sub automation of housing market find

Property DetailPage 1 of 26

The data within this report is compiled by CoreLogic from public and private sources. If desired, the accuracy of the data contained herein can be independently verified by the recipient of this report with the applicable county or municipality.

Courtesy of Lorena Delgado, Midwest Real Estate Data, LLC

4816 S Kenwood Ave, Chicago, IL 60615-2016, Cook County

MLS Beds

9

MLS Sq Ft

7,000

Lot Sq Ft

6,919

MLS List Price

$380,200

MLS Baths

5

Yr Built

1895

Type

SFR

MLS List Date

07/12/2012

Bank Owned

Pending Listing

Owner InformationOwner Name: Citibank Na Series 2007-1 Tax Billing Zip: 75024Tax Billing Address: 7105 Corporate Dr Tax Billing Zip+4: 4100Tax Billing City & State: Plano, TX Owner Occupied: No

Location InformationTownship: Hyde Park Zoning: 10Township Range Sect: 38-14-11 School District: 299 City Of ChicagoNeighborhood Name: Kenwood Census Tract: 3906.00Subdivision: Lyman Larned & Woodbridges Carrier Route: C064

Tax InformationParcel ID: 20112040150000 Block # : 7County Assessor Link: 20-11-204-015-0000 % Improved: 80%Tax Area: 70001Legal Description: SOUTH37 0 FT N187 0 FT W187 0 FT BL K7 NW4 NE4 SEC111 E2NE4 S11 T38N R1 4E 3P

Assessment & Tax

Assessment Year 2010 2009 2008Assessed Value - Total $121,925 $121,925 $74,346Assessed Value - Land $24,908 $24,908 $9,686Assessed Value - Improved $97,017 $97,017 $64,660YOY Assessed Change ($) $0 $47,579YOY Assessed Change (%) 0% 64%

Tax Amount Tax Year YOY Tax Change ($) YOY Tax Change (%)$10,665 2008$19,012 2009 $8,347 78.27%$19,840 2010 $828 4.35%

CharacteristicsUniversal Land Use: SFR Other Rooms: Dining Room, Family Room,

Kitchen, Living Room, OtherCounty Use Code: Resid 2+ Stories Total Units: 1Year Built: 1895 Basement Type: FullLot Frontage: 37 Basement Improvements: FinishedLot Depth: 187 Attic Type: NoneLot Sq Ft: 6,919 Fireplace Ind (Y/N): YLot Acres: 0.1588 Fireplaces: 3Bldg Class: 209 Water: PublicBuilding Type: Store & Residential Sewer: Public ServiceBuilding Sq Ft: Tax: 5,654 MLS: 7,000 Cooling Type: Central# of Buildings: 1 Heat Type: Forced AirStyle: Multi-Level Parking Type: NoneStories: 3 Roof Material: Asphalt ShingleCondition: Average Exterior: Brick




Total Rooms: 21 Patio/Deck: DeckBedrooms: 9 Equipment: Oven/Range, Microwave,

Dishwasher, Refrigerator, Freezer, Washer, Dryer

Baths - Full: 5 Building Comments: Oven/Range, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer Ceiling Fan

Baths - Half: 1

Estimated ValueRealAVM(1): $1,597,164 Confidence Score: 66RealAVM Range: $1,213,845 - $1,980,483 Forecast Standard Deviation: 24Value As Of: 10/26/2012

(1) RealAVM is a CoreLogic derived value and should not be used in lieu of an appraisal.

Listing InformationMLS Listing Number: 08112701 MLS Contract Date : 08/01/2012MLS Status: Pending MLS Orig. List Price: $380,200MLS Area Name: CHI - KENWOOD MLS Listing Price: $380,200MLS Listing Date: 07/12/2012 Listing Broker Name: @propertiesMLS Off Market Date: 08/01/2012 Listing Agent Name: Anthony Rouches

MLS Listing # 07087522 06758385MLS Status Expired ExpiredMLS Listing Date 12/05/2008 12/28/2007MLS Off Market Date 12/05/2009 09/30/2008MLS Orig Listing Price $800,000 $1,600,000MLS Listing Price $450,000 $2,600,000

Last Market Sale & Sales History

Recording Date 08/07/2012 11/10/2009 07/13/2007 10/27/1998 07/15/1996Sale Price $2,200,000 $425,000Nominal Y Y Y

Buyer Name Citibank Na Series 2007-1Lambroloulos Charalambos Labropoulos Nikolaos James Oreal & Vanessa Schuster Maria

Buyer Name 2 James VanessaSeller Name Judicial Sales Corp Labropoulos Nikolaos James Oreal & Vanessa Maria Schuster Sheriff/Cook CountyDocument Number 22044040 31456008 19457002 966135 536159Document Type Foreclosure Deed Warranty Deed Warranty Deed Warranty Deed Foreclosure Deed

Recording Date 09/21/1994 04/02/1982Sale Price $400,000 $125,000Nominal

Buyer Name Davis Jeanette Schuster George & MarieBuyer Name 2 Schuster MarieSeller Name Schuster Maria Kamberos AnatasiaDocument Number 824471Document Type Grant Deed Warranty Deed

Mortgage History

Mortgage Date 07/13/2007 07/13/2007 04/13/2007 10/02/2006 04/05/2005Mortgage Amount $1,540,000 $220,000 $200,000 $110,000 $2,560,000

Mortgage Lender Americas Wholesale Lender Countrywide Bk Fsb Jp Morgan Chase Bk Private Individual Tcf Nat'l Bk

Mortgage Doc # 19457003 19457004 10310075 27527035 9514257Mortgage Type Conventional Conventional Conventional Private Party Lender ConventionalBorrower Name Labropoulos Nikolaos Labropoulos Nikolaos James Oreal James Oreal James OrealBorrower Name 2 James Vanessa S James Vanessa James Vanessa

Mortgage Date 03/28/2005 08/27/2004 03/09/2004




Mortgage Amount $1,075,000 $999,999 $980,000

Mortgage Lender Chevy Chase Bk Fsb Guaranty Resid'l Lndg Inc Maribella Mtg Llc

Mortgage Doc # 8708055 24018082 6927047Mortgage Type Conventional Conventional ConventionalBorrower Name James Oreal James Oreal James OrealBorrower Name 2 James Vanessa James Vanessa James Vanessa

Foreclosure History

Document Type Lis PendensRecording Date 05/28/2008Document Number 14926109Original Doc Date 01/01/2007Original Document Number 19457003Lien Type Mtg

Property Map

*Lot Dimensions are Estimated

ComparablesPage 4 of 26



4816 S Kenwood Ave, Chicago 60615-2016, Cook County

Search Criteria

Number of Comparables: 3 Search Period: 11/6/2011 - 11/6/2012Sort Method: Distance From Subject (Closest) Living/Building Area: 4,806 - 6,502 Sq FtDistance from Subject: 1 miles Land Use: Same As Subject

Summary Statistics

Subject Property High Low Median AverageSale Price $2,200,000 $1,000,000 $325,000 $605,000 $643,333Price Per Sq Ft $389.11 $292.14 $86.44 $110.02 $162.87Lot Sq Ft 6,919 7,500 6,840 7,500 7,280Building Sq Ft 5,654 5,499 3,423 3,760 4,227Bedrooms 9 6 6 6 6Year Built 1895 1901 1885 1890 1892Stories 3 3 2 2 2Distance (miles) 0.47 0.19 0.43 0.36Total Assessment $121,925 $85,663 $13,825 $70,404 $56,631RealAVM(1) $1,597,164 $961,940 $356,313 $599,708 $639,320Value Projected by Assessment $1,819,708

Value Projected by Sq Ft $920,848Assessed Value Ratio 18.04 23.51 7.06 14.20 14.92Baths - Full 5 3 3 3 3

(1) RealAVM is a CoreLogic derived value and should not be used in lieu of an appraisal.

ComparablesPage 5 of 26



Subject Property Comparable 1 Comparable 2 Comparable 3

Address 4816 S Kenwood Ave 4921 S Dorchester Ave 4914 S Ellis Ave 5210 S Kenwood AveDistance (miles) 0.19 0.43 0.47City Chicago Chicago Chicago ChicagoRecording Date 07/13/2007 12/28/2011 02/03/2012 08/27/2012

Sales Date 06/20/2007 Tax: 12/20/2011 MLS: 12/23/2011 01/31/2012Tax: 08/14/2012 MLS: 08/17/2012

Sale Price $2,200,000 $325,000 $1,000,000 $605,000Price Per Sq Ft $389.11 $86.44 $292.14 $110.02Building Sq Ft Tax: 5,654 MLS: 7,000 Tax: 3,760 MLS: 5,981 Tax: 3,423 MLS: 5,300 Tax: 5,499 MLS: 6,800Lot Sq Ft 6,919 7,500 7,500 6,840County Land Use Resid 2+ Stories Resid 2 Story Resid 2 Story Resid 2+ StoriesUniversal Land Use SFR SFR SFR SFRStories 3 Tax: 2 MLS: 3 3 Tax: 2 MLS: 4Bedrooms 9 MLS: 8 Tax: 6 MLS: 7 MLS: 9Total Rooms 21 13Parking - # Cars MLS: 2 2 MLS: 2Fireplaces 3 1 3 1Heat Type Forced Air Forced AirCooling Type Central Yes Central YesAnnual Tax $19,840 $2,250 $11,456 $13,939Community Name 020 020 020 020Parking Type None GarageLot Frontage 37 50Lot Depth 187 150School District 299 City Of Chicago 299 City Of Chicago 299 City Of Chicago 299 City Of ChicagoStyle Multi-Level Unknown Unknown Multi-Level

Subdivision Lyman Larned & Woodbridges Hyde Park Sawyers Resub C M Cadys

Year Built 1895 Tax: 1890 MLS: 1893 Tax: 1901 MLS: 1904 1885Zip 60615 60615 60615 60615Baths - Full 5 3 Tax: 3 MLS: 4 Tax: 3 MLS: 5Baths - Half 1 1 MLS: 2 1

Market TrendsPage 6 of 26




Market Conditions

Median Home Value

The median home value is the middle value (when ordered low to high) of all the properties sold in that month in that geographic area.

When the median home value increases over time it can indicate a seller's market. In a seller's market there are more buyers than sellers (more demand than supply). If the median home value decreases over time it can indicate a buyer's market.

Median List Price

The median list price is the middle list price (when ordered low to high) of all the properties sold in that month in that geographic area. List price is provided by the MLS.

When the median list price increases it can indicate a seller's market. This is especially true if the median square foot of sold properties remains constant. It is also important to compare the median sales price to the median list price in order to determine the level of demand for homes.

Median Sale Price

The median sales price is the middle sales price (when ordered low to high) of all the properties sold in that month in that geographic area. Sales Price is based on tax records.




If the median sales price is increasing it indicates that the demand for property is also increasing. A sales price significantly below the listing price indicates that there is less demand for properties than the seller anticipated. When there are fewer buyers interested in purchasing the market value of that property decreases.

Sales Activity

Sales activity is the number of sales recorded by the county in that month in that geographic area.

When the number of homes sold increases it indicates that housing prices are aligned with buyer expectations. An increase in sales activity usually precedes an increase in active listings and/or sales price. The higher the sales activity the stronger the market. A low number of sales indicates a weak market.

Sales Activity Rate Change

Dec-11 Jan-12 Feb-12 Mar-12 Apr-12 May-12Zip 66.67% -40% 0% -33.33% 0% 200%City 17.01% 8.14% -32.8% 28.27% -8.32% 35.37%County 20.94% -2.86% -28.41% 31.99% -4.47% 38.4%

Jun-12 Jul-12 Aug-12 Sep-12 Oct-12Zip 33.33% -25% 33.33% -37.5% -60%City 23.28% -14.81% 4.31% 0.31% -54.88%County 27.3% -18.68% 13.02% -9.76% -61.05%

The sales rate change is the percentage that sales change from one month to the next.

When the sales rate change is greater than 0% the sales activity is increasing month over month. This indicates a strengthening market. If the sales rate change is less than 0% the market is weakening and there are less homes being sold.

Median $/Sq Ft

The median cost per square foot is the middle value (when ordered low to high) of all the properties sold in that month in that geographic area. It is calculated by dividing the sales price by the size of the home (square feet).

An increase in the cost per square foot when the median square feet does not increase indicates buyers are willing to pay more for the same size house. This is an indication of an increase in housing demand. When the cost per square foot decreases it indicates that property values are decreasing.




Median Sq Ft

The median square feet of the home is the middle value (when ordered low to high) of all the properties sold in that month in that geographic area.

A decrease in the size of properties sold can indicate that the market is opening up to buyers of smaller or entry-level homes.

Distressed Properties

# of Foreclosures

The combined number of properties in all stages of foreclosure (Pre-Foreclosure, Auction, or REO) in that month in that geographic area. Each month data is collected on a single day and represents a snapshot in time.

It is a sign of an improving market when the number of foreclosures decreases over time. When the number of foreclosures increases in an area property values tend to decrease because there are more homes for sale. Additionally, areas with a large number of foreclosures can have problems such as unmaintained homes and crime.

Foreclosures Rate Change

Dec-11 Jan-12 Feb-12 Mar-12 Apr-12 May-12Zip -4.65% -4.88% 0% 0% 0% -10.26%City 0.24% -4.38% 0.23% 0.51% 0.64% -0.96%County -0.39% -4.57% 0.45% 2.96% 1.84% 0.66%

Jun-12 Jul-12 Aug-12 Sep-12 Oct-12Zip 5.71% 8.11% -7.5% 0% 21.62%City 2.34% 2.79% 2.25% 1.5% 9.41%County 2.36% 2.33% 3.25% 1.77% 8.74%

The foreclosure rate change is the percentage that foreclosures change from one month to the next.

When the foreclosure rate change is greater than 0% the number of properties in foreclosure is increasing month over month. This indicates a weakening market. If the foreclosure rate change is less than 0% the market is strengthening and there are fewer homeowners who are defaulting on their mortgages.




% of Foreclosures

The combined percentage of properties in all stages of foreclosure (Pre-Foreclosure, Auction, or REO) in that month in that geographic area. Each month data is collected on a single day and represents a snapshot in time.

When the overall percentage of foreclosures is decreasing it can indicate that home ownership is stabilizing. If the percentage is increasing then the number of properties for sale is likely to rise and the value will fall.

% Pre-Frcl, Auction, REO

The percent of properties in each stage of foreclosure (Pre-Foreclosure, Auction, or REO) for the most recent month in that geographic area. Each month data is collected on a single day and represents a snapshot in time.

If the percentage of Pre-Foreclosures and Auctions is greater than the percentage of REOs it may indicate that a greater percentage of properties will become bank-owned in the near future. It might also mean that properties that do become bank-owned are sold quickly. A smaller percentage of Pre-Foreclosures means there are fewer properties in the pipeline to become bank-owned.

Financial Health

Median LTV

The median loan-to-value ratio is calculated by dividing the original value of the open liens on a home by the sale price of the home in that month in that geographic area.




A lower LTV indicates that homeowners are more likely to be able to afford their homes because they have borrowed less to purchase it. Lenders typically require private mortgage insurance (PMI) for owners who have an LTV greater than 80%. The higher the LTV, the more likely that a homeowner will go into default.

# of Negative Equity

The number of properties with the total open lien amount greater than or equal to the current value of the home, as calculated by an automated valuation model (AVM). It is only for properties sold in that quarter in that geographic area. Both property types (SFR and condos) are included in the calculation. Each quarter (March, June, September, and December) data is collected on a single day and represents a snapshot in time.

Negative equity, also called being 'upside down' on a loan, can occur when a property value decreases or when the principal loan amount increases due to a loan with negative amortization. As the number of properties with negative equity increases the less stable an area becomes because owners are at risk of foreclosure.

% of Negative Equity

The percentage of properties with the total open lien amount greater than or equal to the current value of the home, as calculated by an AVM. It is only for properties sold in that quarter in that geographic area. Both property types (SFR and condos) are included in the calculation. Each quarter (March, June, September, and December) data is collected on a single day and represents a snapshot in time.

Areas with a low percentage of negative equity are more likely to retain their value because owners have the funds to pay their mortgage and maintain their homes. As the percent of properties with negative equity increases so does the risk of foreclosure.

NeighborsPage 11 of 26




Subject Property Neighbor 1 Neighbor 2 Neighbor 3

Owner Name CITIBANK NA SERIES 2007-1 LENGYEL ERNST R WAGENER OSVALDO KAMIN CHESTER TOwner Phone (773) 268-2793 (no calls) (773) 624-6523 (773) 924-8247 (no calls)Address 4816 S Kenwood Ave 4820 S Kenwood Ave 4810 S Kenwood Ave 4822 S Kenwood AveDistance (miles) 0.01 0.01 0.02Universal Land Use SFR SFR SFR SFRBuilding Sq Ft Tax: 5,654 MLS: 7,000 4,072 3,633 3,992Lot Sq Ft 6,919 6,919 10,275 13,838Bedrooms 9Total Rooms 21Stories 3 2 2 2County Land Use Resid 2+ Stories Resid 2 Story Resid 2 Story Resid 2 StoryParking - # CarsRecording Date 07/13/2007 04/20/2007 02/16/1999Sales Date 06/20/2007 03/15/2007 10/30/1998Sale Price $2,200,000 $1,000,000 $506,000School District 299 CITY OF CHICAGO 299 CITY OF CHICAGO 299 CITY OF CHICAGO 299 CITY OF CHICAGOStyle Multi-Level Unknown Unknown UnknownYear Built 1895 1895 1895 1895





Owner Name CITIBANK NA SERIES 2007-1 DAUGHERTY MILTON THUROW CHARLES A THATCHER KENNETHOwner Phone (773) 924-5358 (no calls)Address 4816 S Kenwood Ave 4800 S Kenwood Ave 4828 S Kenwood Ave 4811 S Kenwood AveDistance (miles) 0.03 0.03 0.04Universal Land Use SFR SFR SFR Townhouse/RowhouseBuilding Sq Ft Tax: 5,654 MLS: 7,000 4,380 3,662 3,414Lot Sq Ft 6,919 10,275 9,350 2,340Bedrooms 9 6Total Rooms 21 9Stories 3 2 2 3County Land Use Resid 2+ Stories Resid 2 Story Resid 2 Story Resid Row HouseParking - # CarsRecording Date 07/13/2007 06/10/1993 03/17/2000 04/07/2004Sales Date 06/20/2007 05/1993 04/05/2004Sale Price $2,200,000 $410,000 $665,000 $549,000School District 299 CITY OF CHICAGO 299 CITY OF CHICAGO 299 CITY OF CHICAGO 299 CITY OF CHICAGOStyle Multi-Level Unknown Unknown Row HouseYear Built 1895 1895 1895 1900





Owner Name CITIBANK NA SERIES 2007-1 SINAIKO HERMAN L LACOUR BERNARD MCDOUGAL & DUNCANOwner Phone (773) 538-0589 (no calls)Address 4816 S Kenwood Ave 4830 S Kenwood Ave 4809 S Kenwood Ave 4801 S Kenwood AveDistance (miles) 0.04 0.04 0.04Universal Land Use SFR SFR Townhouse/Rowhouse SFRBuilding Sq Ft Tax: 5,654 MLS: 7,000 Tax: 3,924 MLS: 7,000 3,315 3,191Lot Sq Ft 6,919 9,350 2,340 6,984Bedrooms 9 MLS: 6Total Rooms 21Stories 3 Tax: 2 MLS: 3 3 2County Land Use Resid 2+ Stories Resid 2 Story Resid Row House Resid 2 StoryParking - # Cars MLS: 2Recording Date 07/13/2007 06/29/1979 11/01/1985 09/18/1997Sales Date 06/20/2007 06/1979 09/1997Sale Price $2,200,000 $178,000 $67,750 $355,000School District 299 CITY OF CHICAGO 299 CITY OF CHICAGO 299 CITY OF CHICAGO 299 CITY OF CHICAGOStyle Multi-Level Unknown Row House UnknownYear Built 1895 1886 1900 1875





Owner Name CITIBANK NA SERIES 2007-1 NOTOWIDIGDO MATTHEW J WALTERS ANTHONY SILVERMAN S JONATHANOwner Phone (773) 624-3459 (no calls) (773) 285-0084 (no calls)Address 4816 S Kenwood Ave 4815 S Kenwood Ave 4842 S Kenwood Ave 4853 S Kenwood AveDistance (miles) 0.05 0.05 0.05Universal Land Use SFR SFR SFR SFRBuilding Sq Ft Tax: 5,654 MLS: 7,000 Tax: 3,180 MLS: 0 6,585 3,926Lot Sq Ft 6,919 13,125 9,350 4,477Bedrooms 9 7Total Rooms 21 14Stories 3 3 2 3County Land Use Resid 2+ Stories Resid 2 Story Resid 2+ Stories Resid 2 StoryParking - # Cars 2Recording Date 07/13/2007 10/13/2011 06/05/1985Sales Date 06/20/2007 09/27/2011 05/1985Sale Price $2,200,000 $860,000 $190,000School District 299 CITY OF CHICAGO 299 CITY OF CHICAGO 299 CITY OF CHICAGOStyle Multi-Level Unknown Multi-Level UnknownYear Built 1895 Tax: 1895 MLS: 1898 1889 1900





Owner Name CITIBANK NA SERIES 2007-1 GARCELON ANN BONNER FRED L KOC LOwner PhoneAddress 4816 S Kenwood Ave 4857 S Kenwood Ave 4831 S Kenwood Ave 4846 S Kenwood AveDistance (miles) 0.05 0.05 0.06Universal Land Use SFR SFR SFR SFRBuilding Sq Ft Tax: 5,654 MLS: 7,000 3,622 5,126 Tax: 3,782 MLS: 6,500Lot Sq Ft 6,919 8,318 7,787 9,350Bedrooms 9 5Total Rooms 21 14Stories 3 2 2 3County Land Use Resid 2+ Stories Resid 2 Story Resid 2+ Stories Resid 2 StoryParking - # Cars 1Recording Date 07/13/2007 11/04/1987 03/31/2009

Sales Date 06/20/2007 11/1987 Tax: 03/12/2009 MLS: 03/17/2009Sale Price $2,200,000 $297,000 $780,000School District 299 CITY OF CHICAGO 299 CITY OF CHICAGO 299 CITY OF CHICAGO 299 CITY OF CHICAGOStyle Multi-Level Unknown Multi-Level UnknownYear Built 1895 1900 1900 Tax: 1886 MLS: 1901





Owner Name CITIBANK NA SERIES 2007-1 FLEMING DONNA BARBER COURTENAY JR HALL ALLENOwner Phone (773) 538-0116 (no calls)Address 4816 S Kenwood Ave 4751 S Kenwood Ave #2A 4751 S Kenwood Ave #2C 4751 S Kenwood Ave #3ADistance (miles) 0.06 0.06 0.06Universal Land Use SFR Condominium Condominium CondominiumBuilding Sq Ft Tax: 5,654 MLS: 7,000Lot Sq Ft 6,919Bedrooms 9Total Rooms 21Stories 3County Land Use Resid 2+ Stories Resid Condominium Resid Condominium Resid CondominiumParking - # CarsRecording Date 07/13/2007 04/15/1986 09/30/1999Sales Date 06/20/2007 04/1986 09/24/1999Sale Price $2,200,000 $40,000 $245,000School District 299 CITY OF CHICAGO 299 CITY OF CHICAGO 299 CITY OF CHICAGO 299 CITY OF CHICAGOStyle Multi-Level Condominium Condominium CondominiumYear Built 1895





Owner Name CITIBANK NA SERIES 2007-1 VOSS M HALES RICE BOOKER EVANS PATRICIA BOwner Phone (773) 536-2609 (no calls)Address 4816 S Kenwood Ave 4751 S Kenwood Ave #3D 4751 S Kenwood Ave #1D 4751 S Kenwood Ave #3BDistance (miles) 0.06 0.06 0.06Universal Land Use SFR Condominium Condominium CondominiumBuilding Sq Ft Tax: 5,654 MLS: 7,000 MLS: 0Lot Sq Ft 6,919Bedrooms 9 MLS: 4Total Rooms 21Stories 3County Land Use Resid 2+ Stories Resid Condominium Resid Condominium Resid CondominiumParking - # CarsRecording Date 07/13/2007 03/26/1984Sales Date 06/20/2007 03/1984Sale Price $2,200,000 $43,000School District 299 CITY OF CHICAGOStyle Multi-Level Condominium Condominium CondominiumYear Built 1895 MLS: 1914





Owner Name CITIBANK NA SERIES 2007-1 WEAVER DEBORAH NELSON KENNETH E DR HAYES ALONZO LOwner PhoneAddress 4816 S Kenwood Ave 4751 S Kenwood Ave #2D 4837 S Kenwood Ave 4737 S Kenwood AveDistance (miles) 0.06 0.06 0.06Universal Land Use SFR Condominium Townhouse/Rowhouse CondominiumBuilding Sq Ft Tax: 5,654 MLS: 7,000 MLS: 2,000 2,534Lot Sq Ft 6,919 3,125 6,300Bedrooms 9 4Total Rooms 21 7Stories 3 2County Land Use Resid 2+ Stories Resid Condominium Resid Row House Resid CondominiumParking - # CarsRecording Date 07/13/2007 08/09/2004 08/28/1985Sales Date 06/20/2007 07/15/2004 08/1985Sale Price $2,200,000 $314,000 $129,500School District 299 CITY OF CHICAGO 299 CITY OF CHICAGO 299 CITY OF CHICAGO 299 CITY OF CHICAGOStyle Multi-Level Unknown Row House CondominiumYear Built 1895 MLS: 1914 1885





Owner Name CITIBANK NA SERIES 2007-1 NEWMAN RUTH I GUINN LAUDERDALE V BONNER FRED LOwner Phone (773) 538-7694 (773) 624-5790 (no calls)Address 4816 S Kenwood Ave 4750 S Kenwood Ave 4839 S Kenwood Ave 4835 S Kenwood AveDistance (miles) 0.06 0.07 0.07Universal Land Use SFR Townhouse/Rowhouse Townhouse/Rowhouse Vacant Land (NEC)Building Sq Ft Tax: 5,654 MLS: 7,000 1,682 2,434Lot Sq Ft 6,919 1,431 6,125 2,908.6705Bedrooms 9Total Rooms 21Stories 3 2 3County Land Use Resid 2+ Stories Resid Row/Townhouse Resid Row House Vacant LandParking - # CarsRecording Date 07/13/2007 08/03/1987 11/04/1987Sales Date 06/20/2007 07/1987 11/1987Sale Price $2,200,000 $137,000 $297,000School District 299 CITY OF CHICAGO 299 CITY OF CHICAGO 299 CITY OF CHICAGOStyle Multi-Level Modern Row HouseYear Built 1895 1968 1889





Owner Name CITIBANK NA SERIES 2007-1 MICHAEL RUTH SMITHLAND & SALGUEIRO ROTHSTEIN 1308-6Owner PhoneAddress 4816 S Kenwood Ave 4852 S Kenwood Ave 4747 S Kenwood Ave #1A 4748 S Kenwood AveDistance (miles) 0.07 0.07 0.07Universal Land Use SFR SFR Condominium Townhouse/RowhouseBuilding Sq Ft Tax: 5,654 MLS: 7,000 Tax: 3,212 MLS: 5,000 3,100 1,682Lot Sq Ft 6,919 9,350 1,227Bedrooms 9 MLS: 6 4Total Rooms 21 8Stories 3 2 3 2County Land Use Resid 2+ Stories Resid 2 Story Resid Condominium Resid Row/TownhouseParking - # Cars MLS: 2 1Recording Date 07/13/2007 05/18/2004Sales Date 06/20/2007 12/17/2003Sale Price $2,200,000 $335,000School District 299 CITY OF CHICAGO 299 CITY OF CHICAGO 299 CITY OF CHICAGO 299 CITY OF CHICAGOStyle Multi-Level Unknown Condominium ModernYear Built 1895 Tax: 1886 MLS: 1892 1968

Neighborhood ProfilePage 21 of 26




Demographics Based on ZIP Code: 60615Update Frequency: Annually

PopulationSummary

Estimated Population: 41,398Population Growth (since 2000): -8%Population Density (ppl / mile): 17,516Median Age: 35.62

Household

Number of Households: 20,720Household Size (ppl): 1.95Households w/ Children: 4,642

Age

Gender Marital Status

HousingSummary

Median Home Sale Price: $140,000Median Dwelling Age: 53 yearsMedian Value of Home Equity: $255,236Median Mortgage Debt: $121,033

Stability

Annual Residential Turnover: 18.87%5+ Years in Residency: 21.27%Median Years in Residency: 2.39




Occupancy Fair Market Rents

Quality of LifeWorkers by Industry

Agricultural, Forestry, Fishing: 18Construction: 111Manufacturing: 79Transportation and Communications: 96Wholesale Trade: 35Retail Trade: 2,186Finance, Insurance and Real Estate: 1,073Services: 4,562Public Administration: 38Unclassified: 38

Workforce

Household Income

Average Household Income: $66,608 Average Per Capita Income: $34,746




Commute Method

Median Travel Time: 29.25 min

EducationEducational Climate Index (1) Highest Level Attained

Less than 9th grade: 518Some High School: 1,951High School Graduate: 3,966Some College: 4,614Associate Degree: 1,559Bachelor's Degree: 6,460Graduate Degree: 9,032

(1) This measure of socioeconomic status helps identify ZIP codes with the best conditions for quality schools. It is based on the U.S. Census Bureau's Socioeconomic Status (SES) measure with weights adjusted to more strongly reflect the educational aspect of social status (education 2:1 to income & occupation). Factors in this measure are income, educational achievement and occupation of persons within the ZIP code. Since this measure is based on the population of an entire ZIP code, it may not reflect the nature of an individual school. (2) Some neighborhood content provided by OBI Informatics, Copyright 2012 OBI Informatics. Information is deemed reliable but not guaranteed.

Schools Radius: 2 mile(s)

Public - Elementary

Chicago Public School District 299 Distance Grades Students Students per TeacherGreatSchools Rating (1)

Community Rating (2)

Shoesmith Elementary School 1330 E 50th St 0.21 K-6th 338 16

Univ Of Chicago Cs - Nko 1119 E 46th St 0.37 Pre-K-5th 328

Ariel Community Academy 1119 E 46th St 0.37 Pre-K-8th 522 17

Murray Language Academy 5335 S Kenwood Ave 0.61 K-8th 518 19

Reavis Elementary School 834 E 50th St 0.63 Pre-K-8th 327 10

Jackie Robinson Elementary School 4225 S Lake Park Ave 0.78 Pre-K-3rd 150 8

Kozminski Community Academy 936 E 54th St 0.78 Pre-K-8th 450 16




Woodson Child Parent Center 4511 S Evans Ave 0.82

Pre-K-Pre-K 100

Woodson South Elementary School 4414 S Evans 0.89 Pre-K-8th 350 8

Ray Elementary School 5631 S Kimbark Ave 1.01 Pre-K-6th 639 15

Harte Elementary School 1556 E 56th St 1.02 Pre-K-6th 358 13

Fuller Elementary School 4214 S St Lawrence Ave 1.18 Pre-K-8th 213 9

Mollison Elementary School 4415 S Dr Martin L King Jr Dr 1.25 K-8th 259 10

Burke Elementary School 5356 S King Dr 1.33 K-8th 258 12

Overton Elementary School 221 E 49th St 1.38 Pre-K-8th 421 16

Overton Child Parent Center 4935 S Indiana Ave 1.4

Pre-K-Pre-K 100

Univ Of Chicago Cs - Donoghue 707 E 37th St 1.6 Pre-K-5th 475

Carnegie Elementary School 1414 E 61st Pl 1.66 Pre-K-8th 694 17

Attucks Elementary School 5055 S State St 1.66 Pre-K-8th 270 10

Beethoven Elementary School 25 W 47th St 1.69 Pre-K-8th 461 13

Sexton Elementary School 6020 S Langley Ave 1.69 Pre-K-8th 400 11

Beasley Magnet Academic Center 5255 S State St 1.72 Pre-K-8th 1,413 20

John Fiske Elementary School 6145 S Ingleside Ave 1.73 Pre-K-8th 283 11

Wells Preparatory Elementary School 244 E Pershing Rd 1.77 K-8th 210 19

Bronzeville Lighthouse Cs 8 W Root St 1.87 K-8th 465

William Carter Elementary School 5740 S Michigan Ave 1.88 Pre-K-8th 405 12

Doolittle Elementary School 535 E 35th St 1.93 Pre-K-8th 322

Mayo Elementary School 249 E 37th St 1.93 Pre-K-8th 436 14

Wadsworth Elementary School 6420 S University Ave 1.97 Pre-K-5th 300 10

Public - Middle/High

Chicago Public School District 299 Distance Grades Students Students per TeacherGreatSchools Rating (1)

Community Rating (2)

Canter Middle School 4959 S Blackstone Ave 0.25 7th-8th 240 10

Kenwood Academy 5015 S Blackstone Ave 0.3 7th-12th 1,750 15

Urban Preparatory Cs Young Men - Ss 1014 E 47th St 0.41 9th-12th 300

Martin L King College Preparatory High School 4445 S Drexel Blvd

0.63 9th-12th 939 16

Price Elementary School 4351 S Drexel Blvd 0.73 4th-8th 117 5

Univ Of Chicago Cs - Woodson 4444 S Evans Ave 0.88 6th-8th 410

Dyett High School 555 E 51st St 0.95 9th-12th 530 11

Richard Milburn Alternative High School 545 East Oakwood Blvd 1.43 6th-12th 100

Bronzeville Scholastic Inst 4934 S Wabash Ave 1.58 9th-12th 576




Shabazz Cs - Dusable 4934 S Wabash Ave 1.58 9th-12th 391

D H Williams Preparatory School - Medicine 4934 S Wabash Ave

1.58 7th-12th 339

Hyde Park Academy High School 6220 S Stony Island Ave 1.76 9th-12th 1,622 11

Phillips High School 244 E Pershing Rd 1.77 9th-12th 667 11

Ace Technical Charter School 5410 S State St 1.81 9th-12th 479

Univ Of Chicago Cs - Woodlawn 6420 S University Ave 1.97 6th-12th 540

Bronzeville Innovation High School 220 W 45th Pl 1.98 9th-12th 175

Private

Distance Grades Students Classrooms Community Rating (2)Ancona School 4770 S Dorchester Ave 0.12 Pre-K-8th 260 10

The Cambridge School 4611 S Ellis Ave 0.48 Pre-K-8th 80

Akiba Schechter Day School 5235 S Cornell Ave 0.63 Pre-K-8th 235 20

Hales Franciscan High School 4930 S Cottage Grove Ave 0.66 9th-12th 300 35

St Thomas The Apostle School 5467 S Woodlawn Ave 0.8 Pre-K-8th 200 20

Holy Angels School 750 E 40th St 1.23 Pre-K-8th 206 11

Univ Of Chicago Lab School 1362 E 59th St 1.34 Pre-K-12th 1,600

Christ The King Luth School 3701 S Lake Park Ave 1.6 Pre-K-8th 76 4

Liberty School Of Christian Education 6207 S University Ave 1.75 K-12th 100 4

St Elizabeth School 4052 S Wabash Ave 1.85 Pre-K-8th 252 10

(1) GreatSchools Ratings provide an overview of a school's test performance. The ratings are based strictly on test score performance for that state's standardized tests. Based on a scale of 1-10. (Public School Test Score Copyright 2012 GreatSchools.net) (2) The community rating is the overall rating that is submitted by either a Parent/Guardian, Teacher, Staff, Administrator, Student or Former Student. There will be only one rating per school. Based on a scale of 1-5. (3) Some neighborhood content provided by OBI Informatics, Copyright 2012 OBI Informatics. Information is deemed reliable but not guaranteed.

Local Businesses Radius: 1.00 mile(s)

Eating - Drinking Address Phone # Distance DescriptionRudu Enterprise 1322 E 47th St (773) 285-1834 0.17 RestaurantsMichael's Fresh Market 1300 E 47th St (773) 624-9870 0.17 Fruits And Vegetables And Produce - RetailBrimah's Mini Mart 4800 S Lake Park Ave (773) 891-3961 0.18 Convenience StoresOriginal Pancake House 1358 E 47th St (773) 285-3044 0.18 Restaurants - AmericanFung's Chop Suey 1400 E 47th St # I (773) 924-2328 0.19 Restaurants - Chinese

Shopping Address Phone # Distance DescriptionWalgreens 1320 E 47th St (773) 373-6147 0.17 PharmaciesFoot Locker 1340 E 47th St (773) 924-9190 0.17 Shoes - RetailS & D Phar 1364 E 47th St (773) 924-3060 0.18 PharmaciesSherwin-Williams 1326 E 47th St (773) 924-2877 0.18 Paint - RetailBig Dog TV & Electronics 4939 S Dorchester Ave (773) 952-7723 0.18 Television And Radio - Dealers(1) Some neighborhood content provided by OBI Informatics, Copyright 2012 OBI Informatics. Information is deemed reliable but not guaranteed.

ForeclosurePage 26 of 26




Foreclosure SummaryForeclosure Document Type: FORECLOSURE DEED Foreclosure Document #: 22044040Recording Date: 08/07/2012 Foreclosure Stage: REO

Buyer 1: CITIBANK NA SERIES 2007-1

Sale Date: 02/10/2012

Foreclosure HistoryDocument Type Lis PendensRecording Date 05/28/2008Document # 14926109Original Document Date 01/01/2007Original Document # 19457003Lien Type MTG

sub automation of housing market find

Documents

tax year yoy tax change

tax area

mls area

mls listing date

mls list price

mls status

pending mls

tax billing address