keeping student healthy in the us
DESCRIPTION
This was presented at the NAFSA Region I in Spokane WA in 2013, about Keeping International Students Healthy in the US. It was presented by Apinant Hoontrakul, Cynthia Cox (Oregon State University) and Sage Mwiinga (The College of Idaho)TRANSCRIPT
![Page 1: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/1.jpg)
Keeping Students Healthy in the US
![Page 2: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/2.jpg)
Presenters
Apinant Hoontrakul International Student Insurance Marketing Manager/ Licensed Insurance Agent
Cynthia Cox Oregon State University International Student Advisor
Sage Mwiinga The College of Idaho International Student Advisor
![Page 3: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/3.jpg)
Presentation Overview
What students need to know: Healthcare inside vs. outside the US Health insurance Staying healthy
Tools and strategies to educate students
Crisis management: what to do in an emergency
Discussions
![Page 4: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/4.jpg)
Healthcare in the USA
What students should know about...
![Page 5: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/5.jpg)
Healthcare in the US is expensive!
![Page 6: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/6.jpg)
Healthcare Overview
Outside the US
Medical treatment is less expensive
Nationalized health care
Visit hospital for major and minor conditions
Inside the US
Medical treatment is expensive
Private insurance
Hospital is not the “go-to” for all treatment
![Page 7: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/7.jpg)
Seeking Treatment Appropriately
• Minor sicknesses & injuries• Wellness & preventative care• Serious medical conditions• Emergency
![Page 8: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/8.jpg)
Health InsuranceWhat students should know about...
• Key insurance provisions• How to use insurance• Common misconceptions• The Affordable Care Act
![Page 9: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/9.jpg)
Key Insurance Provisions
Out-of-pocket costsWellness Care/ Preventative Care
Mental healthMaternityPre-existing Conditions
![Page 10: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/10.jpg)
How To Use Insurance
Where to get treatmentProvider Network
How to file a claim
Who to contact to get assistance
![Page 11: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/11.jpg)
Common Misconceptions
“Don’t have to pay anything”Covers “everything”Dental & vision
![Page 12: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/12.jpg)
Affordable Care Act - Facing the Change
AFFORDABLE CARE ACT
![Page 13: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/13.jpg)
Clarity on the ACA
IRS enforces mandate based on resident vs. non-resident alien analysis
F, M, Q and J (student/scholar) visa holders are exempt for 5 years from: maintaining minimum essential coverage paying the shared responsibility payment
International students can choose their plan: School’s group plan Individual health insurance State exchanges
International students will still need to meet the US Department of State (J visa) and their school’s insurance minimums
![Page 14: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/14.jpg)
What this means for compliant group plans? Annual Limits:
Policy year September 24, 2012 until December 31, 2013: Annual limits of no less than $500,000
Policy year on or after January 1, 2014: No annual limits
Preventative Care: Student health coverage is required to provide preventive services without cost-sharing.
Lifetime Limits: Plan may not impose lifetime limits Pre-existing condition limitations: Plans may not
impose pre-existing condition limitation on those younger than age 19.
• After January 2014, pre-existing conditions cannot be excluded
![Page 15: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/15.jpg)
Staying healthy - mind and body
What students should know about...
![Page 16: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/16.jpg)
Challenges to Staying Healthy
Leaving home for the first timeHaving appropriate transportationMaking adjustments:
Cultural differences Climate differences
![Page 17: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/17.jpg)
Possible Risks
Mental issues Physical issues
Poor Diet & Physical health
Risky Behaviors Sex Drugs Alcohol
Environmental
![Page 18: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/18.jpg)
Staying HealthyMind & Body
Get involved School associations Community organizations Intramural/club sports Gym and recreational areas
![Page 19: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/19.jpg)
Staying HealthyMind & Body
Develop support systems Advisors and Support Staff Mental health counselors
*Stigma associated with mental health
![Page 20: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/20.jpg)
Staying HealthyMind & Body
Develop a healthy lifestyle Exercise Eat Sleep
![Page 21: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/21.jpg)
Educating Our Students
Tools and Strategies
![Page 22: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/22.jpg)
Tools
OrientationsPhysical materialsVirtual resources
Educational video example: http://www.internationalstudentinsurance.com/explained/us-healthcare-system-video.php
![Page 23: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/23.jpg)
Before They Arrive
-Website
-Pre-Departure Guide
![Page 24: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/24.jpg)
Welcome PacketsEmail Communication Request for allergy informationStudent Experience Blogs – (http://
www.collegeofidaho.edu/blog/student-experience)
FacebookRA Training on Cultural Awareness
![Page 25: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/25.jpg)
When they arrive- Student Health Services at Orientation
- http://www.youtube.com/watch?v=XGtafBJjJrA&feature=player_embedded
![Page 26: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/26.jpg)
All about Student Health Services Video
http://www.youtube.com/watch?v=XGtafBJjJrA
![Page 27: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/27.jpg)
When they arrive
New International Student Orientation “Your Health & Welfare at The College of Idaho” Team-building activities (social support network). Use of upperclassmen – share personal experiences.
International Student First Year Mentor
![Page 28: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/28.jpg)
After arrival and beyond
International Coffee hour Student Health Mentors give presentations
Online Ongoing Orientation Alcohol Awareness Module Sexual Health Module Potential Mental Health or “Healthy Living” module
![Page 29: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/29.jpg)
![Page 30: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/30.jpg)
After arrival and beyond
Residence Life programing Alcohol Awareness, Suicide Prevention, etc.
International Student Support Group International Student Organization Collaboration with other offices on campus Partnerships with local community members
Religious organizations, alumni, etc
![Page 31: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/31.jpg)
What to do when something major does occur
![Page 32: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/32.jpg)
Medical Evacuations/ Repatriation of Remains
![Page 33: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/33.jpg)
Discussions / Q&A
QuestionsToolsEffective strategiesPersonal experience
![Page 34: Keeping Student Healthy in the US](https://reader035.vdocuments.site/reader035/viewer/2022081413/5466055daf7959642f8b54af/html5/thumbnails/34.jpg)
Thank you.
Apinant Hoontrakul [email protected]
Cynthia Cox [email protected]
Sage Mwiinga [email protected]
Ismail Warsame [email protected]