brochure and - an post home. in ireland, no one delivers … ntma are each a ‘specified body’...
TRANSCRIPT
NATIO
NA
L TREA
SURY M
AN
AG
EMEN
T AG
ENCY
Mail th
is form to – State Savin
gs, GPO
, Freepost, Du
blin 1, D
01 F5P2
IMPO
RTA
NT –
Before com
pletin
g this A
pp
lication Form
and
in p
articular Section
6 “D
eclaration
and
Signatu
re” you m
ust read
the G
eneral Term
s and
Con
ditions an
d th
e Specific C
ondition
s issued
on M
onday 16
Ap
ril 2018.
Copies are availab
le on StateSavin
gs.ie and
in every Post O
ffice.
The following extract quotes three of the Conditions from
the “General Term
s and Conditions and the Specific Conditions” dated 16 A
pril 2018. (N
ote: rather than being numbered as 1,2,3 these 3 conditions carry their original reference num
bers (2,3,5) as published within the G
eneral Terms &
Conditions)
2. Evidence of Identity2.1 You
are required to con
firm you
r identity to us (in
cludin
g your su
rnam
e, first nam
e, date of birth an
d address) for the pu
rposes of:
(a) th
e Agreem
ent (inclu
ding an
y Transaction
);
(b) th
e admin
istration of you
r Product(s) an
d any oth
er State Savings Produ
ct(s) that you
may h
old now
or in th
e futu
re, and
(c) associated legal pu
rposes, inclu
ding com
pliance w
ith statu
tory anti-mon
ey laun
dering obligation
s and accou
nt security an
d fraud prevention
,
2.2 We m
ay verify your identity:
(a) electronically (by referen
ce to inform
ation su
pplied by you, in
cludin
g your Person
al Public Service N
um
ber (PPSN)); or
(b) man
ually (by referen
ce to acceptable original or certified copy docu
mentation
supplied by you
, wh
ich m
ay inclu
de docum
ents such
as your cu
rrent passport, cu
rrent EU drivin
g licence, recent u
tility bill, recent account statem
ent from a ban
k, buildin
g society or credit un
ion, an
d/or your Pu
blic Services Card or oth
er official docu
mentation
issued to you
by the Reven
ue C
omm
issioners or th
e Departm
ent of Employm
ent Affairs an
d Social Protection).
2.3 Wh
ere you h
ave not provided eviden
ce of your identity to ou
r satisfaction, w
e will advise you
and w
e will n
ot proceed with
your application
to purch
ase the Produ
ct u
ntil evidence of you
r identity has been
verified to our satisfaction
. For the avoidan
ce of doubt, n
o interest, bonu
s or other am
ount sh
all accrue in
respect of a Product
durin
g the period w
hen
evidence of identity is bein
g verified un
der this con
dition.
3. Personal Data
3.1 The N
TMA
is the D
ata Controller (for th
e purpose of th
e Gen
eral Data Protection
Regulation
(GD
PR)) for all personal data su
pplied by you. Th
e Min
ister for Finan
ce an
d the N
TMA
are each a ‘specified body’ for th
e purposes of section
s 262 to 270 and sch
edule 5 of th
e Social Welfare C
onsolidation
Act 2005, as am
ended, u
nder
wh
ich th
e NTM
A an
d the M
inister for Fin
ance are both
auth
orised to process personal data in
cludin
g PPSNs for certain
purposes.
3.2 We w
ill collect, process and u
se personal data relatin
g to you, in
cludin
g your PPSN
and th
e inform
ation referred to in
condition
2 (Evidence of Identity):
(a) as n
ecessary for the perform
ance of th
e Agreem
ent (inclu
ding an
y Transaction
);
(b) for th
e admin
istration of you
r Product(s) an
d any oth
er State Savings Produ
ct(s) that you
may h
old now
or in th
e futu
re, and
(c) for associated legal pu
rposes, inclu
ding com
pliance w
ith statu
tory anti-mon
ey laun
dering obligation
s and accou
nt security an
d fraud prevention
,
3.3 You ackn
owledge th
e collection, processin
g and u
se of your person
al data (inclu
ding you
r PPSN) for th
e purposes as ou
tlined in
3.2.
3.4 Personal data m
ay be processed by us, ou
r Agents, an
d any th
ird party service providers acting on
our beh
alf for the pu
rposes of the A
greement an
d for associated legal pu
rposes and for an
y other pu
rpose required for or reason
ably incidental to th
e performan
ce of the A
greement.
3.5 We w
ill retain you
r personal data for as lon
g as you h
ave a holdin
g with
State Savings an
d otherw
ise in accordan
ce with
applicable data protection law
and statu
tory obligation
s (inclu
ding u
nder anti-m
oney lau
nderin
g legislation).
3.6 Subject to you
r consent, you
r personal data m
ay be used by u
s, or our A
gents, for the pu
rpose of marketin
g State Savings Produ
cts. Wh
ere you h
old more th
an on
e Produ
ct, the preferen
ces indicated m
ost recently by you w
ill apply to all Products h
eld by you to w
hich
the G
eneral Term
s and C
ondition
s apply.
3.7 You h
ave the right to requ
est access to and a copy of you
r personal data h
eld by us in
accordance w
ith th
e GD
PR, to have you
r personal data corrected w
here it is
inaccu
rate or misleadin
g, to h
ave your person
al data erased, to object to the processin
g of your person
al data by us, to requ
est data portability in relation
to your
personal data. Sh
ould you
wish
to avail of any of th
ese rights, please contact the D
ata Protection O
fficer, State Savings, G
PO, FREEPO
ST, Du
blin 1, D
01 F5P2.
You also h
ave the right to lodge a com
plaint with
the O
ffice of the D
ata Protection C
omm
issioner. See w
ww
.dataprotection.ie for m
ore inform
ation.
5. Registers5.1 O
nce you
r application to pu
rchase a Produ
ct has been
accepted and eviden
ce of your identity h
as been provided to ou
r satisfaction u
nder con
dition 2 (Eviden
ce of Identity), w
e will record you
r nam
e(s) and th
e Principal A
mou
nt of the Produ
ct in th
e Register applicable to that Produ
ct, wh
ich Register sh
all be the official record of
the H
older(s) and th
e Principal A
mou
nt of that Produ
ct.
5.2 We w
ill not be respon
sible for any delay th
at may arise in
the processin
g of your application
to purch
ase due to you
subm
itting an
incom
plete application or you
failing
to provide evidence of identity to ou
r satisfaction u
nder con
dition 2 (Eviden
ce of Identity). In particu
lar, you sh
ould n
ote any su
ch delay cau
sed by you m
ay mean
that
by the tim
e the process referred to in
condition
5.1 has been
completed, th
e Product th
at you applied to pu
rchase m
ay no lon
ger be available. In th
is event, we w
ill contact you
to request you
r new
instru
ctions.
5.3 The Registers m
ay be in paper form
or electronic form
or partly in on
e form an
d partly in th
e other form
, in each
case, at the absolu
te discretion of th
e NTM
A.
SAFE AREA
SAFE AREA
4
NTMA Brochure 1(b)16 April 2018
(ALSO FORCHILD BENEFIT)
NTMA Brochure 1(b)16 April 2018
The State Savings Products are:
For more information on State SavingsWeb: StateSavings.ie Telephone: 1850 30 50 60 / +353 1 705 7200SMS Text: 0852 30 50 60 E-mail: [email protected] Visit: Any Post Office Mail to: State Savings, GPO, Freepost, Dublin 1, D01 F5P2
Actual Before DIRT VARIABLE RATE6
0.15% Deposit Account4
0.50% Prize Bonds5
GROSS State Savings Products NETTotal
Return AER1 FIXED RATE, FIXED TERM AER1 Total Return
1.00% 0.33% 3 year Savings Bonds2 0.33% 1.00%
2.00% 0.50% 4 year National Solidarity Bond2 0.50% 2.00%
5.00% 0.98% 5 year Savings Certificates2 0.98% 5.00%
16.00% 1.50% 10 year National Solidarity Bond2 1.50% 16.00%
5.50% 0.98% 6 year Instalment Savings2,3 0.98% 5.50%(ALSO FORCHILD BENEFIT)
1 AER = “Annual Equivalent Rate”.2 Not subject to tax in Ireland but please see Condition 4 Taxation in Specific Conditions. 3 Save in 12 monthly instalments and leave for 5 years.
AER calculation assumes a 5½ year average life.4 Subject to DIRT (Deposit Interest Retention Tax) at the prevailing rate.5 Prize Bonds – The variable rate used to calculate prize fund is 0.50%. There are two €1
million prizes per annum and thousands of weekly prizes. No interest is paid to Prize Bond holders. Instead the interest is paid into the monthly prize fund, to be distributed to winners in the weekly draw.
6 Variable Rate means that the interest rate paid on this Product may be changed by the NTMA from time to time. Such changes will be notified by at least one of the following methods: direct notification to you by post, publication in a national newspaper, publication on StateSavings.ie or notification by any other means.
Brochures and Application Forms for State Savings Products listed above are available in any Post Office or online at StateSavings.ie. State Savings products are subject to Terms and Conditions and relevant legislation. You may find our Terms and Conditions booklet online and in Post Offices.
An Post is an agent of theNational Treasury Management Agency
Brochure and Application Form
Fixed Rates for 4 & 10 years
103 103
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APP
LIC
ATIO
N F
OR
M
NAT
ION
AL
SOLI
DA
RITY
BO
ND
ISSU
E 6
NAT
ION
AL
TREA
SURY
MA
NA
GEM
ENT
AG
ENCY
Sect
ion
1 –
Savi
ngs
Term
(Ple
ase
sele
ct o
ne o
ptio
n)
Ind
ivid
ual
Am
ou
nts
: M
inim
um
Max
imu
mIn
div
idu
al A
mo
un
ts:
Min
imu
m M
axim
um
€
50
€12
0,0
00
€
50
€12
0,0
00
4 ye
ar N
atio
nal
Sol
idar
ity
Bon
ds (I
ssu
e 6)
10 y
ear
Nat
ion
al S
olid
arit
y B
onds
(Iss
ue
6)
Fill
in P
urc
has
e A
mou
nt
Fill
in P
urc
has
e A
mou
nt
Paym
ent
Met
ho
ds
Paym
ent
Met
ho
ds
Cas
hPe
rson
al C
heq
ue
Tota
l
€€ €
Sect
ion
4 –
Met
hod
of P
aym
ent (
Che
ques
to b
e m
ade
paya
ble
to N
TMA
Sta
te S
avin
gs)
Sou
rce
of
Fun
ds
(Ple
ase
tick
ap
pro
pri
ate
opti
on b
elow
)
Pers
onal
Sav
ings
Inh
erit
ed F
un
ds
Oth
er
(Ple
ase
spec
ify)
Plea
se ti
ck A
ccou
nt t
ype
requ
ired
abo
ve (T
ick
one
box
only
)
Con
sen
t Si
gnat
ure
of
nom
inat
ed P
aren
t/G
uar
dian
for
a M
inor
(age
d le
ss t
han
18)
Sole
M
inor
Join
t
Com
ple
te S
ecti
on 5
Pa
nel
1
Com
ple
te S
ecti
on 5
Pa
nel
s 1,
2N
ame
Sign
atu
re (Blo
ck L
ette
rs)
Sect
ion
3 –
Type
of H
olde
r Not
e-Fo
r app
licat
ion
form
s fo
r Cha
ritie
s, T
rust
s, C
lubs
, oth
er u
ninc
orpo
rate
d bo
dies
or F
riend
ly S
ocie
ties
tele
phon
e St
ate
Savi
ngs
at 1
850
30 5
0 60
/+35
3 1
705
7200
FOR
OFF
ICIA
L U
SE O
NLY
REC
EIPT
NO
. G
ROF
Offi
ce N
ame
PLEA
SE E
ND
OR
SE A
LL C
HEQ
UES
WIT
H T
HE
REC
EIPT
NU
MB
ER
Sign
atu
re o
f O
ffice
r:
Dat
e:
DA
TE S
TAM
P
(A)
(B)
If y
ou a
re a
n ex
isti
ng S
tate
Sav
ings
cus
tom
er p
leas
e en
ter a
ny o
ne
of y
our e
xist
ing
acco
unt
refe
ren
ces
and
the
prod
uct
typ
e be
low
.
Exis
tin
g A
ccou
nt
Nu
mb
er
Exis
tin
g Pr
odu
ct T
ype
Sect
ion
2 –
Oth
er P
rodu
cts
you
may
hol
d
(i.e
. Sav
ings
Cer
tifi
cate
s/Sa
vin
gs B
onds
/Nat
ion
al S
olid
arit
y B
ond/
Dep
osit
Acc
oun
t/Pr
ize
Bon
ds)
NS
B0
14
31
1
Sect
ion
6 –
Dec
lara
tion
and
Sig
natu
re I/
We
have
read
and
acc
ept t
he G
ener
al T
erm
s an
d Co
ndit
ions
and
the
Spec
ific
Cond
itio
ns d
ated
Mon
day
16 A
pril
2018
incl
udin
g th
e us
e of
my/
our P
PSN
. Ple
ase
sign
and
dat
e.
Deb
it C
ard
€ €
Firs
t N
amed
Ho
lder
Seco
nd
Nam
ed H
old
er
Sign
atu
re o
f 1s
t N
amed
Ho
lder
D
ate
Sign
atu
re o
f 2n
d N
amed
Ho
lder
D
ate
* PP
SN
* Fi
rst
nam
e(s)
* Su
rnam
e
* D
ate
of b
irth
* A
ddre
ss li
ne
1
* A
ddre
ss li
ne
2
A
ddre
ss li
ne
3
Ei
rcod
e
* Co
untr
y of
resi
denc
e
* N
atio
nal
ity
* Pl
ace
of b
irth
G
ende
r
C
onta
ct P
hon
e n
o.
E-
mai
l add
ress
DD
MM
YY
YY
Mal
eFe
mal
e
DD
MM
YY
YY
Mal
eFe
mal
e
Unl
ess o
ther
wis
e ag
reed
with
you
all C
orre
spon
denc
e w
ill b
e se
nt to
the
addr
ess i
n Pa
nel 1
–
Pan
el 1
Fir
st n
amed
hol
der
Pan
el 2
Sec
ond
nam
ed h
olde
r
Sect
ion
5 –
Hol
der(
s) D
etai
ls
2 3
Minimum Purchase - €50Maximum Purchase - €120,000 per individual, per Issue.
1 Annual Equivalent Rate.
1 Annual Equivalent Rate.
Your Savings will growas follows:
CumulativeBonus percentage
Encashment value of €1,000 at end period:
AER1
TAX FREE
Year 1 0.05% €1,000.50 0.05%
Year 2 0.25% €1,002.50 0.12%
Year 3 0.50% €1,005.00 0.17%
Year 4 1.00% €1,010.00 0.25%
Year 5 3.00% €1,030.00 0.59%
Year 6 5.00% €1,050.00 0.82%
Year 7 7.00% €1,070.00 0.97%
Year 8 10.00% €1,100.00 1.20%
Year 9 13.00% €1,130.00 1.37%
Year 10 16.00% €1,160.00 1.50%
Minimum Purchase - €50Maximum Purchase - €120,000 per individual, per Issue.
Earn 16% TAX FREE Total Return after 10 years (AER1 1.50%)Where National Solidarity Bonds are encashed before the elapse of 10 years, the AER will be lower.
What are State Savings?
• State Savings form part of the National Debt of Ireland which is managed by the National Treasury Management Agency.
• When you save with State Savings you are placing your money directly with the Irish Government.
• The repayment of all State Savings money is a direct, unconditional obligation of the Irish Government.
• Repayment of your money includes principal, interest and bonus payments if due.
How can I buy State Savings Products?• Call into any Post Office.
• Online at StateSavings.ie
The complete range of State Savings products are listed on our website StateSavings.ie. Customers can buy Fixed Term Products and Prize Bonds online.
To buy, online or by mail, you must be an existing State Savings customer for whom we already have the necessary evidence of identity. Please contact us for further information – contact details are on page 4.
If you are not an existing customer or if your last purchase of State Savings products was prior 05 October 2014 you must first register by completing a purchase at a Post Office or by postal application to State Savings, GPO Freepost, Dublin 1, D01 F5P2.
Your Savings will growas follows:
CumulativeBonus percentage
Encashment value of €1,000 at end period:
AER1
TAX FREE
Year 1 0.05% €1,000.50 0.05%
Year 2 0.55% €1,005.50 0.27%
Year 3 0.90% €1,009.00 0.30%
Year 4 2.00% €1,020.00 0.50%
1. National Solidarity Bond 4 year (Issue 6)
Earn 2% TAX FREE Total Return after 4 years (AER1 0.50%)Where National Solidarity Bonds are encashed before the elapse of 4 years, the AER will be lower.
for
purc
has
es a
fter
16
Apr
il 20
18
All
Pane
ls m
arke
d w
ith
an a
ster
isk
mus
t be
com
plet
ed in
ord
er to
pur
chas
e St
ate
Savi
ngs
Prod
ucts
.
2. National Solidarity Bond 10 year (Issue 6)
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