Money Saving BenefitsFor Union Members

LDRTRNGPOWERPNT – 10-06

Union Plus Benefits

Benefits and services for union members and their families

Benefits developed by Union Privilege, founded by the AFL-CIO in 1986

Union Privilege uses the buying power of millions of union members to get good deals

Benefits designed with union members in mind – many benefits offer unique financial assistance during layoff, strike, disability, disaster or unemployment

Benefits can help members save more than $3,600 a year

Union Plus Credit Card

Union-endorsed credit card carried by more than 3 million union members

Safety net helps cardholders during financial hardship due to strikes, layoffs, disability, disaster

Competitive rates, low-rate balance transfers

Secured credit card to help rebuild credit

All calls answered in USA

Custom union design

To apply: Call 1-800-522-4000 or visit www.UnionPlusCard.com

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Union Plus Credit Counseling

Nation’s largest non-profit agency

Free initial counseling session with certified financial counselor

Complete financial review and budget analysis

Debt Management Plans with discounted initiation fees for union members

Can help to stop collection calls

Free financial resources, calculators and tools

Call 1-877-833-1745 or visit www.UnionPlus.org/CreditCounseling

Union Plus Mortgage & Real Estate

Has helped 58,000 union families buy a home and save $37.9 million in fees

Special programs for first-time home buyers

Apply over-the-phone or in branch offices

Unemployment, disability, layoff and strike benefits to help make mortgage payments

Programs for buyers with “less than perfect credit”

Program available to union members, their parents and children

Call 1-800-848-6466 or visit www.UnionPlus.org/Mortgage

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Union Plus Legal Service

Assistance with legal problems

Free 30-minute initial consultation

30% discount on legal services

Free simple document review

Over 2,000 law offices nationwide

List of lawyers online

No enrollment charge

Call 1-888-993-8886 or visit www.UnionPlus.org/Legal

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Union Plus Health Savings

Significant savings and discounts for:

• Prescriptions (retail and mail order)• Dental care• Vision care • Podiatry • Hearing care • And, much more

Cuts out-of-pocket costs

Standard plan $14.95, Premium plan $69.95 per year

Call 1-877-570-4845 or visit www.UnionPlus.org/HealthSavings

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Union Plus Education Services

Advice on going to college

Scholarships, for colleges, technical/trade schools and the National Labor College Scholarship

Education and consolidation loans

Financial aid counseling

Online college planning center

Call 1-877-881-1022 to speak to a financial aid counselor or visit www.UnionPlus.org/Education

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Union Plus Auto Insurance

Low union-member-only rates with average savings of $380 a year

Discounts for good driving and safety devices

Savings up to 30% on liability premium for each vehicle insured as part of a multi-car discount

Free roadside assistance

$250 grants to pay for driver’s education courses

Call 1-800-294-9496 or visit www.UnionPlus.org/AutoInsurance

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Union Plus Pet Services

Two money saving programs for your pets:

Pet Savings• Cut the cost of regular veterinarian services,

including routine care

Pet Health Insurance• Protect against the unexpected cost of

an illness or injury

For Pet Savings call 1-888-789-7387 (PETS)

For Pet Insurance call 1-866-473-7387 (PETS)

Or visit www.UnionPlus.org/Pets

Union Plus Loans

Ideal for debt consolidation

Competitive rate

Personal and home equity loans

Skip payment option

Member Advocacy Program

Call 1-888-235-2759 or visit www.UnionPlusLoan.com

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UnionSecure Insurance

Affordable, quality supplemental insurance designed to help union members provide for their families:

• Life Insurance

• Accidental Death and Dismemberment

• Short-term Recovery

• Accident Disability

Strike waiver of premium

No occupational exclusions

Call 1-800-393-0864 or visit www.UnionSecure.com

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Union Plus Everyday Savings

Get members only discounts on:

• Books

• Car Rentals (Avis, Budget)

• Cingular Wireless

• Condo Rentals

• Consumer Reports Online

• Cruises

• Dell Computers

• Flowers

• Health Clubs

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More Everyday Savings

You can also receive discounts on:

• Home Heating Oil

• Internet Service and Broadband Phone (VoIP)

• Movies, DVD rentals and Theme Parks

• Moving

• RV Rentals

• Union-Made Checks

• Worldwide Vacation Tours

• Your Credit Score

Visit www.UnionPlus.org/Discounts

Program Availability

Each international union selects the programs for their union

No union dues are used to provide these programs

Assistance with using the programs in organizing campaigns is available

Materials are available to promote the programs – free to members and leaders

These programs are subject

to change. For up-to-date

information visit:

www.UnionPlus.org.

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More Information

For more information on all the benefits visit:

www.UnionPlus.org

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