the double-edged sword of foreign property investment

The Double-Edged Sword of

Foreign Property Investment

Vina IpPropertySoul.com

November 27, 2016

http://PropertySoul.com

What are the potential risks of buying foreign properties? What are the key considerations before I buy?

How do I know that I am not overpaying?

Am I buying into the next hotspot or the next bubble?

When is the best time and what is the best way to buy?

Property Club Singapore © 20163http://PropertySoul.com

Display Homes -love at first

sight!

For relocation, retirement,

holiday, children’s study

For investment – rental income and

long-term capital appreciation

A double-edged sword


A double-edged sword

Appreciating

Asset

Depreciating

Liability


Top 3 risks investing in foreign properties

Risk #1 Political, Economic and Legal

Risk #2 Foreign Language and Culture

Risk #3 Remote Management


Beware of currency fluctuations


It is only justified to put your money overseas

when the cashflow and profit are much better

than what you can find at home.- Property Soul


4 must-ask questions before you invest

1. Who are the other buyers?

2. Can you trust them?

3. Why are the locals not buying?

4. Where is the secondary market?


Only invest in what you know.

Never buy in any market that you know little

about.

- Property Soul


2017 best property bargains in Asia

https://www.bloomberg.com/news/articles/2016-11-21/indian-cities-are-the-asian-property-bargain-of-2017

Are you overpaying?

1. Price to Rent Ratio (Yield)

2. Price to Replacement Cost

3. Relative Prices

4. Affordability

Source: Global Property Guide

Source: Demographia International Housing Affordability Survey: 2016

Housing affordability by country

Property Club Singapore © 201617

The best way to avoid being scammed is to

focus on what’s local to you … to physically go

and look at each project — to ensure that they

really exist.

- Hubert Bromme & Lisa Moren Bromma,

How to Make Money in Alternative Investments


Kinokuniya Monthly Bestseller in 3rd quarter 2014

Times Non-Fiction Bestseller No. 8 (week of July 21, 2014)

Property Club Singapore © 201618

"I have read only one book multiple times so far in my life - The Intelligent Investor by Benjamin Graham. Your book is the 2nd book that I will reread for many times." - Martin

"Thank you for all your sharing. I find your book to be the best property investment book that I have ever read." - Chee Hoe

“Thanks for writing and sharing your personal experience. It is much better than other books written by agent team leaders or other KEOs/CEOs that I have read.” – Yourong

No B.S. Guide to Property Investment

"A good load of info and much better than those from seminars/courses. Thanks for sharing!" - Thomas

The book is filled with real life experiences and honest sharing of strategies in property investment and provides readers a complete guide to it." - SG Young Investment

"I genuinely believe that your book will probably save me a great deal of angst and heartache in the future. I have already applied some of your lessons and backed out of buying a property which I was unsure of. I realize that this was indeed a good decision and worth many times the cost of your book." - Andrew

Retail Price: $29.96


1. Property is NOT a safe investment.

2. Don’t follow the crowd.

3. Forget conventional wisdom.

4. Listen to the ‘experts’ with a pinch of salt.

5. Get-rich-quick programs won’t work.

6. Property is a cycle.

7. Have the guts to be a contrarian.

8. Property riches = buy and sell right property at the right time

with the right price. Source: Property Soul, No B.S. Guide to Property Investment


Stakeholders Supporting Organization

Developers REDAS (Real Estate Developers Association of Singapore)

Property Agents IEA (Institute of Estate Agents)

Conveyancing Lawyers The Law Society of Singapore

Mortgage service providers

MFAS (Mortgage and Finance Association Singapore)

Renovation Contractors RCMA (Singapore Renovation Contractors and Material Suppliers Association)

Who protects the interests of us – the buyers,

investors and owners of private properties?


Property Club Singaporehttp://PropertyClubSG.com

Property Club Singapore

To provide buyers, investors and owners with facts, knowledge

and skills in purchase, investment and management of private

properties through education and networking.

• Property beginners

• Aspiring investors

• Seasoned investors

• Property owners


http://PropertyClubSG.com

• We are a neutral and unbiased club with no vested interest in any property-related industry.

• We share past experiences, real-life stories, useful advice and tips in property investment.

• We promote save and invest, due diligence, market timing and value investing.

• We do NOT source, market, or mark-up and resell Singapore or overseas properties to members.


Property Club Singaporehttp://PropertyClubSG.com

2017 Singapore Property Strategies & Opportunities in Auctions

Date : January 15, 2017 (Sun)

Time : 2.30 p.m. – 5 p.m.

Venue: National Library

Agenda:

2017 Residential Property Market: Trends and OpportunitiesSpeaker from Knight Frank Singapore

Year of Rooster Strategies for Buyers and InvestorsVina Ip, Blogger of PropertySoul.com

Public Auctions for Properties And MoreSharon Lee, Director and Head of Knight Frank Auction

Register at http://PropertyClubSG.com/events

http://propertyclubsg.com/events

http://propertyclubsg.com/events

Buying My First Private Property 1-Day Workshop

I. Getting ready• Five key questions regarding wealth (with Exercise)

• Setting property investment goals (with Exercise)

• Do your homework - desk research and fieldwork

II. Properties for beginners• Property scams and traps

• Properties for 1st time home buyers vs. investors

• Good deals in the pipeline

III. Securing the deal• All about housing loans

• Affordability tests (with Exercise)

• Calculating ROI (with Exercise)

• Dealing with property agents

• Negotiation techniques (with Role Play)

IV. After buying• Tips of engaging lawyers

• From Offer to Purchase to Sale Completion

Register at http://PropertyClubSG.com/events

How to Buy Good Quality Properties 1-Day WorkshopI. New launch traps• New launch tricks and gimmicks

• Sales gallery visit - 5-step process

• How to read a site map

• Group Discussion: Pick the best block

II. Good properties• Criteria of a good property

• Definition of a good location

• Pros and cons of different development

III. About fengshui• What is fengshui

• Exterior – good and bad fengshui

• Group discussion: Pick the best house

• Exercise: My favourable direction

IV. Reading floorplans• Finding the centre point

• Interior checklist

The Double-Edged Sword of

Foreign Property Investment

Vina IpPropertySoul.com

November 27, 2016