Taming the High Cost of College!

Brad BaldridgeBaldridge College Solutions, LLC

10521 W. Layton AvenueSuite 200

Greenfield, WI 53228(414) 529-9400

www.BaldridgeCollegeSolutions.com

Registered Representative, Securities offered through Cambridge Investment Research, Inc. a Broker/Dealer, Member FINRA/SIPC.  Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor.  Baldridge Wealth Management and Baldridge College Solutions are affiliated. Cambridge and the Baldridge companies are not affiliated. 09-12

Late Stage College Planning

College finances√ Financial aid planning√ Financial aid forms√ Offer letters√ The appeal process√ Saving and investing√ Tax planning√ Cash flow

 College selection√ College visits√ College fairs√ Finding the “good fit”

school

College testing√ ACT√ SAT√ PLAN/PSAT

Athletics√ Division I, II, III√ NAIA√ Marketing

Academics√ High school curriculum√ GPA√ Class rank

Career/life planning√ Choosing a major√ Career planning√ Learning life skills

Admissions√ Applications√ Essays√ Recommendation letters√ Early decision/early action

Scholarships√ Need-based scholarships√ Merit-based scholarships√ Institutional√ Private

Late Stage College Planning

Average cost of public school:

$25,447 per year* Average cost of private school:

$47,550 per year

Includes: Tuition and fees, room & board, transportation, books & supplies and personal expenses (COA)

* Based on data from The College Board, Trends in Pricing, 2012

2012-13 College Costs

Cost of Wisconsin Colleges

Cost of Wisconsin Colleges

Alverno College$33,216 Lawrence University$50,370 Marquette University$46,644 University of WI-Madison$23,774

* Based on data from College Board, Fall 2012, living on campus

Does everybody pay the same price for College?

Who Pays Less?

College Costs

Attending the Best School

-or- Attending the Best School for your Student

Which Would You Prefer

College Visits College Fairs College Reps at the High School Websites Social Media

Finding a School that is a Good Fit

Academics Majors Distance from Home Urban, Suburban or Rural Large or Small Finances

Selection Criteria

The FAFSA The CSS Profile The College’s Own Institutional Forms Additional Forms:

Business / Farm SupplementNon-Custodial Parent Form

How Does Your Family Apply for Aid?

The first FAFSA application is generally due in February of the senior year of high school.

Each college sets their own deadline.

You will apply every year.

You cannot file the FAFSA before January 1st of each year.

The CSS Profile form can be filed before the end of the year.

When Do You Apply for Aid?

When would you like to know howmuch aid you can expect?

Before the Base Year

NOW !!

When do you plan for Need-based Aid?

From the Colleges√ Mostly Private √ Some Public Schools (out of

state) Who gets Merit Aid

Students in the top ~25% Students the College wants√ Athletes√ Musicians√ Diversity

Merit Aid

Usually has an impact on need- based Aid May need to be earned year over year.√ Athletic Performance√ Maintaining grades

Merit Aid

√ Present the best possible student GPA / Class Rank / Course

Selection ACT / SAT Test Scores Extracurricular Activities

√ Where to Get Help ACT test prep

Group One on One

Admissions Counselors

Additional Academic Strategiesd

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

$0

$10,000

$20,000

$30,000

$40,000

$50,000

$60,000Cash Flow

$25,000

Scholarship

529 Credit

Loan Deduction

Tuition & Fees x x x x xBooks & Supplies ? x x x ?Room & Board x xMiscellaneous x

Travel x

Computer x

Income Limits x x

Qualified Education Expenses

Need-Based Aid Evaluation Merit Aid Evaluation Address your top concerns and questions Evaluate additional Strategies√ Tax Planning√ Cash flow√ Visit Planning√ Scholarship Evaluation

College Funding Check-up

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GOOD DAY AND GOOD LUCK