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  • 7/23/2019 Microfinance practitioner responses (since 1998)

    1/141

    Practitioner responses (since 1998)

    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    National Bank for Agriculture and Rural Development India -0.05 53,777,359 45,065,428 43,021,887 36,052,342

    Grameen Bank Bangladesh 8,370,000 8,045,244 8,370,000 8,045,244

    Association of Asian Confederation of Credit Unions Thailand -0.32 5,641,070 3,384,642 5,599,800 3,247,884

    Bangladesh Rural Development Board Bangladesh 5,540,000 3,878,000 5,400,000 3,780,000

    SKS Microfinance Limited India 5,862,520 5,862,520 5,311,294 5,311,294

    Spandana Sphoorty Financial Limited India 4,188,655 3,706,960 4,188,655 3,706,960

    ASA Bangladesh Bangladesh 4,359,218 3,908,911 3,705,335 3,668,282

    Vietnam Bank for Social Policies Vietnam 6,900,000 4,140,000 3,434,262 1,734,646

    BRAC Bangladesh 4,959,133 4,562,402 2,930,000 2,900,700

    Bandhan Financial Services Pvt. Ltd. India 3,388,317 3,388,317 2,458,563 2,458,563

    Sri Kshetra Dharmasthala Rural Development Project India 1,805,303 1,379,252 1,588,512 1,270,810Share Microfin Limited India 1,938,363 1,938,363 1,550,690 1,550,690

    Equitas Micro Finance India Private Limited India 1,355,044 1,355,044 1,355,044 1,355,044

    Asmitha Microfin Limited India 1,082,297 1,082,297 865,838 865,838

    Mahila Arthik Vikas Mahamandal Ltd. India 788,965 788,965 788,965 788,965

    AgroAmigo - Banco do Nordeste do Brasil S/A Brazil 735,809 345,830 735,809 345,830

    Central People's Credit Fund of Vietnam Vietnam 1,490,000 677,950 716,000 322,200

    Bank Rakyat Indonesia Indonesia 3,615,812 1,807,906 715,645 357,822

    Amhara Credit and Savings Institution Ethiopia 694,802 423,829 687,516 419,385

    Ananya Finance for Inclusive Growth Pvt. Ltd. India 847,612 847,612 635,709 635,709

    Working Women's Forum India 529,961 529,961 529,961 529,961

    Banque Tunisienne de Solidarit Tunisia 601,606 246,658 507,676 218,301

    Oromia Credit & Saving Share Company Ethiopia 502,540 163,627 502,540 163,627

    BURO Bangladesh Bangladesh 897,209 897,209 417,416 417,416

    CASHPOR Micro Credit India 403,493 403,493 403,493 403,493

    Dana Sejahtera Mandiri (Damandiri) Foundation Indonesia 443,396 363,141 355,717 284,574

    Khushhali Bank Limited Pakistan 352,962 88,240 352,962 88,240

    ASA Philippines Foundation, Inc. Philippines 417,850 417,850 346,816 346,816

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    Practitioner responses (since 1998)

    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    COWAN African Responsive Banking Micro Finance

    Bank Nigeria 360,000 324,000 345,000 310,500

    Islami Bank Bangladesh Limited Bangladesh 382,319 321,148 343,304 322,706

    Dedebit Credit and Saving Institution Share Company Ethiopia 381,920 198,598 341,751 177,711

    Cauvery Kalpatharu Grameena Bank India 334,877 318,133 334,877 301,389

    Thengamara Mohila Sabuj Sangha Bangladesh 542,676 531,822 325,606 319,094

    LAPO Microfinance Bank Limited Nigeria 421,126 393,458 322,878 215,101

    PADAKHEP Manabik Unnayan Kendra Bangladesh 341,289 276,615 307,160 244,469

    Jagorani Chakra Foundation Bangladesh 309,672 278,705 302,472 287,348

    Kafo Jiginew Mali 306,321 85,555 287,942 85,548

    Sonali Bank Bangladesh 291,389 154,436 280,683 154,376

    State Ministry of National Family Planning

    Coordinating Board, Indonesia Indonesia 278,088 264,184 278,088 264,184National Rural Support Programme Pakistan 329,780 255,909 268,111 211,808

    Self Reliance Economic Advancement Programme Nigeria 266,967 242,940 266,967 242,940

    Kashf Foundation Pakistan 265,825 265,825 265,825 265,825

    Equity Bank Limited Kenya 630,088 333,947 257,943 139,289

    United Nations Development Program Microfinance

    Project Executed by Pact Institute in Myanmar Myanmar 337,368 335,276 243,297 240,523

    Bangladesh Krishi Bank Bangladesh 481,131 192,452 240,565 120,282

    Social Fund For Development Egypt 232,592 134,903 232,592 134,903

    Grama Vidiyal Micro Finance Limited India 815,825 815,825 217,813 217,813

    ASA International India Microfinance Pvt. Ltd India 214,969 214,754 214,754 212,070

    S.M.I.LE. Microfinance Ltd. India 348,007 348,007 208,804 208,804

    RDRS Bangladesh Bangladesh 240,398 213,954 205,306 182,722

    Palli Daridro Bimochon Foundation Bangladesh 464,270 454,985 198,644 188,712

    Professional Assistance for Development Action India 207,200 207,200 196,800 196,800

    Kenya Women Finance Trust - DTM Kenya 279,850 279,850 195,895 195,895

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    Practitioner responses (since 1998)

    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Bank of Agriculture Nigeria 780,936 203,043 195,234 48,808

    Grooming People for Better Livelihood Centre Nigeria 193,850 191,912 193,850 191,912

    Caritas Bangladesh Bangladesh 213,179 172,675 181,050 143,030

    Crdit Rural de Guine S. A. Guinea 239,474 105,369 179,605 77,230Mitra Bisnis Keluarga Ventura Indonesia 270,458 270,458 175,798 175,798

    Alexandria Business Association - Small and Micro

    Enterprise Egypt 187,955 101,684 161,406 87,159

    Addis Credit and Saving Institution Ethiopia 208,844 133,660 156,800 95,648

    Oxfam America in Mali Mali 260,150 260,150 156,090 156,090

    Karnataka Regional Organisation for Social Service India 150,000 150,000 150,000 150,000

    Angkor Mikroheranhvatho (Kampuchea) Co., Ltd. Cambodia 275,251 239,468 149,815 127,343

    BSS Microfinance Private Limited India 149,368 149,368 149,368 149,368Proshika Manobik Unnayan Kendra Bangladesh 1,191,332 767,218 142,959 95,783

    Foundation for a Sustainable Society, Inc. Philippines 166,161 141,237 132,929 119,636

    ASA Pakistan Limited Pakistan 142,814 142,157 132,542 131,217

    RGVN (North East) Microfinance Limited India 144,188 142,746 132,234 130,912

    Banco do Nordeste do Brasil S/A-Crediamigo Brazil 1,046,062 690,401 131,684 97,446

    Fondation Banque Populaire pour le Micro Crdit Morocco 212,002 122,961 131,441 74,921

    Sinapi Aba Trust Ghana 133,420 121,946 130,752 120,292

    Farmers Development Union Nigeria 158,730 138,413 130,576 114,254

    Amanah Ikhtiar Malaysia Malaysia 274,775 274,775 129,433 129,433

    United Development Initiatives for Programmed

    Actions Bangladesh 218,685 192,355 126,837 119,227

    South Malabar Gramin Bank India 826,200 402,194 123,930 83,033

    LEAD Foundation Egypt 141,389 119,474 123,000 123,000

    BRAC Microfinance Afghanistan Afghanistan 146,852 122,533 122,530 101,050

    Madura Micro Finance, Ltd. India 242,467 242,467 121,234 121,234

    Sanghamithra Rural Financial Services India 120,343 119,140 120,343 120,343

    The First Microfinance Bank Ltd. Pakistan 119,204 39,886 119,204 39,886

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    Practitioner responses (since 1998)

    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Consorcio de ONGs Promocin de la Mujer y la

    Comunidad Peru 138,846 126,350 115,451 105,060

    BRAC Tanzania Tanzania 116,749 114,286 113,126 113,126

    Assuit Businessmen?s Association Egypt 250,852 125,426 112,244 101,020

    Appropriate Development for Africa Foundation Cameroon 185,230 47,604 112,138 33,967

    Crdito con Educacin Rural Bolivia 120,183 105,761 108,165 97,348

    Fonds d'Appui aux Activits Rmunratrices des

    Femmes Burkina Faso 142,805 142,805 107,103 80,327

    CARD MRI Philippines 1,433,346 1,419,013 105,900 104,841

    Chhimek Laghubitta Bikas Bank Ltd. Nepal 107,604 107,604 105,452 105,452

    Nirdhan Utthan Bank Ltd. Nepal 105,327 104,179 104,873 104,181

    Grameen Financial Services Pvt. Ltd. India 298,616 293,540 104,516 104,516

    Caja de Compensacin Familiar de Antioquia Colombia 120,269 57,681 103,933 40,232Banco de las Microfinanzas Bancama S.A. Colombia 453,315 271,989 101,758 56,272

    Al Amana Microfinance Morocco 296,000 121,360 101,711 54,924

    CARE International in Rwanda Rwanda 157,391 123,709 99,156 77,937

    Financiera EDYFICAR S.A. Peru 356,099 169,824 97,225 48,612

    Bangladesh Extension Education Services Bangladesh 98,119 90,063 95,358 87,691

    Banco de Ahorro y Crdito ADOPEM, S.A. Dominican Republic 145,995 106,576 95,000 76,000

    Social Development Fund Gambia 105,000 73,500 94,500 66,150

    National Bank of Cambodia Cambodia 1,141,913 945,732 91,353 73,082

    Organisation d'Intert Communautaire pour le

    Dveloppement du Congo Democratic Republic of Congo 90,000 - 90,000 90,000

    China Foundation for Poverty Alleviation People's Republic of China 106,491 96,907 87,615 81,482

    Saadhana Microfin Society India 87,604 87,604 87,604 87,604

    Integrated Development Foundation Bangladesh 86,952 86,613 85,145 84,813

    Centre for Development Innovation and Practices Bangladesh 85,943 79,068 85,000 78,200

    Resource Integration Centre Bangladesh 93,394 76,032 84,055 66,656

    Manabik Shahajya Sangstha Bangladesh 120,596 120,186 81,354 81,077

    Provident Mxico, S.A. de C.V. Mexico 597,696 418,387 81,287 56,901

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    Practitioner responses (since 1998)

    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Asomi Finance Private Limited India 80,205 80,205 80,205 80,205

    People's Oriented Program Implementation Bangladesh 168,098 166,400 79,693 79,693

    Swabalamban Laghubitta Bikas Bank Ltd. Nepal 110,263 110,263 77,184 77,184

    Credit Union Coordination Chapter of NTT East part Indonesia 108,800 56,576 76,160 39,603

    All India Association for Micro Enterprise

    Development India -0.07 83,700 82,026 75,330 67,797

    Sarvodaya Economic Enterprise Development

    Services (Gte.) Ltd Sri Lanka 149,146 93,664 72,970 52,247

    CARE International in Uganda Uganda 313,100 206,646 72,013 47,529

    CARE International Au Niger Niger 118,193 115,002 70,325 68,426

    People's Multipurpose Development Society India 69,000 69,000 69,000 69,000

    Ad-din Welfare Centre - Jessore Bangladesh 97,444 96,470 68,595 67,909

    The Small Enterprise Foundation South Africa 82,785 81,957 67,559 67,559Centre for Grassroots Economic Empowerment

    (formerly Justice Development and Peace

    Commission) Nigeria 67,447 67,447 67,447 67,447

    HEED Bangladesh Bangladesh 72,804 70,037 66,979 64,414

    PRIDE Tanzania Tanzania 100,055 65,036 66,704 42,024

    BRAC Sri Lanka Sri Lanka 74,069 74,069 66,662 66,662

    Plan International - Region of Americas and

    Caribbean Panama 102,433 78,873 65,414 37,286

    North Malabar Gramin Bank India 123,900 - 65,000 61,750

    Jeevan Bikas Samaj Nepal 64,536 64,536 64,536 64,536

    enda inter-arabe Tunisia 196,000 137,200 63,981 40,308

    Mitra Dhu'afa Foundation (Koperasi Mitra Dhuafa) Indonesia 71,648 71,648 62,441 62,441

    Muslim Aid UK - Bangladesh Field Office (Muslim Aid

    Bangladesh) Bangladesh 70,500 69,760 62,250 62,219

    CARE International in Kenya Kenya 150,706 119,510 60,283 47,804

    Punjab Rural Support Programme - Lahore Pakistan 61,429 27,950 60,000 23,400

    Samurdhi Authority of Sri Lanka Sri Lanka 800,000 544,000 60,000 24,000

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    Practitioner responses (since 1998)

    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Eco-Social Development Organisation Bangladesh 95,084 91,214 59,903 58,867

    Dakahlya Businessmen's Association for Community

    Development Egypt 104,253 56,766 59,833 52,474

    Coastal Association for Social Transformation Trust Bangladesh 64,613 62,028 59,626 59,626

    Central Credit Union of Swadaya Utama Indonesia 78,023 42,913 59,297 20,754

    Catholic Relief Services Kenya Kenya 97,883 81,928 58,730 49,157

    Rural Reconstruction Foundation Bangladesh 189,738 186,114 57,592 56,584

    Village Enterprise Fund Kenya 57,500 - 57,500 37,375

    Tulay Sa Pag-unlad, Inc. Philippines 287,045 261,211 57,409 57,409

    WAVE Foundation Bangladesh 98,335 96,988 56,415 55,642

    Christian Service Society Bangladesh 115,133 110,528 54,175 51,466

    Malawi Union of Savings and Credit Cooperatives Malawi 105,751 37,013 53,990 32,394Plan International - Region of East and Southern

    Africa Kenya 232,407 146,416 52,970 42,906

    Salaf Albaraka FONDEP Morocco 131,934 73,883 52,770 29,551

    Alternative Finance Link for Development Nigeria 52,000 - 52,000 26,000

    Gram Utthan India 52,245 52,245 51,768 51,768

    Development Project Service Centre, Nepal Nepal 51,622 51,622 51,622 51,622

    Fondo para el Desarrollo Social de la Ciudad de

    Mxico Mexico 62,800 44,588 51,592 37,146

    People's Rural Education Movement India 55,230 54,678 51,370 50,856

    Assistance for Social Organization and Development Bangladesh 50,772 50,772 50,772 50,772

    Pride Microfinance Limited (Uganda) Uganda 70,412 32,601 50,222 24,107

    Fatire des Units Coopratives d?Epargne et de

    Crdit du Togo Togo 104,763 69,772 50,015 45,714

    Mahasemam Trust India 93,220 93,220 49,756 49,756

    Village Financial Services Private Limited India 165,847 165,847 49,754 49,754

    Women's Development Businesses South Africa 48,931 48,931 48,931 48,931

    Catholic Relief Services Uganda Uganda 79,969 55,978 47,981 33,587

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    Practitioner responses (since 1998)

    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Nano Financial Services India Private Limited India 67,320 67,320 47,810 47,810

    Forum for Rural Women Ardency Development Nepal 50,025 50,025 47,040 47,040

    Wisdom Microfinance Institution (S.C.) Ethiopia 48,738 31,192 46,875 30,000

    Al Tadamun Microfinance Foundation Egypt 46,440 46,440 46,440 46,440CARE International in Tanzania Tanzania 160,079 121,660 46,423 35,281

    Fundacin Gnesis Empresarial Guatemala 157,465 105,124 46,328 32,022

    SKS Foundation Bangladesh 100,152 97,869 46,155 45,103

    Ghana Co-operative Susu Collectors Association Ltd Ghana 306,833 230,125 46,000 37,260

    Omo Microfinance Institution S.C. Ethiopia 327,888 101,645 45,740 25,157

    HOPE Microcredit Finance Pvt. Ltd. India 98,087 98,087 45,000 45,000

    ASPADA Paribesh Unnayan Foundation Bangladesh 54,608 51,031 44,342 41,438

    Thardeep Rural Development Program Pakistan 44,317 28,363 44,317 28,363

    Sajida Foundation Bangladesh 108,968 99,161 43,587 39,664Society Development Committee Bangladesh 68,768 64,642 43,350 41,182

    Centenary Bank Uganda 121,000 10,890 43,000 3,870

    Credit Union Promotion Centre/Koperasi Kredit

    Rakyat Malaysia 42,708 - 42,708 22,635

    Aakay Ang Milamdec Microfinance Foundation, Inc. Philippines 41,684 40,850 41,684 40,850

    Banrural Grameen Microfinanzas Guatemala 41,608 41,608 41,608 41,608

    Ansar - VDP Unnayan Bank Bangladesh 100,878 72,632 41,400 28,980

    AWARENESS India 41,387 37,248 41,387 37,248

    Turkish Grameen Microfinance Program Turkey 44,642 44,642 41,000 41,000

    Catholic Relief Services Tanzania Tanzania 67,819 41,370 40,692 24,822

    Rseau des Caisses Villageoises d'Epargne et de

    Crdit Autogr Senegal 45,213 42,500 40,356 37,935

    Madhyamanchal Grameen Bikas Bank, (Mid-Region

    Rural Dev) Nepal 40,243 - 40,243 40,243

    Small Farmers Development Foundation Bangladesh 70,105 50,868 40,150 25,692

    ASHRAI Bangladesh 45,644 45,635 40,133 40,133

    CUMO Microfinance Limited Malawi 50,798 40,638 40,130 34,110

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    Practitioner responses (since 1998)

    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Fdration Nationale des COOPEC du Burundi Burundi 222,939 40,129 40,129 3,210

    Fdration des Caisses Populaires du Burkina Burkina Faso 151,232 66,542 40,113 40,113

    Acts Mahila Mutually Aided Cooperative Thrift

    SocietyIndia 47,151 - 40,078 38,876

    Caisse Cooprative d'Epargne et de Crdit Mutuel Burundi 49,735 37,301 39,788 29,841

    Purwanchal Grameen Bikas Bank Ltd. (Bittiya

    Sanstha) Nepal 49,650 - 39,720 39,720

    Nerude Laghubitta Bikas Bank Ltd. Nepal 44,920 44,920 38,182 38,182

    Union des Banques Populaires du Rwanda Rwanda 84,964 28,888 38,064 12,942

    National Development Society Bangladesh 39,500 36,340 37,900 34,868

    VisionFund (Cambodia) Cambodia 132,036 121,473 37,842 34,815

    BRAC Uganda Uganda 107,708 106,631 37,052 37,052

    Closed Joint-Stock Company 'FINCA MicrocreditCompany' Kyrgyzstan 122,263 80,694 37,000 24,420

    Deprosc Development Bank Ltd Nepal 37,175 37,175 36,282 36,282

    All India Women's Conference India 40,000 40,000 35,000 35,000

    Crdit du Sahel, S.A. Cameroon 36,021 21,613 35,000 28,000

    Welfare Services Ernakulam India 39,121 36,383 34,860 34,163

    CARE International in Zimbabwe Zimbabwe 48,339 40,605 34,804 29,235

    Bangladesh Association for Social Advancement Bangladesh 86,754 78,079 34,780 34,377

    Development Promotion Group India 62,000 52,700 34,100 28,985

    Liberation Movement for Women India 34,000 34,000 34,000 34,000

    Foundation for International Community Assistance

    (FINCA Uganda) Uganda 43,135 28,469 33,851 22,003

    Desha Sechsashebi Artho Samajik Unnayan O

    Manobik Kallyan Sangstha Bangladesh 41,443 - 33,848 33,848

    Egyptian Small Enterprise Development Foundation Egypt 81,316 54,783 33,663 33,663

    Adithi India 33,000 - 33,000 -

    Wasasa Microfinance Institution S.C. Ethiopia 43,702 19,666 32,776 19,666

    Holy Cross Social Service Centre India 32,500 32,500 32,500 32,500

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    Practitioner responses (since 1998)

    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Fonkoz - Fondasyon Kole Zepl Haiti 60,100 59,499 32,454 32,129

    Al-Falah Aam Unnayan Sangstha Bangladesh 38,564 38,178 32,445 32,121

    PT. Usaha Karta Bina Mandiri Indonesia 62,172 - 31,806 -

    Social Fund for Development Yemen Yemen 33,424 26,739 31,753 26,673

    CARE International in Mali Mali 49,593 46,369 31,740 29,677

    ChildFund India India 34,800 26,796 31,668 24,384

    Jamii Bora SACCO Kenya 48,518 31,537 31,537 20,499

    Akhuwat Pakistan 35,000 15,750 31,500 10,395

    Pashchimanchal Grameen Bikas Bank Limited Butwal Nepal 41,851 39,758 31,388 29,819

    Association of Cambodian Local Economic

    Development Agencies Bank Ltd. Cambodia 272,316 148,222 31,195 19,213

    Wayamba Development Bank Sri Lanka 144,460 93,899 31,000 -

    PAGE Development Centre Bangladesh 65,015 64,163 30,557 30,557

    People's Education and Development Organisation India 30,226 30,226 30,226 30,226

    ESAF Micro Finance and Investments (P) Ltd India 300,885 300,133 30,089 30,089

    Pro Mujer - Bolivia Bolivia 100,991 94,932 30,000 30,000

    UM-PAMECAS Senegal 75,806 46,242 30,000 27,000

    Uttara Development Program Society Bangladesh 50,932 50,423 30,000 28,500

    Bandhu Kallyan Foundation Bangladesh 33,327 27,661 29,994 26,995

    Fundacin para el Desarrollo Integral de Programas

    Socioeconmicos Guatemala 39,555 28,875 29,600 21,608

    Talete King Panyulung Kampampangan Inc. Philippines 31,086 28,599 29,500 29,500

    Crdit Communautaire d'Afrique Cameroon 63,121 39,135 29,230 20,169

    Women Development Business Microfinance South Africa 29,000 29,000 29,000 29,000

    Heifer International China People's Republic of China 33,507 13,359 28,570 11,814

    Sindh Rural Support Organization Pakistan 38,218 37,454 28,434 20,472

    BRAC Pakistan Pakistan 97,547 97,362 27,808 27,808

    Opportunity International Bank of Malawi Malawi 51,152 25,576 27,584 16,550

    CAURIE-Micro Finance Senegal 46,685 44,351 27,403 19,182

    Kotalipara Development Society India 60,648 60,648 27,292 27,292

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    Practitioner responses (since 1998)

    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Kazama Grameen Inc. Philippines 28,714 28,427 27,278 27,005

    Grassroots Health Organization of Nigeria Nigeria 28,900 27,744 27,200 16,864

    ASA Ghana Ghana 67,604 66,455 27,041 27,041

    MAMATA Bangladesh 28,501 25,366 26,791 26,255

    PROCAPEC-CAPEC Mauritania 26,500 - 26,500 -

    Fondo de Desarrollo Local Nicaragua 58,104 32,335 26,211 14,940

    Star Youth Association India 26,159 26,159 26,159 26,159

    Rashtriya Seva Samithi India 34,725 34,725 26,000 26,000

    Jakas Foundation Bangladesh 56,547 49,196 25,906 22,797

    Society for Social Service Bangladesh 315,888 303,252 25,900 25,900

    Asha Microfinance Bank Ltd Nigeria 25,833 25,833 25,833 25,833

    McLevy Institute of Development Services India 25,600 25,600 25,600 25,600

    Community Finance Resource Centre Vietnam 36,487 36,049 25,541 25,541

    CARE International in Malawi Malawi 82,158 66,055 25,469 20,477CARE International in Mozambique Mozambique 45,714 36,251 25,142 19,938

    ATMABISWAS Bangladesh 35,844 34,769 25,090 24,086

    Mouvement pour l' Encadrement des Femmes sans

    Voix a la Base Democratic Republic of Congo 28,000 - 25,000 22,000

    Patrimonio Hoy Mexico 34,500 28,635 25,000 21,250

    People's Bank of Caraga, Inc. Philippines 42,419 38,177 25,000 22,500

    Pamoja Women Development Programme Kenya 27,624 27,348 24,862 24,613

    BRAC Liberia Microfinance Company Limited Liberia 25,814 25,362 24,751 24,751

    Shishu Niloy Foundation Bangladesh 25,101 25,016 24,599 24,515

    Star MicroFin Service Society India 25,436 25,436 24,546 24,546

    Fdration des ONG du Sngal Senegal 27,300 16,926 24,283 13,841

    Rseau des Caisses d'Epargne et de Crdit Nysigiso Mali 24,812 10,669 24,131 5,068

    Palli Mongal Karmosuchi Bangladesh 109,462 109,440 23,761 23,761

    BWDA Finance Limited India 159,681 156,487 23,742 23,267

    Premire Agence de Microfinance West Africa Burkina Faso 25,962 8,567 23,366 7,711

    Centre d'Appui Nutritionnel et Economique aux

    Femmes Mali 25,390 - 23,132 23,132

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    Practitioner responses (since 1998)

    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Fundacin Diaconia FRIF Bolivia 50,856 30,514 22,978 17,234

    Ujjivan Financial Services Pvt. Ltd. India 762,923 762,923 22,888 22,888

    Society for Model Gram Bikash Kendra Bangladesh 40,951 40,541 22,750 22,522

    Catholic Relief Services Rwanda Rwanda 37,704 25,639 22,622 15,383

    Association pour la Promotion et l'Appui au

    Dveloppement des Micro-Entreprises Benin 48,962 31,341 22,548 16,855

    Freedom From Poverty Nigeria 22,500 12,375 22,500 12,375

    Gram Unnayan Karma Bangladesh 85,628 81,347 22,407 21,287

    Centre for Community Based Poverty Alleviation

    Program India 23,000 - 21,850 21,850

    Fonds de Solidarit des Travailleurs de

    l'Enseignement Burundi 27,154 16,292 21,723 13,034

    Catholic Relief Services Malawi Malawi 36,043 28,474 21,626 17,085

    Fundacin delamujer Colombia 226,273 156,128 21,053 16,000A Self-Help Assistance Program [Zimbabwe] Zimbabwe 21,005 17,014 21,005 17,014

    Association pour le Droit l'Initiative Economique France 27,506 11,608 20,926 -

    Microcredit Foundation EKI Bosnia and Herzegovina 35,342 14,137 20,874 8,308

    Pact Global Microfinance Fund (SAHEEA) Myanmar 45,429 43,548 20,662 19,807

    Adhikar India 41,287 41,287 20,539 20,539

    Village Education Resource Center Bangladesh 50,073 49,377 20,500 20,090

    Fundacin WWB Colombia Colombia 172,766 115,753 20,300 13,601

    Grama Siri, Andra Pradesh India 20,036 20,036 20,036 20,036

    Palli Manabik Unnayan Sangstha Bangladesh 22,000 - 20,000 17,000

    BKD Association Indonesia 398,381 278,867 19,919 13,943

    Institute for Self Management India 19,913 14,337 19,913 14,337

    Rural Integrated Development Organisation India 28,701 - 19,880 19,681

    GHASHFUL Bangladesh 47,294 45,941 19,857 19,585

    UCPB-CIIF Finance and Development Corporation Philippines 19,710 13,994 19,710 13,994

    Rashtriya Gramin Vikas Nidhi India 20,549 18,905 19,521 17,569

    Sunflower Project - Projet Culture de Tournesol Democratic Republic of Congo 19,500 9,750 19,500 13,650

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Adarsha Saving & Credit Co-operative Ltd Nepal 29,340 - 19,225 2,307

    Micro Start - Action des Femmes pour le

    Dveloppement Burkina Faso 20,242 17,206 19,200 16,896

    Caja Municipal de Ahorro y Crdito de Sullana Peru 108,202 49,935 19,020 8,158

    Sharkia Businessmen Association for Community

    Development Egypt 38,862 26,038 18,885 13,220

    Samastha Lanka Praja Sanwardana Mandalaya Sri Lanka 27,343 21,328 18,734 14,613

    Shariatpur Development Society Bangladesh 47,035 46,809 18,343 18,251

    Juba Jiban Advancement Committee Bangladesh 18,641 18,641 18,326 18,326

    Pro Mujer - Per Peru 60,858 57,207 18,200 18,200

    Shri Mahila Sewa Sahakari Bank Ltd. India 30,293 30,293 18,176 18,176

    Asociacin de Oportunidad y Desarrollo Econmico

    de Nicaragua Nicaragua 30,100 24,080 18,060 16,254

    Resource Service Centre India 19,600 - 18,032 -Resource Development Foundation Bangladesh 29,526 28,345 18,010 17,290

    Trabajo con Servicios Financieros Enlace, S.A. de C.V. El Salvador 35,185 28,757 18,000 9,000

    Assosiasi Baitul Maal wa Tamwil Indonesia 23,855 - 17,891 -

    League for Education and Development India 23,721 23,009 17,816 17,816

    CRESA Financial Services (CFS) Private Ltd India 35,118 35,118 17,559 17,559

    Social Advancement Through Unity Bangladesh 49,488 44,925 17,448 17,448

    Network of Entrepreneurship & Economic

    Development India 26,781 25,442 17,408 16,538

    OUTREACH, Association of Volunteers for Rural

    Development India 17,380 - 17,380 17,032

    Fondo Financiero Privado PRODEM S.A. Bolivia 115,835 54,813 17,375 10,425

    Society for Promotion of Youth & Masses India 17,256 17,256 17,256 17,256

    Prodipan Bangladesh 17,047 16,365 17,047 16,365

    INDCARE Trust India 20,780 20,780 17,000 17,000

    DCY (A Center for Sustainable Development) Bangladesh 21,620 - 16,955 11,021

    ASA International Bangladesh -0.97 21,174 20,962 16,939 16,770

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Bayan Foundation (Formally ABS-CBN Foundation,

    Inc.) Philippines 30,653 - 16,929 16,083

    Grameen Manobik Unnayan Sagstha Bangladesh 25,987 22,375 16,644 15,945

    Vision Fund AzerCredit LLC Azerbaijan 47,232 18,893 16,530 6,777

    National Educational and Social Development

    Organization Nepal 22,460 22,460 16,500 16,500

    BRAC Microfinance Limited Sierra Leone Sierra Leone 20,310 20,310 16,248 16,248

    Union des Clubs d'Epargne et de Crdit du Mayo-

    Kebbi de Pala Chad 17,971 5,571 16,174 5,014

    Foundation for Credit and Community

    Assistance/Freedom from Hunger Uganda 16,076 - 16,076 16,076

    Organisation pour la Promotion des Initiatives

    Communataires de Base en Afrique Democratic Republic of Congo 16,028 - 16,028 16,028

    Fundacin Mundo Mujer - Popayn Colombia 417,479 275,536 16,000 10,880

    Organizacin de Desarrollo Empresarial Femenino Honduras 28,953 15,924 16,000 10,400

    Centre for Mass Education in Science Bangladesh 19,604 14,891 15,683 11,474

    ActionAid Bangladesh Bangladesh 24,003 - 15,600 14,820

    Noakhali Rural Development Society Bangladesh 18,351 18,351 15,598 15,598

    Yayasan Dharma Bhakti Parasahabat (Foundation) Indonesia 78,639 - 15,532 14,926

    Fundacin para el Desarrollo Socio-econmico Rural Nicaragua 25,438 12,765 15,500 7,750

    Alliance de Crdit et d'Epargne Pour la Production Senegal 30,503 16,014 15,285 10,852

    Development Initiative for Social Advancement Bangladesh 20,884 19,664 15,280 14,363

    CARE International in Ethiopia Ethiopia 34,664 25,305 15,252 11,134

    Hagdan Sa Pag-Uswag Foundation, Inc. Philippines 18,002 16,382 15,218 14,838

    Mauchak Bangladesh 16,255 - 15,055 14,754

    Gono Kallayan Trust Bangladesh 22,201 21,535 15,010 14,410

    Appui aux Collectivits Dcentralises Mali 45,000 - 15,000 9,000

    Micro Credit Company 'MIKROFIN' Bosnia and Herzegovina 36,477 11,111 15,000 9,000

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Molyn Credit Limited Kenya 20,000 11,000 15,000 8,700

    Sriramakrishna Swatmananda Mata India 20,000 - 15,000 7,500

    Navachetana Microfin Services Private Limited India 14,850 14,850 14,850 14,850

    Uganda Women's Effort to Save Orphans Uganda 14,839 - 14,839 12,020

    M7 Microfinance Network Vietnam 36,669 35,936 14,670 14,670

    Rural Community Development Society Pakistan 20,907 18,718 14,637 14,344

    Fundacin para el Desarrollo Empresarial y Agrcola Guatemala 24,315 10,942 14,586 5,834

    CARE International in Burundi Burundi 21,774 17,964 14,567 12,018

    Fdration de Caisses d'Epargne et de Crdit Agricole

    Mutuel Benin 73,273 - 14,541 8,434

    Peermade Development Society India 34,500 29,325 14,500 12,325

    Unin Catlica de Apoyo al Desarrollo Comunitario

    (UCADE) Ecuador 21,263 16,066 14,454 10,985

    Fundacin Paraguaya de Cooperacin y Desarrollo Paraguay 52,786 44,678 14,252 13,539

    Pally Bikash Kendra Bangladesh 29,826 28,931 14,242 14,242

    Rseau des Caisses Rurales d'Epargne et de Crdit du

    Walo Senegal 16,200 - 14,190 12,517

    Carsa Foundation Bangladesh 17,312 16,131 14,189 13,905

    Bessfa Rural Bank LTD Ghana 14,091 - 14,091 11,696

    Poverty Eradication and Community Empowerment Ethiopia 17,541 14,384 14,033 11,226

    OPP-Orangi Charitable Trust Pakistan 39,379 7,876 14,000 2,800

    ASA Afghanistan Ltd. Afghanistan 14,137 13,627 13,995 13,855

    Sangamam Women's Multipurpose MACS Ltd India 22,451 22,451 13,886 13,886

    Christian Children's Fund Thailand, Inc. Thailand 13,875 - 13,875 9,851

    Community Development Center Microcredit

    Development Program Bangladesh 91,957 78,163 13,836 6,918

    Association des Caisses de Financement la Base Benin 46,266 40,945 13,750 13,200

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Union des Baor Tradition d'Epargne et de Crdit Burkina Faso 15,500 7,595 13,700 6,850

    CARE Philippines Philippines 34,060 - 13,624 10,899

    Women and Associations for Gain both Economic

    and Social Togo 27,556 20,667 13,620 10,624

    Banco Solidario S.A. (Banco Sol) Bolivia 71,609 - 13,606 7,619

    Hambantota District Thrift and Credit Co-operative

    Societies Ltd. Sri Lanka 15,000 - 13,500 -

    Manidham Grameen Savings cum Credit Services India 18,645 18,645 13,465 13,465

    National Microfinance Foundation Yemen 13,421 12,482 13,421 12,482

    Fonds de Solidarit Nationale Tunisia 63,700 - 13,400 12,060

    Catholic Relief Services Benin Benin 22,306 16,506 13,383 9,903

    Institution de Micro finance Hekima Democratic Republic of Congo 14,071 12,805 13,352 12,818Institute of Integrated Rural Development Bangladesh 22,155 22,155 13,310 13,310

    Society for Development Initiatives Bangladesh 60,733 57,696 13,228 12,963

    Center for Community Economics and Development

    Consultants Society India 14,014 13,313 13,215 11,894

    Grameen Carso S.A. De C.V. Sofom E.R. Mexico 13,474 13,474 13,186 13,186

    Asociacin de Familia y Medio Ambiente Honduras 18,802 12,078 13,161 11,055

    Kyrgyz Agricultural Finance Corporation Kyrgyzstan 35,276 - 13,092 2,487

    Nowabenki Gonomukhi Foundation Bangladesh 37,941 34,788 13,031 12,770

    Programmes for Peoples Development Bangladesh 13,023 - 13,023 12,997

    Friendship Bridge Guatemala 13,000 13,000 13,000 13,000

    Gambia Rural Development Agency Gambia 14,580 14,580 13,000 13,000

    Grandissons Ensemble ASBL Democratic Republic of Congo 13,000 11,700 13,000 9,100

    Rural Reconstruction Nepal - RRN Nepal 16,000 6,400 13,000 5,200

    Sahara Nepal Saving and Credit Co-Operative Society

    Ltd. Nepal 42,292 42,292 13,000 13,000

    Surjamukhi Sangstha Bangladesh 29,700 29,106 13,000 12,740

    Unnayan Bangladesh 13,044 12,200 13,000 12,159

    Fondation Congo Assistance Democratic Republic of Congo 12,960 - 12,960 -

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Mentors Philippines Microfinance Foundation, Inc. Philippines 14,352 14,352 12,917 12,917

    Lak Jaya Microfinance Ltd. (ASA International in Sri

    Lanka) Sri Lanka 38,905 38,878 12,900 12,897

    Swanirvar Bangladesh Bangladesh 245,353 213,457 12,853 11,568

    Action d'Appui aux Veuves, Orphelines et Maraichers

    au Congo Democratic Republic of Congo 12,814 - 12,814 12,814

    Fundacin de Asesoria Financiera a Instituciones de

    Desarrollo y Servicio Social (FAFIDESS) Guatemala 17,080 16,397 12,810 12,298

    Sindh Agricultural and Forestry Workers Coordinating

    Organization Pakistan 32,006 16,003 12,802 6,401

    Microfund For Women Jordan 63,651 61,741 12,688 12,688

    Fundacin para Alternativas de Desarrollo Bolivia 21,784 7,903 12,617 5,216Agricultural and Rural Development for Catanduanes,

    Inc Philippines 12,504 - 12,504 12,504

    Vayalar Memorial Youth Club India 12,500 12,500 12,500 12,500

    New Life India 22,547 22,096 12,435 10,570

    Bangladesh Environment Development Organisation Bangladesh 14,626 13,146 12,432 11,189

    Ad Jesum Development Foundation, Inc. Philippines 13,672 12,305 12,305 11,074

    Development and Employment Fund / Reyada Jordan 25,376 14,972 12,188 9,031

    Palli Unnayan Samiti Baruipur India 12,160 11,917 12,160 11,917

    Palashipara Samaj Kallayan Samity Bangladesh 15,130 13,617 12,104 12,104

    Cooperative Business Association of Nigeria Nigeria 12,100 - 12,100 11,495

    Surdur Paschimanchal Bikas Bank Nepal 12,062 - 12,062 12,062

    Angikar Manab Kalyan Kendra India 12,000 - 12,000 10,800

    Cooperativa de Ahorro y Crdito Kullki Wasi Ecuador 48,000 31,200 12,000 7,800

    Narsingdi Zila Sheccha Shebi Samannya Sangstha Bangladesh 20,000 - 12,000 12,000

    PROGRESS (Akti Samaj Unnayan Mulak Sangstha) Bangladesh 27,636 26,531 12,000 11,040

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    First Agro-Industrial Rural Bank, Inc. Philippines 13,272 11,281 11,945 10,153

    Fundacin BanIgualdad Chile 21,393 19,895 11,768 10,944

    CAMEC Nationale Mali 20,824 7,628 11,745 6,624

    Pro Mujer - Mxico Mexico 39,045 37,483 11,700 11,700

    Kalvi Kendra India 29,185 - 11,674 11,674

    Fondo de Desarrollo Microempresarial Ecuador 35,787 25,409 11,630 7,780

    RAMANI India 11,862 11,625 11,621 11,389

    Rural Bank of Montevista, DAVAO Philippines 13,536 12,859 11,505 10,930

    ActionAid Nepal Nepal 11,454 - 11,454 5,956

    Centre for Advanced Research and Social Action Bangladesh 12,529 12,220 11,374 11,093

    Rural Self Reliance Fund Nepal 11,253 9,002 11,253 9,002

    Pro Mujer - Nicaragua Nicaragua 37,545 36,043 11,200 11,200

    Corporacin Viviendas Hogar de Cristo Ecuador 11,103 11,103 11,103 11,103

    Madhar Nala Thondu Niruvanam - MNTN India 13,826 - 11,059 -FINCA Mxico A.C. Mexico 122,614 117,464 11,035 10,869

    Al Amal Microfinance Bank Yemen 14,730 9,044 11,007 6,824

    Nari Bikas Sangh Nepal 12,000 11,880 11,000 10,780

    Indian Cooperative Credit Society Limited India 11,570 - 10,991 10,771

    Mitra Karya East Java Indonesia 15,631 - 10,941 10,941

    Koinonia Microfinance Insitution Bangladesh 27,266 26,721 10,906 10,906

    Orix Leasing Pakistan Limited Pakistan 16,022 14,900 10,895 10,132

    Microfinance Agency for Development and

    Rehabilitation of Afghan Community Afghanistan 14,222 6,258 10,887 4,681

    Rural Green Bank of Caraga, Inc. Philippines 10,830 - 10,830 8,664

    Kalanjiam Foundation India 12,651 - 10,753 -

    Youth Charitable Organization India 12,650 - 10,752 10,322

    Bina Swadaya Bambang Ismawan Indonesia 28,173 28,173 10,710 10,710

    BRIDGE - Bangladesh Rural Integrated Development

    for Grub-Street Economy Bangladesh 10,706 10,492 10,706 10,492

    Grameena Abhiruddi Mathu Adyayana Trust India 12,548 11,293 10,700 9,630

    MANUSHI Nepal 10,524 10,524 10,524 10,524

    Progressive Bank Inc. Philippines 10,477 - 10,477 9,010

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Dian Mandiri Foundation Indonesia 23,109 20,798 10,440 9,396

    National Development Programme Bangladesh 34,350 33,859 10,439 10,290

    Shrijana Community Development Center Nepal 11,572 11,572 10,414 10,414

    Nabolok Parishad Bangladesh 12,308 10,708 10,398 10,330

    Annesha Foundation Bangladesh 15,054 14,655 10,230 9,969

    Development Action for Mobilization and

    Emancipation Pakistan 31,036 31,036 10,210 10,210

    Fundacin para el Desarrollo de la Vivienda Social y

    Urbana Honduras 14,321 7,447 10,167 -

    Village Enterprise Development Foundation

    (formerly Producers Rural Banking Corporation) Philippines 16,924 14,724 10,154 9,342

    Anannyo Samaj Kallyan Sangostha - Pabna Bangladesh 31,172 27,743 10,123 10,123

    Groupe des Mamans de Deux Kasai et Maniema Democratic Republic of Congo 12,200 - 10,100 8,282

    Ahon sa Hirap Inc. Philippines 26,856 26,856 10,000 10,000Better Living Environmental Social Society India 13,680 - 10,000 -

    Caja Municipal de Ahorro y Crdito de Huancayo Peru 119,903 41,966 10,000 4,000

    Development Support Team India 28,000 27,720 10,000 9,800

    Pachtara Sangstha Bangladesh 13,000 - 10,000 8,000

    Ramakrishna Mission Lokasiksha Parishad India 10,000 6,000 10,000 6,000

    Seven Seas Socio Economic Development Society India 10,000 10,000 10,000 10,000

    Sinha Tamil Rural Women's Network Sri Lanka 10,000 - 10,000 -

    Social Mobilisation Foundation Sri Lanka 12,000 - 10,000 -

    Uttaranchal State Cooperative Bank India 30,000 - 10,000 10,000Rseau des Mutuelles d'Epargne et de crdit de

    l'UNACOIS Senegal 16,873 - 9,978 5,089

    Christian Children's Fund, Inc. Indonesia Indonesia 10,447 - 9,961 5,977

    Participatory Development Initiatives of the Masses Bangladesh 14,210 - 9,870 9,870

    SETU Bangladesh 42,893 42,035 9,835 9,638

    Alalay Sa Kaunlaran Sa Gitnang Luzon, Inc. Philippines 7,212 5,235 9,825 6,779

    Fundacin Crysol Guatemala 11,133 7,236 9,752 7,216

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Agro Micro Finance Sri Lanka 23,562 - 9,750 7,118

    Rural Women Development Centre Nepal 11,396 11,396 9,687 9,687

    Catholic Relief Services Burundi Burundi 16,066 9,961 9,640 5,977

    Collectif d'Action pour la Promotion des Secteur

    Artisanal et Agricole (CAPSA DRC) Democratic Republic of Congo 9,600 - 9,600 9,408

    Kerala Rural Development Society India 11,120 10,564 9,560 9,082

    Association d'Entraide Communautaire Democratic Republic of Congo 12,890 11,472 9,500 9,025

    Sreema Mahila Samity India 27,495 27,495 9,495 9,495

    Middle East Microcredit Company Jordan 15,764 10,313 9,458 6,337

    Environment Development Co-Operative

    Organization Limited Nepal 9,427 9,427 9,427 9,427

    COOPEC Soutien aux Initiatives de Femmes pour

    Autopromotion Togo 9,584 9,503 9,400 9,400

    Puskopoit Poekatigade Indonesia 15,375 - 9,225 5,996

    BASTOB-Initiative for People's Self-Development Bangladesh 10,765 9,495 9,213 7,943

    Vision India Charitable Trust India 9,132 9,132 9,132 9,132

    Centre for Rehabilitation Education Earning

    Development Bangladesh 2,719 2,311 9,053 7,695

    Samadhan Bangladesh 13,566 12,197 9,053 8,140

    Prottyashi Bangladesh 55,201 48,400 9,028 8,019

    Samaj Unnayan Karma Sangstha Bangladesh 10,394 - 9,000 -

    Association for Rural Advancement in Bangladesh Bangladesh 14,920 14,771 8,952 8,862VisionFund Indonesia Indonesia 8,923 8,209 8,923 8,209

    NACEC-R Cameroon 17,130 9,079 8,894 4,269

    Harmos Micro Enterprise Development Ltd. / Vision

    Fund Zambia Zambia 11,057 7,850 8,845 6,457

    Grameen Development Services India 11,000 11,000 8,800 8,800

    Fundacin para el Desarrollo de Nueva Segovia Nicaragua 10,982 5,052 8,785 2,636

    Jinnah Welfare Society Pakistan 15,825 14,717 8,784 8,608

    Financiera Confianza Peru 91,102 49,559 8,766 2,060

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Socson District Women's Union Vietnam 8,750 - 8,750 8,750

    Dudumari Gram Unnayan Shangstha Bangladesh 8,685 - 8,685 8,251

    CRECE SAFSA, S.A. de C.V. Mexico 21,500 18,275 8,600 7,310

    Indur Intideepam MACTS Fed. Ltd. India 8,503 - 8,503 -

    Community Aid and Sponsorship programme India 15,134 - 8,500 8,500

    Creator's Charitable Organisation India 8,500 - 8,500 8,500

    Kasagana KA Development Center, Inc. Philippines 8,500 - 8,500 8,330

    Pagasa Philippines Lending Company International Philippines 161,692 161,660 8,500 8,500

    Project Mainstream - Bharatiya Balvikas Trust India 8,500 - 8,500 5,950

    Union des COOPECs Umutanguha Rwanda 11,511 6,907 8,500 6,800

    Integrated Social Development Effort Bangladesh 12,120 12,120 8,475 8,475

    ANKURAN India 8,457 - 8,457 8,457

    Moris Rasik East Timor 10,078 8,969 8,434 8,265Centre for Overall Development India 8,519 - 8,400 7,140

    PEARL Microfinance Limited Uganda 20,918 13,388 8,367 5,439

    Fund for the Encouragement of Self-Reliance Vietnam 15,585 13,723 8,327 7,528

    Kamurj Universal Credit Organization Armenia 11,836 6,756 8,300 4,565

    Peace Trust India 9,750 9,750 8,300 8,300

    UNICLECAM-EJOHEZA Rwanda 13,400 - 8,300 6,474

    Banco FINCA Ecuador 51,488 37,586 8,238 6,261

    Hilful Fuzul Samaj Kallyan Sangstha Bangladesh 14,210 9,285 8,227 5,852

    Reseau des Caisses Mutuelles d'Epargne et de Credit Cote d'Ivoire 12,848 - 8,218 3,452Bandesarrollo Microempresas S.A. / Banco del

    Desarrollo Chile 61,206 30,603 8,214 4,518

    Corps Volontaire Congolais au Development, Caisse

    Communautaire de Credit Democratic Republic of Congo 18,300 - 8,150 3,668

    Federao de Apoio aos Pequenos Empreendimentos Brazil 29,000 - 8,125 4,144

    Union Des Mutelles De Credit Epargne Du Togo Togo 10,134 - 8,100 7,290

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    Practitioner responses (since 1998)

    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Capital Aid Fund for Employment of the Poor - Ho Chi

    Minh City Vietnam 193,238 146,861 8,077 6,139

    Banco FIE S.A. Bolivia 175,579 94,075 8,059 4,318

    Centre for Action Research-Barind Bangladesh 10,065 1,812 8,052 1,449

    FINCA Haiti Haiti 8,122 7,229 8,052 7,649

    Lebanese Association for Development (Al-Majmoua) Lebanon 28,725 12,639 8,043 4,826

    Kraban Support Foundation Ghana 9,606 7,204 8,017 7,857

    Association for Rural and Tribal Development India 8,012 - 8,012 8,012

    Rayalaseema Seva Samithi India 8,000 - 8,000 -

    Sheva Nari O Shishu Kallyan Kendra Bangladesh 14,174 14,174 8,000 8,000

    Jigiyaso Ba Mali 10,244 - 7,990 6,399

    Ruhunu UNESCO Association Sri Lanka 8,070 7,913 7,986 7,831

    Asociacin Esperanza Internacional Dominican Republic 9,980 8,882 7,984 7,186Forjadores de Negocios, S.A. de C.V. Mexico 13,261 13,261 7,956 7,956

    Opportunity Albania Albania 13,308 3,295 7,942 2,780

    Banco Solidario S.A. Ecuador 134,685 82,360 7,916 4,157

    Asociacin Costa Rica Grameen Costa Rica 11,529 11,529 7,913 7,913

    Community Support Concern Pakistan 13,184 12,788 7,910 7,910

    Palli Progoti Shahayak Samity Bangladesh 48,273 47,476 7,900 7,742

    Proyas Manobik Unnayan Society Bangladesh 14,672 14,672 7,850 7,850

    Growing Opportunity Finance Pvt Ltd India 65,514 65,514 7,848 7,848

    Development Center International Bangladesh 10,980 - 7,795 7,561

    Catholic Relief Services Ethiopia Ethiopia 12,683 8,624 7,610 5,175

    Association des Femmes Entrepreneurs de Guinea Guinea 15,000 - 7,600 7,600

    Cooperativa de Ahorro y Crdito de Santander Ltda Colombia 33,519 18,536 7,585 4,399

    Rajarata Development Bank Sri Lanka 23,543 9,417 7,534 3,240

    World Concern Bangladesh Bangladesh 15,266 14,391 7,526 7,126

    Association pour l' Encadrement Socio-culturel Democratic Republic of Congo 7,525 - 7,525 7,525

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    Organization Country

    adjust-

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    % Total

    women Poorest clients

    % Poorest

    women

    Asociacin Mexicana de la Transformacin Rural y

    Urbana, A.C. Mexico 9,893 7,222 7,500 5,850

    Pride/Finance Guinea 8,054 - 7,444 5,806

    PRIDE Malawi Ltd. Malawi 7,834 - 7,443 3,647

    Philanthropic Centre for Rural Development Cameroon 8,450 - 7,427 5,511

    Shangathita Gramunnyan Karnasuchi Bangladesh 38,669 29,775 7,396 7,322

    National Microfinance Bank Jordan 24,521 22,559 7,355 6,620

    mbito Productivo S.A. De C.V. SOFOM ENR Mexico 8,919 7,581 7,324 6,811

    Seva Mandir India 7,309 - 7,309 7,309

    World Relief Honduras Honduras 12,201 9,761 7,300 7,300

    Sanghamitra Service Society India 12,992 - 7,295 7,295

    Ruhmoru Unesco Association Sri Lanka 8,700 - 7,250 -

    Renaca Benin Benin 7,243 2,752 7,243 2,752

    Ayudense y Nosotros les Ayudaremos - AsociacinChito' Iwib' Xukuje' Ri Uj Quixkat o'o Guatemala 11,228 8,196 7,234 6,438

    The Society for Development of Human Abilities and

    Environment India 7,231 7,231 7,231 7,231

    Development Exchange Centre, Bauchi Nigeria 8,482 - 7,209 7,209

    ChildFund Afghanistan Microfinance Afghanistan 10,265 5,748 7,186 3,809

    Rural Education and Development Service India 7,200 - 7,100 -

    Social Upliftment Society Bangladesh 23,664 23,664 7,100 7,100

    Cambodia Rural Economic Development Initiatives

    for Transformation Cambodia 8,097 - 7,082 7,082

    CARE International in Sierra Leone Sierra Leone 10,107 5,559 7,075 3,891Catholic Relief Services Zimbabwe Zimbabwe 11,749 8,812 7,049 5,287

    Bukidnon Integrated Network of Home Industries Philippines 7,064 6,781 7,016 6,735

    Nav Bharat Jagriti Kendra India 8,861 7,089 7,000 6,090

    Palli Formation Bangladesh 7,500 - 7,000 6,510

    Sarvodaya Trust India 13,000 11,700 7,000 6,300

    Society for Edify and Rehabilitate Vagrants Efforts Bangladesh 7,000 6,860 7,000 6,860

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    African Women Economic Development Nigeria 13,000 - 6,998 6,998

    Grameen Ghana Ghana 7,355 7,281 6,990 6,920

    Community Economic Ventures, Inc. Philippines 32,779 29,173 6,898 2,690

    Polli Sree Bangladesh 8,511 - 6,808 6,195

    Vijaya Mahila Mandali, Nandavaram India 10,290 10,290 6,786 6,786

    Catholic Relief Services Mali Mali 11,298 10,281 6,779 6,169

    Opportunity Kenya Ltd Kenya 6,758 3,379 6,758 3,379

    Somaj O Jati Gathan Bangladesh 39,030 14,898 6,750 2,565

    Cooperativa 'Jesus Nazareno' Ltda. Bolivia 17,809 - 6,685 4,940

    Metro Ormoc Community Cooperative Philippines 12,256 7,844 6,648 4,255

    Lipa Public Bank Inc. Philippines 9,491 - 6,644 6,644

    Odotobri Rural Bank Limited Ghana 6,619 - 6,619 4,832

    Kristianong Kabalikat Sa Kabuhayan At Tagumpay

    Inc. Philippines 7,500 - 6,600 -FINCA Per Peru 17,083 14,828 6,594 5,737

    Swayamshree Micro Credit Services India 51,851 51,799 6,578 6,571

    NALT - NUSHO Foundation Nigeria 6,550 6,550 6,550 6,550

    Small Enterprise Development Co., Ltd. Thailand 6,680 3,340 6,546 3,273

    Rural Poverty Alleviation Scheme Nigeria 6,520 - 6,520 6,194

    Sabalamby Unnayan Samity Bangladesh 21,764 20,375 6,512 6,382

    Nari Didhi India 6,553 - 6,500 -

    NIJPATH Bangladesh 13,200 - 6,500 6,175

    SEEDA Women's Micro Banking Program India 8,500 - 6,500 6,500

    Dhaka Ahsania Mission Bangladesh 45,658 42,919 6,392 6,264USROY Bangladesh 6,300 - 6,300 5,859

    Centre d'appui et de Formation pour le

    dveloppement, l'Espagne/Credit ret l'Education

    civique Guinea 6,415 3,224 6,287 3,206

    Centre for Environment and Development India 6,675 - 6,250 -

    Projet Caisses Villageoises d'Epargne et de Credit

    Autogerees Mali 10,000 - 6,200 3,162

    Catholic Relief Services Ghana Ghana 10,306 8,863 6,184 5,318

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Women's Movement for the Establishment of a New

    Society Bangladesh 6,600 - 6,158 6,158

    Micro Bankers Trust Zambia 6,149 - 6,149 4,366

    AgroInvest Serbia 33,183 - 6,115 3,608

    Concern for Environmental Development and

    Research Bangladesh 7,617 7,236 6,093 6,093

    Bayan Muna Small Enterprise Devt. Foundation Philippines 6,998 6,998 6,084 6,084

    Gono Unnayan Prochesta Bangladesh 16,195 15,871 6,000 5,700

    Jatiya Manob Kalyan Mission Bangladesh 7,000 - 6,000 4,800

    SEARCH India 6,000 - 6,000 6,000

    Social Upliftment Foundation Bangladesh 6,100 6,039 6,000 5,940

    Janodaya Trust India 9,988 9,988 5,993 5,993

    SPBD Microfinance (Samoa) Ltd Western Samoa 5,961 5,901 5,961 5,901

    Asociacin de Mujeres en Desarrollo - MUDE Guatemala 6,744 6,137 5,913 5,144Young Power in Social Action Bangladesh 13,038 11,604 5,867 5,632

    Grassroots Health and Rural Organization for

    Nutrition Initiative Bangladesh 6,001 - 5,846 5,846

    Action Research for Health & Socio-Economic

    Development India 5,843 - 5,843 5,843

    Ruhsa Department, CMC&H India 6,197 - 5,820 5,820

    People's Organisation for Rural Health Education and

    Economic Development India 6,300 5,836 5,800 5,742

    Asociacin Benfica PRISMA Peru 18,194 12,263 5,767 1,719

    Small Enterprise Development Organisation ofMalawi Malawi 8,778 - 5,705 -

    Santa Fe de Guanajuato A.C. Mexico 8,098 7,450 5,669 5,215

    Cooperativa de Ahorro y Crdito Juventud

    Ecuatoriana Progresista Ecuador 19,417 10,485 5,630 3,040

    Women's Development Federation Sri Lanka 12,482 12,482 5,617 5,617

    Sheba manab Kallyan Kendra Bangladesh 5,611 - 5,611 -

    PESADA (Sada Ahmo Association) Indonesia 8,500 8,500 5,600 5,600

    Movimiento Manuela Ramos Peru 18,641 18,641 5,592 5,592

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Fundacin Internacional para la Asistencia

    Comunitaria Guatemalteca Guatemala 5,577 5,577 5,577 5,577

    Mass Education India 6,333 - 5,574 4,794

    Integrated Rural Development Trust India 6,902 - 5,500 -

    Serviamus Foundation Incorporated Philippines 10,860 10,643 5,500 5,390

    FINCA Zambia Zambia 15,441 - 5,404 5,242

    Balaji Educational Society India 7,780 - 5,400 5,400

    LUPIN India 5,400 - 5,400 4,320

    Prodeve Mauritania 7,697 - 5,400 4,482

    Shataphool Bangladesh Bangladesh 12,559 12,559 5,400 5,400

    Women Economic Development Action Nigeria 9,000 - 5,400 5,400

    SIA N'SON - ONG Benin 5,390 - 5,390 5,154

    DEC Finance Trust for Development Nigeria 6,000 5,994 5,334 5,334

    Women Development Center of Nepal Nepal 7,094 7,094 5,320 5,320Caisse d'Action Mutuelle d'Epargne et de Crdit Democratic Republic of Congo 21,236 5,857 5,309 2,920

    Guidance Society for Labour Orphans and Women India 10,140 10,140 5,296 5,296

    Self Employed Women's Association Zimbabwe Zimbabwe 5,213 - 5,213 5,161

    Asociacin Para Inversin y Empleo (ASPIRE) Dominican Republic 13,143 9,594 5,200 3,796

    Development for the Poor Bangladesh 6,000 - 5,200 -

    Voluntary Rural Development Society Bangladesh 5,249 - 5,197 5,197

    Sangkalpa Trust Bangladesh 15,248 11,189 5,162 4,997

    CREDIFE Desarrollo Micro Empresarial - Banco

    Pichincha Ecuador 93,390 42,399 5,101 2,612Fundacin Realidad A.C. Mexico 17,000 14,450 5,100 4,590

    Association Pour la Promotion du Developpement

    Humain Democratic Republic of Congo 5,092 - 5,092 -

    Samaj Pragathi Sangha Bangladesh 5,900 - 5,075 -

    Bikalpa Unnayan Karmashuchi Bangladesh 10,500 8,925 5,050 5,050

    Adelante Foundation United States 6,250 6,188 5,000 4,950

    Allied Bank Ltd. Pakistan 6,000 - 5,000 1,500

    Council for Socio Economic Benevolent Action India 5,000 3,500 5,000 3,500

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Development Workshop (DW-KixiCredito) Angola 9,126 - 5,000 3,350

    Hand in Hand Tamil Nadu India 5,000 - 5,000 4,990

    Programa Presidencial Unidades de Desarrollo

    Comunitario Honduras 5,000 3,450 5,000 3,450

    Tangalle M.P.C.S. Co-op Sri Lanka 12,000 - 5,000 -

    Uganda Cooperative Savings and Credit Union Ltd Uganda 20,000 - 5,000 -

    Union des Institutions Mutualiste Communautaire

    d'Epargne et de Crdit Senegal 15,441 7,412 5,000 3,000

    Village Women's Organisation Cameroon 5,000 - 5,000 4,250

    Paribar O Shishu Kallayan Kendra Bangladesh 5,123 - 4,995 4,246

    Agence Communautaire pour le Financement de la

    Micro Enterprise/Organisation Chretienne de Secours Burkina Faso 5,230 - 4,969 -Yehu Microfinance Trust Kenya 5,573 5,294 4,950 4,702

    Society for Project Implementation Research

    Evaluation and Training Bangladesh 6,545 - 4,945 4,797

    FINCA Tanzania Tanzania 44,744 - 4,922 4,774

    Cooperativa de Ahorro y Crdito Desarrollo de los

    Pueblos Ecuador 14,021 5,749 4,907 2,012

    Action Pour le Developpement Rural Integre du

    Sankuru Democratic Republic of Congo 4,900 - 4,900 4,900

    South Asia Partnership - Pakistan Pakistan 6,500 - 4,875 2,340

    Women's Credit Program Bangladesh 4,895 - 4,875 -Plan International - Asia Regional Office Thailand 54,565 51,291 4,870 -

    Christian Agency for Rural Development India 5,600 - 4,850 -

    ONG A.C.M. Togo 4,850 3,638 4,850 3,152

    ASP Financiera Mexico 11,250 4,500 4,800 2,160

    Jana Kallyan Kendra Bangladesh 5,700 - 4,800 -

    Bodhana, Tiruvalla Social Service Society India 7,400 6,512 4,760 4,332

    Dak Diye Jai Bangladesh 32,704 30,572 4,730 4,730

    Karmo Jibon Sangstha Bangladesh 21,500 - 4,725 4,016

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Pro Mujer - Argentina Argentina 15,868 15,709 4,700 4,700

    Gandhi Ashram Trust Bangladesh 4,698 - 4,698 4,463

    Kushtia Palli Unnayon Sangstha Bangladesh 5,317 - 4,673 4,673

    Africa Village Financial Services Ethiopia 4,867 - 4,667 2,380

    Maharshi Sambamurthy Institute of Social and

    Development Studies India 5,144 - 4,644 4,644

    Thaneakea Phum Cambodia Ltd. Cambodia 96,542 86,318 4,603 4,116

    Vital Finance Benin 13,093 - 4,602 3,820

    Basiri United Cooperative Multipurpose Union

    Limited Nigeria 6,680 - 4,600 4,048

    CARE International [Cambodia] Cambodia 6,020 - 4,600 2,944

    Shishu Sasthya Foundation Bangladesh 4,600 - 4,600 4,416

    Support Organisation for Micro Enterprises

    Development Uganda 6,140 - 4,600 4,416Bengalstar Area Work Society Bangladesh 5,685 - 4,571 -

    Centre for Rural Health and Social Education India 11,600 9,860 4,550 3,822

    Community Women Development Centre Nepal 5,685 5,685 4,548 4,548

    Rural Bank of Mataasnakahoy Philippines 4,545 - 4,545 4,545

    Catholic Relief Services Burkina Faso Burkina Faso 7,568 6,054 4,541 3,633

    The Covenant Center for Development India 5,798 - 4,525 4,525

    Micro Enterprise Development Network Uganda 5,916 2,248 4,517 949

    Association of Development for Economic and Social

    Help Bangladesh 5,445 5,173 4,500 4,275

    Cooperative Bank of Tarlac Philippines 9,019 8,207 4,500 2,250Dynamic Health and Research Action Bangladesh 5,000 - 4,500 4,050

    Enterprise Promotion Links Ghana 4,700 - 4,500 2,700

    Ethiopian Women Entrepreneurs Association Ethiopia 4,600 - 4,500 -

    Human and Environment Development Association Bangladesh 6,500 - 4,500 4,050

    Inter-Mission Micro Enterprise Development

    (Intermission Industrial Development Ass.) India 5,300 - 4,500 4,500

    Nirman Sangathan Bangladesh 4,500 - 4,500 4,050

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Rural Organisation for Action and Development India 6,500 - 4,500 4,050

    SOS Women - Cooprative Fminine d'Epargne et de

    Crdit Cameroon 5,340 5,340 4,500 4,500

    Agency for Cooperation and Research in

    Development, Eritrea Eritrea 22,465 - 4,493 2,381

    Habiganj Unnayan Sangstha Bangladesh 7,066 6,359 4,490 3,816

    CARE International in Ghana Ghana 13,174 11,461 4,479 3,897

    Rseau des Caisses Communautaires Rurales du

    Bnin Benin 5,577 5,421 4,461 4,457

    Joypurhat Rural Development Movement Bangladesh 21,685 18,866 4,455 3,341

    Palorie Organization Nigeria 4,500 - 4,455 4,366

    A Self-Help Assistance Program [Malawi] Malawi 4,931 3,501 4,438 3,550

    DWIP Unnayan Sangstha Bangladesh 22,841 19,422 4,421 4,407

    SAJJU Microfinance Initiative, Ltd. Nigeria 4,875 - 4,398 3,958Cooperativa de Ahorro y Crdito Ambato Ecuador 7,013 2,868 4,390 2,854

    Bangladesh Development Society Bangladesh 10,279 8,840 4,322 3,890

    Bikrampur Legal Aid Organization Bangladesh 5,200 - 4,300 4,300

    Pemberdayaan Perempuan dan transformasi social

    wilayah Pasoendan Indonesia 4,300 4,300 4,300 4,300

    Social Service Association Bangladesh 7,800 - 4,300 -

    The Center for Women's Resources Development Indonesia 8,000 - 4,300 4,300

    New Era Foundation Bangladesh 5,022 - 4,292 4,034

    ONG UCADE Santo Domingo Ecuador 4,285 3,139 4,285 3,139OMAKONSULTS Microfinance Institution Nigeria 5,176 5,072 4,250 4,165

    Fundacin Boliviana para el Desarrollo Bolivia 10,619 8,920 4,247 3,737

    China Association for NGO Cooperation People's Republic of China 6,064 - 4,245 3,956

    Microcrdito Para el Desarrollo Peru 7,068 6,842 4,231 -

    Asociacin de Cooperacin Tcnica - ACT Guatemala 13,516 - 4,218 1,898

    Catholic Relief Services Senegal Senegal 7,026 5,621 4,216 3,373

    Gasha Micro-Financing S.C. Ethiopia 5,652 2,600 4,210 1,768

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Save the Children USA - Pakistan/Afghanistan Field

    Office Pakistan 4,210 - 4,210 4,210

    Dawn Microfinance Program Myanmar 9,656 - 4,200 4,200

    National Centre for Counselling and Women

    Entrepreneurs Dev Cameroon 4,200 - 4,200 3,780

    Promotion du Developpement Industriel, Artisanal et

    Agricole Burkina Faso 4,676 - 4,200 2,940

    ADRA Per Peru 14,967 14,817 4,190 4,190

    Cooperativa de ahorro y credito 'San Martin de

    Porres' Ltda Bolivia 6,960 - 4,176 2,506

    Self-Help Promotion For Health and Rural

    Development India 6,928 - 4,156 4,156

    Sonata Finance Private Limited India 130,817 130,817 4,152 4,152

    Dushtha Shasthya Kendra Bangladesh 98,983 98,577 4,113 4,113Rural Finance Project Gambia 4,106 1,848 4,106 1,848

    Thanjai Janaseva Bhayan India 6,000 - 4,100 2,788

    United Uwani Community Bank Nigeria Ltd Nigeria 5,230 - 4,100 3,895

    SPBD Microfinance (Tonga) Ltd Tonga 4,090 4,049 4,090 4,049

    Solucin Asea S. A. de C. V. SFP Mexico 34,597 31,691 4,067 3,986

    Enterprise Bank, Inc. Philippines 23,698 20,617 4,050 1,012

    Women Support Cooperative Ltd. Nepal 4,027 4,027 4,027 4,027

    Horizon Verts Senegal 4,025 - 4,025 4,025

    World Education - Nepal Nepal 4,025 4,025 4,025 4,025

    Action for Development of Unreached India 4,873 - 4,016 -Dale View, The India 4,875 - 4,010 -

    Poribar Unnayon Songstha Bangladesh 13,902 12,000 4,010 3,831

    Shuvashree Bikash Kendra Nepal 5,725 - 4,005 2,403

    Apex Voluntary Agency for Rural Development India 5,720 - 4,004 3,483

    Abhivyakti Media for Development India 5,000 - 4,000 4,000

    Apoyo Promotora S.A de CV, SOFOM ENR Mexico 5,290 4,761 4,000 3,600

    Asociacin Salvadorea Pro-Salud Rural El Salvador 5,142 - 4,000 3,160

    Malabar Integrated Development Association India 5,000 - 4,000 3,200

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Partners for Development United States 5,000 - 4,000 3,600

    Satkhira Unnayan Sangstha Bangladesh 22,404 19,043 4,000 3,880

    Society for Integrated Development in Urban & Rural

    Areas India 4,000 - 4,000 4,000

    Yehu Bank - CHOICE HUMANITARIAN Kenya 4,500 - 4,000 3,800Development Society Bangladesh 6,400 - 3,954 3,954

    Associao de Apoio Economia Popular da

    Amaznia Brazil 6,920 4,014 3,944 -

    CHF (ACSI) - Iraq Iraq 25,515 4,975 3,940 1,690

    Kerala Educational Development and Employment

    Society India 4,801 - 3,920 3,849

    Pustikar Laghu V.B.S.S. Samit India 6,983 - 3,910 1,368

    Rapprochement des Mamans Humanitaires pour la

    Paix Democratic Republic of Congo 5,200 - 3,910 2,150CARE Honduras Honduras 4,077 3,262 3,900 3,120

    Caritas del Per Peru 21,429 18,108 3,900 3,296

    Community Development Society India 5,900 5,310 3,900 3,705

    Agroforestry Seed Production & Development

    Association Bangladesh 12,879 - 3,895 3,895

    Shurid Sangha Bangladesh 5,940 - 3,890 -

    Centre Beninois pour l'Environment et le

    Developpement Economique et Social Benin 4,000 - 3,880 -

    Plan China People's Republic of China 4,320 3,845 3,867 3,558

    Partner Bangladesh 4,867 - 3,855 -Community Recovery Programme Indonesia 11,000 - 3,850 -

    Solidarite, Promotion et Acces des Femmes au Credit Democratic Republic of Congo 3,846 - 3,846 -

    VIKASA Mutually Aided Cooperative Thrift Society

    Ltd. India 5,880 - 3,822 -

    FADES - Afrique Cameroon 4,000 - 3,800 3,230

    Fundacin Integral Campesina Costa Rica 7,570 3,785 3,785 1,892

    Daridra Bimochon Shangstha Bangladesh 19,869 19,861 3,784 3,784

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Samannita Unnayan Seba Sangathan Bangladesh 6,691 6,624 3,775 3,775

    Awami Committee for Development Pakistan 5,793 - 3,765 3,765

    Asian Development Technology Centre Bangladesh 3,761 - 3,761 3,761

    PRIDE AFRICA Kenya 6,231 - 3,738 1,944

    Dass Women Multi Purpose Co-operative Union Nigeria 3,725 - 3,725 3,725Philippine Enterprise Development Foundation Philippines 3,700 - 3,700 3,700

    Social Transformation Through Action and Research India 4,000 - 3,700 -

    FINCA Afghanistan Afghanistan 11,291 9,259 3,682 3,019

    Kenya Agency for Development of Enterprise and

    Technology Kenya 18,384 8,824 3,677 1,912

    SAMIC Cambodia 10,809 8,755 3,675 3,124

    Fundacin Microfinanciera Hermandad de Honduras,

    OPDF Honduras 8,960 4,659 3,660 1,903Association pour le Developpement Rural Integre de

    Nganda -Tsundi Democratic Republic of Congo 3,650 - 3,650 3,102

    OICI - Mamou Guinea 3,647 - 3,647 2,918

    CARE International in Lesotho Lesotho 6,510 5,136 3,646 2,877

    Income and Employment Generation Programme -

    NAPA Quang Binh Vietnam 6,063 6,063 3,637 3,637

    Association pour la Promotion des initiatives locales Benin 3,918 - 3,600 2,052

    En las Huellas del Banco Grameen Ecuador 3,600 3,528 3,600 3,528

    Grameen Arthayan Kendra Bangladesh 4,500 - 3,600 3,240Kasturba Gandhi national Memorial Trust India 6,000 - 3,600 2,160

    Nicaraguan Community Development Loan Fund Nicaragua 15,030 5,220 3,600 1,620

    Socio-Economic Development Society Bangladesh 4,000 - 3,600 3,600

    Mahuli Community Development Center Nepal 5,993 5,993 3,595 3,595

    Janakallyan Sangstha Bangladesh 4,220 - 3,587 2,941

    Integrated Development Association of Bangladesh Bangladesh 4,875 - 3,580 -

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Meklit Microfinance Institution Ethiopia 3,577 - 3,577 1,975

    Human Development Foundation of Sri Lanka Sri Lanka 7,428 - 3,572 3,572

    Surid Sangha Bangladesh 3,700 - 3,570 3,570

    Centro de Promocion del Desarrollo Local Nicaragua 11,868 7,002 3,560 2,100

    The Microfinance department at UNRWA Palestine 13,222 4,079 3,559 2,150Mukti Cox's Bazar Bangladesh 4,516 - 3,537 3,190

    AGRAGATI Bangladesh 4,701 4,701 3,528 -

    Lamjung Federation of Savings and Credit

    Cooperatives Ltd. Nepal 3,875 1,938 3,525 1,551

    Cooperativa de Ahorro y Crdito CREDICOOP Chile 6,522 2,935 3,517 1,758

    Association des Femmes pour le Mieux Etre Democratic Republic of Congo 3,998 - 3,500 3,045

    Centre for Community Development Assistance Bangladesh 49,158 47,374 3,500 3,500

    Emmannuel Hospitals Association India 4,000 - 3,500 3,395

    Grameena Mahila Okkuta India 5,410 5,410 3,500 3,500

    Institution Marocaine d'Appui la Microentreprise Morocco 7,350 2,940 3,500 1,400

    Kheda Mahila Bachat Mandal India 7,000 - 3,500 3,500

    Lanka Microfinance Practitioners' Association Sri Lanka 7,500 7,425 3,500 3,430

    Micro Credit For Development And Transformation

    Cooperative Savings And Credit Society Ltd Uganda 4,603 4,603 3,500 3,500

    National Bank Limited Bangladesh 71,000 17,750 3,500 1,575

    Nidan Microfinance Foundation India 4,511 4,511 3,500 3,500

    Swayamkrushi Women's Dev. Mutually Aided Coop.Thrift Society India 9,800 - 3,500 3,500

    International Christian Revival Ministry Ghana 10,870 - 3,478 3,165

    Caritas Pakistan Pakistan 3,476 - 3,476 1,390

    Systme Financier Dcentralis ASUSU S.A. Niger 16,239 12,991 3,467 1,816

    Volunteer Efforts for Development Concerns Uganda 4,707 - 3,450 2,174

    Eskander Welfare Foundation Bangladesh 12,440 12,440 3,442 3,442

    Rural Health Education and Credit Organization Bangladesh 3,820 - 3,438 -

    Catholic Relief Services Sierra Leone Sierra Leone 5,702 3,592 3,421 2,155

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Last Hope International Nigeria 3,520 - 3,420 3,078

    Butembe Development Agency Uganda 3,500 - 3,405 -

    Center Direct India 4,000 - 3,400 -

    Farmers Alliance Against Poverty Nigeria 3,400 - 3,400 3,230

    Win Centre India 3,440 - 3,400 3,400Life Association Bangladesh 3,389 - 3,389 3,389

    UDOY Bangladesh 5,641 5,598 3,384 3,358

    Desh Seba Songstha Bangladesh 4,500 - 3,370 -

    Organisation for Development Action and

    Maintenance India 4,200 - 3,360 -

    Sarhad Rural Support Programme Pakistan 6,159 6,036 3,357 3,357

    National Investment and Savings Cameroon Cameroon 5,410 - 3,354 2,180

    Convergence 2000 Benin 6,690 - 3,337 3,243

    Winheedcam United States 4,131 - 3,305 -

    Samannita Somay Unnayan Sangstha/ Integrated

    Community Development Association Bangladesh 6,103 - 3,286 3,286

    KixiCrdito S.A. Angola 12,686 7,612 3,271 1,963

    Cooperativa de Ahorro y Crdito Chone Ltda. Ecuador 4,438 2,029 3,260 2,119

    Cooperativa de Ahorro y Crdito Accin Rural Ltda. Ecuador 5,531 2,162 3,250 1,462

    UNESCO Club PAFF Democratic Republic of Congo 3,250 - 3,250 2,600

    Shetu Bangladesh Bangladesh 5,515 - 3,235 2,264

    SAILD (Service d'Appui aux Initiatives Locales deDeveloppement) Cameroon 4,301 - 3,221 1,772

    Alcance Financiera, S.A. de C.V., SOFOM, E.N.R. Mexico 4,000 3,960 3,200 3,168

    Jong Trust India 3,200 - 3,200 3,200

    Poor and Progress Assistance Bangladesh 5,000 - 3,200 2,080

    Voluntary Paribar Kalyan Association Bangladesh 6,355 - 3,200 3,200

    Canadian Centre for International Studies and

    Cooperation, I India 4,550 - 3,185 2,898

    Banco de los Pobres de Medellin Colombia 6,240 3,744 3,120 1,872

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    Organization Country

    adjust-

    ment Total clients

    % Total

    women Poorest clients

    % Poorest

    women

    Development Research Communication and Services

    Centre India 3,120 - 3,120 3,120

    Red de Microcredito de Medellin Colombia 74,124 43,881 3,120 1,872

    Cooperativa de Ahorro y Credito Riobamba Ltda. Ecuador 8,876 - 3,106 1,957Yayasan Pokmas Mandiri Indonesia 9,295 9,295 3,102 3,102

    Canadian Physicians for Aid Relief Ethiopia 3,100 - 3,100 -

    Heaven on Mercyful Earth India 3,100 3,100 3,100 3,100

    Integrated Human and Social Development

    Foundation Ghana 3,300 - 3,100 2,666

    Ligue des Femmes Congolaises / Projet CREP Democratic Republic of Congo 3,100 - 3,100 -

    Rural Welfare Institute India 4,800 - 3,100 3,100

    Zimbabwe Microcredit Facility (Private), Ltd. Zimbabwe 4,780 3,107 3,100 1,860

    Nandom Rural Bank Limited Ghana 3,240 - 3,078 2,549Rural Economic Support and Care for the

    Underprivileged Bangladesh 3,376 - 3,070 3,039

    Voluntary Association for Rural Development Bangladesh 13,830 13,830 3,057 3,057

    CPECG Yt Mali Guinea 3,532 2,472 3,050 1,982

    Society for Women Awareness and rural

    Development India 3,460 - 3,020 -

    Association PAG LA YIRI de Femmes Burkina Faso 3,950 - 3,000 3,000

    COAC Mushuc Runa Ecuador 34,500 11,730 3,000 1,020

    G7 Bank (Rural Bank of Nabua, Inc.) Philippines 3,507 - 3,000 103

    Indira Mahila Mandali India 3,000 - 3,000 3,000Kyrgyzayltrust Kyrgyzstan 3,454 - 3,000 3,000

    Network of Small Action Groups/Youth Charitable

    Organization India 4,000 - 3,000 2,910

    Nigerian Centre for Research & Documentation Nigeria 3,000 - 3,000 -

    Nilmoti Dustha Narikallyan Sangthsa Bangladesh 5,200 - 3,000 3,000

    Nsoatreman Rural Bank Ghana 8,400 5,880 3,000 1,950

    ONG Espoir de la Famille Benin 5,000 4,900 3,000 2,880

    ONG FACES Ecuador 3,982 2,687 3,000 2,100

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    ment Total clients

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    % Poorest

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    Patphil International Limited Nigeria Nigeria 4,000 - 3,000 2,400

    Plan Togo Togo 8,500 - 3,000 3,000

    Projet PNUD - Programme d'appui aux Initiatives de

    Base Guinea 4,500 - 3,000 1,590

    Rural Development and Welfare Foundation Bangladesh 3,000 - 3,000 3,000Rural Education and Development Centre India 3,921 - 3,000 -

    Shaheed Abdul Hameed Education Society India 3,000 - 3,000 -

    SHD Savings and Credit Company Zimbabwe 3,600 - 3,000 2,700

    Wayanad Social Service Society India 3,200 - 3,000 2,700

    Initiative pour le Developpement Communautaire

    Integre Democratic Republic of Congo 2,990 - 2,990 2,691

    Service Civil International Bangladesh 3,070 - 2,990 2,691

    Unnayan Prochesta Bangladesh 3,074 - 2,980 2,622

    SEEDA - Self-Employees Economic DevelopmentAssociation of Sri Lanka Sri Lanka 3,240 - 2,965 2,580

    Community Action for Rural Development India 4,806 - 2,952 2,952

    Union Rgionale des Caisses du Bam Burkina Faso 3,676 588 2,941 2,941

    Bangladesh Association of Women for Self-

    Empowerment Bangladesh 2,935 - 2,935 2,935

    Vivekananda Sevakendra O Sishu Uddyan India 4,703 3,574 2,915 2,682

    Agence Pour la Promotion et l'Appui aux Petites et

    Moyennes Entreprises Benin 12,794 - 2,907 2,180

    Association for Realisation of Basic Needs Bangladesh 14,520 12,632 2,904 2,323

    Assistance for Development Programme Bangladesh 3,200 - 2,900 2,610Cooperativa de Ahorro y Credito-Caja Rural Nacional

    R.L. Nicaragua 7,245 3,695 2,890 1,474

    Nari Maitree Bangladesh 3,500 - 2,884 2,884

    BIDANI Development Foundation (Formerly BIDANI

    Credit Trust) Philippines 4,598 - 2,878 2,590

    Progoti Samajkallyan Sangstha Bangladesh 3,837 3,492 2,877 2,819

    EC Bangladesh Bangladesh 9,574 9,383 2,872 2,815

    Shapla Shamaj Unnyan Shanghtha Bangladesh 3,940 - 2,870 -

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    % Poorest

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    Catholic Institute for Development Justice and Peace Nigeria 3,720 - 2,863 2,176

    Benevolent Community Education and Rural

    Development Society Cameroon 3,178 - 2,860 2,145

    Society for Initiatives in Rural Development andEnvironmental Protection Cameroon 3,178 - 2,860 2,002

    Polly Unnayan Shangstha Bangladesh 2,852 - 2,852 2,852

    Fortune Grassroots Development Initiative MFI Nigeria 3,800 3,610 2,850 2,138

    Binh Minh Community Development Consulting

    Company Vietnam 4,068 3,946 2,848 2,763

    Karnali Saving and Credit Co-operative Limited Nepal 2,848 2,848 2,848 2,848

    The Good Earth Bangladesh 3,154 2,996 2,839 2,725

    Alliance des Caisses d'Epargne et de Credit de

    l'Oudalan Burkina Faso 3,415 - 2,836 2,354Aidez Small Project International Ghana 3,612 3,384 2,816 2,419

    La Generale des Actions pour la Promotion de l'Ideal

    Communautaire Democratic Republic of Congo 3,480 - 2,812 2,250

    Adansi Rural Bank Limited Ghana 2,874 - 2,800 2,100

    Foundation for Development Alternatives Philippines 2,800 - 2,800 2,772

    Mouvement Paysan de Papaye-Haiti Haiti 3,500 - 2,800 -

    Organization for Social Advancement and Cultural

    Activities Bangladesh 4,400 - 2,800 2,800

    Rural Women's Association Mauritius 4,520 - 2,800 1,176

    Shaldair Renaissance Club Bangladesh 4,200 - 2,800 2,716UPKH CD RS Bethesda Indonesia 3,500 - 2,800 1,680

    United Youth Club Nepal 3,108 - 2,797 2,517

    Anglican Family Income Projects - Nigeria Nigeria 3,100 - 2,790 2,706

    Cooperativa de Ahorro y Crdito Artesanos Ecuador 3,240 2,229 2,790 2,176

    Kaunlaran Sa Kabuahayan Microcredit Corporation Philippines 10,846 9,436 2,786 2,424

    Instituto de Investigaciones Socio-Econmicas y

    Tecnolgicas Ecuador 9,749 3,910 2,778 1,333

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    ment Total clients

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    women Poorest clients

    % Poorest

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    Seilanithih Limited Cambodia 13,846 9,831 2,769 2,354

    Catholic Relief Services Madagascar Madagascar 4,586 2,522 2,752 1,514

    Bancolombia Microfinanzas Colombia 5,500 - 2,750 1,320

    Negros Women for Tomorrow Foundation Philippines 116,603 116,486 2,741 2,741

    Kuttanadu Vikasana Samithy India 3,850 - 2,740 2,740SANGJOG/Connection Bangladesh 2,850 2,708 2,730 2,594

    Bangladesh Rural Improvement Foundation Bangladesh 3,563 - 2,724 -

    FINCA D.R. Congo Democratic Republic of Congo 16,013 - 2,722 2,722

    Catholic Relief Services El Salvador El Salvador 4,511 3,609 2,707 2,166

    Chifeng Zhaowuda Women?s Sustainable

    Development Association People's Republic of China 3,866 3,866 2,706 2,706

    African Housing Fund - Zambia Zambia 3,800 - 2,700 1,674

    Shanthinikethanaya Sri Lanka 3,750 - 2,700 -

    BRAC Southern Sudan South Sudan 5,602 5,602 2,688 2,688Ong le Tonus Mali 2,690 - 2,681 1,504

    Afghanistan Microfinance Institution Afghanistan 2,977 774 2,680 697

    Rural Agency for Social and Technological

    Advancement India 3,708 - 2,680 2,600

    Social Education for Rural Development India 3,341 - 2,673 2,673

    Ningxia Yanchi County Ass. for the Advancement of

    Women People's Republic of China 2,906 2,877 2,665 2,638

    Entrepreneurs du Monde France 6,657 - 2,663 2,450

    Federacion Uruguaya de Cooperativas de Ahorro y

    Credito Uruguay 21,250 - 2,663 1,571Perhimpunan untuk Studi dan Pengembangan

    Ekonomi dan Sosial Indonesia 3,214 2,764 2,660 2,394

    Pride Zambia Zambia 4,556 - 2,660 1,490

    Ameen s.a.l. Lebanon 13,476 3,493 2,624 1,457

    Samadeepa Samaja Kendraya, Inc. Sri Lanka 4,098 - 2,618 1,204

    Network Leasing Corporation Limited Pakistan 5,102 - 2,603 677

    Jagrata Juba Shangha Bangladesh 5,913 - 2,602 2,602

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    % Poorest

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    Agencia Adventista para el Desarrollo y Recursos

    Asistenciales Honduras 3,161 2,908 2,600 2,470

    Proshikhit Jubo Kallayan Sangstha Bangladesh 3,000 - 2,600 2,418

    Kosovo Grameen Missione Arcobaleno Microcredit

    Fund Kosovo 4,703 4,703 2,586 2,586Future In Our Hands Development Fund Sri Lanka 4,507 - 2,585 2,482

    North Western Economic Enterprise Development &

    Savings Co-op Society Sri Lanka 3,800 - 2,584 646

    Cambodia Community Building Cambodia 4,314 - 2,573 2,496

    SNEHA MACS LIMITED India 2,573 - 2,573 2,573

    Surigaonon Rural Banking Corporation Philippines 7,345 7,198 2,571 2,520

    Action D'Aide Sanitaire aux Plus Demunis Democratic Republic of Congo 2,570 - 2,570 2,570

    Manav Adhikar Seva Samitee India 2,570 - 2,570 2,570

    Mukono Teachers' Savings and Credit Society Ltd Uganda 2,661 - 2,565 1,749

    Bangladesh Organization Polli Mongal Sangasa Bangladesh 2,550 - 2,550 2,116

    Programme for Community Development Bangladesh 2,623 - 2,550 2,422

    Uweso Savings and Credit Scheme Uganda 2,526 - 2,526 2,273

    Sarthi India 2,721 - 2,523 2,523

    Association for Rural Development - Bangladesh Bangladesh 3,000 - 2,500 2,500

    Center for Community Transformation, Inc. Philippines 67,099 62,093 2,500 2,275

    Commoners Agric. & Rural Development Association Sierra Leone 3,500 - 2,500 1,625Federation Nationale des Groupements de

    Promotion Feminine Senegal 5,094 - 2,500 2,500

    Kandy District TCCSU Limited Sri Lanka 4,000 - 2,500 -

    Lovely Multi-Purpose Coop. Society Ltd. India 2,500 - 2,500 2,500

    Mthuzi Development Foundation Inc. Zambia 5,000 - 2,500 1,500

    People's Action for Transformation Trust India 2,948 - 2,500 2,500

    Reseau des Caisses d'Epargne Et De Credit Des

    Femmes De Dakar Senegal 2,500 1,875 2,500 -

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    % Poorest

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    Samaj Unnayan Kendra Bangladesh 4,733 - 2,500 2,375

    Santhimalai Research & Development Trust India 2,500 - 2,500 2,500

    The Rural Entitilement and Legal Aids India 3,400 - 2,500 2,500

    Union des Caisses Jemeni Mali 8,819 - 2,500 1,550

    Village Economic and Social DevelopmentCommunity Bangladesh 4,280 - 2,500 2,000

    Zambuko Trust Zimbabwe 4,462 - 2,500 1,875

    CARE International in Democratic Republic of Congo Democratic Republic of Congo 3,504 2,677 2,498 1,908

    Ruchi India 2,493 - 2,493 2,368

    Rural Centre for Human Interests India 2,493 - 2,493 2,368

    Sagarika Samaj Unnayan Sangstha Bangladesh 24,827 21,599 2,483 2,483

    Central Cresol Baser Brazil 49,646 9,418 2,482 372

    Sociedad Cooperativa de Ahorro y Crdito AMC deR.L. de C.V. El Salvador 13,773 8,096 2,482 998

    SPBD Microfinance (Fiji) Ltd Fiji 2,481 2,456 2,481 2,456

    Rural Organisation for Voluntary Activities Bangladesh 8,551 7,867 2,479 2,479

    Consultores Agropecuarios y Forestales Asociados,

    S.A. de C.V. Mexico 6,445 6,123 2,477 2,229

    Jana Seba Kendra Bangladesh 3,750 - 2,475 -

    CECPKI Democratic Republic of Congo 4,083 - 2,462 1,157

    PROPESA Chile 6,000 - 2,460 1,353

    Cooperativa de Ahorro y Crdito SAC Ecuador 3,323 1,495 2,456 1,375

    Cooperativa de Ahorro y Crdito SAC Ecuador 3,323 1,495 2,456 1,375Social Development Pace Bangladesh 4,115 - 2,455 2,136

    Bosak Microfinance Bank Limited Nigeria 4,348 3,957 2,452 2,305

    Social Welfare Agency and Training Institute India 3,276 1,966 2,450 1,470

    Union des Mutuelles dEpargne et de Credit de

    Sedhiou Senegal 3,051 - 2,440 659

    Foundation for rural and industrial equipment for

    national development inc. Philippines 3,043 - 2,434 2,239

    Martina Centre Nigeria 2,762 - 2,432 2,252

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    Initiative Developpement Benin Benin 3,039 - 2,431 2,382

    Benishangul-Gumuz Microfinancing Share Company Ethiopia 5,483 - 2,425 534

    Centre for Participatory Education and Action for

    Community Empowerment India 2,517 - 2,405 2,405Collective Self Finance Scheme Zimbabwe 2,400 - 2,400 1,968

    Hyderabad Collective for Study and Action India 2,400 - 2,400 -

    Nedumkandam Cultural Society India 2,500 - 2,400 1,920

    Village Development Association Bangladesh 3,900 - 2,400 2,400

    Women's World Banking Malawi Malawi 4,000 - 2,400 2,160

    Jinzhong Rural Poverty Reduction Development

    Association People's Republic of China 2,396 2,396 2,396 2,396

    Credit Scheme for Productive Activities of Women in

    Tanzania Tanzania 2,989 - 2,392 2,392Unnayan Porikalpanaya Manush Bangladesh 2,839 - 2,375 1,971

    Enterprise Mentors El Salvador El Salvador 2,374 2,303 2,374 2,303

    Cootradepmeta Colombia 21,235 13,590 2,350 1,504

    CERP GALA LETU Democratic Republic of Congo 5,670 2,608 2,340 1,310

    Eshet Microfinance Institution Ethiopia 2,337 - 2,337 958

    Asociacion General para Asesorar Pequenas

    Empresas Colombia 2,749 - 2,336 2,102

    Cercle Communautaire Benin 5,500 - 2,336 -

    FINCA Nicaragua Nicaragua 19,528 15,622 2,335 1,742

    Port Sudan Association for Small EnterpriseDevelopment Sudan 4,962 3,027 2,332 1,632

    Canadian Centre for International Studies and

    Cooperation, Vietnam Vietnam 5,221 - 2,327 1,582

    Sungi Development Foundation Pakistan 7,049 7,049 2,326 2,326

    Village Reconstruction Institution Bangladesh 3,630 - 2,325 -

    Alternativa Solidaria Chiapas, A.C. Mexico 13,753 13,753 2,312 2,312

    CIPCRE - BAMENDA Cameroon 2,500 - 2,300 1,909

    Cooperativa de Ahorro y Crdito La Benfica Ecuador 2,981 1,433 2,300 1,495

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