Report of the Rural Immersion

Training Program 2018

Organised by

Organisation for the

Development of People Mysore

Supported by NABARD

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Report of the Rural Immersion Training Program 2018 for NABARD OFFICERS

Rural Immersion Training Program 2018 for NABARD OFFICERS was held between 26th of March

to 14th of April 2018 in Organization for the Development of People, Mysore. 10 newly

recruited officers across the country participated in the trainings. ODP, Mysore has been

providing trainings since three years from 2015. The training which was the new perspective

brought in the trainings conducted for the newly recruited officers, which part of their

induction and orientation programs. The third batch of Rural Immersion Training Program was

provided by ODP, Mysore. So far ODP have trained nearly an fifty NABARD officers who have

been recruited newly with the support of NABARD’s Karnataka Regional Office, Bangalore.

ODP, Mysore an Nodal organization for the Rural Immersion program designed the program to

The Rural Immersion program has been designed to orient the officers to develop a greater

Sensitivity and insight to Rural environment and Development and the impact of the NABARD’s

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Rural development programs. Also it was an effort to understand the rural dynamics in

different sectors, rural communication and behavior and internalize rural activation and its

relations to NABARD’s rural development and banking programs. Review and Analyze

sustainable Best Practices used by the community based groups, positioning of programs of

NABARD and identify the emerging trends in rural banking and spotting the future

developments and Networking & establishing partnership with key players to create a win- win

situation were also part of this program. Inputs were delivered by the experts and who are also

the Co-coordinators of ODP and having many years of experiences in the relevant fields of Rural

Development. Officers from health dept., DDMs, Bank Managers, and Director from APMC

Chief Conservator of Forest, Mysore Deputy Director, Department of Women and Child

Development, Mysore were also delivered the inputs on their respective field.

The 21 days Rural Immersion programs consists of Sessions, Field visits, demonstrations and

interactions with different stake holders and Details are given below:

Total no. of

sessions

Total no. of

Field visits

Total no. of

Demonstrations

Total no. of

interactions

21 15 3 12

Details of Topics covered in different sessions are given below:

Women Empowerment Program emphasizing on structure, activities and support from

the Government

Participatory Rural Appraisal (PRA) and Stakeholder Analysis

Marketing of Agriculture products

Role of Banking in the Development of People – emphasizing issues of formation,

Sustainability and Functioning

GVSSMO & functioning of men SHGs

Famers Producer Company with emphasis on – constitution, management, legality,

products, credit sources, record keeping, and marketing, branding, issues faced

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Watershed projects / activities and Natural Resource Management and technical aspect

of water shed activities.

Orientation on Alternate Renewable Energy and Bio pesticides

Good Governance & Empowerment of Elected Women Representatives and their role

in Panchayath Raj Institutions

CHILDLINE – toll free no. 1098 for the children in difficult circumstances, Rescue and

Rehabilitation of children, Child and Law, issues and challenges

Basic health structures in rural and urban areas

Orientation on Water and Sanitation project and Swatch Bharath Andolana

Climate Change and Livelihood Enhancement Program and its activities

Micro Finance Institutions and Sushrvya Upliftment Foundation, financial wing of ODP,

support from NABARD focusing on the Rural Housing & Sanitation project

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Conducting Participatory Rural Appraisal (PRA) in Brahmapura village , Nagunalli Gram

Panchayat along with woman and men

Demonstration on Panchagavya Prepration in ODP, Myosre

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Details report of the sessions Field visits and demonstrations

Date Topic Key Learning Resource Person / RO Nodal officer

26.03.2018 Orientation on Women Empowerment Mrs. Molly, Program Co-ordinator, WEP

Women Empowerment program is the oldest programs of ODP which started in 1988-98 with the formation of First Sangha at Kollegal.

The structure promoted by ODP i.e has 2403 SHGs, Central Committees, Taluk and District level federation and MMO at the State level and its sustainability.

Trainings given to the SHG members, Record keeping and audit of accounts. Role of animators in the formation and its facilitation of SHG.

The 5 sub- committees of SHGs; leadership, health, education , sanitation and environment.

Capacity building and inculcation of Leadership skills in members through 5 sub committees in the SHG - one of the best practices.

26.03.2018 Constitution of Women’s Federation

Structures, Vision and Mission of Mahilodaya Mahila Okkuta(Women’s federation), By Laws, Administration and Sources of its Funds, Good Practices in its functioning, Impact and Challenges faced by the Mahilodaya Mahila Okkuta

Mrs. Sunitha, Program Co-Ordinator, WEP

27.03.2018

Orientation - Participatory Rural Appraisal

PRA exercise and the methods of conducting PRA, Benefits of the exercise - involvement of people in planning project and capacity building.

Tools and methodology and principles and materials Materials required for PRA.

Methods of PRA such as venn diagram , transect, social mapping, wealth ranking , seasonality, matrix ranking and resource inflow and outflow..

Key questions to be asked from the rural populace involved and Complications that arise during the conduct of PRA exercise.

Ms. Annamma, Program Co-ordinator, NRM

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27.03.2018 Field Visit on PRA Conducting PRA in Brahmapura village , Nagunalli Gram Panchayat : 2 woman SHGs and 1 Male SHG in the village participated in the PRA.

Facilitated by Ms. Annamma, Mrs. Molly and Ms. Bindu

Transect walk: Visited Primary health center , pre- primary school, saw water storage device and several houses were being constructed through grant from Awas Yojana. Social mapping: The villagers drew map of their own village and showed various types of houses eg asbestos sheet, RCC and tiled. Also marked were the houses with toilets, houses having at least one graduate and other physical structure. Wealth ranking: After the people were initiated by explaining the process and the purpose of the exercise, the participants decided criterion on which the houses were to be placed in 3 categories - Improved, middle and poor. Takeaway from wealth ranking : people’s perception on wealth and how they categorize themselves in the village economic scenario, whether the exercise has loopholes, what is the economic activity undertaken by people from different families etc.

28.03.2018 Good Governance and Empowerment of elected women representatives

Concept and Objectives of Good Governance

Strengthening of Elected Women’s Representative (EWR) and the Hunger Project, its goals and outreach

Tools for strengthening EWRs- SWEEP, SUGRAMA, JAGRUTHI VEDIKE and SAMVADA

Mr. Ashok Kumar, Program co-ordinator, Good Governance

28.03.2018 Field visit : K R Nagar - Elected Women Representatives and their activities .

Interaction with EWRs of K R Nagar Taluka:

Understanding socio-economic profile of the women of the area. Inputs on participation and representation of women in Panchayati Raj Elections

Role of the interventions made by ODP in training and capacity building of EWRs

Impact and perception of such interventions among the local people

Issues and challenges faced by local women vis-a-vis women in other parts of the country

29.03.2018 Orientation on Agricultural Marketing

Agriculture Marketing and issues

Dealing with organic products and safety, shelf life and certification, Processing with organic ways. Support to MSME sector and rejuvenation of rurban

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Showcasing of various products in supermarket and online marketing.

Standardization and packaging problems

Customer reviews and grievances redress by MSME.

Future prospects: growth and challenges.

29.03.2018 Orientation on Sustainable agriculture Mr. Jayaramu, Co-ordinator, Sustainable Agriculture

Sustainable Agriculture meaning, objectives and benefits of sustainable agriculture, Techniques of sustainable farming like Integrated Pest Management (IPM), crop rotation, biotechnology, use of organic fertilizers, conservative tillage, Integrated farming, Agroforestry practices,

Organic farming and its importance, History of organic farming, organic farming v/s conventional farming favorability of organic farming to Indian conditions.

Methods of compost preparation: Indore method, Bengaluru method, Nadep method, Japan method, Heap method, organic farming certification- conversion period for organic farming.

29.03.2018 Demo on preparation of bio pesticide

Bio-pesticide unit in ODP:

Preparation of Panchagavya: An Organic Growth Promoter/Bio-fertilizer and its composition.

Use of panchagavya as a bio-fertilizer at different dilution rates.

Visit to Soil and water testing lab

Lab in ODP Campus:

Procedure of soil sampling for laboratory testing, in the Lab

Use of titration methods and spectrophotometry for the estimation of various macro and micro-nutrients in the soil.

Use of flame photometry for the estimation of potassium content in the soil. Soil health card and its significance.

Estimation of maximum permissible limits (MPL) of various pollutants in the water.

Concepts of BOD and COD levels in water.

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29.03.2018 Orientation on role of banking in development of people

Role of banking in development, help in credit creation, use of money for productive purposes by channelizing money from one corner to another and provide one-stop services to people like DBT, Insurance, Pension etc.

NABARD role in development of people:

NABARD develops a concept/model which is further being used by banks as a bankable business eg., SHG Bank linkage model, KCC, FPO.

31.03.2018 Visit to Women - SHG

Visit to Chandakvadi Village, Chamrajnagar District at a night school provided by Government.

Facilitated by

The biggest village has 22 existing SHGs and trainess interacted with 4 SHGs: Bhagyalakshmi ( 12 year old) , Ranjana (7 years), Saraswati (15 years) and Bhuneshwari ( 10 years).

Learnt about the membership fee , number of members, total savings, frequency of meetings and methods used to ensure attendance.

Leadership is rotational i.e. it changes every month. CC representatives are decided in the meetings.

Record keeping of SHGs, the number of loans availed by members on an average over the years.

Bank linkage of the SHGs, loan availed from the banks for consumption activity.

Case studies of members where over the years asset creation has taken place as a consequence of being part of SHG.

No caste feelings among the members, there is respect and unity between the members.

SHGs are taking up various issues that take up the village and trying to form an effective pressure group.

02.04.2018 Orientation on GVSSMO

Objectives of setting up Men SHG federation i.e. GVSSMO and its structure of federation : SHG , Central Committee , Bye laws of the GVSSMO .

Best practices that are followed like regular meetings, record keeping.

Challenges in formation of the Men - SHG

Measures for sustainability of the GVSSMO

Mr. Jhon Rodrigues, Project Co-Ordinator, GVSSMO

02.04.2018 Presentation on Rural Marts

Rural marts and their genesis and its role in organic economy. Funding and support from NABARD and federations. Benefits of removal of middlemen, right prices, organic produce, pacts with supermarket and online market. Challenges and standardization, packaging, linking farmer, sustainability, advertising.

Mr. Ramesha, Project Co-Ordinator

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02.04.2018 Visit to Rural Mart in Mysore - ODP campus

Products on display: agricultural and non agricultural, Paper craft and wooden craft.

Challenges faced by sales person

Maintaining shelf life of produce Catering to regular customers

Facilitated by Mr. Ramesha and Ms. Priya

02.04.2018 Orientation on Farmer Producer Company

Understanding the concept of FPO/FPC: ● Present scenario for small agriculture producer and agriculture based Indian economy ● Objective of incorporation of FPO ● Features of FPO, Promoter of FPO,/FPC ● Difference between FPO and FPC

Mr. Ramesha, Project Co-ordinator

03.04.2018 Visit to Farmer - SHGs - Ponnampet

Understanding the Structure of Men – SHG, Activities done by them, Best practices such as election, rotation of leadership, record keeping, and adherence to By-laws.

Impact in their lives because of Sangha

Banking linkage of the Mahatayi Sangha and Vismaya Sangha

Facilitated by

03.04.2018 Visit to activities done by the Mahatayi Sangha ( Men - SHG )

Construction/ renovation of BPL Houses of 25-30 Houses at Rs. 3000/- per house

Bus shelter for School going children for Rs1.1 lakh.

Public Solar street light

Plantation of Silver fir trees.

Facilitated by

04.04.2018 Orientation on Alternate Renewable Energy

Introduction to alternate renewable energy, its relevance in the present scenario

Interventions by Organization for Development of People( ODP) in the field to people via construction of biogas plants, providing solar lanterns, solar lights etc.

Different types of fuel efficient stoves namely 2+1 model, sarla cooking stove, envirofit cooking stove

Types of biogas plants, drum type, deenbandhu model, KVIC biogas plants.

Mr. Ramesh B.N

04.04.2018 Orientation on Watershed projects / activities and Natural Resource

Orientation on Watershed projects/activities and Natural Resources Management

Need for natural resources management, present scenario, resource distribution

Aims and objectives of a watershed and various criterias for the development of a watershed also Income Generation Activities, Role of village watershed committees under NABARD

Ms. Annamma, Program Co-ordinator NRM

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Management Components and Selection of site for the watershed

Projects undertaken by ODP funded by other agencies and NABARD

04.04.2018 Technical aspects of watershed development

Watershed coverage area, total number of villages benefitted, employment generation activities taken up by the village people

Different Structures for different purposes for the preserving and conserving the rain water.

Check Dams, Contour bunds, trenches, continuous contour bunds, stone bunding, ravine reclamation structures, open wells, nala bunds, gully plugs etc.

Division of watershed in three reaches which are upper, middle and lower reach, most benefited reach, crops grown in the middle and lower reaches

05.04.2018 Field Visit : Interaction with the beneficiaries of watershed management project in Sundralli, taluk Kollegal

Members of village watershed committee, understanding their role and visiting various parts of a watershed from the ridge line to the lower reach

Observing the water table/depth of the water in the open well located in sugarcane grown mostly in the lower reaches

Observing the watershed establishments like trenches, bunds, check dams, nala bunds etc.

05.04.2018 Field Visit Interaction with the model farmer in the Sundralli village:

Activities take up by him and his family for the livelihood purposes

Concept of organic farming, crops grown by the farmer, producing turmeric by organic farming

Facilitated by Mr. Jayaramu

05.04.2018 Field Visit : Visited Biogas plant and Alternate Renewable Energy component in Chamrajnagar

Witnessed the structure and functioning of KVIC biogas model sponsored by Organization Development of People.

Visit to Chamrajnagar and saw the impact of solar house lights provided via loan of ODP and the lives positively impacted by it

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06.04.2018 CHILDLINE Functions of CHILDLINE - 24X7 Toll Free number 1098 is operational and its beneficiaries of the Childline project, statistics about the number of children rescued and calls received.

Steps taken to Create Awareness among the children in Distress

Structure of Various organisations that are involved in the Childline project like Ministry of Women and child Development, Childline India Foundation, City Advisory Board, Child Welfare committee.

Crisis Management and Long term Rehabilitation.

Mr. Dhanraj, Project Coordinator

06.04.2018 Field Visit APMC in Mysore

Orientation on APMC Mysore and E-tendering system. Facilities for farmers by banks, pledge loan, Raitha Sanjivini scheme.

Infrastructural facilities: Auction Platforms, Drying Platforms , Roads , Drainages, Drinking water facilities ,Canteen, Tea stalls, Toilets, Shady trees ,Bank facilities (M.D.C.C.& M.C.C. Banks and SBM ),a separate Police outpost.

E-Tender system: Gate Entry->Lot Assaying-> Quote Entry-> Tender Declarations-> View Tender-> Weighment -> Primary Sale bill-> Permit-> Market Fee and Receipt

Challenges faced in Cartelisation, farmer’s orientation with online system.

06.04.2018 Talk on Government support to Women Empowerment

Various schemes run by the Government to support upliftment of women viz. BBBP, One stop centre, Women Helpline

Provision of Protection Officer under Domestic Violence Act, 2005

Initiatives by the Government in the domain of prevention from trafficking, Rehabilitation and and reintegration of the victims of sexual abuse and drug trafficking

Mrs. Radha, Deputy Director, Department of Women and Child Development, Government of Karnataka

06.04.2018 Field visit Central Food Training and Research Institute (CFTRI) in Mysore and fruits and vegetable labs

History and Administrative Hierarchy, Business Models-A, B, C, Demonstration and Certification Procedures,

Advanced technologies found in day to day market. Technologies for MSME sector.

Challenges faced by food processing industries, implementation of technology.

Success stories with corporates and MSMEs

Facilitated by Ms. Yamuna, Program Co-ordinator

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Field visit APMC in Mysore: Orientation on E - tendering system in APMC and Auction

Field Visit to Central Food training and Research Institute (CFTRI), Mysore

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07.04.2018 Orientation on GCF Brief overview of Green Climate Fund, background of GCF, how it came into existence

Aims and objectives, funding aspects of Green Climate Fund and Financial resources and products of GCF

Strategies involved which includes adaptation and mitigation measures

Categorization of projects under GCF namely micro, small, medium, large

Selection of eligible entities, NABARD as National Implementing Entity, overview of the only GCF project running in Odisha, India.

Rev. Fr. Stanedy D’ Almeda, Director, ODP

07.04.2018 Orientation on Livelihood enhancement program

Presentation on Sushravya Upliftment Foundation and PEEP

Family Development Programme .

NABARD grants - LEDP and MEDP

Types of Income generation activities supported by different activities.

Rev. Fr. Stanedy D’ Almeda, Director, ODP

09.04.2018 Orientation Family Development programme

Identification of families- 6 year support to kick start IGP and entrepreneurship development

Baseline data collection- Problem Identification, Planning and Budgeting Membership of SHG

Regular meetings/visits: Central level meeting to identify problems, and increase awareness about government schemes;

Family Action Team- participatory assessment and analysis of each family Monitoring visit by coordinator and animator- verification of handbook, IGP, participation in meetings

Sr. Felcy , Co-ordinator, FDP

09.04.2018 Orientation on PEEP

Skilling for generation of livelihood

Targeted beneficiaries - poor unemployed people, widows, handicapped people etc,

Develop linkages with Financial Institutions, markets, etc 3 Training – Production units: Tailoring, Notebook making and Food Processing Linkages with support organisations like Central Polytechnic for training 9000 people in Jari works

NABARD provides support for this training

By Mr. Fancis, CO-ordinator

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09.04.2018 Visit to PEEP section of ODP

Visit to Training cum Production unit @ODP. Tailoring and Notebook making; 10000 sets of uniform/year, 2.5 lakhs of different types of notebooks (school/SHG record book) with social messages creating awareness Marketed to schools

09.04.2018 Field Visit Interaction with 4 IGP clients under Family Development program families at Channapanapura village,

Petty business and tailoring training, sense of financial discipline and planning with motivation for regular work and savings;

Cow rearing- fodder issues;

Greater awareness about govt schemes- Eg- PMAY, SBM grants; All members of multiple SHGs, multiple loans for construction of houses and not IGP, limiting capacity to repay

Sr. Felcy , Co-ordinator, FDP

10.04.2018 Field visit COP-SETI visit in Kodagu district , a Training for rural youth in skill training and upgradation, initiative of MoRD

One SETI/district, Lead Bank/Other Bank creates and manages, with active support of govt., one time grant upto 1 cr;

Training of own (70% BPL) AND sponsored candidates of Dist. Ind. Commission and Khadi and Village Ind. Commission;

Types of training –Skill training and Entrepreneurship Development

Certificate recognized by banks for extending credit; credit needs appraised by RSETI -recognised by all banks

Observation and Role of NABARD: CORP-SETI: 2013 onwards, 3000+ ; 68% settled; 2 years handholding after training- business support, technology upgradation, SETI Bazaars

DDM of the respective district is also in the local advisory committee to decide upon type of courses; funding support from NABARD

Facilitated by Ms. Annamma, Mr. Ramesha

10.04.2018 Field Visit : -

Bhuvanamandara FPC in Abburkatte village in Somwarpet taluk, Kodagu

Understanding about Structure of FPC, Board of Member of FPC

Financial statement of FPC, Activities done by FPC, Benefits given to farmer producer,

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10.04.2018 Field Visit : Interaction with LDM , Kodagu District

Role of LDM, DDM and their relationship, participation in various meetings like BLBC, DLRC etc., preparation of PLP by DDM which is a basis for ACP made by LDM, credit planning and targets to different banks and their monitoring.

11.04.2018 Orientation on Micro Finance and NABARD project

Credit Disbursal by GVSSMO and Mahilodaya Maha Okkuta .

RBI guidelines on MFIs and Inspiration by Water.org

Formation of the Sushravya Upliftment Foundation under Section 8, Company act, 2013.

Sources of funds in SUF - ( ODP , NABARD , NABFINS , Bank loans , Own profits )

NABFINS - @16-17% as Business Development Correspondent .

NABARD @10 % for the Housing and sanitation projects (100 percent guarantee, collateral)

Beneficiaries - 2300 women SHGs and 325 Men SHGs

Training support from NABARD and other organisations.

Digitisation of the Functioning and Creation of Mobile application as well.

Uniqueness of the MFI model in operation and how it leverages the Group based Institution of SHGs.

11.04.2018 Interaction with LDM , Mysore

Role of LDM, DDM and their relationship,

Participation in various meetings like BLBC, DLRC etc., preparation of PLP by DDM which is a basis for ACP made by LDM and credit planning and targets to different banks and their monitoring.

11.04.2018 Orientation on Sanitation projects of ODP -

Importance of Sanitation and Water projects such and its relevance with Swachh Bharat Mission - ODF India by 2019: Types of Toilets - Single Pit, Double Pit, ECOSAN. Challenges in changing the mindset, breaking traditional practices of the defecation.

Creation of the demand for toilets and ensuring their usage and Cost of construction of toilets

Best practices : Demand Creation, Verification, Implementation, Monitoring, Follow up.

Role of ODP since Inception in 1984 for the Sanitation projects and making Area ODF (Open Defecation Free).

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SUF has given 3326 loans for toilets till March 2018 of which 1458 loans are funded by NABARD.

12.04.2018

Field Visit to Kamagiri village in Chamrajanagar District , .

Interaction with beneficiaries Supported by NABARD for Housing and Sanitation project implementation and met 10 beneficiaries of the NABARD loans for toilet construction.

The Loan for toilet construction is Rs. 20,000/ - per beneficiary and the beneficiaries had availed the government subsidy upto Rs 15,000/ - provided under Swatchh Bharat Abhiyan. Often toilet cum bathrooms was constructed and cost was around Rs 1 lakh and hence remaining loan was taken from the SHGs. Toilets were being used by both men and women and had water connection as well

Awareness of Loans was created by Animators of ODP and SHGs of which they are members. Repayment of loan was there and no defaults were there. Different components of the cost were also understood like Bricks, sand, mason, tiles

NABARD logo was present on the toilet doors constructed using NABARD funds and people were aware of the fact that NABARD has provided the funds .

13.04.2018 Field visit to H.D.Kote water source study

Kabini and beechanahalli dam visit –water source study

14.04.2018 Valedictory program

Group/individual presentation /Experience sharing ,certificate program

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Interaction with Gram Panchayat Elected Women Representatives of

Dornahalli Gramapancyati in K.R.Nagar Taluk of Mysore district

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Valedictory: On 14th of April 2018 the Rural Immersion Program has been summed up. Training has been evaluated by Mr. Arvamudum, DDM, Mysore, NABARD. Trainees made presentations of their learning’s and experiences. The Valedictory function was chaired by Mr. Arvamudum, DDM, Mysore, NABARD and Rev. Fr. Staney D. Almeda, Director of ODP & NABARD Officers gave the key note address. Certificates were distributed by DDM, Mysore, NABARD and Rev. Fr. Alex Prashanth Sequare, Assistant Director, ODP.

Rev. Fr. Staney D’ Almeda

Director

ODP, Mysore

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List of Trainees

Sl no

Name of the Trainee

1 Mrs. Reethu Raj

2 Mr. Nikhil Kumar 3 Mr. Rajat Verma

4 Mr. Chander Himachal

5 Mr. Sidharth Shankar Gautham 6 Mr. Chandresh Kumar

7 Mr. Vivek Gupta 8 Mr. Ankit Dathiya

9 Mr. Asif Ahmad Bhat 10 Ms. Sabrina Rajvanshi

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