february march homes guide

published by the Brown County Democrat

real estate • appraisals • insurance • financial • Services • area maps

February - March 2013 FREE

Brown CountyHomes Guide

2 Brown County Homes Guide - February - March 2013

Brown CountyHomes GuideFebruary - March 2013

Real EstateRustic Realty ........................................ 5Re/Max ................................................ 12Mike Nickels ......................................... 6Chief Realty .......................................... 7Hills O Brown .................................... 8-9Century 21 Breeden............................. 6

Other ServicesArea Appraisal Services ..................... 6Austin Insurance ................................. 3South Central Appraisal ...................... 4Centra Credit Union ........... Back CoverArea Maps ..................................... 14-15



June - July 2012

FREEBrown County

Homes Guide



October - November 2012 FREE

Brown CountyHomes GuideHomes • Acreage • Lots • Financial Commercial • Appraisals • Rentals

Show it all right here for Brown County and the

surrounding area to see!

Brown County [email protected] • 812.988.2221

147 E. Main • P.O. Box 277 • Nashville, IN

advertise in theapril - May

Brown county Homes Guide

Brown County Homes Guide - February - March 2013 3


Assessor ..........................................988-5466Auditor ..............................................988-5485Career Resource Center .................988-5880Circuit Court Judge .........................988-7557Clerk..................................................988-5510Extension Service............................988-5495Dept. of Child Services ...................988-2239Div. of Family Resources ................988-0160Health Department...........................988-2255Highway Department .......................988-4545Jail.....................................................988-5605License Branch ................................988-2404Nashville Police Dept. .....................988-0341Parks & Recreation..........................988-5522Post Office - Nashville.....................988-2262Post Office - Helmsburg ..................988-6302Public Library...................................988-2850Prosecutor........................................988-5470Recorder ...........................................988-5462School - BCHS .................................988-6606School - BCJHS ...............................988-6605School - Helmsburg .........................988-6651School - Nashville............................988-6607School - Sprunica ............................988-6625School - Van Buren..........................988-6658Sheriff’s Department .......................988-6655Soil and Water Conservation ..........988-2211Solid Waste Mgt. District ................988-0140Town of Nashville ............................988-5526TRIAD ................................................988-5606Treasurer ..........................................988-5458Veterans Affairs ...............................988-5600

Important Phone NumbersArea Code 812

South CentralAPPRAISAL ASSOCIATES

153 E. Gould St. • P.O. Box 122 • Nashville, IN812.988.6216 • 800.659.6737 • Fax 812.988.7643

Buddy GrellerCertified Residential Appraiser

Serving the following Counties:Brown • Morgan • Monroe • Johnson • Bartholomew

[email protected]


GREAT HOMEBeautiful 2 BR, 2 BA cedar home on 5 +/- acres, fully furnished, covered front porch, open back deck, 2 car garage/workshop, creek. $239,900. #21144217

GREAT STARTERVery nice 3 BR, 2 BA, mobile home, all re-done inside on 5.53+/- acres, large horse barn, long road frontage on SR 135 N. $74,900. #21147237

NICE LOCATION2 BR, 2 BA home on 20 +/- acres, easy commute to Columbus, one car garage, horse barn, hilly & rolling mostly fenced pasture. $165,000. #21164892

PICTURESQUE HILLTOP SETTINGBeautifully maintained 3 bed/ 2 bath ranch on almost 9 acres with pond. Truly a must see. $279,900 #21188165

ACREAGE

COZY CONDOLooking for convenience, comfort, and community? You’re within walking distance of Nashville’s shopping areas with this 2BD/2BA condo with private parking; enjoy the outdoors on a large, screened porch; vaulted ceiling in living room. $115,900. #21196079

PRIVATE SETTINGCharming 3 BR, 2 BA Cape Cod style home on 2+/- secluded wooded acres on a private paved road very close to Nashville, covered front porch, huge open back deck. $139,900 #21193326

Wayne Flesher, Principal Broker 812-327-2735Jane Gore, Broker Associate 812-325-5419

Chris Jackson, Sales Associate 812-340-2182

812-988-87732306A State Road 46 East • Nashville, IN 47448

www.buybrowncounty.com

11+/- wooded acreage, walking distance to Lake Monroe & adjoins Hoo-sier Nat’l Forest. $43,900 #21014219

Beautiful building lot in up-scale neighborhood of fine homes, high ridge property w/potential view. Priced to sell at $29,500. #21186435

12+/- acres - Nice wooded hillside, great for walk-out basement. Very close to Nashville, private with lots of trees. #21182569 $49,900

Nice 2+/- acre lot between Nashville and Columbus with water, electric, natural gas and it has a good 3 bedroom septic installed. #21188132 $34,900

PENDING

UNIQUE HOMEUnique 3 BR, 3 BA home w/2 stone FP, H/W floors, 2 levels of living space, mas-sive rooms, 2nd kitchen in lower level, potential view. $249,000. #21027357

STARTER HOMELarge 2 story home on 3+/- acres, home features 4 BR, 3 BA, lots of re-modeling, still some to do, big yard, some woods. $129,900. #21203903

CHARMING COTTAGESweet little cottage in the woods. 2 BR, 1.5 BA home within town limits, all city utilities, beamed ceilings, granite counter tops, Swedish gas FP, deck, separate artist studio building. $129,900. #21181581

REDUCED

REDUCED

REDUCED

SOLDPENDING


Roberts TeamBev & Dave RobertsOffice: 812-378-1715 Cell: [email protected] experience is your advantage!

Visit our website:www.RobertsTeamHomes.com

www.C21Breeden.com

BUILDING LOT6961 Jordan Lane Building

Lot/2.5 AC $31,000

1642 Gatesville Rd. $270,000• Country Living on 12.2 ACs

• 3 Bedrooms, 2 Baths• Master on Main Level• Huge 4+ Car Garage

NEW PRICE

Nora NoblittOffice: 812-378-7958 Cell: [email protected]

700 Washington StreetColumbus, IN 47201

7706 Grizzly Drive $178,000Nineveh, Indiana

Exceptional 2,123 SF home on a beautiful large lot w/full Sweetwater/Cordry Lake privileges. Open

Concept Great Room w/Brown County Stone.

N on Hwy 31, L on CR 800 S to Nineveh, L on Nineveh Rd, R on Center Lake Rd, R on Grizzly Rd.

AREA APPRAISAL SERVICES

812.988.6424 | FAX: 812.988.4924P.O. Box 472 Nashville, IN 47448

Email: [email protected]

Linda S. Bauer, SRADesignated & Certified Residential Appraiser

Serving Brown, Monroe & Morgan Counties

Appraisals for mortgage lending, tax assessment, divorce, estates, marketing & independent


Land for Sale• 5.578 sc. waterfront building lot. Johnson County, Hensley Twp. Indian Creek Schools. Builder of your choice. $78,000• 00 S 450 W, Trafalgar, 9.22 wooded acres w/well, elec., and drive on property. Indian Creek Schools. $92,000• 1.01 Ac. Building Lot, all utilites available Indiana Cree Schools - $29,900

• St. John Commons, Morgan Co., I.C. Schs., near Johnson Co. Line, Building tracts from 0.9 ac. to 2.4 acs., some lakefront, wooded, municipal water available. - $29,000 - $59,000• 1.3 ac. wooded, lakefront, building lot, gas & water available, Indiana Creek Schools - $52,900

Chief Realty

120 E Mulberry St., MorgantownGreat 2 level home w/4 bdrms, 2 ba, sep. DR, wrap-aroound covered porch, detached 2 car gar, on 2 lrg. lots in Morgantown. Home was updated in 2001 with new kit, heating and cool-ing and more. Main level furnace replaced in 2011. Indian Creek Schools. $119,900

7651 State Rd 135 N, Morgantown Loh Home in northern Brown County. 3 bdrms., 2 baths, fireplace in Great Rm,., lrg. covered deck w/Hot Tub, 2 levels, 2834 sq. ft., detached 3 c gar. w/heat and cooling. Gor-geous setting, back winding drive, with view of lake. 1.78 ac. $219,900

60 W. Mulberry St., MorgantownCharm of the wrap-around porch wel-comes you to this 3 bdrm. home. Up-dated HVAC, ele. panel, water heater, and a new family room. Some repairs still needed and reflected in price. Good location. Indian Creek Schools.$49,000

90 Anrold St., Morgantown 3 bdrms., 1782 sq. ft., Lots of hardwood and ceramic floors, LR has door lead-ing to sun room, family room with frplc., fenced rear yard, attached garage, Indian Creek Schools. $115,000

380 County Line Rd., MorgantownOne owner 4 bdrm., brick ranch home. Maintenance free exterior. Quality construction. Low utility costs. Oak KT cab. Vaulted Great Rm. ceiling. Covered front porch, 2 c. attached gar. 82x165 lot in great location w/good ac-cess to St Rd 135/252 Indian Creek Schools. $139,900

3016 S Conservation Club Rd., Morgantown

Lots of room in this 5 bdrm, 4 bath, home on 5 wooded acres. 3144 sq. ft. plus 1088 sq. ft. walk out bsmt. and 2 car at-tached gar. Lrg. Fam. Rm., LR with Fr-plc. Lots of decking. Very nice home with many amenities. $259,000

169 N Cross St., MorgantownPriced to sell. 3 or 4 bedrooms, 1 1/2 levels, Small detached building has been used as sep. rental but needs work. $45,000

469 N Highland St., Morgantown Three bedroom home with enclosed front porch, 2 car detached garage, Nice neighborhood. Lots of potential. Indian Creek Schools. $59,000

6739 S 500 W, Trafalgar Brick Ranch on 3.84 ac. 3 bdrms.. 2 1/2 BA, 2 car attached gar., barn/with loft storage, mostly wooded, great location, Indian Creek Schools... $168,000

NEW PRICE


CAMPFIRE CREEK-LUXURY LOG, 6 GUESTS, VERY PRIVATE

$469,000 #21108457

TOURIST RENTAL

"OLD HICKORY" EST. 2001. HALF MILE FROM TOWN.

$198,900 #21138061

TOURIST RENTAL

“HEARTSTONE” TOURISTHOME ON 3.8 ACRES

$275,000 #21118244

TOURIST RENTAL

2BR/2.5BA FOXFIRE, 6 GUESTS, NEAR STORY, 15.82 ACRES

$324,900 #21184564

3BR/1.5BA "CREEKSIDE" PROFITABLE LOG CABIN, PEACE & SOLITUDE, 6 GUESTS.

$171,900 #21198078

TOURIST RENTAL

SERENDIPITY PARK 2BR/1BA, LOG CABIN, 50+/- ACRES, 4 ACRE LAKE

$495,000 #21184769

TOURIST RENTAL

2BR/1BA, MAPLE HILLS, ANTIQUE LOG HOME, 18+ WOODED ACRES

$475,000 #21186391

TOURIST RENTAL

CURLY SHINGLES CABIN", HOT TUB, FURNISHED, WEBSITE INCL.

$228,500 #21206369

TOURIST RENTALTOURIST RENTAL

2 BR/2BA UP TO 6 GUESTS, LOG, NEAR-NASHVILLE LOCATION

$212,000 #21181458

TOURIST RENTAL

6BR/3BA SECLUDED LOG HOME, PRIVATE LAKE, FENCED PASTURE & BARNS

$335,000 #21211714

4BR/ 2.5BA BEAUTIFUL HOME ON 23 ACRES, POND, FANTASTIC VIEWS, 2 GAR

$629,900 #21207426

3BR/3BA, IN-LAW QUARTERS, 3 CAR GAR, 2 ACRES

$324,900 #21209059

3BR/3BA LAKEFRONT HOME, NO STEPS TO DOCK, FANTASTIC VIEW OF LAKE LASALLE, GARAGE

$225,300 #21210253

SALT CREEK GOLFCOURSE 2BR CONDO

$142,900 #21118170

TOURIST RENTAL

2BR/2BA, LOCATED IN NASHVILLE,SCREENED PORCH, GARAGE

$109,400 #21178536MAIN LEVEL CONDO ON GOLF COURSE, COMMUNITY POOL

$159,900 #211819602BR/2BA, SALT CREEK GOLF COURSE, EXTRA

LOVELY 2ND STORY END UNIT CONDO

$149,900 #21190308

TOURIST RENTAL

2BR/2BA, SALT CREEK GOLF COURSE, 2ND STORY CONDO WITH GREAT VIEW

$122,500 #21170675

TOURIST RENTAL

GOLF CONDO ON COURSE

$159,900 #21185008 2BR/2BA CONDO, SUNROOM,

DECK, 1 CAR DETACHED

$149,000 #21191306

PRICE REDUCED

3BR/2.5BA, 19.19 ACRES, 5ACRE LAKE,32X56 BARN

$475,000 #211695614BR/4BA, TOTAL PRIVACY,

DRAMATIC GR, 8.18 ACRES

$495,000 #21161776

LOG CABIN ON 10 AC., WEEKEND GETAWAY!

$209,000 #21140335

MIKE NICKELS LOG HOME, PRIVATE, 29 ACRES, LAKE

$395,000 #2833605

4BR NEAR NASHVILLE UNDER $200,000

$195,000 #2917686

LONG RANGE VIEW 3BR/3.5BA, LOTS OF CHARACTER

$275,000 #21192291

8+ AC, BUILDING SOLD AS-IS, GREAT FOR HUNTERS

$65,000 #21153884

20 ACRES ORIGINAL1800’S HOUSE

$136,900 #21158412BRING OFFER, 2BR/1BA, 5 ACRES, STOCKED POND, 4 CAR GARAGE

$135,900 #21177053

2BR/2.5BA NASHVILLE CITY LIMITS,2-CAR GAR

$167,000 #21165412

2BR/1BA, 40 WOODED ACRES, SMALL CREEK AND 1 ACRE LAKE

$219,000 #21183568

2BR/2BA, HORSE BARN, PASTURE, 8.69 ACRES

$295,000 #211729672BR/2BA 70 ACS ADJOINS

HOOSIER NATIONAL FOREST

$295,000 #2912699

PRICE REDUCED

80 ACRES, 1890'S FARM HOUSE 15+ TILLABLE ACRES

$375,000 #21192522

2BR/1BA LAKE LEMON BUNGALOW, BONUS ROOM & LRG DECK

$90,000 #21182340

PRICE REDUCED

3BR/1BA ARTSY BROWN COUNTY BUNGALOW. "WITS END"

$144,900 #21196719

LOG SWEET RETREAT, HELMSBURG RD

$129,000 #21147124

PRICE REDUCED

3BR/2.5BA, LOG HOME ON 48+ ACRES WITH 5 LAKES

$499,000 #21189425

3BR/2BA, RANCH WITH ATTACHED GARAGE

$115,000 #21179043

5BR/3.5BA OVER 3600 SF, SPACIOUS, ON NEARLY 1 ACRE, LAMB LAKE

$280,000 #21208951

PRICE REDUCED

3BR 16 ACRE MINI FARMW/BARN AND LAKE

$339,900 #21142973

PRICE REDUCED

2BR/2BA, UPDATED HOME ON ANNANDALE, 2 CAR GAR,LAKE ACCESS

$199,000 #21183583

PRICE REDUCED

4BR/2.5BA, GREAT VIEW, 6+ ACRES

$231,500 #21200251

2BR/1BA ON 2 ACRES, GREAT STARTER HOME

$99,500 #21190200

PRICE REDUCED

3BR/3BA, OPEN CONCEPT, BC STONE FRPLC, LAKE ACCESS

$209,900 #21195184

PRICE REDUCED

4BR/3BA HOME, 162 ACRES, TWO LAKES, TRAILS & PRIVACY

$895,000 #21191072

13.73 ACRES, 2BR/2BA, 3 CAR GAR,STOCKED LAKE

$137,750 #211663902BR/1BA COZY CABIN NORTH OF NASHVILLE,

HRDWD FLRS, WALK-OUT BASEMENT

$119,000 #21194235

PRICE REDUCED

3BR/2BA, BC STONE FIREPLACE & CATHE-DRAL CEILINGS, LOTS OF RECENT UPDATES

$144,000 #21187975

PRICE REDUCED

2BR/2BA, PRIVATE SETTING, 5 ACRES, POLE BARN

$128,000 #21202023

3BR/2BA, MANY UPDATES, 7 ACRES OVERLOOKING NICE POND

$165,000 #21187036

PRICE REDUCED

3BR/3.5BA 1 MILE FROM NASHVILLE, 2 FRPLCS, 3.5 ACRES

$319,900 #21191958

3BR/2BA, DOWNTOWN NASHVILLE, MAIN HOME + APT OVER HEATED GARAGE

$179,000 #212036611BR/1BA LOG CABIN WITH LOFT, EXPOSED

LOGS ON INTERIOR, RECENT UPDATES

$155,000 #21204770

PRICE REDUCED

3BR/2BA, UNIQUE, ARTSY AND SECLUD-ED RANCH ON 7+ WOODED ACRES

$144,900 #21204161

PRICE REDUCED

3BR/2BA SHARED POND, HIGH SPEED INTERNET AVAIL.

$88,500 #21203252

PRICE REDUCED

3BR/2BA RANCH ON 18.9 ACRES WITH 1.5 ACRE POND, 3 CAR GAR W/WORKSHOP

$249,000 #21206933

3BR/1BA, 5 ACRE MINI-FARM, 60X50 BARN, 40X32 GARAGE

$149,000 #21206968

PRICE REDUCED

2BR/2BA, LARGE BEDROOMS, BONUS ROOM, RADIANT FLOOR HEAT, GARAGE, 6.37 ACRES

$199,500 #21207758

3BR/2BA, 1566 SF, BIG LIVING ROOM, ON 3.65 ACRES

$100,000 #21208083

3BR/2BA, SUNROOM, SHARED POND, ON 7.41 ACRES

$148,500 #21207889

PRICE REDUCED

4BR/1.5BA, 3.12 ACRES, SUNROOM, LARGE DECK, 3 CAR GAR

$199,900 #21200851

5BR/2BA, ALL ELECTRIC, POND, HEATED 2 CAR GAR

$185,000 #21209029

3BR/1BA, BUILT IN '09, LAMINATE FLOORING, WOODLAND LAKE ACCESS

$97,900 #21203994

PRICE REDUCED

3BR/2BA LARGE OPEN YARD, 6.47 ACRES, LRG DECK

$99,500 #21192096

PRICE REDUCED

3BR/2BA 5 ACRES PASTURE AND WOODS NEAR STORY

$87,500 #2912720

PRICE REDUCED

CO

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PROPERTY SALES & MANAGEMENT158 N. Jefferson St.

P.O. Box 206 Nashville, IN 47448Office: (812) 988-2227

Fax: (812) 988-6664

The P

hil Shi

vely Te

am

KATHRYN RICHARDSONSales Associate

812-327-7462 Cell

DELORES PERCIFIELDBroker Assoc./Team Marketing

988-2227

RUTH JARRETTBroker Associate988-7046 Home

DEBBIE FLEETWOODSales Associate988-4402 Home

TOM VORNHOLT Principal Broker

317-989-3323

BOB KIRLINSales Associate

812-720-0222 Cell

PHIL SHIVELYManaging Broker988-1816 Home

KIM BRADYBroker Associate

988-2227

KEDREN LEEDYSales Associate812-340-3430

SHANNAN BAKERRentals Manager

812-988-3461

DONNA BOWMANOffice Admin812-988-2227

TO

UR

IST

RE

NTA

LS

PRICE REDUCED

PRICE REDUCED


To Advertise, email [email protected]

To submit comments, letters to the editor student news and photos or story ideas,

email [email protected]

812.988.2221147 E. Main • P.O. Box 277 • Nashville

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Curb appeal is integral when selling a home, and when the trees are bare and the ground is covered in dirty snow, it can make it very difficult to showcase your home’s landscaping. Improvements to your home really make it stand out from others on the market, but there’s one that will boost your home’s outdoor appeal no matter what the season: a deck.

When potential buyers visit your home in winter, they might not be able to envision how green and lovely your backyard will look come spring. But they will be able to see with their own eyes what a deck adds to your home’s living space.

Lighting is one way to boost your deck’s appeal. LED deck lighting kits, like those offered by deck manufacturers Latitudes and Deckorators, are both practical and visually appealing. Adding lighting to a deck can be an important safety feature and helps create a warm, welcoming mood for evening enter-taining.

Another improvement that speaks to both safety and visual appeal are deck railings. Decorative railings with ornate balusters and post cap covers can give a deck a distinctive look for a modest investment.

A great deck spruces up the curb appeal

Selling your home?


(21113684) $349,9004BR - HORSE PROPERTY

(21138906) $119,900MONROE LAKE FRONT

(21136355) $129,9002BR, 2BA W/POOL

(21142081) $259,900HIDDEN LUXURY

(21106728) $129,900COZY COTTAGE

DEVELOPMENT LOCATED ON OWL CREEK RD. THESE BUILDING SITES ARE A RARE FIND OFFERING SECLUSION FOR PRESTIGE HOMES, YEAR ROUND VIEWS AND MORE.

(21164961) $285,000PENDING

COMM

ERCI

AL

BROWN COUNTY PROPERTY MANAGEMENT IF YOU NEED A TENANT FOR YOUR RENTAL

PROPERTY PLEASE CONTACT US, WE MAY BE ABLE TO HELP YOU!

(21167623) $149,900BORDERS ST PARK

(21168594) $126,9001936 LOG CABIN

4602 E STATE RD 46 (21174486) 2.52 ACRES $310,442

great location for your new or old business!! zoned for general business with lots of frontage on state road 46 at gnaw bone. located next to brown county winery. see mls # 21174501 for 37.4 acres behind this one.

(21183919) $479,000PLEASANT VALLEYS APTS

(21195664) $1,100,000BROWN COUNTY ESCAPE

(21196446) $165,000CORDRY LAKE FRONT

(21189247) $179,900LASALLE LAKE FRONT

(21194555) $159,900NEAR STATE PARK

(21196568) $150,000PENDING

ADDITIONAL LISTINGS FOR

ACREAGE AVAILABLE ON OUR WEBSITECO

MMER

CIAL

0 STATE RD 135 S (21203985) 5.64 ACRES $149,900

(21202827) $549,900COUNTRY RETREAT W/71.8 AC

(21202861) $275,900COUNTRY RETREAT W/9.388 AC

(21204129) $179,900BROWN COUNTY RUSTIC

(21201702) $84,900COUNTRY LIVING

(21199226) $96,900GREAT LOCATION

(21176094) $139,9004BR, 2BA HOME

(21206887) $79,900NEW LISTING

(21212512) $389,900NEW LISTING

(21207191) $109,900NEW LISTING

(21200692) $94,500NEW LISTING


Exhausting stale indoor air and replacing it with fresh outside air is the best way to ensure continuous indoor air quality, the Home Ventilating Institute says. Modern construction, however, makes it virtually impossible to achieve sufficient exchange of air without mechanical assistance. Fortunately, from venting skylights to high-tech exhaust fans, there are plenty of ways to ensure ventilation in the kitchen and bath without sacrificing a comfortable atmosphere.

Thanks to resources like Energy.gov, you may already know that a properly installed, energy-efficient skylight can help you control heating, cooling and lighting costs. Skylights can also be an excellent source of passive ventilation.

Passive ventilation gives homeowners the benefit of fresh air without adding to their utility bills. A skylight doesn’t need to draw electricity to move air the way a venting fan does. What’s more, skylights can be equipped with solar blinds for additional light control and energy efficiency. And when a homeowner chooses both a solar-powered fresh air skylight and solar-powered blind, both the products and the installation may be eligible for a 30 percent federal tax credit as a green home improvement.

Venting skylights in kitchens passively exhaust hot air, moisture and odors while admitting additional light for more pleasant cooking, dining and entertaining. And skylights, along with fashionable accessories including blinds, can be controlled manually or by remote control. The same applies in baths, where humidity levels are often high and the need for ventilation is constant.

simple wAys to freshen

upthAt stuffy

bathroomor kitchen


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THUNDER RIDGE RD

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AK RI

DGE R

D

STIN

SON

HOLL

OW RD

DUNNAWAY RD

RAILROAD RD

TURNER RD

LICK

CRE

EK RD

LOST BRANCH RD

CARM

EL RI

DGE R

OAD

BRANSTETTER RD

COTTONWOOD DR

R

ITTER RD

LICK CREEK RD

THREE STORY HILL RD

HASSETOW N RD

CARMEL RIDGE LN

RICHARD S RD

CARM

EL R

IDGE

RD

R

ICHARDS RD

COOKS HILL RD

BEAR CREEK CHU

RCH R

D

BEAR CRE EK RD

BEAR CREEK RD

UPPER POSSUM

TROUT RD

COPPERH EAD LN

JACK C R EEK RD

BEAR CRE EK RD

SLIP

PERY ELM SHOOT RD

SOUTH SHORE DR

GREENBRIER LN

INDI

AN HI

LL

RD

HEL

MSBU

RG RD

FRIENDSHIP CABIN RD

MORR

ISON

RD

COV

ERD B

RIDGE

RD

WHIPPOORWHEEL LN

G

RAND

MA BA

RNES

R D

HELMSBURG RD

DOLLSBERRY LN

L

ANUM

RIDG

E RD

LANUM RIDGE R D

PLUM CREE K RD

SA L-M ER-ON RD

OWL CREEK RD

JACKSON BRANCH RIDGE RD JAC KSON BRANCH RD

ANNANDALE DR

OAK G ROVE RD

HOBBS RD

POLECAT RIDGE R D

O

AK G

ROVE

RD

IKE S

HIPLEY R

D

COUNTRY C LUB R

D

HELMSBURG RD MC LARY RD

DEER RUN PARK

KELP

GROV

E R D

GREEN V A LLEY RDGREEN

VALL

EY RD

MARLETT RD

DU

BOIS

RIDGE

RD

YELL

OWWO

OD LA

KE RD

YELLOWW OOD D R

GRE

EN

VALLEY R D

BOND CEMETARY RD

TOWN HILL RD

SOMERSET LAKE RD

JA

CKSO

N CRE

EK R D

SCARCE O FAT RID GE RD

KENT RD

LOW E R SCHOON E R RD

STEVENS RD

UPPER SCHOONER RD

SHIPLEY HOLLOW RD

CROOKED CR EEK RD

T.C . STEELE RD

DAVIS CREEK RD

T.C. STEELE RD

GILM

OR E RIDG

E R

D

DECKARD RIDGE RD

AXSOM BR ANCH

RD

BECKS GROVE RD

MT

NEB

O R

D

MT NEBO R D

CLIFF GREATH OUSE RD

BERRY RIDGE RD

BUFFA LO PIKE

HOUS

TON R

D

Strahl Lake

Ogle Lake

Crooked Creek Lake

Somerset Lake

State Park West Gate

State Park North Gate

LakeMonroe

Yelloww

ood La

ke

Greenbriar Lake

Lake Lemon

Bear Creek Lake Lake

Lasalle

Woodland Lake

To Nineveh

To Morgantown &Indianapolis

Spearsville

Crestview Lake

Fruitdale

Bean Blossom

HelmsburgGatesville

To ColumbuTo I-65

Pikes Peak

Story

GnawBone

To BrownstownTo US 50 (13 mi.)

Belmont

To BloomingtonTo SR 37

To Bloomington

YellowwoodState Forest

Trevlac

Needmore

Brown County State Park

OGA

LA

KEIT

H DO

NALD

SON

RD

CHRIS

TIANB

URG R

D

KENTUCKY

CAM

P

HORSE

BECKS GROVE RD

GRAND VIEW RD

OGLE RD

RD

RD

RD

AVENUE

LUTHERAN LAKE RD

GARRITY

RDHAMI LTON CREEK

CARL KIN

G RD

BECKS GROVE RD

BOB ALL EN RD

BELLSVILLE PIKE

BRAN

D H

OLL

OW

Swe

etw

ate

r Lake

Co

rdry La

ke

Ca

mp

Atte

rbu

ry

Echo Lake

Nashville

. Low interest mortgage rates

. Local decision making

. Service that makes a difference

. Call us for Purchase or Refinance

YOUR

Kevin [email protected]

Julie [email protected]

Federally Insured by NCUA. Equal Opportunity Lender.

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