cribis db_english profile_2015
TRANSCRIPT
CRIF Group services for
Italian companies
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CRIF’s Corporate Mission
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CRIF is a global company that support and create value for credit lenders, insurance companies, businesses and consumers with its complete range of information services and solutions so that they can easily make prompt and effective decisions. CRIF supports worldwide the decision-makers:
• Banks
• Financial Companies
• Insurance
• Utilities
• Companies
with a full range of information services and solutions for
Management of commercial credits risk Marketing
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CRIF Worldwide
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Londra, UK Budapest, Ungheria
Credit Bureau Services
Credit Bureau Data Pools
Credit Rating Agency
Analytics & Decisioning
Business Information
Debt Collection
Real Estate Information and Related Services
Business Process Outsourcing
Lending Solutions
Insurance Solutions
Personal Solutions
Città del Messico, Messico
Baton Rouge, USA
Atlanta, USA
Albuquerque, USA
Denver, USA
Capodistria, Slovenia
Varsavia, Polonia
Bologna
Milano
Roma
Kingston, Giamaica
Dushanbe, Tagikistan
Vienna, Austria
Zurigo, Svizzera
Giacarta, Indonesia
Bratislava, Rep. Slovacca
Praga, Rep. Ceca
Mosca, Russia
Pechino, Hong Kong, Cina
Hanoi, Vietnam
Manila, Filippine
Mumbai, India
Istanbul, Turchia
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CRIF at a glance
4 continents
2,000+ employees and contractors
47 countries
4 datacenters
2,000+ managed servers
3,100 financial institutions worldwide
use CRIF services
25,000+ business clients
500+ software installations
250+ million credit bureau scores
11 types of solutions
credit bureau solutions in 17 countries
Decisioning and lending solutions
in 24 countries
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CRIF in numbers
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Total revenues (in millions of Euro)
Number of associates (worldwide)
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Il processo di crescita di CRIF
1988 2006 2007 2008 2001
2005 2009
19901999 2010
• Fondata
a Bologna
1990-1996
Sviluppo di:
• Credit bureau
• Decisioning
• Public Record Data Base
• Real estate information
• Application Processing
1997
• Creazione CRIF Decision Solutions Ltd (UK)
• Start-up business information
1999
• Creazione CRIF North America (USA)
• Costituzione CRIBIS Corp. (USA)
2006
• Acquisizione INFIN (Rep. Slovacca)
• Sviluppo servizi di valutazione immobiliare
2007
• Acquisizione Infodata (Polonia)
• Creazione OOO CRIF (Russia)
• Acquisizione Magnum (USA)
• Acquisizione UR – Universal Registry (Rep. Slovacca)
• Sviluppo BPO e Personal Solutions
2001-2003
• Acquisizione Teleservice
(Italia)
• Costituzione joint venture TU CRIF Decision Solutions (Messico) e TU CRIF Decision Solutions Llc (USA)
• Acquisizione
di Equifax Enabling Technologies/ APPRO (USA)
• Partnership con High Mark Credit (India)
• Partnership con PCB (Vietnam)
2005
• Acquisizione 100% CCB (Rep. Ceca)
• Acquisizione 100% SCB (Rep. Slovacca)
• Membro fondatore NBCH (Russia)
2008
• Acquisizione Teres (USA)
• Creazione CRIF S.A. de C.V. (Messico)
• Costituzione joint venture Huaxia CRIF (Cina)
2009
• Acquisizione D&B Italia
• Acquisizione FLS (USA)
• Acquisizione
Aimbridge (USA)
• Costituzione di CRIF Zrt. (Ungheria)
• Acquisizione
di Cypress Software Systems (USA)
• Costituzione di CRIF Beijing in Cina
• Acquisizione delle operation di Deltavista in Svizzera e in Austria
• Prima società italiana, CRIF ottiene da Consob ed ESMA la registrazione in UE come Credit Rating Agency (CRA)
1988 20062007
2008 2009
19902000
2010 2001 2005
2011
2012
• CRIF NM ottiene la licenza per costituire un credit bureau locale (Giamaica)
• Costituzione di CRIF in Indonesia
• Acquisizione di Dun & Bradstreet Turkey, Finar e Kompass Turkey
2013
• Acquisizione di Cresura AG in Svizzera
• Ufficio di rappresentanza nelle Filippine
• Ufficio di rappresentanza a Hong Kong
2012 2013
2014
• Acquisizione di Recom in Turchia
• Acquisizione di OFWI Teledata in Svizzera
• Acquisizione delle quote di maggioranza di High Mark Credit Information Services in India
• Acquisizione di Dun & Bradstreet UAE a Dubai
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CRIF business solutions
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A highly specialized company with advanced business information skills. It was set up with the aim of providing both the Italian market and D&B's global clients with the highest standards of quality in terms of business coverage, the depth and accuracy of information, the technological capacity and flexibility to respond quickly to market demands, as well as in the provision of decisional systems, and scoring models.
CRIBIS Teleservice is a CRIF Group company and has offered for more than 15 years to banks, financial institutions and companies a complete gamma of credit collection outsourced services: from the customer care up to the extrajudicial and judicial collection. Through tested and efficient procedures and precise and structured activities, CRIBIS Teleservice facilitates prevention in the eventuality of payment problems.
The first Italian rating agency to issue ratings regulations and recognized at European level, having obtained in December 2011, registration as a Credit Rating Agency (CRA) by Consob - Competent Authority for Italy - and by ESMA - the new European Authority for financial markets. CRIF's mission is to provide high-quality ratings by following a rigorous methodological approach.
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Information, people and technology
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Value added
information on 100% of the Italian companies
Credit Scoring on 100% of the Italian
companies
The biggest information system
concerning payment behavior on Italian
and foreign companies.
Information over 200 million on
companies in 230 countries
Italian and international groups
More than 100 analysts dedicated to the search and analysis
of the information
Cutting-edge technology and
constant innovation
Daily updating of information
All corporate links and stakeholders
composition
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The biggest information system on payments behavior
Number of experiences in CRIBIS iTRADE
Source: Payment Study
45 years of experience
5 billion transfers collected
worldwide
250 million transfers collected
in Italy
1,4 millions of Italian
companies with evidence / information / payment details
65% of reports with D&B Paydex
81% of reports purchased with
payment details
4 million invested in the
program over the last 3 years
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CRIBIS.com: complete information for all business areas.
CRIBIS.com provides essential
information for the strategic planning
in all the business areas, as well as for
credit evaluation of business
partners:
from the phase of business
development and internationalization
to customer management and supply
chain, to payments management and
debt collection.
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CRIBIS.com: complete informations, simple solutions
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Credit Scoring: They help to prevent the debt identifying critical situation about a company, such as a deterioration of payment behavior or the risk of failure. Business report: In-depth, complete and easy to read, business report support decisions on any kind of business partner, advising the maximum level of exposure. Monitoring: Power Monitor allows clients to monitor the level of risk in their clients portfolio and to trace changes over time. Marketing service: Support companies in business development, from the strategic market analysis to the action on the best prospects. Collection: A complete gamma of services for the outsourced management of each phase of the credit collection, from the customer care up to the extrajudicial and judicial collection. Supply Management: Complete services to find the best suppliers in the market and to manage the portfolio, minimizing the risk of the supply chain. Business Information on foreign companies: A wide range of value added information on more than 200 million companies worldwide thanks to the access to D&B Worldwide Network. Payments: CRIBIS iTRADE Lab is a unique system for the payments management of clients portfolio, through in-depth analysis of delays, exposure and expired credits.
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In recent years, the payments have become a central factor in the life of the
company. Proper management of commercial credit is crucial to maintaining cash
flow, plan the marketing strategy, manage customers and especially to build solid
relationships with strategic partners such as Insurance and Banking.
For this reason CRIBIS iTrade Lab was born, the first solution in Italy for the
management of exposure, expired and payment delays. Integrated into
CRIBIS.com, the business information platform of CRIBIS D&B, CRIBIS
iTrade Lab is a tool designed specifically for the management of commercial
payments, allowing to analyze in depth the payment behavior of our clients’
portfolio.
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CRIBIS iTRADE
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CRIBIS Teleservice
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CRIBIS Teleservice is a CRIF Group company and has offered for more than 15 years to banks, financial institutions and companies a complete gamma of credit collection outsourced services: from the customer care up to the extrajudicial and judicial collection. Through tested and efficient procedures and precise and structured activities, CRIBIS Teleservice facilitates prevention in the eventuality of payment problems. CRIBIS Teleservice allows the debt outstanding collection, increasing profits and safeguarding the relationship with clients.
Contact Management
Phone Collection
Field Collection
Legal Collection
CRIBIS Teleservice services
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CRIF Rating Agency
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• It’s the first Italian rating agency to be recognized by the European supervisory authority ( in the end of 2011)
• Today there are twenty rating agencies accredited in the EU (most domestic player)
• All registered CRA are subject to strict supervision and inspection information by ESMA (European Financial Markets Authority)
• The ratings CRIF are valid throughout the EU and
recognized by domestic and European investors
• From January 2014, all credit rating agency
recognized by ESMA are also ECAI (External Credit Assessment Institutions), that is the ratings can be used by banks to calculate capital requirements according Reserved and confidential standard approach of Basilea.
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Thanks for your attention
CRIBIS D&B Community
@cribisdnb cribisdnb
Per informazioni scrivi a [email protected]