loan module icici

7/31/2019 Loan Module Icici

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Loan Management Soft w are for Aut onomous Bodies:

Loan Varieties

House Building Loan Personal Loan Long Term Loan Intermediate Loan Short Term Loan Special Loan Festival Loan/Seasonal Advance Emergency Loan Educational Loan Medical Loan General Loan Etc.

Scope of t he soft w are

Maintaining Employees Loans & Interests in EMI method and Diminishing method Capturing Operator/User names for security Capturing Interest Rates for various Loans with effective date Capturing Eligibility Criteria like Maximum Limits, Maximum Installment No., etc. for various Loans with effective

date

Capturing Loan position of employees at the beginning of computerization Capturing of information of Employees Insurance Policies, Service Bond Amount, Service Years, Pay, etc. Process ing Loan Application with Guarantor Information and eligibility criteria Automatic generation of Loan Sanction Order following El igibili ty Criteria Processing Loan Payment Voucher Automatic Monthly Interest Calculation for the Loans Automatic Demand Generation for Principal/Interest Recovery for Payroll Capturing Monthly Principal & Interest Recovery Receipts Processing of Bulk Refund of Loans with Revised Interest Calculation Generation of Loan Payment Slip Generation of Loan Issued Register Generation of Loan Ledger Generation of Employee wise List of Loan Statements/Schedules for a period

Salient Featur es of the soft w are

Fully customizable as per the users requirement Unlimited data/record storage capability with Centralized Database maintenance Supports unlimited users/client-computers in Network simultaneously Completely easy GUI software with no command operation Fully Network Compatible Supports Web-based platforms & browsers Tight Security with Password Privileges for operators & data locking system Provides easy record searching & modification facility Reports are available on-time Provides Strong Data Security & safety from RDBMS Scheduled Backing-up of database Easy & quick Restoration of database for disaster recovery Operational Manual for users is provided


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Few Screen-Shots (Records are Dumm y below )

Fixi ng I nt erest Rates for Various Loans:


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Fixing Loan Criteri a:


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Home Loan Payment Voucher (in WDV met hod):


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Home Loan Payment Voucher ( in EMI met hod):


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Capturi ng Loan posit i on of Em pl oyees at the beginning of computerizat ion:


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Automatic Demand Generat ion for Principal/ I nterest Recovery for Payrol l :


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Month ly Principal & I nt erest Recovery Receipts from Payroll:


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Policy Register:


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Loan Management Soft w are for Central Govt . organizat ion :The Loan module is mainly developed for Central Government Employees. Operation label startsfrom entering the sanctioned details of loan for an employee. Type of loans that are maintainedgiven below :

HBA Loan

Computer LoanCar LoanMotor Cycle LoanFestival Loan

Loan can be paid to an employee is four no. of installments at different dates. At the time ofsanctioning the interest rate along with the installment no. is set, also the year and month of loandisbursement is set.

Monthly recovery is done very easily by auto-posting in loan refund module. Installment no can bemodified while processing of loan refund.

Interest calculation is done after the recovery is finished. One can fixed the interest rate whilecalculation of interest.

While refunding of principle loan one can refund the balance principle amount along with theinterest amount at a time.

Schedule report can be viewed for any month.


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I mplementation Chart:

Stage

No.

Stage Descript ion Durat ion

1. On-site detail study of the existing system 5 days

2. Preparation of the Document for SoftwareRequire Specification (SRS) 2 weeks

3. Settlement of SRS and agreement on the

same

7 days

4. Software Development & Coding based on

SRS

1-2 Months

5. Installation of Software 1 day

6. On-Site Training of Users on the Developed

Software

5 days

7. Providing On-site Guidance on Parallel Run of

the software

1 Month

8. Providing On-site Administrator Training 2 days

Development Tool:

Back End : Oracle 9i or higher (RDBMS)

Front End : Oracle IDS or higher (Forms & Reports)

loan module icici

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