div class=ts-pagebutton class=gotoPage data-page=1Page 1button div class=ts-imagea href=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5page1jpg target=_blank img data-url=rotary-d1170-conference-2013-helen-penwillhtmlpage=1 data-page=1 class=ts-thumb lazyload alt=Page 1: Rotary D1170 Conference 2013 - Helen Penwill loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5thumbnails1jpg width=140 height=200 adivpHelen Penwill Rotary Scholarp p2011-2012pdivdiv class=ts-pagebutton class=gotoPage data-page=2Page 2button div class=ts-imagea href=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5page2jpg target=_blank img data-url=rotary-d1170-conference-2013-helen-penwillhtmlpage=2 data-page=2 class=ts-thumb lazyload alt=Page 2: Rotary D1170 Conference 2013 - Helen Penwill loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5thumbnails2jpg width=140 height=200 adivpINTRODUCTIONp pLittle about mep pSingapore itselfp pStudyingp pRotaryp pTravelp pThe Chamberp pCoachingp pTodaypdivdiv class=ts-pagebutton class=gotoPage data-page=3Page 3button div class=ts-imagea href=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5page3jpg target=_blank img data-url=rotary-d1170-conference-2013-helen-penwillhtmlpage=3 data-page=3 class=ts-thumb lazyload alt=Page 3: Rotary D1170 Conference 2013 - Helen Penwill loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5thumbnails3jpg width=140 height=200 adivpLittle about mepdivdiv class=ts-pagebutton class=gotoPage data-page=4Page 4button div class=ts-imagea href=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5page4jpg target=_blank img data-url=rotary-d1170-conference-2013-helen-penwillhtmlpage=4 data-page=4 class=ts-thumb lazyload alt=Page 4: Rotary D1170 Conference 2013 - Helen Penwill loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5thumbnails4jpg width=140 height=200 adivpSingaporepdivdiv class=ts-pagebutton class=gotoPage data-page=5Page 5button div class=ts-imagea href=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5page5jpg target=_blank img data-url=rotary-d1170-conference-2013-helen-penwillhtmlpage=5 data-page=5 class=ts-thumb lazyload alt=Page 5: Rotary D1170 Conference 2013 - Helen Penwill loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5thumbnails5jpg width=140 height=200 adivpNUSpdivdiv class=ts-pagebutton class=gotoPage data-page=6Page 6button div class=ts-imagea href=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5page6jpg target=_blank img data-url=rotary-d1170-conference-2013-helen-penwillhtmlpage=6 data-page=6 class=ts-thumb lazyload alt=Page 6: Rotary D1170 Conference 2013 - Helen Penwill loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5thumbnails6jpg width=140 height=200 adivpRotaryp p• Visitsp p• Scholarsp p• Eventsp p• Rotaractpdivdiv class=ts-pagebutton class=gotoPage data-page=7Page 7button div class=ts-imagea href=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5page7jpg target=_blank img data-url=rotary-d1170-conference-2013-helen-penwillhtmlpage=7 data-page=7 class=ts-thumb lazyload alt=Page 7: Rotary D1170 Conference 2013 - Helen Penwill loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5thumbnails7jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=8Page 8button div class=ts-imagea href=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5page8jpg target=_blank img data-url=rotary-d1170-conference-2013-helen-penwillhtmlpage=8 data-page=8 class=ts-thumb lazyload alt=Page 8: Rotary D1170 Conference 2013 - Helen Penwill loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5thumbnails8jpg width=140 height=200 adivpTravelpdivdiv class=ts-pagebutton class=gotoPage data-page=9Page 9button div class=ts-imagea href=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5page9jpg target=_blank img data-url=rotary-d1170-conference-2013-helen-penwillhtmlpage=9 data-page=9 class=ts-thumb lazyload alt=Page 9: Rotary D1170 Conference 2013 - Helen Penwill loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5thumbnails9jpg width=140 height=200 adivpTravelpdivdiv class=ts-pagebutton class=gotoPage data-page=10Page 10button div class=ts-imagea href=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5page10jpg target=_blank img data-url=rotary-d1170-conference-2013-helen-penwillhtmlpage=10 data-page=10 class=ts-thumb lazyload alt=Page 10: Rotary D1170 Conference 2013 - Helen Penwill loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5thumbnails10jpg width=140 height=200 adivpBasketballpdivdiv class=ts-pagebutton class=gotoPage data-page=11Page 11button div class=ts-imagea href=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5page11jpg target=_blank img data-url=rotary-d1170-conference-2013-helen-penwillhtmlpage=11 data-page=11 class=ts-thumb lazyload alt=Page 11: Rotary D1170 Conference 2013 - Helen Penwill loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5thumbnails11jpg width=140 height=200 adivpThe Chamberpdivdiv class=ts-pagebutton class=gotoPage data-page=12Page 12button div class=ts-imagea href=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5page12jpg target=_blank img data-url=rotary-d1170-conference-2013-helen-penwillhtmlpage=12 data-page=12 class=ts-thumb lazyload alt=Page 12: Rotary D1170 Conference 2013 - Helen Penwill loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentssitereader043viewer202203241955a3fdc91a28ab921e8b45cbhtml5thumbnails12jpg width=140 height=200 adivpTodayp div class=annotationa href=http:wwwgooglecoukurlsa=irct=jq=esrc=sfrm=1source=imagescd=cad=rjadocid=1DWy-d_XfzzHJMtbnid=kdXQMZoZmSlD1M:ved=0CAUQjRwurl=http:dealbooknytimescom20120511in-jpmorgan-chase-trading-bet-its-confidence-yields-to-lossei=DnaPUsG_GKHK0AWqoIG4Cwbvm=bv56988011dZG4psig=AFQjCNGLotvMKo2TE6E0KzrD6Ua76yEv0wust=1385219958299624 rel=ugc nofollow target=_blankhttp:wwwgooglecoukurlsa=irct=jq=esrc=sfrm=1source=imagescd=cad=rjadocid=1DWy-d_XfzzHJMtbnid=kdXQMZoZmSlD1M:ved=0CAUQjRwurl=http:dealbooknytimescom20120511in-jpmorgan-chase-trading-bet-its-confidence-yields-to-lossei=DnaPUsG_GKHK0AWqoIG4Cwbvm=bv56988011dZG4psig=AFQjCNGLotvMKo2TE6E0KzrD6Ua76yEv0wust=1385219958299624adiv div class=annotationa href=http:wwwgooglecoukurlsa=irct=jq=esrc=sfrm=1source=imagescd=cad=rjadocid=3uM3jw3P89EWcMtbnid=5EFizVycI574jM:ved=0CAUQjRwurl=http:wwwbedfordcaborgukei=O3aPUo-aLYqb0QWs_YGQCAbvm=bv56988011dZG4psig=AFQjCNFCydw0TN7196VGxHBg7QagsDqpBgust=1385220019047507 rel=ugc nofollow target=_blankhttp:wwwgooglecoukurlsa=irct=jq=esrc=sfrm=1source=imagescd=cad=rjadocid=3uM3jw3P89EWcMtbnid=5EFizVycI574jM:ved=0CAUQjRwurl=http:wwwbedfordcaborgukei=O3aPUo-aLYqb0QWs_YGQCAbvm=bv56988011dZG4psig=AFQjCNFCydw0TN7196VGxHBg7QagsDqpBgust=1385220019047507adiv div class=annotationa href=http:wwwgooglecoukurlsa=irct=jq=esrc=sfrm=1source=imagescd=cad=rjadocid=3uM3jw3P89EWcMtbnid=5EFizVycI574jM:ved=0CAUQjRwurl=http:wwwbedfordcaborgukei=O3aPUo-aLYqb0QWs_YGQCAbvm=bv56988011dZG4psig=AFQjCNFCydw0TN7196VGxHBg7QagsDqpBgust=1385220019047507 rel=ugc nofollow target=_blankhttp:wwwgooglecoukurlsa=irct=jq=esrc=sfrm=1source=imagescd=cad=rjadocid=3uM3jw3P89EWcMtbnid=5EFizVycI574jM:ved=0CAUQjRwurl=http:wwwbedfordcaborgukei=O3aPUo-aLYqb0QWs_YGQCAbvm=bv56988011dZG4psig=AFQjCNFCydw0TN7196VGxHBg7QagsDqpBgust=1385220019047507adiv div class=annotationa href=http:wwwgooglecoukurlsa=irct=jq=esrc=sfrm=1source=imagescd=cad=rjadocid=pjlCa9_Yc0lJwMtbnid=QD67oZaiLEhAdM:ved=0CAUQjRwurl=http:wwweasthamgrouppracticecoukinfoaspxp=11ei=WXaPUpasMcbO0QWAkYCgCAbvm=bv56988011dZG4psig=AFQjCNFCydw0TN7196VGxHBg7QagsDqpBgust=1385220019047507 rel=ugc nofollow target=_blankhttp:wwwgooglecoukurlsa=irct=jq=esrc=sfrm=1source=imagescd=cad=rjadocid=pjlCa9_Yc0lJwMtbnid=QD67oZaiLEhAdM:ved=0CAUQjRwurl=http:wwweasthamgrouppracticecoukinfoaspxp=11ei=WXaPUpasMcbO0QWAkYCgCAbvm=bv56988011dZG4psig=AFQjCNFCydw0TN7196VGxHBg7QagsDqpBgust=1385220019047507adivdiv