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Simplify international receivables and minimize bank fees with the WU ® GlobalPay X platform. Chris Hopkins Director, US Corporate Treasury and Cash Management Tel: 770.689.2502 [email protected] Benefits to your payers… Customers can pay you in their local currency by bank transfer, credit card, or debit card Our in-country banking relationships mean transfers are treated as local currency transactions, which reduces wire charges for payers Fewer intermediary banks, fewer interbank charges Real-time exchange rates offer clear visibility into the cost of a payment Customers can pay using a simple process with easy- to-follow instructions …and benefits to you Streamline international payments for yourself and your customers Reduce incoming wire charges Earlier control of deposit funds improves cash flow Fully referenced payments and statements make bank reconciliation quick and easy Fewer charges deducted from payments means you get paid in full Opportunity to lower credit card merchant fees Support your International Sales and Expansion Efforts

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  1. 1. Simplify international receivables and minimize bank fees with the WU GlobalPay X platform. Chris Hopkins Director, US Corporate Treasury and Cash Management Tel: 770.689.2502 [email protected] Benefits to your payers Customers can pay you in their local currency by bank transfer, credit card, or debit card Our in-country banking relationships mean transfers are treated as local currency transactions, which reduces wire charges for payers Fewer intermediary banks, fewer interbank charges Real-time exchange rates offer clear visibility into the cost of a payment Customers can pay using a simple process with easy- to-follow instructions and benefits to you Streamline international payments for yourself and your customers Reduce incoming wire charges Earlier control of deposit funds improves cash flow Fully referenced payments and statements make bank reconciliation quick and easy Fewer charges deducted from payments means you get paid in full Opportunity to lower credit card merchant fees Support your International Sales and Expansion Efforts
  2. 2. How it works: 2014 Western Union Holdings Inc. All rights reserved. Western Union Business Solutions is a division of The Western Union Company. Services in the US are provided by Western Union Business Solutions (USA), LLC (referred to as WUBS or Western Union Business Solutions). For a complete listing of US state licensing, visit http://business.westernunion.com/about/notices/. For additional information about Western Union Business Solutions (USA), LLC, visit http://business.westernunion.com/about/ compliance/. This brochure has been prepared solely for informational purposes and does not in any way create any binding obligations on either party. Relations between you and WUBS shall be governed by the applicable terms and conditions. No representations, warranties or conditions of any kind, express or implied, are made in this brochure. Chris Hopkins. Director, US Corporate TreasuryCash Management Tel: 770.689.2502 [email protected] You invoice your customer in USD and provide a link to your customized payments portal. They access the secure site branded with your name and logo. They select their currency and secure their exchange rate. You receive the funds in dollars with complete payer information. They complete a local funds transfer from their bank or pay directly with their credit or debit card. The WU GlobalPay X platform A simple international receivables solution