1

Thank you for your interest in my article. If creating a future of financial

freedom and abundance is what you want in life, you will find the finest

resources in this page:

http://self-made-millionaire.info

~Robert B. Ingalls~

“Millionaires Self Made Journey” Series Discover the Secrets of a Millionaire’s Journey To Life-time Wealth and Success

Issues 2: Four Valuable Ways to Save Money

Many people earn wages just enough to supply their basic necessities. But if

you truly want to be financially secured, you have to acquire more money

than what you’re spending – money that you can invest in a business or in

other ventures that can propel you to financial freedom. To be able to do this,

you have to start saving early in life.

Here are some pointers regarding saving money:

Principle #1

Set a minimum amount to be saved. Savings are not meant to cover bill

payments should one fall short of cash. They are intended for financial

security. A little savings, in time, will become big; and it can be used as

investment capital to earn more. Question: “Where will I get the cash I need

should I fall short of it?” The answer: “Find other means of earning extra

income, say a weekend part-time job. Any excess cash from one’s part-time

job can be added to your savings.

Principle #2

Shop only for items needed, not for products that you wanted to buy on

impulse. Think first before you purchase. Don’t fall prey to bargains not

needed. It is not suggested that one should starve or be in a pitiful state. As a

2

matter of fact, one can reward himself/herself once in a while for

accomplishments made.

Principle #3

Review one’s lifestyle. Change or scale down habits that seem to be not-so-

wise spending. For instance, frequent eating in restaurants which is more

expensive than homemade cooking can be lessened. Taking the bus or train

when possible, instead of driving one’s own car, can save on gas and

parking fees. If one have to drive his/her car, try car pooling with officemates

or neighbors; thereby sharing on expenses.

Principle #4

Check your regular monthly bills on utilities like electricity, gas, water,

telephone and ask oneself: “Where can I save?”

*

* *

It may take a while to get adjusted to a lifestyle in the “savings” mode, even

to the point of “little sacrifices.” Adapt a gradual, progressive change to save

to lessen the impact of adjustment from the lifestyle one used to be

accustomed to.

There are more ways of starting the path to a financially secured life by

making use of one’s creativity.

Remember, little things mean a lot.

Thank you for your interest in my article. If creating a future of financial

freedom and abundance is what you want in life, you will find the finest

resources in this page:

http://self-made-millionaire.info

~Robert B. Ingalls~