Eastern Secondary Market Conference with Exhibits

Networking

Education

Exhibits

February 22-24, 2017

Welcome to the Conference!

Thank You Conference Sponsors!

Schedule of Sessions, Exhibit and Networking Time Session Room Wednesday and Thursday: Florida A

Exhibits Florida B/C

WEDNESDAY FEBRUARY 22 1—5 PM—Attendee Registration Please come to the MBAF Registration Desk to pick up your badge and conference materials 4– 5 PM—REALITY or MYTH? Learn what companies are doing today to prepare for an aging workforce…. The time is now to think about our industry’s future. Who will continue our work in the years ahead? All facets of our industry, including secondary is experiencing an ag-ing workforce. We must take a proactive approach to seek out and develop the next generation of top talent. There are companies begin-ning to accept and embrace this challenge successfully. We invited three of them to share their why, the development and evolution of their programs, and the benefits and success they have experienced. Hear from: Chris Allen, Chief Talent Officer, Movement Mortgage, Sherry Graziano, Group Vice President, Campus Operations Leader, SunTrust Mortgage, Bobby Sapia, Director of Training and Dean of FBC Academy, FBC Mortgage, LLC Moderator: Tara Merritt, SecurityNational Mortgage Company

5—7:30 PM—Opening Welcome Reception with Exhibitors – We have 2.5 hours of great social time, with an open bar for the first 1.5 hours. There will be plenty of pre-dinner food to keep you going until your evening events. Come visit with your exhibitors. (Dinner on your Own/Client Dinners)

Thank You Conference Committee

Sandy Garcia (Committee Co-Chair) American Bancshares Mortgage, Inc.

Pat Gaver (Committee Co-Chair)

Capital City Bank

Tim Allen, CMB aboutMYmortgage.com

Cammie Aucoin

Plaza Home Mortgage, Inc.

Michael Azzarello, CMB Caliber Home Loans

Oscar Cuervo

American Bancshares Mortgage, Inc.

Michelle Knoebel, CMB Freedom Mortgage

Tara Merritt

SecurityNational Mortgage Company

Rudy Orman, CMB Carrington Mortgage Holdings, LLC

Herb Palmertree

Branch Banking & Trust Co.

Candice Racine Essent Guaranty, Inc.

Scott Samlin, Esq. Alston & Bird LLP

Josh Silber Universal American Mortgage Company

Seth Sprague, CMB

Phoenix Capital, Inc.

Kevin Strickland, AMP SunTrust Mortgage

Francine Villa

American Bancshares Mortgage, Inc.

Robert Villalon Mortgage Information Services, Inc.

You will be emailed all of the above shortly after the

conference. Please take a couple of minutes to

complete the evaluation as it helps in planning for

the next conference, plus we always give you the

option to join the planning committee, please do!

Thank you for attending!

Schedule Continued

THURSDAY FEBRUARY 23 7:30—9 AM—Breakfast with Exhibitors 9—10 AM—Economic/Housing Market Outlook, Lynn Fisher, PhD, Vice President of Research and Economics, MBA, Washington Learn how markets are adjusting in the post-election world and how a variety of potential policy shifts are expected to affect housing markets. In this session, Lynn will provide an Economic and Housing Market Update along with an update MBA’s Task Force for a Future Secondary Mortgage Market led by MBA Chairman Rodrigo Lopez, CMB. Moderator: Kevin Strickland, AMP, SunTrust Mortgage 10—11 AM—Networking Break with Exhibitors 11 AM—12 PM—Investor Panel: Trends in Execution and Pricing of Mortgage Loans—Hear from the industry experts discussing the latest trends in terms of liquidity and pricing of mortgage loans. Panel will discuss current levels of investor demand for mort-gages, factors impacting the pricing, and outlook of liquidity for 2017. Who are the new investors and what mortgage products are most liquid? Gray MacNair, Director, Capital Markets, Fannie Mae Cameron Beane, Secondary Marketing Director, Capital Markets EverBank Michael Duncan, Senior Hedge Manager, Compass Analytics, LLC Moderator: Seth Sprague, CMB, Phoenix Capital, Inc. 12—1:30 PM CMB Luncheon with Speaker Tom Millon, CMB, CFA, President and Chief Executive Officer, Capital Markets Coopera-tive—Please RSVP on your registration form to attend this luncheon. This is for anyone interested in becoming a CMB or is a CMB. You will be in the right place to get assistance and mentoring for moving forward for your designation. Moderator: Rudy Orman, CMB, Carrington Mortgage Holdings (CMB lunch is in Discovery 44 on the 3rd floor.)

12—1:30 PM—Closing Networking Luncheon with the Exhibitors 1:30—2:30 PM—Mortgage Servicing Rights (MSR) Liquidity Pan-el—Mortgage Servicing Rights (MSR) Liquidity Panel and How it’s Impacting Profitability Rock star panel of MSR experts will discuss the state of the mort-gage servicing rights (MSR) market and how its liquidity is impacting originations, pricing and profitability of mortgage originators. Who is buying MSRs, who is selling MSRs and how the current MSR mar-ket conditions are impacting the origination market. Aaron Samples, Executive Vice President Stearns Lending Tom Millon, CMB, CFA, President and Chief Executive Officer Capital Markets Cooperative Stan Middleman, President, and Chief Executive Officer Freedom Mortgage Moderator: Seth Sprague, CMB, Phoenix Capital, Inc. 2:30—3:30 PM—Compliance—High Level for the Secondary Mar-ket

CFPB 2016 Servicing Rule Amendments – effect on secondary market

Updates on TRID – focus on assignee liability and ways to cure/remediate errors

Risk Retention Rules go Live

Case law updates; PHH vs CFPB; Madden vs. Midland Funding (federal preemption of state law usury) and Cash Call cases (who is the True Lender)

John Levonick, Director, Legal Regulatory Counsel, Compliance Services, Clayton Holdings LLC Scott McNulla, Compliance Officer American Mortgage Consultants (AMC) Moderator: Scott Samlin, Esq., Alston & Bird LLP 3:30—5:30 PM—This is the Perfect Time for Appointments and Client Networking (Evening is Dinner on your Own/Client Dinners)

Breakfast—Florida Room C Sessions—Florida Room B FRIDAY FEBRUARY 24 8—9 AM—Networking Breakfast—Take this morning time to meet with your clients and get to know some new contacts 9—10 AM—Rob Chrisman Moderator: Sandy Garcia, American BancShares Mortgage 10—11 AM—How to Grow your Company, the Right Way Ken Jones, Executive Vice President, First Guaranty Mortgage Moderator: Michael Azzarello, CMB, Caliber Home Loans Conference Concludes

64th Annual Convention June 21-22, 2017

Special Discount!

If you register now, during the conference,

for the Convention in June, you will receive

a discount of

$50

Registration Forms are available at the

MBAF Registration Desk. Turn it in before

the end of the conference.

64th Annual Convention

June 21-22, 2017 Presenting Jim Davidson

As Our Keynote Speaker

Resilience Expert, Professional Speaker Expedition Leader, Best-Selling Author

SCHEDULE AT A GLANCE—COMPLETE INFORMATION AVAILABLE ON OUR WEB SITE AT WWW.MBAF.ORG Tuesday June 20—Special Event for Habitat for Humanity that the Board of Directors and MBA of Tampa Bay will participate in. Wednesday June 21 7 AM Golf—Course and Info TBD 10 AM - 5 PM Attendee Registration 2 – 4 PM Annual Business Meeting and Sessions/Speakers 4:15 - 5:15 PM Mortgage Disruption, Originating in a New Paradigm Jason van den Brand, CEO and Founder, Lenda David Wind, Head of Residential Mortgage, Earnest Inc . 5 PM Incoming Local Chapter Presidents Meet / Greet 6 – 7:30 PM Opening Welcome Reception CMB Society of Florida will be on hand to greet individuals that might be interested in hearing more about gaining their CMB. Dinner on your own Thursday June 22 8 AM Attendee Registration 8 – 9 AM Attendee Breakfast 8 – 9 AM Incoming Local Chapter Presidents Breakfast and Election of Local Chapter Representative 9 – 10 AM MBA National Update, Marcia Davies, Chief Operating Officer, (MBA) 10 – 11 AM Economic Update, Doug Duncan, PhD, Fannie Mae 11 – 11:15 AM Refreshment Break 11:15 AM – 12:15 PM Agency Updates—Confirmed! Jean Wiles, Account Executive, Single Family Sales & Relationship Management, Freddie Mac Dan Rogers, III, Director, Atlanta Home Ownership Center Christy Moss, Senior Account Manager, Business Development, Fannie Mae Kathy Bernheim, Assistant Loan Guaranty Officer, VA, St. Petersburg 12:15 – 2 PM Installation Luncheon and Brown L Whatley Award Presentation 2 – 3 PM Executive Panel (Speakers TBA) 3:15 – 4:30 PM Jim Davidson, Speaking of Adventure 6 -7:30 PM Cocktail Reception with All Convention Drawings to Take Place Here (Dinner on your own) Friday June 23 8 – 11 AM Incoming Board of Directors Meeting and Breakfast