How to Get Cheap Car Insurance

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Shop AroundShop Around

Comparing as many as possible insurance companies is a great way to find discounts and minimize your car insurance costs.

Increase your deductible Amount

Deductible, or excess, is that part of a liability that is not covered by the insurer.

„Switching from a $100 deductible to $1000 can reduce the collision portion of your premium by 30 %” (howstuffworks.com)

Security

A Safer car means less risk for the insurance company.

Installing Security devices, Garaging your car can help in lowering your insurance rates.

„NO CLAIMS” Bonuses

Start building these bonuses.

They can contribute a lot , offering as much as a 50% reduction on your premiums.

Stick with yearly policies

Choosing a yearly policy can extend your car insurance savings.

Check your Mileague

Those who drive less than 7500 miles a year can get huge discounts.

Saving on Medical Coverage

If your health insurance does cover you for car accidents then you may want to drop any medical payments.

Drop Collision Coverage on older cars

When the annual insurance premium reaches 10 % of your car's value then it is adviced to cancel your collision coverage

Group Discounts

Sometimes being affiliated with certain organizations(trade,credit unions, college sororities..) can extend your saving on your car insurance

Keep your Credit CLEAN

Many companies check your credit score when setting your policy rates.

Check the Internet

A growing number of companies offer online discounts (10-15%) for car insurance.

Bonus Tips

Don't modify or customise your car. Reduce the number of drivers on your car

insurance policy, especially teenagers, young drivers under 25 years of age.