Unit 6- Move Toward Independence
• Choosing independence– Mixed emotions– Milestone– Make choices, explore new options– Costly– Option after high school affects decision
• Select housing– Must provide needs– Decision-making – Decide what you can afford– Easier as a teen than family– Apartment living
• Venture• Renting- security deposit, lease, landlord, tenant• Inspect• Check safety• pets??• Furnishing apartment
– Living with others• Reduces rent cost• Pick roommate wisely• Share tasks
– Move back home• Done with school, return from military• Roles and relationships change• Return is temporary= better• Get along with parents• Usually temporary
• Make Important Decisions– Autonomy– Manage money– Safety– Transportation
• Food Management– Purchasing food
• Amount spent varies from family to family• Use budget• Make a list from menus• Look for quality
– Food safety• Often overlooked• Illnesses• Meat separate from other food• Pathogen, cross contamination
– Food preparation• Take-out or prepared foods are costly
– Cooking is a way to express yourself
• Clothing Management– Protects body from elements– Personal expression– Communicate nonverbally– Needs differ with life span– Affects a person’s comfort– Basic sewing skills– Purchasing clothing
• Don’t have to spend a lot• Analyze & examine
– Clothing care• follow care instructions• Treat stains promptly• Turn inside out, hook hooks, etc.
Ch. 22- Health & Wellness
• Wellness- positive state of physical and mental health
• Preventative medicine- behavior that serves to deter or avoid diseases
• Improvement in health– Antibiotic– Laparascope– improvements, standard of living, advances
• Personal choices about health– Obesity– Cardiovascular disease– Personal choices– Control– Good health habits– Money– Role of mental health• Importance• Management and organizations• Support from others
• Work toward wellness– Not just personal– Community– Wellness tips• Practice hygiene• Checkups
• Gain knowledge• False information???• Surround w/positive• Choose own path
• Plan for good health– Planning
– Improvement– families
• Eat right– Diet– Eating patterns– Lack of nourishment– Rating???
• Pg. 435
– Maintain a healthy weight• Choosemyplate.gov
– Eating disorders• Anorexia nervosa• Bulimia• Compulsive eating
• Video……..
• Exercise- immunity– Types• Endurance• Aerobic exercise• Strength• Flexibility• Anaerobic exercise
– Plan to add exercise• Walk more, drive less• Stand vs. sitting• Get up for things
CH. 23- Manage Your Money• Spending styles
– Present-oriented– Future-oriented
• Checking accounts– Check– Electronic funds transfer– Atm– Debit card– Online banking
• Credit– Credit – Interest– Types
• Credit cards, loans, installment buying, down payment– use credit carefully
• Protect future– Insurance- insurance, premium
• Types: deductible– Health– Life– Auto– Homeowners
• Savings• Investments
– Investment– Asset– Share– Stock– Mutual fund
• Financial plan– Fixed, flexible expenses, recordkeeping, income
CH. 24- Consumer Skills
• Traits of Skillful Consumers• Consumer
– Become familiar w/products– Read and research– Use self-discipline
• Judge quality & price– Quality?– Fair price?- bargain
• Comparison shopping– Tips: know what you want, use internet, compare similar items,
check warranties, compare credit terms, check return policy• Control impulse buying!
• Analyze Advertising– Good or bad– Everywhere: radio, tv, magazines, newspapers,
billboards, etc.– Advertising techniques
• Direct (your values ) vs. • indirect (subtle)
– Critical eye• Fact from fiction• “no promise” promises• Below cost sales• Percent off ads• Whole story
• Rights & Responsibilities– Consumer rights
• Information, choose, safe products, be heard, have problems corrected, consumer education, service
– Consumer responsibilities• Take care of merchandise, keep receipts, follow instructions
• Consumer complaints– Refunds & replacements– Explain and deception– Billing problems
• Resources for consumers– Gov’t agencies– Small claims court– Business organizations
• Better Business Bureau• Consumer Actions and Advisory Panel