real estate business plan

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DateThis is a business plan. It does not imply an offering of securities.

Table of Contents

Page 1

1.0 Executive Summary ...................................................................................................................................11.1 Objectives ........................................................................................................................................21.2 Mission ............................................................................................................................................21.3 Keys to Success ..............................................................................................................................3

2.0 Company Summary ...................................................................................................................................32.1 Company Ownership ........................................................................................................................32.2 Start-up Summary ............................................................................................................................4

3.0 Products and Services ...............................................................................................................................54.0 Market Analysis Summary ..........................................................................................................................5

4.1 Market Segmentation ........................................................................................................................54.2 Target Market Segment Strategy ........................................................................................................64.3 Service Business Analysis ................................................................................................................6

4.3.1 Competition and Buying Patterns ...........................................................................................75.0 Web Plan Summary ...................................................................................................................................7

5.1 Website Marketing Strategy ..............................................................................................................75.2 Development Requirements ...............................................................................................................7

6.0 Strategy and Implementation Summary ........................................................................................................76.1 Competitive Edge .............................................................................................................................76.2 Marketing Strategy ...........................................................................................................................86.3 Sales Strategy..................................................................................................................................8

6.3.1 Sales Forecast .....................................................................................................................86.4 Milestones........................................................................................................................................9

7.0 Management Summary .............................................................................................................................107.1 Personnel Plan ...............................................................................................................................11

8.0 Financial Plan ..........................................................................................................................................118.1 Start-up Funding .............................................................................................................................118.2 Important Assumptions ....................................................................................................................128.3 Break-even Analysis .......................................................................................................................128.4 Projected Profit and Loss ................................................................................................................138.5 Projected Cash Flow .......................................................................................................................168.6 Projected Balance Sheet .................................................................................................................188.7 Business Ratios ..............................................................................................................................198.8 Long-term Plan ...............................................................................................................................21

Smart Planners Real Estate

Page 1

1.0 Executive Summary

Smart Planners is a web based organization which produce large data base for propertydealers and customers Business location is virtually everywhere in world and can be accessedfrom anywhere in world. We sell our services in which we are sharing our data resource tovaluable client.


Page 2

1.1 Objectives

To become a profitable web-based real-estate virtual organizationwhich can provide 24/7 property services to its customer.To become a profitable organization which can help us to grow beyondour competitors

Our objective is also to push every property towards the nextcustomer within a month.

To provide best user interface to our consumer so they enjoy their timeon our website.

Keep on giving our customers variety of options in terms of propertylocation & price tage.

1.2 Mission

Our Mission is to earn profit and maximize our quality for customer.Our customers are important to us to keep this in mind we should keepvery transition fare and open to concerned person.

No hidden means of earning profits which can make our customer suffer.


Page 3

1.3 Keys to Success

Web Based Presence.Cutting cost for customers marketing expenses.

Provide Large database for customers in a single web-page without searching wholeweb

2.0 Company Summary

Smart Planners is an Virtual Organization which provide online database to their customers24/7 without charging large amount of money and provided consistent services to theirvaluable customers which helps our organization to grow.

Initially we are more focused on Islamabad’s Market and properties but we do have plan toexpand in other parts of country as well. We have again mapped out areas in Islamabadwhere we are more focused which are

·Bahria Town

·Defense housing Authority

2.1 Company Ownership

Smart Planners are C Company basically which consist of mulitple Owners which are:

1. Imad -ud-din(0333-5333593)

2. Bilal Mehmood(0321-5234313)

3. Danish Arshad(0322-5124033)

4. Zulqernain Haider(0333-5775270)

5. Haseeb Shahzad (0333-5917078)


Page 4

2.2 Start-up Summary

We have total assets of 200$ from which we have 50$ in Cash and 150 $ of fixedassets from first month of start up.

LIST OF ASSETS:

ComputersStationeryIT tools

Table: Start-up

Start-up

Requirements

Start-up Expenses

Stationery etc. $2

Computer $120

Other $10

Services Charges $25

Internet Expenses $10

Total Start-up Expenses $167

Start-up Assets

Cash Required $50

Other Current Assets $50

Long-term Assets $150

Total Assets $250

Total Requirements $417


Page 5

3.0 Products and Services

We are service provider of web-based property advisor which helps people around the worldto get free information about property in Pakistan and if they are interested they can evenbuy it with minimum cost. We will be offering variety of services which includes searchingproperty on basis of location amount and type of property

4.0 Market Analysis Summary

Our market is most importantly for overseas Pakistanis who are based in foreign countriesand always have desire to buy properties here in Islamabad we have also kept our focus topeople who want hustle free business in properties who are feed up of conventionalproperties holders which are famous for their "TOPS"

4.1 Market Segmentation

Segmentation we have divided market into three segments which are

Overseas Pakistanis

Web based Property finders

Others


Page 6

Table: Market Analysis

Market Analysis

2011 2012 2013 2014 2015

Potential Customers Growth CAGR

overseas Pakistanis 20% 10,000 12,000 14,400 17,280 20,736 20.00%

Web Based Property Finders 30% 10,000 13,000 16,900 21,970 28,561 30.00%

Other 40% 5,000 7,000 9,800 13,720 19,208 40.00%

Total 28.66% 25,000 32,000 41,100 52,970 68,505 28.66%

4.2 Target Market Segment Strategy

Overseas Pakistanis are our target market because most of them don’t have access to realtime property holders so they always want to have one authentic website just like SMARTPlanners which would help them to have hustled free access to it

4.3 Service Business Analysis

In Pakistan most of property business is done on conventional basis or with the help ofproperty dealer which charges extra amount or commission upon sale & purchase .We thinkto change this dimension in this industry where everything is becoming automated so whynot property based website.


Page 7

4.3.1 Competition and Buying Patterns

Mostly people trade their property with conventional property dealer and upon which theypay heavy amount of money to make it sell. This negative way of business was always havelimited customers to buy that property but in web-based business large audience which havelarge numbers of customers.

5.0 Web Plan Summary

Web Presence is matter of life line for us because of that we will expand and come do ourbusiness .This also place from where we will generate money from our advertisementwhich will be made from website

5.1 Website Marketing Strategy

Web Presence is matter of life line for us because of that we will expand and come do ourbusiness .This also place from where we will generate money from our advertisementwhich will be made from website

5.2 Development Requirements

We will have dynamic website which will help our customers to use our website any timefrom any place around the globe

6.0 Strategy and Implementation Summary

Summarize the organizational strategy for funding and reaching the people it needs to reach.Of the whole range of possible market segments, products and services, and possible salesand marketing activities, which are your main priorities?

Avoid making long lists of priorities. More than three or four points makes them more like ato-do list than a strategic focus.

6.1 Competitive Edge

Web Based 24/7 PresenceLow Profit MarginsOpen transaction terms


Page 8

6.2 Marketing Strategy

Our market is most importantly for overseas Pakistanis who are based in foreign countriesand always have desire to buy properties here in Islamabad we have also kept our focus topeople who want hustle free business in properties who are feed up of conventionalproperties holders which are famous for their "TOPS"

6.3 Sales Strategy

Sales Strategy is very simple we just earn 1.5% on a single transaction which is alsonegotiable on basis of transaction .We don’t have any middle person who earns his/hercommission which is our core competency and makes different us from rest.

6.3.1 Sales Forecast

We are Expecting minimum amount of expenses at start of our business and later we willdecrease this rate. As we know start ups is place where most of money is extracted bybusiness but later it is minimized.

Table: Sales Forecast

Sales Forecast

FY 2012 FY 2013 FY 2014 FY 2015 FY 2016

Sales

Commerical Plots $348 $540 $600 $700 $660

Housing plots $112 $362 $440 $300 $500

Buldings on rent $89 $133 $150 $200 $250

Total Sales $549 $1,034 $1,190 $1,200 $1,410

Direct Cost of Sales FY 2012 FY 2013 FY 2014 FY 2015 FY 2016

Commerical Plots $43 $40 $20 $18 $10

Housing Plots $0 $14 $10 $15 $2

Building & rent $0 $2 $5 $4 $1

Subtotal Direct Cost of Sales $43 $56 $35 $37 $13


Page 9

6.4 Milestones

Our Aim is to acheive some thing every day this can be a milestone or can be expansionplane.In this regard we have mapped out what we want to acheive after each day.


Page 10

Table: Milestones

Milestones

Milestone Start Date End Date Budget Manager Department

Plan XPANSION 1/10/2012 2/9/2012 $5 Danish Arshad Marketing

PLAN 02 1/10/2012 2/9/2012 $6 Imad-ud-din HumanResource

Plan MAP 1/10/2012 2/9/2012 $8 Ramiz IT

keep OUT 1/10/2012 2/9/2012 $15 Bilal IT

Plan 3 1/10/2012 2/9/2012 $9 Abdul Haseeb Department

plan 4 1/10/2012 2/9/2012 $10 Zulqarnain Department

Department

Department

Department

Department

Totals $53

7.0 Management Summary

We are five partners which will be working upon this project by them self we are no hiringany one for this purpose


Page 11

7.1 Personnel Plan

If you are operating alone and the success of the company will be highlydependent on your knowledge and abilities, you may also want to includesome personal history highlights to explain your education and experiencethat makes you perfectly suited to anchor your company. If there areweaknesses in your qualifications, indicate how you plan to overcomethem or compensate for them. You can attach a complete resume in theAppendix section of your document.

Table: Personnel

Personnel Plan

FY 2012 FY 2013 FY 2014 FY 2015 FY 2016

HRM $65 $76 $20 $50 $10

IT $33 $28 $15 $25 $20

Marketing $17 $15 $20 $30 $25

Total People 34 44 44 44 44

Total Payroll $116 $119 $55 $105 $55

8.0 Financial Plan

Financial planning is a critical activity for every business irrespective of its age and size.For new enterprises, the preparation of financial projections is integral to the businessplanning process. For larger companies, a financial planning form part of annual budgetingand plays an important role in long-term planning, business appraisals, corporatedevelopment etc.

8.1 Start-up Funding

Venture funding works like gears. A typical startup goes through several rounds of funding,and at each round you want to take just enough money to reach the speed where you canshift into the next gear.

Few startups get it quite right. Many are underfunded. A few are overfunded, which is liketrying to start driving in third gear.


Page 12

Table: Start-up Funding

Start-up Funding

Start-up Expenses to Fund $167

Start-up Assets to Fund $250

Total Funding Required $417

Assets

Non-cash Assets from Start-up $200

Cash Requirements from Start-up $50

Additional Cash Raised $0

Cash Balance on Starting Date $50

Total Assets $250

Liabilities and Capital

Liabilities

Current Borrowing $0

Long-term Liabilities $0

Other Current Liabilities (interest-free) $0

Total Liabilities $0

Capital

Planned Investment

Owner $0

Investor $0

Additional Investment Requirement $417

Total Planned Investment $417

Loss at Start-up (Start-up Expenses) ($167)

Total Capital $250

Total Capital and Liabilities $250

Total Funding $417

8.2 Important Assumptions

it would help founders to understand funding better—not just the mechanics of it, but whatinvestors are thinking. I was surprised recently when I realized that all the worst problemswe faced in our startup were due not to competitors, but investors. Dealing withcompetitors was easy by comparison.

8.3 Break-even Analysis

Break-even (or break even) is a point where any difference between plus or minus or equivalentchanges side.


Page 13

Table: Break-even Analysis

Break-even Analysis

Monthly Revenue Break-even $21

Assumptions:

Average Percent Variable Cost 8%

Estimated Monthly Fixed Cost $19

8.4 Projected Profit and Loss

Income statement (also referred to as profit and loss statement (P&L), statement offinancial performance, earnings statement, operating statement or statement ofoperationsis a company's financial statement that indicates how the revenue (moneyreceived from the sale of products and services before expenses are taken out, also known asthe "top line") is transformed into the net income (the result after all revenues and expenseshave been accounted for, also known as the "bottom line")


Page 14

Table: Profit and Loss

Pro Forma Profit and Loss

FY 2012 FY 2013 FY 2014 FY 2015 FY 2016

Sales $549 $1,034 $1,190 $1,200 $1,410

Direct Cost of Sales $43 $56 $35 $37 $13

Other Costs of Sales $16 $19 $20 $25 $30

Total Cost of Sales $59 $75 $55 $62 $43

Gross Margin $490 $960 $1,135 $1,138 $1,367

Gross Margin % 89.29% 92.79% 95.38% 94.83% 96.95%

Expenses

Payroll $116 $119 $55 $105 $55

Marketing/Promotion $51 $57 $20 $30 $22

Depreciation $8 $4 $2 $2 $1

Utilities $28 $26 $20 $20 $20

Other $27 $21 $10 $10 $15

Total Operating Expenses $229 $227 $107 $167 $113

Profit Before Interest and Taxes $261 $733 $1,028 $971 $1,254

EBITDA $269 $737 $1,030 $973 $1,255

Interest Expense $0 $0 $0 $0 $0

Taxes Incurred $78 $220 $308 $291 $376

Net Profit $183 $513 $720 $680 $878

Net Profit/Sales 33.29% 49.58% 60.47% 56.64% 62.26%


Page 15


Page 16

8.5 Projected Cash Flow

A six-month cash flow budget minimizes the amount ofuncertainty involved in the budget. It also predicts futureevents early enough for you to take corrective action. However,if you're applying for a loan, you may need to create a cashflow budget that extends for several years into the future, aspart of the application process.


Page 17

Table: Cash Flow

Pro Forma Cash Flow

FY 2012 FY 2013 FY 2014 FY 2015 FY 2016

Cash Received

Cash from Operations

Cash Sales $549 $1,034 $1,190 $1,200 $1,410

Subtotal Cash from Operations $549 $1,034 $1,190 $1,200 $1,410

Additional Cash Received

Sales Tax, VAT, HST/GST Received $0 $0 $0 $0 $0

New Current Borrowing $0 $0 $0 $0 $0

New Other Liabilities (interest-free) $0 $0 $0 $0 $0

New Long-term Liabilities $0 $0 $0 $0 $0

Sales of Other Current Assets $0 $0 $0 $0 $0

Sales of Long-term Assets $0 $0 $0 $0 $0

New Investment Received $0 $0 $0 $0 $0

Subtotal Cash Received $549 $1,034 $1,190 $1,200 $1,410

Expenditures FY 2012 FY 2013 FY 2014 FY 2015 FY 2016

Expenditures from Operations

Cash Spending $358 $517 $468 $518 $531

Subtotal Spent on Operations $358 $517 $468 $518 $531

Additional Cash Spent

Sales Tax, VAT, HST/GST Paid Out $0 $0 $0 $0 $0

Principal Repayment of Current Borrowing $0 $0 $0 $0 $0

Other Liabilities Principal Repayment $0 $0 $0 $0 $0

Long-term Liabilities Principal Repayment $0 $0 $0 $0 $0

Purchase Other Current Assets $0 $0 $0 $0 $0

Purchase Long-term Assets $0 $0 $0 $0 $0

Dividends $0 $0 $0 $0 $0

Subtotal Cash Spent $358 $517 $468 $518 $531

Net Cash Flow $191 $517 $722 $682 $879

Cash Balance $241 $758 $1,479 $2,161 $3,040


Page 18

8.6 Projected Balance Sheet

A standard company balance sheet has three parts: assets, liabilities andownership equity. The main categories of assets are usually listed first,and typically in order of liquidity


Page 19

Table: Balance Sheet

Pro Forma Balance Sheet

FY 2012 FY 2013 FY 2014 FY 2015 FY 2016

Assets

Current Assets

Cash $241 $758 $1,479 $2,161 $3,040

Other Current Assets $50 $50 $50 $50 $50

Total Current Assets $291 $808 $1,529 $2,211 $3,090

Long-term Assets

Long-term Assets $150 $150 $150 $150 $150

Accumulated Depreciation $8 $12 $14 $16 $17

Total Long-term Assets $142 $138 $136 $134 $133

Total Assets $433 $946 $1,665 $2,345 $3,223

Liabilities and Capital FY 2012 FY 2013 FY 2014 FY 2015 FY 2016

Current Liabilities

Current Borrowing $0 $0 $0 $0 $0

Other Current Liabilities $0 $0 $0 $0 $0

Subtotal Current Liabilities $0 $0 $0 $0 $0

Long-term Liabilities $0 $0 $0 $0 $0

Total Liabilities $0 $0 $0 $0 $0

Paid-in Capital $417 $417 $417 $417 $417

Retained Earnings ($167) $16 $529 $1,248 $1,928

Earnings $183 $513 $720 $680 $878

Total Capital $433 $946 $1,665 $2,345 $3,223

Total Liabilities and Capital $433 $946 $1,665 $2,345 $3,223

Net Worth $433 $946 $1,665 $2,345 $3,223

8.7 Business Ratios

Ratio Analysis table that is normally linked to this topic. This table includesa collection of standard business ratios you are most likely to need whenyou submit a plan to a bank or to investors. It is important to backup yourbusiness plan with accurate research. If you are writing your plan to obtainfunding, it is critical that your financials make sense to bankers andinvestors.


Page 20

Table: Ratios

Ratio Analysis

FY 2012 FY 2013 FY 2014 FY 2015 FY 2016 Industry Profile

Sales Growth 0.00% 88.37% 15.05% 0.84% 17.50% 0.00%

Percent of Total Assets

Other Current Assets 11.55% 5.29% 3.00% 2.13% 1.55% 100.00%

Total Current Assets 67.20% 85.42% 91.84% 94.29% 95.88% 100.00%

Long-term Assets 32.80% 14.58% 8.16% 5.71% 4.12% 0.00%

Total Assets 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%

Current Liabilities 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Long-term Liabilities 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Total Liabilities 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Net Worth 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%

Percent of Sales

Sales 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%

Gross Margin 89.29% 92.79% 95.38% 94.83% 96.95% 0.00%

Selling, General & Administrative Expenses 55.99% 43.21% 34.91% 38.19% 34.70% 0.00%

Advertising Expenses 9.22% 5.55% 1.68% 2.50% 1.56% 0.00%

Profit Before Interest and Taxes 47.56% 70.83% 86.39% 80.92% 88.94% 0.00%

Main Ratios

Current 0.00 0.00 0.00 0.00 0.00 0.00

Quick 0.00 0.00 0.00 0.00 0.00 0.00

Total Debt to Total Assets 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Pre-tax Return on Net Worth 60.34% 77.47% 61.73% 41.41% 38.91% 0.00%

Pre-tax Return on Assets 60.34% 77.47% 61.73% 41.41% 38.91% 0.00%

Additional Ratios FY 2012 FY 2013 FY 2014 FY 2015 FY 2016

Net Profit Margin 33.29% 49.58% 60.47% 56.64% 62.26% n.a

Return on Equity 42.24% 54.23% 43.21% 28.99% 27.24% n.a

Activity Ratios

Accounts Payable Turnover 0.00 12.03 12.17 12.17 12.17 n.a

Total Asset Turnover 1.27 1.09 0.71 0.51 0.44 n.a

Debt Ratios

Debt to Net Worth 0.00 0.00 0.00 0.00 0.00 n.a

Current Liab. to Liab. 0.00 0.00 0.00 0.00 0.00 n.a

Liquidity Ratios

Net Working Capital $291 $808 $1,529 $2,211 $3,090 n.a

Interest Coverage 0.00 0.00 0.00 0.00 0.00 n.a

Additional Ratios

Assets to Sales 0.79 0.91 1.40 1.95 2.29 n.a

Current Debt/Total Assets 0% 0% 0% 0% 0% n.a

Acid Test 0.00 0.00 0.00 0.00 0.00 n.a

Sales/Net Worth 1.27 1.09 0.71 0.51 0.44 n.a

Dividend Payout 0.00 0.00 0.00 0.00 0.00 n.a


Page 21

8.8 Long-term Plan

To earn profit by Maximizing quantity of transactions.

Appendix

Page 1

Table: Sales Forecast

Sales Forecast

Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct

Sales

Commerical Plots $10 $13 $16 $20 $25 $20 $39 $21 $56 $44 $42 $42

Housing plots $4 $11 $6 $5 $4 $37 $0 $0 $27 $0 $17 $1

Buldings on rent $12 $4 $10 $9 $0 $4 $0 $0 $32 $0 $18 $0

Total Sales $26 $28 $32 $34 $29 $62 $39 $21 $114 $44 $77 $43

Direct Cost of Sales Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct

Commerical Plots $5 $5 $3 $4 $6 $6 $4 $2 $2 $1 $3 $0

Housing Plots $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Building & rent $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Subtotal Direct Cost of Sales $5 $5 $3 $4 $6 $6 $4 $2 $2 $1 $3 $0

Appendix

Page 2

Table: Personnel

Personnel Plan


HRM $0 $4 $0 $5 $0 $4 $15 $0 $13 $14 $0 $10

IT $0 $11 $0 $0 $0 $0 $0 $0 $0 $5 $0 $17

Marketing $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $17

Total People 37 8 8 7 7 6 6 29 29 29 11 34

Total Payroll $0 $15 $0 $5 $0 $4 $15 $0 $13 $19 $0 $45

Appendix

Page 3

Table: Profit and Loss

Pro Forma Profit and Loss


Sales $26 $28 $32 $34 $29 $62 $39 $21 $114 $44 $77 $43

Direct Cost of Sales $5 $5 $3 $4 $6 $6 $4 $2 $2 $1 $3 $0

Other Costs of Sales $4 $0 $5 $5 $2 $0 $0 $0 $0 $0 $0 $0

Total Cost of Sales $9 $5 $8 $9 $8 $6 $4 $2 $2 $1 $3 $0

Gross Margin $17 $23 $24 $26 $21 $55 $35 $19 $112 $43 $74 $43

Gross Margin % 65.10% 80.95% 75.14% 75.03% 71.91% 89.47% 89.41% 89.57% 97.94% 96.67% 95.78% 100.00%

Expenses

Payroll $0 $15 $0 $5 $0 $4 $15 $0 $13 $19 $0 $45

Marketing/Promotion $6 $8 $12 $0 $0 $6 $4 $7 $7 $0 $0 $0

Depreciation $4 $4 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Utilities $0 $11 $0 $16 $0 $0 $0 $0 $0 $0 $0 $0

Other $0 $4 $0 $23 $0 $0 $0 $0 $0 $0 $0 $0

Total Operating Expenses $10 $42 $12 $45 $0 $10 $19 $7 $20 $19 $0 $45

Profit Before Interest and Taxes $7 ($20) $12 ($19) $21 $45 $16 $12 $92 $24 $74 ($1)

EBITDA $11 ($16) $12 ($19) $21 $45 $16 $12 $92 $24 $74 ($1)

Interest Expense $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Taxes Incurred $2 ($6) $4 ($6) $6 $13 $5 $3 $28 $7 $22 ($0)

Net Profit $5 ($14) $8 ($13) $15 $31 $11 $8 $64 $17 $52 ($1)

Net Profit/Sales 17.61% -49.14% 25.81% -39.52% 50.34% 51.01% 28.88% 38.83% 56.37% 37.64% 67.04% -1.89%

Appendix

Page 4

Table: Cash Flow

Pro Forma Cash Flow


Cash Received

Cash from Operations

Cash Sales $26 $28 $32 $34 $29 $62 $39 $21 $114 $44 $77 $43

Subtotal Cash from Operations $26 $28 $32 $34 $29 $62 $39 $21 $114 $44 $77 $43

Additional Cash Received

Sales Tax, VAT, HST/GST Received 0.00% $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

New Current Borrowing $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

New Other Liabilities (interest-free) $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

New Long-term Liabilities $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Sales of Other Current Assets $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Sales of Long-term Assets $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

New Investment Received $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Subtotal Cash Received $26 $28 $32 $34 $29 $62 $39 $21 $114 $44 $77 $43

Expenditures Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct

Expenditures from Operations

Cash Spending $17 $38 $24 $48 $14 $30 $28 $13 $50 $28 $25 $44

Subtotal Spent on Operations $17 $38 $24 $48 $14 $30 $28 $13 $50 $28 $25 $44

Additional Cash Spent

Sales Tax, VAT, HST/GST Paid Out $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Principal Repayment of Current Borrowing $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Other Liabilities Principal Repayment $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Long-term Liabilities Principal Repayment $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Purchase Other Current Assets $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Purchase Long-term Assets $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Div idends $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Subtotal Cash Spent $17 $38 $24 $48 $14 $30 $28 $13 $50 $28 $25 $44

Net Cash Flow $9 ($10) $8 ($13) $15 $31 $11 $8 $64 $17 $52 ($1)

Cash Balance $59 $49 $57 $44 $58 $90 $101 $109 $174 $190 $242 $241

Appendix

Page 5

Table: Balance Sheet

Pro Forma Balance Sheet


Assets Starting Balances

Current Assets

Cash $50 $59 $49 $57 $44 $58 $90 $101 $109 $174 $190 $242 $241

Other Current Assets $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $50

Total Current Assets $100 $109 $99 $107 $94 $108 $140 $151 $159 $224 $240 $292 $291

Long-term Assets

Long-term Assets $150 $150 $150 $150 $150 $150 $150 $150 $150 $150 $150 $150 $150

Accumulated Depreciation $0 $4 $8 $8 $8 $8 $8 $8 $8 $8 $8 $8 $8

Total Long-term Assets $150 $146 $142 $142 $142 $142 $142 $142 $142 $142 $142 $142 $142

Total Assets $250 $255 $241 $249 $236 $250 $282 $293 $301 $365 $382 $434 $433

Liabilities and Capital Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct

Current Liabilities

Current Borrowing $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Other Current Liabilities $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Subtotal Current Liabilities $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Long-term Liabilities $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Total Liabilities $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Paid-in Capital $417 $417 $417 $417 $417 $417 $417 $417 $417 $417 $417 $417 $417

Retained Earnings ($167) ($167) ($167) ($167) ($167) ($167) ($167) ($167) ($167) ($167) ($167) ($167) ($167)

Earnings $0 $5 ($9) ($1) ($14) $0 $32 $43 $51 $115 $132 $184 $183

Total Capital $250 $255 $241 $249 $236 $250 $282 $293 $301 $365 $382 $434 $433

Total Liabilities and Capital $250 $255 $241 $249 $236 $250 $282 $293 $301 $365 $382 $434 $433

Net Worth $250 $255 $241 $249 $236 $250 $282 $293 $301 $365 $382 $434 $433

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