finance Ltd. Finance 2.16NMDC Ltd Minerals/Mining 2.15Kalpataru Power Transmission Ltd. Power 2.14Bharat Petroleum Corporation Ltd. Petroleum Products 2.11United Bank Of India Banks 2.10PTC India Ltd Power 2.01J K Cement Ltd Cement 1.98NCC Ltd Construction Project 1.86Ambuja Cements Ltd Cement 1.79Cairn India Ltd. Oil 1.78Madras Cements Ltd Cement 1.66Engineers India Ltd. Construction Project 1.59Bharat Bijlee Ltd. Industrial Capital Goods 0.69Equity Total 87.51Other- Current Assets 12.49Grand Total 100.00

SMS INFRA TO 59090

Sahara INFRASTRUCTURE FUNDAn Open-Ended Growth Fund

The objective of the scheme is to provide income distribution and / or medium to long term capital gains by investing predominantly in equity/ equity related instruments of companies in the Infrastructure sector.




Scheme/ Duration

SinceInception

SinceInception

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011INFRA - V Fund 3.81 12989.20 (10.07) (6.40) (8.63) 8993.11 9359.93 9136.89INFRA - F Fund 3.01 12302.00 (10.90) (7.18) (9.41) 8909.65 9282.23 9059.20Nifty 7.29 16360.67 7.31 (9.23) 11.14 10730.80 9077.44 11113.81Sensex 7.22 16287.78 8.23 (10.50) 10.94 10822.54 8950.37 11093.95



Monthly SIP 1st cheque of ` 1000 along with minimum of 5 post dated cheques of minimum ` 1000 each.

Quartery SIP 1st cheque of ` 2000 along with minimum of 3 post dated cheques of minimum of ` 2000 each

Load Structure (SIP)Entry Load NAExit Load 1%- If redeemed on or before 1 year from the date of allotment.Exit Load NIL - for Direct option



EQUITY SHARESJyothy Laboratories Ltd. Consumer Non Durables 3.55Aditya Birla Nuvo (Indian Rayon) Services 3.43Pidilite Industries Ltd. Chemicals 3.40Tech Mahindra Ltd Software 3.10Biocon Ltd Pharmaceuticals 3.04Hindustan Petroleum Corp Ltd. Petroleum Products 3.01Tata Global Beverages Ltd. Consumer Non Durables 2.99Glenmark Pharmaceuticals Ltd Pharmaceuticals 2.98Navneet Publications (India) Ltd. Media & Entertainment 2.75Crompton Greaves Ltd Industrial Capital Goods 2.75Infosys Limited Software 2.71Oriental Bank of Commerce Banks 2.65City Union Bank Limited Banks 2.65Finolex Cables Ltd. Industrial Products 2.54Raymond Ltd. Textile Products 2.51Gruh Finance Limited Finance 2.46Paper Products Ltd Industrial Products 2.44Wockhardt Ltd. Pharmaceuticals 2.35Thermax Ltd. Industrial Capital Goods 2.31Axis Bank Limited Banks 2.28Mahindra Lifespace Developers Ltd Construction 2.27Tata Chemicals Ltd. Chemicals 2.26Bharat Petroleum Corporation Ltd. Petroleum Products 2.21Oil & Natural Gas Corp Ltd Oil 2.19Talwalkars Better Value Fitness Ltd. Leisure Facilities 2.17United Bank Of India Banks 2.05Canara Bank Banks 2.02Yes Bank Ltd. Banks 2.01Zydus Wellness Ltd Consumer Non Durables 2.01Arvind Ltd Textile Products 1.99Bajaj Electricals Ltd. Consumer Durables 1.84Mahindra & Mahindra Financial Services Ltd. Finance 1.83Cox & Kings (India) Ltd. Transportation 1.80Pantaloon Retail (India) Ltd. Retailing 1.75L & T Finance Holdings Ltd Finance 1.73Ballarpur Industries Ltd Paper 1.41Timken India Limited Industrial Products 1.33Mahindra Holiday & Resorts Ltd. Hotels 1.14Sun Pharma Advanced Research Co. Ltd Pharmaceuticals 0.28Equity Total 90.20Other- Current Assets 9.80Grand Total 100.00

SMS MIDCAP TO 59090




Scheme/ Duration

SinceInception

SinceInception

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011Midcap Fund 12.99 27393.50 (5.51) (1.62) 7.33 9449.46 9837.85 10733.14CNX Midcap 11.63 24798.80 (4.02) (4.09) 4.35 9598.26 9591.11 10435.11Sensex 13.55 28527.42 8.23 (10.50) 10.94 10822.54 8950.37 11093.95

Sahara MIDCAP FUNDAn Open-Ended Growth Fund

The objective of the scheme is to achieve long-term capital growth at medium level of risks by investing primarily in mid-cap stocks.

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg 23 yrs (9 yrs in Sahara Midcap Fund)A N Sridhar Fund Manager 23 yrs (6 yrs in Sahara Midcap Fund)

Date of Inception 31/12/2004 AUM (` in Lakhs) 853.94Portfolio Turnover Ratio (%) 177.27 Holding In Top 10 scrips (%) 31.00Total Expense ratio (%) for Direct options 2.45%

Options other than Direct options 2.70%

NAV AS ON 28.03.2013Growth Option ` 27.3935 Dividend Option ` 12.1189Growth Auto Payout Option ` 27.3935 Bonus Option ` 27.3935Growth Option - Direct ` 27.4131 Dividend Option - Direct ` 12.1268Growth Auto Payout Option - Direct ` 27.4131 Bonus Option - Direct ` 27.4131


24.12.2010 ` 3.00 per unit ` 10.00 17.279728.05.2010 ` 4.00 per unit ` 10.00 18.937631.12.2007 ` 5.00 per unit ` 10.00 20.918320.09.2005 ` 1.50 per unit ` 10.00 14.2829


Statistical Measures (For trailing 3 years Period) (as on 31.03.2013)Sharpe Ratio1 (40.1180) Beta 0.8680STDEV (%) 19.43% Rsquare 0.94731 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount

` 1000 & additional amount of ` 500 & multiples of ` 1.

OPTIONSGrowth Option Dividend OptionGrowth Auto Payout Option Bonus OptionGrowth Option - Direct Dividend Option - DirectGrowth Auto Payout Option - Direct Bonus Option - Direct

Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL If redeemed after 12 months.Exit Load NIL - for Direct Option

TARGETED CAPITAL SEGMENT WIISE BREAKUP (As on 31st March, 2013)MIDCAP 92.76% LARGE CAP 7.24%




Monthly SIP Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000each

Quartery SIP Initial cheque of ` 2000 and 3 post dated cheques for minimum of ` 2000each

Load Structure (SIP)Entry Load NA

Exit Load 1%- If redeemed on or before 1 year from the date of allotment.

Exit Load NIL - for Direct option

PORTFOLIO AS ON 28.03.2013Name of the Instrument Industry % of

AUMEQUITY SHARESAditya Birla Nuvo (Indian Rayon) Services 4.77NTPC Ltd Power 4.57Power Finance Corporation Ltd. Finance 4.42Tamil Nadu Newsprint & Papers Ltd. Paper 4.07Tata Power Company Ltd. Power 3.93IDFC Ltd Finance 3.51

Finance 3.40NMDC Limited Minerals/Mining 3.35Larsen and Toubro Limited. Construction Project 3.34Power Grid Corporation Of India Ltd. Power 3.23Thermax Ltd. Industrial Capital Goods 3.22Bajaj Electricals Ltd. Consumer Durables 3.20Bharat Petroleum Corporation Ltd. Petroleum Products 3.08Coal India Ltd. Minerals/Mining 3.02PTC India Ltd Power 2.93Orient Green Power Company Ltd. Power 2.89NHPC Ltd Power 2.83Cairn India Ltd. Oil 2.83Oil & Natural Gas Corp Ltd Oil 2.54Jai Prakash Associate Ltd Cement 2.53Bharat Bijlee Ltd. Industrial Capital Goods 2.53Bharat Heavy Electricals Ltd. Industrial Capital Goods 2.52Pratibha Industries Ltd. Construction Project 2.50Indian Oil Corporation Ltd Petroleum Products 2.30Siemens Ltd. Industrial Capital Goods 2.24Mahindra Ugine Steel Co Ltd Ferrous Metals 1.80Century Textiles & Industries Ltd. Cement 1.75Sterlite Industries Limited. Non - Ferrous Metals 1.53Hindalco Industries Ltd. Non - Ferrous Metals 1.49Kalpataru Power Transmission Ltd. Power 1.49Equity Total 87.83Other- Current Assets 12.17Grand Total 100.00

SMS POWER TO 59090




Scheme/ Duration

SinceInception

SinceInception

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011P & NR Fund 0.17 10080.30 (12.45) (7.78) (1.59) 8755.28 9221.56 9841.41Nifty 4.26 12212.66 7.31 (9.23) 11.14 10730.80 9077.44 11113.81Sensex 3.88 11999.68 8.23 (10.50) 10.94 10822.54 8950.37 11093.95

The objective of the schemeto generate long term capital appreciation through investment in equities and equity related securities of companies engaged in the business of generation, transmission, distribution of Power or in those companies that are engaged directly or indirectly in any activity associated in the power sector or principally engaged in discovery, development, production, processing or distribution of natural resources.

SaharaAn Open-Ended Growth Fund

POWER & NATURALRESOURCES FUND


Naresh Kumar Garg 23 yrs (4.5 yrs in Sahara Power & NR Fund)

A N Sridhar Fund Manager 23 yrs (4.5 yrs in Sahara Power & NR Fund)

Date Of Inception 17/06/2008 Holdings in Top 10 Scrips (%) 38.60AUM (` in Lakhs) 245.37 Portfolio Turnover Ratio (%) 74.17

Total Expense Ratio (%)For Direct option 2.45%

Options other than Direct option 2.70%

NAV AS ON 28.03.2013Growth Option ` 10.0803 Dividend Option ` 8.5991

Growth Option-Direct ` 10.0866 Dividend Option - Direct ` 8.6108

DIVIDENDRecord Date Rate Face Value Cum Dividend NAV (`)30.07.2010 ` 2.00 per unit ` 10.00 13.5352


Statistical Measures (For trailing 3 years Period) (as on 31.03.2013)Sharpe Ratio1 (38.8507) Beta 0.9120STDEV (%) 20.25% Rsquare 0.75621 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount` 5000 and in multiples of ` 1 thereafter.


Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.Exit Load NIL - for Direct option





EQUITY SHARES

Petroleum Products 5.39

Cox & Kings (India) Ltd. Transportation 5.23

Kalpataru Power Transmission Ltd. Power 5.20

Finolex Cables Ltd. Industrial Products 4.96

Nagarjuna Fertilizers and Chemicals Ltd. Fertilisers 4.91

CESC Ltd. Power 4.80

GIC Housing Finance Ltd. Finance 4.28

Suryalakshmi Cotton Mills Ltd. Textile Products 3.81

Hindustan Petroleum Corp Ltd. Petroleum Products 3.62

Tata Global Beverages Ltd. Consumer Non Durables 3.48

NCC Ltd Construction Project 3.31

Power Finance Corporation Ltd Finance 3.28

Arvind Ltd Textile Products 3.16

Bharat Bijlee Ltd. Industrial Capital Goods 3.08

V-Mart Retail Limited Retailing 2.97

Engineers India Ltd. Construction Project 2.80

Atul Ltd. Chemicals 2.71

Brigade Enterprises Ltd. Construction 2.59

JOCIL Ltd Chemicals 2.55

State Bank Of India Banks 2.25

Bank Of Baroda Banks 2.14

Zuari Agro Chemicals Ltd Fertilisers 2.14

Union Bank Of India Banks 1.98

Punjab National Bank Banks 1.95

Equity Total 82.59

Other- Current Assets 17.41

Grand Total 100.00




Scheme/ Duration

SinceInception

SinceInception

31.03.2012to

31.03.2013

31.03.2011to

31.03.2012

31.03.2010to

31.03.2011

31.03.2012 to

31.03.2013

31.03.2011to

31.03.2012

31.03.2010 to

31.03.2011Star Value Fund (0.92) 9700.71 (14.39) 2.78 (1.22) 8560.83 10278.19 9877.69S & P BSE 200 4.12 11423.38 6.03 (9.28) 8.15 10602.76 9071.76 10814.69Sensex 4.32 11496.38 8.23 (10.50) 10.94 10822.54 8950.37 11093.95

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg 23 yrs (3 yrs in Sahara Star Value Fund)A N Sridhar Fund Manager 23 yrs (3 yrs in Sahara Star Value Fund)

Date of Inception 14/09/2009 Holding In Top 10 scrips (%) 45.68Portfolio Turnover Ratio (%) 90.96 AUM (` in Lakhs) 110.32

Total Expense Ratio (%) for Direct option 1.91%Options other than Direct options 2.70%


Growth Option - Direct ` 9.6925 Dividend Option -Direct ` 8.9102


16.08.2010 ` 1.00 per unit ` 10.00 12.5064Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.

Statistical Measures (For trailing 3 years Period) (as on 31.03.2013)Sharpe Ratio1 (36.5308) Beta 1.0102STDEV (%) 21.46% Rsquare 0.80891 Risk Free rate is based on 1 year T-Bill rate.





Systematic Investment Plan (SIP) - AUTO DEBIT /

Monthly SIP 1st cheque of ` 1000 along with minimum of 5 post dated cheques of minimum of ` 1000 each.

Quartery SIP 1st cheque of ` 2000 along with minimum of 3 post dated cheques of minimum of ` 2000 each


Entry Load NA

Exit Load 1%- If redeemed on or before 1 year from the date of allotment.

Exit Load NIL - for Direct option

SMS STARVALUE TO 59090

The objective of the scheme is to provide long term capital appreciation by investing predominantly in equity / equity related instruments of select companies based on value parameters.

Sahara An Open-Ended Growth Fund

STAR VALUE FUND



EQUITY SHARESDen Networks Ltd. Media & Entertainment 5.04Maruti Suzuki India Ltd. Auto 4.76Raymond Ltd. Textiles - Products 4.55V-Mart Retail Limited Retailing 4.34Gateway Distriparks Ltd. Transportation 4.27Jyothy Laboratories Ltd. Consumer Non Durables 4.23Axis Bank Limited Banks 3.80Shoppers Stop Limited. Retailing 3.73Suprajit Engineering Ltd. Auto Ancillaries 3.55Pidilite Industries Ltd. Chemicals 3.50Tata Global Beverages Ltd. Consumer Non Durables 3.40Prime Focus Ltd. Media & Entertainment 3.33Talwalkars Better Value Fitness Ltd. Leisure Facilities 3.22Arvind Ltd Textiles - Products 3.18Sun TV Network Limited. Media & Entertainment 3.11Entertainment Network India Ltd. Media & Entertainment 3.08Canara Bank Banks 3.06Eros International Media Limited Media & Entertainment 2.89Hathway Cable & Datacom Limited Media & Entertainment 2.86Steel Strips Wheels Ltd Auto Ancillaries 2.63Mahindra & Mahindra Financial Services Ltd. Finance 2.59Wabco India Ltd Auto Ancillaries 2.59Lakshmi Vilas Bank Ltd. Banks 2.58Adani Ports & Sez Ltd Transportation 2.58Pantaloon Retail (India) Ltd. Retailing 2.39Cox & Kings (India) Ltd. Transportation 2.38Bata India Ltd. Consumer Durables 2.10Equity Total 89.74Other- Current Assets 10.26Grand Total 100.00


Returns as on 28.03.2013CAGR Returns (%) ` 10,000 CAGR Returns ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme/ Duration

SinceInception

SinceInception

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011Super 20 Fund 3.40 11306.50 (0.81) (0.11) 4.51 9918.59 9989.13 10450.75Nifty 5.70 12256.25 7.31 (9.23) 11.14 10730.80 9077.44 11113.81Sensex 5.14 12020.04 8.23 (10.50) 10.94 10822.54 8950.37 11093.95R.E.A.L Fund (5.87) 7457.80 (3.45) (4.25) 0.30 9654.57 9574.97 10030.37NIFTY (0.05) 9975.17 7.31 (9.23) 11.14 10730.80 9077.44 11113.81Sensex (0.29) 9861.50 8.23 (10.50) 10.94 10822.54 8950.37 11093.95

The objective of the scheme : is to provide long term capital appreciation by investing in predominantly equity and equity related securities of around 20 companies selected out of the top 100 largest market capitalization companies, at the point of investment.An Open-Ended Growth Fund

The objective of the scheme : is to provide long term capital gains by investing predominantly in equity / equity related instrument of companies in the Retailing, Entertainment & Media, Auto & auto ancillaries and Logistics sector.

An Open-Ended Equity Fund

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg 23 yrs (5 yrs in Sahara R.E.A.L Fund)A N Sridhar Fund Manager 23 yrs (5 yrs in Sahara R.E.A.L Fund)Date of Inception 27/11/2007 AUM (` in Lakhs) 376.56Portfolio Turnover Ratio (%) 103.75 Holding In Top 10 scrips (%) 41.78

Total expense ratio (%) for Direct options 2.45%Options other than Direct options 2.70%

NAV AS ON 28.03.2013 Growth Option ` 7.2361 Dividend Option ` 7.2360Growth-Direct ` 7.2416 Dividend-Direct ` 7.2434

Statistical Measures (For trailing 3 years Period) (as on 31.03.2013)Sharpe Ratio1 (37.3943) STDEV (%) 20.91% Beta 0.9140 Rsquare 0.71251 Risk Free rate is based on 1 year T-Bill rate.

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg 23 yrs (3.5 yrs in Sahara Super 20 Fund)A N Sridhar Fund Manager 23 yrs (3.5 yrs in Sahara Super 20 Fund)

Date of Inception 31/07/2009 AUM (` in Lakhs) 91.35Portfolio Turnover Ratio (%) 214.78 Holding In Top 10 scrips (%) 50.94

Total Expense ratio (%) for Direct options 2.16%Options other than Direct options 2.70%

NAV AS ON 28.03.2013 Growth Option ` 11.3065 Dividend Option ` 11.3057Growth-Direct ` 11.3162 Dividend-Direct ` 11.3178

Statistical Measures (For trailing 3 years Period) (as on 31.03.2013)Sharpe Ratio1 (47.4193) STDEV (%) 16.41% Beta 0.8107 Rsquare 0.90991 Risk Free rate is based on 1 year T-Bill rate.

MINIMUM APPLICATION AMOUNT : ` 5000 and in multiples of ` 1 thereafter.

Load Structure Entry Load: NA ; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months. NIL - for Direct option

SIP / STP: Entry Load: NA ; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment. NIL - for Direct option

Options Growth Dividend Growth Option - Direct Dividend Option - DirectSYSTEMATIC INVESTMENT PLAN (SIP) – AUTO DEBIT / ECS FACILITY AVAILABLEMonthly Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 eachQuarterly Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000

SMS SUPER TO 59090 SMS REAL TO 59090


EQUITY SHARESReliance Industries Ltd Petroleum Products 5.92NMDC Ltd Minerals/Mining 5.63Wipro Ltd Software 5.50Adani Ports & Sez Ltd Transportation 5.31Jai Prakash Associate Ltd Cement 5.02Bharat Petroleum Corporation Ltd. Petroleum Products 4.96Maruti Suzuki India Ltd. Auto 4.91Infosys Limited Software 4.74ICICI Bank Ltd. Banks 4.58IDEA Cellular Ltd. Telecom - Services 4.36Axis Bank Limited Banks 4.27Tata Power Company Ltd. Power 4.23Oil & Natural Gas Corp Ltd Oil 4.09Power Finance Corporation Ltd. Finance 3.96Coal India Ltd. Minerals/Mining 3.72Cairn India Ltd. Oil 3.58Power Grid Corporation of India Ltd. Power 3.47State Bank Of India Banks 3.40Cipla Ltd. Pharmaceuticals 2.49IDFC Ltd Finance 2.04Equity Total 86.20Other- Current Assets 13.80Grand Total 100.00



FUND MANAGER

Name Designation Experience (Years)Naresh Kumar Garg

Chief Investment 23 yrs (3.5 yrs in Sahara Short Term Bond Fund)

Ashwini Kumar Fund Manager 10 yrs (2 yrs in Sahara Short Term Bond Fund)

Date of Inception 13/04/2009 AUM (` in Lakhs) 736.82Average Maturity of Portfolio 47 days

Total Expense ratio (%)

for Direct option 0.29Options other than Direct option 0.30

NAV AS ON 28.03.2013

Growth Option ` 14.0618 DividendReinvestment Option ` 10.3390

Growth Option-Direct ` 14.0623 Dividend Reinvestment

Option - Direct ` 10.3392

Dividend History [(per unit (in Rupees)] for 3 months under Dividend Re investment Option (Monthly Frequency)

Date Gross Dividend (`) Investor28.03.2013 0.0750 Corporate / Non Corporate21.02.2013 0.0550 Corporate / Non Corporate23.01.2013 0.0500 Corporate / Non Corporate

Dividend declared on the face value of `10.Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend Distribution tax as applicable.

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly 5 post dated cheques for a minimum of ` 2000 each.

Quartery 4 post dated cheques for a minimum of ` 2500 each.


Entry / Exit Load NIL

PORTFOLIO AS ON 28.03.2013Name of the Instrument Rating % of AUM

86.40%Syndicate Bank CARE A1+ 16.94%Oriental Bank Of Commerce CRISIL A1+ 16.04%State Bank of Patiala ICRA A1+ 13.37%Punjab National Bank ICRA A1+ 13.35%Axis Bank Limited CRISIL A1+ 13.35%State Bank of Bikaner and Jaipur CRISIL A1+ 13.34%Reverse Repo/CBLO & Cash Receivables 13.60%TOTAL 100.00%


Load Structure (for all Options)Entry /Exit Load NIL


RETURNS(%)

` 10,000 CAGR RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme/ Duration

SinceInception

SinceInception

31.03.2012to

31.03.2013

31.03.2011to

31.03.2012

31.03.2010to

31.03.2011

31.03.2012to

31.03.2013

31.03.2011to

31.03.2012

31.03.2010to

31.03.2011

Short Term Bond Fund 8.99 12901.67 8.73 14.35 6.68 10872.80 11434.90 10667.78Crisil Liquidfex 6.46 12034.05 8.22 8.44 6.21 10821.94 10844.35 10620.75Crisil 10 yr Gilt Index 4.91 11524.24 11.32 2.43 4.61 11131.68 10243.43 10461.44

SMS MUTUAL TO 59090

Sahara SHORT TERM BOND FUNDAn Open Ended Income Fund

The objective of the scheme is to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

Invest in...

An Open Ended Income Fund

Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.


Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly 5 postdated cheques for minimum of ` 2000 each.

Quartery 4 postdated cheques for minimum of ` 2500 each.


Entry / Exit Load NIL


97.13%Axis Bank Limited CRISIL A1+ 19.54%Oriental Bank of Commerce CRISIL A1+ 19.36%State Bank of Patiala ICRA A1+ 17.16%Punjab National Bank ICRA A1+ 17.13%State Bank of Bikaner & Jaipur CRISIL A1+ 17.12%Syndicate Bank CARE A1+ 6.81%Reverse Repo/CBLO & Cash Receivables 2.87%Total 100.00%

Minimum Application Amount`10000 & additional amt. of ` 5000 & Multiples of ` 1.


FUND MANAGER

Name Designation Experience(Years)

Naresh Kumar Garg23 yrs (9 yrs in Sahara Liquid Fund)

Ashwini Kumar Fund Manager10 yrs (2 yrs in Sahara Liquid Fund)

Returns as on 28.03.2013CAGR RETURNS

(%)` 10,000 CAGR


Scheme/ Duration

SinceInception

SinceInception

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011Liquid Fund - VP 7.74 16140.21 8.96 9.49 6.68 10895.52 10948.65 10668.23Crisil Liquidfex 6.80 15253.15 8.22 8.44 6.21 10821.94 10844.35 10620.751 year t bill 5.68 14254.79 8.38 6.59 3.86 10837.89 10659.16 10385.79

Liquid Fund - FP 6.97 19768.16 8.88 9.45 6.67 10887.73 10945.09 10666.80Crisil Liquidfex NA* NA* 8.22 8.44 6.21 10821.94 10844.35 10620.751 year t bill 5.50 17186.20 8.38 6.59 3.86 10837.89 10659.16 10385.79

Date of Inception 19/02/2002 AUM (` in Lakhs) 8028.13Average Maturity of Portfolio 60 days

Total Expense Ratio (%)

Fixed Pricing Option 0.40Variable Pricing Option 0.40Fixed Pricing Option - Direct Option 0.39Variable Pricing Option - Direct Option 0.39

CAGR RETURNS (%) ` 10,000 CAGR RETURNS7 days 15 days 1 month 7 days 15 days 1 month

Liquid Fund - VP 7.07 8.50 8.68 10013.55 10034.94 10071.38Crisil Liquidfex 7.87 8.10 8.24 10015.09 10033.29 10067.761 year t bill 10.54 11.38 9.78 10020.22 10046.76 10080.41

Liquid Fund - FP 6.97 8.43 8.62 10013.36 10034.65 10070.86Crisil Liquidfex 7.87 8.10 8.24 10015.09 10033.29 10067.761 year t bill 10.54 11.38 9.78 10020.22 10046.76 10080.41

* AS INDEX INCEPTION IS 31.03.2002

The objective of the scheme is to create a portfolio of debt and money market instruments with a view to provide high liquidity and reasonable returns.

SMS MUTUAL TO 59090

Sahara LIQUID FUNDAn Open-Ended Liquid Fund

NAV AS ON 31.03.2013Fixed Pricing Option Variable Pricing Option

Daily Dividend `1030.9842 Daily Dividend - Direct `1030.9842 Daily Dividend `1031.0038 Daily Dividend - Direct `1031.0038Weekly Dividend `1027.4373 Weekly Dividend - Direct `1027.4373 Weekly Dividend `1033.2897 Weekly Dividend - Direct `1033.2897Monthly Dividend `1029.5842 Monthly Dividend - Direct `1029.5842 Monthly Dividend `1034.1871 Monthly Dividend - Direct `1034.1871Growth `2118.0089 Growth - Direct `2118.2967 Growth `2137.1592 Growth - Direct `2137.4154

The face value of the units have been changed from ` 10 per unit to ` 1000 per unit by consolidation of units w.e.f. 27th October, 2005. Also, the Variable Pricing Option has been introduced under the scheme w.e.f. 27th October, 2005.

Dividend History [per unit (in Rupees)] (for Monthly Dividend Option )*

Date Fixed Pricing Option

Variable Pricing Option Investor

28.03.2013 7.3242 7.1830 Non Corporate22.02.2013 6.0087 6.7140 Non Corporate24.01.2013 5.7739 5.9881 Non Corporate* Dividend declared on the face value of Rs.1000. Past performance may or may not be sustained in future. The performance of the dividend plan for the investor would be net of the dividend distribution tax, as applicable.





Scheme/ Duration

SinceInception

SinceInception

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011Classic Fund 9.67 14676.41 8.75 9.27 6.51 10874.83 10926.76 10650.85MIP Blended Index 6.39 12935.92 9.11 5.24 6.17 10911.28 10523.63 10616.63Crisil 10 yr Gilt Index 6.07 12777.15 11.32 2.43 4.61 11131.68 10243.43 10461.44

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly 6 post dated cheques for minimum of ` 1000 each.Quartery 4 post dated cheques for minimum of ` 2000 each.

Load Structure (SIP)Entry / Exit Load NIL


93.29%Syndicate Bank CARE A1+ 15.74%State Bank of Patiala ICRA A1+ 15.53%Oriental Bank of Commerce CRISIL A1+ 15.52%Punjab National Bank ICRA A1+ 15.50%Axis Bank Limited CRISIL A1+ 15.50%State Bank of Bikaner & Jaipur CRISIL A1+ 15.50%Reverse Repo/CBLO & Cash Receivables 6.71%TOTAL 100.00%


Naresh Kumar Garg 23 yrs (5 yrs in Sahara Classic Fund)Ashwini Kumar Fund Manager 10 yrs (2 yrs in Sahara ClassicFund)A N Sridhar Fund Manager 23 yrs (5 yrs in Sahara Classic Fund

Date of Inception 01/02/2008 AUM (` in Lakhs) 19.03Average Maturity of Portfolio 52 daysTotal Expense Ratio (%) For Direct options 0.34

Options other than Direct options 0.35


Growth Option - Direct ` 16.0961 Dividend Option- Direct ` 16.0952

Minimum Application AmountDividend Option ` 5000 and additional investments in multiples of ` 1000.Growth Option ` 1000 and additional investments in multiples of ` 1000.


Minimum Application Amount` 3000 and additional amt. of ` 1000 & multiples of ` 1 thereafter.


FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg

Chief Investment 23 yrs (9 yrs in Sahara Income Fund)

Ashwini Kumar Fund Manager 10 yrs (2 yrs in Sahara Income Fund)

Date of Inception 21/2/2002AUM (` in Lakhs) 7691.52Average Maturity of

Portfolio 41 days

Total Expenseratio (%)

for Direct option 0.34other than Direct 0.35

NAV AS ON 28.03.2013Growth Option ` 22.4195 Dividend Option ` 18.4644Growth - Direct ` 22.4202 Dividend - Direct ` 18.4717

DividendRecord Date Rate Cum Div NAV (`)26.03.2007 ` 1.00 per unit 11.7697

Dividend declared on the face value of `10.Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend Distribution tax as applicable.




Scheme/ Duration

SinceInception

SinceInception

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011Income Fund 7.54 20847.23 9.00 9.52 6.62 10899.82 10951.92 10661.68Crisil Composite Bond Fund Index NA* NA* 9.29 7.68 5.06 10929.26 10767.79 10506.17Crisil 10 yr Gilt Index 6.38 18676.86 11.32 2.43 4.61 11131.68 10243.43 10461.44

SMS MUTUAL TO 59090

Sahara INCOME FUNDAn Open-Ended Income Fund

The objective of the scheme The primary objective of the scheme is to generate regular income and growth of capital through investment in debt instruments, money market and related securities while at all times emphasizing the importance of capital preservation.

Sahara CLASSIC FUNDAn Open-Ended Income Fund

The objective of the scheme is to generate returns by investing in debt instruments including money market instruments and also to invest in equity and equity related instruments to seek capital appreciation.

* AS INDEX INCEPTION IS 31.03.2002

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly 6 post dated cheques for a minimum of ` 500 each.Quartery 4 post dated cheques for a minimum of ` 750 each.Load Structure (SIP)Entry / Exit Load NIL


82.55%Syndicate Bank CARE A1+ 23.69%State Bank of Patiala ICRA A1+ 12.81%Punjab National Bank ICRA A1+ 12.79%State Bank of Bikaner & Jaipur CRISIL A1+ 12.78%Oriental Bank of Commerce CRISIL A1+ 10.24%Axis Bank Limited CRISIL A1+ 10.23%Reverse Repo/CBLO & Cash Receivables 17.45%TOTAL 100.00%



Chief Investment 23 yrs (4.5 yrs in Sahara Interval Fund)

Ashwini Kumar Fund Manager 10 yrs (2 yrs in Sahara Interval Fund)

Date of Inception 03/10/2008 Average Maturity of Portfolio 15 daysAUM (` in Lakhs) 18.16

Total Expense Ratio (%)

For Direct Option 0.34Option other than Direct option 0.35


Growth Option - Direct ` 14.0699 Dividend Option - Direct ` 14.0696


16.25%

Axis Bank Limited CRISIL A1+ 16.25%

Reverse Repo/CBLO & Cash Receivables 83.75%

TOTAL 100.00%

Minimum Application Amount

` 5000 & additional amount in Multiples of ` 1 thereafter.

Load Structure (for all Options)

Entry /Exit Load NIL


Chief Investment 23 yrs (9 yrs in Sahara Gilt Fund

Ashwini Kumar Fund Manager 10 yrs (2 yrs in Sahara Gilt Fund)

Date of Inception 21/02/2002 Average Maturity of Portfolio

5daysAUM (` in Lakhs) 5.68

Total Expense Ratio (%)For Direct Option 0.34Option other than Direct option 0.35

NAV AS ON 28.03.2013Growth ` 19.9756 Dividend ` 16.6703Growth Option - Direct ` 19.9794 Dividend Option-Direct ` 16.6703

Minimum Application Amount` 5000 & additional amount of 1000 & Multiples of `1 thereafter.


Returns as on 28.03.2013CAGR RETURNS

(%)` 10,000 CAGR


Scheme/ Duration

SinceInception

SinceInception

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011

Gilt Fund 6.43 18768.85 7.84 7.63 5.23 10784.32 10763.42 10522.52I Sec Composite Gilt Index NA* NA* 11.71 6.79 6.41 11170.64 10679.00 10640.66Crisil 10 yr Gilt Index 6.38 18676.86 11.32 2.43 4.61 11131.68 10243.43 10461.44

SMS MUTUAL TO 59090

Sahara INTERVAL FUNDAn Debt Oriented Interval Fund

The objective of the scheme is to generate returns with low volatility through a portfolio of debt and money market instruments with a provision to offer liquidity at periodic intervals.

The objective of the scheme To generate reasonable returns by investing in sovereign instruments issued by Central / State governments.

Sahara GILT FUNDAn Open-Ended Gilt Fund




Scheme/ Duration

SinceInception

SinceInception

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011

31.03.2012 to

31.03.2013

31.03.2011 to

31.03.2012

31.03.2010 to

31.03.2011

Sahara Interval Fund 7.91 13038.41 8.52 9.09 6.43 10852.04 10908.92 10642.87Crisil Liquidfex 6.81 12581.32 8.22 8.44 6.21 10821.94 10844.35 10620.75I year t bill 6.06 12275.02 8.38 6.59 3.86 10837.89 10659.16 10385.79

Systematic Investment Plan (SIP) - Auto Debit / Ecs Facility AvailableMonthly 5 post dated cheques for minimum of ` 1000 each.Quartery 4 post dated cheques for minimum of ` 1250 each.

Load Structure (SIP)Entry / Exit Load NIL


Reverse Repo / Cash Receivables - 100.00%TOTAL 100.00%

DividendRecord Date Rate Cum Div NAV (`)

26.03.2007 ` 1.00 per unit 11.4405Dividend declared on the face value of `10.Past performance may or may not be sustained in future. Pursuantto payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend Distribution tax as applicable.

The units of Sahara Interval Fund are listed on the National Stock Exchange of India in line with SEBI guidelines, “It is been distinctly understood that the permission given by NSE should not in any way be deemed or construted that the Scheme Information Document has been cleared or approved by NSE nor does it certify the correctness or completeness of any of the content of the Draft Scheme Information Document. The Investor are advised to refer to the Combined Scheme Information Document for the full text of the “Disclaimer clause of NSE’. ”



SAHARA ASSET MANAGEMENT COMPANY PVT LTD2nd Floor, Parinee Crescenzo,

Bandra-Kurla Complex, Bandra (East), Mumbai - 400051 Tel. : 022- 39664100Email : [email protected]

SAHARA MUTUAL FUND INVESTOR SERVICE CENTRESAHMEDABAD: No. 1, Ground Floor, Narnarayan Complex, Swastik Cross Road, Navrangpura, Ahmedabad - 380009. Tel. : 079 - 32942935. BANGALORE:No. 41, 3rd Cross, Ulsoor Road, Bangalore – 560 042. Tel: 080-32928532 BHUBANESHWAR: Plot No.617/D, Kharvel Nagar, Unit-3, In front of Giridurga Temple, Bhubaneshwar -751001. Tel. : 0674-2391372. CHANDIGARH:– 160 034. Tel. : 0172-3244010 / 4536359 CHENNAI: Flat No. - J, 2nd Floor, Mount Chambers, No - 758, Anna Salai, Chennai-600 002. Tel. : 044 -32979232. COIMBATORE: Door No. 196/8, Ground Floor, Aiswarya Commercial Centre, T.V. Samy Road (West), R. S. Puram, Coimbatore – 641 002. Tel. : 0422-3296379 GURGAON: 3rd Floor, Augusta Point, Sector 53, Phase - 5 Gurgaon, Haryana – 122002. Tel. : 0124-3224746 GORAKHPUR: Shop No.23, Upper Ground Floor, Cross Roads, “The Mall”, Bank Road, Gorakhpur - 273001. Tel. : 0551-3247171. HYDERABAD: Sahara Manzil, 2nd Floor, Opp. Secretariat, Basheerb-agh, Hyderabad - 500004. Tel. : 040 - 32936958. INDORE: Flat No. 315, 3rd Floor, President Tower, 6/2, South Tukoganj, Indore - 452001, Madhya Pradesh. Tel. : 0731 - 3255735. JAIPUR:3269923. JAMMU: Kiosk -5, (B-1), North Block, Ground Floor, Bahu Plaza, Jammu-180012. Tel. : 09205044557. KOLKATA: Sahara India Sadan, Ground Floor, 2A-Shakespeare Sarani, Kolkata-700071. Tel. : 033 - 40032420. KOLKATA (Salt Lake): B D-16 (Ground Floor), Sector - 1, Salt Lake City, Kolkata - 700 064. Tel. : 033-40041617. LUCKNOW: MUMBAI: 2ndFloor, Parinee Crescenzo, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051 Tel. : 022- 39664100 NEW DELHI: 701, 7th Floor, Deep Shikha Building no. 8, Rajendra Place, New Delhi- 110008. Tel. : 011 - 25755783. NOIDA: C-1, Sahara India Complex, Sector 11, Noida - 201301. Tel. : 9910338084 PATNA:C/o Sahara India Pariwar, Sahara India Vihar, Boring Road Chauraha, Boring Road. Patna - 800001. Tel. : 0612 - 3255280. PUNE:Plaza, Off F C Road, Dnyaneshwar Paduka Chowk, Shivaji Nagar, Pune - 411 005. Tel. : 020-32934114. THANE: Shop No.-1, Santoshi Bhavan, Shivaji Path, Behind Punjab National Bank, Thane - 400 601. Tel. : 022 - 25441993

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REGISTRAR & TRANSFER AGENTKARVY Computershare Private Limited (Unit : Sahara Mutual Fund)

21, Avenue 4, Street No.1,Banjara Hills, Hyderabad - 500 034. Ph : 040 - 44677122 Email : [email protected]

KARVY INVESTOR SERVICE CENTRESAgra : 0562-4000601; 0562-2526663; 0562-3247227; Ahmedabad : 079-26402967; 079-26400527 ; 079-26407541; 079 -32997508; Ajmer : 0145-2628055; 0145-5120725; Allahabad : 0532-3240012; 0532- 2260291; 0532- 2260292; 0532- 3294280; Ambala : 0171- 3200223; 0171-2640669; Anand : 02692 – 248980; 02692 – 248873 Asansol : 0341-2221248; 0341-2314624 Aurangabad : 0240-2355926; 0240-2363517; Balasore : 06782-260503; 06782-265492; 06782-329233; 06782-265496; Bangalore : 080 – 32008452; 080 - 25320085; 080-41233439; Bareilly : 0581-3200414; Baroda : 0265 – 6640870; Belgaum: 0831-2402722; 0831-2402880; Berhampur : 0680 – 2208006, 0680-3205010; 0680-2202833; 0680-2202810 ; 0680-3205010; Bhagalpur : 0641-3200584; Bharuch : 02642-2225022; Bhavnagar : 0278 - 2567005/6; Bhilwara : 01482-246362 / 64/ 512586 /87 Bhopal : 0755-4092706; 0755-4092708; Bhubaneswar: 0674-6534585; 0674-2547531; 0674-2360334, 2360335; 0674-2547532; Bokaro : 06542 - 233331/32/30; Burdwan : 0342- 2550219; 0342-2550840/2550801; Calicut : 0495-3042083; 0495-2742105; 0495-2742107; Chandigarh : 0172-4342618 ; 0172-5071726; 0172-5071727; 0172-5071728; Chennai : 044-42028513; 044-42028512; 044-28587772; 044 -42028858(Exclusive for DWS) ; Cochin : 0484-4010224; 0484-4027672; Coimbatore : 9600930515; Cuttack : 0671-2613906; 0671-2613905; Dehradun : 0135 - 3205130; Dhanbad : 0326 - 6452027; 0326-2301045; Dharwad : 0836-2744207; Durgapur : 0343 -6512111; Erode : 0424-4021212; 0424 2225615, 2225616; 0424 - 2225617; Faridabad : 0129-3213529 / 4159103; 0129 - 4024442; 0129 - 4024443; Gaya : 0631-2220071; 0631-2220065; Ghaziabad : 0120-3100049; 0120 - 2701891; 0120 - 2701886; Gorakhpur : 0551-3200444; 0551-3097816; 0551-3246793; 0551 - 3297817; 0551-2346519; 0551 - 3297816; Guntur : 0863-2339094; 0863-2326686; Gurgaon : 0124-3210019 / 4297214 / 215; 0124-3243535; 0124-4083854; 0124-4086419; Guwahati : 0361 - 2203324; 0361-2608016; Gwalior : 0751-4042435; 0751-4069001/2/3/4; Hissar : 01662-225845; Hubli : 0836-22324430836-2232444 ; Hyderabad : 040 - 23312454/44677075/7076/7077; Jabalpur : 0761 - 3204376; Jaipur : 0141-2379761; 0141-2375039; 0141-2363321; Jalandhar: 0181-4634410; 0181-4634401; 9876279282; 0181 4634415; 0181-4634412; Jalgaon : 0257-2226761 Ext : 133 ; 0257 - 2227432; Jamnagar : 0288-2556260; Jamshedpur : 0657-2487045; 0657- 2487045/2487020 ; Jhansi : 0510 - 2333685; 0510 - 3200668; 0510 - 2333684; 0510 - 2440141; 0510 - 2440142; Jodhpur: 0291-2638479; Jorhat : 0376 - 2301923; Kanpur : 0512-3211008; Karaikudi : 04565-237192; 04565 - 237192; Karur : 04324-248871 / 04324-326048; 04324-241892; 04324-241893; 04324-241894; Kolhapur : 0231- 2653656; Kolkata : 033-64444177; Kota : 0744 5100962; 0744-2365144; 0744-2365146; Kottayam: 0481-2300868; 0481 - 2302420; 0481 - 2302421; Lucknow : 0522-3213115; 0522-2236819; 0522-2236820 / 28; Ludhiana : 0161-46487470161-4680000 ; Madurai : 0452-2600852 / 865; 0452 - 2600854; 0452 - 2600851; 0452 - 2600855; Mangalore : 0824-2496289; Margoa : 0832-2734656; 0832-2731822; 0832-2731824; Mehsana : 02762 322559; 2762 242950; Meerut : 0121-4033727; Moradabad : 0591-3201272; 0591 - 2310470; Mumbai : 022 - 66235353; Muzaffarpur : 0621-3200474; 0621-3204090; Mysore : 0821 - 2438006; 0821-2441524; 0821-2441520; Nagpur : 0712-6610513; 0712- 6618583; Nasik : 0253-6611395; Navsari : 02637-28036702637-280362; 02637-280363; 02637-280364; New Delhi : 011- 43681700; Noida : 0120-3100214; Panipat : 0180-3200136; 0180-2644308; 0180-3296960; 0180-4005056; 9728150407; 0180-3296760; Panjim : 0832 - 2426871/73; Patiala : 0175-5004349; 0175-5051728; 0175-5051726; 0175-5051727; Patna : 0612-6453098; 0612-2321354; 0612-2321356; Pondicherry : 0413 - 4210640; 0413 2220640 & 0413 4210640; Pune : 020-25533795; 020 25539957; Rajahmundry : 0883-2432076/2434468; 0883 - 2434468 / 69 / 70; Rajkot : 9601288416; Ranchi : 0651 - 2331320 ; 0651-2330394; 0651-2330386; Rohtak : 01262-318564; 01262-271984; 01262-253597; 01262-230258; 0661-25107772; Salem : 0427-4020300; 0427-2210835,2210983; 0427-4020300; 0427-2210836; 0427 2221051 - 55; Shillong : 0364 - 2224186; 0364-2228172; 0364-2228175; Shimla : 0177-3206519; 0177 - 3299222; Shimoga : 08182-322577; 08182-227485; Silchar : 03842-261229 ; 03842-260334; Siliguri : 0353-2522579; 0353-2526399; Surat : 0261-3042170; Tirupur : 0421-2214221; Trichur : 0487 - 3246231; 0487 - 3246239; 0487 - 2322483; Trichy : 0431 - 4020227 - 226; 0431-2793799; Trivandrum : 0471 - 2725728; 0471 - 2725990; 0471 - 2725989; 0471 - 2725991; Udaipur : 0294-2429370; 0294-5101601; 0294-5101602; 0294-5101603; Valsad : 02632-258481; 02632-326902; Vapi : 0260-3206404; Varanasi : 0542-3208198; 0542-2223814; 0542-2227259; 0542-2225365; 0542-3206494; Vijayawada : 0866 2475126; 0866-2495200; 0866-2495400; Visakhapatnam : 0891 - 2714125 / 2734244; 0891-2752916; 0891-2752915; 0891-2752918; COLLECTION CENTRES : Secunderabad : 9866181167; T- Nagar Chennai : 9600003289, 044 28151034