no fraud for you! how to fight identity theft
Post on 19-Jul-2015
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No Fraud For You! How To Fight
Identity theft is a little like Seinfeld. Its been around for what seems like forever and its likely not going anywhere any time soon.
What is Identity Theft?
A fraudster collects your personal information, steals
your identity, and yada yada yada your money is
How does Identity Theft affect me?
In 2013, identity theft fraudsters stole over $11 million
from nearly 20,000 Canadians rumored to be the #1 Airing of Grievance during Festivus.
How to fight Identity Theft
The good news: Identity theft isnt inevitable. Use the following tips and youll prevent fraudsters from stealing your money.
Be cautious of unsolicited emails,
telephone calls and mail
Never give your personal
to unrecognized or
over the phone,
or in person.
Carry fewer official documents
Carrying official documents
with sensitive personal
information on you at all
times is reckless. Leave
that stuff at home.
Monitor your credit reports, bank
statements and credit card statements
Use Equifax Canada or TransUnion
Contact your financial institution if you
notice any questionable payments on
your bank or credit card statements.
check your credit activity.
Never let anyone handle your debit or
Dont let cashiers or servers handle your card during purchase. Fraudsters can steal your credit card
information by simply passing your card over their cell
Shred personal financial documents
before throwing them out
Bank and credit card statements
contain account numbers,
addresses, and other personal
information. Shred or rip up official
documents before tossing them.
Keep your personal identification
Never write your debit or credit
card PINs down on paper or in
an electronic document. And
be wary of Close Talkers at the
ATM who may look over
Notify your post office and financial
institutions when you move
Homeowners or tenants in your old home may not look
suspicious but why chance your financial documents
in their possession?
Report any instances of Identity Theft
If someone has stolen your identity, immediately
contact the following:
The police to file a police report
Your financial institution and credit card company to put a hold on your accounts
The two national credit bureaus to place a fraud alert and potentially erase the fraudulent activity
The Canadian Anti-Fraud Centre for further assistance
Be the Master of your
Identity theft isnt going anywhere. Fraudsters constantly find ways around new security measures to
poach your identity. Using the previous tips will help
fight their attempts and keep your money and credit
Arm yourself with the latest fraud-prevention tips at