public notices for nov. 1, 2012

POST-BULLETIN • www.PostBulletin.com Thursday, November 1, 2012 E7

Real Life Adventures / Wise and Aldrich

“Back Roads”The small towns, farms, and valleys of

southeastern Minnesota are home to farmers

and artists, harp makers and truck drivers,

lefse-makers and motocross bikers, ice anglers

and dreamers.

All have a story to tell, and Post-Bulletin

columnist John Weiss shares them in “Back

Roads,” his weekly column from the back roads

of our region.

John knows the area from I-35 to the river

more intimately than anyone. After 30-some

years as a P-B reporter, John brings his insights

and storytelling talents to every column, every

Thursday -- only in the Post-Bulletin.

kkk

oooads

eeer

mmme

iights

vvvery

by John WeissA WEEKLY COLUMN

E V E R Y T H U R S D A Y I N T H E P O S T - B U L L E T I N

TUESDAY, NOVEMBER 2, 2010

Always online » www.postbulletin.com » www.postbulletin.com/mobile Four sections • 50¢

ELECTION 2010

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AT LAST, ELECTION DAYBy Heather J. [email protected]

Voters head to the polls today as a furious and lengthy campaign season comes to a close.

On the ballot for southeastern Minne-sota voters are choices for Congress, governor, legislators, mayors, sheriffs and a host of school funding questions.And while thousands were expected to cast ballots across Minnesota today, many already have registered their votes. It appears more absentee ballots will be cast in Olmsted County this elec-tion than during the last midterm elec-tion in 2006.

Olmsted County Elections Adminis-trator Pam Fuller said more than 3,500 ballots had been counted as of Monday. And with a steady line of people waitito vote abs t

Polls open until 8 p.m.; strong absentee ballot turnout in Olmsted County

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Public Notices

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MortgageForeclosures

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the follow-ing described mortgage: DATE OF MORTGAGE: April 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,900.00 MORTGAGOR(S): Bryan S. Meaney and Cath-erine L. Meaney, husband and wife MORTGAGEE: Mort-gage Electronic Registration Systems, Inc., as nominee for Mayo Employees Federal Cred-it Union, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: April 30, 2007 Olmsted County Recorder Document Number: A-1132850 ASSIGNMENTS OF MORTGAGE: And assigned to: Towne Mortgage Compa-ny d/b/a AmeriCU Mortgage Dated: September 28, 2012 Transaction Agent: Mortgage Electronic Registration Sys-tems, Inc. Transaction Agent Mortgage Identification Num-ber: 100063700002764923 Lender or Broker: Mayo Em-ployees Federal Credit Union Residential Mortgage Servicer: Towne Mortgage Company d/b/a AmeriCU Mortgage Mort-gage Originator: Not Applicable COUNTY IN WHICH PROP-ERTY IS LOCATED: Olmsted Property Address: 1853 17 1/2 St NW, Rochester, MN 55901-1644 Tax Parcel ID Number: 74.27.31.022229 LEGAL DE-SCRIPTION OF PROPERTY: Lot 18, Block 4, Sunset Ter-race, City of Rochester, Ol-msted County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $136,229.79 THAT all pre-foreclosure require-ments have been complied with; that no action or proceed-ing has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSU-ANT to the power of sale con-tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2012 at 10:00 AM PLACE OF SALE: Sheriff’s Main Office, Civil Division, 101 4th Street SE, Rochester, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. ¤580.30 or the property is not redeemed under Minn. Stat. ¤580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 20, 2013, or the next busi-ness day if May 20, 2013 falls on a Saturday, Sunday or le-gal holiday. Mortgagor(s) re-leased from financial obligation: NONE THIS COMMUNICA-TION IS FROM A DEBT COL-LECTOR ATTEMPTING TO COLLECT A DEBT. ANY IN-FORMATION OBTAINED WILL BE USED FOR THAT PUR-POSE. THE RIGHT TO VERI-


FICATION OF THE DEBT AND IDENTITY OF THE ORIGI-NAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS AC-TION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.DATED: October 04, 2ASSIGNEE OF MORTGAGEE: Towne Mortgage Company d/b/a AmeriCU Mortgage Wilford, Geske & Cook Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026208F01 (10/4, 10/11, 10/18, 10/25, 11/1, 11/8)


THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIMEPROVIDED BY LAW IS NOT AFFECTED BY THIS ACTIONNOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following de-scribed mortgage:DATE OF MORTGAGE: December 12, 2008MORTGAGOR: Amanda L. Jor-genson and Brian J. Jorgenson, wife and husband.MORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc..DATE AND PLACE OF RE-CORDING: Filed December 16, 2008, Olmsted County Reg-istrar of Titles, Document No. T121590 on Certificate of Title No. 33105.ASSIGNMENTS OF MORT-GAGE: Assigned to: CitiMort-gage, Inc..Said Mortgage being upon Reg-istered Land.TRANSACTION AGENT: Mort-gage Electronic Registration Systems, Inc.TRANSACTION AGENT’S MORTGAGE IDENTIFICA-TION NUMBER ON MORT-GAGE: 100249120000173653LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC,RESIDENTIAL MORTGAGE SERVICER: CitiMortgageMORTGAGED PROPERTY ADDRESS: 247 Brookestone Drive Southeast, Rochester, MN 55904TAX PARCEL I.D. #: 63.05.13.067720LEGAL DESCRIPTION OF PROPERTY:Lot 9, Block 1, Stonebrooke, in the City of Rochester, Olmstead County, Minnesota.COUNTY IN WHICH PROPER-TY IS LOCATED: OlmstedORIGINAL PRINCIPAL AMOUNT OF M$224,908.00AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAG-EE: $256,875.39That prior to the commence-ment of this mortgage foreclo-sure proceeding Mortgagee/As-signee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;


;PURSUANT to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: December 21, 2012 at 10:00 AMPLACE OF SALE: Olm-sted County Government Cen-ter, Civil Department, 101 4th Street South East, Rochester, MNto pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, in-cluding attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns un-less reduced to Five (5) weeks under MN Stat. §580.07.TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-fam-ily dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated un-der section 580.30 or the prop-erty is not redeemed under sec-tion 580.23 is 11:59 p.m. on June 21, 2013, unless the re-demption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE:None“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.Dated: October 17, 20CitiMortgage, Inc.Mortgagee/Assignee of MortgageeUSSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee of Mortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688810 - 10-6906THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.(10/25, 11/1, 11/8, 11/15, 11/22, 11/29)


THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTIONNOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following de-scribed mortgage:DATE OF MORTGAGE: Feb-ruary 21, 2008MORTGAGOR: S o n Doan and Lan Doan, Husband and Wife As Joint Tenants.MORTGAGEE: Mortgage Electronic Registra-tion Systems Inc..DATE AND PLACE OF RE-CORDING: Recorded Feb-ruary 29, 2008 Olmsted Coun-ty Recorder, Document No. 1160081.ASSIGNMENTS OF MORT-GAGE: Assigned to: QR Lending, a Division of First Fed-eral Bank of Florida.TRANSACTION AGENT: Mort-gage Electronic Registration Systems, Inc.TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1004642-0007106167-8


00 6 000 06 6 8LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Greystone Residential Fund-ing, Inc.RESIDENTIAL MORTGAGE SERVICER: LoanCare, A Divi-sion of FNF Servicing, Inc.MORTGAGED PROPERTY ADDRESS: 2493 Northeast Colleen Lane, Rochester, MN 55906TAX PARCEL I.D. #: 73.19.43.062034LEGAL DESCRIPTION OF PROPERTY:Lot 30, Block 2, Emerald Hills, Third Subdivision, City of Roch-ester, Olmsted County, Wis-consinCOUNTY IN WHICH PROPER-TY IS LOCATED: Olm-stedORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $262,000.00AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAG-EE: $259,384.14That prior to the commence-ment of this mortgage foreclo-sure proceeding Mortgagee/As-signee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: December 21, 2012 at 10:00 AMPLACE OF SALE: Olm-sted County Government Cen-ter, Civil Department, 101 4th Street South East, Rochester, MN


to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, in-cluding attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns un-less reduced to Five (5) weeks under MN Stat. §580.07.TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-fam-ily dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated un-der section 580.30 or the prop-erty is not redeemed under sec-tion 580.23 is 11:59 p.m. on June 21, 2013, unless the re-demption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE:None“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: October 17, 2012QR Lending, a Division of First Federal Bank of FloridaMortgagee/Assignee of Mort-gagee


gageeUSSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/As-signee of Mortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-6888100 - 12-005397 FCTHIS IS A COMMUNICATION FROM A DEBT COLLECTOR.(11/1, 11/8, 11/15, 11/22, 11/29, 12/6)


THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following de-scribed mortgage:DATE OF MORTGAGE: A u -gust 20, 2008MORTGAGOR: Thomas R Campana, single and Ross A Lager, single.MORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc..DATE AND PLACE OF RE-CORDING: Recorded Sep-tember 8, 2008 Olmsted Coun-ty Recorder, Document No. A1178860.ASSIGNMENTS OF MORT-GAGE: Assigned to: U.S. Bank National Association.TRANSACTION AGENT: Mort-gage Electronic Registration Systems, Inc.TRANSACTION AGENT’S MORTGAGE IDENTIFICA-TION NUMBER ON MORT-GAGE: 100021278908061844LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National AssociationRESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association


a a o a ssoc a oMORTGAGED PROPERTY ADDRESS: 3820 Northwest 18TH Avenue, Rochester, MN 55901TAX PARCEL I.D. #: 742212022128LEGAL DESCRIPTION OF PROPERTY: The North 50 Feet of Lot 3, Sunrise View Subdivi-sion, in the City of Rochester, Olmsted County, Minnesota less the East 30 Feet thereof.COUNTY IN WHICH PROPER-TY IS LOCATED: Olm-stedORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $70,592.00AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAG-EE: $74,887.43That prior to the commence-ment of this mortgage foreclo-sure proceeding Mortgagee/As-signee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: December 14, 2012 at 10:00 AMPLACE OF SALE: Olm-sted County Government Cen-ter, Civil Department, 101 4th Street South East, Rochester, MNto pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, in-cluding attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns un-less reduced to Five (5) weeks under MN Stat. §580.07.TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-fam-ily dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated un-der section 580.30 or the prop-erty is not redeemed under sec-tion 580.23 is 11:59 p.m. on June 14, 2013, unless the re-demption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE:None“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: October 12, 2012U.S. Bank National AssociationMortgagee/Assignee of Mort-gageeUSSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/As-signee of Mortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-688819 - 12-001500 FCTHIS IS A COMMUNICATION FROM A DEBT COLLECTOR.(10/25, 11/1, 11/8, 11/15, 11/22, 11/29)



THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following de-scribed mortgage:DATE OF MORTGAGE: Feb-ruary 23, 2007MORTGAGOR: Wal-ter Carlisle, a married person.MORTGAGEE: Mortgage Electronic Registra-tion Systems, Inc.DATE AND PLACE OF RE-CORDING: Recorded Febru-ary 28, 2007 Olmsted County Recorder, Document No. A 1127674.ASSIGNMENTS OF MORT-GAGE: Assigned to: Green Tree Servicing LLC.TRANSACTION AGENT: Mort-gage Electronic Registration Systems, Inc.TRANSACTION AGENT’S MORTGAGE IDENTIFICA-TION NUMBER ON MORT-GAGE: 100228601000229699LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mountain Pacific Mortgage CompanyRESIDENTIAL MORTGAGE SERVICER: Green Tree Ser-vicing LLCMORTGAGED PROPERTY ADDRESS: 312 9th Avenue Southeast, Rochester, MN 55904TAX PARCEL I.D. #: 64.01.21.015008LEGAL DESCRIPTION OF PROPERTY: Lot 8, block 42, Morse and Sargeants Addition, in the City of Rochester Olmst-ed County, MinnesotaCOUNTY IN WHICH PROPER-TY IS LOCATED: OlmstedORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,800.00AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAG-EE: $103,765.52That prior to the commence-ment of this mortgage foreclo-sure proceeding Mortgagee/As-signee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: December 14, 2012 at 10:00 AMPLACE OF SALE: Olm-sted County Government Cen-ter, Civil Department, 101 4th Street South East, Rochester, MNto pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, in-cluding attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns un-less reduced to Five (5) weeks under MN Stat. §580.07.TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-fam-ily dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated un-der section 580.30 or the prop-erty is not redeemed under sec-tion 580.23 is 11:59 p.m. on June 14, 2013, unless the re-demption period is reduced to 5 weeks under MN Stat. Secs.


5 ee s u de S a Secs580.07 or 582.032.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE:None“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: October 17, 2012Green Tree Servicing LLCMortgagee/Assignee of MortgageeUSSET, WEINGARDEN AND LIEBO, P.L.L.P.Attorneys for Mortgagee/Assignee of Mortgagee4500 Park Glen Road #300Minneapolis, MN 55416(952) 925-68888 - 12-005323 FCTHIS IS A COMMUNICATION FROM A DEBT COLLECTOR.(10/25, 11/1, 11/8, 11/15, 11/22, 11/29)

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“Back Roads”The small towns, farms, and valleys of

southeastern Minnesota are home to farmers

and artists, harp makers and truck drivers,

lefse-makers and motocross bikers, ice anglers

and dreamers.

All have a story to tell, and Post-Bulletin

columnist John Weiss shares them in “Back

Roads,” his weekly column from the back roads

of our region.

John knows the area from I-35 to the river

more intimately than anyone. After 30-some

years as a P-B reporter, John brings his insights

and storytelling talents to every column, every

Thursday -- only in the Post-Bulletin.

kkk

oooads

eeer

mmme

iiights

vvvery

by John WeissA WEEKLY COLUMN

E V E R Y T H U R S D A Y I N T H E P O S T - B U L L E T I N

TUESDAY, NOVEMBER 2, 2010


ELECTION 2010

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Olmsted County Elections Adminis-trator Pam Fuller said more than 3,500 ballots had been counted as of Monday. And with a steady line of people waitito vote absent


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Less than a month after a trade to reacquire Randy Moss, Vikings coach Brad Childress jettisoned

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Olmsted County Elections Adminis-trator Pam Fuller said more than 3,500 ballots had been counted as of Monday. And with a steady line of people waiting to vote absentee, she expected plenty more absentee ballots to come in to push past the 4,000 who voted early in 2006.“I would say we are going to have at least another 1,000 ballots,” she said.This year also marks the first time that county offices are responsible for counting absentee ballots. In the past, that was left up to the election judges at the local polling places. The count-ing is already under way, with election workers working Saturday and Sunday to tabulate all the absentee ballots received as of 5 p.m. Friday. Once the polls close at 8 p.m. today, county work-ers’ first priorities will be to make sure no one who voted absentee casts a ballot on Election Day, as well as beginning to add up the final tallies.Marcia Ferguson of Rochester wasamong those at th


Jerry Olson / [email protected]

Katarina Garry, center, was among the first voters at Shorewood Senior Campus in Rochester at 7 a.m.

today. “I’m definitely American-minded and wouldn’t miss a vote,” she said. “It’s a great day.”Today is Election DayToday: Questions about voting? See Page B3. Wednesday: Wh

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CTION DAYlot turnout in Olmsted County

Jerry Olson / [email protected] at Shorewood Senior Campus in Rochester at 7 a.m. dn’t miss a vote,” she said. “It’s a great day.”

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12-082280


THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIMEPROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following de-scribed mortgage: DATE OF MORTGAGE: July 9, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 MORTGAGOR(S): Floyd C. Ott and Laureen M. Ott, husband and wife MORTGAGEE: Mort-gage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electron-ic Registration Systems, Inc. MIN#: 1001337-0003204251-0 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORT-GAGE: Countrywide Bank, FSB SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed July 21, 2008, Olmsted County Recorder, as Document Number A1174387 ASSIGNMENTS OF MORT-GAGE: Assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP; Dat-ed: March 6, 2012 filed: March 8, 2012, recorded as document number A1282014 LEGAL DE-SCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Northeast Quar-ter of Section 19, Township 107 North, Range 14 West, Olm-sted County, Minnesota, de-scribed as follows: Commenc-ing at the Southwest corner of said Quarter Quarter Sec-tion; thence South 89 degrees 37 minutes 27 seconds East, assumed bearing, along the South line thereof, 660.02 feet to the Southeast corner of the West 660.00 feet of the South 330.00 feet of said Quarter Quarter Section: thence North 00 degrees 06 minutes 11 sec-onds West, along the East line of said West 660.00 feet of the South 330.00 feet, a distance of 247.33 feet; thence North 56 degrees 12 minutes 47 sec-onds East 214.60 feet for the point of beginning; thence con-tinue North 56 degrees 12 min-utes 47 seconds East, 20.87 feet; thence North 85 degrees 14 minutes 29 seconds East, 124.22 feet; thence North 29 degrees 08 minutes 42 sec-onds East, 218.08 feet; thence South 60 degrees 51 minutes 18 seconds East, 130.00 feet, thence South 29 degrees 08 minutes 42 seconds West, 280.02 feet; thence North 61 degrees 45 minutes 38 seconds West, 90.01 feet; thence North 88 degrees 48 minutes 52 sec-onds West, 111.39 feet; thence North 33 degrees 47 minutes 13 seconds West, 60.88 feet to the point of beginning. Together with a private access easement described as follows: That part of the Southwest Quarter of the Northeast Quarter of Section 19, Township 107 North, Range 14 West, Olmsted County, Min-nesota, described as follows: Commencing at the Southwest corner of said Quarter Quarter Section; thence South 89 de-grees 37 minutes 27 seconds East assumed bearing, along the South line thereof, 660.02 feet to the Southeast corner of the West 660.00 feet of the South 330.00 feet of said Quar-ter Quarter Section for the point of beginning; thence North 00 degrees 06 minutes 11 sec-onds West, along the East line of said West 660.00 feet of the South 330.00 feet, a distance of 247.33 feet; thence North 56


o 33 ee ; e ce o 56degrees 12 minutes 47 seconds East, 214.60 feet; thence South 33 degrees 47 minutes 13 sec-onds East 60.88 feet; thence South 56 degrees 12 min-utes 47 seconds West, 183.07 feet; thence South 00 degrees 06 minutes 11 seconds East, 214.65 feet to the South line of said Quarter Quarter Sec-tion; thence North 89 degrees 37 minutes 27 seconds West, along the South line thereof, 60.00 feet to the point of be-ginning. PROPERTY ADDRESS: 5367 Valleyhigh Rd Nw, Rochester, MN 55901 PROPERTY IDENTIFICATION NUMBER: 74.19.13.078344 COUNTY IN WHICH TY IS LOCATED: OlmTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $305,993.05 THAT all pre-foreclosure re-quirements have been com-plied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mort-gage, or any part thereof; PUR-SUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012, 10:00am PLACE OF SALE: Sheriff’s Main Office, 101 4th Street SE, Rochester, MN 55904 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or as-signs. TIME AND DATE TO VA-CATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not re-deemed under section 580.23, is 11:59 p.m. on May 29, 2013. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES SECTION 582.032 DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AG-RICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 2, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY __________Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRAC-TICES ACT, YOU ARE AD-VISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR.Ê ANY IN-FORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Ê THIS NOTICE IS


U OS S O C SREQUIRED BY THE PROVI-SIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DIS-CHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. (10/11, 10/18, 10/25, 11/1, 11/8, 11/15)


THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTIONNOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following de-scribed mortgage:DATE OF MORTGAGE: Janu-ary 29, 2010ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $407,634.00MORTGAGOR(S): Carl W. Chan and Kristen M. Chan, both unmarriedMORTGAGEE: Wells Fargo Bank, N.A.DATE AND PLACE OF FILING: Filed February 8, 2010 Olmsted County Recorder; Document No. A1222956 ASSIGNMENTS OF MORT-GAGE: Assigned to: noneLEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block One (1), Fox-croft North FourthSTREET ADDRESS OF PROPERTY: 846 Fox Chase Road SW, Rochester, MN 55902-3473COUNTY IN WHICH PROP-ERTY IS LOCATED: Olmsted County, MinnesotaTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $422,500.24THAT no action or proceeding has been instituted at law to re-cover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or appli-cable statutes;PURSUANT, to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: December 14, 2012 at 10:00 a.m.PLACE OF SALE: Olmsted County Sheriff’s office, 101 Fourth Street SE, Rochester, Minnesotato pay the debt then secured by said mortgage and taxes, if any actually paid by the mort-gagee, on the premises and the costs and disbursements allowed by law. The time al-lowed by law for redemption by said mortgagor(s), their person-al representatives or assigns is six (6) months from the date of sale.Unless said mortgage is re-instated or the property re-deemed, or unless the time for redemption is reduced by judi-cial order, you must vacate the premises by 11:59 p.m. on June 14, 2013.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE: NONE“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.Dated: October 23, WELLS FARGO BANK, MortgageeREITER & SCHILLER, By: /s/Rebecca F. Schiller, Esq.Sarah J.B. Adam, Esq.N. Kibongni Fondungallah, Esq.James J. Pauly, Esq.Steven R. Pennock, Esq.Curt N. Trisko, Esq.Attorneys for Mortgagee25 North Dale StreetSt. Paul, MN 55102-2227 (651) 209-9760 (E8762)THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALEFORECLOSURE DATAMinn. Stat. § 580.025

(1) Street Address, City and Zip Code of Mortgaged Prem-ises: 846 Fox Chase Road SW, Rochester, MN 55902-3473(2) Transaction Agent: Wells Fargo Bank, N.A.(3) Name of Mortgage Origina-tor (Lender): Wells Fargo Bank, N.A.(4) Residential Servicer: Wells Fargo (800)416-1472(5) Tax Parcel Identification Number: 64.04.42.056565(6) Transaction Agent’s Mort-gage ID Number (MERS num-ber): none(10/25, 11/1, 11/8, 11/15, 11/22, 11/29)


12-086374


THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following de-scribed mortgage: DATE OF MORTGAGE: May 4, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,250.00 MORTGAGOR(S): Amber M. Stephenson, an unmarried woman, Travis A. Horning, an unmarried man MORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Regis-tration Systems, Inc. MIN#: 100020000397119409 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORT-GAGE: PHH Home Loans, LLC SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FIL-ING: Filed May 8, 2007, Olm-sted County Registrar of Titles, as Document Number T116663 ASSIGNMENTS OF MORT-GAGE: Assigned to: PHH Mort-gage Corporation; Dated: Sep-tember 21, 2012LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Three (3), Meadow Park South Fourth Subdivision, in the City of Rochester, Minnesota REGISTERED PROPERTY PROPERTY ADDRESS: 918 23Rd St Se, Rochester, MN 55904 PROPERTY IDENTIFICATION NUMBER: 64.13.12.014089 Cert. No. 32356.0 COUNTY IN WHICH PROPER-TY IS LOCATED: Olmsted THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $143,547.70 THAT all pre-foreclosure re-quirements have been com-plied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mort-gage, or any part thereof; PUR-SUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012, 10:00 am PLACE OF SALE: Sher-iff’s Main Office, 101 4th Street SE, Rochester, MN 55904 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occu-pied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not re-deemed under section 580.23, is 11:59 p.m. on May 29, 2013. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES SECTION 582.032 DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AG-RICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 9, 2012 PHH Mortgage Corporation Assign-ee of Mortgagee SHAPIRO & ZIELKE, LLP BYLawrence P. Zielke - 152559 Diane F. Mach - 273788 Me-lissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 At-torneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRAC-TICES ACT, YOU ARE AD-VISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFOR-MATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANK-RUPTCY LAWS OF THE UNIT-ED STATES. (10/18, 10/25, 11/1, 11/8, 11/15, 11/22)



Date: October 29, 2012YOU ARE NOTIFIED THAT:1. Default has occurred in the conditions of the Mortgage dat-ed March 7, 2012, executed by Nicholas A. Gikas, single man, as mortgagor, to Mort-gage Electronic Registration Systems, Inc., solely as nomi-nee for Rescue Mortgage, Inc. DBA Mortgage Depot, as mort-gagee, and recorded on March 13, 2012 as Document Num-ber A-1282357; which mort-gage was assigned to Wells Fargo Bank, N.A., pursuant to a Corporate Assignment of Mortgage, dated July 25, 2012, recorded on July 31, 2012, as Document Number A-1295109, in the office of the County Re-corder of Olmsted County, Min-nesota. The land described in the Mortgage is not registered land.2. The original principal amount secured by the Mortgage was $88,693.00.3. No action or proceeding at law is now pending to recover the debt secured by the Mort-gage, or any part thereof.4. No mortgagor has been re-leased from financial obligation on the mortgage.5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mort-gage, and all notice and other requirements of applicable stat-utes.6. At the date of this notice the amount due on the Mort-gage, and taxes, if any, paid by the holder of the Mortgage is $92,514.01.7. Pursuant to the power of sale in the Mortgage, the Mort-gage will be foreclosed, and the land described as follows: Legal Description: Lot 17, Block 2, Sauer’s First Subdivision, City of Rochester, Olm-sted County, Minnesotawill be sold by the Sheriff of Ol-msted County, Minnesota, at public auction on January 8, 2013 at 10:00 a.m. at the office of the Olmsted County Sheriff, 151 Fourth Street SE, Roches-ter, Minnesota.8. The mortgagor must va-cate the property on or before 11:59 p.m. July 8, 2013, if the mortgage is not reinstated un-der Minn. Stat. Sec. 580.30, the property is not redeemed under Minn. Stat. Sec. 580.23, or the redemption period is not reduced under section 582.032.9. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal represen-tatives or assigns is 6 months after the date of sale.10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.11. THE RIGHT TO VERIFI-CATION OF THE DEBT AND IDENTITY OF THE ORIGI-NAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS AC-TION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Foreclosure Data required by Minn. Stat. Sec. 580.0251. Property Address: 728 16th Avenue NE, Rochester, Minne-sota 559062. Transaction Agent: Not Ap-plicable3. Name of Mortgage Originator (Lender): Mortgage Electron-ic Registration Systems, Inc., solely as nominee for Rescue Mortgage, Inc. DBA Mortgage Depot; assigned to Wells Fargo Bank, N.A.4. Residential Servicer: Wells Fargo Bank, N.A.5. Tax Parcel Identification Number: 74-36-14-0208686. Transaction Agent’s Mort-gage ID Number: Not Appli-cableWells Fargo Bank, National Association Attorneys for MortgageeMark D. Stephenson STEPHENSON, SANFORD & THONE, P.L.C.Suite 220, 1905 East Wayzata BoulevardWayzata, MN 55391(952) 404-21007-2893(11/1, 11/8, 11/15, 11/22, 11/29, 12/6)


THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following de-scribed mortgage:DATE OF MORTGAGE: August 5, 2003ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,000.00


$ 6,000 00MORTGAGOR(S): Christopher Herr and Maiyia Herr, husband and wifeMORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc., a Delaware corporation, as nominee for MIT Lending, a New York corporationDATE AND PLACE OF FILING: Filed August 16, 2012 Olmsted County Recorder; Document No. A1296584ASSIGNMENTS OF MORT-GAGE: Assigned to: Wells Fargo Bank, N.A. by written as-signment recorded on March 20, 2012 as Document Number A1283001, in the Office of the County Recorder of Olmsted County, Minnesota.LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Five (5), Innsbruck Six, in the City of RochesterSTREET ADDRESS OF PROPERTY: 1627 - 46th Street NW, Roches-ter, MN 55901-8238COUNTY IN WHICH PROP-ERTY IS LOCATED: Olmsted County, MinnesotaTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $127,694.18THAT no action or proceeding has been instituted at law to re-cover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or appli-cable statutes;PURSUANT, to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: December 14, 2012 at 10:00 a.m.PLACE OF SALE: Olmsted County Sheriff’s office, 101 Fourth Street SE, Rochester, Minnesotato pay the debt then secured by said mortgage and taxes, if any actually paid by the mort-gagee, on the premises and the costs and disbursements allowed by law. The time al-lowed by law for redemption by said mortgagor(s), their person-al representatives or assigns is six (6) months from the date of sale.Unless said mortgage is re-instated or the property re-deemed, or unless the time for redemption is reduced by judi-cial order, you must vacate the premises by 11:59 p.m. on June 14, 2013.MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGA-TION ON MORTGAGE: NONE“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.”Dated: October 23, 2012WELLS FARGO BANK N.A.MortgageeREITER & SCHILLER, P.A.By: /s/ Rebecca F. Schiller, Esq.Sarah J.B. Adam, Esq.N. Kibongni Fondungallah, Esq.James J. Pauly, Esq.Steven R. Pennock, Esq.Curt N. Trisko, Esq.Attorneys for Mortgagee25 North Dale StreetSt. Paul, MN 55102-2227 (651) 209-9760 (E4613)THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALEFORECLOSURE DATAMinn. Stat. § 580.025

(1) Street Address, City and Zip Code of Mortgaged Premises1627 - 46th Street NW, Roches-ter, MN 55901-8238(2) Transaction Agent Mort-gage: Electronic Registration Systems, Inc., a Delaware cor-poration, as nominee for MIT Lending, a New York corpora-tion(3) Name of Mortgage Origina-tor (Lender): Mortgage Elec-tronic Registration Systems, Inc., a Delaware corporation, as nominee for MIT Lending, a New York corporation(4) Residential Servicer: Wells Fargo (800)416-1472(5) Tax Parcel Identification Number: 74.15.42.010861(6) Transaction Agent’s Mort-gage ID Number (MERS num-ber): 10011206567575156010/25, 11/1, 11/8, 11/15, 11/22, 11/29)

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SUMMONSSTATE OF MINNESOTA, DISTRICT COURT - COUNTY OF OLMSTED -

THIRD JUDICIAL DISTRICTCASE TYPE: 14-Other Civil Quiet Title ActionCourt File No. 55-CV-12-6127PAUL D. SCANLON AND MARGARET A. SCANLON, Plaintiffs,vs.AARON B. HAGGERTY, A.B. HAGGERTY, EDNA L. HAG-GERTY, THE CITY OF ROCH-ESTER, A MINNESOTA MU-NICIPAL CORPORATION, GEORGE F. POUGIALES, THE GEORGE F. POUGIA-LES REVOCABLE TRUST AGREEMENT DATED JULY 20, 1994, HELEN A. P. RO-LAND, KATINA M. POUGIA-LES AND CHRISTOPHER ROLAND, AS TRUSTEES OF THE GEORGE F. POUGIALES REVOCABLE TRUST AGREE-MENT DATED JULY 20, 1994, ALSO ALL OTHER PERSONS UNKNOWN CLAIMING ANY RIGHT, TITLE, ESTATE, IN-TEREST OR LIEN IN THE REAL ESTATE DESCRIBED IN THE COMPLAINT HEREIN, INCLUDING THE HEIRS AT LAW AND LEGATEES AND DEVISEES OF ANY OF THE FOREGOING DEFENDANTS WHO ARE DECEASED, De-fendants.

THIS SUMMONS IS DIRECTED TO THE ABOVE NAMED DEFENDANTS.1. YOU ARE BEING SUED. The Plaintiffs have started a lawsuit against you.The original Plaintiff’s Com-plaint is on file at the office of the Court Administrator of the above named Court. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Sum-mons.2. YOU MUST REPLY WITH-IN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or email to the person who signed this Summons a writ-ten response called an Answer within 20 days of the date on which you received this Sum-mons. You must send a copy of your Answer to the person who signed this Summons located at the following address:Timothy J. Hansen, Attorney at Law2518 Superior Drive NW, Suite 100

Rochester, MN 559013. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiffs should not be given everything asked for in the Complaint, you must say so in your Answer.4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not an-swer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiffs ev-erything asked for in the Com-plaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administra-tor may have information about places where you can get legal assistance. Even if you can-not get legal help, you must still provide a written Answer to pro-tect your rights or you may lose.6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process un-der Rule 114 of the Minnesota General Rules of Practice. You must still send your written re-sponse to the Complaint even if you expect to use alternative means of resolving this dispute.7. THIS LAWSUIT MAY AF-FECT OR BRING INTO QUES-TION TITLE TO REAL PROP-ERTY located in Olmsted County, State of Minnesota, le-gally described as follows: The North 18.00 feet of Lot One (1), all in Lot Six (6), A.B. Hag-gerty’s Subdivision of Lots of Lots 5 and 6, State Subdivision of School Section 36, Township 107 North, Range 14 West, Rochester, Minnesota, lying easterly of the easterly line of Mayo Park Drive SE.8. The object of this action is to determine that the defendants have no right, title, estate, inter-est or lien in or on the above de-scribed real estate.9. NOTICE OF NO PERSON-AL CLAIM. No personal claim is made against any of the de-fendants in the action above entitled.Dated: September 7, 2012/s/ Timothy J. HansenTimothy J. Hansen, Attorney at LawAttorney for PlaintiffAttorney Reg. No. 01589022518 Superior Drive NW, Suite 100Rochester, MN 55901(507) 252-0123(10/18, 10/25, 11/1)

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The Rochester-Olmsted Planning Department, in accordance with National Flood Insurance Program regulation 65.7(b)(1), here-by gives notice of Bouquet Builders, Inc. intent to re-vise the floodway, gener-ally located along Cascade Lake, in Rochester, MN. Specifically, the floodway shall be revised from a point 150 feet downstream of the intersection of Coun-try Club Rd SW and West Circle Dr. NW to a point 1,000 feet downstream of the pedestrian bridge near Avalon Cove Circle NW. As a result of the floodway revision, the floodway shall widen with a maximum widening of 175 feet at a point approximately 600 feet downstream of the pe-destrian bridge near Ava-lon Cove Circle NW and a maximum narrowing of 155 feet at a point approximate-ly 685 feet downstream of the intersection of Country Club Rd SW and West Cir-cle Dr. NW.In addition, the 1% annual chance water-surface el-evations and 1% annual chance floodplain shall be revised from a point ap-proximately 115 feet down-stream of the intersection of Country Club Rd SW and West Circle Dr. NW to a point 1,120 feet down-stream of the pedestrian

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bridge near Avalon Cove Circle NW. As a result of the revision, the 1% an-nual chance water-surface elevations shall decrease by a maximum of 3.5 feet, increase by 0.4 feet, and the 1% annual chance floodplain shall widen within the area of revision. Even though the 1% an-nual chance water surface elevation has decreased within part of the area of revision, changes to the shoreline and improved survey and topographic information have resulted in a widening of the flood-plain.Maps and detailed analy-sis of the revision can be reviewed at the Roches-ter-Olmsted Planning De-partment at 2122 Campus Drive SE, Suite 100, Roch-ester, MN 55904. Interest-ed persons may call John Harford at 507-328-7100 for additional information from 8:00am to 5:00pm on Monday through Friday.(11/1, 11/8)

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UPDATE | Residents in areas hit hard by the September flooding are frustrated by a lack of answers. B3

INSIDE


7 a.m.38°

1 p.m.50°

7 p.m.43°

WEATHER

Full forecast B6

50+LOCAL STORIES

61+ADVERTISERS

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Moss




Olmsted County Elections Adminis-trator Pam Fuller said more than 3,500 ballots had been counted as of Monday. And with a steady line of people waiting to vote absentee, she expected plenty more absentee ballots to come in to push past the 4,000 who voted early in 2006.“I would say we are going to have at least another 1,000 ballots,” she said.This year also marks the first time that county offices are responsible for counting absentee ballots. In the past, that was left up to the election judges at the local polling places. The count-ing is already under way, with election workers working Saturday and Sunday to tabulate all the absentee ballots received as of 5 p.m. Friday. Once the polls close at 8 p.m. today, county work-ers’ first priorities will be to make sure no one who voted absentee casts a ballot on Election Day, as well as beginning to add up the final tallies.Marcia Ferguson of Rochester wasamong those at th i


Jerry Olson / [email protected]

Katarina Garry, center, was among the first voters at Shorewood Senior Campus in Rochester at 7 a.m.

today. “I’m definitely American-minded and wouldn’t miss a vote,” she said. “It’s a great day.”Today is Election DayToday: Questions about voting? See Page B3.L t

Wednesday: Who i Mi

Four sections • 50¢

CTION DAYlot turnout in Olmsted County

Jerry Olson / [email protected] at Shorewood Senior Campus in Rochester at 7 a.m. dn’t miss a vote,” she said. “It’s a great day.”

ay: Who i Mi

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