Pilot Bank Treasury Management ProductsREVISION 1: AUGUST 20, 2014 (new document)

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ACH

Direct Payments— Help avoid late fees and penalties—ensure individuals or businesses get paid on time by

making all your payments electronically, directly into the recipient's account Make electronic payments to practically anyone inside the US - vendors, other

businesses or employees You control the speed: Choose from next day or 3 business day transfer options Eliminate paper checks and hold on to your funds longer Eliminate lost checks and stop payment fees

$25.00 Month $5.00 Transmission/File $0.25 Transaction

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Remote DepositSpend less time depositing checks and more time running your business. With Remote Deposit, you can use remote deposit capture technology to make unlimited deposits to your small business account from your home or office for a low monthly fee. Unlimited check deposits from your home or officeSave yourself the time and hassle of taking paper checks to a bank branch or ATM

Deposit an unlimited number of checks using a check scanner we provide at no additional charge

Save on gas expenses Create reports and research deposited items from your home of office

$65.00 Month

Positive PayPositive Pay helps prevent fraud by quickly identifying questionable check payments and bringing them to your attention so you can decide whether to make or reject payment. Simply supply us with a list of your issued checks and we send exceptions for your review.

Save yourself the hassle of unwanted check fraud Questionable or unmatched checks detected at the teller line or at presentation Exception items presented for your authorization

$40.00 Month

LockboxSave Time and Save Money While You Improve Cash Flow,Speed Up Payments & Build Customer Satisfaction

Pilot Bank has partnered with TMR for payment processing solutions to give businesses and organizations with low to medium transaction volumes the tools they need to efficiently manage payments and NSF collections. Proven in operations across the country, Lockbox significantly reduces staff workload, saving you time and money while it speeds up receipt of payments to improve cash flow.

Manage all transaction types including checks, checks and coupons, checks and full page invoices and even correspondence.

Client can eliminate time and expense of processing checks, deposits and invoicesWhile you give up extra work, you don’t give up control.

Provides transaction data each day Access to your payment information 24/7 via a secure website

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Lakeland439 South Florida AvenueLakeland, Florida 33801(863) 513-1200New Tampa17635 Bruce B Downs BoulevardTampa, Florida 33647(813) 349-4560

South Tampa3415 West Bay to Bay Boulevard, Suite DTampa, Florida 33629(813) 349-4530

Temple Terrace5140 East Fowler AvenueTampa, Florida 33617(813) 349-4530

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Upper Tampa Bay12471 West Linebaugh AvenueTampa, Florida 33626(813) 496-2600

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