SBI cuts home loan rate by up to 0.15 per centICICI Bank offers EMI scheme on Debit card purchaseJan Dhan Yojana:5.27 lakh accounts opened across Andhra Bank branchesSBI signs $152 million export line of credit with Japanese bankBank open 2.14 crore accounts under Jan Dhan missionMuthoot finance launches scheme for Kerala customers for OnamJan Dhan Yojana:SBI opens 1.50 lakh bank accounts in Tamilnadu & PuducherryUnited bank of India wins seconds leg of legal battle with Kingfisher Airlines chairman VijaymallyaIDBI bank joins UNICEF for safe water, hygiene to 80,000 children in 400 Maharashtra, UP schoolsRBI has lowered the cap on free ATM transactions and allowed banks to charge customersHDFC Bank tops WPPs BrandZ report with value of $9.4 billionICICI launched EMI Facility on debit cards ties up with SamsungHDFC Bank opens branch in DubaiHDFC Bank launches Forexplus crad for Haj, Umrah pilgrims for making all patyments during the pilgrimage in a convenient and secure manner and thus avoid Saudi RiyalsPune based LinguaNext to partner nationalised and private banks for ATM Transaction slips and is already working with different bank, including the State Bank of IndiaRBI will soon issue Rs 1,000 denomination bank notes with inset letter R in the Mahatma Gandhi Series 2005RBI announced only 3 free withdrawals from other ATMs, 5 from ownNew Ezetap :The device which is used by banks like SBI, HDFC and Citibank that facilitates like an ATM for checking balance, transferring money, get a mini statement and opening a bank account through AadhaarSBI launches Hindi version of its app STATE BANK ANYWHERETMB aims to achieve Rs 1 lakh crore turnover in next four yearsFederal Bank opens its 1206thbranch at Andathode, ThrissurICICI bank launches travel card aimed at students who are heading out for higher studies outside India to help them manage their international expensesRBI proposes COO ( Chief Operating Officer) post in Rank of Deputy GovernorRBI proposes anytime anywhere bill payment systemDeutsche Bank launches zero balance savings account for professionalsSBI Life insurance appoints Arjit Basu as MD, CEOHDFC Bank opens branch in Dubai for providing wealth management services to Indians living thereIndusInd Bank Launches co-branded credit card with Jet AirwaysIndian Bank revises its interest rate to 2.36 percent from the 2.55 per centJulyRajiv Lall to be IDFC Bank Managing Director and CEOMaharashtra cabinet approves Rs 231 Crore to strengthen small banksRBI cancels licenses of Six Delhi-based NBFCs (Non-Banking Financial Companies (NBFCs)Exim bank wants RBI to hike its leverage ration by 50Government asks IDBI Bank, United Bank of India to plan mergerRBI and Central Bank of Sri Lanka (CBSL) have entered into a bilateral agreement that enables CBSL to further diversity its reserves management activities into Indian rupee-denominated assetsRBI penalises 12 banks including ICICI bank for violating rulesING Vysya selects Mindtree to deliver multi-channel and multi-platform banking experience to its customers while creating a digital roadmap designed to help the bankNBFCs allowed to use e-Know your customer service to verify Identity: RBICICI bank launches special service for Canadian customersIndian Bank launches mobile branches with ATM facility in ChennaiHDFC Securities launches e-will writing serviceSBI, PNB could be the first banks to tap capital market this financial yearSBI to open 5, 000 new ATMsIBM signes deal worth Rs 550 crores with microfinance firm Janalakshmi Financial servicesCanara bank expands its Gramodaya scheme in DelhiRBI governor Raghuram Rajan launches Indian Banks mobile branchesAxis, Union bank among five new entrants into UK banking spaceICICI bank to open its branches in China, South Africa says MD and CEO chanda KochharState Bank of India opens 6 digital branches which offer services like instant account opening and personalised debit cardsJUNEICICI bank launches co-branded card with Delhi metroSBI, HDFC Bank, PNB and others to secure ATMs by live CCTV monitoringFrom talking ATMs to magnifying glasses at branches for physically and visually challenged customersICICI bank launches iMobile app for Windows phoneShareholders approved the re-appointment of Rana Kapoor as managing director and CEO18 PSU banks failed to meet FY14 target of setting ATMsIDFC Bank which recently bagged a commercial banking license, plans to start bank operations by October next yearKotak Mahindra bank set up ATMs at Mumbai Metro StationsICICI Bank overtakes HDFC Bank as top private bank employerSyndicate Bank, Bol, BoB, others give Rs 1,157 crores for Narendra Modis dream financial hub project in GujaratK Venkataraman re-appointed as MD & CEO of Karur Vysya BankIndusInd Bank launches Video Branch Service for Customers

Important Banking Related TermsCheque:Cheque is a negotiable instrument containing conditional order to pay sum of money to the person mentioned on it or to the bearer of the instrument.Crossing:Two parallel lines drawn on the top left corner of the chequeAccount Payee Cheque:Account payee cheque can be routed only through accountsPost dated Cheque:The date on the check beyond todays date then cheque becomes post dated.Stale Cheque:A cheque which has completed the stipulated validity period of the cheque is called as the stale cheque (The validity period of 6 months as at present)Mutilated cheque:It is a damaged chequeBounced Cheque:It is nothing but an ordinary bank check that any bank can refuse to encash or pay because of the fact that there is no sufficient balance in the bank account of the originatorAt Par cheque:It is payable anywhere in IndiaMulti city cheque:A cheque which is payable in any branch of a particular bankTravellers Cheque:Cheques issued by a bank and function as cash but are protected against loss or theft when travelling.Money Laundering:Conversion of money which is illegally obtainedLinked Account:Any account linked to another account in the same bank where funds can be transferred electronically between accounts and carry out other specified services as wellConsumer durables loans:Loan granted by banks for purchasing of white goodsCollateral:A borrower needs to provide some kind of security to the bank in case of high ticket loans, such security is called collateralFloating Rate:An interest rate that is referenced to a market rate and is revised as per the change in the interest rates in the economy. When interest rates in the economy rise, floating rates rise and vice versaExchange Rate:Rate at which the domestic currency can be converted into foreign currency and vice versaInflation:Decreasing the value of money in this state money looses the value hence prices will go upDeflation:Opposite to inflation here money will have more value and hence product looses the valueElectronic Clearing Service (ECS):It is a service provided by the banks to facilitate direct debit from your bank account towards an investment account (such as a mutual fund SIP) and/or paying regular loan EMIs.Billing Cycle:A billing cycle is a time period that covers the credit statement that usually lasts for 25 daysBridge Loan:It is also known as swing loan, which is basically a real estate loan or a home loan, where the current residence/real estate is pledged by the borrower as a collateral in order to purchase a new residenceDebit cum ATM Card:Customer can deposit and withdraw cash by means of magnetic ATM CardCore Banking:A centralized database with online connectivity to branches, internet as well as ATM network which has been adopted by almost all major banks of the countryBankassurance:When the banks entertain in dealing with insurance business then it is called as bankassuranceShort term loan:If the repayment period of any loan is up to 36 months , then that loan is called Short term loansMedium term loan: If the repayment period of any loan is up to 37 to 84 months , then that loan is called Medium term loansLong term loan:If the repayment period of any loan more than 84 months , then that loan is called long term loansGrace Period:It is an interest free period that is to be given by a creditor to a debtor after the period of the loan gets over, before initiating the process of loss recovery. The grace period depends on the amount of the loan and also the credit score of the borrower.Internet Banking:It is also called as e-banking or online banking, where customer can conduct their transactions through the internet.Life Cap:The upper and lower limit for changes in the borrowers interest rate over the term of his/her loansNet Income:The amount that is left after paying the taxes is called the net income.Original Principal Balance:The amount borrowed by any borrower is called the original principal balanceOverdraft:It is a check or rather an amount of check, which is above the balance available in the account of the payer.Refunding:The act of paying back the amount or returning the funds is called as refunding.Repricing:Change in the rate of interestReserve Account:An account which is maintained by depositing undistributed parts of profits for future needs is called as a reserve accountSmart Cards:Unlike debit and credit cards, smart cards possess a computer chip with magnetic strips, which is used for data storage, processing and identificationReserve Bank of India:RBI is theCentral Bank of India, which acts as a banker to the governmentIt is also called as Bankers bank, because all banks will have accounts with RBI. It provides funds to all banks hence it is called as BANKERS BANKRBI was established by an act of Parliament in1934It has four zonal offices at Mumbai, Kolkata, Chennai and Delhi and 19 regional officesCurrent Governor:Dr. Raghuram RajanDeputy Governors:H R Khan, Dr Urjit Patel, R Gandhi and S S MundraHead office:MumbaiFunctions:Issues currency notesActs as bankers bankMaintain foreign exchange reservesMaintains CRR and SLRIts affairs are regulated by 21-member central board of directors: Governor (Dr. Raghuram Rajan), 4 deputy Governors, 2 Finance Ministry representatives, 10 Government-nominates directors,4 directors to represent local boardsPolicy Rates, Reserve Ratios, Lending and Deposit Rates as of July 15, 2014Bank Rate:9:00%Repo Rate:8:00%Reverse Repo Rate:7:00%Cash Reserve Ratio (CRR):4%Statutory Liquidity Ratio (CRR):22.00%Base Rate:10.00%-10.25%Savings Deposit Rate:4%Term Deposit Rate:8.00%-9.5%Currency notes other than one rupee notes are issued by RBIThe initial share capital for RBI was Rs. 5 CroresScheduled Commercial Banks:Scheduled Commercial banks areState Bank of India and its associates (State bank of India has got 7 subsidiaries they are State bank of Hyderabad, State bank of Mysore, State bank of Travancore, State bank of Indore, State bank of Sourashtra, State bank of Bikaneer, State bank of JaipurNationalized BanksPrivate Sector BanksRegional Rural BanksUrban Cooperative BanksState Cooperative BanksPublic Sector Banks:State Bank of India and associate banks + 20 nationalized banks are called public sector banksNationalized Banks:Nationalized banks are the banks which are owned and run by government of IndiaThere are total of 20 nationalized banksIn 1969, 14 banks were nationalizedIn 1980, 6 banks were nationalizedNationalized banks areAllahabad bank, Andhra bank, Bank of Baroda, Bank of India, Bhartiya Mahila bank, Canara bank, Central Bank of India, Corporation bank, Dena bank, IDBI bank, Indian bank, Indian Overseas bank, Oriental Bank of Commerce, Punjab National bank, Punjab & Sind bank,Syndicate bank, UCO bank, Union bank of India, United bank of India, Vijaya bankPrivate Banks:Private Banks are the banks which are owned and run by individualsPrivate banks are split into two groups by financial regulators in India they areOld Private sector banks:The banks which were not nationalized at the time of bank nationalization that took place during 1969 and 1980 are known as old private sector banks.New Private Sector Banks:Banks which came in operation after 1991, with the introduction of economic and financial sectors reforms are called new private-sector banksThese banks were formed as per RBI guidelines 1993These banks should have a minimum net worth of Rs.200 CroresThe promoters holding should be a minimum of 25% of the paid-up capitalWithin 3 years of the starting of the operations, the bank should offer shares to public and their net worth must increased to 300 Crores.New private-sector banks in India are Axis Bank, Bank of Punjab, Centurian Bank, Development Credit Bank, SBI Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, Yes Bank, Times Bank (Merged with HDFC Bank Ltd.), Global Trust Bank (Merged with Oriental Bank of Commerce), Balaji Corporation Bank LimitedForeign Banks:Banks which are foreign originated are called foreign banksRegional Rural Banks (RRBS)Regional rural banks were established on 26thSeptember, 1975RRBS comes under scheduled commercial banksMain aim of RRBs is financial resources for rural/semi-urban areas and providing loans to small and marginal farmers, agricultural labourers and rural artisans.RRB works under supervision of NABARD (National Bank for Agricultural and Rural Development)Functions of RRBs:Providing banking facilities to rural and semi-urban areasCarrying out government operations like disbursement of wages of MGNREGA workers, distribution of pensions etc.Providing Para-Banking facilities like locker facilities and credit cardsShare Capital in RRBs:Central Government: 50% Sponsored bank: 35% State government: 15%Co-operative Banks:The main purpose of co-operative banks is to co-operate small scale industries, and to provide small loansIndustrial Banks:The main purpose of Industrial banks is provide big loans to large scale industries,Some of the Industrial banks are IDBI bank, Industrial bank of India etc.BOE- Bill of ExchangeCASA- Current and Savings AccountsCBLO- Collateralized Bank Lending ObligationsCIBIL- Credit Information Bureau of India LimitedCRR- Cash Reserve RatioKYC- Know Your Customer GuidelinesIPO- Initial Public OfferSMERA- SME Rating Agency of India LimitedNBFC- Non Banking Finance CompaniesNEFT- National Electronic Fund TransferRTGS- Real Time Gross SettlementNPA- Non Performing AssetsQIB- Qualified Institutional BuyersSLR- Statutory Reserve RatioCAR- Capital Adequacy RatioSEBI- Securities and Exchange Board of IndiaMICR- Magnetic Ink Character RecognitionNSE- National Stock ExchangeFCNR- Foreign Currency Non Resident Deposit AccountsCDRS- Corporate Debt RestructuringIDRBT- Institute for Development and Research Of Banking TechnologyYTM- Yield To MaturityMCA- Ministry Of Company AffairsMIS- Management Information SystemCRISIL- Credit Rating Information Services Of IndiaICRA- Investment Information and Credit Rating Agency of India LimitedCARE- Credit Analysis and Research LimitedIRDA- Insurance Regulatory and Development Authority of IndiaLIC- Life Insurance Corporation of IndiaIEPF- Investors Education and Protection FundIRDA- Insurance Regulatory and Development AuthorityCCIL- Clearing Corporation of India LimitedOTCEI- Over the Counter Exchange Of IndiaISCI- International Standard Industrial ClassificationKCC- Kisan Credit CardBCSBI- Banking Codes and Standards Board of IndiaSEBI- Securities and Exchange Board of IndiaSFMS- Structured Financial Messaging ServicesSHG- Self Help GroupFEDAI- Foreign Exchange Dealers Association of IndiaALCO- Asset Liability CommitteeALM- Asset Liability ManagementKVIC- Khadi and Village Industries CorporationKYC- Know Your CustomerEXIM bank- Export and Import Bank of IndiaNABARD- National Bank for Agriculture and Rural DevelopmentSIDBI- Small Industries Development Bank of IndiaEDP- Entrepreneurship Development ProgrammeLAMPS- Large Sized Adivasi Multipurpose SocietiesLERMS- Liberalized Exchange Rate Management SystemNABARD- National Bank for Agriculture and Rural DevelopmentNBFC- Non Banking Finance CompaniesQIB- Qualified Institutional BankersRBI- Reserve Bank of IndiaRDBMS- Relational Database Management SystemREC- Rural Electrification CorporationRFC- Resident Foreign CurrencyRIDF- Rural Infrastructure Development FundRRB- Regional Rural BankRTGS- Real Time Gross SettlementRWA- Risk Weighted AssetsSBI- State Bank of IndiaSCB- Scheduled Commercial BankNRE- Non Resident External AccountNRI- Non Resident IndianSDR- Special Drawing RightsSIDBI- Small Industries Development Bank of IndiaSIDC- State Industrial Development CorporationSJSRY- Swarna Jayanthi Shahari Rozgar YojanaSSI- Small Scale IndustriesSME- Small and Medium IndustriesSSSBE- Small Scale Service and Business Enterprises>>Important Banking terms for Bank ExamsUTI- Unit Trust of IndiaWPI- Wholesale Price IndexEDI- Electronic Data InterchangeSLR- Statutory Liquidity RatioSLRS- Scheme for Liberation and Rehabilitation of ScavengersEMI- Equated Monthly InstalmentsEPS- Earning per ShareESOP- Employee Stock OptionsYTM-Yield to MaturityLAB- Local Area BanksALM- Asset Liability ManagementANBC- Adjusted Net Bank CreditASBA- Applications Supported Bank AccountsDPG- Deferred Payment GuaranteeDRI- Differential Rate Of InterestDSCR- Debt Service Coverage RatioFEDAI- Foreign Exchange Dealers Association Of IndiaFOB- Free On BoardNPV- Net Present ValueDPN- Demand Promissory NoteDRAT- Debt Recovery Appellate TribunalOCB- Overseas Corporate BodiesPOA- Power of Attorney OLTAS- Online Tax Accounting SystemOMO- Open Market OperationsPACS- Primary Agricultural Credit SocietiesPDO- Public Debt OfficePIN- Personal Identification Number

Important Points about SBISBI is one of the big four banks of India, along with ICICI bank, Punjab National Bank and Bank of BarodaSBI had 14,816 branches in India as on 31 March 2013SBI is the first bank to open branch in China15000thbranch of the State Bank of India (SBI) at Sooranam (Tamil Nadu)SBI has 21, 500 branches (including Assosiate Banks )SBI has 99, 345 offices in IndiaSBI has 27000+ ATM and SBI Group (including Assosiate Banks ) has 32752 ATMs.On October 7, 2013, Arundhati Bhattacharya became the first woman to be appointed Chairperson of the bankSBI has become the first bank to install an ATM at Drass in the Jammu & Kashmir Kargil region. This was the Banks 27,032nd ATM on 27 July 2012.List of Awards (2013-14)1. The Banker (1) in the year 20092. IDRBT (3)3. D & B Polaris (1)4. SKOCH (3)5. SKOCH CORPORATE EXCELLENCE6. PC QUEST7. EDGE AWARD (2)8. Asias best CSR Practices Awards 2013-Singapore9. Asian BFSI Awards 2013- Dubai10. Indias Most Ethical Companies awards 201311. Asian Green Future Leadership Awards 201312. Best Public Sector Bank Award 201313. Won national award in the year 2012 for Prime Ministers Employment Generation Programme (PMEGP) scheme14. Technology of the year by the IBA banking technology awards15. Best online banking award in 2010 by IBA16. Best rural banking initiative and best IT architecture17. THE BEST BANK in cash management services in Asia18. Pegasus Corporate Social Responsibility Award 2007First bank established in India:Bank of Hindustan in 1770Second bank:General Bank of India, 1786Oldest bank in India originated in the Bank of Calcutta in June 1806 which was still in existence State Bank of IndiaState Bank of India merged with three banks namely Bank of Bengal, Bank of Bombay and Bank of Madras in 1921 to form the Imperial bank of India which was converted as State Bank of IndiaFirst Indian bank got ISO:Canara BankFirst India bank started solely with Indian capital investment isPNB (Punjab National Bank)Founder of Punjab National Bank isLala Lajpat RaiReserve bank of India (RBI) was instituted in1935First governor of RBI:Mr.Osborne SmithFirst Indian Governor of RBI:Mr. C D DeshmukhFirst bank to introduce savings account in India:Presidency Bank in 1833First bank to introduce cheque system in India:Bengal Bank in 1833First bank to introduce internet banking:ICICI bankFirst bank to introduce mutual fund:State Bank of IndiaFirst bank to introduce credit card in India:Central Bank of IndiaWhich cards are known as plastic money Credit Cards.Open market operations are carried out by RBICapital market regulator is SEBILargest Commercial bank in India State Bank of IndiaThe International Bank for Reconstruction and Development (IBRD) is known as World BankIndias First Financial Archive has been set up at KolkataCRR, SLR, Repo Rate, Reverse Repo rate are decide byRBISavings banks interest rates, fixed deposit interest rates, Loan Rates etc. are decided byindividual banksThe bank which has launched Mobile Bank Accounts in association with Vodafones m paisa HDFC BankMinimum money transfer limit through RTGS:2 LakhsMaximum money transfer limit through RTGS:No LimitMinimum & Maximum money transfer limit through NEFT:No LimitNABARD was established in July, 1982Largest Public sector bank in India SBILargest Private sector bank in India ICICI BankLargest Foreign bank in India Standard Chartered BankFirst Indian bank to open branch outside India i.e. London in 1946:Bank of IndiaFirst RRB named Prathama Grameen Bank was started by: Syndicate BankFirst Bank to introduce ATM in India:HSBC in1987, MumbaiBank of Barodahas the maximum number of overseas branchesSBIholds the second position with maximum number of overseas branchesPremium credit cards exclusively for women launched recently by HDFC bankPrivate Sector Bank that recently launched a product of Personal loan called SWIFT HDFCThe bank which approved loan of $500mn to help India improve Rail services Asian Development BankFDI limit for new banks 49%FDI limit for private banks:74%MOUs signed in 2014India and Maldivessigned three memorandum of understanding on cooperation in the field of Health on 2ndJanuary, 2014 in New DelhiIndia & UKsigned MOU to enhance the collaboration within the framework of UK India Education and Research Initiative (UKIERI) on 16thJanuary, 2014 in New DelhiThe Indian Institute of Corporate Affairs (IICA) signed MoUs with FCCI to collaborate in the areas of corporate social responsibility competition law, corporate laws, corporate governance, Inclusive Growth and Sustainable Development of the Industry and the economy on 17thJanuary, 2014India and Japansigned the Memorandum in tourism on 22ndJanuary, 2014 in New DelhiIndia and UAEsigned an MOU to promote cooperation in renewable energy, especially in areas of solar energy and wind power on 18thJanuary in Abu Dhabi.Six public sector units (PSUs)signed MOU to set up worlds largest 4000 MW ultra solar power project on 29thJanuary, 2014 in RajasthanIndia and Netherlandssigned an MOU in the field of sports on 30thJanuary, 2014 in New DelhiIndia and Netherlandssigned an MOU on renewable energy on 11thFebruary, 2014 in New DelhiIndia and Saudi Arabiasigned an MOU on defence cooperation pact for partnership in further areas of security on 26thFebruary, 2014 in New DelhiNTPC Signed an MOU with Bihar State Power Generation Company Limited (BSPGCL) and Lakhisarai Bijlee Company Private Limited (LBCPL) to develop a 1320 MW thermal power project at Kajra on 22ndFebruary, 2014Gail and Chubu Electric Power Companysigned an MOU on 24thMarch, 2014 in Gastech conference in South Korea to enhance the LNG volumesIndia and Jamaicasigned a MoU on April 02, 2014 to have floodlights installed at Sabina ParkAirports Authority of Indiasigns MoU with Ministry of Civil Aviation that targets to improve the key performance of AAI in some areasIndia and Myanmarhave signed a MOU for border cooperation on May 10th, 2014 in New DlehiRosneft and ONGCvidesh limited signed an MOU on May, 24 2014 for cooperation in exploration, appraisal and hydrocarbon production on the continental shelf of the Russian Federation.West Bengal and Maharashtragovernments signed a MOU on victim of trafficking which will identify and repatriate women and children who are victims of traffickingCentral Institute of Fisheries Education (CIFE), Mumbai and Central Agricultural University (CAU), Imphal signed a MoU on 14thJune, 2014 to facilitate collaboration in academic, research and training programmes.MECL has signed MoU with Geological Survey of India (GSI)on 14thJune, 2014 to enhance synergy in the field of Earth Sciences between two organizationsIndia and Chinasigned an MOU on 30thJune, 2014 for setting up Chinese Industrial park in different states in India.NABARD and SFACsigned a MOU for development of small farm producers on 4thJuly, 2014India CzechRepublic sign MOU on technical co-operation in Railways at Rail Bhawan, New Delhi on 19thAugust, 2014 and the MOU was signed by Arunendra Kumar, Chairaman/Railway Board and Miloslav Stasek, Ambassador of Czech RepublicIndia-Brazilsigned an MoU between the Ministry of External Relations of Federative Republic of Brazil and the Ministry of External Affairs of the Republic of India onthIndia & Srilankasigned MOU signed MOU to set up Engineering & Agricultural faculty for University of JaffnaIndia & Japansigned MOU to develop Varanasi into Smart City using the experience of Kyoto the smart city of Japan and it is was signed by Indian Ambassador Deepa Wadhwa and Kyoto Mayor Daisaka kadokawaIndia & Bahrainsigned six MoUs which are given as follows:Between Bahrain Development Bank (BDB) and SIDBI, this is for Partnering enhancement of financial and non-financial services for SMEs in Bahrain.Between Bahrain Economic Development Board (EDB) and NASSCOM, this promotes cooperation in ICT and exchange of IT missions.Between EDB & CII, this will allow for reaching out to the companies in each other country for newer business opportunities.Between Tamkeen and National Skill Development Corporation: This will promote sharing of equity and experience in technical of vocational training.Between Jawaharlal Nehru University, New Delhi and University of Bahrain: it will promote better understanding and cooperation among students and facult. This is the first MoU between the two universities.Between National Authority for Qualifications & Quality Assurance of Education & Training (QQA), Bahrain & National Assessment and Accreditation Council (NAAC), which allows for partnership to enhance external quality assurance in both legal and jurisdictions and to develop higher education institutions.Railway Budget

HIGHLIGHTS:1) No increase in passenger fares and freight charges2) Bullet train in Mumbai Ahmedabad sector3) Plan to hike speed of trains to 160 200 Kmph in 9 sectors4) Online platform for unreserved tickets5) Online booking to support 7,200 tickets per minute; to allow 1.2 lakh users simultaneously6) Combo parking-platform tickets at stations7) 4,000 women constables to be recruited to ensure personal safety of women; 17,000 RPF constables to provide safety to passengers8) Cleanliness budget up by 40% over the last year; CCTVs to be used at stations for monitoring cleanliness9) Battery-operated cars for differently-abled and senior citizens at major stations10) Retiring room facility to be extended to all the stations11) Feedback services through IVRS on food quality12) Food can be ordered through SMS, phone; Food courts at major stations13) Setting up of corpus fund for stations upkeep; RO drinking water in some stations & trains14) Automatic door closing in mainline and suburban coaches15) 58 new trains and extension of 11; 864 additional EMUs to be introduced in Mumbai over 2 years16) FDI in railway projects, except in operations17) FDI, domestic investments in rail infrastructure18) Internet and workstation facilities on selected trains; Wi-Fi in A1, A category stations and in selected trains19) Railways university for technical and non-technical subjects20) Some stations to be developed to international standards through PPP model21) Parcel traffic to be segregated to separate terminals to make passenger traffic unhindered22) Loss per passenger per kilometer up from 10% in 2000-01 to 23% in 2012-1323) Solar energy to be tapped at major stations24) Highest ever plan layout of Rs.65,455 Crore for 2014-1525) Expenditure in 2014-15 pegged at Rs. 149,176 Crore; Receipts in FY15 pegged at Rs. 1.64 lakh Crore26) Indian railways to become the largest freight carrier in the world27) Social obligation of railways in 2013-14 was Rs. 20,000 Crore28) Gross traffic receipts in 2013-14 was Rs. 12,35,558 Crore; Operating ratio was 94%29) Indian railways spent Rs. 41,000 Crore in laying of 3700 Km of new lines in 10 years30) Fare vision will bring in Rs.8000 Crore; need another Rs.9000 Crore for golden quadrilateral project31) With 12,500 trains, railways move 23million passengers every day32) Separate housekeeping wing at 50 major stations33) Mechanized laundry will be introduced34) Dedicated freight corridor in eastern and western corridors35) 5400 unmanned level crossing removed36) Tourist trains to be introduced to link all major places of tourist interests across the country37) Ultrasonic system to detect problem in track38) Diamond Quadrilateral project of high speed trains to connect all major metros39) GIS mapping and digitization of railway Land. Extension of logistics support to various e-Commerce companies40) Facilitate milk through rail; Special milk transportation trains in association with Amul and National Dairy Association Board41) One ticket to reach from Delhi to Srinagar. Uddhampur to Banihal by bus and Banihal to Srinagar by train.42) Train connectivity to Char Dham43) Paperless office of Indian railways in 5 years; digital reserve charts at stations44) Ready-to-eat meals of reputed brands to be introduced in phased mannersNew ServicesNew Trains 17 Premium trains 38 Express trains 10 Passenger trains 4 MEMU 3 DEMUExtension and Increase in frequency 3 Extension of trains 3 increase in frequencyBudget Estimates 2014-15Freight loading of 1101 MT, 51 MT more than 2013-14Growth in passenger traffic 2%Freight Earnings 1,05,770 cr.Passenger Earnings 44,645 cr, after revenue foregone of 610 cr on account of rollback in monthly season ticket fares.Total Receipts 1,64,374 cr; Total Expenditure 1,49,176 cr;Pension estimated at 28,850 cr.Dividend payment estimated at 9,135 cr.Operating Ratio to be 92.5%, an improvement of 1% over 2013-141. Book Name: Assassination of Rajiv GandhiAuthor:Faraz AhmadReleased Date:19thAugust, 2014Released by:Vinod Mehta2. Book Name: Gujarats Success Story in Water ManagementAuthor:Sriram VedireReleased Date:9thAugust, 2014Released by:Narendra Modi and Amit ShahWhere:JLN Stadium in Delhi3. Book Name: Munger through the AgesAuthor:Devendra Prasad yadavReleased Date:7thAugust, 2014Released by:Dr. Karan Singh, Chairmain of ICCRReceived by:Pranab Mukherjee, President of IndiaWhere:Rashtrapati Bhavan4. Book Name: Strictly Personal, Manmohan and GursharanAuthor:Daman SinghReleased Date:5thAugust, 20145. Book Name: One Life is not EnoughAuthor:Kunwar Natwar SinghReleased Date:1stAugust, 20146. Book Name: Vijay MallyaAuthor:K. Giri PrakashReleased Date:July 2014Released by:Penguin Books Limited7. Book Name: Coffee-TableAuthor:K. Giri PrakashReleased Date:2ndJuly, 2014Released by:Karan SinghReceived by:Pranab MukherjeeWhere:Rashtrapati Bhavan8. Book Name: A book Blood feud: the Clinton vs. the ObamasAuthor:Edward KleinReleased by:Publishing House, regneryWhere:USAReleased Date:6thMay, 2014Released by:M Hamid Ansari, Vice President of India16. Book Name: The candidateAuthor:Anirudh Bhattacharya, Indian JournalistReleased Date:29thMarch, 201417. Book Name: Hillary ClintonsAuthor:Hillary ClintonReleased Date:19thApril, 201418. Book Name: The Accidental Prime MinisterAuthor:Sanjaya BaruReleased Date:11thApril, 201419. Book Name: Lal Bahadur Shastri: Lessons in LeadershipAuthor:Anil Shastri and Pavan ChoudaryReleased Date:23rdMarch, 2014Released by:Dalai Lama, the Spiritual LeaderWhere:New Delhi20. Book Name: Rationalised Roman for KashmiriAuthor:Dr R L BhatReleased Date:23rdMarch, 201421. Book Name: The biography of Narendra ModiAuthor:Andy MarinoReleased Date:24thMarch, 2014Released by:Harper Collins22. Book Name: India at RiskAuthor:Jaswanth Singh23. Book Name: Akbar, The Aesthete in New DelhiAuthor:Dr. Indu AnandReleased Date:28thFebruary, 2014Released by:Hamid Ansari, The Vice President of India24. Book Name: Ambedkar Awakening Indias Social ConsienceAuthor:Dr. Narendra Jadhav. Member of Planning CommissionReleased Date:26thFebruary, 201425. Book Name: The Meaning of Success: Insights of WomenAuthor:Cambridge UniversityReleased Date:20thFebruary, 201426. Book Name: Public Issues before ParliamentAuthor:Vijay DardaReleased Date:19thFebruary, 2014Released by:Hamid Ansari, The Vice President of IndiaWhere:New Delhi27. Book Name: Arun Jaitley, BJP LeaderAuthor:Sameer KochharReleased Date:16thFebruary, 201428. Book Name: Akbar, The Aesthete in New DelhiAuthor:Dr. Indu AnandReleased Date:28thFebruary, 2014Released by:Hamid Ansari, The Vice President of India29. Book Name: ModiNomicsAuthor:Sameer KochharReleased Date:16thFebruary, 2014Released by:Arun Jaitley, BJP Leader30. Book Name: Indias Political and Foreign Relations with the Gulf RegionAuthor:Prof AK PashaReleased by:Hamid Ansari, The Vice President of India31. Book Name: Sangharsh ke safar ka nayak MulayamAuthor:Nayak MulayamReleased Date:17thJanuary, 2014Released by:Hamid Ansari, The Vice President of India32. Book Name: Nirbhaya Ek AtmachintanWritten by:Justice Chandrasekhar DharamadhikariEdited By:Vice Chancellor of Mumbai UniversityPublished by:Mumbai University33. Book Name: Unbreakable UnveiledAuthor:Mary KomReleased Date:9thDecember, 2013Released by:Amitabh BachanWhere: Mumbai