Unit 6- Move Toward Independence

• Choosing independence– Mixed emotions– Milestone– Make choices, explore new options– Costly– Option after high school affects decision

• Select housing– Must provide needs– Decision-making – Decide what you can afford– Easier as a teen than family– Apartment living

• Venture• Renting- security deposit, lease, landlord, tenant• Inspect• Check safety• pets??• Furnishing apartment

– Living with others• Reduces rent cost• Pick roommate wisely• Share tasks

– Move back home• Done with school, return from military• Roles and relationships change• Return is temporary= better• Get along with parents• Usually temporary

• Make Important Decisions– Autonomy– Manage money– Safety– Transportation

• Food Management– Purchasing food

• Amount spent varies from family to family• Use budget• Make a list from menus• Look for quality

– Food safety• Often overlooked• Illnesses• Meat separate from other food• Pathogen, cross contamination

– Food preparation• Take-out or prepared foods are costly

– Cooking is a way to express yourself

• Clothing Management– Protects body from elements– Personal expression– Communicate nonverbally– Needs differ with life span– Affects a person’s comfort– Basic sewing skills– Purchasing clothing

• Don’t have to spend a lot• Analyze & examine

– Clothing care• follow care instructions• Treat stains promptly• Turn inside out, hook hooks, etc.

Ch. 22- Health & Wellness

• Wellness- positive state of physical and mental health

• Preventative medicine- behavior that serves to deter or avoid diseases

• Improvement in health– Antibiotic– Laparascope– improvements, standard of living, advances

• Personal choices about health– Obesity– Cardiovascular disease– Personal choices– Control– Good health habits– Money– Role of mental health• Importance• Management and organizations• Support from others

• Work toward wellness– Not just personal– Community– Wellness tips• Practice hygiene• Checkups

• Gain knowledge• False information???• Surround w/positive• Choose own path

• Plan for good health– Planning

– Improvement– families

• Eat right– Diet– Eating patterns– Lack of nourishment– Rating???

• Pg. 435

– Maintain a healthy weight• Choosemyplate.gov

– Eating disorders• Anorexia nervosa• Bulimia• Compulsive eating

• Video……..

• Exercise- immunity– Types• Endurance• Aerobic exercise• Strength• Flexibility• Anaerobic exercise

– Plan to add exercise• Walk more, drive less• Stand vs. sitting• Get up for things

CH. 23- Manage Your Money• Spending styles

– Present-oriented– Future-oriented

• Checking accounts– Check– Electronic funds transfer– Atm– Debit card– Online banking

• Credit– Credit – Interest– Types

• Credit cards, loans, installment buying, down payment– use credit carefully

• Protect future– Insurance- insurance, premium

• Types: deductible– Health– Life– Auto– Homeowners

• Savings• Investments

– Investment– Asset– Share– Stock– Mutual fund

• Financial plan– Fixed, flexible expenses, recordkeeping, income

CH. 24- Consumer Skills

• Traits of Skillful Consumers• Consumer

– Become familiar w/products– Read and research– Use self-discipline

• Judge quality & price– Quality?– Fair price?- bargain

• Comparison shopping– Tips: know what you want, use internet, compare similar items,

check warranties, compare credit terms, check return policy• Control impulse buying!

• Analyze Advertising– Good or bad– Everywhere: radio, tv, magazines, newspapers,

billboards, etc.– Advertising techniques

• Direct (your values ) vs. • indirect (subtle)

– Critical eye• Fact from fiction• “no promise” promises• Below cost sales• Percent off ads• Whole story

• Rights & Responsibilities– Consumer rights

• Information, choose, safe products, be heard, have problems corrected, consumer education, service

– Consumer responsibilities• Take care of merchandise, keep receipts, follow instructions

• Consumer complaints– Refunds & replacements– Explain and deception– Billing problems

• Resources for consumers– Gov’t agencies– Small claims court– Business organizations

• Better Business Bureau• Consumer Actions and Advisory Panel