Easypaisa

Pricing and Commissioning

Aug 10, 2010

Changes Being Made

Account Registration Fee and Commission

Cash Deposit FeesMoney Transfer FeesMoney Transfer Commission (sending

and receiving side)

3

Registration Fee & Commission

Account Opening Fee would be deducted from the Merchant account at Capture Time

Account Opening Fee is to be collected from the Customer after documents submission in AKSA

Account Opening Fee 51.7FED (16%) 8.28Total Charges 60

New Pricing

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No change in Upfront and Retention commission. In case of arrears commission, the qualification criteria is

proposed to be re-adjusted Down from PKR 125 & 250 to PKR 70 &140 for the 2 installments respectively

Removal of cash-in and cash-out from revenue calculation for Arrears commission only (Note: Cash-Out would still be included in Retention Commission calculation)

Registration Commission - Franchise

Franchise Commission Amount Requirements

Upfront Commission 30 Successful Registration35 1st Installment: Min Revenue of 70 in 240days*35 2nd Installment: Min Revenue of 140 in 240days*

Retention Commission 10% of Fee/Revenue of M-Account Trx for 18 months**Revenue calculation include all transactions except Cash-in and Cash-out transactions

Mobile Account Registration

Arrears Commission

Funds Transfer (from an easypaisa Mobile Account to another Mobile Account) – Level 1 Account

Transaction Limits Apply on Sending/Receiving Fee is charged in addition to the transaction amount from the sender’s account Retention Commission (@10%) paid to Franchise who captured account New Slabs have been added below PKR 1000

Fee FED Total Total Ret Fran Total Ret Fran0 200 6 0.96 6.96 0.6 N/A 0.6 N/A

201 500 12 1.92 13.92 1.2 N/A 1.2 N/A501 1000 20 3.2 23.2 2.0 N/A 2.0 N/A

1001 2500 40 6.4 46.4 4.0 N/A 4.0 N/A2501 4000 60 9.6 69.6 6.0 N/A 6.0 N/A4001 6000 80 12.8 92.8 8.0 N/A 8.0 N/A6001 8000 100 16 116 10.0 N/A 10.0 N/A8001 10000 120 19.2 139.2 12.0 N/A 12.0 N/A

Receiving CommFunds Transfer (M-Account to M-Account)

Slab Start Slab EndSending CommCharges

Funds Transfer (from an easypaisa Mobile Account to another Mobile Account) – Level 2 Account

Transaction Limits Apply on Sending/Receiving Fee is charged in addition to the transaction amount from the sender’s account Retention Commission (@10%) paid to Franchise who captured account New Slabs have been added below PKR 1000 and above PKR 10,000 (for level 2

accounts)

Fee FED Total Total Ret Fran Total Ret Fran0 200 6 0.96 6.96 0.6 N/A 0.6 N/A

201 500 12 1.92 13.92 1.2 N/A 1.2 N/A501 1000 20 3.2 23.2 2.0 N/A 2.0 N/A

1001 2500 40 6.4 46.4 4.0 N/A 4.0 N/A2501 4000 60 9.6 69.6 6.0 N/A 6.0 N/A4001 6000 80 12.8 92.8 8.0 N/A 8.0 N/A6001 8000 100 16 116 10.0 N/A 10.0 N/A8001 10000 120 19.2 139.2 12.0 N/A 12.0 N/A

10001 13000 140 22.4 162.4 14.0 N/A 14.0 N/A13001 16000 160 25.6 185.6 16.0 N/A 16.0 N/A16001 20000 180 28.8 208.8 18.0 N/A 18.0 N/A20001 25000 200 32.0 232 20.0 N/A 20.0 N/A

Receiving CommFunds Transfer (M-Account to M-Account)

Slab Start Slab EndSending CommCharges

Funds Transfer (from a Merchant to an easypaisa Mobile Account) – Pay easypaisa Transaction

Transaction Limits Apply on Sending/Receiving Fee is charged in addition to the transaction amount and is paid by the

Sender Any person without a Mobile Account can send money into another

person’s Mobile Account from any easypaisa Merchant. Commissions paid out on the Sending Side equal to Money Transfer

commissions

Fee FED Total Total Ret Fran Total Ret Fran0 1000 30.17 4.83 35 12.5 10.0 2.5 N/A

1001 2500 60.34 9.65 70 25.0 20.0 5.0 N/A2501 4000 90.52 14.48 105 37.5 30.0 7.5 N/A4001 6000 120.69 19.31 140 50.0 40.0 10.0 N/A6001 8000 150.86 24.14 175 62.5 50.0 12.5 N/A8001 10000 181.03 28.96 210 75.0 60.0 15.0 N/A

ChargesFunds Transfer (Merchant to M-Account)

Slab Start Slab EndSending Comm Receiving Comm

Money Transfer from an easypaisa Mobile Account to OTC

Transaction Limits Apply on Sending/Receiving Fee is charged in addition to the transaction amount from the Sender Account A person with a Mobile Account can send money to any person without a Mobile

Account with the money to be collected from any easypaisa Merchant Commissions paid out on the Receiving Side and equal to Money Transfer

commissions. Retention Commission paid to Franchise who captured the Sending Mobile Account

Fee FED Total Total Ret Fran Total Ret Fran0 1000 40 6.4 46.4 2 N/A 2 12.5 10.0 2.5

1001 2500 80 12.8 92.8 4 N/A 4 25.0 20.0 5.02501 4000 120 19.2 139.2 6 N/A 6 37.5 30.0 7.54001 6000 160 25.6 185.6 8 N/A 8 50.0 40.0 10.06001 8000 200 32 232 10 N/A 10 62.5 50.0 12.58001 10000 240 38.4 278.4 12 N/A 12 75.0 60.0 15.0

ChargesMT (M-Account to OTC)

Slab Start Slab EndSending Comm Receiving Comm

Money Transfer (OTC to OTC)

Transaction Limits Apply on Sending/Receiving Fee is charged in addition to the transaction amount and is paid by the

Sender Equal Commissions paid out on Sending and Receiving Side

Fee FED Total Total Ret Fran Total Ret Fran0 1000 51.72 8.28 60 12.5 10.0 2.5 12.5 10.0 2.5

1001 2500 103.45 16.55 120 25.0 20.0 5.0 25.0 20.0 5.02501 4000 155.17 24.83 180 37.5 30.0 7.5 37.5 30.0 7.54001 6000 206.9 33.1 240 50.0 40.0 10.0 50.0 40.0 10.06001 8000 258.62 41.38 300 62.5 50.0 12.5 62.5 50.0 12.58001 10000 301.72 48.3 350 75.0 60.0 15.0 75.0 60.0 15.0

Charges Receiving CommMT (OTC to OTC)

Slab Start Slab EndSending Comm

Cash Deposit into a Mobile Account

No charges on Cash Deposit Transaction Limits Apply on Cash Deposit Commissions paid out to the Retailer doing the Cash Deposit and Parent

Franchise

Total Ret Fran0 200 0 3 2.4 0.6

201 500 0 6 5 1 501 1000 0 10 8 2

1001 2500 0 20 16 4 2501 4000 0 30 24 6 4001 6000 0 40 32 8 6001 8000 0 50 40 10 8001 10000 0 60 48 12

10001 13000 0 70 56 14 13001 16000 0 80 64 16 16001 20000 0 90 72 18 20001 25000 0 100 80 20

CommissionSlab Start Slab End Fee

Cash Deposit

Cash Withdrawal from a Mobile Account

Fee Charges apply in addition to the Amount withdrawn from the Mobile Account

Transaction Limits Apply on Cash Withdrawal Commissions paid out to the Retailer doing the Cash Withdrawal and

Parent Franchise

Fee FED Total Total Ret Fran0 1000 20 3.2 23.2 10 8 2

1001 2500 40 6.4 46.4 20 16 4 2501 4000 60 9.6 69.6 30 24 6 4001 6000 80 12.8 92.8 40 32 8 6001 8000 100 16 116 50 40 10 8001 10000 120 19.2 139.2 60 48 12

10001 13000 140 22.4 162.4 70 56 14 13001 16000 160 25.6 185.6 80 64 16 16001 20000 180 28.8 208.8 90 72 18 20001 25000 200 32.0 232 100 80 20

ChargesCash-Out

Slab Start Slab EndCommission

Transfer In and from Tameer Bank Account

Transfer In has NO CHARGES Transaction Limits apply on Transfer Out but they DONOT apply Transfer In Customer needs to register his Tameer Bank account with his easypaisa Mobile

Account by calling up the helpline at 345 In case of Transfer Out, amount is transferred out of the Mobile Account after the

deduction of Charges Retention Commissions paid out to Franchise who captured the Mobile Account

Fee FED Total Total Ret Fran0 1000 20 3.2 23.2 2 N/A 2

1001 2500 40 6.4 46.4 4 N/A 42501 4000 60 9.6 69.6 6 N/A 64001 6000 80 12.8 92.8 8 N/A 86001 8000 100 16 116 10 N/A 108001 10000 120 19.2 139.2 12 N/A 12

10001 13000 140 22.4 162.4 14 N/A 1413001 16000 160 25.6 185.6 16 N/A 1616001 20000 180 28.8 208.8 18 N/A 1820001 25000 200 32.0 232 20 N/A 20

Transfer Out

Slab Start Slab EndCharges Commission

Utility Bill Payment – Mobile Account

Rs. 10 to be charged from the customer for any Utility Bill Paid of any denomination

No FED is applicable here

Retention Commissions (PKR 1) to be paid out to the Franchise who captured the Mobile Account

Transaction Limits apply on Bill Payments

Utility Bill Payment – Through Merchant

UBP through merchant (OTC) is free of charge

Total Commission is PKR 3.75 with Retailer getting PKR 3 and Franchise getting PKR 0.75 per bill

Donations and Mobile Top-Up

Both Donations (through merchant and mobile account) and Mobile Top-Up are free of charge

Retention Commission @0.4% of transaction amount is paid out to the Parent Franchise in case of donations through mobile account

Transactional Commission @2.5% of transaction amount is paid out in case of donations through merchant. This amount is then split 80-20 between retailer (who gets 2%) and franchise (who gets 0.5%)

Mini Statement

Fee Charged for each mini statement is Rs. 1.00. 16% FED deducted

Mnemonics DescriptionPAY PaymentPRC Payment ReceivedTOU Transfer OutTIN Transfer InRPR Reversal - Payment ReceivedRPA Reversal - PaymentRRF Reversal - RefundRRR Reversal - Refund ReceivedRTO Reversal - Transfer OutRTI Reversal - Transfer InJNL JournalCDP Deposit Made

Mnemonics DescriptionCRC Deposit Paid - Money ReceivedCWD WithdrawalCPO Withdrawal - Money Paid OutRCD Reversal - Deposit MadeRCR Reversal - Deposit PaidRCW Reversal - WithdrawalRCP Reversal - Money Paid OutMTS Money Transfer SenderMTR Money Transfer ReceiverUBP Utility Bill

RUBP Utility Bill Reversal

These are the mnemonics, displayed on mini statement for both subscriber and merchant, and their description

Thank You