isgn long version
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1Confidential - Do not distribute
WelcomeTo Our Demonstration
Presented by Mark Schmidt & Eddie Godshalk
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Welcome
Today’s Presentation
• Introduction to WizMaps
• The need for WizMaps’ Technology
• What Our Tools can do for ISGN
• A Look at Wiz Maps’ Technology
• Opportunity & Perfect blend: (WizMaps + ISGN)
Four Unique Features of WizMaps’
1.) Current data, updated monthly, of numerous economic factors affecting real estate values at Block and Track levels available in real time.
2.) Predictive model to forecast trends at the Block and Track levels 12 months and 24 months into the future.
3.) Single Platform able to combine our data with your data.
4.) Web-based system with output in real time in easy to use heat maps displayed on mobile devices including smart-phones, tablets and laptops. Output is also available in Excel format.
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Introduction to WizMaps
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Fixing the huge disconnect & risk, between a property address and the surrounding local environment.
Property
to the known by adding Monthly Updates, Growth Patterns and Hyper Local Forecasts.
We transform the unknown …
Wiz Maps aggregates hard to find data at the Census Block Group and higher levels.
This data is available in real time, updated monthly and can be displayed on mobile devices and laptops to see patterns.
Data includes: vacancy rates, new business index, median income, population, migration, unemployment rate and hundreds more.
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Introduction to Wiz Maps
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Introduction to Wiz Maps - Where We Get Our Data
Over 18 Reputable Sources A. US Government Sources
1. US Census Bureau2. Bureau of Labor Statistics (BLS) 3. Federal Reserve Board4. Federal Bureau of Economic Analysis5. Federal Financial Institutions Examination Council (FFIEC) 6. Internal Revenue Service (IRS) 7. National Center for Education Statistics (NCES)8. Office of Federal Housing Enterprise Oversights (OFHEO) 9. US Post Office
B. Industry Trade Associations1. Mortgage Bankers Association (MBA)2. National Association of Realtors (NAR)3. American Bankers Association
C. Private Sources1. Experian2. Visa3. Havier Analytics4. Other private sources
Block Group Data is NOT Available via Feeds, or
Useable Without Advance GIS WizMaps Technology
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PhD’s and Advisors:• Stephen Roulac - PhD Stanford University, Preeminent real estate expert• Nathan D George - PhD Candidate, Hass-Berkeley Real Estate• David Shulmann – PhD UCLA• Lori Greymont – Professional RE Investor and trainer• Jim Ri PhD UC Berkeley in Mathematics
Eddie Godshalk, CEO• Built AVMs & accurate block group 24-month forecasting models• Developed patent-pending data visualization technology
• Alex Kouznetsov, GIS Developer• Over 15 years in GIS mapping software development • Skilled in data-mapping, GeoJason, OSM, and advanced Java
• Mark Schmidt, VP Sales• 10 years introducing new technologies • Web analytics and investment real estate experience
Introduction to Wiz Maps – Our Team
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What is your current method for assessing risk external to the customer or property?
What local data are you using in your risk and default analysis? How do you measure it?
The Need for Wiz Maps’ Technology
How do you assess income loss?
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If your current analysis is limited to property, customer and zip code...
you’re missing crucial data immediately surrounding specific properties that affects analysis and could result in costly errors.
Our tool fills in the missing crucial data enabling your firm a more complete and accurate investment picture resulting in better more profitable decisions.
The Need for Wiz Maps’ Technology
Our data includes: income growth, unemployment, vacancy rates, migration, business index, and many other factors.
Total Markets in the whole USA we cover
Markets We Cover: Markets Case Shillerand Realtors Cover:
Block Groups 209,700
Census Tracts 67,200
Zip Codes 41,000
Neighborhoods 18,000
Cities 21,000
Counties 3,000
Macro Metro Markets 400
TOTAL 360,300
Block Groups 0
Census Tracts 0
Zip Codes 5,600
Neighborhoods 0
Cities 0
Counties 0
Macro Metro Markets 400
TOTAL 6,000
Local vs. Macro Data and Forecasting
Only with current local data info and trends can businesses and investors improve their ROI and lower risk!
Sample MSA: SF Bay Metro Market
Markets We Cover in SF Bay Area:
Markets Case Shillerand Realtors Cover:
Block Groups 987
Census Tracts 214
Zip Codes 107
Neighborhoods 52
Cities 43
Counties 5
Macro Metro Markets 1
TOTAL 1409
Block Groups 0
Census Tracts 0
Zip Codes 0
Neighborhoods 0
Cities 0
Counties 0
Macro Metro Markets 1
TOTAL 1
Local vs. Macro Data and Forecasting
Local vs. Macro Data and Forecasting
Sample: SF Bay Metro Market
+ or – 2% accuracy
Case Shiller forecast uses historical title data
12-mo 24-mo
Case-Shiller
+8%
Local vs. Macro Data and Forecasting
Sample: SF Bay Metro Market
WizMaps adds 5+ years of off-line local data
+23.7%
+8%
24-mo
-6.3%
Case-Shiller
WizMaps
WizMaps
Local vs. Macro Data and Forecasting
Sample: SF Bay Metro Market
WizMaps adds 5+ years of off-line local data
+23.7%
+8%
24-mo
-6.3%
Case-Shiller
23.7% WizM- 8% Case S
17% error
-6.3% WizM- 8% Case S
14% error
ISGN’s Offer to Clients
• Routine Servicing– Loan Boarding– Loan Administration– Liquidation– Financial Administration
– QA & QC
• Default Servicing– Foreclosure– Bankruptcy– Loss Mitigation– REO– QA & QC
• Title Products– Enhance existing products by adding forecasting and growth
patterns
• Valuation Solutions– Create new alternative valuation products
ISGN or your customer sets up alerts to monitor growth or decline
in local trends. (ie. Unemployment, income, migration, vacancy rates, etc.)
QA & QC - improved Monitoring of Risk & Opportunities
Two types of alerts:
1. Alerts based upon one variable or any combination of variables to monitor local risk, and if changes exceed preset risk tolerances, and alert is automatically sent.
2. Similarly, alerts are sent out to show an opportunity where it is time to liquidate or invest.
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Examples of Setting an Alert System
For example: If median incomes and populations decrease by more than 10% in any 3-month period, within a ½ mile radius from “X” an alert is sent out.
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• 1st National Model
• 2nd 376 Metro Market Models
• 3rd 3,007 County Models
• 4th 211,740 Block Group Models
• 5th We add Property Data & Consumer Profiles
Predictive Model- How We Do ItAll Future Value Models have a margin of error of (+ or – 2%)
Output displayed in easy to use and understand heat maps
Output -Data-Maps in Real-Time
What Our Technology Can do for Your Firm
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Interactive Reports
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Top 10 Lists or Reports
Address City State Zip
24-Month
Forecast
Custom
Ranking
PV Margin of Error
(+ or - 8%)
Expected 2-year gain,
Margin of Error (+ or - 3%) Vacancy
#1 251 Sierra StSF CA 94107 + 36.67% 98 $481,060 $176,404 2%
#2 1237 Shafter AveSF CA 94124 + 36.11% 96 $557,567 $201,337 2.5%
#3 2282 9th AveSF CA 94116 + 35.33% 95 $819,000 $289,352 2.6%
#4 169 Beulah StSF CA 94117 + 32.88% 89 $995,000 $327,156 2.7%
#5 611 39th AveSF CA 94121 + 32.86% 88 $877,462 $288,334 3.1%
#6 140 Jerrold AveSF CA 94124 + 32.44% 85 $447,537 $145,181 4%
#7 2285 2299 40th AveSF CA 94116 + 32.17% 84 $704,176 $226,533 4.6%
#8 1164 De Haro StSF CA 94107 + 31.55% 82 $974,398 $307,422 5.1%
#9 1579 33rd AveSF CA 94122 + 34.76% 79 $948,411 $329,667 6%
#10 2501 26th AveSF CA 94116 + 33.76% 67 $685,714 $231,497 7.7%
WizMaps’ can Bolster ISGN’s offer by:
• Improve risk management with current local market data and local forecasts.
• Provide economic data at the neighborhood level.
• Evaluate the value of collateral.
• Providing user driven custom comparables.
• Optimize portfolio value.
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* Strategic advantage over any other firm.
* Real-time Risk Analysis – unique aggregated data.
* Real-time Market Analysis – unique aggregated data.
Benefits to ISGN
Company Benefits
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What We’re Looking For
A firm interested in becoming a strategic business partner.
Possibility for exclusive use –strategic advantage over your competitors.
