public notices for dec. 18, 2012

C10 TUESDAY, DECEMBER 18, 2012 POST-BULLETIN • www.PostBulletin.com

Bizarro / Dan Piraro

Real Life Adventures / Wise and Aldrich

“Back Roads”The small towns, farms, and valleys of

southeastern Minnesota are home to farmers and artists, harp makers and truck drivers, lefse-makers and motocross bikers, ice anglers and dreamers.

All have a story to tell, and Post-Bulletin columnist John Weiss shares them in “Back Roads,” his weekly column from the back roads of our region.

John knows the area from I-35 to the river more intimately than anyone. After 30-some years as a P-B reporter, John brings his insights and storytelling talents to every column, every Thursday -- only in the Post-Bulletin.

by John WeissA WEEKLY COLUMN

E V E R Y T H U R S D A Y I N T H E P O S T - B U L L E T I N

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MortgageForeclosures

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following de-scribed mortgage:DATE OF MORTGAGE: June 01, 2007ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,900.00MORTGAGOR(S): Nathaniel M. Diedrich and Brandi A. Died-rich, husband and wifeMORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc. as nominee for Home Fed-eral Savings Bank, its succes-sors and assigns DATE AND PLACE OF RE-CORDING: Recorded: July 11, 2007 Olm-sted County RecorderDocument Number: A-1140711ASSIGNMENTS OF MORT-GAGE:And assigned to: Nationstar Mortgage LLCDated: September 27, 2012Transaction Agent: Mortgage Electronic Registration Sys-tems, Inc.Transaction Agent Mort-gage Identification Number: 100259300000009597Lender or Broker: Home Fed-eral Savings BankResidential Mortgage Servicer: Nationstar Mortgage LLCMortgage Originator: Not Ap-plicableCOUNTY IN WHICH PROPER-TY IS LOCATED: OlmstedProperty Address: 1220 4th Ave SE, Rochester, MN 55904-7401Tax Parcel ID Number: 64-12-22-010975LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Ire-land’s First Addition, to the City of Rochester, Olmsted County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $118,098.32THAT all pre-foreclosure re-quirements have been com-plied with; that no action or pro-ceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mort-gage, the above-described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: December 26, 2012 at 10:00 AMPLACE OF SALE: Sheriff’s Main Office, Civil Division, 101 4th Street SE, Rochester, Min-nesotato pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.If the Mortgage is not reinstat-ed under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 26, 2013, or the next business day if June 26, 2013 falls on a Saturday, Sun-day or legal holiday.Mortgagor(s) released from fi-nancial obligation: NONETHIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORT-GAGOR’S PERSONAL REP-


G GO S SORESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.DATED: November 13, 2012ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLCWilford, Geske & Cook P.A.Attorneys for Assignee of Mortgagee8425 Seasons Parkway, Suite 105Woodbury, MN 55125-4393(651) 209-3300File Number: 025629F01(11/13, 11/20, 11/27, 12/4, 12/11, 12/18)

12-081950


THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following de-scribed mortgage:DATE OF MORTGAGE: April 16, 2005ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,000.00MORTGAGOR(S): Bruce H. Stubstad and Candance K. Stubstad, Husband and WifeMORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc.TRANSACTION AGENT: Mortgage Electronic Registra-tion Systems, Inc.MIN#: 1001893-0504002640-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORT-GAGE: Residential Finance Corp SERVICER: JPMorgan Chase Bank, N.A.DATE AND PLACE OF FILING: Filed May 26, 2005, Olmsted County Recorder, as Document Number A-1063026ASSIGNMENTS OF MORT-GAGE: Assigned to: U.S. Bank National Association, as Trust-ee for Structured Asset Secu-rities Corporation, Mortgage Pass-Through Certificates, Se-ries 2006-BC1; Dated: August 17, 2009 filed: August 21, 2009, recorded as document number A-1210138 LEGAL DESCRIPTION OF PROPERTY:Lot Sixteen (16), Block Three (3), Cimarron Fifteen, Roches-ter, MinnesotaPROPERTY ADDRESS: 5101 Nw 24Th Ave, Rochester, MN 55901PROPERTY IDENTIFICATION NUMBER: 74.16.14.048965 COUNTY IN WHICH PROPER-TY IS LOCATED: OlmstedTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $228,896.05 THAT all pre-foreclosure re-quirements have been com-plied with; that no action or pro-ceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT, to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: January 8, 2013, 10:00amPLACE OF SALE: Sheriff’s Main Office, 101 4th Street SE, Rochester, MN 55904to pay the debt secured by said mortgage and taxes, if any, on


g g , y,said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or as-signs.TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless oth-erwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 8, 2013.“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES SECTION 582.032 DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AG-RICULTURAL PRODUCTION, AND ARE ABANDONED.Dated: November 14, 2012U.S. Bank National Associa-tion, as Trustee for Structured Asset Securities Corporation, Mortgage Pass-Through Certifi-cates, Series 2006-BC1Assignee of Mortgagee SHAPIRO & ZIELKE, LLPBY_______________Lawrence P. Zielke - 152559Diane F. Mach - 273788Melissa L. B. Porter - 0337778Ronald W. Spencer - 0104061Stephanie O. Nelson - 0388918Randolph W. Dawdy - 2160XGary J. Evers - 0134764Attorneys for Mortgagee12550 West Frontage Road, Ste. 200Burnsville, MN 55337(952) 831-4060PURSUANT TO THE FAIR DEBT COLLECTION PRAC-TICES ACT, YOU ARE AD-VISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFOR-MATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANK-RUPTCY LAWS OF THE UNIT-ED STATES. (11/27, 12/4, 12/11, 12/18, 12/25, 1/1/13)


12-084439


THE RIGHT TO VERIFICA-TION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following de-scribed mortgage:DATE OF MORTGAGE: December 21, 2007ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,000.00MORTGAGOR(S): Michael Kramer and Jennifer Kramer, husband and wifeMORTGAGEE: Mortgage Elec-tronic Registration Systems, Inc.TRANSACTION AGENT: Mortgage Electronic Registra-

MortgageForeclosuresg g g

tion Systems, Inc.MIN#: 100458000000289483 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORT-GAGE: US Equity Mortgage SERVICER: Bank of America, N.A.DATE AND PLACE OF FILING: Filed January 11, 2008, Olmst-ed County Recorder, as Docu-ment Number A-1156842ASSIGNMENTS OF MORT-GAGE: Assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP; Dated: May 1, 2012 filed: May 3, 2012, recorded as document number A1286870 LEGAL DESCRIPTION OF PROPERTY:Lot 3, Block 1, Valley View Sixth Subdivision, in the City of ByronPROPERTY ADDRESS: 411 4Th Ave Ne, Byron, MN 55920


, y ,PROPERTY IDENTIFICATION NUMBER: 75.32.11.027718 COUNTY IN WHICH PROPER-TY IS LOCATED: OlmstedTHE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NO-TICE: $149,424.41 THAT all pre-foreclosure re-quirements have been com-plied with; that no action or pro-ceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;PURSUANT, to the power of sale contained in said mort-gage, the above described property will be sold by the Sheriff of said county as fol-lows:DATE AND TIME OF SALE: January 15, 2013, 10:00amPLACE OF SALE: Sheriff’s Main Office, 101 4th Street SE, Rochester, MN 55904to pay the debt secured by said


p y ymortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or as-signs.TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless oth-erwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 15, 2013.“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-CIAL ORDER IS ENTERED UNDER MINNESOTA STAT-UTES SECTION 582.032 DE-TERMINING, AMONG OTHER THINGS, THAT THE MORT-GAGED PREMISES ARE IM-PROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AG-RICULTURAL PRODUCTION, AND ARE ABANDONED.Dated: November 9, 2012BANK OF AMERICA, N.A.Assignee of Mortgagee SHAPIRO & ZIELKE, LLPBY__________________ Lawrence P. Zielke - 152559Diane F. Mach - 273788Melissa L. B. Porter - 0337778Ronald W. Spencer - 0104061Stephanie O. Nelson - 0388918Randolph W. Dawdy - 2160XGary J. Evers - 0134764Attorneys for Mortgagee12550 West Frontage Road, Ste. 200Burnsville, MN 55337(952) 831-4060PURSUANT TO THE FAIR DEBT COLLECTION PRAC-TICES ACT, YOU ARE AD-VISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFOR-MATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANK-RUPTCY LAWS OF THE UNIT-ED STATES. (11/27, 12/4, 12/11, 12/18, 12/25, 1/1/13)


NOTICE OF CONDOMINIUM ASSOCIATION

ASSESSMENT LIEN FORECLOSURE SALE

Date: December 12, 2012NOTICE IS HEREBY GIVEN THAT:1. Default has occurred in pay-ment of assessments levied against the condominium unit described below. Pursuant to the provisions of Minneso-ta Statutes, §515B.3-116, the condominium declaration, the condominium association docu-ments and any and all amend-ments, addendums and addi-tions thereto, the condominium association, Valhalla Four As-sociation, has a lien upon the condominium unit described below for any assessments lev-ied against that unit from the time the assessment becomes payable. The name of the own-er or owners of the condomini-um unit is Jone M. Taylor. The real property upon which the lien has attached is not regis-tered land.2. There has been no assign-ment of the lien.3. The lien secures payment of any and all assessments levied against the condominium unit from the time the assessment becomes payable.4. No action or proceeding at law is now pending to recover the assessment debt secured by the lien, or any part thereof.5. The holder of the assess-ment lien has complied with all conditions precedent to foreclo-sure of the lien, and all notice and other requirements of appli-cable statutes.6. At the date of this notice, the amount due on the assess-ment debt secured by the lien is $3,841.16. The lien also se-cures any assessments becom-ing due and payable during the pendency of the proceedings, and any other fees, charges, late charges, fines, interest charges, collection costs and expenses, costs of foreclosure and attorney’s fees authorized by law and/or the condominium documents.7. Pursuant to the authority as set forth in Minnesota Statutes, §515B.3-116, the condominium association assessment lien will be foreclosed, and the real property described as follows:

Unit 17, Valhalla Four, Con-dominium No. 5, Olmsted County, Minnesota;

will be sold by the County Sher-iff of Olmsted County, Minne-sota, at public auction on Feb-ruary 1, 2013, at 10:00 a.m., at Sheriff’s Office, Civil Division, Olmsted County Government Center, 101 4th Street SE, Rochester MN 55904.COUNTY IN WHICH PROPER-TY IS LOCATED: Olmsted8. The following information is provided pursuant to Minnesota Statutes Section 580.025:

(1) Street Address of Prop-erty: 354 Elton Hills Dr NW, Rochester MN 55901.(2) Name of Transaction Agent, Residential Mortgage Services, Lender and/or Bro-ker: Not Applicable.(3) Tax Parcel Identifica-tion Number of the Property: 74.26.21.023423.(4) Transaction Agent’s Mortgage Identification Number, if known: Not Ap-plicable.(5) Name of Mortgage Origi-nator, if stated on Mortgage: Not Applicable.

9. The time allowed by law for redemption by the owner of the condominium unit, such owner’s personal representa-tives, successors or assigns, is six months after the date of the sale.10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTA-TIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS

MortgageForeclosuresUC O S

IF A JUDICIAL ORDER IS ENTERED UNDER MINNE-SOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE PREMISES WHICH ARE THE SUBJECT OF THE FORECLOSURE ACTION ARE IMPROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI-CULTURAL PRODUCTION, AND ARE ABANDONED.11. TIME AND DATE TO VA-CATE PROPERTY: If the real estate is an owner-occupied single-family dwelling, the prop-erty must be vacated on or be-fore 11:59 p.m. on August 1, 2013, if these foreclosure pro-ceedings are not terminated by full payment of all delinquen-cies and foreclosure costs al-lowed by law, or the property redeemed under Minnesota Statutes §580.23. 12. THIS IS A COMMUNICA-TION FROM A DEBT COLLEC-TOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY IN-FORMATION OBTAINED WILL BE USED FOR THAT PUR-POSE.13. Person(s)released from fi-nancial obligations for the debt secured by the lien: NONE14. THE RIGHT TO VERIFI-CATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS NOTICE.VALHALLA FOUR ASSOCIATIONBY: DUNLAP & SEEGER, P.A.By: /s/ Paul A. FinsethPaul A. FinsethAttorney’s Registration No.29415Attorneys for the Lien Holder206 South Broadway, Suite 505P O Box 549Rochester MN 55903-0549(507) 288-9111(12/18, 12/25, 1/1/13, 1/8/13, 1/15/13, 1/22/13)

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