F inancial Literacy Booklet

®

800-522-4100 valleynationalbank.com

© 2016 Valley National Bank®. Member FDIC. Equal Opportunity Lender. All Rights Reserved. VCS-7131

5 25101

$1.22

$0.86

$1.72

$0.49

$1.90

Make some change!Circle the coins that add up to the correct amount

Saving is the key to getting the things that are important to you. Val and Lee love teaching kids about money and how to save. They love showing how to use the free VCoinWorks® machine at Valley National Bank to turn their change into dollars and how to open a Kids First Savings ClubSM Account to earn interest on their savings. And now they’ve put together this awesome book of games and activities that will help you learn about money too. There’s plenty to do. So let’s get started.

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Penny Nickel Dime Quarter

Bring your loose change to VCoinWorks® to see how much you saved!

NOW SHOWING

TICKETS

ADMIT ONE ADMIT ONE

ADMIT ONE ADMIT ONEMOVIE TICKET

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1 2 3 4 5 6 7 8 9 1 2 3 4 5 6 7 8 9 1 0 1 2 3

MOVIE TICKET

ADMIT ONE

ADM

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E ADM

IT ON

E

ADM

IT ON

E ADM

IT ON

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VIE TICKET

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34

56

78

91

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45

67

89

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What do you

VAL

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to do?

To do these activities you need to earn money.

Listen to music

World Flags and Currencies

China Israel

Brazil Italy

Switzerland Japan

India Mexico

United Kingdom Russia

YuanIsraeliShekel

Real Euro

Franc Yen

Rupee Peso

PoundSterling

Ruble

What would you like to save for?Draw a picture or paste photos cut frommagazines to remind yourself to save!

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Picture This!

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Which public f igure goes with each bill and bio?

Lee is ready to open his piggy bank!Help him find his way to VCoinWorks®

so he can count his change for free!

ONE DOLL ARS

1 1

11

DOLL ARS

5 5

55

DOLL ARS

10 10

1010

DOLL ARS

20 20

2020

DOLL ARS

5050

50 50

DOLL ARS

100 100

100100

ANDREWJACKSON

GEORGEWASHINGTON

BENJAMINFRANKLIN

ALEXANDERHAMILTON

ABRAHAMLINCOLN

ULYSSES S.GRANT

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Match Game?

F. He was best known as one of the Founding Fathers who drafted the Declaration of Independence and the Constitution of the United States.

E. He was a leader of the Continental Army in the American Revolution, and was the first to become U.S. president.

D. He was delegate to the Constitutional Convention and major author of the Federalist papers, was the United States’ first secretary of the treasury.

B. He was the seventh president of the United States. He is known for founding the Democratic Party and for his support of individual liberty.

A. He served as U.S. general and commander of the Union armies during the late years of the American Civil War, later becoming the 18th U.S. president.

C. He was the 16th president of the United States. He preserved the Union during the U.S. Civil War and brought about the emancipation of slaves.

1.

2.

3.

4.

5.

6.

Answers: 1) $100/F 2) $20/D 3) $50/A 4) $1/E 5) $5/C 6) $10/B

Save, Spend & Give MONEYSAVING JARS

What you need:

l 3 Mason Jars l Scissors l Ribbon of your choice

l Tape l Labels (see below) l Crayons, Markers or Colored Pencils

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Remove the silver flat lid piece from your jars and leave the external silver lid screwed on.

Tie a pretty bow or ribbon around the lid.

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Cut out the Labels below: Spend, Save, Give. Color them in and attach labels to jars using tape. Start stashing away your loose change and bills!

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Coloring Fun!

What you’ll do:

You’ll be amazed at just how fast those jars fill up!

• SPEND •Use this money for small tripsto the toy store and other fun

treats just for you!

• SAVE •Use this money to save up formore expensive items or place

in a savings account.

• GIVE •Use this money to give to

charity or to help someonein need! SAVE and bring to VCoinWorks®

and watch your savings GROW!

ANSWERS 1.Val’s bow is missing 2.Lee’s coin turned blue 3.The carpet lost a coin

4.The piggy bank lost its S 5.the V on Lee’s hat turned blue 6.Val lost a coin 7.Lee’s

ear is missing 8.the piggy banks ears changed shape.

P

Word Finder!Circle the words we use in a bank:

AllowanceBankBalanceBudgetChoiceEarnExpensesIncomeInterestMoneyNeedsPaycheckPurchaseSaveSpendTellerValueWants

x

The Change GameSome things changed while Val & Lee were looking for money. Help them f ind the eight differences?

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GlossaryAllowance: An amount of money that is given to you for a specific purpose that you can use to save or spend.

Bank: A place to save money and keep it safe.

Balance: The amount of money left over after additions and subtractions have been made from your account or allowance.

Budget: A plan that balances the amount of money coming in (income) with money going out (expenses).

Choice: To select freely and after consideration.

Earn: To gain something through effort or work.

Expenses: Money that you spend.

Income: Money that you receive in return for your work.

Interest: The amount banks pay to use your money.

Money: Something (as coins or bills) generally accepted as a way to pay for goods or services. Needs: Something necessary or required.

Paycheck: A check (money) representing payment of wages or salary.

Purchase: Something bought or paid for.

Save: When you put aside money for future use.

Spend: When you use your money to buy something.

Teller: Someone who works at the bank , who receives money you deposit into or withdraw (take out) of your savings account.

Value: The amount of money something is worth.

Wants: A desire or wish for something that is not necessary.

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Answers 1) Val’s bow is missing. 2) Lee’s coin turned blue. 3) The carpet lost the coin. 4)

The piggy bank lot its $. 5) The V on Lee’s hat turned blue. 6) Val lost a coin. 7) Lee’s ear is

missing. 8) The piggy banks ear changed shape.

AMOUNT I NEED:

$

TOTAL SAVED

NAME

I AM SAVING FOR:

DATE AMOUNT DEPOSITED TOTAL

$

$

Save with Val

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Track your savings as your get closer to your goal!

2020 20

TWENTY DOLLAR COUPONTWENTY DOLLAR COUPON

20

2020VAL & LEE

©2016 Valley National Bank®. Member FDIC. VCS-6267

Coupon offer good for the initial deposit only. Offer may be withdrawn without prior notice.

®

800-522-4100 vnbkids.com

Kids First Savings ClubSM

Present this coupon and Valley will match up to $20

of your initial deposit when you open a Kids First

Savings ClubSM Account.

Bring the attached coupon when you open aKids First Savings Club AccountSM and we’ll

match up to $20 of your initial deposit.

Available for children and young adults under 18 years of age. At age 25 the account reverts to a regular savings account.